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2025-03-31-accounts

Trustees’ annual report (including Directors’ report) for the period

From: 01/04/2024 To: 31/03/2025

Charity name: Ludlow Swimming club

Charity registration number: 1174861

Objectives and activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The promotion of community
participation in healthy recreation for the
benefit of the inhabitants of Ludlow and
South Shropshire and their surrounds by
providing facilities for the teaching and
practice of swimming and other
associated water sports activities.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19
The club operates training sessions at
Ludlow Leisure Centre on 5 days of the
week. The membership is divided into
Foundations, Development and
Performance Squads. Separate training
sessions are provided for each squad.
The club runs a Club Championship in
October each year offering swimmers the
opportunity to compete in a full range of
strokes and events. The Club Champs is
a Licensed event run under Swim
England gala licensing conditions. The
club selects squads to compete in the
National Arena League and in West
Midlands regional leagues. The club also
supports swimmers in entering Open
Meets organised by Swimming clubs
across the region. The Trustees have
sought to maintain the overall
size/membership of the club. The
development of swimmers has been
monitored through coaches feedback and
tracking performances at galas. The
selection of swimmers for competitions
has been fair and transparent. The club
has been open in its recruitment policy
and has actively promoted its activities to
all young people in the area through local
schools and youth groups.
Statement confirming
whether the trustees have
had regard to the guidance
Para 1.18 schools and youth groups.
The Trustees are satisfied that the club
has operated with due regard to the
CONFIDENTIAL issued by the Charity

issued by the Charity Commission on public benefit

Commission on public benefit Charity Commission guidance on public benefit

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38
Policy on social investment
including program related
investment
Para 1.38
Contribution made by
volunteers
Para 1.38 The club relies on volunteers to run the
Club’s training sessions, manage
swimmer recruitment and membership
administration, organise and officiate at
the Club Champs and League galas and
to organise social events to celebrate
success and achievements. In addition to
the club trustees who are volunteers,
another 12 volunteers contributed to the
club’s activities and the Club invested in
the volunteer workforce by offering
accredited courses in swim teaching,
coaching, team manager, time keeping
and gala official (swim judge)
Other

Achievements and performance

Summary of the main Para 1.20 achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.

Additional information (optional) You may choose to include further statements where relevant about:

Para 1.41 Achievements against objectives set Para 1.41 Performance of fundraising activities against objectives set Para 1.41 Investment performance against objectives Other

Financial review

Review of the charity’s
financial position at the end
of the period
Para 1.21 The club has relied on monthly
membership fees to support its activity
during the year. The key costs are pool
hire and coach salary. Other costs
include training of swim teachers and
coaches. Monthly income has not
covered the outgoings. This has been
supported by fundraising. The club has
maintained and increased the current
reserves of £1000 over the year. The club
is actively recruiting new swimmers to
address this issue and undertaken
fundraising and successful grant
applications.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 The club seeks to maintain sufficient
reserves to cover at least 3 months of
pool hire costs as a contingency against
a drop in members or other unforeseen
loss of income or exceptional cost. This
has not been possible for many years.
Amount of reserves held Para 1.22 £1,063
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
deficit
Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47 The principle source of funds for the
charity is the monthly subscriptions of its
members.
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46 Three main risks to the charity. 1. Lack of
volunteer support 2. Continual rise of
pool hire fees. 3. Membership fees not
covering costs
Other

Structure, governance and management

Description of charity’s
trusts:
Type of governing document:
for example,trust deed,
memorandum and articles of
association etc
Para 1.25 CONSTITUTION ADOPTED 15 DEC 2015,
updated January 2022
How is the charity
constituted?
for example limited company,
unincorporated association,
CIO
Para 1.25 Unincorporated Club
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Elections to posts at annual AGM or as
appointed by trustees at other time points

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction and
training of trustees
Para 1.51 Ludlow Swimming Club is affiliated to
Swim England, as the sports governing
body. Trustees are supported by Swim
England, this includes access to training
courses and conferences organised by
West Midlands region of Swim England
and by Shropshire ASA. Swim England
provides a full time Club Development
Officer to support Trustees at clubs.
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
The club holds swim mark accreditation,
a quality assurance scheme operated by
Swim England. Swim mark standards
apply to all areas of significant risk,
including management of the volunteer
workforce, safeguarding of children and
management of personal data.
Relationship with any related
parties
Para 1.51
Other The club operates at Teme Leisure,
Ludlow and all of the sessions are run
under the operating procedures of Teme
leisure as operators of that facility.

Reference and administrative details

Charity name Ludlow Swimming Club

Other name the charity uses
Registered charity number 1174861

Charity’s principal address
47, Downton View, Ludlow SY8 1JE

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or
body) entitled to
appoint trustee (if
any)
Mark Jones Chair
Mark Jones Secretary
Treasurer Sarah Gurney
Gala Secretary Kylie Robson-Lee
Jenna Caine Committee Member
Matt Morgan Committee Member
Sarah Grant Committee Member

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (optional information)

Names and addresses of advisers (optional information) Names and addresses of advisers (optional information) Names and addresses of advisers (optional information) Names and addresses of advisers (optional information)
Type of
adviser
Name
Address
Name of chief executive or names of senior staff members (optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The company has taken advantage of the small companies’ exemption in preparing the report above.

The trustees declare that they have approved the trustees’ report (including directors’ report) above.

Signed on behalf of the charity’s trustees/directors

Signature(s)

Full name(s)

Position (for example Secretary, Chair, etc)

Date

Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Ludlow Swimming Club
1174861
CC16a
Receipts and payments accounts
For the period
from
Apr-24
To
Mar-25
Section A Receipts and payments
~~—————e~~
Unrestricted
funds
Restricted funds Endowment
funds
Total funds Last year
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Training Fees/Competition Fees/Insurance/Membership
£35,320.00
-
--
-
--
-
35,320-
-
--
Kit
£57.00
-
--
-
--
-
57-
-
--
Grants
£0.00
-
--
-
--
-
--
-
--
Fundraising/Sponsorship
£8,754.25
-
--
-
--
-
8,754-
-
--
Interest
£7.05
-
--
-
--
-
7-
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
Sub total(Gross income for AR)
-
44,138-
-
--
-
--
-
44,138-
-
--
~~2~~
A2 Asset and investment sales, (see table).
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
Sub total-
--
-
--
-
--
-
--
-
--
Total receipts -
44,138-
-
--
-
--
-
44,138-
-
--
——=~~====~~
A3 Payments
Pool hire £25,366.00 - -- - -- - 25,366- - --
Wages £9,089.00 - -- - -- - 9,089- - --
Swim England/ASA Membershipand insurance £3,772.00 - -- - -- - 3,772- - --
Competition Entries £3,035.50 - -- - -- - 3,036- - --
Website £254.98 - -- - -- - 255- - --
Refunds £7.00 - -- - -- - 7- - --
Fundraising entertainment £400.00 - -- - -- - 400- - --
Training £27.00 - -- - -- - 27- - --
HMRC £1,355.45 - -- - -- - 1,355- - --
Kit £267.30 - -- - -- - 267- - --
Fundraising costs £436.00 - -- - -- - 436- - --
~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~ ~~=~~ -
~~=~~
--
~~=~~
~~=~~ ~~=~~ -
~~=~~
--
~~=~~
~~=~~ ~~=~~ -
~~=~~
--
~~=~~
~~=~~ ~~=~~ -
~~=~~
--
~~=~~
Sub total
~~=~~
-
44,010-
~~=~~
~~=~~ ~~=~~ ~~=~~ -
~~=~~
--
~~=~~
~~=~~ ~~=~~ -
~~=~~
--
~~=~~
~~=~~ ~~=~~ -
~~=~~
44,010-
~~=~~
~~=~~ ~~=~~ -
~~=~~
--
~~=~~
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
Sub total -
44,010-
-
--
-
--
-
44,010-
-
--
A4 Asset and investment purchases, (see table)
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
Sub total -
--
-
--
-
--
-
--
Total payments -
44,010-
-
--
-
--
-
44,010-
-
--
~~=~~
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
**Cash funds this year end **
-
128-
-
--
-
--
-
128-
-
--
-
--
-
--
-
--
-
--
-
--
-
3,381-
-
--
-
--
-
3,381-
-
--
-
3,509-
-
--
-
--
-
3,509-
-
--
~~===>>~~
Section B Statement of assets and liabilities at the end of the period Section B Statement of assets and liabilities at the end of the period
Unrestricted Restricted funds Endowment
Categories Details funds funds
to nearest £ to nearest £ to nearest £
B1 Cash funds Current Account
-
2,446-
-
--
-
--
Savings Account
-
1,063-
-
--
-
--
-
--
-
--
-
--
Total cash funds
-
3,509-
-
--
-
--
<==
(agree balances with receipts and payments account
(s))
OK OK OK
Unrestricted Restricted funds Endowment
funds funds
Details to nearest £ to nearest £ to nearest £
B2 Other monetary assets -
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
-
--
=—=—
Details Fund to which asset
belongs
Cost (optional) Current value
(optional)

CCXX R1 accounts (SS)

09/11/2025

1

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||||| |---|---|---|---| |B3 Investment assets|-|-| |-|-| |-|-| |-|-| |-|-| |Fund to which asset|Cost (optional)|Current value| |Details|belongs|(optional)| |B4 Assets retained for the charity’s own use|-|-| |-|-| |-|-| |-|-| |-|-| |-|-| |-|-| |-|-| |-|-| |Fund to which|Amount due|When due| |Details|liability relates|(optional)|(optional)| |B5 Liabilities|-| |-| |-| |-| |-| |Signed by one or two trustees on behalf of all the trustees| |Signature|Print Name|Date of approval|

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CCXX R2 accounts (SS)

09/11/2025

2

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of Ludlow Swimming Club On accounts for the year ended 3110312025 Charity no (if any) 1174861 Set out on pages Iramx&rnhar tn invliiAx& niimknro nl gAAilinn gl I report to the trustees on my examination of the accounts of the above charity ("the Trusf) for the year ended 3110312025 Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (Ihe AcY'>. I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in. any material respect: accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records Independent examinerfs statement I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed: Date: 911112025 Name: Rosemary Williams Relevant professional qualification(s) or body (if any): Address: The Brambles, Farlow Kidderminster DY14 ORQ Section B Disclosure Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charty accounts.. directions and guidance for exam iners). IER October 2018

Give here brief details of any items that the examiner wishes to disclose. IER October 2018