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2024-12-31-accounts

stepping stones • Annual Report 2024

Contents

Overview 1

Message from Chair of Trustees 2

Treasurer’s Report 3

4 Charity Manager’s Report

5 Acknowledgements

Stepping Stones Learning and Leisure | Annual Report 2024

01

Overview

Stepping Stones Learning and Leisure is a charity that supports adults with learning disabilities to live full and connected lives.

Each week, we run a range of creative, social, and skill-based sessions that bring people together, build confidence, and encourage independence. From music and drama to gardening and digital skills, our sessions give people the chance to try new things, form friendships, and feel part of something collective.

Our aim is to offer meaningful opportunities shaped by the ideas and interests of the people who take part. Most of our programmes run from St Faith’s Community Centre in Herne Hill, but we also work off-site in a local residential home, activity centre, and our allotment in Nunhead. Wherever the session takes place, we want everyone to feel welcome, listened to, and able to get involved in a way that works for them.

Stepping Stones Learning and Leisure | Annual Report 2024

02

Message from our Chair of Trustees

“Nobody puts Baby in the corner…”

A line from our fabulous Summer Show - one of the highlights being the Stepping Stones take on Dirty Dancing.

And nobody puts our wonderful learners at Stepping Stones in the corner either!

----- Start of picture text -----
Summer Show 2024
----- End of picture text -----

There has been stability, growth and change this year.

All our fun and high-quality classes, summer show, summer outing and parties continued in their own inimitable style, providing much joy and excitement. We expanded – following requests from our learners – developing a new social club, meaning more activities and outings, particularly using local resources.

Our much-loved Manager, Catriona, moved on to pastures new after 10 years of guiding and developing Stepping Stones into the success it is today. Although a sad goodbye, we were delighted to welcome Karen, who has already got her feet well and truly under the table, fizzing with ideas and determined to contribute to our ongoing success. Much kudos to them both for such a smooth transition.

As always, many thanks to the funders and supporters; our carers and families and to the fantastic tutors and volunteers who make magic happen every single week.

Last word, is always for the learners - who contribute so much, keep us on our toes and together, create the most brilliant community, where individuals thrive because they belong.

Lynn Bransby Chair of Trustees

Stepping Stones Learning and Leisure | Annual Report 2024

03

Treasurer’s Report

Income

I am pleased to report that Stepping Stones has experienced another positive year during which we generated total income of £110,809 which compares to £35,489 in 2023. As previously reported, this relatively lower number for last year is partly due to timing issues as we were granted £30,000 from Terra Firma Charitable Trust in 2022 which funded services delivered in 2023.

Our primary sources of income for the year were:

Donations

We again received a generous donation from The Baily Thomas Charitable Fund which provided us with £15,000 of funding. We were also particularly fortunate to receive an unexpected grant of £58,048 following the dissolution of The Michael Tippet College Ltd during the year.

Grants

We are grateful for the ongoing support of Southwark Adult Learning Services, which provided £22,750, and Southwark Neighbourhood fund who provided £3580 of funding in 2024.

Subscriptions

Users of our services pay a nominal fee for attendance and income from this source during the year was £11,070, a small increase on last year. While we believe that charging for attendance is important, It is the trustees’ intention that classes remain affordable to all.

Stepping Stones Learning and Leisure | Annual Report 2024

04

Expenditure

Our charity incurred total expenses of £72,806 during the 2024 financial year compared to £67,294 in 2023.

The major expense categories were:

Salaries and Tutors Fees

Our major expenses during the year, at £61,394 relate to the salary for our operations manager and the fees paid to our tutors, all of whom work tirelessly to provide outstanding services to our service users.

Activity-Related Expenses

Administrative costs relating to hall hire and other activity-related and office expenses were £9,764 during the year.

Governance Costs

Costs including accountancy fees and insurance were £1,647 for 2024

Financial Health

We are pleased to report that our charity remains financially stable. Our current net assets as of 31 December 2024 stand at £132,060 which is held in cash at bank in current and reserves accounts. The trustees continue to monitor our financial position carefully to ensure that, as a charity, we have a secure future ahead of us and we are taking steps to ensure that our assets are managed as efficiently as possible going forward. We remain prepared for the unexpected through maintaining a healthy reserve fund while ensuring we are meeting our obligations to our funders to make full use of the resources made available to us.

Our accounts are independently examined annually by our accountants, Gibson’s Financial Limited, and their separate report containing more detailed financial information is available and filed on the charity commission website.

We look forward to your continued support as we work to further develop our services during the coming year

Jennifer Walmsley Treasurer

Stepping Stones Learning and Leisure | Annual Report 2024

05

Charity Manager’s Report

2024 has been another busy and rewarding year at Stepping Stones. We’ve welcomed new members, continued to grow our programme, and stayed focused on creating safe, welcoming spaces for adults with learning disabilities. We’ve run our much-loved sessions in Drama, Dance, Art, Music, Gardening, and Digital Skills from our base at St Faith’s Community Centre, and delivered creative sessions in a local residential home and an activity centre to help us reach people who might otherwise miss out. The figures below give a sense of the scale and energy of the year and behind each number is a person who’s found purpose or connection through what we do.

Thursday Social Club

In Spring 2024, we responded to our learners asks of more social activities by launching a en nine-week pilot programme for a club creating a safe and inclusive space for our learners to meet socially. The goal was to combat social isolation, improve mental health, and develop social connections. Weekly sessions included art, games, baking and outings in the local area to the Horniman museum, Dulwich Picture Gallery and for lunch at local restaurants.

The pilot sessions had consistent attendance and enthusiastic feedback, which showed the importance of the project. Learners unanimously agreed that the Social Club was vital to their lives, so we are continuing to run the Social Club on Thursdays and hope to expand it further next year.

Stepping Stones Learning and Leisure | Annual Report 2024

06

Summer Show

This year’s Summer Show was a resounding success and the event offered a chance to share the Stepping Stones experience with friends, family, and supporters. Our learners truly shone in a lively performance inspired by Dirty Dancing.

Held on Friday 12th July 2024, the show was the culmination of weeks of dedication in our dance and drama sessions, with learners learning choreography, rehearsing lines, and building confidence together.

Summer Day Trip

After several years of visiting Littlehampton for our annual trip, the group had voted to try something new with a trip to Shoreham. However, travel disruptions on the day redirected us back to Littlehampton! In spite of the change of plan, we made the most of the sunny weather and enjoyed a relaxing day by the sea. Perhaps next year we’ll manage to explore a new destination.

Christmas Party

We rounded off the year with a Christmas party at the centre. The social club learners took great pride in decorating the community Christmas tree, receiving lovely feedback from staff and other groups using the venue. The celebrations began with carol singing, followed by a festive lunch, cooked by a learner’s family, and an afternoon of music and dancing bringing the year to a cheerful close.

Stepping Stones Learning and Leisure | Annual Report 2024

07

Next Steps

As we look ahead, we remain committed to deepening our impact, reaching more people, and making sure our work continues to reflect the voices and needs of those we support. Building on everything we’ve achieved this year, we’ll focus on the following priorities in 2025.

Grow Our Reach

We will welcome new members and strengthen our outreach work in local residential and community settings to support more people with learning disabilities reach their full potential.

Develop Learner Voice

We will embed co-design and coproduction approaches in our work by gathering regular feedback and exploring new ways for members to shape what we do.

Strengthen Our Foundations

Strengthen Community Connections

We are improving internal systems, policies, and governance to ensure we have long-term sustainability and clear ways of working.

We will collaborate with local organisations, venues, and artists to create shared opportunities and increase visibility for our learners' contributions.

Stepping Stones Learning and Leisure | Annual Report 2024

08

Acknowledgements

We are incredibly grateful for the financial support we received in 2024, which has enabled us to continue running and developing our programme.

This year, we were pleased to receive funding from the Southwark Neighbourhood Fund, The Baily Thomas Charitable Fund, Michael Tippet College Ltd and Southwark Adult Learning. Each of these contributions has helped us reach more people, try new ideas, and maintain the quality of what we offer.

Our heartfelt thanks also go to our tutors and volunteers whose creativity, care, and commitment have brought so much energy to every session. Their work continues to provide meaningful, life-enhancing opportunities for an increasing number of adults with learning disabilities. We are also supported by a dedicated board of trustees who give their time and guidance to ensure we remain focused, responsible, and centred on the people we serve.

A huge thank you to the carers, support workers, family members and friends who help make participation possible and who add so much to our community.

Most importantly, to the people who come to Stepping Stones – thank you for showing up, sharing your ideas, and bringing your whole selves to our sessions. You are the reason we’re here and you make it all worthwhile.

Contact

Stepping Stones Learning and Leisure St Faith’s Community Centre Red Post Hill SE24 9JQ

www.steppingstoneslearning.org.uk info@steppingstoneslearning.org.uk 07950 612914

Stepping Stones Learning and Leisure | Annual Report 2024

09

STEPPING STONES LEARNING AND LEISURE

(CHARITABLE INCORPORATED ORGANISATION)

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

Registered Charity Number 1174850

Gibsons Financial Limited Chartered Accountants Foresters Hall 25-27 Westow Street London SE19 3RY

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

YEAR ENDED 31 DECEMBER 2024

CONTENTS

PAGES

Administrative Information Executive Committee & Trustees Report Independent Examiners Report Statement of Financial Activities Balance Sheet Notes to the Financial Statements Detailed Income and Expenditure

1

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

ADMINISTRATIVE INFORMATION AS AT 31 DECEMBER 2024

REGISTRATION DETAILS Stepping Stones Learning and Leisure is a charitable
incorporated organisation (CIO) under charity number
1174850.
GOVERNING DOCUMENT Stepping Stones Learning and Leisure is governed by the
Charities Act 2011 and its constitution.
EXECUTIVE COMMITTEE Lynn Bransby – Chair
Terence Baldwin – Secretary
Sally Reid - User Representative
Jennifer Walmsley – Treasurer
Julia Barbosa – Member – Resigned 27/09/2024
David Keaveney-Sheath – Member
Avery Jayne Benton – Member
David Cleverly – Appointed 07/03/2024
PRINCIPAL ADDRESS OF CHARITY St Faith’s Community Centre
Red Post Hill
Herne Hill
London
SE24 9JQ
ACCOUNTANTS Gibsons Financial Limited
Chartered Accountants
Foresters Hall
25-27 Westow Street
London SE19 3RY
BANKERS Lloyds TSB Plc
12 Croxted Road
London
SE21 8SP

2

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

EXECUTIVE COMMITTEE AND TRUSTEES REPORT YEAR ENDED 31 DECEMBER 2024

The Executive Committee of Stepping Stones Leaning and Leisure present their Financial Statements for the year ended 31 December 2024.

PRINCIPAL ACTIVITY

The principal activity of the charity is to help adults with learning disabilities to help themselves.

In planning our activities for the year, we kept in mind the Charity Commissioner’s guidance on public benefit at our trustee meetings.

The focus of our activities is to provide a range of much needed local workshops for adults with learning disabilities and so enabling an often neglected section of the community to work from a base where they can make new friends and build their skills. The workshops promote health and hygiene; exercise and fitness; and drama and self-development. This benefits our service users by developing their selfconfidence, social skills and life skills.

We welcome all adults with learning disabilities regardless of personal background, faith, gender or personal circumstances and we believe this philosophy of openness to all enriches everyone through the sharing of the skills, aptitudes and life experiences of our service users. The trustees confirm that they have complied with their duties under schedule 3 of The Charities Act 2011 with regard to charity commission’s guidance on public benefit.

ACTIVITIES, DEVELOPMENTS AND ACHIEVEMENTS

See Stepping Stones Learning and Leisure’s separate Annual Report.

STATEMENT OF EXECUTIVE COMMITTEE RESPONSIBILITIES

Law applicable to charities in England and Wales requires the Executive Committee to prepare Financial Statements, which give a true and fair view of the state of affairs of the charity and its income and expenditure for that period. In preparing these Financial Statements, the Executive Committee are required to:-

The Executive Committee are responsible for keeping proper records which disclose at any time the financial position of the project. They are also responsible for safe guarding the assets of the organisation and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. ………………………….. und Lynn Bransby - Chair Date 9 October 2025

3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES AND MEMBERS OF STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

I report on the accounts of the Charity for the year ended 31 December 2024, which are set out on pages 5 to 10.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the requirements:

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Geobprey Gibbs

Geoffrey C Gibbs FCA Gibsons Financial Limited Foresters Hall 25/27 Westow Street Upper Norwood London SE19 3RY

9 October 2025

4

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024

INCOMING RESOURCES

Incoming resources from
generated funds:
Voluntary Income
Other Income
Total Incoming Resources
Cost of Generating Funds
Charitable activities
Governance costs
Total Resources Expended
Net Incoming Resources
Fund Balances brought forward
Fund transfer
Fund Balances carried forward
Unrestricted
Fund
Restricted
Fund
2024
Total
2023
Total
£
£
£
£
73,048
26,330
99,378
25,124
11,431
-
11,431
10,365
84,479
26,330
110,809
35,489
-
71,159
71,159
65,590
-
1,647
1,647
1,704
-
72,806
72,806
67,294
84,479
(46,476)
38,003
(31,805)
94,389
29
94,418
126,223
(46,500)
46,500
-
-
132,368
53
132,421
94,418

5

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

BALANCE SHEET AS AT 31 DECEMBER 2024

Current Assets 2024 2023
£ £
Cash at Bank 133,071 95,068
Cash in Hand - -
Debtors - -
132,711 95,068
Current Liabilities
Creditors and Accruals 650 650
Net Current Assets 132,060 94,418
Funds:
Unrestricted Fund 132,368 94,389
Restricted Fund 53 29
132,421 94,418

The financial statements were approved by Executive Committee and Trustees on 9 October 2025 and Approved on their behalf by:

und ……………………………… Lynn Bransby - Chair

6

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

NOTES TO THE ACCOUNTS YEAR ENDED 31 DECEMBER 2024

1. ACCOUNTING POLICIES

1.1 Basis of preparation of Financial Statements

The Financial Statements are prepared under the historic cost convention and include the results of the Charity’s operations which are described in the Executive Committee’s Report and all of which are continuing.

The accounts have been prepared in accordance with the Financial Reporting Standard 102 “The financial Reporting Standard applicable in the UK and Republic of Ireland”; the Statements of Recommended Practice - Charities SORP (FRS102) and; with the Charities Act 2011.

In preparing these financial statements the Trustees have taken advantage of the exemption permitted by FRS 102 in not presenting a Statement of Cash Flows.

These financial statements represent the first time that the Trustees have adopted FRS102 however the policies applied under the previous accounting framework are not materially different to FRS102 the change of reporting framework has not impacted on the charity’s Statement of Financial Activities for the year ended 31 December 2024 or its Balance Sheet position as at that date.

1.2 Incoming Resources

1.2.1 Revenue grants are credited to the Statement of Financial Activities on the earlier date of when they are received or when they are receivable, unless they relate to a specific future period, in which case they are included on the Balance Sheet as deferred income to be recognised in the future accounting period.

1.3 Restricted Funds

Restricted Funds are to be used for specific purposes as laid down by the donor. Expenditure, which meets these criteria is identified to the fund, together with a fair allocation of management and support costs.

1.4 Unrestricted Funds

Unrestricted Funds are donations and other income received or generated for the objects of the charity without further specified purpose and is available for general funds.

7

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

NOTES TO THE ACCOUNTS YEAR ENDED 31 DECEMBER 2024

1.5 Financial Instruments

The charity only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like amounts recoverable on invoices, other debtors, amounts payable to providers of services and other accruals. Debt instruments being amounts owed to and by the charity are accounted for at the amount that is expected to be received or paid by the charity. Debt instruments receivable after more than one year are initially recorded at the present value of future cash flows and subsequently accounted for at amortised cost using the effective interest method.

1.6 Cash and cash equivalents

Cash and cash equivalents include cash in hand and balances in bank accounts with no notice or less than three months’ notice from inception and are subject to insignificant risk of changes in value

2 TRUSTEES’ REMUNERATION, BENEFITS AND EXPENSES

The charity did not pay any remuneration or provide benefits to any of its Trustees during the year under review. None of the charity’s Trustees claimed expenses nor were any Trustees’ expenses met by the charity during the year.

3 TRANSACTIONS WITH RELATED PARTIES

There were no transactions with related parties during the year. Related parties include Trustees, their close family members, their business associates, and any non-natural persons which are controlled by any of these individuals or in which they have a significant interest.

4 DEBTORS
Trade Debtors
5 CREDITORS & ACCRUALS

Accountancy Fees

Accruals

2024
2023
£ £
7,25-
-
2024
2023
£ £
650
650
2,88-
-
650 650

8

STEPPING STONES LEARNING AND LEISURE

(CHARITABLE INCORPORATED ORGANISATION)

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

DETAILED INCOME & EXPENDITURE

Incoming resources from
generated funds:
Voluntary Income/Grants
Southwark Adult Learning Services
Peter Minet
Donations
Baily Thomas
Michael Tippet College Ltd
Southwark Neighbourhood Fund
Other Income
Membership Subscriptions
Interest Receivable
Total Incoming Resources
RESOURCES EXPENDED
Direct Charitable Expenditure
Tutors
Salary/HMRC/Pension
Hall Hire
Office Expenses
Activity Expenses
Governance costs
Accountancy Fees
Insurance
Training
TOTAL RESOURCES EXPENDED
Unrestricted
Fund
Restricted
Fund
2024
Total
2023
Total
£
£
£
£
-
22,750
22,750
16,500
-
-
-
5,000
-
-
-
100
15,000
-
15,000
-
58,048
-
58,048
-
-
3,580
3,580
3,524
73,048
26,330
99,378
25,141
11,070
361
-
-
11,070
361
10,100
265
11,431
-
11,431
10,365
84,479
26,330
110,809
35,489
Unrestricted
Fund
Restricted
Fund
Total
2024
Total
2023
£
£
£
£
-
30,218
30,218
29,639
-
31,176
31,176
27,924
-
3,744
3,744
3,410
-
2,886
2,886
2,315
-
3,134
3,134
2,302
-
71,159
71,159
65,590
-
634
634
736
-
862
862
824
-
151
151
144
-
1,647
1,647
1,704
-
72,806
72,806
67,294

9

STEPPING STONES LEARNING AND LEISURE

(CHARITABLE INCORPORATED ORGANISATION)

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

Registered Charity Number 1174850

Gibsons Financial Limited Chartered Accountants Foresters Hall 25-27 Westow Street London SE19 3RY

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

YEAR ENDED 31 DECEMBER 2024

CONTENTS

PAGES

Administrative Information Executive Committee & Trustees Report Independent Examiners Report Statement of Financial Activities Balance Sheet Notes to the Financial Statements Detailed Income and Expenditure

1

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

ADMINISTRATIVE INFORMATION AS AT 31 DECEMBER 2024

REGISTRATION DETAILS Stepping Stones Learning and Leisure is a charitable
incorporated organisation (CIO) under charity number
1174850.
GOVERNING DOCUMENT Stepping Stones Learning and Leisure is governed by the
Charities Act 2011 and its constitution.
EXECUTIVE COMMITTEE Lynn Bransby – Chair
Terence Baldwin – Secretary
Sally Reid - User Representative
Jennifer Walmsley – Treasurer
Julia Barbosa – Member – Resigned 27/09/2024
David Keaveney-Sheath – Member
Avery Jayne Benton – Member
David Cleverly – Appointed 07/03/2024
PRINCIPAL ADDRESS OF CHARITY St Faith’s Community Centre
Red Post Hill
Herne Hill
London
SE24 9JQ
ACCOUNTANTS Gibsons Financial Limited
Chartered Accountants
Foresters Hall
25-27 Westow Street
London SE19 3RY
BANKERS Lloyds TSB Plc
12 Croxted Road
London
SE21 8SP

2

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

EXECUTIVE COMMITTEE AND TRUSTEES REPORT YEAR ENDED 31 DECEMBER 2024

The Executive Committee of Stepping Stones Leaning and Leisure present their Financial Statements for the year ended 31 December 2024.

PRINCIPAL ACTIVITY

The principal activity of the charity is to help adults with learning disabilities to help themselves.

In planning our activities for the year, we kept in mind the Charity Commissioner’s guidance on public benefit at our trustee meetings.

The focus of our activities is to provide a range of much needed local workshops for adults with learning disabilities and so enabling an often neglected section of the community to work from a base where they can make new friends and build their skills. The workshops promote health and hygiene; exercise and fitness; and drama and self-development. This benefits our service users by developing their selfconfidence, social skills and life skills.

We welcome all adults with learning disabilities regardless of personal background, faith, gender or personal circumstances and we believe this philosophy of openness to all enriches everyone through the sharing of the skills, aptitudes and life experiences of our service users. The trustees confirm that they have complied with their duties under schedule 3 of The Charities Act 2011 with regard to charity commission’s guidance on public benefit.

ACTIVITIES, DEVELOPMENTS AND ACHIEVEMENTS

See Stepping Stones Learning and Leisure’s separate Annual Report.

STATEMENT OF EXECUTIVE COMMITTEE RESPONSIBILITIES

Law applicable to charities in England and Wales requires the Executive Committee to prepare Financial Statements, which give a true and fair view of the state of affairs of the charity and its income and expenditure for that period. In preparing these Financial Statements, the Executive Committee are required to:-

The Executive Committee are responsible for keeping proper records which disclose at any time the financial position of the project. They are also responsible for safe guarding the assets of the organisation and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. ………………………….. und Lynn Bransby - Chair Date 9 October 2025

3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES AND MEMBERS OF STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

I report on the accounts of the Charity for the year ended 31 December 2024, which are set out on pages 5 to 10.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the requirements:

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Geobprey Gibbs

Geoffrey C Gibbs FCA Gibsons Financial Limited Foresters Hall 25/27 Westow Street Upper Norwood London SE19 3RY

9 October 2025

4

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024

INCOMING RESOURCES

Incoming resources from
generated funds:
Voluntary Income
Other Income
Total Incoming Resources
Cost of Generating Funds
Charitable activities
Governance costs
Total Resources Expended
Net Incoming Resources
Fund Balances brought forward
Fund transfer
Fund Balances carried forward
Unrestricted
Fund
Restricted
Fund
2024
Total
2023
Total
£
£
£
£
73,048
26,330
99,378
25,124
11,431
-
11,431
10,365
84,479
26,330
110,809
35,489
-
71,159
71,159
65,590
-
1,647
1,647
1,704
-
72,806
72,806
67,294
84,479
(46,476)
38,003
(31,805)
94,389
29
94,418
126,223
(46,500)
46,500
-
-
132,368
53
132,421
94,418

5

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

BALANCE SHEET AS AT 31 DECEMBER 2024

Current Assets 2024 2023
£ £
Cash at Bank 133,071 95,068
Cash in Hand - -
Debtors - -
132,711 95,068
Current Liabilities
Creditors and Accruals 650 650
Net Current Assets 132,060 94,418
Funds:
Unrestricted Fund 132,368 94,389
Restricted Fund 53 29
132,421 94,418

The financial statements were approved by Executive Committee and Trustees on 9 October 2025 and Approved on their behalf by:

und ……………………………… Lynn Bransby - Chair

6

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

NOTES TO THE ACCOUNTS YEAR ENDED 31 DECEMBER 2024

1. ACCOUNTING POLICIES

1.1 Basis of preparation of Financial Statements

The Financial Statements are prepared under the historic cost convention and include the results of the Charity’s operations which are described in the Executive Committee’s Report and all of which are continuing.

The accounts have been prepared in accordance with the Financial Reporting Standard 102 “The financial Reporting Standard applicable in the UK and Republic of Ireland”; the Statements of Recommended Practice - Charities SORP (FRS102) and; with the Charities Act 2011.

In preparing these financial statements the Trustees have taken advantage of the exemption permitted by FRS 102 in not presenting a Statement of Cash Flows.

These financial statements represent the first time that the Trustees have adopted FRS102 however the policies applied under the previous accounting framework are not materially different to FRS102 the change of reporting framework has not impacted on the charity’s Statement of Financial Activities for the year ended 31 December 2024 or its Balance Sheet position as at that date.

1.2 Incoming Resources

1.2.1 Revenue grants are credited to the Statement of Financial Activities on the earlier date of when they are received or when they are receivable, unless they relate to a specific future period, in which case they are included on the Balance Sheet as deferred income to be recognised in the future accounting period.

1.3 Restricted Funds

Restricted Funds are to be used for specific purposes as laid down by the donor. Expenditure, which meets these criteria is identified to the fund, together with a fair allocation of management and support costs.

1.4 Unrestricted Funds

Unrestricted Funds are donations and other income received or generated for the objects of the charity without further specified purpose and is available for general funds.

7

STEPPING STONES LEARNING AND LEISURE (CHARITABLE INCORPORATED ORGANISATION)

NOTES TO THE ACCOUNTS YEAR ENDED 31 DECEMBER 2024

1.5 Financial Instruments

The charity only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like amounts recoverable on invoices, other debtors, amounts payable to providers of services and other accruals. Debt instruments being amounts owed to and by the charity are accounted for at the amount that is expected to be received or paid by the charity. Debt instruments receivable after more than one year are initially recorded at the present value of future cash flows and subsequently accounted for at amortised cost using the effective interest method.

1.6 Cash and cash equivalents

Cash and cash equivalents include cash in hand and balances in bank accounts with no notice or less than three months’ notice from inception and are subject to insignificant risk of changes in value

2 TRUSTEES’ REMUNERATION, BENEFITS AND EXPENSES

The charity did not pay any remuneration or provide benefits to any of its Trustees during the year under review. None of the charity’s Trustees claimed expenses nor were any Trustees’ expenses met by the charity during the year.

3 TRANSACTIONS WITH RELATED PARTIES

There were no transactions with related parties during the year. Related parties include Trustees, their close family members, their business associates, and any non-natural persons which are controlled by any of these individuals or in which they have a significant interest.

4 DEBTORS
Trade Debtors
5 CREDITORS & ACCRUALS

Accountancy Fees

Accruals

2024
2023
£ £
7,25-
-
2024
2023
£ £
650
650
2,88-
-
650 650

8

STEPPING STONES LEARNING AND LEISURE

(CHARITABLE INCORPORATED ORGANISATION)

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024

DETAILED INCOME & EXPENDITURE

Incoming resources from
generated funds:
Voluntary Income/Grants
Southwark Adult Learning Services
Peter Minet
Donations
Baily Thomas
Michael Tippet College Ltd
Southwark Neighbourhood Fund
Other Income
Membership Subscriptions
Interest Receivable
Total Incoming Resources
RESOURCES EXPENDED
Direct Charitable Expenditure
Tutors
Salary/HMRC/Pension
Hall Hire
Office Expenses
Activity Expenses
Governance costs
Accountancy Fees
Insurance
Training
TOTAL RESOURCES EXPENDED
Unrestricted
Fund
Restricted
Fund
2024
Total
2023
Total
£
£
£
£
-
22,750
22,750
16,500
-
-
-
5,000
-
-
-
100
15,000
-
15,000
-
58,048
-
58,048
-
-
3,580
3,580
3,524
73,048
26,330
99,378
25,141
11,070
361
-
-
11,070
361
10,100
265
11,431
-
11,431
10,365
84,479
26,330
110,809
35,489
Unrestricted
Fund
Restricted
Fund
Total
2024
Total
2023
£
£
£
£
-
30,218
30,218
29,639
-
31,176
31,176
27,924
-
3,744
3,744
3,410
-
2,886
2,886
2,315
-
3,134
3,134
2,302
-
71,159
71,159
65,590
-
634
634
736
-
862
862
824
-
151
151
144
-
1,647
1,647
1,704
-
72,806
72,806
67,294

9