2020-12-31-accounts - Sisters Of Christ UK Development Fund Charity

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

�� !�"#$%&'�()'�+,�-. /%�+'�011)' 23�"1&4�5656

7 89�:�� ;�<88 =�>;�>; ?<�>@

. /0()(1 3 7 : = !"#!$%#!%&'$'()!)'+#'$,-&!)'-$ ? #2-) A 4$%2$%$)#5!&'$1(#62-*) 8)!)&$)#-,#,'$!$9'!"#!9)'+')'( ;!"!$9#(<) 8)!)&$)#-,#9!(<#,"->( @-)(#)-#)<#!99-0$)(

�� !"#$%"&#'()%*! +#$%,!./0123456027893/24:233;002< !"#'=!"!- !--!#>%=?"%@!(? Q?"(%-R./01234A6BC24DEE4F6E24 ./01234G91H23/E2486316E T?-R?-
��I !"#'=!"!- !--!#>%=?"%@!(? �J !"#K?&L!#M--#N?-! VV[][W
OP�P $%&S!(R#>?%R
^ UVW#XQY e%""?f
�Z N?"_L`#a#bc \d#>%R-?"#>?%R eMV#V>g
� h-@! !L#U!%( +#%-R#h-@! =!- #T= !R d#i"!+%=# "!!
Jn T?-R?-#'bdj#[ki N"!f-#l?(m+- Vd#= +S!(R# "!! T?-R?-#'bVM#WTM
�P >?&%(#N%-`#?S#L? (%-R#m(L \W#N+?m,% ! T?-R?-#'bdQ#XM V
k? +!L%"&#U +%=#U!(R o#'LL(! ?-#p_%"! T?-R?-#UV#Vkq

M8+1/);,+;62/)/08+B2.+,./018,2.2.6)2)+,)62/)64V+42;2/>.1/);,+;62/)L[/>)<+2)@KEJ0,/*8+)2/)/0.+3+)+Q2.2);9/);,+;62/).P286.682./,:<62);=69Y/@JCLM8+B2.*+,./018,2.*6,+ ;/3+,)+<=:*8+2,/7)1/).*2*>*2/).6)<*8+9/-->)2*2+.6,+<232<+<2)*/ 6)>-=+,/0b+4+;6*2/).6)<6 M8+699/>)*.699/-?6):2);*82.,+?/,*6,+*8+699/>)*./0*8+986,2*6=4+*,>.*72*86..+*.0/,6..2.*2);*8+ M8+-2)2.*,2+./0*8+.2.*+,./0*8+9/);,+;6*2/)=+)+02*)>-+,/>.-+-=+,./0*8+;+)+,64?>=429P*8,/>;8/>* *8+7/,4<LM8+.2.*+,.*,:*/=+64/);.2<+/*8+,.6)<7/,Y72*8*8+-c2)644*86*?,/-/*+.*8+*,>+-+6)2);/0 420+6)<*8+364>+/0*8+8>-6)?+,./)P2)?6,*29>46,2)*8+02+4<./0+<>96*2/)P?6.*/,64-2)2.*,:P8+64*896,+6)< X,/32)9+L�M8+�N+)+,646*+�2.�2)�[,6)9+L� � �!�� "#$ %$� ()*+,-./016)/)567P*8+9/);,+;6*2/)2.;/3+,)+<6*6)2)*+,)6*2/)644+3+4=:6B>?+,2/,N+)+,646)< N+)+,641/>)9242)X6,2.LM8+:6,++4+9*+<+3+,:.2Q:+6,.6*6N+)+,64186?*+,_-++*2);/0<+4+;6*+./0644*8+ -2..2/)�/0�*8+�.2.*+,.L��(*.�0/9>.�2.�/)�<+3+4/?-+)*�2)�2*.�36,2/>.�0/,-.L <+4+;6*2/).6)<?,/32)9+/0*8+1/);,+;6*2/)aL b>,2);CD@A*8+9/);,+;6*2/)76.,+.*,>9*>,+<6)<U>,/?+ =+96-+6b+4+;6*2/)Lb+92.2/).6,+,+698+<6**8+6??,/?,26*+4+3+4/06<-2)2.*,6*2/)P2)699/,<6)9+72*8*8+ 1/).*2*>*2/)./0*8+9/);,+;6*2/)LM82.986);+2).*,>9*>,+2.+Q?+,2-+)*646)<7244=+,+32+7+<6**8+N+)+,64 186?*+,/0*8+1/);,+;6*2/)2)CDCCLM8+.+986);+.2).*,>9*>,+863+)/2-?69*/)*8+/,;6)2.6*2/)6)<7/,Y ./9264�7/,Y.Ld_1/).*2*>*2/).�H/�@@a��M8+�b+3+4/?-+)*�[>)<�76.�9,+6*+<�*/�6..2.*�*8+-�2)�*8+.+�+)<+63/>,.L &%$ $'�� $� �!&$!$ ()*+,-./012324567*8+986,2*:2.;/3+,)+<=:69/).*2*>*2/)699+?*+<=:*8+186,2*:1/--2..2/)78+)2* ,+9+23+<2*.,+;2.*,6*2/)/)@A*8B+?*+-=+,CD@EF186,2*6=4+()9/,?/,6*+<G,;6)2.6*2/)H/@@EIJEKLM8+ M,>.*++./0*8+986,2*: 6,+)6-+< =:*8+B>?+,2/,N+)+,64L O0*+,*8+2,6??/2)*-+)*P*8+,/4+6)< ,+.?/).2=242*2+./06*,>.*++6,+<2.9>..+<6)<+Q?462)+<2)<+*624LM8+)6-+./0*8+*,>.*++.78/.+,3+<<>,2); *8+:+6,6,+.+*/>*6.?6,*/0*8+,+0+,+)9+6)<6<-2)2.*,6*23+<+*624./)?6;+@/0*82.6))>64,+?/,*6)< /0�*8+�186,2*6=4+�()9/,?/,6*+<�G,;6)2.6*2/)L B2.*+,U-+,+)*2+))+V6-/,63+4/76.+4+9*+<6**8+N+)+,64186?*+,/0*8+1/);,+;6*2/)2)^>4:CD@LB2.+, U-+,+)2+))+76.?,+32/>.4:/)8+N+)+,641/>)924P86.=++)8+X,/32)9264B>?+,2/,2)T6<6;6.96,6)<86. 7/,Y+<2)8+0/,-62/)/0:/>);.2.+,.L+,72<++Q?+,2+)9+64./2)94><+.+6982);2).98//4.6)<4+9>,2); B2.+,V/.+T6,2+76.N+)+,64R>,.6,/08+1/);,+;62/)0/,7+)::+6,.78+).8+86</3+,644,+.?/).2=242: 699/>).L��R,2+0�=2/;,6?82964�<+624.�/)�+698�/0�8+�,>.++.�6,+�;23+)�=+4/7L 0/,8+02)6)9+./08+9/);,+;62/)LB8+76.6-+-=+,/08+N+)+,641/>)924@KK@FCDDWLX,2/,/8+, ��$��F�B>?+,2/,�N+)+,64� 6??/2)-+)/8+N+)+,641/>)924P.8+7/,Y+<6.6+698+,/0T68+-629.2)/)+/08+9/);,+;62/)Z. .+9/)<6,:.98//4.2)[,6)9+L+,72<++Q?+,2+)9+/08+1/);,+;62/)6)<2.-2..2/)2.6)6..+/8+ ,>.++.L X824/./?8:�2)�6�.+-2)6,:L�� B2.+,^/:9+2.N+)+,64R>,.6,/08+1/);,+;62/)6)<2.64./,+.?/).2=4+0/,8+02)6)9+.2)U);46))924_CDDKFCD@`a6)</08+U>,/?+6)X,/32)92641/>)924_CDDWFCDDKaL() U);46)<.8+86.7/,Y+<6.6+698+,2)6-2<<4+6)<.+9/)<6,:.98//4P.+,3+<6.6.98//4;/3+,)/,6)<86. B2.+,168+,2)+76.8+6<+698+,/061/-?,+8+).23+B98//4=+0/,+=+2);X,/32)9264B>?+,2/,6)<46+, R>,.6,LB8+76.8+).+)/16-+,//)78+,+.8+7/,Y+<2)8+0/,-62/)/0:/>);.2.+,.6)<76.V+;2/)64 ��#]�"� 0/,8,++:+6,.LB2.+,168+,2)+,+>,)+</U);46)<2)CD@@78+,+.8+2.)/7,+.?/).2=4+0/,8++4<+,4:6)< B2.+,T6:86< 8+/3+,644,+.?/).2=242:0/,8+02)6)9+./08+.2.+,.2)U);46)<0/,-6)::+6,.LO.7+446.36,2+<�?6./,64�+Q?+,2+)9+L��B8+�76.�X,/32)9264�B>?+,2/,�/0�U);46)<�_@KKJFCDDWaL�� 6<-2)2.,623++Q?+,2+)9+PB2.+,T6:86.86<36,2+<?6./,642)3/43+-+)P.+,3+<8+9/);,+;62/)6. B2.+,� �! .29Y�.2.+,.L�B8+�=,2);.�6�,298�6)<�36,2+<�+Q?+,2+)9+�/�8+�7/,Y�/0�8+�M,>.++.L B2.+,�!�!S� ?,/32)9264�.>?+,2/,�6)<�6.�6�-+-=+,�/0�8+�?,/32)9264�9/>)924P�6)<�86.�+Q?+,2+)9+�2)�96,2);�0/,�8+�+4<+,4:L�

J/A+06,.3:1,;C36+3923++2,++2)5/2.81+-5)+),./736+K923++2LM//9,1H+)53,/A36+-./,/0.,1 & & & 23,3+;6+36+36++0544+/A,3.5/25-36+G3,3+4+/35-H+0544+/A+AI,03.0+6,=+8++/-5115;+AC & 23,3+;6+36+36+23,3+4+/32054)1:;.3636+3923A++AC298@+0335,/:4,3+.,1A+),39+2A.20152+A,/A 23,3+4+/32<-5<+,06<-./,/0.,1<:+,<;6.06<265;<,<39+<,/A<-,.<=.+;<5-<36+<23,3+<5-<,--,.2<5-<36+<06,.3:> & )+),+-./,/0.,123,3+4+/325/36+75./705/0+/8,2.29/1+22.3.2./,))5).,3+35)+294+36+06,.3: E/<)+),./7<36+2+<-./,/0.,1<23,3+4+/32C<7+/+,11:<,00+)3+A<,0059/3./7<),03.0+<+/3,.12<36+<3923++2F 2+1+03<29.3,81+<,0059/3./7<)51.0.+2<,/A<36+/<,))1:<36+4<05/2.23+/31:B K6+3923++2,++N9.+A35,03./,005A,/0+;.3636+O5/23.393.5/5-36+06,.3:C;.36./36+-,4+;5?54,?+<@9A7+4+/32<,/A<+23.4,3+2<36,3<,+<+,25/,81+<,/A<)9A+/3B 39231,;>K6+:,++2)5/2.81+-5?++)./7)5)+,0059/3./7+05A2C29--.0.+/335A.20152+,3,/:3.4+C;.36 +,25/,81+,009,0:C36+-./,/0.,1)52.3.5/5-36+06,.3:,336,33.4+C,/A35+/,81+36+3923++235+/29+36,3C 298@+03<35<,/:<4,3+.,1<A+),39+2<A.20152+A<,/A<+D)1,./+A<./<36+<-./,/0.,1<23,3+4+/32B ;6++,/:23,3+4+/325-,0059/32,+)+),+A8:36+49/A+2+03.5/PQRSPT5-36+O6,.3.+2M03RUPPC3652+ 23,3+4+/325-,0059/32054)1:;.3636++N9.+4+/325-+791,3.5/29/A+36,3)5=.2.5/>K6+:6,=+7+/+,1 +D)1,./+A<./<36+<-./,/0.,1<23,3+4+/32B +2)5/2.8.1.3:-53,?./7290623+)2,2,++,25/,81:5)+/3536+4352,-+79,A36+,22+325-36+06,.3:,/A35 ;.11<05/3./9+<.32<,03.=.3.+2> K6+3923++2,+913.4,3+1:+2)5/2.81+-536+)51.0.+2C,03.=.3.+2,/A,22+325-36+06,.3:>K6+:4++3,31+,23 5/0+,:+,35+=.+; A+=+15)4+/32;.36+7,A3536+06,.3:5.32,03.=.3.+2,/A4,?+,/:.4)53,/3 A+0.2.5/2>O5449/.0,3.5/8+3;++/3923++205/3./9+2A9./736+:+,,/AC./45+L/54,1L3.4+2C536+ V6+//+0+22,:C36+3923++22++?,A=.0+,/A29))53-54 36+06,.3:W2)5-+22.5/,1,A=.2+2./019A./7 )+=+/3<,/A<A+3+03<-,9A<,/A<536+<.+791,.3.+2> ./=+234+/34,/,7+2C251.0.352,/A,0059/3,/32>K6+A,:&35&A,:4,/,7+4+/35-36+06,.3:W2,03.=.3.+2C,/A36+ � �% �'%%$'�$ K6+4,@5.2?2-55906,.3:,+-,9A,/A.2?;.3659./=+234+/32>H.2?0,//538+,=5.A+A././=+23./7 45/+:,/A36+3923++2,+05/20.5925-36.2-,03>K6+:;.2635?++)36.2.2?35,4./.494>K6+36++&45/361: 4++3./72<,+<,,/7+A<;6+/</++A+A>+)532,+,/./=,19,81+4+,/25-4,/,7./736.2-./,/0.,1.2?>K6+JXY+=+15)4+/3Z9/A6,23;5)53-51.52 ;.36A.--++/3E/=+234+/3[,/,7+2,/AA.=+2.-.0,3.5/;.36./36+)53-51.52.2,125+22+/3.,1>K6+O6,.3:6,2 .4)1+4+/3,3.5/<5-<)51.0.+2C<.2<A+1+7,3+A<35<36+<,))5).,3+<4+48+2<5-<36+<05/7+7,3.5/ ��%��' M005A./73536+O5/23.393.5/36+K923++26,=+36+)5;+35./=+23,/:45/+:-54./7),35-36+K923Z9/A ,/A35,))1:./054+,/A0,).3,1-536+06,.3,81+)9)52+25-36+K923>K6+:4,:)906,2+)5)+3:C2+111,/A ,/A)5)+3:C),:-536+9)&?++)5-1,/A,/A)5)+3:6+1A5/K923>K6+:4,:,125855;45/+:-5,/:5/5<23,--<5<89.1A./72<,/A<25C<36++-5+C<.3<.2<2.4)1+<35<4,/,7+><K;5<3923++2</++A<35<2.7/<,11<06+N9+2> K6+K923++26,=+05/2913+A36+79.A,/0+4,A+,=,.1,81+8:36+O6,.3:O544.22.5/-5\/71,/A,/AV,1+2 ��(�'�% �#�"� K6+K923++2,+05/-.A+/336,336+:6,=+054)1.+A;.3636+.A93:9/A+2+03.5/^5-36+O6,.3.+2M03RUPP./ 36,336+:6,=+6,AA9++7,A35)981.08+/+-.379.A,/0+)981.26+A8:36+O544.22.5/./RUP^>E/-936+,/0+ 5-36+06,.3,81+)9)52+2-536+)981.08+/+-.336+3923++27.=+A+3,.125-36+.,03.=.3.+2./36+-5115;./7 36+<-5+75./7<)9)52+2<,/A<,00+)3 ),,7,)62> ! � 5/<36+<I981.0<]+/+-.3<+N9.+4+/3<5-<36+<O6,*.3.+2<M03

50(8E+16X18G16P+,/E7C+641(4E1,07G1(4E`8/1442+1)1(8440+H(672+4KUa_= J1,+G(CIb0(2+ G1(41(()40+H127+.340+J.643.2(.8Q.76(H+84G+4G11)+68X.6P+,4.P++J1(C.G+32.X()X(401 ,(H+68(4E.34EJ+8.3(H+84G+4IS+H+640+2+88Q(H+84G+4(C.G+X18D>AQAAA2+88401(@A?WI=76()40+ E+16Q.6G12G++4()8X(40.76(H+84G+4G11)+68X+6+.4J.88(/2+IK.41C4C.4(7+,/E+G1(21, ;8(.40+6E+168QD@AQAAAX188+44.F1,1)18C164.0+2JX(403.6G14(.1,+H+6E,1E+[J+8+8I50+8(84+68 .340+J6.H(C+.3F1,1)18C161JJ6+C(14+40(86+)721687GX0(C040+EC16+2E.I_1E+16.3,(867J4(.1, 1,,(4(.12J6./2+G8C178+,/E40+K.H(,J1,+G(CQ1+[461D?AQAAAX188+44.1(,C+641(C.GG7(4(+8 X0(C0X+6+(,(33(C724EI50(8G.+EX1878+,4./7E6(C+Q4.6+J21C+/18(C+c7(JG+4d87C01836(,)+8e1, )++6122E4.122.X40+8(84+684.C166E.40+(6G(88(.(H+6E,(33(C724C(6C7G841C+8I;8.J6.L+C43.6@A@A 01,/++1)6++,142184E+16O8G++4()Q40(837640+6C.46(/74(. X181)6++,/E,(841C+C.41C4/+4X++ 46784++8I;440+1712G++4()Q40+46784++801,1)6++,4.37,40+847,E.3V)2(80.34X.F121)18E8(84+68( 406.7)0-.JJ.647(4(+8-.3-8.G+-.2(+-X+/(168I--f.,.I50+(66+4764.F1,1)18C16X18.4J.88(/2+18J21+,8.40+EC.4(7+,40+(6847,(+83.68+H+612 +[461G.408I50(8X1837,+,/E40+K_UI50+E6+476+,4.F1,1)18C16L784/+3.6+K06(84G18.1 M6+J146(14(.O32()0440142+3436.Gg16(8IU+.340+8+8(84+68(8.X3.22.X()1C.768+4./+C.G+1(4+6J6+4+6 50+46784++8128.0+2J+,4.37,1J6.L+C4(K1G+6..4.1(,40+,+H+2.JG+4.3X.G+IU768(84+68X.6P( 40+K+46+F16(1T.66+44((h1.7,NQX0(C00+2J8E.7)X.G+,+H+2.J2(3+8P(228ID@AAX188+44.0+2J 50+56784++801H+40+J.X+64.C6+14+6+8+6H+84.J6.H(,+(C.G+4.3723(240+./L+C48.340+46784I50+876J278 1,-40+-.40+6-018-84164+,-0+6-768()-461(()I50+_H+84G+4g.643.2(.816+G11)+,/E_H+84+Cb+12401,<6+X(=.2J0(X0.C.872440+<76816.1 6+)7216/18(81,6+J.644.40+56784++8+H+6E406++G.408I50+37,816+G11)+,(1CC.6,1C+X(40X6(44+ 6++X-+c7(JG+4I)7(,+2(+88+44().7440+6+2()(.781,+40(C12J6(C(J2+8.340+K.)6+)14(.I50+416)+48+43.640+37, G11)+68(84.,+2(H+611)6++,6+476.3/.40(C.G+1,C1J(412)6.X40X(40.G.6+4011G.,+614+2+H+2��!" #�$% �%$% $"�!�% 3.6-40+-E+16-X(22-J6.H(,+-1,,(4(.12-1G.748-4.-/+-(H+84+,-4.-J6.H(,+-37476+-(C.G+%�&%�!" # .3-6(8PI �!"$%� !�� B�� 50+-46784++8-,+C(,+,-4.-C.4(7+-8+,()-D@A-AAA-1-E+16-4.-F1,1)18C16-3.6-3.6G14(.-1,-40+--+H+6E,1E-++,8.3-40+-8(84+68I-50(8-C.46(/74(.-(8-+8J+C(122E-(GJ.6414-40(8-E+16-18-G1E-.3-40+-C.GG7(4(+8-01H+-,(G((80+,6+8.76C+8-2.C122E-,7+-4.-40+-K.H(,-J1,+G(CI---------------------------------------------50+-8(84+68-(-F1,1)18C16-01H+-1-J6.L+C4-4.-1,,-1-M2ECN+O-4.-40+(6-8C0..2-(-;,.1P1Q-1-6+)(.-4014-(8--J..6-RG14+6(122EQ-8J(6(47122E-1,-(4+22+C47122EI--50+E-18P+,-3.6-37,()-.3-STU8-(-V76.J+-(-@A?W-X(40.74-6+8724I--50+-46784++8-C.8(,+6+,-40+-(3.6G14(.-J6.H(,+,-3.6-40+-1,,(4(.-.3-4X.-C21886..G8-4.-40+-8C0..2I--51P()-(4.1CC.74-40+-(C6+18+,-C.84-.3-/7(2,()-G14+6(128-(-F1,1)18C16-/+C178+-.3-40+-J1,+G(CQ-40+-46784++8-1)6++,-4.8+,-DYZQAAA-4.-C.8467C4-40+-+[461-C21886..G8I---&&\��]� %^^$%�� 50+-56784++8-X(80-4.-6+C.6,-40+(6-401P8-1,--6+C.)(4(.-.3-40+-J6.3+88(.12(8G-1,-C.GG(4G+4-.3-122-40+56784++ 8(84+68-X0.-X.6P-,1(2E-X(40-1,-3.6-.40+68I----_4-018-/++-1-,(33(C724-1,-C0122+)()-E+16 '()+,-.-/+0123-.3-40+-56784++89 :-;-<.*+ =14+->?84-;7)784-@A@? i

!,/ !0 +05,6## "+08 ?05,)%80,!8 ?(5!%80@,A,B /1,+0C"+-(56!%0D? !05,/,!% -,+-,-E4@,#,12,!.3.3 H5%8!,/ !0%816-,8 B,BD0 05,#56!%0DI80!"80,,8J6862 -DJ%+6## !-6+#,F%05),#0% +49K ?05,(56!%0%,87#0 .344GLD,M61%+60% +5682,,+"+-,!06$,+8 0560>1%508060,0 05,#56!%0DI80!"80,,805 8,1600,!8F,6!, !,N"%!,-0 8060,0 05,1 %+6+%+-,/,+-,+0,M61%+,!I8!,/ !06+-? !+ 05,!/"!/ 8,GH 05,?"BB,80,M0,+0 /,!1%00,-2DB6FJ>- + 06##,/0 !688"1,!,8/ +8%2%B%0D0 6+D +, 05,!056+05,#56!%0D6+-05,#56!%0DI80!"80,,8 � �=�� F5%#5&# 1/!%8,&05,&)060,1,+0& ?&C%+6+#%6B&7#0%A%0%,8&6+-&05,&!,B60,-&+ 0,8G H5,#56!%0DI80!"80,,86!,!,8/ +8%2B,? !05,/!,/6!60% + ?05,6## "+08GH5,#56!%0DI80!"80,,8# +8%-,!05606+6"-%0 %8+ 0!,N"%!,-? !05%8D,6!"+-,!8,#0% +499Q.R ?05,(56!%0%,87#0.344Q05,.3447#0R6+-05606+%+-,/,+-,+0 68&6&2 -DJ&? !&1D&,M61%+60% +J&? !&05%8&!,/ !0J& !&? !&05,& /%+% +8&>&56A,&? !1,-G 0 ? BB F05,/! #,-"!,8B6%-- F+%+05,,+,!6B@%!,#0% +8%A,+2D05,(56!%0D( 11%88% +"+-,!8,#0% + O�P��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�� 0 /!,/6!,6## "+08F5%#56## !-F%0505,6## "+0%+!,# !-86+-# 1/BDF%0505,6## "+0%+ /!,8,+0&6&I0!",&6+-&?6%!&A%,FI&6+-&05,&!,/ !0&%8&B%1%0,-&0 &05 8,&1600,!8&8,0& "0&%+&05,&8060,1,+0&2,B FG �� >+&# ++,#0% +&F%05&1D&,M61%+60% +J&+ &1600,!&568&# 1,&0 &1D&600,+0% +S Q4R&&F5%#5&%A,8&1,&!,68 +62B,&#6"8,&0 &2,B%,A,&0560&%+&6+D&160,!%6B&!,8/,#0&05,&!,N"%!,1,+08S 0 &$,,/&6## "+0%+&!,# !-8&%+&6## !-6+#,&F%05&8,#0% +&4E3& ?&05,&.344&7#0T&6+!,N"%!,1,+08& ?&05,&.344&7#0& &&&&&&56A,&+ 0&2,,+&1,0 Q.R&0 &F5%#5J&%+&1D& /%+% +J&600,+0% +&85 "B-&2,&-!6F+&%+& !-,!&0 &,+62B,&6&/! /,!&"+-,!806+-%+& ?&05,&6## "+08&0 & 2,&!,6#5,-G V&>& !"#$%&C(7 !"#$%&'&( )%*+,-& +&&.&),/0,12,!&.3.4 (56!0,!,-&7## "+06+08 9.&:6-+ !&: 6- ;74&4:<

|��
��
� �� !�"#"#
$
"#"#�
"# %�
&�
&�

'�
()+,-).
/
0123222
�
4
563204
0263625
7�
563204
4163625
��
89:).;<)9;=<+9+)>.=?)).
413@1A
4B3@1@
C�� !��
�DE9+;-E9.=;E=F+G++.,+>
B23H54
503AAH
IG<-9-.;>+;-E9=+9G=.JKKE>;
H
H3A@0
B35@0
7��
@A3AA4
0203B02
$��
63242
0153HA5
$��
4H03524
14635AA
4HA3544
@6@30A@
L��
M�! �N� �O
B3B1B3@20
H35@63B21
M��N� � !
B3@AB3H4H
B3B1B3@20
��
$��
PQ)=,Q+>-;R=Q+.=9E=>),E9-.)G=+-9.=E>=SE..).=E;Q)>=;Q+9=;QE.)=.QET9=+UE:)=+9G=;Q)>)?E>)=9E=.)K+>+;)=.;+;)<)9;=E?=;E;+S=
+-9.=+9G=SE..).=Q).=U))9=K>)K+>)GV| |---|

|��
��
��
!
�
#�
$�
%&'()+(&),-,+-./(,'-01(
2
345564783
�
;(<=.)
>
54995
?-)@,-,<-&/,-&A,B&,@-&A
C924:88
C3C495>
D��E��
F ��
6
G54756H
!��
C954977
342734989
��
I(&(.-0,J1&A
342734989
342734989
KLL='(A,<M,@(,N.1)(()
-&A,)BO&(A,=&,@(B.,<(@-0J
P,K,Q=&(
N.1)((
KLL.='(A,M,*@(,N.1)*((),=&,8*@,P10M,8:8C|>4>9:
C::4>7>
C:6458>
G345C:H|"�
#�
3495:4563
C:34:C>
3435342:C
3435342:C
3435342:C| |---|---|---|

|��
��
� ��
!
�
#�
$%&'()&+(,-(./0%1,-2(%31,4,1,&
5
67789:;<
$%&'(?@.A&(?0.B(,-4&1,-2(%31,4,1,&
C-4&1B-1(,-3.B
D=8>9E
F0.3+&(.?(,-4&1B-1(&%@&
;DG8D:7
F)03'%&&(.?(,-4&1B-1&
698>HG8:>7<
$%&'(/0.4,++(6)&+<(,-(,-4&1,-2(%31,4,1,&
9=8HGE
I30%&(,-(3%&'(%-+(3%&'(J),4%@-1&(,-(K%0
6:D8D;D<
C-30%&6I30%&<(,-(3%&'(%1(L%-M(%-+(,-('%-+
HG8EEG
C-30%&6I30%&<(,-(3%&'('@+(LK(,-4&1B-1(B%-%20&(
6=H8>EE<
$%&'(10%-&?00+(?0.B(10)&1
N
6:D8D;D<
OPQ�� R�
�
#�
S1(B.4B-1(,-(?)-+&
EH;8DEE
I+)31(,-4&1B-1(,-3.B
6D=8>9E<
5++T6++)31<(-1(B.4B-1(.-(,-4&1B-1&U
6EH98D>E<
S1(-.-(3%&'(3)00-1(%&&1&(10%-&?00+(?0.B(10)&1
N
6C-30%&<(I30%&((,-(+L1.0&
E8H;G
C-30%&(6I30%&<(,-(30+,1.0&
98::=
67789:;<|"�
#�
:=8:>:
9>=8=>D
=:;879E
698>>98:>:<
6:E8;=G<
G8:9;
67989GE<
778GD9
N
G8:9;
"�
#�
7=789;7
69>=8=>D<
6GE=8D;;<
N
6==7<
D>>
:=8:>:| |---|---|

&'()+,-./')0(1((-23(2)3(4,-4(3.'('5/.+35)6+/.+-0(-.5+-75.'5.(8/3(+9-5/(4).+/.+3 .3)-/).5+-0)6,(,-6(//+.'(375/(/.).(45-.'(3(6(0)-.-+.(:/;.+.'(/()+,-./<&'(=5-)-5)6 /.).(8(-./')0(1((- 23(2)3(4 5- )+34)-(75.' .'(>.).(8(-.+=?(+88(-4(4 @3).5(A B+,-.5-9)-4?(2+3.5-91CD')35.5(/23(2)35-9.'(53)+,-./5-)+34)-(75.'.'(E5-)-5)6 ?(2+3.5-9>.)-4)34)2265)16(5-.'(FG)-4?(2,165+=H3(6)-4:E?>IJK;5//,(4+-ILM,6CKJIN )-4.'(E5-)-5)6?(2+3.5-9>.)-4)34)2265)16(5-.'(F-5.(4G5-94+8)-4?(2,165+=H3(6)-4:E?>"� #��""�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

|��
��
� �� ! !
�"
�
! !�
!#�
$�
$�
%&'&()(+,-(,&.)/)+.,0/12,&')+.2).+
334567
6894:8:
;-<,-(,1.=)/,&.)/)+.
55
78>
39486>
6894983
��
! !�
!#�
$�
$�
;-<,?=-/@)+
>87
>86
AB(&.,0))
C
747D8
A??1B.-?E,?=-/@)+
743:9
64>88
F)@-G,)HI)+)+
C
C
745D6
J43D6
K LM�
N LO
P
! !�
!#�
$�
$�
Q�
R-/<).,'-GB),-.,6,S-B-/E,>865
J468549D8
74J>54>D5
A((&.&1+,-.,?1+.
6487:4J8D
648864J8J
T/1?))(+,0/12,(&+I1+-G+U./-+0)/+
V53:43JDW
V9J54D6>W
X).,21')2).,&,E)-/
>76438>
:>94355
R-/<).,'-GB),-.,76,%)?)2Y)/,>8>8
J4J864>>>
J468549D8
Z-+=,=)G(,YE,&')+.2).,2--@)/+,01/,/)C&')+.2).
6:3438>
>J843>J
J4::945>J
J47:84:9J
Z1+.,10,G&+.)(,&')+.2).+,-.,76,%)?)2Y)/,>8>8
743:548JJ
74D>D4JD9
[
! !�
!#�
$�
$�
.=)/,()Y.1/+
:477:
34378
:477:
34378
] ^��"��_ ��
! !�
!#�
$�
$�
Z=-/&.E,10,.=),`&+.)/+,10,Z=/&+.
>47:9
C
A??/B-G+,
74D88
J4:68
:45:9
J4:68
a=),@))/-G,0B(,?12I/&+)+,.=1+),21&)+4,b=&?=,2-E,Y),B+)(,.1b-/(+,2)).&@,.=),?=-/&.-YG),
1Yc)?.&')+,10,.=),?=-/&.E,-.,.=),(&+?/).&1,10,.=),a/B+.))+d
@))/-G0B(?12I/&)+.=1+)21&)+4b=&?=2-EY)B+)(.1b-/(+2 ).&@.=)?=-/&.-YG)
X1./B+.))/)?)&')(-E/)2B)/-.&11//)&2YB/+)2).10)HI)+)+&/)+I)?.10+)/'&?)+-+-./B+.))
(B/&@.=)E)-/1/&.=)I/)'&1B+E)-/d
a=)Ze\&+-/)@&+.)/)(?=-/&.E-(.=)/)01/)&+1.G&-YG).1&?12).-H1/?1/I1/-.&1.-H1&?12)
()/&')(0/12&.+?=-/&.-YG)-?.&'&.&)+4-+&.0-GG+b&.=&.=)'-/&1B+)H)2I.&1*+-'-&G-YG).1/)@&+.)/)(
?=-/&.&)+d| |---|