|||||||||
|---|---|---|---|---|---|---|---|
|**Trustees' Annual Report**|||||**for theperiod**|||
|From|Period start date|||**To**|Period end date|||
||1st|**January**|**2020**||
31|Dec|2020|
## Section A Reference and administration details
**Charity name** Bexhill CAP Centre **Other names charity is known by Registered charity number (if any)** 1174660 **Charity's principal address** Sidley Baptist Church, Claremont Road Bexhill On Sea East Sussex **Postcode TN39 5BX**
## **Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee(if any)**|
|---|---|---|---|---|
||Sue Ensor|Secretary|||
||Rev Andrew Guy
Partridge|Chairman|Resigned 1stNovember
2020||
||Graham Nurse|Treasurer|||
||Angie Young|Trustee|29thSeptember 2020
onwards||
||Father Michael
Bailey|Trustee|Resigned 30th June
2020||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
**Names of the trustees for the charity, if any, (for example, any custodian trustees)**
**Name Dates acted if not for whole year**
March **2012**
**TAR**
1
## **Names and addresses of advisers (Optional information)**
**Type of adviser Name Address Name of chief executive or names of senior staff members (Optional information)** Ros Thomas
## **Section B Structure, governance and management**
## **Description of the charity’s trusts**
Constitution
Type of governing document (eg. trust deed, constitution) Trust How the charity is constituted (eg. trust, association, company) Appointed by the current Trustees Trustee selection methods
- (eg. trust, association, company)
(eg. appointed by, elected by)
## **Additional governance issues (Optional information)**
You **may choose** to include additional information, where relevant, about:
- policies and procedures adopted for the induction and training of trustees;
- the charity’s organisational structure and any wider network with which the charity works;
- relationship with any related parties;
- t rustees’ consideration of major risks and the system and procedures to manage them.
## **Section C Objectives and activities**
(a) the relief of poverty, including the provision of money management, training, and education; coaching, **Summary of the objects of the** equipping and supporting people in the areas of **charity set out in its** unemployment, addiction and life skills. (b) to advance **governing document** the Christian faith in the local community.
March **2012**
**TAR**
2
Bexhill CAP is a charity that offers face-to-face debt counselling to all. Our personal and long-term approach empowers people to get out of debt and learn budgeting skills with great success. Almost 90% of all bills and debts are paid on time by established clients every month, and 94% said that our help was life transforming or a great help.
We provide one to one help to all our clients with the aim of getting them debt free.
We also provide budgeting courses and skill to help people to stay debt free **Summary of the main** once they have achieved this goal **activities undertaken for the public benefit in relation to** We run a local drop in once a week to enable people to access debt help and **these objects (include within** help with budgeting and gain access to other referral agencies that may be able **this section the statutory declaration that trustees have** to help in other areas of expertise **had regard to the guidance issued by the Charity Commission on public benefit)**
## **Additional details of objectives and activities (Optional information)**
You **may choose** to include further statements, where relevant, about:
- policy on grantmaking;
- policy programme related investment;
- contribution made by volunteers.
March **2012**
**TAR**
3
Section D Achievements and performance
The charity acts as a franchise of a larger charity (Christians Against **Summary of the main** Poverty). The charity’s funds pay a subscription to its head office for the **achievements of the charity** training and equipping of two front line workers and debt counselling **during the year** services to give debt coaching to over 40 new families and manage a workload of over 36 ongoing clients to assist with managing budgets and provide support to enable them to be released from the burden of unmanageable debt. The last 12 months has been a very different year due to the pandemic. We saw a drop in clients booking in for help. This has been due to the pandemic and clients being able to access extra government help. However during this year, we have seen approx. 20 families going debt free through this period. We are normally a face-to-face service with a very holistic approach to provide families with full support by visiting them in their homes. We work with Christians Against Poverty nationally by helping clients to get their paperwork in order that a good budget can be created and take over negotiations with their creditors on their behalf so that clients are released from that pressure. This year we have had to adapt our way of working due to the pandemic to be able to deliver our service over the phone or via video call. We have been unable to do our usual events this year but have instead provided gifts and food hampers at special times of the year to help families to get through the pandemic. We delivered 23 Christmas Hampers this year with vouchers included for fresh meat and veg from local supplier. We also had a partnership with another local charity to deliver fresh fruit and veg to our clients during the pandemic. We have a fund for client emergency aid food shops and essential items that we give to clients on a case for case basis. We provide a drop-in service once a week to enable new clients to come and enquire about our service provided and book an appointment. The drop in also acts as a hub with other referral agencies present, so ongoing clients to come in and discuss their case or be referred on to other appropriate help (with permission). We have obtained some funding towards a new paid debt coach place and a community links officer this year to replace volunteer roles to enable us to be future proofed and ready for what we anticipate will be a very busy year ahead once restrictions lift, when the universal credit uplift is taken away plus the many job losses people have suffered over this last year.
March **2012**
**TAR**
4
## **Section E Financial review**
Our policy on reserves is to maintain sufficient funds to enable us to **Brief statement of the** continue our fees to our head office to maintain client cases already set **charity’s policy on reserves** up plus a redundancy reserve of 3 months for staff termination costs if the centre were to close
**Details of any funds materially in deficit**
n/a
## **Further financial review details (Optional information)**
You **may choose** to include additional information, where relevant about:
- the chari ty’s principal sources of funds (including any fundraising);
- how expenditure has supported the key objectives of the charity;
- investment policy and objectives including any ethical investment policy adopted.
## **Section F Other optional information**
## **Section G Declaration**
**The trustees declare that they have approved the trustees’ report above.**
## **Signed on behalf of the charity’s trustees**
**Signature(s) Full name(s)** Graham Nurse **Position (eg Secretary, Chair,** Chairman **etc)**
**Date** 25th October 2021
March **2012**
**TAR**
5
||**Charity Name**
**Bexhill CAP Centre**
|**Charity Name**
**Bexhill CAP Centre**
|**Charity Name**
**Bexhill CAP Centre**
|**Charity Name**
**Bexhill CAP Centre**
|**Charity Name**
**Bexhill CAP Centre**
|**CC16a**|
|---|---|---|---|---|---|---|
||**For the period**
**from**||Period start date
01/01/2020|**To**|||
||||||||
|**Section A Receipts and payments**|||||||
|**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**||**Restricted funds**
**to the nearest £**|**Endowment**
**funds**
**to the nearest £**|**Total funds**
**to the nearest £**|**Last year**
**to the nearest £**|
|
Donations-Individuals|**22,405**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**-**|**22,405**
**8,452**
**7,635**
**4,669**
**6,730**
**-**
**-**
**-**|**24,150**|
|Donations-Churches|**8,452**|||**-**||**11,282**|
|Gift Aid Claim|**7,635**|||**-**||**5,144**|
|Clients Pastoral Fund|**-**|||**4,669**||**3,181**|
|Grant Funding|**6,730**|||**-**|||
||**-**|||**-**||**-**|
||**-**|||**-**||**-**|
||**-**|||**-**||**-**|
|**_Sub total_**_(Gross income for AR)_|**45,222**||**-**
**-**
**-**
**-**
**-**|**4,669**|**49,891**
**-**
**-**
**-**
**49,891**|**43,757**|
||||||||
|**A2 Asset and investment sales,**
**(see table).**|||||||
||**-**|||**-**|||
||**-**|||**-**||**-**|
|**_Sub total_**
**_Total receipts_**|**-**|||**-**||**-**|
||||||||
||**45,222**|||**4,669**||**43,757**|
CCXX R1 accounts (SS)
25/10/2021
1
|**A3 Payments**||||||**7,200**
**20,382**
**1,913**
**3,709**
**1,422**
**-**
**-**
**-**
**-**
**34,626**
**-**
**-**
**-**
**34,626**
**9,131**
**-**
**-**
**9,131**|
|---|---|---|---|---|---|---|
|
Head Office Subscriptions|**7,200**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**-**
**-**
**-**
**1,715**
**-**
**-**
**-**
**-**
**-**|**7,200**
**19,939**
**2,404**
**1,715**
**612**
**2,000**
**-**
**-**
**-**|**7,200**|
|Salaries/NI/Pensions|**19,939**|||||**20,382**|
|Administration|**2,404**|||||**1,913**|
|Client Support and Events||||||**3,709**|
|Staff/Volunteer travel amd training|**612**|||||**1,422**|
|Gifts|**2,000**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
|**_Sub total_ **|**32,155**||**-**
**-**
**-**
**-**
**-**
**- **
**1,222**
**6,270**
**7,492**|**1,715**
**-**
**-**
**-**
**1,715**
**2,954**
**1,200**
**536**
**4,690**|**33,869**
**-**
**-**
**-**
**33,869**
**16,022**
**-**
**38,524**
**54,546**|**34,626**|
|**A4 Asset and investment**
**purchases, (see table)**|||||||
||**-**||||||
||**-**||||||
|**_Sub total_ **
**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**|**-**||||||
||**13,067**|||||**9,131**|
||**- 2,422**|||||**-**|
||**31,718**|||||**-**|
||**42,364**|||||**9,131**|
CCXX R2 accounts (SS)
25/10/2021
2
## **Section B Statement of assets and liabilities at the end of the period**
|**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B3 Investment assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**|Signature
**Details**
**Details**
Bank
(agree balances with receipts and payments account(s))
**_Total cash funds_**
Petty Cash
**Details**
**Details**
**Details**
Creditors|**Unrestricted**
**funds**
**Restricted funds**
**to nearest £**
**to nearest £**
**42,357**
**7,492**
**7**
**-**
**-**
**-**
**42,364**
**7,492**
OK
OK
**Unrestricted**
**funds**
**Restricted funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which asset**
**belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which asset**
**belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
**-**
Print Name
Graham Nurse|**Endowment**
**funds**
**to nearest £**|
|---|---|---|---|
||||**4,690**|
||||**-**|
||||**-**|
||||**4,690**|
||||OK|
||||**Endowment**
**funds**
**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**When due**
**(optional)**|
|||||
|||||
|||||
|||||
|||||
|||||
||||Date of approval|
||||25th October 2021|
|||||
CCXX R3 accounts (SS)
25/10/2021
3
## **Independent examiner's report on the accounts**
**Section A Independent Examiner’s Report**
## **Report to the trustees/ members of**
Charity Name
Bexhill CAP Centre
**On accounts for the year** 31 December 2020 **ended**
**Charity no** 1174660 **(if any)**
**Set out on pages**
(remember to include the page numbers of additional sheets)
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **DD / MM / YYYY** 31/12/2020 .
**Responsibilities and** As the charity trustees, you are responsible for the preparation of the **basis of report** accounts in accordance with the Charities Act 2011 (“the Act”) .
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
**Independent** [The charity’s gross income exceeded £250,000 and I am qualified to **examiner's statement** undertake the examination by being a qualified member of [insert name of applicable listed body]]. _Delete_ [ ] _if not applicable._
I have completed my examination. I confirm that no material matters have come to my attention (other than that disclosed below *) in connection with the examination which gives me cause to believe that in, any material respect,:
- the accounting records were not kept in accordance with section 130 of the Act; or
- the accounts did not accord with the accounting records; or
- the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
* _Please delete the words in the brackets if they do not apply._
**Signed: Date:** 22 October 2021 **Name:** Alan Edwards James Staples **Relevant professional** ICAEW **qualification(s) or body (if any):**
**October 2018**
1
**IER**
**Address:**
8 High Street
Heathfield
East Sussex, TN21 8LS
## **Section B Disclosure**
Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
## **Give here details of any items that the examiner wishes to disclose** .
**October 2018**
2
**IER**