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2021-07-31-accounts

REGISTERED CHARITY NUMBER: 1174613

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JULY 2021

FOR

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2021

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 10

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JULY 2021

The trustees present their report with the financial statements of the charity for the year ended 31 July 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives of the Charity

The object of the CIO shall be the advancement of the orthodox Jewish faith in accordance with the principles and teachings of Chabad in particular for people living in Borehamwood and Elstree by providing them with educational programs and social activities that will build and develop a meaningful relationship to their Jewish Heritage.

The Chai Center is focused on creating opportunities for local Jewish people to engage in the various experiences Jewish life has to offer through various events and programmes. Based centrally in Borehamwood, there is a strong focus on also creating informal opportunities for people outside the Jewish community to engage and obtain an understanding and appreciation of Jewish life and culture.

Achievements and performance

During the year 2020-21 the charity continued to run and expand all its programmes and activities to include youth activities, festival and Sabbath activities, adult education programmes, social services, Judaica services and publications. Chanukah, Purim, Passover and Shavuot activities have grown with programs for children in the Jewish schools of Borehamwood. At the onset of Covid and throughout the pandemic we have been very active in creating a host of virtual and live outdoor activities for the entire community. Our goal was that no member of the community should feel isolated or lonely. We saw significant success in these matters.

Future plans

The trustees plan to continue and increase the charity’s activities and programs; especially in the areas of youth and children.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Chai Center is a Charitable Incorporated Organisation (CIO) constituted under a Constitution INCORPORATED 30th June 2017 and is registered charity number 1174613.

Recruitment and appointment of new trustees

The appointment of new trustees is at the discretion of the serving trustees. All decisions made on behalf of the charity are made by the trustees.

Responsibilities of the trustees

The trustees are required under the Charities Act 1993 to prepare financial statements for each financial year which give a true and fair view of the charity’s financial activities during the year and of its financial position at the end of the year (unless a charity is entitled to prepare accounts on the alternative receipts and payments basis). In preparing financial statements giving a true and fair view, the trustees should follow best practice and

(a) Select suitable accounting policies and apply them consistently;

(b) Make judgments and estimates that are reasonable and prudent; (c) State whether applicable accounting standards and statements of recommended practices have been followed, subject to any departures disclosed and explained in the financial statements;

(d) Prepare the financial statements on a going concern basis unless it is appropriate to presume that the charity will continue in operation.

Page 1

The trustees are responsible for keeping accounting records which disclose with reasonable accuracy the financial position of the charity and which enable them to ascertain the financial position of the charity and which enable them to ensure that the financial statements comply with applicable law and regulations. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number 1174613 Principal address Unit 12E Keystone Passage Borehamwood Shopping Park Hertfordshire WD6 4PR

Trustees Ms M Redbart A Brandman A Braun

Independent Examiner KBSP Partners LLP Chartered Accountants Harben House Harben Parade Finchley Road LONDON NW3 6LH 26/05/2022 Approved by order of the board of trustees on ............................................. and signed on its behalf by:

................................................................. A Braun - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE CHAI CENTER

Independent examiner's report to the trustees of The Chai Center

I report to the charity trustees on my examination of the accounts of The Chai Center (the Trust) for the year ended 31 July 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Anthony Cowan KBSP Partners LLP Chartered Accountants Harben House Harben Parade Finchley Road LONDON NW3 6LH

26/05/2022 Date: .............................................

Page 3

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 JULY 2021

2021
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
125,090
EXPENDITURE ON
Raising funds
42,618
Other
81,350
Total
123,968
NET INCOME/(EXPENDITURE)
1,122
RECONCILIATION OF FUNDS
Total funds brought forward
38,872
TOTAL FUNDS CARRIED FORWARD
39,994
2020
Total
funds
£
68,925
33,861
60,141
94,002
(25,077)
63,949
38,872

The notes form part of these financial statements

Page 4

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

BALANCE SHEET 31 JULY 2021

2021
Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
4
56,572
CURRENT ASSETS
Debtors
5
14,038
Cash at bank
13,991
28,029
CREDITORS
Amounts falling due within one year
6
(17,448)
NET CURRENT ASSETS
10,581
TOTAL ASSETS LESS CURRENT LIABILITIES
67,153
CREDITORS
Amounts falling due after more than one year
7
(27,159)
NET ASSETS
39,994
FUNDS
9
Unrestricted funds
39,994
TOTAL FUNDS
39,994
2020
Total
funds
£
68,099
-
47,046
47,046
(43,273)
3,773
71,872
(33,000)
38,872
38,872
38,872

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by: 26/05/2022

............................................. A Braun - Trustee

The notes form part of these financial statements

Page 5

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.The only exception to this is where donations are received with the intent that it will pay for expenditure which will arise in a future period, in which case the income is deferred to be matched against that future expenditure.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings - 20% on reducing balance

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 July 2021 nor for the year ended 31 July 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 July 2021 nor for the year ended 31 July 2020.

continued...

Page 6

THE CHAI CENTER

TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2021

3. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 68,925
EXPENDITURE ON
Raising funds 33,861
Other 60,141
Total 94,002
NET INCOME/(EXPENDITURE) (25,077)
RECONCILIATION OF FUNDS
Total funds brought forward 63,949
TOTAL FUNDS CARRIED FORWARD 38,872
4. TANGIBLE FIXED ASSETS
Fixtures
and
fittings
£
COST
At 1 August 2020 104,420
Additions 2,267
At 31 July 2021 106,687
DEPRECIATION
At 1 August 2020 36,321
Charge for year 13,794
At 31 July 2021 50,115
NET BOOK VALUE
At 31 July 2021 56,572
At 31 July 2020 68,099

continued...

Page 7

THE CHAI CENTER

TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2021

5.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
Prepayments and accrued income
6.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 8)
Trade creditors
Other creditors
7.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 8)
8.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank loans
Amounts falling between one and two years:
Bank loans - 1-2 years
Amounts falling due between two and five years:
Bank loans - 2-5 years
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
9.
MOVEMENT IN FUNDS
At 1.8.20
£
Unrestricted funds
General fund
38,872
TOTAL FUNDS
38,872
2021
£
4,038
10,000
14,038
2021
£
5,842
7,086
4,520
17,448
2021
£
27,159
2021
£
5,842
5,842
21,317
-
Net
movement
in funds
£
1,122
1,122
2020
£
-
-
-
2020
£
-
27,531
15,742
43,273
2020
£
33,000
2020
£
-
5,500
16,500
11,000
At
31.7.21
£
39,994
39,994

continued...

Page 8

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2021

9. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
125,090
125,090
Resources
expended
£
(123,968)
**(123,968) **
Movement
in funds
£
1,122
1,122

Comparatives for movement in funds

Net
movement At
At 1.8.19 in funds 31.7.20
£ £ £
Unrestricted funds
General fund 63,949 (25,077) 38,872
TOTAL FUNDS 63,949 (25,077) 38,872
Comparative net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 68,925 (94,002) (25,077)
TOTAL FUNDS 68,925 (94,002) (25,077)

A current year 12 months and prior year 12 months combined position is as follows:

Net
movement At
At 1.8.19 in funds 31.7.21
£ £ £
Unrestricted funds
General fund 63,949 (23,955) 39,994
TOTAL FUNDS 63,949 (23,955) 39,994

continued...

Page 9

THE CHAI CENTER

TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2021

9. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
194,015
194,015
Resources
Movement
expended
in funds
£
£
(217,970)
(23,955)
(217,970)
(23,955)

10. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 July 2021.

Page 10