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2020-07-31-accounts

REGISTERED CHARITY NUMBER: 1174613

REPORT OF THE TRUSTEES AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2020

FOR

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

KBSP Partners LLP Chartered Accountants Harben House Harben Parade Finchley Road LONDON NW3 6LH

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2020

Page
Report of the Trustees 1
Independent Examiner's Report 2
Statement of Financial Activities 3
Balance Sheet 4
Notes to the Financial Statements 5 to 9

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JULY 2020

The trustees present their report with the financial statements of the charity for the year ended 31 July 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1174613

Principal address

Unit 12E Keystone Passage Borehamwood Shopping Park Hertfordshire WD6 4PR

Trustees

M Goldstein (resigned 20.1.2020) Ms M Redbart A Brandman A Braun (appointed 23.7.2020)

Independent Examiner

KBSP Partners LLP Chartered Accountants Harben House Harben Parade Finchley Road LONDON NW3 6LH

15/09/2021

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

................................................................. A Braun - Trustee

Page 1

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF

THE CHAI CENTER

Independent examiner's report to the trustees of The Chai Center

I report to the charity trustees on my examination of the accounts of The Chai Center (the Trust) for the year ended 31 July 2020.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Anthony Cowan KBSP Partners LLP Chartered Accountants Harben House Harben Parade Finchley Road LONDON NW3 6LH

15/09/2021 Date: .............................................

Page 2

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 JULY 2020

2020
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
68,925
EXPENDITURE ON
Raising funds
33,861
Other
60,141
Total
94,002
NET INCOME/(EXPENDITURE)
(25,077)
RECONCILIATION OF FUNDS
Total funds brought forward
63,949
TOTAL FUNDS CARRIED FORWARD
38,872
2019
Total
funds
£
132,714
11,357
58,087
69,444
63,270
679
63,949

The notes form part of these financial statements

Page 3

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

BALANCE SHEET 31 JULY 2020

2020
Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
4
68,099
CURRENT ASSETS
Debtors
5
-
Cash at bank
47,046
47,046
CREDITORS
Amounts falling due within one year
6
(43,273)
NET CURRENT ASSETS
3,773
TOTAL ASSETS LESS CURRENT LIABILITIES
71,872
CREDITORS
Amounts falling due after more than one year
7
(33,000)
NET ASSETS
38,872
FUNDS
9
Unrestricted funds
38,872
TOTAL FUNDS
38,872
2019
Total
funds
£
79,125
6,766
12,286
19,052
(34,228)
(15,176)
63,949
-
63,949
63,949
63,949

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by: 15/09/2021

............................................. A Braun - Trustee

The notes form part of these financial statements

Page 4

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.The only exception to this is where donations are received with the intent that it will pay for expenditure which will arise in a future period, in which case the income is deferred to be matched against that future expenditure.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings - 20% on reducing balance

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 July 2020 nor for the year ended 31 July 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 July 2020 nor for the year ended 31 July 2019.

continued...

Page 5

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2020

3. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 132,714
EXPENDITURE ON
Raising funds 11,357
Other 58,087
Total 69,444
NET INCOME 63,270
RECONCILIATION OF FUNDS
Total funds brought forward 679
TOTAL FUNDS CARRIED FORWARD 63,949
4. TANGIBLE FIXED ASSETS
Fixtures
and
fittings
£
COST
At 1 August 2019 98,999
Additions 5,421
At 31 July 2020 104,420
DEPRECIATION
At 1 August 2019 19,874
Charge for year 16,447
At 31 July 2020 36,321
NET BOOK VALUE
At 31 July 2020 68,099
At 31 July 2019 79,125

continued...

Page 6

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2020

5.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
6.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Other creditors
7.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 8)
8.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling between one and two years:
Bank loans - 1-2 years
Amounts falling due between two and five years:
Bank loans - 2-5 years
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
9.
MOVEMENT IN FUNDS
At 1.8.19
£
Unrestricted funds
General fund
63,949
TOTAL FUNDS
63,949
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
68,925
TOTAL FUNDS
68,925
2020
2019
£
£
-
6,766
2020
2019
£
£
27,531
11,495
15,742
22,733
43,273
34,228
2020
2019
£
£
33,000
-
2020
2019
£
£
5,500
-
16,500
-
11,000
-
Net
movement
At
in funds
31.7.20
£
£
(25,077)
38,872
(25,077)
38,872
Resources
Movement
expended
in funds
£
£
(94,002)
(25,077)
(94,002)
(25,077)

continued...

Page 7

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2020

9. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

At 1.8.18
£
Unrestricted funds
General fund
679
TOTAL FUNDS
679
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
132,714
TOTAL FUNDS
132,714
Net
movement
At
in funds
31.7.19
£
£
63,270
63,949
63,270
63,949
Resources
Movement
expended
in funds
£
£
(69,444)
63,270
(69,444)
63,270
Net
movement
At
in funds
31.7.19
£
£
63,270
63,949
63,270
63,949
Resources
Movement
expended
in funds
£
£
(69,444)
63,270
(69,444)
63,270
63,270

A current year 12 months and prior year 12 months combined position is as follows:

Net
movement At
At 1.8.18 in funds 31.7.20
£ £ £
Unrestricted funds
General fund 679 38,193 38,872
TOTAL FUNDS 679 38,193 38,872

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 201,639 (163,446) 38,193
TOTAL FUNDS 201,639 (163,446) 38,193

continued...

Page 8

THE CHAI CENTER TRADING AS THE JEWISH LIFE CENTRE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2020

10. RELATED PARTY DISCLOSURES

During the year, there were payments of £5,000 made to related parties for services provided to the charity.

Page 9