March 2026 Dear Brothers & Sisters Please find the Trustees Report for Tabernacl Penrhyndeudraeth 2025. Many ofyou will remember th8t in previous years I would have gone through the report Page by page, but I will go through it line by line. At the top of the first page, you will see two titles, Unrestricted Funds and Restricted Funds. A Restricted Fund contains money that has been given for a specific cause, and therefore its use is Restricted for that use only. For us, last year that was only Tabernacl. In A1, all the entries are self-explanatory. A2 is for the sale of assets & investments. As we have not sold any. there are no entries here. A3 Payments. The titles used here differ from what we were used to, and some Items appear under different titles, eg A304 Administration Expenses which includes Fire Protection, which could have been displayed more prominently, and A308 where all our Audio Visu8l Expenditure h8S just been called'other Expenseslg Also the rentwe have paid forthe container in Porthmadog has gone under'Licences and Subscriptions,. Brian and l emptied this in February, so this expenditure has gone, saving us about £65 a month. You will notice that Connect Supply have provided analysis of the payments in Notes To The Financial Statements, sections A301 to A304. However, a further analysis of our Missionary Giving is as follows:_ Lydia Adams Lois Adams Grace Village Slavic Gospel Fiec Heledd Job 1212 540 1212 2160 1000 7274 Expenses paid to visiting Missionary Speakers were as follows . Indian Gentteman Hannah Johnson Sam Duffin Heledd Job Sasra 60 40 40 80 340 Also £345 was collected for Helpi ng Poi nt, givi ng a grand total of £7959 given. You will notice that this differs from the £6959 ( £6779 & £180) stated by Connect Supply. This is because they have placed the £1000 given to the Fiec by itself as'Gift'. I have not bothered to raise this with them as they have had so much hassle with me over the last twelve months, and have performed wonders. I have not kept count, but from the files of paperwork l estimate that we made overtwice the number of p8yments in 2025 compared to 2024, and each one had to be categorised byconnect Supply. The Travel Expenses of £888 include both Pete and John/BetS8n' s travelling. Again, for this year, I cannot give an accurate estimate, but again it will be difficult. We still need to spend on items for Tabernacl to get it running smoothly, and there are projects such as rerendering, new guttering and facia boards that will have to be done in the nearfuture. Thank you tothose who have bought items forthe church but have not asked for renumeration, and to all of you who have helped in all sorts of pr8Ctical ways. Thank you for reading this, 8nd thanks for 8ll your prayers and help overthe last twelve months. Again, ifyou have any questions, please phone me, email o ask a question at theAGM. Robin (on behalf of the Trustees) Charity Information for the year ended 31 st December 2025. The Office Address is Tabernacl Penrhyndeudraeth, clo Preswylfa, 3 Osmond Terrace, Minffordd, Penrhyndeudraeth. Gwynedd LL48 6HW The Trustees are Peter Campbell {Pastor) John Bolger (Elder) Robert Williams (Elder) AIL off ice holders are appointed in accordance with the Church Handbook, copies of which are avaiLable from the Church Off ice. Charltable Status. Tabernacl Penrhyndeudraeth is a Charitable Incorporated Organisation, registered in England & WaLes, No 1174601 and is centred on the town of Penrhyndeudraeth in Gwynedd. Structure, Governance and Management. Tabernacl Penrhyndeudraeth is governed by its constitution. The Trustees committee is not a Body Corporate, its composition, procedures, and powers are regulated by its Constitution, which provides that before assuming off ice every member must be a member of Tabernacl Penrhyndeudraeth, voted into membership as per Clause 9 of the Constltution. There must be at least three tru8tee8, which will be either Elders or Deacons. Deacons are appointed for a three-year term. but may be re-elected for many terms. ObJectiVO8 and Actlvltles. Tabernacl Penrhyndeudraeth seeks to advance the Christian religion both locally and world-wide through like-minded organisations. The Tru8tee8' objectives are to ensure that our church life Seeks to fulfil this mi88ion, both locally and more widely. Tabernacl Penrhyndeudraeth Trustees are aware of the Charity Commission's guidance on public benefit in 'the Advanc8ment of Religio for the Public Benefit'and have regard to it in the administration of the work, The Trustees acknowledge the importance of their working together to achieve the whole mission of the church, pastoral, evangelistic, and social need. It provides a benefit to the public by:. A) Providing resources and facilities for public worship of God, pastoral care, Spiritual, moral, and intellectual development, both for its members and anyone eLse who wishes to benefit from what the church off ers. B) Promoting Christian Values and service by members of the church to their communities, to the benefit of individuals and society as a whole. The Trustees are responsible, inter alia for the financial budget and expenditure there under, and any other action referred to in the Church Constitution. Achievements and Pertormance. Tabernacl Penrhyndeudraeth is keen to offer a range of serdices not only on Sundays, but also during the week, that our community will find both beneficial and spiritually fulfilling. All-age Prayer Meetings and Bible Studies are held on Tuesdays, and on Thursdays the Ibl.o+he.' & Toddler Group meets ip. +he morning, foll￿Ve￿ by 8 Ladies Meeting. In the evening there is a Young Men's Bible Study Meeting. At the very end of the year suff icient progress had been made on Tabernacl Buildingfor all our meetings to be moved there from the Neuadd Goffa. The work on TabernacL has taken over two years from the purchase, surveying, planning, and carrying out the Internal Modifications. An external Site Manager, who iAJao .88 emp:o'ied. He subcontracted work to other skilled tradesmen. An architectwas also employed, and they aLI liaised with a Church Building Committee who held formal meetings about 8V8ry three weeks. ol tsn a otrillcthA *CinCbf iA• Through our connection with the South Gwynedd Foodbank, we have delivered supplies to severaL needy famili8s and individuals in th8 area. Revlew ot Church Actlvltles. Please see the attached reports following the financial report. Volunteers. The Church has benefited from the work of many volunteers, both members and non- m8mb8TI , a-,,d t￿•8 T,.,, -S488S kvould lik8 to t￿lank them all for making this a Iiv8ly and vibr8rit community. bank6rs. HSBC bank, Porthmadog. tswynedd Poucyfor Holdlng Flnanclal R8s•rvas. unles￿ a gift for a :pecific iterp. =uch as a =haritable=ppe8: BuildingiFabric Fund, it will be held in the General Fund. Siaternent of the Value of'Financial Assets 311t Dec 2025 Unrestrlcted Funds Restricted Fund8 Total 2305 K 17821 20126 Signed by Peter W R Campbell (Chair otyrustees) on the Services The main work of the church 18 the gath8ring for the worship of God, and the preaching ot His word has carried on over the l8St year. We have transmitted Audio Recordings of our services online for those unable to attend. We are again encouraged by the small numbers of individuals who have started to attend our meetings for the first time over this year, aLthough some other members have died or moved away. We were pleased when Pete Cmpbell was able to resume his ministry following his illness at the beginning of he year. but to help with his recovery he only preached three Sundays out of every four. Our Last Sunday at y Neuadd Goffa was the 218t December, and since Christmas Day we have been meeting full time at Tabernacl. Sunday Schooland Cr6che This has continued through the year with 8bout 4 children attending regularly, more on some weeks, and other children coming when they are on holiday. There is teaching from the Bible and craft activities. We are grateful forthe three helpers who run both activitie8, and 8 good time of learning and fun is had by all. Qu88tlon Mark Cla88 This runs at the same time as the Sunday School. It is Led by one member, but always With another member presentto meet the need of our Child Protection Policy. Mum8 and Toddlers This is run everyThursday Morningduringthe schooltermtime. During 2024 it was held in the Neuadd Goffa, but now has moved to Tabernacl along with all our other activities. There are two helpers. Mothers, 80me of whom have other links with the church attend with their children for craft, Bible Stories, cups of te8 for the Mums, squash, and fruit for the children. We are hoping to see this work grow by word of mouth, and advertising in the village ,as we feel it meets a real need. Ladies Meetings These are run weekly on Thursday Mornings, after the Mums and Toddlers. About 8 dozen ladies attend where they have some meetings where they read a spiritual book, and some where they socialize. Open Air The church continues to support one of our Elders, John Bolger, and his team in their witness on the streets of Pwllheli and Porthmadog. John gives talks about the Christian message, and hands out Christian Literature. We support John in prayer and by helping with his travel expenses. Awdit o frifon Ca l Tabernacl ar Audit of Ca el Tabernacl accounts for the fl dd n2025 ear 2025 Er mwyn ymgymryd a'r awdit edrychwyd ar y dogfennau a baratowyd, sef: In order to undert8ke the audit the following presented items were ex8mined.' Llyfrau siec cyfrif cyfredol Llyfrau talu mewn cyfrif cyfredol Llyfrau talu mewn cyfrif cadwladeilad Cyfriflenni banc cyfrif cyfredol Cyfriflenni banc cyfrif Ca(￿ladelIad Anfonebau Cysoniad banc Adroddiad ymddiriedolwyr (yn cynnvrys y fantol8n) Sylwadau ar gyfer yr awdrt Current account cheque books Paying in l)ooks for the current account Paying in books for the buildin￿￿seNe account Cunpnt account bank st8tem8nts Building/Reserv8 account bank statements Invo￿8 Bank reconciliation Trustees Report (including lh8 bajanc8 she8t) Notes for the audit Byddai wedi bod yn ddefnyddiol petal taenlenni Connect Supply hefyd wedi eu cyfvwyno. It woukl have been useful had the Connect Supply spreadsheets also been pffjsented. 1. Cafwyd bod y symiau a dabNyd yn cydfynd gyda'r symiau a nodwyd ar y 'stwb' yn y Ilyfr sie¢iau, yr anfonebau a'r cyfriflennl banc. 2. Cafvyyd bod y symiau a dderbyniwyd yn cydfynd gyda'r symiau a nodwyd ar y 'strMkn' yn y Ilyfrau tslu i mewn, y cysoniad a'r cyfrfflenni banc, 3. Yn y cysoniad misol a therfynol, roedd y cyfansymiau yn cydfynd gyda'r symiau ar gyfer pob pennawd fel y'i paratowyd. l. The amounts pa￿ matched the sums on the cheque stubs, the invol￿S and the bank statements. 2. The amounts received matched the sums on the paying in book stubs, the reconciliation and the bank statements. 3. In the reconciliation the monthly 8nd total 8mounts matched the amounts for each heading, as thoy had been present8d. Roedd y dogfennau i gyd wedi eu cyfwno yn drefnus, yn 01 dyddiad, gyda thystiolaeth b¢xl anfonebau wedi eu talu gyda sal bendith person arall, Ile'r oedd yn briodol. Roedd y dogfennau yn dangos arweiniad clir t￿,f gwariant ac incwm, yn hwyluso y gwaith o groeswirio'r taliadau. The files were neatly presentsd in date 0￿er, with evidence attached that each invoice had been paid with the s881 of appmval of 8notherperson. where relevant. The files showed a clear guidance through the expendituTr and income, which facilitated the wo of cross-checking th8 payn￿nts. Serch hynny. gyda'r drefn newydd o gadw'r cyfrrfon a gwneud taliadau cyfiog ac ati, mae rhai anhawsterau yn anorfod. Adnabuwyd y canlynol. Nid yw'r drefn newydd yn caniatau adnabod sieciau sydd heb eu cyfiwyno. Nid yw bob amser yn glir pa dderbyniadau sy'n gymwys ar gyfer 'gift aid, neu GASDS. Roedd taenlen Connect Supply wedi Glustnodi ambell i swm o dan y pennawd anghywir, ond nid ykn amharu ar y fantolen derfynol. Nid yw'r dadansoddiad o'r cyfSog, Treth Incwm, cyfraniad YG a chyfraniad Pensiwn yn cael ei ddangos ar wahan yn y cysoniad. However, with the new system of record keeping and making payroll payments etc, a small number of issues will inevitably arise. The following were identif￿d.. The new system does not identity any ch8qUeS that have not b8én prnsented. It isn t always cl88r which donations aTr eligible for gift aid br GASDS. Connect Supply's spreadsheet has recorded a couple of ent17es under the inc0￿eCt headings. but hasn't affected the over811 b818nc8 sheet. The breakdown of the salary, Incom8 tax. Nl contribution and Pension Gontribution is not shown separately in the reconciliation. Yn olaf, dylid nodi hefyd roedd 2025 yn flwyddyn anarferol wrth i adnewyddu Gapel TabeinaGI fynd yn ei flaen, ynghyd a'r costau perthnasol. Finally, it should also be noted that 2025 w8s an extraordin8ry year bec8use of the upgrading or Capel Tabemacl, along with fftg associ8ted costs. Yn gywir, Medwyn Williams Medwyn Williams 2110412026 TABERNACL PENRHYNDEUDRAETH SECTION A- RECEIPTS & PAYMENTS For year ended 31 December 2025 Ullrestrleted Funds Re9trleted FuDd8 Notes Total FuDd$ Last Ye*r Al Receiplj Donations - GASDS Donation8 - Gifl Aid Declaration Donations - Non Gifi Atd Grant5 Gifts from Other Churches Gift Aid Relief Bank Inlerest Other RcceipLs Sub To¢•1 7,779 35,269 11,250 7,779 37,919 16350 7289 38,597 65,937 6,650 5,000 40,000 11,578 AIOI 28,000 10,002 1.398 1,030 10,002 lJ98 1,030 7,328 2.881 460 A102 90,727 153955 . 122,492 A2 knets and Investment Sxles Sub Total Total Reeelp¢s 90.727 63.228 122,492 Uwrestricted Fundj R￿tricted Funds A3 Payments Not Total Fundi Last Year Missionary Causes Expcnscs Cost of Spreading th¢ Word Payroll Expenses AdminAStrntion Expenses Professional Charges Rent - NeU￿d Goffa 6,959 5,077 34,451 7,324 955 6.959 5,077 34,451 7,324 955 5,058 209,128 2,589 3,752 7,462 3.611 34,525 8,699 1.703 6,744 89,092 A302 A303 A304 A30S 5,058 146,782 2,589 3,752 Tabernacl Building Expenses Other F.xp¢nses Utilities A4 Asset Purebase A307 ' A308 62,345 SH￿TOtal TotAI Pfiymtllts 212,948 275.293 151.836 Net Receiptsl (Paymenis) A5 Transfer between Funds A6 C&sh Funds last year end (122221) 883 (121,338) (29,345) Bl 102,059 39,405 141,464 141,464 40 287.70 112 119 TABERNACL PENRHYNDEUDRAETH SECTION B - STATEMENT OF ASSET & LIABILITIES A5 at 31 December 2025 Note UureJtri¢ted funds liutrlet¢d nds Endowment fDntts Total Bl Cash Funds Building and Reyerve Account Current Account Total 17,8?1 17,821 2.305 20.126 2.305 17.821 B2 Other Monetary Assets HMRC Gift Aid Due HMRC PA YE Credit {overpaid) Totsl 7.337 718 7,337 1,913 9,250 718 1,913 B4 A￿ets retalDd for the ¢harlty'S OWD US¢ Note Fund to which asset belongs Tabernacl Buildin8 Building - Restricted B5 Liibilitiej Fnnd to whkb Ilablllty relates AmouTrt due (aptlDn• When dlle (optloDal) Payroll l.iabili(ie$ UnrL'striL*cd ed by (rI￿ MuDthlv tknkkwiNB In&pthd¢rtEJ8ThithÈioit laberoa¢lPut¢b*K Lw] Costs Ar¢bit¢¢r FffD 672 672 Y5(i 753 772 7n A3ty7 B•Ul48 E%pense• Rtitrl¢tr4 Totsl IA>{ Ve•r rulrirtc l>i58bled I0￿￿ts 519 572 519 S43Tr JJ42 1305 T'IT¢ %y%trn '¢￿ %L*uLJ l.563 T&bornacl Ark-liircctFN Tabttti&5 ¢1(Kk rdurbishrntni heaTwi rakinK'I iniern￿ miKlitK*Ii(m% 76• 9$ 7,117 16&191 IIWJ6 IA32 17W• Tob¢r￿Cl 62,34J 207 2#7 AJOS OthtrL4)t#*ti Rulrkitd T(rtttl IAII Y*Ar dFNtt4ts AudiD Viw 2.58Y Ajogl ITdlith• ttlettd Totsl F•oth Lw Veir d Fundj G# tslld Elt¢trl¢ity 3.-%27 223 3.752 236 ststement of Actlvlty by Month T0￿ma¢1 POnrh￿d•￿dra•th JJ¢WJVW81 IM70 RZl.53 *4J5 I￿15 11J2B 1￿9z 4912 4055 2825 1J97.55 428.10 5B.428.10 Btth9. (I4SDS STJ 772.clj 674.fyj 677.111 561. 505.OD 7.77900 131 231&tsJ 1.MOD 32SS. 42X).OD 5.850.O] 1,945.00 07SOQ 3&249.00 415.00 tA65.Q) 34S 537.&1 1595. 1,1313) 3¥.?99.50 200.00 743MQ 731% 2•.7WJ• 4m7J• HMRC TJX R•Fo1 5.507.T1 4N94.T5 ID.001.86 a29.6S 4•JiJ4 124J25 £15111& CutolS•1s5 I•￿•? tT.Sq •3134 46 32 67 Vknual 2M30JO 141.fyj 2,5B925 Bsnk ¢hwy06 14. 14.1 15J)3 10ffj 13 1433 17A2 IZ.Y2 188.21 15&&5 15$. 150 ConlwgncB Coots 415.tsj iaiDJ 120NJ t,LXJD. Salèty4ftd FtyPrtrt•¢lknn 133fy1 133.C 335. 36&14 38&15 305.15 .15 3NS.15 385.15 3B5.15 385.15 4,55D.26 2*63 81. 231 149E4 81.80 01 1. I,B83.QO 617. 517.fy) $ITIMJ 842.￿) W 517m 557. 517 637. IwJ.r 16a.co Sjmerand Toddknr 7304 150.C 15u.rxi 14.30 1420 Pa￿Exp8n6trS 102.48 1CQAa 102.48 t02.48 102A8 102AO I￿4& 102Afj 10140 1.024.8 Taxè* iQ3 345.75 345.75 34&75 345.IS Y5.IS 34S.75 3.362.78 2.171 1171. Ir22m IT22 I721￿) 172LOD 2.72100 2,722.fyJ 31,563. T•tsl knptyvll Ew ?,17190 5.51 a,171A 2.1702J %170.23 ),17023 3,17013 3,170.23 E75,971JP 140.CA) 230.OD I￿•)0 12LII¥J 1r•J.Lh) 370.Cl) 130. iyJ.tY) ty)&b) 855. lrtependwlEwkneF Tuthl l0rPtof***tOM￿ F•**.Fkn*Trt* loo t20.•0 i•.00 47Jg 4799 Reni. Neu&dt G*fl 358. eq2m 536.Th1 370.0) gZ5.OD ¢•y iolng R•g5CWE•nt $51 553£1 ai&so 518.50 EC￿l*￿Tk 571.60 2220.NJ SA30. JJJ41J8 3.041.e8 1.2￿. 1.563.C 1￿￿( ¥g.DO ¥n 3T2A 76I¥J F4 7NJ.IX) Tabm?c1c￿r•lurkn￿hrnVrt 95DJ 95 7.t17.45 *322X1 7.117.45 12W49 19.DIW 31JTY.01 19A1359 19.W.•S ts2 2.89&.S1 &076.46 12.74S.70 168.191.19 IA31. 1.451.80 Tabvhad R￿EWL¥k 375.70 379.70 17.rxli 17.000.th) 1<177.17 28ts1 JIK•.71 S4Jb4J6 2B_61 2a.61 t4715.6• Il11323 20J21.53 142D7.30 Q70 12.745.70 UW,2B727 28.61 28.a1 25.e3 29.sy 29ffj3 32D.83 ZQ7.10 ID9*5 T.40 11￿.3& 8.&3 UillbD5 74.32 16Y_ i￿.50 4￿_10 191.tsy 1f6.5) 12541 101.71 1$7.V2 1,919.49 gF.SJ 3.527.03 YU￿•5- Wit8r 3TJO 3754 37.SQ 37.5 225.00 Ygt•l 74. 101.01 15ZJ• 116.50 1•ZJI 19ib21 19UZ Jr J7AO 7$2.03 T*lfor EKp#n5 1Y.355.76 44J1&•3 J•J10.17 2&652.32 13.TO1.16 11,17SJa t274m.44 ?*,￿.37 •IW 41J47AI 44XAAr 493328 4121017.7• C¥her 1.840.Y2 1.840 32 TLl•if•rOthV ExP•y￿ £IWD.JZ M•tClh•w kn¢¢ 21A•I.77 V2&JJ 47347A 4.75&13 C•th 0￿w￿ne￿•.J￿dryl4.2oIs0Ias PM GpifL