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2025-08-31-accounts

Grace Church Sydenham

Report and Accounts Year ended 31 August 2025

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

Grace Church Sydenham

LEGAL & ADMINISTRATIVE DETAILS

FOR THE YEAR ENDED 31 AUGUST 2025

ADDRESS FOR CORRESPONDENCE 18 Hillmore Grove
London
SE26 5RW
GOVERNING DOCUMENT CIO - FOUNDATION Registered 30 Aug 2017 and
amended on 03 Jun 2025
CHARITY REGISTRATION NUMBER 1174422
TRUSTEES Rev Timothy Iles
Dr Richard Proctor
Miss Helena Talbot-Rice
Mr Benjamin Cook (resigned February 2026)
Mr Benedict Cooper (appointed June 2024)
BANKERS Charities Aid Foundation
25 Kings Hill Avenue
West Malling
ME19 4JQ
INDEPENDENT EXAMINER Sarah Crispin ACA
Stewardship
1 Lamb's Passage
LONDON
EC1Y 8AB

INDEX

INDEX
Page 1 Legal & Administrative Details
Pages 2-3 Trustees' Report
Page 4 Independent Examiner's Report
Page 5 Receipts and Payments Account
Page 6 Statement of Assets & Liabilities
Page 7 Notes to the Accounts

Page 1

Grace Church Sydenham

Report of the Trustees

Year ended 31 August 2025

The Trustees have pleasure in submitting the Report and Accounts for the year.

Objects of the charity

The objects of the charity are, for the public benefit, the advancement of the Christian faith in such ways as the Trustees may from time to time decide.

Government

The policy and operating decisions of the charity rest with the Trustees who meet regularly to monitor the activities of the charity.

Every Trustee must be appointed by a resolution passed at a properly convened meeting of the Trustees. In selecting individuals for appointment as Charity Trustees, the Charity Trustees must have regard to the skills, knowledge and experience needed for the effective administration of the charity. All Charity Trustees must subscribe and adhere to, in belief and lifestyle, the Statement of Faith.

There only change to trustees is Mr Benjamin Cook resigning in February 2026.

Review of activities

The main activities undertaken for the public benefit are teaching from the Bible, the worship of God and the encouragement of the Church at regular Sunday services, weekday small group Bible studies and prayer meetings and other Christian ministry. The mission statement of the church is “Love Jesus, love each other, love the lost”.

We believe the good news of Jesus, as revealed in the Bible, transforms lives and we hold out this good news to all. The Friday evening youth group run in collaboration with other local churches (Grace Church Brockley, and Honor Oak Christian Fellowship) has continued meeting all year. Our other group for teenagers (Teens On A Sunday Time - TOAST) has likewise continued to meet throughout the year on a Sunday afternoon and also enjoyed a weekend camping trip over the summer. During the Sunday service, to which all are welcome, we run age appropriate activities for children up to 13 years old. Children gather in crèche or Sunday Club part way through the meeting while the teenagers and adults are hearing God speak through the Bible reading and teaching in the main meeting.

We again shared a weekend away with New Life Church Catford, one of our partner churches, in the spring. This was held at Ashburnham Place in Sussex, with teaching led by Ray Brown from East London Tabernacle Baptist Church. Children and adults were both looked after, with good teaching and fun activities in the Sussex countryside.

Adults have the opportunity for further Bible study and pastoral support in small groups that meet during the week in and around Sydenham. Many also take up the offer of meeting in pairs for mutual support and encouragement, Bible reading and prayer during the week. This provides, among other things, a knowledge of each other’s struggles and the opportunity for spiritual and practical support.

A new venture started this year on a Monday afternoon. “Discover Jesus” is an initiative involving street evangelism and inviting people to study an eye-witness account of Jesus’ life. This is hosted by Forest Hill Community Church who provide use of their building on the High Street. We also joined them in carol singing at Christmas, and members of both churches attended a men’s breakfast together.

In planning the activities the Trustees have applied the guidance on public benefit issued by the Charity Commission.

Page 2

Safeguarding

An essential part of the way we fulfil our mission statement is our commitment to safeguarding, ensuring that we provide a healthy, safe and spiritually nurturing environment for everyone who engages with our church community. We have a Safeguarding Policy and Procedure which is reviewed annually.

Helena Talbot-Rice remains as the Safeguarding Trustee. Nicola Collett-White was the Designated Safeguarding Lead up to March 2025, after which long-standing church member Heather Dingle took on the role.

In the year under review:

Achievements

As detailed under review of activities, the church has maintained its regular meetings and developed and strengthened links with other local churches.

Financial Review and Reserves Policy

During the year income was £97,417 (2024: £144,125), expenditure was £112,511 (2024: £111,176) and the net cash outflow was £15,094 (2024: a net cash inflow of £32,949). Our cash balances decreased by £15,094 to £83,563 which was all unrestricted.

The Trustees aim to hold unrestricted cash of no less than £22,500, which is an estimate of the amount that would be needed to wind down the charity should this ever become necessary. At the year end the charity held unrestricted cash of £83,568 and the Trustees anticipate that some of the excess will be used over the coming year.

Trustees' Responsibilities

Charity law requires Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year.

We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011.

We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.

Approval

This report was approved by the Trustees and signed on their behalf by:

Helena Talbot Rice

Helena Talbot Rice (Feb 26, 2026 16:50:07 GMT)

Miss Helena Talbot-Rice – Trustee

Date: Feb 26, 2026

Page 3

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

Grace Church Sydenham

I report to the trustees on my examination of the accounts of Grace Church Sydenham ('the charity') for the year ended 31 August 2025 on pages 5 to 7 following.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in accordance with section 130 of the 2011 Act; or

  1. the accounts do not accord with the accounting records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Sarah Crispin

Sarah Crispin (Feb 26, 2026 17:17:48 GMT)

Sarah Crispin ACA Stewardship 1 Lamb's Passage LONDON EC1Y 8AB

Date: Feb 26, 2026

Page 4

Grace Church Sydenham

RECEIPTS AND PAYMENTS ACCOUNT

FOR THE YEAR ENDED 31 AUGUST 2025

Notes
Income receipts
Donations and grants
Gift aid receipts
Charitable activities (church retreat)
Interest
Other income
Total receipts
Payments
2
3
Total payments
Transfers between funds
5
Net movement in funds
Cash funds as at last year end
Cash funds at this year end
A
Net of receipts / (payments) before
Grants
paid
in
relation
to
charitable
activities undertaken by others
Payments
in
relation
to
charitable
activities undertaken directly
Unrestricted
Funds
£
75,678
15,913
4,875
951
-
97,417
108,011
4,500
112,511
(15,094)
425
(14,669)
98,232
83,563
Restricted
Funds
£
-
-
-
-
-
-
-
-
-
-
(425)
(425)
425
-
2025
£
75,678
15,913
4,875
951
-
97,417
108,011
4,500
112,511
(15,094)
-
(15,094)
98,657
83,563
2024
£
108,128
29,147
5,735
956
159
144,125
109,676
1,500
111,176
32,949
-
32,949
65,708
98,657

The notes on page 7 form part of these accounts.

Page 5

Grace Church Sydenham

STATEMENT OF ASSETS AND LIABILITIES

AS AT THE YEAR ENDED 31 August 2025

Notes
A Cash funds
Cash at bank
Petty cash
B Other monetary assets
Gift aid due to charity
C Liabilities
Falling due within one year
Pension contributions
Fee for Independent Examination
Accrued expenses
D Assets retained for charity's own use
Computers and IT equipment (at cost)
Unrestricted
funds
£
83,485
78
83,563
3,462
3,462
103
1,200
3,053
4,355
Restricted
funds
£
-
-
-
-
-
-
-
-
-
2025
£
83,485
78
83,563
3,462
3,462
103
1,200
3,053
4,355
-
2024
£
98,579
78
98,657
1,561
1,561
130
1,050
-
1,180
990

E Guarantees and secured debts

The charity has not given any guarantees and has not provided its assets as security for any liabilities.

The accounts were approved by the trustees and signed on their behalf by:

Helena Talbot Rice

Helena Talbot Rice (Feb 26, 2026 16:50:07 GMT) _____ Miss Helena Talbot-Rice Trustee

Feb 26, 2026 Date:_____

The notes on page 7 form part of these accounts.

Page 6

Grace Church Sydenham

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 AUGUST 2025

1 Accounting policies

The accounts have been prepared on a receipts and payments basis and comprise a statement that shows the charity's receipts and payments, a statement that summarises the charity's assets and liabilities and related notes. The accountancy profession have determined that only accounts prepared in accordance with applicable accounting standards present a 'true and fair' view and, as these receipts and payments accounts have not (and cannot) be prepared in accordance with accounting standards, these accounts do not present (and are not intended to present) a 'true and fair' view of the charity's financial activities and state of affairs.

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.

Unr
2
Payments in relation to charitable activities undertaken directly
Employment costs (see note 4)
Venue hire
Christians Against Poverty Job Club
Safeguarding
Church events
Ministry training
Other ministry expenses including conference expenses
Equipment
Insurance
Licences and subscriptions
Accounts preparation and examination
Payroll fees
Other costs
estricted Funds
funds
£
78,150
10,325
-
562
4,493
4,650
1,563
4,145
336
704
1,320
662
1,101
108,011
Restricted
Funds
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2025
£
78,150
10,325
-
562
4,493
4,650
1,563
4,145
336
704
1,320
662
1,101
108,011
2024
£
79,033
10,288
560
572
4,845
4,350
2,625
432
336
4,766
960
662
248
109,676
3
Grants paid in relation to charitable activities undertaken by others
Grants for:
London City Mission
Crosslinks
LCM
UFM
-
1,500
1,500
1,500
4,500
-
-
-
-
-
-
1,500
1,500
1,500
4,500
750
750
-
-
1,500

4 Transactions with related parties

During the year the charity paid employment benefits totalling £57,405 (2024: £54,414) to Rev T Iles, who is a trustee. Rev Iles is paid for serving as church Minister and is not remunerated for serving as a trustee; this is permitted by the charity's governing document.

5 Movement in Restricted Funds of funds

vement in Restricted Funds of funds
Restricted funds
Ministry training fund
Opening
balance
£
425
425
Receipts
£
-
-
Payments
£
-
Transfers
£
(425)
(425)
Closing
balance
£
-
-

A transfer was made in the year to offset salary costs paid from the General Fund.

6 Acting as agent

On occasion the charity receives money on behalf of other charities, which it banks and then pays out to these charities. This income is received as agent for these other charities and the income, and the related payments, are excluded from the Receipts and Payments account; any money that has not been distributed by the year end is recognised as a creditor.

During the year the charity acted as agent for UFM and, in that capacity: received £600 (2024: £0) and paid £600 (2024: £0)

Page 7