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← City Life Church Truro

2024-08-31-accounts

Trustees’ Annual Report

For 1 September 2023 to 31 August 2024

City Life Church Chapel Hill Truro TR1 3BD Registered Charity no. 1174403

Trustees

Matt Noble Pastor Helen Holmes Church Secretary Ian Pearce Treasurer Helen Lewis Deacon Michael Cutler Deacon (resigned February 2024) Graeme Penwright Deacon Ryan Read Deacon (elected February 2024) Rosie Gordon Deacon (elected February 2024) Hannah Harris Elder (resigned October 2023) Sharon Patterson Elder (resigned October 2023) Barney Trevivian Elder Anna Chellamuthu Elder (elected February 2024) James Garvican Elder (elected February 2024)

City Life Church has appointed the Baptist Union Corporation Ltd to be the Holding Trustee of the property.

Structures, governance and management

City Life Church is governed by a constitution which was approved by the church meeting on 8 November 2010. City Life Church was registered as an unincorporated association with the Charity Commission on 29 August 2017 under the church’s former name of Truro Baptist Church. (Prior to this date the church was an excepted charity and was not required to register with the Charity Commission).

The church meeting passed a resolution on 23 September 2020 to change the church’s name to City Life Church Truro and this was registered with the Charity Commission to take effect from 1 January 2021.The church meeting passed a resolution on 17 May 2021 to allow for online and blended meetings following increased use of new technologies during the pandemic. The amended constitution was registered with the Charity Commission in May 2021.

In January 2022, the church meeting voted to agree a change from the name ‘church member’ to ‘Partner’ which was agreed better reflected what it means to be committed to belonging to the church. Partners meet four times a year to consider important issues requiring a decision, such as matters relating to vision, budgets, staffing and buildings. They also commit to pray, gather and give and to journey together to see the vision of the church fulfilled.

Trustees are appointed at Partners’ meetings. Charity Trustees shall serve so long as they have the support of the Partners’ Meeting and (except for those in pastoral office) shall be actively appointed and reappointed at least once every three years.

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The trustees are made up of the Pastor(s),deacons and elders.

At City Life Church the deacons are responsible for:

The deacons meet every other month to consider the business matters of the church as listed above.

The elders, together with the One-Church Pastors, take responsibility for establishing and encouraging the implementation of the overall vision for City Life Church; spiritual discernment and oversight; overseeing significant pastoral issues; supporting the pastors in the development and delivery of the preaching programme; consideration of mission and outreach opportunities; praying for the church and community; providing support to the pastors.

Trustees are Partners of the church and bring experience in leadership, accounting and workplace management.

In addition to the Trustees the following positions have been recognised either as paid or voluntary roles to lead the following ministries:

Paid positions:

One Church Pastors (two paid roles)

Administrator (two part-time roles)

Community Pastor

Youth Pastor

Toddler, Baby and Families Lead Worker (term-time)

Growbaby Lead Worker (term-time)

Voluntary positions:

One Church Pastor

Treasurer

Secretary

Toddler and Baby Group Team Volunteers

Sunday morning team ministries ( welcome, refreshments, AV, Powerhouse & Youth)

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Prayer co-ordinator

Designated Persons for Safeguarding

Small group leaders e.g. Women’s and Men’s Bible study groups, Homegroups Cleaning and maintenance crew

Worshipping Community leaders

Training and guidance are provided to the Trustees and team leaders as required.

Safeguarding

The church recognises its responsibilities for the safeguarding of all children and young people under the age of 18 and adults in need of care and support, regardless of gender, ethnicity or ability, as set out in the Children Act 1989 and 2004, Working Together to Safeguard Children (HM Government 2018), and Safeguarding Vulnerable Groups Act 2006 amended by the Protection of Freedoms Act 2012 and the Care Act 2014.The church has a robust Safeguarding policy that is reviewed annually by the Designated People for Safeguarding, supported by the Safeguarding Trustee and approved by the Trustees’ Meeting. Staff and volunteers are required to attend training every three years and to hold a current DBS in line with their role(s). Safeguarding is a standing agenda item at Trustees’ meetings.

Objectives and activities

The principal purpose of the church is the advancement of the Christian faith according to the principles of the Baptist denomination. The church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world.

The church undertakes the following activities:

Public benefits include:

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Services we provide:

How we advance the Christian faith:

Achievements and performance

Church services/acts of worship

At City Life Church we believe our God-given call is to see ‘all things everywhere’ shaped and impacted by the Lord Jesus. This can only flow from worship and prayer. We see this in the description of the early church in Acts 2. We firmly believe that we can achieve this through our five ‘ARISE Worshipping Communities’ which seek to serve different geographical areas, and focussed people groups, in our city and surrounding area.

Each Worshipping Community, whilst being part of City Life ‘One Church’, has its own team of Worshipping Community leads, who are prayerfully developing a tailored vision for their specific focus area based around the five points of ARISE. Core elements of each worshipping community include worship, prayer, encounter, opportunities to give and serve and teaching. Communion is also included at some gatherings.

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Our current worshipping communities are:

Twice a month, we gather all the worshipping communities together to worship in one place. These are times to worship, be empowered, celebrate and explore our ARISE vision all together.

Baptism is encouraged for all who have made a commitment to make Jesus their Lord and Saviour. In the last year eight people were baptised.

Prayer

As a church, we believe in the power of prayer, that God hears our prayers, and also that he answers us and speaks to us. “Prayer is the practice of the presence of God” and as we are instructed by James (4:8), “Draw near to God and He will draw near to you”. Prayer is something that we all can and should be involved in! and as a church, prayer is central to our lives ‘a thread of gold that runs through the fabric of the whole church’.

It has been a joy to see The House of Prayer being used on a regular basis, with the artwork and displays of changing themes throughout the year, and so many people making use of the space for prayer and meeting with God. The House of Prayer continues to be available for use for private prayer as well as for larger gatherings.

Prayer continues to flourish in all aspects of church life and in countless places - both seen and unseen, in the church, offices, House of Prayer, on the streets of Truro and in the homes and work places of all our members and worshippers, in home groups, prayer triplets, at prayer gatherings, meetings and on many other occasions. Our regular prayer gatherings throughout the week include prayer breakfast online on Thursday mornings, weekly intercessors’ meeting, and prayer before Sunday services. We also have regular prayer for the persecuted church, for Children and the Youth in our communities, and for our different worshipping communities.

Our regular intercessors group continues to meet each week to pray for the needs of our church family, its Partners and all that family life of a church entails, praying for individual circumstances as well as corporate and community situations. We have prayer request boxes with cards and pens available both in the main church building and also in the toddlers and families area, so that church family and visitors to the buildings can make specific prayer requests.

There have also been regular half nights of prayer as well as a week of prayer and fasting in February 2024.

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It is not always possible, but sometimes we are able to hear the testimonies of those who have received an answer to prayer, and what an encouragement that is to us all, in strengthening our faith and offering hope. And for those occasions when we don’t know how to pray, we should remember the words of Max Lucado: “Our prayers may be awkward. Our attempts may be feeble. But since the power of prayer is in the one who hears it and not in the one who says it, our prayers do make a difference."

Working with other churches and Christians

We recognise that we are part of the body of Christ, the wider church in our city, county and further afield. These are some of the ways we work with and support other Christians:

Children, Youth and Families

Children: The first Sunday of the month is usually when we gather as church family and all worship, celebrate, encourage, and encounter God together. The second and fourth Sunday of the month we have groups for all children and young people. On the third weekend we hold our family Saturday get-together called The Lighthouse. This is attended by our Church, Toddler and Baby Group, Dads and Kids and Growbaby families. We have also been running a fortnightly afterschool club called ‘Dig’ for those children who want to ‘dig’ a bit deeper into the Christian faith. We are so very thankful and really blessed by all the volunteers who faithfully lead and serve amongst our children at City Life.

Youth: In the last year the Youth AM and Youth PM groups have continued their journey through the Bible, exploring a wide array of people and stories and learning how God is in the everyday parts of their lives, with new young people joining all the time. The CY group ran for a term with up to 7 youth attending, using the Youth Alpha resources to explore what it is to follow Jesus.

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Over the summer we took a large group of Young People from across the different groups to Limitless Festival where they explored deeper prayer. They are eager to go again next year.

Two of the older Youth have been exploring leadership by attending the Arise and Lead course and going to the TAG leadership weekend, and three were interested in going to the TAG conference this year.

Youth Socials have drawn in some of the young people on the fringes who don't attend the regular groups but who still maintain a connection. And finally, this year has seen the baptism of two of our young people who attend our regular groups!

Families: Toddler and Baby Groups continue to thrive. We see many familiar faces each week whilst welcoming a steady flow of newcomers to the groups. With the introduction of Growbaby, Toddlers has adapted to ensure each complements the work of the other. We absorbed the Baby Group into our Wednesday afternoon session to allow more time for Growbaby and we work together to offer parents and carers from Toddlers access to Growbaby during the toddler sessions.

We support around 100 families from Truro and the surrounding area and in any given week we see between 50 and 60 families (70-90 babies and toddlers). We are a lively and friendly community, who support one another through the ups and downs of life and have fun together! We enjoy offering an age-appropriate, inspiring environment where the little ones become absorbed in play whilst the grown-ups have a moment to breathe and receive an encouraging word and some refreshment!

Growbaby at City Life Church opened its doors in January 2024 with the aim to relieve some of the financial burden facing young families during the cost of living crisis.

We provide clothes for under 5s and all baby equipment. Everything is donated second-hand and given away for free. We have been able to support almost 200 different families during this time and plan to introduce Stay and Play sessions in Autumn 2024.

We are constantly looking out for and applying for grants in order to be able to buy new mattresses to go with the cots, beds and Moses baskets we give away. We have also started to give out vouchers for local supermarkets purchased with grant money to support families doing their food shop. We are looking at ways to support our families with vouchers towards utility bills over the winter months when they particularly struggle.

Dads and Kids is very popular on the first Saturday of each month. The breakfast is always well- received alongside good conversation, friendship building and fun toys and activities for the children.

Pastoral care

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The majority of pastoral care that takes place in the church is naturally happening daily in many ways, for example, through friendships and one to one contact, including providing meals, lifts, accommodation, meeting up to listen over a cup of coffee and praying for one another. We have welcomed a significant number of new individuals and families who have arrived as migrant workers to take up positions in the health and social care sectors or at the local hospital. They have enriched our church family, bringing broader ethnic and cultural diversity and Christian experience. Over the last year a significant proportion of them have become integrated into the life of the church and have become involved in a range of roles and also become Partners.

Alongside this the Community Pastor has been providing support and activities in a range of ways, but we know this is just one aspect of the pastoral care taking place across the church. The church has been awarded a grant from the Willats Trust for 3 years to partially support the salary of the Community Pastor.

Restore has been able to give a donated industrial size freezer to the local Food Bank and has developed a relationship of mutual referrals whereby we can offer pastoral and practical support in terms of food, furniture and spiritual comfort.

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Churches Together in Cornwall to present the gospel at the Royal Cornwall show to visitors.

In addition, there is the Men’s Group- a weekly Bible study held for men to meet together and to connect socially. Some members live alone and are socially isolated and find attending Sunday church services overwhelming. This group offers a safe and supportive space for them to discuss faith and any other issues and the Women’s Group- a weekly Bible study held for women to meet together and to connect socially.

Digital Communication

This year we have maintained the website, continued to stream and/or upload Sunday services to YouTube and used social media (Facebook and Instagram) to enable wider access and improved communication with our own church family as well as the wider community. Our YouTube Channel has doubled since last year with over 300 subscribers and our Facebook page has over 800 followers.

On average our services are watched by 90 people on YouTube each week and 38 people on Facebook with over 11,500 minutes’ worth watched each month on YouTube alone.

The website is well used by over 200 unique visitors each week. One highlight is the number of times our policies and resources are downloaded. Since 2014, our Church policies have been downloaded at least 12,000 times and copies of the Church reading plans have been downloaded over 3,700 times.

Two WhatsApp groups (one for the leadership team and one for the wider church) are used to share news, encouragements and prayer requests.

Growing as disciples

We support people in their discipleship through:

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We also encourage everyone to find an area where they can serve the church as people often grow in their faith as they serve others

Trelander Community Work

The Trelander café has met every second Saturday of the month for the last year. There is a strong team who work together to set up, bake cakes, serve delicious food, spend time listening and talking to people and interacting with the children over a crafts table. The café is well supported with up to 60 people coming each month. We don’t charge a set price for the food so that everyone can have something and donate what they are able – and we always manage to cover our costs. The local councillor continues to run his surgery alongside the café and two members of the café team also support the community centre committee. The Restore project offers a table of donated household items.

Mission

Our focus is also beyond Truro and this is reflected in our support of a number of agencies and organisations in the county, nation and beyond. We give financial support to BMS World Mission, Baptist Home Mission, Open Air Campaigners and Breathe Communities.

As a church we have pledged up to 10% of our income to outside causes for God’s kingdom to increase on the earth.

Care for the Environment

In September 2021 the church made a Climate and Environmental Crisis declaration. This set out how care for the planet and the people most affected by environmental disasters is a key expression of our Christian faith. Each year we prepare an action plan of how we will support this commitment. This year we have:

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Use of our buildings

We are blessed with a large building which we have sought to use effectively to deliver the vision of the church – either through our own organised activities (such as Toddler and Baby groups, Youth group, Exercise class, small groups and Dads and Kids) or through others who use our building and who share our aims.

We are pleased to be able to offer the building free of charge to support the work of CAP (Christians Against Poverty) in Truro. We also let rooms to a variety of different charitable groups, often at a significantly reduced rate.

We also have the House of Prayer and meeting room in an adjacent building. The House of Prayer is available any time of the day or night and has been used by both our own church family and other Christians for prayer gatherings. The meeting room is often used for counselling and pastoral care.

FINANCIAL REVIEW 2023/24

This has been another year of growth. Our congregation has grown over the last eighteen months; our income has grown and so has our expenditure.

Income and Expenditure

For the last three years we have built substantial reserves which are kept in a separate bank account.

We went into 2023/24 with a deficit budget where anticipated expenditure would outstrip income by £19500. We planned to draw this down from our general reserves to balance our books. This was a similar position to 2022/23, although the planned deficit was higher this year.

In the end, increased income from our members meant that we only drew down £6000 from our general reserves.

Income

City Life Church financial year is from 1[st] September to 31[st] August. Our Church congregation provide our main source of income in the form of cash offerings (very limited now), covenanted income, donations and Gift Aid. (Covenanted income is weekly/monthly giving by Bank Standing Order or bank transfer from our Partners and regular worshippers).

In March 2022 we introduced a card terminal to encourage more casual giving from those not engaged in covenanted income. This is a growing source of income.

Our core income has grown for most of our income streams compared to last year which is a blessing. The largest growth was from external grants and gifts to support employed staff engaged in outreach activities. There was also an increase in Gift Aid.

Our unrestricted income totalled £196,128 compared to £175,378 last year.

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Restricted income (monies designated to a specific line in the budget) totalled £47,496 which is an increase from £43,856 last year. The main element was grants totalling £31,500, of which £10,000 was given to support the work of our Community Pastor.

It is worth mentioning that key parts of our outreach into the community are through weekly sessions for parents and toddlers, GrowBaby and the Restore project. The first two of these outreach projects are supported by grants. This last year we drew down £17,900 grant money from the Reserve bank account and currently hold £22,350 in grants for this coming year.

Expenditure

Our total unrestricted expenditure was £229,862 compared to £189,862 last year. Restricted expenditure was £11,721.

Expenditure over most areas of Church life expanded this year. Staffing costs are up as the Church now supports nine staff: full-time Pastor, part-time Pastor; Youth and Community Pastors, two job-share Admin staff and three Toddler and GrowBaby workers. Salary costs amounted to £102,366.

In addition, the Church supports a number of outreach activities which incurred expenditure amounting to £13,371 (excluding staff costs). Some of this was covered by specific donations.

One key area of expenditure worth noting was £11,184 spent on Gas and Electricity. Our one-year energy contract came to an end in July and the unit charges have reduced by 45% for the coming financial year.

As a Church we aim to give at least 10% of our core income to outside causes: BMS Home Mission, BMS World Mission, and to a number of our Partners involved in external Christian organisations.

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Bank Accounts

The Church has three bank accounts.

We used £14,189 of our grants and received £27,715 new grants. We now have a grants total of £31,431 carried forward to the new financial year.

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It is planned to use £9,000 of this to help balance the books for the coming year.

Reserves Policy

Note: up to 2020 the Church did not have any separate reserves from the main current account .

The Trustees of every charity are required to establish and record a reserves policy. Reserves are those funds which are designated to meet an emergency situation where a significant source of income has gone, or has been reduced, or a significant need to spend has arisen.

Our Reserve bank account balance will give us latitude to cover any unforeseen emergencies that may arise – an unexpected drop in income or unforeseen expenditure.

The section below will be retained for a situation that might occur once our reserves have been spent. City Life has an operational reserve set up on our main General Fund bank account. This is an undesignated emergency reserve of £8000 on the General Fund in addition to unrestricted reserves held in our Reserve bank account. This was increased from £3000 to £4000 in September 2015 following approval from the Trustees that month. This was increased again from £4000 to £6000 in September 2017 following approval from the Trustees, was further increased to £7000 for 2018/19 and again in 2019/20 to £8000. As our budget is growing year on year, it is planned to increase this each year to at least £12,000.

There are two key risks:

  1. An amount might be needed to meet an unforeseen emergency or other unexpected need. For the Church, this mainly centres on the fabric of the old Manse, the Church and the House of Prayer. The maintenance budgets for the Church premises and the Manse have been increased in earlier years although this was paused for 2020/21. Any major maintenance project should be funded from the balances held in the Reserve bank account.

  2. One or more key donors leaves the church leading to a reduction in income. This suggests having reserves equivalent to a number of weeks of income to allow time to encourage greater giving or to cut-back on expenditure. A key donor leaving could lead to a shortfall of £8000pa.

The operational implementation by the Treasurer is relatively straightforward. A reserve has been established as a line in the budget. This means the bank balance must not fall below the reserve.

However, as a precaution, if the balance is close to the reserve, the Treasurer will report this to the Pastor. Depending on the circumstances, the Pastor and the Treasurer will determine whether the matter is brought to the Trustees.

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If it does fall below the reserve figure, the Treasurer will note the date, the balance and any relevant circumstances. This will then go the Trustees.

The overall management of the budget, including the reserve, is put on the agenda of the Trustees’ meeting every two months. If the reserve issue is serious, the Pastor(s) may require an ad-hoc meeting of the Trustees.

In keeping with the reserves policy, funds are maintained to meet foreseeable recurring expenditure.

Internal Controls

The Church accounts are maintained on QuickBooks. Payroll is processed on the HMRC Basic Payroll Tools online software. The Church accounts are in the ‘Payments and Receipts’ form.

The Treasurer updates the accounts each week from the General Fund weekly bank statements and occasionally for the other two savings accounts when interest is received or money is transferred. Therefore, the accounts are matched to bank balances as the accounts are updated.

The budget is prepared during July and August and is presented to the Trustees for discussion and approval in time for presentation and approval at the Partners meeting in September.

The Treasurer produces profit and loss reports to a defined standard every quarter which are presented to the Trustees’ meeting. There is always a standing item on Finances on the Trustees’ agenda, held every two months.

Outlook for 2024/25

The budget for 2024-25 shows that City Life has a balanced budget. To meet this, the church may have to draw down up to £9,000 from our Reserves bank account. With this, we will be able to meet our planned commitments for the year ahead. Our planned core expenditure is more than our core income - similar to the previous four years. Our church does not want to stand still when there is so much need in our community.

We have, by our standards, substantial general reserves of nearly £53,016 to draw upon for this next year and for the future, if required.

We have a total of £26,500 in our Reserves which will be used this coming year to support two of our outreaches – Toddlers and GrowBaby.

The grants that we hold will be sufficient for this year but we will need to attract new grants of at least £25,000 for 2025/26.

Our income grew substantially last year and we aim to appeal to our Partners to engage in, or increase, covenanted giving.

The majority of our expenditure is spent on staffing costs (65%).In addition, there are other essential elements like insurance, heating, rates etc. On the

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other areas of discretionary spend, there have been some modest increases across a number of budget lines due to the increased size of our congregation and the weekly activities that are expanding.

In 2023/24, we established two other worshipping communities in the east and the west of Truro, meeting once a month. These run-in conjunction with the main church, now known as City Life Central. The combined budget for these two centres is £3,200, up from £2000 last year.

Our planned giving to outside causes will be 10% of our core income - £14,900 (core income is made up of regular giving, donations and gift aid).

Declaration

The Trustees declare that they have approved the trustees’ report for 2023/2024.

Signed on behalf of the charity trustees

Matt Noble

Pastor

Helen Holmes Church Secretary

Date: 2nd February 2024

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CITY LIFE CHURCH FINANCIAL STATEMENT FOR THE YEAR ENDED 31 AUGUST 2024

CITY LIFE CHURCH FINANCIAL STATEMENT FOR THE YEAR ENDED 31 AUGUST 2024 CONTENTS Page Receipts and Payments Account Statement of Assets and Liabilities Notes to the Accounts 3to6

CITY LIFE CHURCH RECEIPTS AND PAYMENTS ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2024 Unrestricted Funds Restricted Funds YIE 3110812024 Total YIE 3110812023 Total Note Income receipts Church income Income for outside causes 197,732 46,463 1,034 244,195 1.034 216.183 3,078 Total recelpts for year 197.732 47.497 245,229 219,261 Charitable payments Minister and Staff costs Old & New Manse expenses Church premises Fellowship expenses Giving to outside causes Other expensesltransactions Administrative expenses 116,461 19,402 30,523 26,963 12,580 116.461 19.402 30,523 26,963 17.580 25.650 3,928 102,366 14,285 27,768 17,983 24,488 12,109 2,584 5,000 25,650 10 3,928 Total payments for year 209,857 30,650 240,507 201.583 Net receipts for year {12,125) 16,847 4,722 17,678 Opening Bank balances 96,785 79.107 Closing Bank balances 101.507 96,785 Note.. Closing bank balances: General Reserve & Grant5 Old Manse Baptist Corporation Savings Total £13,556 £44,282 £2,037 £41,632 £101,507 Page I

CITY LIFE CHURCH STATEMENT OF ASSETS AND LIABILITIES FOR THE YEAR ENDED 31 AUGUST 2024 Unrestricted Funds Restricted Funds YIE 3110812024 YIE 3110812023 Cash Funds General fund Reserve & Grants ' Old Manse Baptist Corporation Savings 13,556 12,851 13,556 44,282 2,037 41.632 12,848 41,900 2,010 40,027 31,431 2,037 41,632 Taken from Reserves spreadsheet 68,039 33,468 101,507 96.785 Other Monetary Assets Gift Aid due but not received 7,955 7,955 7,045 Liabilities PAYEINI liability for July & Aug Independent Examiners Fee Company Barclaycard Uncashed cheques 1.199 600 1,199 600 450 90 67 607 1,799 1,799 Non-monetary Assets Held for Church's own use: The Church is the beneficial owner (subject to the relevant trusts) of the following assets. the legal title of which is held by the church's custodian (the Baptist Corporation Ltd). 3110812024 Church premises (at insured value) Church manse (at purchase price in 2007) The Church also owns fixtures furniture and equipment (at insured value) 2,848,304 249,950 169,852 3,268.106 The Accounts and Statement of Assets and Liabilities are approved on behalf of the Board of Deacons and Partners: AGM Chair Secretary Date: Page 2

CITY LIFE CHURCH NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2024 1. ACCOUNTING POLICIES Accounts have been prepared on the receipts and payments basis and comply with Charities Act 2011.. Unrestricted Funds Restricted Funds YIE 3110812024 YIE 3110812023 2. CHURCH INCOME Covenants Card payments Cash offerings, envelopes, CAF Giftaid reclaims External grants. Donations Lettings Old Manse rental Toddlers Restore Trelander café SWBA Support - Minister SWBA Support - C Horne Transfers from Reserves Misc Income - Interest Misc. Income: Youth subs, Events and Social Events 98.000 10,310 9,322 21,999 20,439 5,555 1,693 15,201 2,957 1,370 353 1.250 98,000 10,310 9,322 21,999 51,956 10,920 1.693 15.201 2,957 1,370 353 1.250 5.000 6,000 2.153 95,091 7,617 6,383 26,886 24,425 28,049 1,065 14,080 726 538 474 625 8,333 31517 5,365 5000 6,000 2.153 301 1130 4.581 5,711 1.590 197.732 46,463 244.195 216,183 3. INCOME FOR OUTSIDE CAUSES Christmas Appeal (Defibrillator) 1,034 1.034 3,078 Grants Mr Willats Charity for Community Pastor £9167 Cornwall Community Fund for Growbaby £9000 Comwall Council for growbaby £850 Baptist Insurance for ToddlerslGrowbaby £12500 Rank Foundation for Growbaby £650 Dutchy Health for Toddlers £1000 Cornwall Council for Growbaby £300 Comwall Foundation for Growbaby and Restore £600 Page 3

CITY LIFE CHURCH NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2024 Unrestricted Restricted Funds Funds YIE 3110812024 YIE 3110812023 4. MINISTER AND STAFF COSTS a. Minister NOTE 12 Gross stipend and ernployer's Nl Pension Fund contributions Minister's expenses b.Asst. Pastor-youth 2 staff{combined) Gross salary employevs Nl and SMP Pension Fund contributions Expenses c. Children's Pastor Gross salary and employerfs Nl Pension Fund contributions d. Administrator - Job Share Gross salary and employer's Nl Pension Fund contributions e. Community Pastor Gross salary and employer's Nl Pension Fund contributions Expenses f. Hannah Harris Expenses g. Toddlers. Worker SR Gross salary and employerfs Nl Pension Fund contributions h. Families Worker Lead LS Gross salary i. Toddler & Baby Worker CC Gross Salary 32,838 3,947 2,163 32,838 3,947 2.163 30,136 3,713 3.351 14.023 699 39 14.023 699 39 11,814 582 16,936 821 16,936 821 13,761 689 14,181 14,181 10,555 13,138 664 354 100 13,138 664 354 100 12,755 638 589 974 8.773 440 8.773 440 8,104 404 6.171 6.171 2,599 1,174 116.461 1.174 116,461 1,702 102,366 5a OLD MANSE EXPENSES Old Manse insurance Manse repairs and expenses 430 5643 6.073 430 5.643 6,073 411 278 689 5b NEW MANSE EXPENSES New Manse Council Tax.Water Support payments 2,649 10,680 13.329 2,649 10,680 13,329 2,916 10,680 13,596 6. CHURCH PREMISES Church repairs and Maintenance Church equipment Church insurance Church gas & electricity Church water charges Telephone and IT Cleaning, caretaking and gardening 7,417 6,050 2.780 11.184 974 1196 922 30,523 7.417 6,050 2,780 11,184 974 1.196 922 30,523 9,713 2,572 2,810 9,729 829 1,163 952 27,768 Page 4

CITY LIFE CHURCH NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2024 Unrestricted Funds Restricted Funds YIE 3110812024 YIE 3110812023 7. FELLOWSHIP EXPENSES City life Church West City life Church - East Children's ministry Fellowship fund Music copyright licence Youth expenditure Outreach Training Catering Visiting speakers Other 595 1469 935 2.417 1.613 1,330 13,371 887 2,586 450 1,310 595 1,469 935 2.417 1.613 1,330 13,371 887 2.586 450 1,310 1.079 510 1,470 1,235 8.061 451 1,716 50 3,411 26,963 26,963 17,983 8. GIVING TO OUTSIDE CAUSES OAC BMS World mission SWBA Home Mission YWAM Children of Hope Christmas Appeal - Kenya Breathe Ministry Porthleven - Supported by SWBA Other 2.520 4,080 4,080 2.520 4,080 4,080 2,555 3,155 2,955 1,360 347 3,079 1,800 8,333 904 24.488 1,800 1,800 5,000 100 17,580 5.000 100 12,580 5,000 9. OTHER EXPENSES Social events Limitless Trans from Reserves 2.077 3.384 20.189 2,077 3,384 20,189 309 11,800 25,650 25,650 12.109 10. ADMINISTRATION COSTS Independent examiner's fee Bank charges Regium card terminal Stationery Photocopying Petty cashlpostage Subscriptions 587 179 180 1,097 1,018 271 596 587 179 180 1.097 1.018 271 596 444 187 180 266 818 196 493 3,928 3,928 2,584 Page 5

CITY LIFE CHURCH NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2024 11. RESTRICTED FUNDS Fund name At 1st Sept 2023 Incoming resources Resources expended At 31st Aug 2024 Christmas Appeal- Defibrillator Trips Grants (Reserves bla) Old Manse 1,034 1,675 27,715 27 1,759 2,077 14,189 17,905 2,010 31,431 2,037 Total 19,915 30,451 18.025 33,468 12. MINISTER'S REMUNERATION The Minister acts as one of the church's trustees and receives remuneration and other benefits in respect of mortgage support, water rates and Council tax. The old manse is let. Page 6

Mrs T.D Robinson F.M.A.AT Certified Licensed and Regulated by the Association of Accounting Technicians and Certified PublAc Accountants Association to provide services in accordance with Licence no 2022: details of which are displayed at the address below. Blue Stone A¢¢ountancy Independent Examxneos report to the Trustees of . City Life Church - Registered Charity Number - 1174403 I report on the accounts of the Trust for the year ended 31st August 2024, which are set out on the attached pages. Res ective res onsibilities of trustees and examiner The Charity's trustees are responsible for the preparation of the accounts. The Charity's trustees consider that an audit is not required for this year under Section 144 of the Charities Act 2011 (the Charities Act) and that an Independent Examination is needed. It is my responsibility to.. Examine the accounts under Section 145 of the Charities Act. To follow the procedures laid down in the general Direclions given by the Charity Commission (under Section 145 (5)(b) of the Charities Act), and To state whether particular matters have come to my attention. Basis of Inde endent Examiner's re My examination was carried out in accordance with general Directions given by. the Charity Commission. An examination includes a review of the accounttng records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a "true and fair" view and the report is limited to those matters set out in the statement below. Inde endent Examiner's Statement In connection with my examination, no matter has come to my attention. I. Ivhich gives me reasonable cause to believe that in. any material respect, the requirements: To keep accounting records in accordance with Section 130 of the Charities Act; and To prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have not been met; or 2. To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. T D Robinson. F.M.A.A.T Dated 25th Se tember 2024 Bluestone Accountancy Address.. Penventon Mill, Treviskeyi Lanner Cornwall, TR16 6AS. Tel: 01209 704869 Email.. info@blue5toneaccountancy.co.uk