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2022-08-31-accounts

Trustees’ Annual Report

For 1 September 2021 to 31 August 2022

City Life Church Chapel Hill Truro TR1 3BD Registered Charity no. 1174403

Trustees

Matt Noble Pastor Helen Holmes Church Secretary Ian Pearce Treasurer Rosie Gordon Deacon Helen Lewis Deacon Michael Cutler Deacon Graeme Penwright Deacon Hannah Harris Elder Sharon Patterson Elder Barney Trevivian Elder

City Life Church has appointed the Baptist Union Corporation Ltd to be the Holding Trustee of the property.

Structures, governance and management

City Life Church is governed by a constitution which was approved by the church meeting on 8 November 2010. City Life Church was registered as an unincorporated association with the Charity Commission on 29 August 2017 under the church’s former name of Truro Baptist Church. (prior to this date the church was an excepted charity and was not required to register with the Charity Commission).

The church meeting passed a resolution on 23 September 2020 to change the church’s name to City Life Church Truro and this was registered with the Charity Commission to take effect from 1 January 2021.The church meeting passed a resolution on 17 May 2021 to allow for online and blended meetings following increased use of new technologies during the pandemic. The amended constitution was registered with the Charity Commission in May 2021.

In January 2022, the church meeting voted to agree a change from the name ‘church member’ to ‘Partner’ which was agreed better reflected what it means to be committed to belonging to the church. Partners meet four times a year to consider important issues requiring a decision, such as matters relating to vision, budgets, staffing and buildings. They also commit to pray, gather and give and to journey together to see the vision of the church fulfilled.

Trustees are appointed at a Church Members’ meeting. Charity Trustees shall serve so long as they have the support of the Partners’ Meeting and (except for those in pastoral office) shall be actively appointed and reappointed at least once every three years.

The trustees are made up of deacons and elders.

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At City Life Church the deacons are responsible for:

The deacons meet every other month to consider the business matters of the church as listed above. Once a term they meet with the ministry team leaders and elders, and are encouraged to attend all church meetings.

The elders, together with the Pastor, take responsibility for establishing and encouraging the implementation of the overall vision for City Life Church; spiritual discernment and oversight; overseeing significant pastoral issues; supporting the pastor in the development and delivery of the preaching programme; consideration of mission and outreach opportunities; praying for the church and community; providing support to the pastor.

Trustees are members of the church and bring experience in leadership, accounting and workplace management.

In addition to the Trustees the following positions have been recognised either as paid or voluntary roles to lead the following ministries:

Paid positions:

Pastor

Assistant Pastor (Children)

Administrator (two part-time roles)

Pastoral Assistant

Youth Worker

Toddler, Baby and Families Lead Worker

Voluntary positions:

Assistant Pastor (Whole Life Discipleship)

Treasurer

Secretary

Assistant Toddler and Baby Group worker

Welcome team co-ordinator

Prayer co-ordinator

Designated Persons for Safeguarding

Small group leaders e.g. Alpha, Homegroups

Training and guidance are provided to the Trustees and team leaders as required.

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Safeguarding

The church recognises its responsibilities for the safeguarding of all children and young people under the age of 18 and adults in need of care and support, regardless of gender, ethnicity or ability, as set out in the Children Act 1989 and 2004, Working Together to Safeguard Children (HM Government 2018), and Safeguarding Vulnerable Groups Act 2006 amended by the Protection of Freedoms Act 2012. The church has a robust Safeguarding policy that is reviewed annually by the Designated People for Safeguarding and approved by the Church Meeting. Staff and volunteers are required to attend training every three years.

Objectives and activities

The principal purpose of the church is the advancement of the Christian faith according to the principles of the Baptist denomination. The church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world.

The church undertakes the following activities:

Public benefits include:

Services we provide:

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How we advance religion:

Achievements and performance

Church services/acts of worship

City Life Church provides regular acts of worship including weekly services which include provision for children and young people. Communion is also included in the morning service at least once a month. We believe these times together are essential in building up faith, seeking guidance from the Holy Spirit and preparing us for the week ahead and providing opportunities for us to connect with one another and most importantly connecting corporately with our heavenly Father.

Baptism is encouraged for all who have made a commitment to make Jesus their Lord and Saviour. In the last year seven people were baptised.

When we gather we provide space and encouragement for people to both encounter God’s presence and hear God’s word. We both preach and teach from the Bible whilst at the same time encouraging everyone to engage with the Bible for themselves. We recognise that, because we are all different, we all do this in different ways, so we continue to have a variety of people sharing, and have developed a number of different contexts in which this should happen (Sundays, mid-week groups, one to one discussion, WhatsApp groups etc). In addition, we have prepared a number of individual reading plans for people to follow themselves. These have covered a number of different books of the Bible and themes.

Prayer

At City Life Church our vision is that prayer is ‘a thread of gold that runs through the fabric of the whole church’. As a church, we believe in the power of prayer, that God hears our prayers, and also that he answers us and speaks to us. We believe that prayer makes a difference, and that, as Brother Andrew said ‘Our prayers can go where we cannot’. ‘Prayer is the practice of the presence of God’ and, as we are instructed by James (4:8), ‘Draw near to God and He will draw near to you’.

Following the use of Zoom during the various lockdowns of 2020/21, we have been very glad of the continued use of Zoom to allow people to meet for prayer,

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along with blended prayer meetings and returning to face to face prayer meetings.

Prayer requests have continued to come in regularly for members and for their families and friends’ needs through our Get Connected WhatsApp group, prayer request boxes (both in the church and in the toddler group rooms), and also our Prayer Channel Facebook page, giving us all the chance to join in prayer for each other.

Prayer also continues in countless other places - both seen and unseen, in the church and offices, as well as in the homes and workplaces of all our members and worshippers, in home groups, prayer triplets, at prayer gatherings, meetings and on many other occasions.

Our regular intercessors group has been able to return to the House of Prayer to meet each week to pray for the needs of our church family, its members and all that family life of a church entails, praying for individual circumstances as well as corporate and community situations.

Other occasions for prayer have included weekly early morning prayer on Zoom, monthly prayer for the persecuted church, prayer ministry after Sunday morning services. And we have again held several half nights of prayer which have been held as blended events with some folk meeting in the church and others joining the livestream.

It is not always possible, but sometimes we are able to hear the testimonies of those who have received an answer to prayer, and what an encouragement that is to us all, in strengthening our faith and offering hope. And for those occasions when we don’t know how to pray, we should remember the words of Max Lucado: ‘Our prayers may be awkward. Our attempts may be feeble. But since the power of prayer is in the one who hears it and not in the one who says it, our prayers do make a difference.’

Working with other churches and Christians

We recognise that we are part of the body of Christ, the wider church in our city, county and further afield. We also have strong links with the other Baptist churches and pioneering projects in Cornwall.

We are part of Churches Together in Truro (CTT). The pastors have met together regularly to pray and the churches have gathered to pray and worship together. We also host a monthly Prayer for the Persecuted Church event using resources from Open Doors to pray for Christians in challenging circumstances across the world.

Children and Families

We continue with our Powerhouse Sunday groups for all children aged 0yrs - 11yrs meeting together to explore and grow in faith, encounter and have fun together.

We have an amazing Powerhouse team who are all totally committed to sharing the good news of Jesus in age-appropriate and very creative ways.

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Schools work continues in local primary schools to lead assemblies and RE lessons.

We welcome families along to our monthly family Saturday get-together called The Lighthouse. This is for family, grandparents and friends to come along together to enjoy breakfast, games, challenges, craft, music and reflections which are all based on a bible story theme.

Toddler and Baby Groups

We welcome many families from the local community to our four term-time groups which meet weekly. There is so much to explore, discover and enjoy with all the amazing resources and weekly themes. We have an amazing Toddler team, both paid and voluntary, who faithfully come along every week to run the sessions. One highlight was the parents’ Christmas meal, where we served a free Christmas meal, had some fun games and gave all the parents Christmas party bags filled with goodies from local Cornish companies.

Young people (11-18s)

Our youth work has continued to thrive this year, with our three regular groups meeting in our newly refurbished Youth Wing.

Youth AM- school years 6-8, meet twice monthly in the mornings. We have been exploring God through nature, facts, history & the bible over breakfast, games, crafts, stories and prayer.

Youth PM- school years 9+, meet Sunday evenings in term time where we have worked through various subjects, after having dinner together. Youth Plus- for college-aged young people is a monthly bible study homegroup. Over the past year we have been working through the Old Testament and how it applies to our lives.

Alongside our regular groups we have been on three residentials: the TAG Conference (SWYM), Limitless Festival (Elim) and to our own in-house camp. Plus, we have had our monthly socials, including litter-picking on a beach with a local charity, Eden Project ice skating and a trip to Pizza Hut!

Our focus remains on deepening relationships with one another, with God and having good food!

Pastoral care

The majority of pastoral care that takes place in the church is naturally happening daily in many ways, for example, through friendships and one to one contact, including providing meals, lifts, accommodation, meeting up to listen over a cup of coffee and praying for one another.

Alongside this the Pastoral Assistant has been providing support and activities in the following ways, but we know this is just one aspect of the pastoral care taking place across the church.

Pastoral Support - visiting individuals particularly to support and encourage those who are struggling with physical and mental health conditions or may be in residential care. This has included supporting the bereaved.

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Lanterns – working with Christians Against Poverty supporting leadership of a group for both CAP clients and others through teaching, prayer and discipleship. Many members of this group have been introduced through visits to New Start and evangelism on the streets.

New Start – supporting adults living at New Start which is a housing scheme for homeless people with support needs, including those with alcohol, drug and other addictions and mental health problems. The church has been able to establish a music workshop with the residents which allows them to enjoy their musical gifts. The group have now held a number of performances.

Evangelism on the streets of Truro- this includes using sketch boards and opening questions to give people the chance to talk about life and God and hear a bit more about who Christians say God is. For those who are interested, more resources and signposts are given and prayer is offered. A number of people from across the Truro churches have been involved in this ministry in association with Open Air Campaigners (OAC). This year there was a special outreach centred on the Sovereign bus loaned by Wave House Newquay and parked outside Truro Cathedral by kind permission of the cathedral. The mission was supported by OAC evangelists from across the country and by members of other local churches. There have been several commitments to Christ and some people have connected more with God and church through these activities. This has also been a great way to develop people’s confidence in sharing their faith.

’ - Men s Group a weekly Bible study held for men to meet together and to connect socially. Some members live alone and are socially isolated and find attending Sunday church services overwhelming. This group offers a safe and supportive space for them to discuss faith and any other issues.

Hospital Chaplaincy-throughout the year our pastor continued to support the local hospital as a voluntary chaplain and our pastoral assistant made hospital visits.

Growing as disciples

With the pandemic behind us, it has been a joy over the last year to be able to meet in person again, to support and encourage one another in our growth as disciples. We support people in their discipleship through:

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Trelander Community Work

The Trelander café has met every second Saturday of the month for the last year. There is a strong team who work together to set up, bake cakes, serve delicious food, spend time listening and talking to people and interacting with the children over a crafts table. The café is well supported with up to 60 people coming each month. We don’t charge a set price for the food so that everyone can have something and donate what they are able – and we always manage to cover our costs. At Christmas and near Valentine’s day, we also had some live music and magic to share something of the Christian faith. The local councillor continues to run his surgery alongside the café and two members of the café team also support the community centre committee.

Mission

Our focus is also beyond Truro and this is reflected in our support of a number of different individuals, agencies and organisation in the county, nation and beyond. We give financial support to BMS World Mission, Baptist Home Mission, Youth with a Mission, Open Air Campaigners, Breathe Communities Penzance. We also give to different causes as need arises, and as part of our special Christmas appeal.

We support two couples serving overseas with BMS World Mission and give regular financial support to a full-time worker with YWAM Orlando.

As a church we have pledged up to 10% of our income to outside causes for God’s kingdom to increase on the earth.

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Care for the Environment

In September 2021 the church made a Climate and Environmental Crisis declaration. This set out how care for the planet and the people most affected by environmental disasters and is a key expression of our Christian faith. We put an action plan together and over the year we have delivered on a number of actions to express this commitment including:

We have also committed to:

Use of our buildings

We are blessed with a large building which we have sought to use effectively to deliver the vision of the church – either through our own organised activities (such as Toddler and Baby groups, Youth group, Exercise class, small groups and Dads and Kids) or through others who use our building and who share our aims.

We are pleased to be able to offer the building free of charge to support the work of CAP (Christians Against Poverty) in Truro. We also let rooms to a variety of different charitable groups, often at a significantly reduced rate.

We also have the House of Prayer and meeting room in an adjacent building. The House of Prayer is available any time of the day or night and has been used by both church members and other Christians for prayer gatherings. The meeting room is often used for counselling and pastoral care.

FINANCIAL REVIEW 2021/22

This is the first year since 2019/20 that the Church has resumed a full range of activities.

Income and Expenditure

We went into 2021/22 with a deficit budget where anticipated expenditure outstripped income by £13,000. We planned to draw this down from our reserves to balance our books. We ended up by drawing down £11,000.

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Income

City Life Church financial year is from 1[st] September to 31[st] August. Church partners provide our main source of income in the form of cash offerings, covenanted income, donations and Gift Aid. From March 2020 we stopped taking up a cash offering. We definitely have lost the more casual giving that took place when the collection baskets were handed around the congregation on a Sunday. The loss to the Church is around £7000 a year although some changed over to giving by bank standing order or bank transfer.

In March 2022 we introduced a card terminal and so far we have received £2680 for Church funds.

Our core income has actually increased by a modest amount compared to last year which is a blessing. It is however, down by £7,000 from the pre-Covid years.

Our unrestricted income totalled £153,264. This was down on last year’s total which was skewed by a bequest of £38,000 from one of our members. This bequest was put in our Reserves bank account.

Restricted income totalled £2,733 which included a Christmas offering of £2035 to support work in Afghanistan.

Expenditure

Our total unrestricted expenditure was £177,013. Restricted expenditure was £3,352.

Expenditure over most areas of Church life expanded this year. Staffing costs are up as the Church supports seven staff: full-time Minister, part-time Children’s, Youth, Toddlers and Pastoral workers and two job-share Office staff.

In addition, the Church supports a number of outreach activities which incurred expenditure amounting to £5,850. Some of this was covered by specific donations to our Church.

As a Church we aim to give at least 10% of our core income to outside causes: BMS Home Mission, BMS World Mission, and to a number of our members involved in external Christian organisations.

Funds and Balance Sheet

The Church has three bank accounts.

GENERAL FUND – Main bank account for the Church. The balance at the end of the year was £10,567.

OLD MANSE SAVINGS ACCOUNT – This account was previously known as TBC Trelander account. Now that the Church Manse is rented out, £2000 was transferred from Reserves to maintain a balance to fund any high-cost maintenance issues on the old Manse.

RESERVES AND GRANTS SAVINGS ACCOUNT – The Church maintains a

general reserve as well as storing grant money received for future use. We drew down £11000 of the planned £13000 from general reserves as we had a planned deficit budget.

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In addition, we used £6000 of our grants and received another three new grants. We now have a grants total of £17350 carried forward to the new financial year.

The closing balance was £66,538.

It is planned to use £20,500 of this to help balance the books for the coming year.

Reserves Policy

Up to 2020 the Church did not have any separate reserves from the main current account.

The Trustees of every charity are required to establish and record a reserves policy. Reserves are those funds which are designated to meet an emergency situation where a significant source of income has gone, or has been reduced, or a significant need to spend has arisen.

City Life Church has one operational reserve set up on our main General Fund bank account. This is an undesignated reserve of £8000 on the General Fund in addition to unrestricted reserves held in our Reserve bank account.

This was increased from £3000 to £4000 in September 2015 following approval from the Trustees that month.

This was increased again from £4000 to £6000 in September 2017 following approval from the Trustees, was further increased to £7000 for 2018/19 and again in 2019/20 to £8000. With our current liabilities, this figure will not change for the following year.

There are two key risks:

  1. An amount might be needed to meet an unforeseen emergency or other unexpected need. For the Church, this mainly centres on the fabric of the old Manse, the Church and the House of Prayer. The maintenance budgets for the Church premises and the Manse have been increased in earlier years although this was paused for 2020/21. Any major maintenance project should be funded from the balances held in the Reserve bank account.

  2. One or more key donors leaves the church leading to a reduction in income. This suggests having reserves equivalent to a number of weeks of income to allow time to encourage greater giving or to cut back on expenditure.

The operational implementation by the Treasurer is relatively straight forward. A reserve has been established as a line in the budget. This means the bank balance must not fall below the reserve.

However, as a precaution, if the balance is close to the reserve, the Treasurer will report this to the Pastor. Depending of the circumstances, the Pastor and the Treasurer will determine whether the matter is brought to the Trustees. If it does fall below the reserve figure, the Treasurer will note the date, the balance and any relevant circumstances. This will then go the Trustees.

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The overall management of the budget, including the reserve, is put on the agenda of the Trustees’ Team every two months. If the reserve issue is serious, the Minister may require an ad-hoc meeting of the Trustees.

In keeping with the reserves policy, funds are maintained to meet foreseeable recurring expenditure.

Internal Controls

The Church accounts are maintained on Quickbooks. Payroll is processed on the HMRC Basic Payroll Tools online software. The Church accounts are in the ‘Payments and Receipts’ form.

The Treasurer updates the accounts each week from the General Fund weekly bank statements and occasionally for the other two savings accounts when interest is received or money is transferred. Therefore, the accounts are matched to bank balances as the accounts are updated.

The budget is prepared during July and August and is presented to the Trustees for discussion and approval in time for presentation and approval at the Church Partners meeting in September.

The Treasurer produces profit and loss reports to a defined standard every quarter which are presented to the Trustees’ Team. There is always a standing item on Finances on the Trustees’ Meeting, held every two months.

Outlook for 2022/23

The budget for 2022-23 shows that City Life Church has a balanced budget. To meet this, the Church may have to draw down up to £20,500 from our Reserves bank account. With this we will be able to meet our planned commitments for the year ahead. Our planned core expenditure is more than our core income, which is similar to the previous two years.

We have reserves of nearly £49,000 (this includes a recent bequest) to draw upon for this next year and for the future, if required.

We have secured three new grants of £11,850 from the Cornwall Council Community Fund and Baptist Insurance Company. We now have a total of £17,350 in our Reserves. £10,750 will be used for the outreach work for parents and toddlers by the Children’s Team. The remainder will be used for the Toddlers, Baby and Families Worker in 2023/24.

In addition, we have three grant applications lodged for the ReStore project. This is a new venture started last September to help disadvantaged people, who have been given accommodation but lack furniture. We have a steady supply of donated furniture which is used to help furnish their new accommodation. Both this project and the Toddlers project must have grant funding for them to continue.

Our income has been stable for the last two years. The majority of our expenditure is spent on staffing costs (65%). In addition, there are other essential elements like insurance, heating, rates etc. On the other areas of

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discretionary spend, there have been some modest increases as we expect a more normal year of activities.

The Church enters a new year with inflation forecast at 13% or more and with rampant electricity and gas inflation. On this subject the Church is protected by a contract up to January 2023. Costs are then likely to increase by at least three-fold.

We realise that the difficult times that we are all going through will inevitably affect our congregation and potentially have an effect on giving to the Church.

For expenditure, it is imperative again that we keep within allocated budgets.

The aim of strict budget monitoring during the year, is to enable us to balance the budget and maintain a reasonable level of money in the Reserve account as we go into 2023/2024. The current account bank balance going into this year ahead is £10,567.

Declaration

The Trustees declare that they have approved the trustees’ report

Signed on behalf of the charity trustees

Matt Noble Pastor

Helen Holmes Church Secretary

Date:

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CITY LIFE CHURCH FINANCIAL STATEMENT FOR THE YEAR ENDED 31 AUGUST 2022

crry LIFE CHURCH FINANCIAL STATEMENT FOR THE YEAR ENDED 31 AUGUST 2022 CONTENTS Pago Recelpts and Pa￿nts A￿OUnt St8temenl of Assets and Ll8t411tl88 Notes to th8 Accounts 3to6

CITY LIFE CHURCH RECEIPTS AND PAYMENTS ACCOUPW3 FOR THE YEJR ENOED 31 AUGUST 2022 Unrnstrlcted Funds YIE 3110812022 Total YIE 3110812021 Total Fun(ts Incomo rgc•Ipts Church income Income for outsid8 ￿U80$ 157.712 12,588 2.035 170,300 2.035 184,437 1.074 Total Mc•lpts for y•ar I￿￿12 14 Charltabl• paym•nts Minister 8nd Staff c08ts a New Manse expenses Church premise8 Fellowship expenses Glvlng to out81de ￿u888 Other expense3 Admln18trative exp8n8es 96,700 18.471 13,859 16.250 11,687 22.052 2,442 96.700 18,471 13,859 16,250 13.722 23.369 2.442 87.926 11,858 13.440 7.255 13,323 2,671 2,624 2.035 1,317 10 Total paym•nts for y•ar N•t r•colpts for y•*r -23.749 11.271 -12.478 46,414 Oponlng Bank balanc•# 91.585 45,171 CIo8lng Bank balanc 79,107 91,585 Not•: Closlng bank balances: G•n•rnl £10568; R•s•rv• & Grants £66538; Old ManBo £2001 (Ggnofal balanc• roundod by £1) TOTAL £79107 Pa8e I

CITY LIFE CHURCH STATEMENT OF ASSETS AND LIABIUTIES FOR THe YEAR ENDED 31 AUGUST 2022 Restrfctod Funds Funds YIE 3110812021 Cash Funds 31108r2022 G8neral fund Reserve & GrHnt8 Old Man88 10.568 49.188 2.001 10.568 66,538 2.001 16,256 73,678 1.651 17.350 Other Monotary Assets Giftaid claimed but not recelved Llablllllo• PAYEINI liabillty for July & Aug Independent Examiners Fee BU DB Pen81on D8ficlt ' Comp8ny Barclaycard Unca8hed cheque8 - None 6.254 6,254 6,824 1.802 300 1.802 300 9,300 130 1,044 200 34,600 705 NOTE 12 130 NOn￿on•tary As8•t• Held for Churth's own use.. The Church is the benefi￿81 (Ytyyner (subject to th8 relevant twsts} of the followng assets. the leg81 tttle of which is held by the church's custodian {the Bapttst Corporation Ltd). 3110812022 Church premiBe8 (at Insured value) Church manse (al purchase price in 2007) The Church al80 own8 fixtures fumllure and equlpment (at Insured value) 2,599,218 249.950 144,401 Tho Accounts and Stat•ment of A88•ts and Llabllltl•s are approv￿ on bghalf of tho Board of D•acons and Partn•rs: Chair Socrnta Date. >/ii [2? Page 2

CITY LIFE CHURCH NOTES TO ThE ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2022 1. ACCOUNTING POLICIES Ac￿UnIS have been prepared on the r￿eipts and payments basls and comply ¥￿th Charltles Act 2011. Un￿1rfctod Fund• R•$trlct•d Funds YIE 3110W2022 YIE 3110812021 2. CHURCH INCOME Covenants Card payrnents Cash offerings, envelope8, CAF Gift81d reclaims Extemal grants. (Incl. HMRC JRS) Donations Legacy- Peter Mltchell Lettlngs Old Manse rental Toddlers Restore Pastoral A8818tant 8UPFK)rt Transfers from Reserve8 Mlsc Income- Intsrest Misc. In¢omg'. Youth 8ubs. Events and Soclal Events 78.054 2.801 5,836 19,322 10,679 3.574 78.054 2,801 71,845 12,471 21,192 14,858 21,685 38.478 724 2.278 19,322 22.529 3,574 11850 1.075 18,(K)O 491 760 1,650 13,000 11 1,075 18.000 491 1,650 13.000 2459 738 3,197 3. INCOME FOR OUTSIDE CAUSES ChrS8tmas Ap￿8[ IAfghani8tsTr) 2,035 2,035 1,074 03 ' Grants Comwall Communlty Fund for Restore £4486 Comw811 Communty Fund for Toddler8 £5( Comwall Glass for Toddlers £10t)O HMRCJRS£193 Page 3

crry LIFE CHURCH NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2022 Unr•stricted Funds R•strlct•d Funds 3110812022 31108r2021 4. MINISTER AND STAFF COSTS a. Mlnlst•r NOTE 13 Gr089 sllpend and 8mployerf8 Nl Pen81on Fund o)ntrlbutions Minist8rfs expen88S b. A8sL Pastor- Youth Gross salary and employerf8 Nl Penslon Fund contribulons Expen888 c. Chlldr•n's Pastor Gro88 salary and employerfs Nl Penslon Fund contdbution8 Expenses d. Admlnl8trator- J¢)b Shar• Gross Salary and ernployeV8 NI Pen81on Fund contribution8 . Pastoral A88lstsnt Gross salary and employerf8 Nl Pènsion Fund contrfbutlon8 Expenses f. Hannah Harrf• Exp•n80• . Toddl•r•' A8*l•tant Gross 881ary and employerfs Nl Pènslon Fund contrltKrtlons 30549 30,549 7.460 1265 29,373 7.014 1265 12.664 637 465 12,664 637 465 10.146 624 214 12,598 62 12,598 626 12,157 613 10,218 272 10.216 272 12.339 638 12,217 520 887 45 12.217 520 887 45 8,979 334 174 6.057 222 6.057 222 4.714 5a OLD MANSE EXPENSES Old Mansé expense8 Garden Offlce repayments Manse repairs and ex￿￿￿8 389 389 3,056 2,653 3,479 4,448 5b NEW MANSE EXPENSES New Manse 8xpenses Support payTnents 10.680 634 2.870 10.680 6. CHURCH PREMISES Church repairs and maintsn8nce Church equipment Church insurance Church gas & electricty Church water charges Telephone and IT Cleanlng. caretaking and gardenlng 3.897 2.586 3.273 741 992 3,234 3.001 2,438 2,776 738 926 327 3.897 2.586 3.273 741 992 706 13,859 13.859 13,440

Page 4 CITY LIFE CHURCH NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2022 Unrostrlcted Funds R•strlct•d Funds 31108r2022 31108r2021 7. FELLOWSHIP EXPENSES Children's ministry Fellowshlp fund Music copyrfght Ikénce Youth expenditur8 Outreach TBC Tog8th8r- Trelander Tralning Catering Vlsiting 8peaker8 Other 1.351 271 1,351 271 1,366 2,279 5.849 859 540 1.463 545 1.602 785 423 2.279 5,849 1.773 1,588 375 1.398 1,773 1.588 375 1.398 50 902 . GMNG TO OUTSIDE CAUSE8 OAC BMS Worfd mi881on SW8A Home M1s8ion YWAM Ch51dren of Hope Chtl8tmas Appeal- Afghan18tan Penzance Church p18ntlng Other 2.726 2.310 2,310 2,726 2.310 2,310 2,040 425 2.035 1.800 76 2.863 2,040 2.040 2,240 1,020 1320 1.800 425 2,035 76 g. OTHER EXPENSES Soclal events Fellowshlp payment Trans from Reserves & TBC Togeth8r 1.317 1,317 1.402 20,PAO 679 20.650 1.992 10. ADMINISTRATION COSTS Indepermlent examlnerfs fee Bank eharges Regium card terminal Ststionery Photocopyiro Petty ca8hlpo8tage Subscriptlons 100 192 100 192 100 433 n8 339 510 433 778 339 510 157 309 910 442 Page 5

CITY LIFE CHURCH NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2022 11. RESTRICTED FUNDS Fund naffl• At 1st Sept 2021 Incoming R980urc•s oxpended At 31st Aug 2022 Chrfstmas Appeak Afghanlst8n Trips Grants (Re88rve8 bla) Old manse (wa8 named TBC Tothr) Total 2,035 738 11.850 2,035 1,317 6.01)0 1.650 11,5(K> 1.651 17,350 2.001 11 19 12. BAPTIST UNION DIRECT BENEFrr SCHEPIE The Church Ss an employer particlpatln8 In a pension scheme known as the Baptlst Pension Scheme 1.the Scheme"). whlch ts adminIste￿d by the Penslm Trustee18aptLst Penslon Trust Llmited}. The Scheme bs a separate legal ent￿Y and the assets of the Scheme are held separatety from those of the Employer and the other partlcipatln8 empknyers. 8eneffts In respert of service prlor to l January 2012 are provlded throu8h the Defined Benefrt ID81 Plan Withln the S¢heme. The maln berth for pre.2012 Service were a defined benefft penslon of one el8htleth of F5nal Minimum Pensionable Income for each year of Penslonable Servke, tO8ether wlth addltk)nal penslon In respert of premlums pald on Pen5k)nèble Income In excess of Mlnlmum Penslonable Intome. The Scheme. prevlously known as the 8aptlst Mlnlster5' Penslon Fund, started In 1925, ￿ was dosed to fvture accrual of deflned benefrts on 31 December 2011. A formal v•luatlon of the Defined Beneflt {DBI Plan was performed at 31 December 2013 by a professionalty quallfted Aduary usln8 the Projected Unit Method. The market value of the DB Plan assets at the valuatkin date was £162 mlllion. The vèluatlon of the DB Plan revealed a defkit of assets compared wlth the value of Ilabllltles of £84 mlllbon lequlvalent to a past servlce fvndin8 level of 66%). A full valuatlon of the DB Plan takes place every three yea￿. The estlmated defkft as at 31 December 2019 was £18m. The deftclt identlW at the prevlous valuatlon, as at 31 Oecember was £93rn. There have been 50rne posltlve developments (wer the three year perkxl which have led to thls sTrgnlficant reduction in the defKIt. Our Church has been advlsed that the for the church to Wjt theli Penslon Schemè Ilabllltles at Is approJ(lrnately £9300 (At end olJuty}. 13. MINISTER'S REMUNERATION The Mlnister acts as one of the church's tntstees and ieceNes remunefatkn and other benefrts In respert of mort8a8e support water rates and Councll tsx. The old manse is let. Pa8e 6

Mrs T.D Robinson Licensed and Regulated di•played at the addr￿ llow. Simply Solutions tndependent Fxarninerfsrepwt tothe TTU8tees (é: CltylJfe Chureh- Re8iStered Charity Number-1174403 I rewtt on the accounts of the Tnffjt for the year ended 31ot A￿￿t 2Y22, which are set out on the attached pages. Res eclive re8 "bilities of truotet8 and ex¥Jniz The Charity's trustees are reS￿nsible for the Freparation of the atTh)unts. The (Jwity'5 trust￿3 LxJn8ider that an audit is rK)t required for th￿ year under &rtion 144 of tk Charities Act 20111tr (Jthrities Act) that an IndeFTraent Examitiation IB needed. It is my res[￿n61b1jity to: Examine the acthunts under &LXion 145 of the O￿nties Art. To follow the proL￿dureS laid down in the geneyal Dirertions 8iven by the (Tr￿lty Cornmi88ion (under &rtion 145 (5)(b) of (Jwities Art). and To state whether prticular matters have to my attentlon. Ba618 of Inde ndent Examlnd8 re My examination was earried out in 4LrtsrdanLP With 8eMal Directiorn given by the Charity Commi88ion. AneXami￿￿on I￿h￿e& a Teview ol accO￿An8 Tecords kept by the chaTity aNI a cotnFHfi8on of the accounts Fyesentcd with those record8. It also includes consideTationof any unusual lten￿ OT diBdosures in the aecounts and seekin8 explanations from the trustee5 Concernin8 any swh matter& The pro￿dUreS undertaken do N)t wovide all the eviderKE Ihai would be required in ￿ audit. and c(msequently no oplnion 18 8iven as to whether the acrounts e8enl a "true and lair" view and the reprt is limited to those nwtterB yet out in the 8tatemert below. Inde ndent mJnerf&Sta In contrtion with my exaDthtiory no ll￿tter has come to nry atterrtio l. Whlth 8ivesrne rea8onAb1eea￿e to Wieve that any material reBFrt, the requirements: To keepacco1mtll￿ recordsin &c£ordar￿ with &rtion130 ofthe (Iwities Act," and To weFMre accounts which accord with a(roimtv)g records and comply wlth t accounting requireJrnts of the Chrities Art have Th)tEeen trt; or 2. To whith th my o&iniorn attenlionshould be drawn in order to enable a proper under5tandr of the accounts to be reached. T D RobitLSOTh F.IiIthLT CP.A). ?L Dated 21•t& ember 2022 Simpty Sokntith8 (S￿ ResisteredC¥fity. PtnVerdOnb￿n.TTeYI6keY.l0 Cornwail.IR166AS Tei/F4L 012LVg 8XT84