HOPE BAPTIST CHURCH STOURBRIDGE Statutory Information 2023
Registered Address
Hope Baptist Church, Chapel Street, Stourbridge, West Midlands, DY8 1BZ
Charity Registration No. – 1174234
Website www.hopebaptistchurchstourbridge.org.uk
Trustees
Rev David Morris Trustee/Minister Mrs Diana Seeney Trustee (Secretary) Mr David Davies Trustee (Treasurer) Mrs Kay Hannah Trustee Mr Stuart Kidd Trustee Mrs Gillian Robb Trustee Mr Austin Rowlands Trustee Mr Alan Sanders Trustee Mrs Rosemary Umbers Trustee Mrs Rachel Westbury Trustee
Property (Holding) Trustees
Heart of England Baptist Association Registered office: 480 Chester Road Sutton Coldfield West Midlands B73 5BP
Banks used
Lloyds Bank – Stourbridge, West Midlands CAF Bank – West Malling, Kent Kingdom Bank – Ruddington, Nottingham Dudley Building Society – Stourbridge, West Midlands Baptist Union Corporation
Independent Examiner
Mrs Debbie Southall
Annual Report for 2023
The Trustees present this, their annual report and financial statements for Hope Baptist Church for the year 2023.
Charitable Object
The Charity is governed by an Approved Governing Document which states that the principal purpose of the charity is the advancement of the Christian faith according to the principles of the Baptist denomination and this to include the promotion of education and community efforts and charitable purposes in other parts of the United Kingdom and of the world as the Church shall determine.
The Church owns and occupies premises built in 1836 at Chapel Street, Stourbridge, DY8 1BZ – and the original deeds of the property are held by Heart of England Baptist Association.
Organisational Structure and Decision making Process
Members of the Church are accepted into membership in accordance with the Constitution which requires them to have been baptised in the manner described in the Baptist Union’s Declaration of Principle i.e. baptism by immersion, or upon profession of faith in Jesus Christ. Also membership is accepted ‘by transfer’ from other Christian Churches. All attend a membership course prior to recommendation to the Church Members’ Meeting. All members are required to understand the full responsibilities of church membership as set out in the constitution.
David Davies was appointed treasurer in January 2023, having served a year as deputy treasurer.
The members meeting takes place bi-monthly and the members have responsibility ultimately for the overall policy and decision making of the church. In accordance with the Constitution the Trustees number between 7 and 12 members (to be known as the diaconate) the majority of whom must have been baptised, plus the Minister. The offices of Secretary and Treasurer must be appointed annually from within the membership. The Minister and Deacons/Trustees are all appointed by the members. The minister and diaconate are responsible for the day to day running of the church’s work and witness, and the financial and legal aspects of the charity. All members of the diaconate/trustees are encouraged to take an appropriate part in the spiritual and practical tasks involved in the achieving of the charitable objective.
Decisions are submitted to the Church Meeting by the Trustees, sometimes for guidance and sometimes as a recommendation, but decisions are always made after consultation and discussion and normally by agreed majority votes but consensus is often utilised where appropriate.
Objectives and activities
In order to achieve the principal objective set out above the Church provides a variety of activities both to the community generally and of course to its membership. The aim is to show the love of Jesus Christ in both word and deed and to bring people into a closer relationship with Him as living Lord – ‘committed to loving serving and sharing Jesus’.
Central to the work and witness of the Church is the provision of regular public services of Christian worship and these take place every Sunday at 10.30am. Evening services have been discontinued except for special occasions e.g. Advent, Christmas and Baptism. The children of the church take part in the first part of each morning service before leaving for focussed teaching in age bands within ‘Sunday Club’.
The church is a friendly and welcoming fellowship and anyone and everyone is free to attend and encouraged so to do.
Within all of the activities above the church underpins its work by operating a system ensuring that all people working with children and vulnerable adults are appropriately vetted with regard to DBS Safeguarding. Additionally any newly appointed trustees will immediately have DBS checks carried out for authorisation to be agreed without delay. Safeguarding training at levels 2 and 3 was completed.
Training and Ministry
Rev David Morris MA was appointed as minister in September 2016 and we have been encouraged and inspired with his teaching and pastoral heart.
In addition to the regular monthly trustee meetings, the group meet for extra meetings as, and when, necessary.
Services continue to be streamed via Face book for those unable to attend worship in the chapel. We rejoiced in a service of believer’s baptism service in December when two friends were baptised.
Church Meetings including the AGM were held in the chapel. All meetings were extremely well attended and quorate.
Achievements and Performance
The church measures the success of its programme less against numbers and rather more in terms of the fellowship we offer and enjoy and the levels of encouragement we bring to others and indeed that they bring to the church as a whole and also to the community through their service and outreach. The Trustees recognise that these are difficult features to measure, but these are positive times in that the church seems to be more and more looking outwards into the community and there is a readiness by everyone to accept the need to do so. A pastoral team looks out for the fellowship and reports needs to the pastor.
During 2023 three older friends sadly died but we were pleased to welcome two new members. In December 2023 the membership of the church stood at 74. Attendance at worship services increased steadily through the year and a few join on line each week, sometimes from outside the UK. The baptismal service in December saw two friends witnessing to their faith following a baptismal course.
The Girls’ Brigade Company which meets at Peters Hill Primary School continued to grow and enjoyed a varied programme of badge-work until Spring Bank Holiday after which they met for a summer programme off site.
The five house groups and ‘The Young Hopefuls’ met regularly (usually fortnightly) throughout the year. A sixth house group began meeting in the autumn.
‘Open the Book’ assemblies at Greenfield School continued with the team leading an assembly once each half term. The pastor was also invited to special events, and he and the secretary were invited to share in RE lessons. We also welcomed the school on visits to our chapel.
Monthly ‘worship and conversation’ with three care homes continued, and an additional home was included for carol singing.
A ‘mainly music’ toddler group affiliated to mainly music uk is very well attended and numbers reached capacity for the building. It celebrated its’ 5[th] birthday in November. A Saturday Special for family members unable to get there in the week proved to be very popular, and that has now been extended with the formation of a new group ‘Saturday Hope Fun’ which meets monthly on the 3[rd] Saturday of each month..
Other regular groups – ACTS, Oh Sew Hopeful, Table Tennis and Coffee Time met throughout the year with numbers remaining steady.
The trustees have continues to review all policies which underpin the above activities and work of the church.
The church continues to be really encouraged by the support and gratitude of the local town council and town centre management committee for the work done as a church and as part of the ‘Churches Together in Stourbridge’. At Easter we joined the Walk of Witness and service, and at Christmas we joined others for carol singing in the town once again.
We also led carol singing in Greenfield Park and in the area around our new community of Beauty Bank. This included a leaflet distribution confirming our arrival, hopefully in 2024.
The church fully supports the Black Country Food Bank, Stourbridge Street Pastors and the Life Centre Debt Advice. Donations to the Food Bank have been extremely generous during the year. Several members are volunteers with Safe Families for Children and support for them was extremely appreciated.
Relocation and Building fund
In early 2010 the old Hanbury Hill church agreed a vision to relocate at some point and to work towards that end. In association with this a Building Fund was established and monies continue to be raised towards the purchase of land and eventually a new building with many plans and processes under way to help achieve this plan with a particular desire to extend further our community work and witness - always guided by, and mindful of, the need to seek God’s will for the church in all of this.
The Redevelopment Advisory Group (RAG) has looked at the redevelopment of the old premises as well as continuing to explore the Bradley Rd site. It has met regularly throughout the year, fully reporting developments to the diaconate and church members meeting. A new group was also formed to focus on fundraising. Plans for the new Hope Centre in Bradley Rd were submitted to Dudley Council Planning Dept. in March and planning permission was received in October. The RAG group was disbanded having completed its purpose and new groups were established to cover building, legal, finance and mission.
In November we were approached by another local Baptist Church looking to a possible merger. This is now in the hands of solicitors and our holding trustees as details are worked out.
Financial review
The church continues to raise the funds it needs to carry on its activities mainly from within its own membership and congregation.
The church expressed and continues to express its part in the life of the wider church by making gifts to Christian organisations including some within the Baptist Family, and of course within and compatible with the church’s own charitable status. The church greatly appreciates that it is heavily dependant upon its membership working as volunteers in all aspects of the church’s activities, many of which run with little or even no impact on the church’s expenditure and budget but nevertheless contribute greatly to the achievement of the church’s objectives.
The financial results of the year together with a summary of the accounting policies adopted are set out in the accompanying financial statements. The budget of the church is met year by year and has been, once more in 2023.
During the year the trustees reviewed the reserves policy and it was adjusted to £40,000. They are satisfied that they have sufficient reserves at the Balance Sheet date, together with ongoing income anticipated, to enable the church to function effectively in the coming year.
The Trustees have also made an assessment of the major risks facing the church, and are satisfied that there are effective policies in place to minimise these risks.
Finance is very successfully managed by a team, currently overseen by Mr David Davies, treasurer.
This report was approved by the trustees on 11[th] April 2024 and signed on their behalf by –
Diana J Seeney Secretary
Rev David J Morris Minister / Chair
David Davies Treasurer
HOPE BAPTIST CHURCH, STOURBRIDGE
FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2023
GENERAL RECEIPTS AND PAYMENTS ACCOUNT
| Receipts | Note | 2023 | 2022 |
|---|---|---|---|
| Offerings | 2 | 56,683 | 54,481 |
| Donations and other income | 0 | 900 | |
| Gift aid | 11,159 | 11,475 | |
| Bank interest | 1,945 | 652 | |
| Rent of premises | 3 | 12,134 | 11,812 |
| Raised for other causes | 4 | 4,519 | 3,235 |
| Miscellaneous income | 1,040 | 1,080 | |
| Total Receipts | 87,480 | 83,635 | |
| Payments | |||
| Ministry | 5 | 40,165 | 37,971 |
| Manse | 6 | 14,062 | 13,727 |
| Fellowship costs | 707 | 713 | |
| Mission | 15 | 382 | |
| Upkeep of church premises | 7 | 10,478 | 12,680 |
| Administration | 8 | 2,771 | 3,237 |
| Training | 390 | 0 | |
| Pension Deficit Contribution | 12 | 2,356 | |
| Miscellaneous | 0 | 173 | |
| Amounts passed on to other causes | 9 | 14,044 | 12,047 |
| Total Payments | 82,644 | 83,286 | |
| Net receipts for the year | 4,836 | 349 | |
| Cash Balance B/Fwd at I January 2023 | 61,095 | 60,746 | |
| Cash Balance at 31 December 2023 | 65,931 | 61,095 | |
| CAF Cash Account | 157 | 331 | |
| CAF Gold Account | 36,252 | 30,431 | |
| Lloyds Cash Account | 42 | 190 | |
| BU - Baptist Together Deposit Account | 32,328 | 31,006 | |
| 68,779 | 61,958 | ||
| Add: Not Credited at Bank | 367 | 0 | |
| 69,146 | 61,958 | ||
| Less Restricted Funds held at 31 December 2023 | 10 | ||
| Stourbridge Girls and Boys Brigade Cash | -491 | -863 | |
| Clovelly Hall Deposits | -720 | 0 | |
| Donation from Run Ragged | -2,004 | 0 | |
| General Fund cash assets | 65,931 | 61,095 |
| NEW CHURCH BUILDING FUND - RESTRICTED | Note | 2023 | 2022 |
|---|---|---|---|
| Receipts | |||
| Offerings | 38,170 | 31,321 | |
| Donations and other income | 20,189 | 54,480 | |
| Gift aid | 11,524 | 19,721 | |
| Bank interest | 23,037 | 8,720 | |
| Fund Raising Events | 1,019 | 760 | |
| Miscellaneous | 0 | 17 | |
| Total Receipts | 93,939 | 115,019 | |
| Payments | |||
| Administration | 114 | 101 | |
| Professional Fees | 16,014 | 26,466 | |
| Total Payments | 16,128 | 26,567 | |
| Net receipts for the year | 77,811 | 88,452 | |
| Cash Balances B/Fwd at 1 January 2023 | 820,425 | 731,973 | |
| Cash Balance at 31 December 2023 | 898,236 | 820,425 | |
| CAF Cash Account | 46 | 195 | |
| CAF Gold Account | 121,835 | 65,169 | |
| Dudley Building Society | 287,928 | 284,826 | |
| Kingdom Bank | 261 | 259 | |
| HEBA Bank Account | 0 | 0 | |
| BU Baptist Together Deposit Account | 488,063 | 469,976 | |
| Receipts not credited at bank | 103 | 0 | |
| Building Fund cash assets at 31 December 2023 | 898,236 | 820,425 |
| OTHER CHURCH GROUPS | Note | 2023 | 2022 |
|---|---|---|---|
| Receipts | |||
| 1st Peters Hill Girls' Brigade Company | 7,092 | 6,051 | |
| mainly music | 1,468 | 942 | |
| A.C.T.S. | 757 | 732 | |
| Other Church Groups total receipts | 9,317 | 7,725 | |
| Payments | |||
| 1st Peters Hill Girls' Brigade Company | 6,765 | 6,577 | |
| mainly music | 1,086 | 855 | |
| A.C.T.S. | 610 | 548 | |
| Other Church Groups total payments | 8,461 | 7,980 | |
| Other church groups Surplus for the year | 856 | -255 | |
| Cash Balance at 1 January 2023 B/Fwd | 4,124 | 4,379 | |
| Cash Balance at 31 December 2023 | 4,980 | 4,124 | |
| Cash assets | |||
| 1st Peters Hill Girls' Brigade Company | 3,994 | 3,666 | |
| mainly music | 628 | 246 | |
| ACTS | 358 | 212 | |
| 4,980 | 4,124 |
STATEMENT OF ASSETS AND LIABILITIES AT DECEMBER 31 2023
| 2023 | 2022 | ||
|---|---|---|---|
| Assets | |||
| Cash Assets | |||
| Church Fund | 65,931 | 61,095 | |
| Building Fund | 898,236 | 820,425 | |
| Other Groups | 4,980 | 4,124 | |
| 969,147 | 885,644 | ||
| Non-monetary assets (insurance valuation) | |||
| Church building (including pipe organ) | 2,708,128 | 2,629,252 | |
| Contents | 99,564 | 96,664 | |
| Manse | 329,410 | 314,622 | |
| Total Assets | 4,106,249 | 3,926,182 | |
| Liabilities | |||
| Current | 0 | 0 | |
| Long term | 11 | 8,000 | 24,100 |
| Total Liabilities | 8000 | 24100 |
The accounts and statement of assets and liabilities as set out on pages 1-4 relating to the year ended 31 December 2023 are as approved by the deacons.
Signed:David Davies
Date:
Hope Baptist Church, Stourbridge
NOTES TO ACCOUNTS 2023
| Note | 2023 | 2023 | 2023 | |
|---|---|---|---|---|
| Unrestricted | Restricted | Total | ||
| Fund | Fund | |||
| Basis of accounts | 1 | |||
| The accounts have been prepared on a receipts | ||||
| and payments basis in accordance with Section | ||||
| 42(3) of the Charities Act 1993 | ||||
| Offerings | 2 | |||
| Monthly & pledged weekly giving | 55,271 | 0 | 55,271 | |
| Free will givng | 1,412 | 0 | 1,412 | |
| 56,683 | 0 | 56,683 | ||
| Rent of premises | 3 | |||
| Church | 909 | 0 | 909 | |
| Manse | 11,225 | 0 | 11,225 | |
| 12,134 | 0 | 12,134 | ||
| Raised for other causes | 4 | |||
| BMS | 0 | 395 | 395 | |
| Home Mission Fund | 0 | 250 | 250 | |
| BU - Ukraine Appeal | 0 | 1,355 | 1,355 | |
| Debt Advice Stourbridge | 0 | 839 | 839 | |
| Africa Inland Mission | 0 | 840 | 840 | |
| Rebirth of Kosova Church in Gjakove | 0 | 840 | 840 | |
| 0 | 4,519 | 4,519 | ||
| Ministry | 5 | |||
| Minister's stipend | 32,926 | 0 | 32,926 | |
| Pension contribution | 4,219 | 0 | 4,219 | |
| Minster's expenses | 2,551 | 0 | 2,551 | |
| Pulpit supplies | 469 | 0 | 469 | |
| 40,165 | 0 | 40,165 | ||
| Manse | 6 | |||
| Insurance | 392 | 0 | 392 | |
| Council Tax & Water Rate | 2,253 | 0 | 2,253 | |
| Maintenance | 192 | 0 | 192 | |
| Unoccupied Costs | 0 | 0 | 0 | |
| Rent to Rev & Mrs D Morris | 11,225 | 0 | 11,225 | |
| 14,062 | 0 | 14,062 | ||
| Upkeep of Church premises | 7 | |||
| Fuel Costs | 4,362 | 0 | 4,362 | |
| Utilities & insurance | 2,887 | 0 | 2,887 | |
| Maintenance & equipment | 1,108 | 0 | 1,108 | |
| Cleaning | 2,121 | 0 | 2,121 | |
| 10,478 | 0 | 10,478 | ||
| Administration | 8 | |||
| Printing & stationery | 853 | 0 | 853 | |
| Telephone & internet | 348 | 0 | 348 | |
| Fees - BU, HEBA, CCLI, Data Development etc | 1,509 | 0 | 1,509 | |
| Bank Charges | 61 | 0 | 61 | |
| 2,771 | 0 | 2,771 |
| Amounts passed on to other causes | 9 | |||
|---|---|---|---|---|
| BMS | 3,880 | 395 | 4,275 | |
| Home Mission Fund | 3,900 | 250 | 4,150 | |
| Black Country Food Bank | 175 | 0 | 175 | |
| Stourbridge Food Bank | 100 | 0 | 100 | |
| Street Pastors | 275 | 0 | 275 | |
| HEBA Benevolent Fund | 120 | 0 | 120 | |
| Debt Advice Stourbridge | 275 | 839 | 1,114 | |
| Open Doors | 250 | 0 | 250 | |
| Churches Together in Stourbridge | 50 | 0 | 50 | |
| Love Stourbridge | 500 | 0 | 500 | |
| BU - Ukraine Appeal | 0 | 1,355 | 1,355 | |
| Africa Inland Mission | 0 | 840 | 840 | |
| Rebirth of Kosova Church in Gjakove | 0 | 840 | 840 | |
| 9,525 | 4,519 | 14,044 |
Restricted Funds 10
The balance of the sum, derived from the closure of the Stourbridge Girls and Boys Brigade, is being held in a restricted fund to resource future provision for children and young people.
The donation following the closure of Run Ragged is being held for future development of children & young people The deposits for the Clovelly Hall are held for the forthcoming Church Weekend in April 2024
Baptist Pension Fund - Deficit
11
Pension Scheme Liabilities
The following was received from the Pension and BUGB Trustees on 12 September 2023:-
‘The Pension and BUGB Trustees sent a joint communication to your organisation at the end of July 2022 regarding the recent Buy In with Just. As a result of that announcement no further employer debt estimate reports will be published for the time being, although this will continue to be kept under review. Effectively there is no shortfall debt at the present time. However, there will be an administrative cost of £1,000 to process any employers leaving the Scheme. It is important to be aware that cessation events will still be triggered even in a no-debt situation, and we must continue to manage them in line with regulations set out in The Occupational Pension Schemes (Employer Debt) Regulations 2005. Please contact pensionshared@baptist.org.uk if your organisation needs to discuss a cessation event and the options available.
If your organisation is in a Period of Grace which commenced prior to 30th June 2022, a debt remains payable should you wish to end the Period of Grace before you have a new active or interim member of the Scheme in place. The amount due is that which was calculated at the commencement of the Period of Grace, minus the Deficit Recovery Contributions paid over the intervening period. If your organisation is in a Period of Grace which commenced after 30 June 2022, the administrative cost noted above would be payable should you wish to end the Period of Grace before you have a new active or interim member.’
Report of the Independent Examiner to the Trustees of Hope Baptist Church Stourbridge
On the accounts for the year ended 31 December 2023
Respective responsibilities of Trustees and Examiner
The Church’s Trustees are responsible for the preparation of the accounts. The church’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.
It is my responsibility to:
-
examine the accounts under section 145 of the Charities Act,
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to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and
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to state whether particular matters have come to my attention.
Basis of independent examiner’s statement
My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the church and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
Independent examiner's statement
In connection with my examination, no material matters have come to my attention which gives me cause to believe that in, any material respect:
-
accounting records were not kept in accordance with section 130 of the Charities Act or
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the accounts do not accord with the accounting records
-
the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view which is not a matter considered as part of an independent examination.
I have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Debbie Southall
Signed by the Examiner D Southall
Name Debbie Southall
Date 14 January, 2024
Address: