Charlty registration numbgr: 1174222 Company registratlon number" 8212122 AGE CYMRU POWYS ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 AGE CYMRU POWYS ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2026 INDEX Pagè Report of Ihe Truslee$ 11 Independent Examiner's Report 12 Slalemenl of Financial Acliviti8s (including Incomo and Expendilure Account) 13 Balance Sheel 14 Slalement of Cash Flows 15-22 Nol68 to the Financial Staternent8 AGE CYMRU POWYS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 The Iruslees are pleased lo present Iheir Annual Direciors. Report together wilh the Financial Slalemenls of the charily lor the year ending 31 March 2025 which are also prepared to meet the requirements for a directors, report and accounts for Companies Act purposes. The Financial Statements comply wilh the Charities Act 2011. the Companies Acl 2006. the Memorandum and Artides of Association and Accounling and Reporting by Charities= Statement of Recommended Praclice applicabl8 to charities preparing Iheir accounts in accordance with the Financial Reporling Standard applicable In the UK and Republic of Ireland (FRS 102) (effeclive 1 January 2015). Chilr's Introdu¢tlon 11 Is wilh great pridè Ihat I present the Chair's Introduction to Ihls year's Annual Accounts Report for Age Cymru Powys. Over the past financlal year. our chaiily has continued to respond to Ihe evolving needs of older peop18 across Powyg, partlcularly those most affected by the ongoing cosl-of.living crisis. Rising energy prices and financial insg¢urily have placed significant pressure on many oklef individuals and their families. In response, Age Cymru Powys expanded ils cost-of-INillg SUPPOrt services, reachSng over 3904 people with practical advlce, advocacy, and emotional support. Oui innovative Advice Van has been a standout success, Iravelling across towns and villagès to brlng vilal informallon dlr8clly to comrnunitles. This mobile s8rvic&. equipped with an att6ssible office space. supported 1.000 older peopl8 to access help earlier and more easily. We were honoured to welcome Ihe Older People's Commlssiongr for Wales aboard the van, and proud lo see ils impact fealured by ITV News. We also offer talloTed Home Energy Advice. This inilialive helps oldei people managg rising energy costs more effeGlively. Specialist S8rvices for Veterans and Older Farmers have grown slgnificantly, providing early Interventlon and preventing crises In rural and Isolated communities. Our befriending and community volunteers continue to make profound dlfference In tackling loneliness and isolation. Development of 8 new service wa8 created. Monèy MOT. delivering séssions In communllies lo help older people lake control of Ih8ir money matters and improve their financial skills. Our Simply Nails clinics have expanded, offering essential foot care whlle acllng as hubs for wideT 89Tvl¢e access. These cllnlcs help oldar peopl& maintain mobility and independence. while COMe¢ting them to other forrns of support. To mark our 30th AnnSversary, we hosted three large Unpaid C8rers Wellness Evenls in January 2025. These 6venls were well attended and received OVe￿helMlngIY positive feedback. with carers expressing how much Ihe experi8nce lifled their wellbeing. We are proud to report that our Information and Advice Team achieved the Advice Quality Standard in August 2023, and in January 2024, the charity successfully completed the Age UK Quality Slandard accieditatlon. These recoonilions affimi the h￿h standards of our véork and the trust plarAd In us by $talulory and Ihird-secloT partneTS. On behalf of the Board of Trustees, l extend heartfelt thanks to our staff. volunteers, fund&rs, cllenls, and communities. Your continued 5UPPOrt enables us lo delNor high*uality, Impactful servi￿$ Ihal make a real dlfferenco in the Ilves of older people across Powys. As we look ahead, we remain commllt6d lo ensuring that even moi8 older peopl8 b&n8fit from our work. and that Age Cymru Povrys continues lo be a Ifusted source of support. compassion. and advice. rlan Foulkes Chair of Trustees AGE CYMRU POWYS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 OBJECTIVES AND ACTIVITIES Age Cymru Powys will work to improva quality of life lor older people" in Povrys. 'All people can b8 in need ol help al certain times of their lives. Oldor people in need will be thosè who are isolated geographically, socially or economically in Powys or who have health needs whlch impacl upon their lives. This wll be Ihe group for whom our services will be focused. The aim of Agè Cymru Pow¥s IACP) is to providé excellent quality services tailored lo the needs of older people in Powys. To raise the profile of age issues and enable Ihe voices of older peopl8 to positively inlluence policy and provision. 88 lh& valued, effectlvo, reputable and expert provlder of $ervl¢e$ We will-. Involve older peoplo in what we plan, deliver and èvaluate. positively promote older age and deliver s8Nlces that are relevanl for older people in Powys Maximise the use of volunteers In supporting our organisalion 8fKI our Servi￿ delivery Achieve Age UK I&A Qualily Programme, Sl8nd8rds for H9811h Services In Wales, Qualily Performance MaTk Monllor and evaluate all aspecls ol our work and of the organisation and measure Ihe impact wa have on older people Make Ihe most effective and eff￿lent use of our limiled resource8 and seok lo broad8n our funding base lo increase our sustainability Continu8 to promote and invest in learnlng and development opportunities for our slaff Ensure good governance and legal compliance through invostment in and support lor trusl8es Wè work to Collaboratè wllh olh&r organ18atlon8 a¢ros3 Powys and Walè8 onhanclng 8orvlco9 and avoldlng dupllcatlon We will, Continue to develop our knowledge and awafeness of seDAces available lo support older people and make Ilnks with these servicès to 8nabl8 effective signposting and referials Malnlaln our existing links with services we refer into Oevelop further effective partnerships to holistically meet the needs of vulnerable older peopl8 Attend and conlribule positively to relevant networks wilhin Powys and Wales Consider dl servlce development proposals as Potenllal partnerships AGE CYMRU POWYS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2026 All Services Impact ? 202&2025 Powys agecymru Impact of Advice & Support including Later Life MOT, Befriending, Footcare, Home Energy Checks and services for Veterans and Farmers 3,904 3,373 Older people supported Welfare Benefits advlce 8lven 18,249 10,652 658 Hous5n8 & care at home Issues contacts problems solved We 8alned 335 1,210 Blue Bad8e & travel asslstance Unpald carers across Powys supported sn unclalmed beneflts for older Powys people 2,130 352 Coslvof-Llvln8 Issues & consumer / ener8V Later Llfe PlannlnB Advlce 88 88 88 88 85% 73% of cllents vulnerable due todementla/ disabllltles / low Income I fuel poverty / soclally 1501ated of older people and thelr carers received help wlth form fllllng vla our Advlce Service of older people told us they were stru8glln8 wlth thelr mental health vla our Advlce Servlce How we Provided Support 1,117 99°/0 homevlslts conducted; we are oneoftheonly provlders locally that offer home vlslts of Powys areas O covered wlth our community ouireach and Rural Advlce Van moblle office vlslts sald they recelved excellent18ood support & would recommend us Our top r•l•rr•rn Self & famlly referrals 4 NHS & Powys Councll < Local & natlonal charltles Long-term Support Vlthout yourhelp ond odvlce my wlfe and I would hove o verypoor quolity of life. 5peclal thonks to you oll.- of people could access the Serv1￿ In Welsh 8,501 738 124 Advlce Quallty Stèndard- Quallty Mark Achloved telephone calls emails wrltten Home Energy Check Visits AGE CYMRU POWYS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 Client Story: Cort-of-Living Crisis Powys agecymru Powys couple gain £2 7,536 increase every year agecymru Mr and Mts Bryant Ilve In Powys. Both are In thelr 80$ and experlenclng slgnlfltant health challenBes: Mrs Bryant relyln8 on a wheÈlchalr following a stroke, and Mr Bryant battllng cancer. As a result, the couple found themselves struggllng wlth dally expenses and dwlndllng savlngs. After a retommend8tlon from thelr GP, Age Cymru Powys, Cost-of-Llvln8 Advlser, Mlchelle, vlslted the couple at home. ill Mlthelle helped them both apply for Attendance Allowance, and Carerfs Allowance for Mr Bryant, as hls wlfe's dally carer. These successful appllcatlons made them ell8lble for Increased Councll Tax Redu¢tlon. Houslng Beneflt, and also Penslon Credlt. We offer Immedlate*actlcal support forolder Powys resldenti. Mr & Mrs Bryant 8alned an extra £529.S4 per week In prevlously unclalmed entltlements. A8e CymrL• Powys, Old Warehouse, Parkers Lane, Newtown, Powy5, SY16 2LT Tel: 01686 623707 E-mall: enqulrles@acpowys.or8.uk ww.aB•cymru•wg.uWpowy• Total yearly 1fitrea￿ ¥ £27,536.08 Attendance Allowance X 2- £11,481.60 Penslon Credlt- £9,847.24 Councll Tax Reductlon - £1,485.64 Houslng Beneflt- £4,721.60 Free TV Llcence & Wlnter Fuel Payment Follow us oni facebook.com/a8ecyrnrupowys twltter.comla8etymrupowys Instagram.com/a8ecymrupowys In Mr & Mrs Bryanvs words... "What a wonderful help Mlchelle has been to us. We wouldn't have known where to start and couldn't have done any of thls on our own. We are able to soclallse more now that we can afford It. We don't have to count the pennles as much and we both enjoy a few treats now." cymruPowysh•reilsteredc￿r￿Y 1174212 and Ilmlled byqv•r•niet 08211122 We •r• local. we are Ind*p•nd•n( lust In Pow¥$. oira disability OEY confident IAQF AGE CYMRU POWYS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 21 MARCH 2026 Informatlon, Advice, Assistance Age Cymru Powys delivers a free, confidential infonnalion and advi￿ service for individuals aged 65 and over, wilh a particular foGus on supportÉrvJ vulnerable and marginah'sed older people, their carers. and famHies. Our sérvice Is des￿rted lo be holistic. accessible. and p8rson-centred. addressing a wide range of needs: Benellts And Flnanclal Support Conducted comprehensive benefit checks. including pensM)ns. me8ns-tésted and disability-relaled enlillemenls. Provided direct supp¢)rt with benefil daims and access to financial assistance. Assisted clients in challengin9 benefil decisions or ref8ffed them to independenl advice agencies. Offered guidance on consumer issu8s. induding energy savings. supplier swilching, and fuel poverty grants. Soclal Caro Acce89 Advised on statutory and non-slalutory social care services, including eligibility criteria and availabl8 options. Supporled cllents In accessing cara seNic8s and equipm8nt. Advocated on behall of clients facing barriers or relerf8d Ihem lo fijnded advocacy $81vices, Houslng Advlce Helped clients asse8$ housing needs and explore approprigte solutions. Provided information on sheltered housing, rèsidential care, and home maintenance optiOll5. Referred clients to specialist national housing support where necessary. Lo¢al SeNIc68 and Communlty Rèport Maintained and shared up-to-dale informallon on bG81 slalulory and voluntary services beneficial lo older people. Facilitated connectlons lo community resources Ihat promote wellbeing and Independence. As a DWP Alternative Officè, Age Cymru Powys staff are Pension Service Nominaled Officers, authorised to.. Verify official documènts Assist with form completion Reduce the need for clients lo send sensitive information by post Strat8glc Programm68 and Impa¢t Cost.of.Llvlng Support . With lundlng from Age UK, Ihe Henry Smith Foundation. and the National Lollery. Age Cymru Powys expanded Its ¢8pacity to support older people during the cosl-of-living crisls. Dollvory Model - Support 1$ provlded. face-to-face. in th81)ome, by telephone, in the Gommunily. Our approach Is needs-led, ensuring older people with disabilities and complex clrcumstances recei￿ lh8 rlghl support. irs the righl way, at the right lirne. Informalion, Advi￿, Assislance. This resulted in £2.7 rnillion in b8nefils secured for dlènts who would othe￿18e hgvè missed out across our advi￿ 8ervices. Lator Llfo MOT Programme Delivered with Nation81 Lollery support, Ihe Later Life MOT offers holi$tk advice across.. Financi81 wellbeing Housing Social connoclions Health and wellbeing Later life planning Veterans MOT . Funded by the Armed Forces Covenant Trust. the Rural Velerans MOT Is a pioneering inilialive tailored for veterans aged 65+ in Powys. 11 targets Ihose in deprived, rural, and frail circumstances helping Ih6m with specialist holistic advi￿ mirroriw the Later Life MOT by for velerans. To improve health outcomes and enhance overall wellbeing The Monoy MOT - Funded by UKSPF, provides a personalised financlal review to empower veterans in planning for later life. AGE CYMRU POWYS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2026 Mamwlad - Supporting Older Farmer$ and their families. In collaboralion with Care & Repair Powys and funded by the Welsh Government, Mamvlad dellvers lailoied informallon. advice. and advocacy to older falmers and their lamili8s. The programme= Supports those on low incomes who may be asset-rich Reduces poverty and social isolation Encourages planning for lat6T life among a traditiona15y irKlependent populallon Energy Advlce Programmos - Age Cymw Powys was funded by Ag8 UK and Energy Redre55. The Hom@ energy officer holistically discusses home energy and would inslall small measures to savè money ol Ih vulnerab16 older persons energy bills. Items installed wer• light bulbs. radiator foS1s. diaft excluders, timers, boiler jackets. We also refer them to providers if w? identify Ihey may benefit from a new boiler or olher energy efficiency scheme. Th8 Home Energy Officer provKJed pra¢llcAI advice In the home on.. General: •16clrical safety,. health and cold. damp housing. Bèhavlour-change.. energy use and eneigy saving practices. Systems, appliances and devi¢es= safe. en8rgy-elficienl usage.. lempwature controls and timers, Money matters.. income maximisalion (benefils, winter fuel payménts, warm home discount, cold weather payments) and budg8ting- bills and smart melres- energy debls and solutions (suppller and hardship lunds) . access to loans and grants (Nesl, Aibed, ECO Schemes eto). Energy suppliers.. legal right￿reSpOnSIbIlitIeS,. payment meth(vds- tariff8. capping and priority 8ervlc8S reglsler. switching. 8uildingllechnical.. energy efficiency Improvem&nls: water Ingress. damp. condansalion and alT quallly solullons. Piivale len8nls'. legal rights to suppty, systems, appliances and energy effic19n￿ Improvement8. 'Warm' referrals to relevant 8eNices. During this period 70 Home Energy Che¢ks were provldod across Powys for Age UK. Enèrgy Redress Enérgy Advlce Oulcomes by the ended 30th April 24, in Ihe year prior and in thls ygar. 1,179 households were given advice lo help them with Iheii energy challenges provKling advi￿ on how lo save energy and pay less. We dld Ihis by atlending lols of local events. attending our communlty wellbeing hub6 all across Powys. Throu9h home Visit8 and telephone advicè. Slmply Nalls Supported by Moondance. Age Cymru Povrys has been delivefing foolcara and nail culling slnc8 2010. Th8 service is malnly foi people over the age of 50 with disabilities. who are no longer able to reach thoir leet due to sèveral heallh reasons such as sight impaiimenl. arthritis. hlp op&r81ions or simply find it impossible cut their nalls. Most ol our cllenl$ are aged belwaen 75+10 94+. 7 Irained volunteers $UPPOrting ihe service The service provided a massive 1572 Sndividual loenail-culling appointmenls during the year. 139 new clients attended. The seryice is in 8 communilies every monlh. delivering 120 community sesslons. Heallh and wellbelng checks at each appoinlm8nl. Professionally deliveTed. The service provides a critical and much-ne8d8d service for older peopl& in Powys. The service reduces Ihe likelihood of falls and the associated cost for heallh services. Th6 servlce enables access lo older peop￿. who may not otherwise engage e.g., on vaocineB, fallg prevention, ald. and adaplalions. The sèrvice undertakes 'eaily idenlificalion, ol future polentlal Issu8s e.g. physical and mental health, Isolallon, Protection of Vulnerable Adulls. poor access to other required services. Ihereby preventin9 escalation of needs lo ￿1￿cal levels. The Simply Nalls Servi￿ is provlded as part of a hollstlc package lo older people by Age Cymru Povrys, including Infomialion and advice and advocacy The service reduces isolation. by gi￿ng people Ihe opportunity to access lelephone befTi8ndlng calls and Community volunteering. Th8 seNice has established referral roules and partnerships with othér k8y delivery agendes In the statutory and volunlary se¢loi e.g.. Care and Repair. social care. GP'S. Th8 service offers a range of opportunities for volunleors including developing new skills, knowledge gnd experience. and inGreased employment prospects. Encourage older people to become mor8 independent. Prevenl falls and are thereforé a huge cost saving to Ihe NHS. Encourage cross nèiworklng.. Simply Nails volunleets refer to Ihe GP or POD If they $88 any susplcious marks on lègs. which Could become a lot worse. AGE CYMRU POWYS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 Unpald Carers Wellbelng Days - Working in collaboration wilh Cfedu, Y￿ had the opportunity to deliver 3 unpaid carers wellbeing days. Oldei people allended and were able to receive Iherapeulic Iherapies. experience e.g. massage, nail care & sound balhs, and to take part in entertainment provided or for those unable to attend they received lunch vouchers lo use at a lime that was convenient to them. Volunteerlng Volunteers play a vilal rol8 in Age Cymru P0￿s'S mlssion to support older people across the county. In th8 past year. 60 dedicated volunteers generousty gave Iheir lime, skills. and compassion lo help older peoplo remain independent, connected. and less isolated. Wèllbglng Support Volunteers Supported by Communlties Foundalion & Hafren Dyfrdwy Community Fund. Our Wellbeing Support Volunteers provide 8SS8nlial companionship and practical assistan￿ to vulnerable, disablèd individuals agéd 65+ throughout Powys. Their SUPPOrt is often a lifeline for those facing multiple challenges. Tackllng Lonellne3$ and lsolatlon Our volunteeTing programmes are central to our mlsslon.. to combat loneliness and ensure no orb6 is left Io cop8 alon&. Volunte8rs help build community connections and improve Wellbeing, e5pecl81Sy for th08e most affected by.. The Cost-of-Llvlng Cr1616 - IM)i¢h has lorced many older peopl8 to cul back on healing. food. and hom8 care. Mobility and transport barriers. particularly for those wilh long-lèrm hèalth condilions or disabiliti8s - 91ffil of our cllents face these ¢h8llenges. Wilhoul community SUPPOrt, many older people risk becoming hou8ebound and increasingly isolated. The Value of Volunleerlng Agg Cymru Povrys's volunteering programmes are nol just supportlve - they are transformative. They help older people mainlain independence, improve mental and physlcal wellbelng, and slay connected to their communilies. Volunl88rs skills hav8 d8veloped Ihrou9h our training and opportunities creating continual lèarnlng and development. Organlsatlon a¢hl8v8ment8 Age UK Organisational Quallty Mark which Is errflorsed by the Charity Commission. Advlce and Qualiiy Standard Living Wage Employer Age Friendly Employer Dlsability confidenl Employer Achleved the Befriending Quality Mark Signed up to Ihe Armèd FoTces Covenant Partnershlp$ and n•tworks Employees and trustees of Age Cymru Powy8 attend the followlng partrer$hip and ngtrlork meetings.. Care and Repair Mamwlad Project Board Age Cymru Information and Advicé Ne￿ork Older Peoples Parlnership Board Age Cymw Chief Officef's Ne￿ork Powys Agri Farming Netsyork GThlp Rhwydwailh Cymru Powys Advocacy Network Age UK Fundraising Gioup Dementia Standards Slralegy Group Wales Bereavement Network Powys Digital Inclusion Group Wlder Nètwork8 Age Cymru Powys is committed to working in partnership across the County of Povrys. wilhin Wales, the UK, and wilh the wider Age Cymru movement. We are a member of voluntary seclor umbrella organisalions- Powys Association of Voluntary Organisations {PAVO) and Wales Council for Voluntary Acllon (WCVA). Employees and trustees are members of a variety of nelworks, partnerships and working groups covering a Tan9e of topics from advocacy. adult prolecllon, I&A and public affairs. AGE CYMRU P0￿s REPORT OF THE TRUSTEES FOR THE YEAR ENDED 34 MARCH 2025 FINANCIAL REVIEW Total Incoming Resources in the year were £566.679 <2024 £384.050). Expendilure was £403,023 compared to £333,869 for Ihe previous year. Net income lor the year was £163.656 rA)mpared to net income of £50,081 for the previous year. The nèt movement in lunds were net income for Reslficled Funds of £95,067 (2024 - Net in¢ome £5,670) and net Income for Unieslricled Funds 01 £68.589 (2024 - Net income £44,511) details ol which are provided in Ihe notes to Ihe Financlal Statements. Prlnclpal Fundlng Sourc96 Detalls of princip￿ lunding sources lor the year ended 31 March 2025 aro provided in note 2 of thè Financial Slalements. Re8?Tves Pollcy The Trustees have established a policy whereby the unreslricled funds not commitled OT invested in tangiblo fixed assets, or held in deslgnated lunds, {'Ihe free re5erves') held by the Charity should be be￿80n three and six months of budgeled expenditure which is eslimaled currenlly would be £200.000. At this level the Trustees fe61 Ihéy would be able to continue Ihe current aclivities of the Charity In Ihe evenl ol a significant drop In fundlng. The actual ffee reserves at 31 Maich 2025 were £204.453 {2024 - £132.962). The Trustees hava a strategy to malnlain reserves at this level to support the Charilies work. STRUCTURE, GOVERNANCE AND MANAGEMENT Gov•rnlng Documertt Age Cymru Powys is a reglstered charity, number 1174222 (formerly number 11490481 and is a private company limited by guarantee and not having a sh8r8 c8pilal, number 8212122. which was reglstered with Companies House on 12 September 2012. Koy Managoment Personnel The trustees and the Chlel Ofll¢er are the key management P8rsonnel. During Ihe ye8r, all trusle88 gave Iheir time freely and no Iruslee recelved any remun8r81ion. The Chlef Olficer's salary is benchmarked against senlor staff in oih8r slmllar voluntary organisalions, Includlng other equivalent slzed local Age Cymru parlners. Our policy is lo review Ihe pay of all slaff on an annual basis. IA+h&re lunding 8IIow8. wè wlll seek to increase salary In aCCordanr￿ with the livlng wago, Major rlsk8 Agè Cymru Powys undertook a compf6henslve slralegi¢ planning in January 2023. Thls identified posslblo rl8ks and opportunllies for the organisallon. The subsequent risk register is reported lo Board meellngs. Actions have been laken to reduce rtsks and develop posslble opportunilies. For éxamplè. dop6ndency on certain funding slfeams has been addressed by seeking lunding from a wider variety of sources and undertaking fundraising for unreslflcled lunds. AGE CYMRU POWYS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 REFERENCE AND ADMINISTRATIVE DETAILS Charily Name.. Age Cymru Powys Registered Charity Numb8T'. 1174222 Registered Company Number: 8212122 Registered Office: Old Warehouse Parker Lane Powys SY16 2LT Tiu$tee3- Adrian Foulke Christopher Eatherton Chair from 24 April 2024 Chair to 24 April 2024, Resigned 10 July 2025 Gwynelh Bird Howard Russon Alan Hill Sarah May Secretary: Gall Colbridge 8ankérs: HSBC plc The Cross 1 Broad SITeel Newiown Powys SY16 2LX Independent Examiner: A C Jones Bsc (Econ), FCA Androw Jones & Co Chartered Accountants The Old Surgery Spa Road Llandrindod Wells Powys LD1 SEY AGE CYMRU POV¥YS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2025 ACKNOWLEDGEMENTS Thank you Thanks musl be given to the following for the support we have le￿ived over the years. We are grateful for fundlng from all our funders. Thanks also lo all those individuals who have kindly donated money and their time 10 support the WOTk of Age Cymru Powys throughout the year. RESPONSIBILITIES OF THE BOARD OF TRUSTEES Thp trustees (who are also directors of Age Cymru Powys lor thè purposes of company lawl are responslble for preparing Ihe Trustees, R8POrt and the Financial Slalemenls in accordance wilh appllcable Iw and Unlted Kingdom Accounting Slandards (United Kingdom Generally Accepted A¢wunting Practice). Company law requlres the Iiustees to prepere financial slalemenls for each financial yéar which give a true and fair view of the $18le of affairs of the ¢h8ritable company and of the incoming resources and appllcalion of resources, including the income and exp8ndilure, ol Ihe charilablè company for that period. In preparing Ihes Financial Statemenls, the Iruslees are required to: selecl suitable accounting policies and then apply them conslstsntly: observe the methods and principles in the Charilies SORP- make judgments and estimates that are reason8ble and prudenl: slate whether 8pplicabl8 UK Accounting Standards hav8 been followed. Sublact to any material dapartur8s dl8¢lo$ed and explained in the financial stalements. and Prepare the financlal stgtem8nls on the goiw concern basls unless it is Inapproprfate lo presume Ihal the charitable ¢ompany will conlinue in busine8B. The Iruslees aTe responsible lor keeping adequate accounllng records that disclose wllh reasonable accuracy al any lime the financial posilion of thè Charilable company and enable Ihem to ensure Ihal the financlal slalements comply with the Companias Act 2006. Th&y are also responsible for safeguarding the assels of the charil8bl8 company and hence for laking reasonable slep5 lor tho prevenlion and deteclion of fraud and other Irr&9ulaillles. The trust86s are responsible lor the malnl6nanrA and Sntegrity of Ihe corporale and finan¢lal information included on the charitable companls w8bsil8. Legislation In thè Uniled Kingdom govaming the preparalion and dlsseminalion ol financlal slalements may dlffar from legislation in other jurisdictions. The Report ol the Truslees has b&8n prepared In a￿OrdanCe with the Slal6ment of Recommènded Practice Accotsnllng and Reporting by Charities (SORP 2015) and in accordance wilh speci81 provislons of Part 15 to the Companies Act 2006 ielating to small companies. Approved by the 8oard of Trustees on 10 December 2025 and signed on its behalf by: Adrian Foulkes Chair 10 AGE CYMRU POWYS INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF AGE CYMRU POWYS I report to the charily trustees on my examination of the accounts of the Company for the year endod 31 March 2025. Responslbllltlès and basls of report As the Trustees ol the Company (and ils diieclors for the purposes of company law) you are responsible for the prepafalion of the accounts in accordance wilh the requirements ol Ihe Companies Act 2006 ('Iha 2006 Act,). Having satlslled myself that Ihe accounts of the Company are nol required to be audlled under Part 16 of Ihe 2006 Act and are eligible for independent examination. I report in respect of my examinalion of the Company's accounts carrled oul under section 145 of the Charities Acl 2011 ('the 2011 Act.). In carrying out my examlnatlon I have followed the Directions glven by tha Charlly Commission under seclion 145{5)(b} of the 2011 Act. Indep8nd8nt examlner's statement The charlty's gross income exceeded £250,000 and l am qualified lo tsndertake the examinalion by belng a qualified member of the ICAEW {Ihe Inslilule of Chartered Accountants in England and Wales). I have completed my examination. I confirm that no matters have come lo my altenlion in connectlon wlth Ihe examination giving me reasonable cause to believe.. accounting records were not kept in respecl of Ihe Company as r8qulred by seclion 386 of the 2006 Act: or the accounts do not accord with those records., or Ihe accounts do not comply with Ihe accounling requirements of section 396 of the 2006 Aet other than any requirement that the a¢counls give a 'lrue and fair view which Is not a maller consldered as part of an Independent éxamlnalion: and Ihe accounts have nol been prepared In accordance with the methods and prin¢lples or Ihe Slalemenl of Recommended Pra¢li¢e for accountlng and reporling by charities lapplicablè lo charilles preparing Ihelr accounts In accordance wilh the Financial Reporting Standard applicable In the UK and Republic of Ireland (FRS 102). I have no concerns and have come across no olher mallers to whlch your allenllon should be drawn in Ihis report In order to enable a proper undeTslanding of the accounts lo be reached. A C Jonès 8Sc (Econ) FCA Andrew Jones & Co Chartered Accounlants Tho Old surgery Spa Road Llandrindod Wells Powys LD15EY 10 December 2025 11 AGE CYMRU POIVYS STATEMENT OF FINANCIAL ACTIVITIES {INCLUDING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2025 Total Funds Year Ended 311312025 Total Funds Year Ended 311312024 Unreslrlcted Funds Restrlcted Funds INCOME Note Donations and Legacies 11.548 11.548 1,307 Charllable Aclivilies 52.809 469,689 522,498 340,120 Other Trading AclSvllies 31,742 31,742 41,827 Investment Income 891 891 796 TOTAL INCOME 96,990 469,689 566,679 364,050 EXPENDITURE Charitable Aclivllies 62,863 340,180 403,023 333.869 TOTAL EXPENDITURE 62,863 340,160 403,023 333,869 NET INCOMEI(EXPENDITURE) BEFORE TRANSFERS 34,127 129,529 163,656 50,181 Transfers 69￿e&n Funds 34,462 (34.462) NET INCOMEIIEXPENDITURE) AND NET MOVEMENT IN FUNDS FOR THE YEAR 68.589 95,067 163,656 50,181 Total Funds Brought Forward 153,247 87.506 240,753 190,752 Total Funds Cariled Fo￿ard 221.836 182.573 404,409 240,933 Th8 slal8menl of financlal aclivilles includes all gains and losses rec(*Jnised in tho yoar. All incoming resources and resources expended derive from continuing activities. The note5 on pages 13 to 20 form an integral part of these Financial Statemenls, 12 AGE CYMRU POWYS BALANCE SHEET AT 31 MARCH 2025 2025 2024 FIXED ASSETS Noto Tangible Assets 19,052 20,285 19,052 20,285 CURRENT ASSETS Deblors 121,690 115,842 Cash at Bank and In Hand 279.213 117,858 400,903 233,700 CURRENT LIABILITIES Cr8dilors falling du8 Wlthin one year (15,546) {13.232) NET CURRENT ASSETS 385.357 220,488 NET ASSETS 11 404.409 240,753 THE FUNDS OF THE CHARITY Unre8lric18d Income Fundg.. General Funds 221,836 153,247 Unreslricled Funds 221,836 153,247 Regtrict8d Funds 10 182.573 87,506 TOTAL FUNDS 11 404,409 240,753 For the year in question, the GhaTilable company was enlilled to exemption from an audlt under section 477 of th6 Companies Act 2006. Th6 members havo not required the charitable company lo obtain an audit of ils accounts for the ye8r In question in accordance with section 476 of the Act. Th8 TTusle6s acknowledge their responsibililies for complying wilh the requirements ot the Compantes Act 2006 with respect lo gccounling records and the preparation of the account$. Approved by the Trustees on 10 December 2025 and signed on their behalf by.. drian Foulkes Chair Company registration No. 8212122 The notes on pages 15 lo 22 fom an Iniegral part of those Financial Stalements. 13 AGE CYMRU POWYS STATEMENT OF CASH FLOWS AT 31 fiiARCH 2025 Total Funds 3110312025 Total Funds 3110312024 Net Income for thè yèar 163,656 50,181 Adjustments lor.. Depreciation charges 6,120 3.427 Interest from inv8slments {891) (796) {Increase} I decrease in d8btOTS (5.848) {60,364) Increase In Cfedllors 2.314 2,297 Nel cash from opèralSng actlvlt108 165,351 (5,255) Cash Ilowg from InveBtlng actlvltl•3: Interest from Investments 891 796 Purchase ol tangible [￿ed assets (4,887) 121.536) Net cash used In Invesllng a¢tlv11108 (3,996) 120,740) Change In ca8h and cash equlvalenl$ In the year 161,355 125,995) Cash and cash equivalenls at the beglnnlng of the year 117,858 143,853 Cash and cash equlvalents at thè ènd of the year 279,213 117,858 The notes on pages 15 to 22 fomi an integral part of Ih8se Flnanclal Slatemenls 14 AGE CYMRU POWYS NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 ACCOUNTING POLICIES Bas13 of Preparatlon The Financial Statements have been prepared in accordance with Accounling and Reporting by Charilies.. statement of Recommended practi￿ applicable to charities preparing their accounls in accordance wilh the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 102) (èff&ctlV6 1 January 2015)- (Charilies SORP IFRS 10211. thè Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland during the year, whose costs were as under.. 2026 2024 Salarie$ 282,055 17,426 7,241 226,438 13.037 6.143 Employers Nallonal Insurance Slaff Pension Cosls 306.722 245.618 No employee re¢eived remuneration amountirwJ to more than £60,000 in the year. 18 AGE CYMRU POWYS NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 S TRANSFER BETWEEN FUNDS Unregtricted Funds Restrlcted Funds The transfer be￿8eD funds in the year are". Transfer of Cole cosls from Unrestsicied Funds to Restrictèd Funds 34.462 {34.462) 34.462 {34,462) 6 TANGIBLE FIXED ASSETS Offl¢e Equlpmfrnt Motor Vohlc188 Total Cost or Revaluatlon At 1 April 2024 Additions 24,835 4.887 21,536 46.371 4.887 At 31 March 2025 29.722 21,536 51.258 Depreclatlon At 1 April 2024 Charge for year 24.740 1.073 1,346 5,047 28,086 6,120 At 31 March 202S 25.813 6,393 32,206 Carrylng Amount At 31 March 2025 3.909 15,143 19,052 Al 31 March 2024 95 20.190 20,285 7 DEBTORS 2025 2024 Grants Receivable 48.147 72,604 939 11.215 103,738 889 Accrued Income Piepoyrnents 121.690 115.842 8 CREDITORS: Amounts falllng duè wlthln one year 2025 2024 Creditors 6,710 2,250 6,586 3.901 2,250 7.081 Accruals and Defeiied Income Tax and Social Security 15.546 13.232 19 AGE CYMRU POVIYS NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDEO 31 MARCH 2025 9 UNRESTRICTED FUNDS At 11412024 At 311312025 Incomè Expendltura Transfers Unrostrlcted Fund5'. Gen8ral Funds 153,247 96.990 (62.863) 34,462 221.836 Total Unresliicled Funds 153.247 96,990 {62,863) 34.462 221.836 At 311312026 10 RESTRICTED FUNDS At 11412024 In¢om• Expandllurè Trartsfo Re8lrlcted Income Fund8', Ag8ing Well Mature Movers Age UK Isolation and Loneliness Hope Projecl 1 and 2 Demenlla Advocacy Hosting Care and Repair Powys Age UK Volunteerlng Age UK- Cost of Living PAVO - Welf8r6 Collaboralion Notional Lottery Community Fund Postcode Lottery Community Foundallon in Wdlg8 Independent Age Age Cymru CAP Hafren Dyfrdwy Credu RIF Carers Break$ PAVO Engage Oemenlla MOT Moondance 2.207 1,000 8,122 13.321 2,207 1.000 10,522 18.313 2.400 5,000 71,860 (8) (69.51)0) (2,360) 1.861 3.559 7,064 4,906 10,459 5,000 8,792 11,215 10.000 1,881 7,497 (11,0561 7,064 6,577 49.599 (43,872) {10.459) {4,413) {24,310) (20,151) (8,419) (7.261) (4,056) 5,000 18,245 8.936 5,587 (2,727) <1.5811 15.000 1,500 7,500 43,018 11,394 32.254 22.870 37,644 39.230 14.880 47,OlXI 27,862 1,000 7,739 1,500 7.500 35,760 11,394 {5,765> (1,493} Community Fund Energy Saving Trust Pension Credll {27.109) (5,145) 22,870 PCC- UKSPF (32,621) (23,817) (12,343) (38,639) 15,023) (5,6481 (2,537} (5,978) Rural Veterans Camaraderie Club$ 9,765 H8nry Smith Waterloo Foundallon 2.383 27,862 1.000 Nevrydd Housing Total Restricted Funds 87,506 469.689 (339,743} <36,548) 180.904 Re6trietèd Capllal Funds: Energy Redress - Laptop Henry Smith - Laptop Rural Veterans - Laptop (143) (137) {137) 714 571 686 549 686 549 {417) 2,086 1,669 Total Reslricted Funds 87,506 469.689 {340.160) 134,4621 182.573 20 AGE CYMRU POWYS NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 The purposes of Reslricled Income Funds are.. Agelng Well Mature Movers - funding for Ageing Well Malure Movers. Age UK Isolatlon and Lonollne$s - funding an Isolation and Lonellne5s project. Age Cymru - Hope PIoj8cI 1 aNI 2, working iogether lo deliver kjw level advocacy provision across Wales through partnership working with brand partners across Walès. Cara and Repalr Powys - Mamlwlad collaboration with CRP Powys supporting older farmers across Powys acc6ss I&A and reducing lon8lin8ss and isolalion. Ago UK - Volunleeiing supporiing a Vlales-wide strategic volunt88ring 8PPToach lo enable better support, processes, and training for volunteers. Ag• UK - Cost of Llvlng, supporting older people through the Cost of living with infomialion and advice, triagè, wellbeing community sesslons and b8lriending. PAVO . Welfaré Collaboration lo support older peoplo wailing for care and support packages through I&A and advocacy working in collaboralion wilh Powys County Counal and PAVO Community Connectors. Natlonal Lotlery Communlty Fund - Later Lite MOT Supporting older people across Povrys wilh money, home, wellbeing and later life ￿anning. Po8t¢od8 Lotl8ry - For a dedicated Cost of Living officer, supportiro older people to access benefits advl¢e. Communlty Foundatlon In Walès - To support the community volunteer and telephone volunteer programme to enable older people to reduce loneliness and isolation for vulnerable older clients. Independent Ago . To lund lh8 rural advice van and an Infonnalion Officer. Age Cymru - Community assistance programme supporting older people across Powys access community assistance through volunteering. Hafren Dyfrdvry . To support the wellb8ing support servrce hubs across Powys. Cr•du - RIF Carers Breaks to support carèrs respile and community wellbeing se89ion$. PAVO - Engage to gather feedback from older peopl8 about Iheir vi8ws on thelr community and gather information on i$$ue$ that they facè working Closely with the Older People's Forum. Powys Teaehlng Health Board - Dementia MOT Supporting older people wilh demenlia and their families, arers a¢ross Powys with money, home. wellbeing and later life planning. Moondance Foundatlon - To support wellbein9 service and fool￿re servic8 across Powys. Natlonal Lottary Communlty Fund - Supporting older people during the cost ol living crlsis by fundlng a Rural Cost of Living Adviser. Energy Savlng Trust- Cartrefi Cynnes funding a HrKne Energy Officer to deliver low energy saving m6asur8S and advlce for older people across Powys. Powys County Councll - Pension Credit grant to deliver community information and advice sessions using the rural advlce van to reach hard to reach older peoplg in their communilies and lo provide advice foi pension credit. Powy$ County Councll . UKSPF Money MOT project delivering courses on numèracy across Powys for people aged 50+ The Armed Forces Covenlnt Trust Fund - Rural Veterans, VekFans MOT supporting older veterans and their families and carers across Powys wilh money, home. wellbeing and later life planning. The Armed For¢es Covfrnant Trust Fund - Camaraderie Club. telepho￿ group for older veterans, sharing storiés, making new friends and leaTning about new Ihings. Henry Smlth . Funding a rural Wellara Rights Offi￿r. supporting older people in Powys access benefits and advice. 21 AGE CYMRU POWYS NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Waterloo Foundatlon - Palhways out of poverty. funding a fural wellare adviek caseworker and Age Cymw Powys iuval advi￿ van initiative. Newydd Houslng - To purchase an awning for Ihe Age Cymru Powys rural advico van. Tanglble Flxed A88gtg Net current Asse1$ 11 ANALYSIS OF NET ASSET8 BETWEEN FUNDS Total Unrestricted Funds 17,383 1.669 204.453 221.836 Restricted Funds 180.904 182,573 19,052 385,357 4Q4.409 12 TRUSTEES REMUNERATION AND EXPENSE8 No remuneration dlreclly or indlr8clly out of Ihe funds of the Charity was paid or pgyable in the year to any Trustee or lo any person or persons knovm lo be conne￿ed with any of them12024 - £Nil). No expen588 were paid to Truslees in the year ended 31 Ma￿h 2025 (2024 - £Nil). 13 TAXATION The company is re91818red as a charlty and is Iherefore not Ilable to CorpoTation Tax. 22