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2024-12-31-accounts

Charity number: 1174046

CAMBRIDGE GOSPEL MINISTRY SUPPORT

TRUSTEES’ REPORT AND FINANCIAL STATEMENTS

for the year ended 31 December 2024

CAMBRIDGE GOSPEL MINISTRY SUPPORT Trustees’ report for the year ended 31 December 2024

The trustees present their report together with the financial statements of the charity for year ended 31 December 2024. The financial statements have been prepared in accordance with the accounting policies set out within them and comply with the charity’s trust deed and applicable law.

Trustees

Mr J Bickerstaffe (resigned July 2024) Mr M Gray (chair) Mr C N Hall Dr P Roberts Mr G Sterlini (re-appointed May 2024) Ms R Weston Ms N Senior (appointed March 2025) Independent examiner Geoff Mann, Dee House, Highworth Avenue, Cambridge, CB4 2BQ Principal office Christ Church, Christchurch Street, Cambridge, CB1 1HT Charity number 1174046

Structure, governance and management

The charity was formed as a CIO in July 2017.

The selection process for trustees is defined in the governing document, they are elected by the current trustees.

The Charities Act 2011 requires the trustees to ensure that the charity keeps accounting records of all the charity's transactions so as to disclose at any time, with reasonable accuracy, the financial position of the charity at that time and to enable them to ensure that the financial statements comply with the disclosure regulations. The trustees are also responsible for safeguarding the charity's assets and hence for taking reasonable steps for the prevention and detection of error, fraud and other irregularities.

The trustees have identified the major risks to which the charity is exposed. Systems have been introduced and are established to mitigate these risks.

Trustees maintain regular contact with each other and meet when necessary.

Objectives and activities

The object of the charity is the advancement of the Christian gospel in the parish of St Andrew the Less, the Diocese of Ely and elsewhere, and in particular to:

Page: 1

Trustees’ report for the year ended 31 December 2024 (continued)

Achievements and performance

During the period the Charity made donations to individuals working to advance the Christian gospel in Cambridge, elsewhere in the UK and worldwide, in particular to four individuals who volunteered to help with gospel ministry at Christ Church Cambridge and Hope Church Chesterton for one or two academic years. It also owned a house (with a mortgage) in order to rent to Christ Church Cambridge to house a senior minister with the intention of improving their ministry with stable accommodation.

The Charity has in place a Health & Safety policy, a Safeguarding policy and a Fire Safety risk assessment.

Financial review

During the period, donations of £59,532 (2023: £320,608) were received including gift aid, and expenditure of £78,346 (2023: £52,545) incurred both to support individuals who were volunteering at Christ Church Cambridge and to support other organisations and individuals working to advance the Christian gospel. The charity’s main source of funds is donations from individuals.

Public benefit

The trustees, in setting their objectives have had due regard to the public benefit guidance issued by the Charity Commission.

Plans for future periods

The trustees plan to continue to make donations to individuals and organisations in line with the charities' objectives. The trustees also plan to continue to own via a mortgage a house, for rental to church, for them to accommodate individuals in line with the charity’s objectives.

Reserves policy

Free Reserves at the period end were £80,463 (2023: £110,844). The charity aims to maintain reserves of £8,500. In the opinion of the trustees, the Charity has sufficient cash reserves at the end of the year and visibility of future income that it can continue to meet its liabilities as they fall due.

Independent examiner

The independent examiner is Geoff Mann.

Approved by the board of trustees and signed on its behalf:

Malcolm Gray Chair of Trustees

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Independent examiner’s report to the trustees on the accounts for the year ended 31 December 2024

I report to the charity trustees on my examination of the accounts of the Charity for the year ended 31 December 2024.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Geoff Mann Dee House, Highworth Avenue, Cambridge, CB4 2BQ

Date

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Statement of financial activities & income and expenditure account for the year ended 31 December 2024

Income
Donations - voluntary incomea
Bank Interest
Rental Income
House Insurance Claims
Total income
Expenditure on charitable activity
Advancement of the Christian gospel
Donations
Costs of House purchase and ownership
(mortgage interest, fees, maintenance)
Insurance
Accountancy fees
Bank charges
Sundry
Total expenditure
Net movement in funds
Funds brought forward
Funds carried forward
2024
£
59,532
1575
28,800
2770
92,677
36,578
41,163
210
300
60
35
78,346
14,331
335,844
350,175
2023
£
320,608
555
14,400
-
335,563
23,123
28,830
210
288
60
35
52,545
283,018
52,826
335,844

All income received, including all donations, was unrestricted.

a

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Balance sheet as at 31 December 2024

Fixed assets
Tangible assets
Current assets
Debtors – Gift Aid claim
10,892
Cash at bank
69,571
Creditors: amounts falling due within one year
Short term loans
-
Accruals
(288)

Net current assets
Creditors due in more than a year
Mortgage
Total net assets
Represented by:
Unrestricted funds
Approved by the Board of Trustees on
And signed on its behalf by
Total unrestricted fundsb
2024
£
2023
£
Notes
850,000
850,000
6
4,663
106,463
80,463
111,126
(45,000)
7

(282)
(288)
(45,282)
80,175
65,844
930,175
915,844
(580,000)
(580,000)
7
350,175
335, 844
350,175
335, 844

Malcolm Gray Chair of Trustees

b The Organisation does not hold any restricted funds, therefore the “Total unrestricted funds” represents the total

funds.

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Notes to the financial statements for the year ended 31 December 2024

1 Principal accounting policies

Basis of Preparation

The financial statements have been prepared under the historical cost convention except for investments, which are included at market value, and in accordance with FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Statement of Recommended Practice "Accounting and Reporting by Charities" FRS 102 (2019).

Going Concern Basis

The Trustees consider that the going concern basis is appropriate as they consider the reserves levels and expected investment income to be at sufficient levels to ensure that the Trustees can meet their financial obligations for the next 12 to 18 months and on that basis the Charity is a going concern.

Financial Reporting Standard 102 - reduced disclosure exemptions

The Trustees have taken advantage of the following disclosure exemption in preparing these financial statements, as permitted by FRS 102:

Income

All income is accounted for gross when received and is included in the Statement of Financial Activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

Expenditure

Expenditure is accounted for on an accruals basis.

Resources expended on charitable activities comprise costs of the provision of services.

Fixed assets

The trustees consider that the market value of the house is in excess of its cost as shown in the accounts, and that in view of this there is no necessity to charge depreciation on the property.

Debtors

Trade debtors and other debtors are recognised at their settlement amount due after any discounts. Prepayments are valued at the amount prepaid net of any trade discount due.

Creditors and Provisions

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

2 Trustees’ remuneration

The trustees received no remuneration during the period (2023: nil).

Trustee reimbursed expenditure was £nil (2023: nil).

3 Wages and salaries

The organisation has no employees (2023: nil).

4 Donations

During the period £36,578 (2023: £23,123) to four (2023: three) individuals.

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Notes to the financial statements for the year ended 31 December 2024

5 Related Party transaction

Total donations received from Trustees in the period were £10,807 (2023: £113,307).

6 Fixed assets

Fixed assets
Cost
Balance at 1.1.24
Additions
Balance at 31.12.24
Depreciation
Balance at 1.1.24
Depreciation
Balance at 31.12.24
Net Book Value
At 31.12.24
At 1.1.24
Freehold
property
£
850,000
-
850,000
-
-
-
850,000
850,000

7 Creditors

Creditors

reditors
Creditors
Mortgage
Short term loans
2024
2023
Due
within
Due
after
Due
within
Due
after
one year one year one year one year
£
£
£
£
-
580,000
-
580,000
-
-
45,000
-
-
580,000
45,000
580,000

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