Registered Charity Number 1173971 ## **GATEWAY M40** **TrUSTEES ANNUAL REPORT AND** UNEXAMINED **ACCOUNTS YEAR ENDED 31 DECEMBER 2020** ## **With** ## **Community Annual Report** ## **appended** ## **GATEWAY M40** ## **GENERAL INFORMATION** **TRUSTEES** Christopher Fallone Stuart Armstrong-Marshall Simon Fox Joyce Armstrong (retired 2020) Edward Roberts (appointed 2020) **CHARITY NUMBER** 1173971 **GOVERNING** CIO - FOUNDATION **DOCUMENT** (27 JUL 2017) **REGISTERED** The Newton Suite **OFFICE** Wilsons Park Monsall Road Manchester M40 8WN **BANKERS** CAF Bank Ltd 25 Kings Hill Avenue Kings Hill, West Malling Kent ME19 4JQ **INDEPENDENT** Geoffrey Kwakye-Donkor Bcom, FCCA 25 **EXAMINER** Bridgnorth Road Manchester M9 8HQ 1 ## **GATEWAY M40 TRUSTEE’S REPORT YEAR ENDED 31[ST] DECEMBER 2020** The trustees present their report along with the unaudited financial statements of Gateway M40 for the year ended 31 December 2020. The trustees confirm that the annual report and financial statements comply with the Charities Act 2011, the requirements of the charity’s governing document, and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) as amended in February 2016. ## **History** Gateway Debt Advice began in May 2016 as small project based at the Church of the Saviour, Collyhurst, North Manchester. It was to provide a locally known and safe place where people could receive free debt advice to help them make a fresh start free of debt. In July 2017 Gateway Debt Advice was constituted as a CIO, Charitable Incorporated Organisation, under the name Gateway M40 – the local postcode designation. In June 2020 Gateway M40 moved its base of operations from Church of the Saviour, which could no longer accommodate the growing needs of the charity, to offices in Wilsons Park, Monsall still within the postcode area. ## **Governance** Gateway M40 is a Charitable Incorporated Organisation governed by its articles of constitution. Up to 3 but no less than 2 trustees are nominated by the Parochial Church Council (PCC) of Church of the saviour and up to two but no less than one trustee is appointed by the board. The day-to-day operations of Gateway M40 are delegated to staff and volunteers. ## **Objects** The purposes of Gateway M40 as set out in its constitution are: 1. The prevention or relief of poverty in the Archdeaconry of Manchester by providing grants, items and services to individuals in need and other organisations working to prevent or relieve poverty. 2. To advance the education of the public in the Archdeaconry of Manchester in money management, budgeting, growing and cooking food and computer skills to enable them to develop their capacity and skills in such a way that they are better able to identify, and help meet, their needs and to participate more fully in society. 2 ## **GATEWAY M40 TRUSTEE’S REPORT YEAR ENDED 31[ST] DECEMBER 2020 (continued)** ## **Activities** The core activity of Gateway M40 is to offer free to client debt advice to help them become free of debt. The advice offered considers all options for debt resolution and how they might best serve each individual client. It is always the client’s choice as to which option is taken. It is part of our service to help clients maximise their income and minimise their expenditure. This involves help with budget creation, benefit checks and signposting to other services that might help. We work with partners to deliver a food pantry service and manage a food and fuel poverty voucher scheme. The guidance contained in the Charity Commission’s general guidance on public benefit is referred to when reviewing the objectives and activities of Gateway M40 and in planning future activities. The Trustees consider that the charity’s current activities provide public benefit in accordance with that guidance. ## **Achievement and Performance** At the beginning of 2020 the trustees were concerned for the finances of Gateway M40. We had been unsuccessful with a number of funding applications and our financial balance allowed only another 3 months of operation. Our staffing levels dropped by half to 1.7 fulltime equivalent. In March 2020 we were awarded £315,000 over three years by the National Lottery Community Fund and £30,000 a year for three years by the Tudor Trust. Our gratitude to these funders is all but inexpressible as was our delight that we could continue to serve our clients and continue our work to help eradicate and alleviate the dreadful consequences of poverty. Our staff team is currently 5 people working as 4 fulltime equivalent and 12 volunteers. On a firm financial footing we employed more staff and confidently faced the future. Then we were hit by the world-wide Covid-19 pandemic. With the assistance of a few small grants from Manchester city Council we were able to equip staff for hybrid working on a rota basis and ensure covid safe working when in the office. However, polices in the Church of England meant we would not be able to use the church building. This brought forward our inevitable need to find new premises. These were found locally in a business space community in a refurbished brewery. The move was completed by July 2020. The impact of this move is a higher than budget rent and utility cost and the unbudgeted cost of a “lift and shift” of our telephony and communications system. This will have a roll-on effect on our budget but trustees are confident we can manage it through expenditure reassignment and smaller funding applications. During the pandemic our staff monitored a sharp drop in debt advice clients and a huge increase in benefit advice clients best explained it seemed by government sanctioned debt moratoria and the consequences of furloughs and redundancies. It was also clear that families, many already in poverty, were feeling a greater strain because schools were closed; many families told us it was often a choice between paying bills or eating! Added to this was the unseasonable cold weather and the need to ensure at home children were kept warm. 3 ## **GATEWAY M40 TRUSTEE’S REPORT YEAR ENDED 31[ST] DECEMBER 2020 (continued)** Our response to this changing need in these strange times was to train more staff to help with benefit and grant assessments and find funding to help address the food and fuel poverty through voucher scheme. Debt advice did continue though at a reduced level. In person meetings were offered when possible and always in compliance with Covid safe working requirements. We also offered Zoom meetings to those clients with the technology to engage. Headline figures for activities during the year would include: - £1,066,000 new debt undermanagement - • £ 360,000 client income gained through benefit application and appeals • 400 £50 fuel vouchers distributed • 270 free weekly food shops delivered • 150 families provided with Toy Sacks • 3,000 families in receipt of subsidised food shopping • 144 clients provided with full advice provision for debt & welfare rights • 1150 clients provided with telephone triage services • 288 service user questionnaires completed of which `o` 100% of service users were happy or very happy about the advice and support received - `o` 89% said they felt more optimistic about the future `o` 97% service users said they are less Debt resolutions included: - 12 Bankruptcies, - • 12 Debt Relief Orders, • 13 Debt Management Plans • 11 IVA (individual voluntary arrangement) • 12 Full Write Offs • 31 Other arrangements Gateway networks with 17 different strategic committees and service providers ranging through City Council Poverty Strategy, Housing Associations, service teams from Early intervention, Mental health, Wellbeing, Troubled Families, Domestic Violence and Bereavement. The close relationship we enjoy across these networks ensures a caring and holistic to our client needs that recognises that while debt and poverty have dire consequences for individuals and families they often arise from or are exacerbated by a more complex context and set of needs. In sum it has been a challenging a year but through the hard work and dedication of our staff and volunteers Gateway has risen to the occasion. The trustees would like to express their gratitude to our wonderful team and look forward to working with them into a more settled future as we continue to tackle the devasting effects of debt and poverty. 4 ## **GATEWAY M40 TRUSTEE’S REPORT YEAR ENDED 31[ST] DECEMBER 2020 (continued)** ## **Financial Review** Total incoming resources for the year amounted to £190,686.98 (2019 £75,357) and resources expended were £141,462.97 (2019 £86,226.22). The cash balance at the end of the year is £89,838.66 (2019 £36,616.89) The receipts and payments show differently to those above because of an overpayment of £10,822.80 was paid to and repaid by Auriga services. 5 ## **GATEWAY M40 TRUSTEE’S REPORT YEAR ENDED 31[ST] DECEMBER 2020 (continued)** ## **Trustees** The trustees who served during the year were: Christopher Fallone (Chair) Stuart Armstrong-Marshall Simon Fox Joyce Armstrong (retired 2020) Edward Roberts (appointed 2020) ## **Trustee Responsibilities** The trustees are legally responsible for preparing the annual report and the financial statements. Charity law requires the trustees to keep accounting records in accordance with section 130 of the 2011 Act. Using the guidance of said act the trustees have prepared their account using receipts and payments and consider that an audit is not required and that an independent examination is needed. The trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources. The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charities transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. Chris Fallone (Chair of Trustees) 30[th] May 2021 6 M40 ..1173971 A Fresh Start Freefrom Debt GommunJ°ty Report 2020-21 ## to our first ever community annual report. Our hope is that it will give you a little flavour of who we are and what we do. We are of course a debt and benefit advice service, but we are about helping people and families to live well and affordably. So read on, listen to some stories, look at some facts and figures and if by any chance we inspire you to want to get involved then we tell you how later on … but for now ## My name is Chris and I have the great privilege of being Chair of Trustees for Gateway M40. Working with Collyhurst Big Local and the Diocese of Manchester I started Gateway nearly 5 years. I could not imagine then what Gateway M40 has now become but I am really proud of all that it has achieved and the staff and volunteers who have made it possible. I think these are the best two words to describe Gateway M40’s journey through 2020. In a year that has been gripped by the Covid-19 pandemic Gateway M40 has moved office, panicked and celebrated over our funding, employed more staff, launched a new website, integrated three new services, and, perhaps best of all, kept all our services open to clients. The fall out of Covid-19 has resulted in an even starker divide between rich and poor, increases in financial pressure and debt, uncertainty around tenancies and homes, and the ever-present frustrations around universal credit. My thanks go to all our staff and volunteers who have worked so hard under really challenging circumstances to help and support our clients. Well done team! Liza, one of our very first volunteers to train in debt advice, had no formal qualifications but within 9 months passed her Money Advice Service assessments. Straight away Liza showed a zeal and a skill for the work and a real empathy for her clients. Her own journey through social and financial adversity gave her a determination and tenacity to share her knowledge and skills so she could best help her clients and help make her community a better place to live for everybody. Her progress from Gateway volunteer to a vital member of our staff team has been nothing short of inspirational. Leeza has grown in confidence representing Gateway M40 on conferences and committees locally, city wide and nationally. Liza is a unique character. She has a strong moral compass, not shy or fearful about speaking her mind and is passionate about her family, friends and community. Liza has recently been accepted at Salford University to read social policy. She is keen to know and understand how social policy contributes to the cycle of poverty and deprivation and leaves behind the communities of North Manchester. More importantly she wants to know how social policy can work as a positive influence on behalf of a community rather than excluding it from progressive society. Leeza has strong views and opinions, loves to debate, is always positive and is too, modest to realise her own potential. She will be the first generation in her family to attend University. Gateway M40 is very proud to have supported and worked alongside Leeza. We believe her to be a real gem and we have no doubt she is on her way too being hailed a great daughter of Manchester! The beginning of 2020 was a scarry time financially and the continued operation of Gateway was in serious doubt. But by the end of the first quarter, we heard the very good news we had secured two large grant applications to run over a 3-year period. To these funders we give our thanks not only for the money but the trust they had in us to deliver our vital services. ## £315,000 ## £90,000 A number of smaller but no less appreciated grants, some secure over three years, came from The Arms Trust, Peter Kershaw, the Charities Aid Foundation Bank, Collyhurst Big Local and We Love Manchester. Our income and expenditure for 2020 was |**INCOME**|**2020**|**2019**|

| |---|---|---|---| |Grants|£163,223.99|
£75,356.00|| |EnergyScheme|£27,115.00||| |Other|£347.99|
£1.50|| |TOTAL INCOME|**£190,686.98**|
**£75,357.50**|| |**EXPENDITURE**|**2020**|**2019**| |---|---|---| |SalaryCosts|£87,703.96|
£74,017.40| |Professional Costs|£3,285.01|
£2,974.09| |Volunteer Activities|£3,415.26|
£5,759.44| |Operational costs|£11,063.16|
£3,002.86| |Rent & Utilities|£12,625.81|| |Voucher Schemes|£22,462.78|| |Sundry|£906.99|
£472.43| |TOTAL EXPENDITURE|**£141,462.97**|
**£86,226.22**| |||| |Balance|£49,224.01|
£ (10,868.72)| |Cash Balance B/f|35,614.65|
30,184.13| |CASH BALANCE|**£84,838.66**|
**£19,315.41**| Overall expenditure was slightly under budget but was allocated differently to our original plan. The three principal reasons for this were the demands of responding to the Covid19 pandemic, the cost implications of relocating our business premisses and our adoption of two new services to support those in Fuel and Food poverty. Working with our TBBT partners we have helped feed over 10,000 people. Working with Energy Redress and Auriga we have distributed 500 fuel vouchers. This was just our Pilot Scheme! ## Twelve months @ ## Debt |A further £1.1 million under management|| |---|---| |_Insolvency Solution_|_14_| |_Independent Voluntary Arrangements_|_1_| |_Full Debt Write Off_|_2_| |_Debt Management plans_|_13_| |_Other Arrangements_|_31_| Benefit Over £360,000 secured for claimants ## Clients 1,580 one to one interventions 144 new clients Service User Feedback - 286 user questionnaires completed - 100% of were happy or very happy - 89% felt more optimistic about the future - 97% said they are less stressed 150 households received children toy sacks in the Xmas Toy Appeal Continued to manage our Tackling Inactivity Initiative projects including exercise groups, walking clubs, and active volunteering. **----- Start of picture text -----**
Operational
Managers
Overview
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2020 has been the most extraordinary year since the inception of Gateway. At the start of 2020, Gateway M40 had limited funding available and a full-time staff equivalent of only 1.8. Though limited by resource, debt advice and welfare rights services were still being provided to existing clients alongside food pantry provision. Operationally, the limited funding restricted the provision of new clients to emergency advice only. This was due to the possible imminent closure of the charity unless funding provision was sourced. A number of bids were pending. In early March 2020, we were informed of our successful funding bid to National Lottery Community Fund (NLCF). With funding for new posts. We were excited that we could now grow the charity and develop its services over the next three years. Within two weeks the UK was in the midst of a pandemic, we were in lockdown, working from home and unable to access our base building in the church. In real terms despite 2 lockdowns Gateway has been able to: - Maintain our free to client debt and welfare services - Secure provision for home & office working for staff - Kept all staff on full pay with no furloughs - Develop safe and flexible rota working plans - Recruit 3 new staff members - Relocate to new offices within M40 - Grow and train our volunteer team - Maintain a Food Pantry provision - Successfully pilot a £20,000 Fuel Voucher scheme - Create and Maintain compliant Covid safe working - Over 300 hrs of staff training and development - Keep all staff and volunteers free of Covid infection - • Design and develop a new interactive website - Secure further £50,000 for fuel vouchers scheme ## Developing work with Stakeholder partners include: - Manchester City Council Family Poverty Strategy - North Manchester Work & Skills Committee - North Manchester Frontline professionals - North Manchester Enquiry - Northwards Housing Association - Jigsaw Housing - Early Help Social Services – North, Central and South - Salford Troubled Families Intervention Team - The Bread-and-Butter Thing - Yes – Employment Support - North Manchester Bereavement Group - North Manchester Carers - Winning hearts and Minds - Big Life Group - Integrated Neighbourhood Teams – City Centre - No.93 Health and Wellbeing – North Manchester - Families First Stakeholder relationships have strengthened during lockdown as all providers looked to find ways to work together for the benefit of the community. We have also extended our stakeholder relationships to two GP surgeries working in M40. To provide support and a pilot to show the benefits of social prescribing to financial support charities like Gateway to improve the health and wellbeing of the community. I finish with two big thankyous: first to all our funders but in particular National Lottery Community Funding. In a changing landscape their support has enabled us to stay completely client focused and unpressured to seek debt solutions that raise income. Sadly this is not true of some agencies that provided services similar to our own. Finally, I want to say a big thank you to my team; I’m incredibly proud of them and the way they have worked tirelessly to upkeep our services whist trying to manage their own families and personal circumstances. In recognition of their hard work and dedication especially throughout the pandemic we were awarded a wellbeing grant of £2,000 by the Tudor Trust. I look forward to planning their “treat”. CHARrrY NO.: 1173 971 GATEWAY M40 CHARITY ANNUALAccouf4TS & REpoKr FOR THE YEAR ENDED JI DECEMBER 2020 ROKNOD A¢count•nts Pod 3 The Hlve Plant Hlll Road Manch•ster 6NP ## **GATEWAY M40** ## **REFERENCE AND ADMINISTRATIVE DETAILS** |**CHARITY REG NO**|1173 971| |---|---| |**PRINCIPAL ADDRESS**|Church of The Saviour Rectory| ||Eggington Street| ||Manchester| ||M40 7RN| |**TRUSTEES**|Rev. Christopher Fallone (Chair Person)| ||Joyce Mounfield (Retired)| ||Simon Fox| ||Stuart Armstrong-Marshall| ||Rev. Edward Roberts| |**GOVERNING DOCUMENT**|CIO - FOUNDATION (27 JUL 2017)| |**BANK**|CAF Bank| ||CAF Bank Ltd| ||25 Kings Hill| ||West Malling| ||Kent| ||ME19 4JQ| |**INDEPENDENT EXAMINERS**|Geoffrey Kwakye-Donkor Bcom, FCCA| ||ROKNOD Accountants| ||Chartered Certified Accounts| ||Pod 3 The Hive| ||Plant Hill Road| ||Manchester 6NP| INDEPENDENTEK4MINER'SREPOR T TO THE TRUSTEES OFGA TEIYA YM40 CIL4RITYREG. NO. JI73 971 Ireport on il* ofihp trxTifor iheptrxxlended3J Ik¢emb¥r 2020 which are sel onFag￿ 3 10 5 Tl* charity s Irwlees ITe resKrfvuiblefv i￿p￿¢s￿￿t￿)n ofthe The charity s Iruslees consi&r ilk* &F p*)1 requiredfv ihifw wthrseciwn 144(2) ofi Clwilies Ac¢ 2011 (¢he 2011Acl) an ex4VMu￿lOn is needed 1¢ u ry ruJx)nsibility lo.. . £TamI￿ ihe acCow￿$ w*knseciwn 145 Of1￿ 2011 Aci . Follow laid¢hwn in thegeneral Direcli0￿ gibrn ty ihe commisswn der seelion 145 (5) Ib) of1￿ 2011 Aci . sI￿e W1￿1￿￿11¢41aT matters conw lo att¢nlion Bafls oflHdependeni E¥￿ther'S ryi Afy eydminaiwn was ctWriedo￿ in ￿¢orthe wilh ikgeneraldinlftvu given by ihe Chority Commi%sioners. An ¢ramipk71MM irtlrth ofihe réeordt kepi by Ilw clwity tY￿a compariyon ofihe accowjlspreserfedwiih il¥)5e records. li also I￿1¥d¥S CO￿lder￿10￿ ofany iiems or duclosures in ilx> ￿¢0￿￿$, twklsee*in8 aplana¢ions from Trwteu concerning anysych mthiers. 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FCCA Page 2 ## **GATEWAY M40** ## **RECEIPTS & PAYMENTS ACCOUNTS FOR THE PERIOD FROM 1 JANUARY TO 31 DECEMBER 2020** |UNRESTRICTED FUNDS|UNRESTRICTED FUNDS|**TOTAL**|TOTAL| |---|---|---|---| ||2020|**2020**|2019| |||**£**|£| |**RECEIPTS**|||| |Church of the Saviour|||51.48| |Manchester Diocese|||17,250.00| |Bank Interest||**-**|1.50| |Arms Trust|10,000.00|**10,000.00**|30,000.00| |Manchester City Council|-|**-**|19,956.00| |Charity Trust|-|**-**|250.00| |Aperutre|-|**-**|150.00| |NHS M/cr Active TII|10,000.00|**10,000.00**|25,000.00| |Wev Love Manchester|1,193.99|**1,193.99**|-| |Forever Manchester|2,900.00|**2,900.00**|-| |CAF Bank|2,180.00|**2,180.00**|-| |National Lottery|104,950.00|**104,950.00**|-| |Peter Kershaw|2,000.00|**2,000.00**|-| |Tudor Trust|30,000.00|**30,000.00**|-| |Auriga Energy Scheme|37,937.80|**37,937.80**|-| |Retail Trust|300.00|**300.00**|-| |Reimbursement|47.99|**47.99**|-| |Bank Interest|0.12|**0.12**|-| |Deposit into CAF Gold Account|4,000.00|**4,000.00**|-| |Miscellaneous receipts|2.03|**2.03**|-| |**TOTAL RECEIPTS**|205,511.93|**205,511.93**|92,658.98| |**PAYMENTS**|||| |Employee Net Salary|62,844.39|**62,844.39**|58,351.44| |PAYE & National InsuranceI|13,856.16|**13,856.16**|10,625.65| |Pension|7,003.41|**7,003.41**|5,040.31| |Transfer into CAF Gold Account|4,000.00|**4,000.00**|-| |BC Charity Development|1,138.65|**1,138.65**|1,247.75| |Insurances|698.36|**698.36**|731.34| |Profesional Affiliations|1,328.00|**1,328.00**|995.00| |Staff & Volunteer Training|120.00|**120.00**|-| |Volunteer Travel & Parking Costs|-|**-**|66.88| Page 3 |Volunteer Catering
TII Expenditure
Office furniture and Equipment
Postage & Stationery
Telephone Expenses
Direct Voice and Data
Email, Internet & Web Hosting
Rent and Utilities
Sundry
Bank Charges & Interest
Auriga - Energy Voucher Scheme
TBBT Food Voucher Scheme
NET RECEIPTS
Cash Funds Brought Forward
Cash Funds Carried Forward|-
**-**
94.67
3,415.26
**3,415.26**
5,597.89
3,290.49
**3,290.49**
96.00
859.50
**859.50**
900.92
302.98
**302.98**
249.28
5,507.13
**5,507.13**
1,615.08
1,103.06
**1,103.06**
141.58
12,625.81
**12,625.81**
-
846.99
**846.99**
412.43
60.00
**60.00**
60.00
33,263.08
**33,263.08**
-
22.50
**22.50**
-
152,285.77
**152,285.77**
86,226.22
53,226.16
**53,226.16**
6,432.76
36,616.89
36,616.89
30,184.13
89,843.05
**89,843.05**
36,616.89| |---|---| Page 4 GATEWAY M40 srATEMEpif OF ASSETS AND UABILMESAS AT 31 DECEMBER 2020 2020 2019 CASH FU14DS CAF Gold Account CAF Cash Account 5,004.39 I,￿2.24 84.838.66 35.614.65 89,843.05 36,616.89 TANGIBLE ASSETS Offlce Furniture & Equipment 3430.48 139.99 LIABILMES Independent Examlnefs Fee APPROVED BY THE TRUSTEES REV. Chrlstopher Fallme Posltlon Date P4e5 ## **GATEWAY M40** NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2020 ## 1 **Accounting Policies** These accounts have been prepared on a receipts and payments basis in accordance with the Charities Act 2011 ## 2 **Payments to Trustees** The Trustees received no remuneration, direct or indirect benefits from the charity Out of pocket Expenses in respect of Postage and Stationery, Catering and Training and office equipment are refunded to trustees and staff ## 3 **Tangible Assets** The Office Printer is in a good working order. The Trustees estimate that the value as at 31 December 2020 is £60 ## 4 **Going Concern** The accounts are prepared on a going concern basis. ## **5 MATERIAL GRANTS** Our two major Donors during the year were: National Lottery Tudor Trust Page 6 CHARrrY NO.: 1173 971 GATEWAY M40 CHARITY ANNUALAccouf4TS & REpoKr FOR THE YEAR ENDED JI DECEMBER 2020 ROKNOD A¢count•nts Pod 3 The Hlve Plant Hlll Road Manch•ster 6NP ## **GATEWAY M40** ## **REFERENCE AND ADMINISTRATIVE DETAILS** |**CHARITY REG NO**|1173 971| |---|---| |**PRINCIPAL ADDRESS**|Church of The Saviour Rectory| ||Eggington Street| ||Manchester| ||M40 7RN| |**TRUSTEES**|Rev. Christopher Fallone (Chair Person)| ||Joyce Mounfield (Retired)| ||Simon Fox| ||Stuart Armstrong-Marshall| ||Rev. Edward Roberts| |**GOVERNING DOCUMENT**|CIO - FOUNDATION (27 JUL 2017)| |**BANK**|CAF Bank| ||CAF Bank Ltd| ||25 Kings Hill| ||West Malling| ||Kent| ||ME19 4JQ| |**INDEPENDENT EXAMINERS**|Geoffrey Kwakye-Donkor Bcom, FCCA| ||ROKNOD Accountants| ||Chartered Certified Accounts| ||Pod 3 The Hive| ||Plant Hill Road| ||Manchester 6NP| INDEPENDENTEK4MINER'SREPOR T TO THE TRUSTEES OFGA TEIYA YM40 CIL4RITYREG. NO. JI73 971 Ireport on il* ofihp trxTifor iheptrxxlended3J Ik¢emb¥r 2020 which are sel onFag￿ 3 10 5 Tl* charity s Irwlees ITe resKrfvuiblefv i￿p￿¢s￿￿t￿)n ofthe The charity s Iruslees consi&r ilk* &F p*)1 requiredfv ihifw wthrseciwn 144(2) ofi Clwilies Ac¢ 2011 (¢he 2011Acl) an ex4VMu￿lOn is needed 1¢ u ry ruJx)nsibility lo.. . £TamI￿ ihe acCow￿$ w*knseciwn 145 Of1￿ 2011 Aci . Follow laid¢hwn in thegeneral Direcli0￿ gibrn ty ihe commisswn der seelion 145 (5) Ib) of1￿ 2011 Aci . sI￿e W1￿1￿￿11¢41aT matters conw lo att¢nlion Bafls oflHdependeni E¥￿ther'S ryi Afy eydminaiwn was ctWriedo￿ in ￿¢orthe wilh ikgeneraldinlftvu given by ihe Chority Commi%sioners. An ¢ramipk71MM irtlrth ofihe réeordt kepi by Ilw clwity tY￿a compariyon ofihe accowjlspreserfedwiih il¥)5e records. li also I￿1¥d¥S CO￿lder￿10￿ ofany iiems or duclosures in ilx> ￿¢0￿￿$, twklsee*in8 aplana¢ions from Trwteu concerning anysych mthiers. Thepnyedw underta**n do nolprovid¢ all ihe evid¢￿t IIMU w0￿d k requiredln an oudii. arnlconseqNeNly we t*) noi ￿PresS uny audil opinion on ihE view gryen by JR connection wilh ry ex0m1p￿ti0rt ￿ mt*er come Io my t￿e￿i0￿.. (l) whlch glvef reafonable ¢awe ￿ belie￿ in ary Maler￿lTe5Pecl ilw req¥ir¢ments.' • lo keep ￿¢0￿11￿8 r¢cords in occorkne wilh seei￿n 130 ofihe 2011 Aet ' t￿￿40prepare ￿¢0￿￿ts whKh ￿cOrd wilh ihe ￿COw￿l￿g reu)r& ¢thdcomply wilh il accouming requwements ofihe 2011 Aci l*nr be¢R md or (2) lo whlck In myopinion affeNionskn¥ldlY (trown in order ts ernble aproper nders14v￿iuS ofihe ¢K lo be re4xkd Geofrey Kwabr.Lk ROKNOD Accow￿0￿1$ ChariÈredCertfvdAttowus Pod 3 T1￿ Hrye Plant Hdl Road ManchesiEr 6NP r Bcom. FCCA Page 2 ## **GATEWAY M40** ## **RECEIPTS & PAYMENTS ACCOUNTS FOR THE PERIOD FROM 1 JANUARY TO 31 DECEMBER 2020** |UNRESTRICTED FUNDS|UNRESTRICTED FUNDS|**TOTAL**|TOTAL| |---|---|---|---| ||2020|**2020**|2019| |||**£**|£| |**RECEIPTS**|||| |Church of the Saviour|||51.48| |Manchester Diocese|||17,250.00| |Bank Interest||**-**|1.50| |Arms Trust|10,000.00|**10,000.00**|30,000.00| |Manchester City Council|-|**-**|19,956.00| |Charity Trust|-|**-**|250.00| |Aperutre|-|**-**|150.00| |NHS M/cr Active TII|10,000.00|**10,000.00**|25,000.00| |Wev Love Manchester|1,193.99|**1,193.99**|-| |Forever Manchester|2,900.00|**2,900.00**|-| |CAF Bank|2,180.00|**2,180.00**|-| |National Lottery|104,950.00|**104,950.00**|-| |Peter Kershaw|2,000.00|**2,000.00**|-| |Tudor Trust|30,000.00|**30,000.00**|-| |Auriga Energy Scheme|37,937.80|**37,937.80**|-| |Retail Trust|300.00|**300.00**|-| |Reimbursement|47.99|**47.99**|-| |Bank Interest|0.12|**0.12**|-| |Deposit into CAF Gold Account|4,000.00|**4,000.00**|-| |Miscellaneous receipts|2.03|**2.03**|-| |**TOTAL RECEIPTS**|205,511.93|**205,511.93**|92,658.98| |**PAYMENTS**|||| |Employee Net Salary|62,844.39|**62,844.39**|58,351.44| |PAYE & National InsuranceI|13,856.16|**13,856.16**|10,625.65| |Pension|7,003.41|**7,003.41**|5,040.31| |Transfer into CAF Gold Account|4,000.00|**4,000.00**|-| |BC Charity Development|1,138.65|**1,138.65**|1,247.75| |Insurances|698.36|**698.36**|731.34| |Profesional Affiliations|1,328.00|**1,328.00**|995.00| |Staff & Volunteer Training|120.00|**120.00**|-| |Volunteer Travel & Parking Costs|-|**-**|66.88| Page 3 |Volunteer Catering
TII Expenditure
Office furniture and Equipment
Postage & Stationery
Telephone Expenses
Direct Voice and Data
Email, Internet & Web Hosting
Rent and Utilities
Sundry
Bank Charges & Interest
Auriga - Energy Voucher Scheme
TBBT Food Voucher Scheme
NET RECEIPTS
Cash Funds Brought Forward
Cash Funds Carried Forward|-
**-**
94.67
3,415.26
**3,415.26**
5,597.89
3,290.49
**3,290.49**
96.00
859.50
**859.50**
900.92
302.98
**302.98**
249.28
5,507.13
**5,507.13**
1,615.08
1,103.06
**1,103.06**
141.58
12,625.81
**12,625.81**
-
846.99
**846.99**
412.43
60.00
**60.00**
60.00
33,263.08
**33,263.08**
-
22.50
**22.50**
-
152,285.77
**152,285.77**
86,226.22
53,226.16
**53,226.16**
6,432.76
36,616.89
36,616.89
30,184.13
89,843.05
**89,843.05**
36,616.89| |---|---| Page 4 GATEWAY M40 srATEMEpif OF ASSETS AND UABILMESAS AT 31 DECEMBER 2020 2020 2019 CASH FU14DS CAF Gold Account CAF Cash Account 5,004.39 I,￿2.24 84.838.66 35.614.65 89,843.05 36,616.89 TANGIBLE ASSETS Offlce Furniture & Equipment 3430.48 139.99 LIABILMES Independent Examlnefs Fee APPROVED BY THE TRUSTEES REV. Chrlstopher Fallme Posltlon Date P4e5 ## **GATEWAY M40** NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2020 ## 1 **Accounting Policies** These accounts have been prepared on a receipts and payments basis in accordance with the Charities Act 2011 ## 2 **Payments to Trustees** The Trustees received no remuneration, direct or indirect benefits from the charity Out of pocket Expenses in respect of Postage and Stationery, Catering and Training and office equipment are refunded to trustees and staff ## 3 **Tangible Assets** The Office Printer is in a good working order. The Trustees estimate that the value as at 31 December 2020 is £60 ## 4 **Going Concern** The accounts are prepared on a going concern basis. ## **5 MATERIAL GRANTS** Our two major Donors during the year were: National Lottery Tudor Trust Page 6