## **Cardea Community Church Trustees’ Annual Report for the Year Ended 31st March 2024** **Introduction** The Cardea Community Church Trustees present their annual report and financial statements for the year ended 31st March 2024. The trustees are responsible for preparing the report and the financial statements in accordance with charity law and the requirements of the Church constitution. **Structure, Governance, and Management** The governance of the Church is overseen by three trustees who meet regularly throughout the year to ensure compliance with the governing documents, legal, and regulatory requirements. The trustees oversee the Church's activities, ensuring they align with the charitable objectives and values of the Church. **Achievements and Activities** Throughout the year, Cardea Community Church continued its commitment to serving the community through various activities and regular worship services each Sunday. Highlights include regular Sunday worship services, which includes special activities for the children. A regular meeting each Thursday within a local community space. These meetings are open to the community and we've seen a number of new members of the community join us throughout the year. We also ran two carol services at Christmas, one specifically aimed at families with children. We have arranged litter picks with local councillors involved and we have continued to run a Tots group during term time which is well attended within the community. **Financial Review** The financial statements, included, present a true and fair view of the Church’s financial position. The Church’s income mainly comprises of donations from regular attendees. Expenditure primarily supports the running of the Church including hall hire, staff costs, and outreach activities such as the Tots group. **Risk Management and Future Plans** The trustees actively identify and manage risks that could impact the Church's operations. Looking ahead, plans include a youth group, aimed at furthering the Church’s mission and expanding community engagement. **Conclusion** The trustees express their gratitude to all who have supported the Church’s work through donations, time, and dedication. The commitment of the congregation and supporters is invaluable and greatly appreciated. ## **Signed on behalf of the Trustees:** Trustee Name/Position – Ashley Godfrey - Trustee Date – 15/01/2025 Firefox about..blank CHARITY COMMI55tON FOR ENGIAND AND WALES P4tslM *nyl Receipts and payments accounts CC16a Per￿ SL4rtdate irtAw*20rJ Period end date 318tMarth 2024 Section A Ro¢6ipts and paymonts Totsl fun L•sty•ar A1 Re￿1p￿ Dur￿1￿13 ZTN11 2T.011 25.118 ImpoctGNino Reknd Sub total(Gms8 Income lor 44.631 A2 ss•t and In¥•slm•nt Is•• t•bl•l. Sub total 4•,M7 AJ P￿rn•￿tr m•ii WAmD•rnhlp F•H Mlnl$ior S4 MhXI 1.3M 1.101 26,411 1,20 1.132 JO,•70 JO.171 Roorn Trnlnl Adwrtmkng 1,080 8.106 1.422 1,1ty) Zoo￿8 1•7 00,211 174 37,836 10.211 A4 Ass•t •nd InvMtm•nt purnhasts. Is•• tsbl•l ptop purgh•￿ In pr•vlou• y•ar Sub 60311 Al,211 ¥7.896 -514 614 AO Tr•Mf•rs b•t*••n funds A8 Cash fund* I￿tY••r •nd 24,617 24103 24,617 24.103 Section B Statement olassets and liabilltios at th• end Df period fvnds 81 C*sh fvnds 2410J 24.103 lof3 2610112025 22..28 Firefox about..blank •)1 OK funds Curr•rtv• B3 Inv•¥tm•n¢ w•t8 4 Ass•ts r•tslrTr•d for th• •h•rlty's own us• knowltd B6 Ll•bllltl• Slaned ty On•Orts￿ tnMt•w on t•ltrfol l th* tru•t• sign8￿re Pnnt Narn¢ Date of apyoval I￿(￿4 of3 2610112025 22..28 Firefox about..blank 3of3 2610112025 22..28 ## **Independent examiner’s report on the accounts** Report to the Trustees of Cardea Community Church on accounts for the year ended 31[st] March 2024. ## **Respective responsibilities of Trustees and Examiner** The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (“the Charities Act”) and that an independent examination is needed. It is my responsibility to: - examine the accounts under section 145 of the Charities Act, - to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and - to state whether particular matters have come to my attention. ## **Basis of Independent Examiner’s Statement** My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below. ## **Independent Statement** In connection with my examination, no matter has come to my attention examiner’s statement 1. which gives me reasonable cause to believe that in, any material respect, the requirements: - to keep accounting records in accordance with section 130 of the Charities Act; and - to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have not been met; or 2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed.. Date.. Name: Address ## **Appendix 1 – Analytical Overview** Section A– Income totalling £49,967 - all in unrestricted funds. Lloyds bank statements – 30-98-90 17403868, viewed to evidence income. Largely from standing orders of individual givers and Stewardship giving. This represents an increase of £5,166 (111%), from £44,531 the previous year. Expenditure totalling £50,211 – again all in unrestricted funds. Payments evidenced through the bank statement, with copies of receipts seen. This represents an increase of £12,376 (133%) from £37,835 the previous year. The bank statement evidences a balance as at 31/03/24 of £24,103.44 Section B1 – Cash Funds detail a year-end balance of £24,103. All cash assets are held in the bank account Section B4 – Assets retained for the charity’s own use detail assets purchased in the previous financial year of £2,785. This was a purchase of music equipment that is being depreciated on a 3-year straight line method and has no accounting value at the end of financial year. Total depreciation at the end of the year is £2,785 as the assets have now been fully depreciated. ## Appendix 2 - Copies of Accounts **Charity Name No (if any) Cardea Community Church Receipts and payments accounts CC16a** Period start date Period end date **For the period To from** 1st April 2023 31st March 2024 |**Section A Receipts and payments**
**Unrestricted**
**funds**
**to the nearest £**
**A1 Receipts**
Donations
**22,686**
Stewardship
**27,011**
Impact Giving
**-**
Refund
**-**
**-**
**-**
**-**
**-**
**_Sub total_**_(Gross income for AR)_
**49,697**
**A2 Asset and investment sales, (see**
**table).**
**-**
**-**
**_Sub total_**
**-**
**_Total receipts_**
**49,697**|**Section A Receipts and payments**
**Unrestricted**
**funds**
**to the nearest £**
**A1 Receipts**
Donations
**22,686**
Stewardship
**27,011**
Impact Giving
**-**
Refund
**-**
**-**
**-**
**-**
**-**
**_Sub total_**_(Gross income for AR)_
**49,697**
**A2 Asset and investment sales, (see**
**table).**
**-**
**-**
**_Sub total_**
**-**
**_Total receipts_**
**49,697**|**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Total funds**
**to the nearest £**
**22,686**
**27,011**
**-**
**-**
**-**
**-**
**-**
**-**
**49,697**
**-**
**-**
**-**
**49,697**|| |---|---|---|---|---|---| |**A1 Receipts**|||||**Last year**
**to the nearest £**| |Donations|**22,686**||||**19,413**| |Stewardship|**27,011**||||**25,118**| |Impact Giving|**-**||||| |Refund|**-**||||| ||**-**||||**-**| ||**-**||||**-**| ||**-**||||**-**| ||**-**||||**-**| |**_Sub total_**_(Gross income for AR)_|**49,697**||||**44,531**| ||||||| |**A2 Asset and investment sales, (see**
**table).**|||||| ||**-**||||| ||**-**||||**-**| |**_Sub total_**|
**-**||||**-**| |**_Total receipts_**|||||| ||**49,697**|**-**|**-**|**49,697**|**44,531**| ## **A3 Payments** |Equipment|**3,666**||**-**||**-**||**3,666**||**1,356**| |---|---|---|---|---|---|---|---|---|---| |Membership Fees|**1,132**||**-**||**-**||**1,132**||**1,101**| |Minister Salary|**30,975**||**-**||**-**||**30,975**||**26,466**| |Mission|**4,608**||**-**||**-**||**4,608**||**1,200**| |Food|**1,071**||**-**||**-**||**1,071**||**540**| |Room Hire|**6,580**||**-**||**-**||**6,580**||**5,105**| |Training|**-**||**-**||**-**||**-**||**-**| |Advertising|**1,422**||||||**1,422**||**1,103**| |Visiting Preachers|**380**||||||**380**||**600**| |Independent Examiner|**190**||**-**||**-**||**190**||**190**| |Zoom/Skype|**187**||**-**||**-**||**187**||**174**| ||**50,211**||**-**||**-**||**50,211**||**37,835**| |**A4 Asset and investment**|||||||||| |---|---|---|---|---|---|---|---|---|---| |**purchases, (see table)**|||||||||| |**Laptop purchased in previous year**|||||||||| ||||**-**||**-**||**-**||| ||**-**||**-**||**-**||**-**||| |**_Sub total_**|||||||||| ||**-**||**-**||**-**||**-**||**-**| ||||||||||| |**_Total payments_**|**50,211**||**-**||**-**||**50,211**||**37,835**| ||||||||||| |**_Net of receipts/(payments)_**|**-514**||**-**||**-**||**-514**||**6,696**| |**A5 Transfers between funds**|**-**||**-**||**-**||**-**||**-**| |**A6 Cash funds last year end**|**24,617**||**-**||**-**||**24,617**||| |**_Cash funds this year end_**|**24,103**||**-**||**-**||**24,103**||**6,696**| ## **Section B Statement of assets and liabilities at the end of the period** |**Categories**
**B1 Cash funds**
**B2 Other monetary assets**
**B3 Investment assets**|**Details**
Bank Account
**_Total cash funds_**
(agree balances with receipts and
payments account(s))
**Details**
**Details**|**Unrestricted funds**
**to nearest £**
**24,103**
**-**
**-**
**24,103**
OK
**Unrestricted funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which asset**
**belongs**|**Restricted funds**
**to nearest £**
**-**
**-**
**-**
**-**
OK
**Restricted funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Cost (optional)**
**-**
**-**
**-**|**Endowment**
**funds**
**to nearest £**| |---|---|---|---|---| |||||**-**| |||||**-**| |||||**-**| |||||**-**| |||||OK| |||||**Endowment**
**funds**
**to nearest £**| |||||**-**| |||||**-**| |||||**-**| |||||**-**| |||||**-**| |||||**-**| |||||**Current value**
**(optional)**| ||||**-**|**-**| ||||**-**|**-**| ||||**-**|**-**| |**-**||**-**| |---|---|---| |**-**||**-**| **B4 Assets retained for the charity’s own use** ## **B5 Liabilities** Signed by one or two trustees on behalf of all the trustees |**Details**
Music Equipment|**Fund to which asset**
**belongs**
General|**Cost (optional)**
**2,785**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Current value**
**(optional)**| |---|---|---|---| |Music Equipment|General|**2,785**|**-**| |||**-**|**-**| |||**-**|**-**| |||**-**|**-**| |||**-**|**-**| |||**-**|**-**| |||**-**|**-**| |||**-**|**-**| |||**-**|**-**| |**Fund to which liability**
**relates**|**Amount due (optional)**
**-**
**-**
**-**
**-**
**-**|**When due**
**(optional)**| |---|---|---| ||**-**|| ||**-**|| ||**-**|| ||**-**|| ||**-**|| ## **Details** Date of approval Signature Print Name Ashley Godfrey ## **Appendix 3** Financial records are maintained in an excel spreadsheet as a cashbook, recording every entry in and out individually. This in turn is allocated to each area of income and expenditure and reconciled. Gift aid declarations were not viewed this year, these must be retained, and it is good practice to ensure that these are kept up to date with old or deceased donors records being stored separately and then destroyed after a period of time. Electronic records are kept for those payments made in respect of the charity’s activities, scanned copies of receipts and invoices have been provided. Again, this year the Charity Commission template has been followed, the accounts include details of designated, restricted, unrestricted and endowment funds, giving the opening balance, movement throughout the year and the closing balance. ## **Appendix 4** The church meets in premises rented (they meet in a local school as this allows them sufficient space to meet) on a twice weekly basis (Sundays and midweek prayer meetings), there is no ongoing commitment as the premises are rented on a week-to-week basis. This is around £90 per week, there are more than sufficient cash reserves available to meet that liability in the general fund. The church also run a tots group and rent the local sports hall for this at a cost of around £20 per week, again there are more than sufficient cash reserves to meet that liability. The church employs one pastor full-time, they have been blessed and continue to grow as a church, they have been able to give consideration to the commitment of his ongoing employment. The church has a reserves policy to maintain 3 months expenditure. ## **Appendix 5** ## Income Faster Payment £250.00 from ‘ _TKACZUK N + A GIVING RP4650286590011400 206737’_ dated 2[nd] May. Included in spreadsheet as ‘N&AT’. BACS Credit £1,961.41 from ‘ _STWDSHP/ 03522705/00B1-00_ ’ dated 3[rd] Aug. Included in spreadsheet as ‘Stewardship’. Faster Payment £50.00 from ‘ _WILD GRAHAM GIFTFP23331O53495499 070436_ ’ dated 28[th] Nov. Included in spreadsheet as ‘GW’. Bank Deposit £600.00 from ‘ _CHEQUE DEPOSIT LOYD 27-31 WESTGAT’_ dated 8[th] Jan. Included in spreadsheet as ‘Cheque Deposit’ ## Expenditure Faster Payment £515.00 to ‘ _ST MICHAELS CHURCH 100000001149387060 5230001’_ dated 20[th] June. Included in spreadsheet as ‘Invoice number 5230001’ under ‘Room Hire. Scanned invoice seen. Debit Card Payment £74.15 to ‘ _Amazon.co.uk*1V9E5 CD 1720._ ’ dated 8[th] Aug. Included in spreadsheet as ‘Order number #026-6673689-8085958’ under Equipment/Stationery. Debit card payment to ‘ _GREENWOOD INSURANC CD1738.’ 019FEB23_ ’ £361.29 dated 9[th] Nov. Included in spreadsheet as ‘Insurance renewal’ under Membership/Licences. Scanned invoice seen. Faster Payment £300.00 to ‘ _FIEC 5000000012893822784000/6040 405240 10’_ dated 7[th] Feb. Included in spreadsheet as ‘Membership fee amount agreed with Church Members and paid direct - no invoice received’ under ‘Membership/Licences.