Annual Review for Cardea Community Church, 2021-22 Cardea Community Church continues to be an independent church charity which is self-governing and financing, aiming to provide a place of worship within the Cardea area of south Stanground, Peterborough. We are grateful to those attending, who, through their generous giving, enable us to meet all of our needs. According to our mission statement on our website, we exist to make Jesus known in Cardea and beyond. To a certain extent – though obviously considerably less so than the previous year – we had a period of time when under certain Covid 19 restrictions. The church has been able to increase its payment of its pastor, Jonathan Wood. The church relies on a dedicated team of volunteers to achieve its aims and objectives of sharing our message with the community; this includes events such as our regular Carol Services at Christmas, co-ordinating litter-picks in the community etc. A number of ladies within the church began a regular Parent and Toddler group for the community. This has proved to be very popular. All of our children’s workers have been DBS checked. CHARITY COMMISSION FOR ENGLAND AND WALES Card•a C¢)mmunlty Church Receipts and payments accounts CC16a For the P¢fiod fro 1st April 2021 31st March 2022 Section A Receipts and payments UnrestriGted funds R￿triCtsd funds Endowment funds Totsl funds Last y••r l• th• nMrn*t £ t• th• Mar•st t t• th• nMr•st ¢ to n•4r•st £ to th• nmrnitt A1 Rec•ipts D￿t￿)n5 Stv•Ard5hip Impael Giving Re￿n￿ 18,719 16,T13 1.855 603 20,574 17.376 12,198 20,465 1000 72 72 Sub tOtal(Gn￿ inc¢xne for AR S6￿64 39.022 ¥690 A2 Asset and investment sale5, ( table). Sub total Total receipts 39,022 34.690 A3 Payments Equipment Memtershrp F80S Minister Sa MissK)n 1,536 1.523 22,112 3,219 610 2,635 1.011 749 18,204 2,250 1.523 21112 5,677 610 2A58 Rc(*n Hi T￿nIng Tr￿ti￿ng Visityng Prea¢he Independent EYAmirt8r Zoomlstype 1.085 605 729 190 173 32.903 ln 35.361 Sub total 4028 A4 Asset and inveslment purchases, {see table) 2.78S 1786 Sub totsl 2.785 1785 38.146 24.028 Net of receipts/(payments) A6 Transfers bet￿￿n funds A6 Cash funds last year end Cash funds this year end 876 876 10.662 17.046 17.J21 17,046 17.921 10.662 Se¢tion B Statement of assets and liabilities at the end of the period Categories Details Unrestricted funds to Tr••r•st t Restricted funds Endowment funds to n••r•st £ B1 Cash funds Bank Ae£tyJnt 17.921 17,921 Vnr•stri¢t•d R•strlct•d funds End(wD•nt funts lunts Details nMr•At B2 Oth•r mon•t*ry *ss•ts l)elails C•Jtl•pll•n• Curr•nlv•h lop¥•nal) Details B4 A$s•ts r•tain•d for th• ah*rlty's <¥wn us• 2.786 r riii Detsils Fund *o**Aeh Wh•Thdu• l•pti(*MII loplon*k) 86 Li•bllill•s SvJned by one or tru*ee$4)n behori all the tnJ8t888 &gnthre Print Nane Date of approval SA.rf)L'iL 1£101125 ## **Independent examiner’s report on the accounts** Report to the Trustees of Cardea Community Church on accounts for the year ended 31[st] March 2022. ## **Respective responsibilities of Trustees and Examiner** The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (“the Charities Act”) and that an independent examination is needed. It is my responsibility to: - examine the accounts under section 145 of the Charities Act, - to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and - to state whether particular matters have come to my attention. ## **Basis of Independent Examiner’s Statement** My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below. ## **Independent Statement** In connection with my examination, no matter has come to my attention examiner’s statement 1. which gives me reasonable cause to believe that in, any material respect, the requirements: - to keep accounting records in accordance with section 130 of the Charities Act; and - to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have not been met; or 2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed.. Date.. Name: Address ## **Appendix 1 – Analytical Overview** Section A– Income totalling £39,022 - £36,564 in unrestricted funds and £2,458 in restricted funds. Lloyds bank statements – 30-98-90 17403868, viewed to evidence income. Largely from standing orders of individual givers and Stewardship giving. This represents an increase of £4,062 (111%), from £34,960 the previous year. Expenditure totalling £35,361 - £32,903 in unrestricted funds and £2,458 in restricted funds. Payments evidenced through the bank statement, with copies of receipts seen. This represents an increase of £11,333 (147%) from £24,028 the previous year. The bank statement evidences a balance as at 31/03/22 of £17,921.48 Section B1 – Cash Funds detail a year-end balance of £17,921. All cash assets are held in the bank account Section B4 – Assets retained for the charity’s own use detail assets purchased in the financial year of £2,785. This was a purchase of music equipment that is being depreciated on a 3 year straight line method and has been valued at £1,857 at the end of financial year. ## **Appendix 2 – Copies of Accounts** Set out using the Charity Commission’s recommended template **Charity Name No (if any) Cardea Community Church Receipts and payments accounts CC16a** Period start date Period end date **For the period To from** 1st April 2021 31st March 2022 |**Section A Receipts and**|**payments**|**Restricted**
**funds**
**to the nearest £**
**1,855**
**603**
**-**
**-**
**-**
**-**
**-**
**-**
**2,458**|**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Total funds**
**to the nearest £**
**20,574**
**17,376**
**1,000**
**72**
**-**
**-**
**-**
**-**
**39,022**|| |---|---|---|---|---|---| |**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest**
**£**
**18,719**
**16,773**
**1,000**
**72**
**-**
**-**
**-**
**36,564**||||**Last year**
**to the nearest £**| |Donations|**18,719**|**1,855**|**-**|**20,574**|**12,196**| |Stewardship|**16,773**|**603**|**-**|**17,376**|**20,465**| |Impact Giving|**1,000**|**-**|**-**|**1,000**|**2,000**| |Refund|**72**|**-**|**-**|**72**|**29**| ||**-**|**-**|**-**|**-**|| |||**-**|**-**|**-**|**-**| ||**-**|**-**|**-**|**-**|**-**| ||**-**|**-**|**-**|**-**|**-**| |**_Sub total_**_(Gross income for AR)_|**36,564**|**2,458**|**-**|**39,022**|**34,690**| |**A2 Asset and investment sales,**|||||||||| |---|---|---|---|---|---|---|---|---|---| |**(see table).**|||||||||| ||||**-**||**-**||**-**||| ||**-**||||||||| ||||**-**||**-**||**-**||| ||**-**||||||||**-**| |**_Sub total_**|
**-**||**-**||**-**||**-**||**-**| ||||||||||| |**_Total receipts_**|**36,564**||**2,458**||**-**||**39,022**||**34,690**| |**A3 Payments**|||||||||| |Equipment|||||||||| ||**1,536**||||**-**||**1,536**||**1,011**| |Membership Fees|||||||||| ||**1,523**||||**-**||**1,523**||**749**| |Minister Salary|||||||||| ||**22,112**||||**-**||**22,112**||**18,204**| |Mission|||||||||| ||**3,219**||**2,458**||**-**||**5,677**||**2,250**| |Food|||||||||| ||**610**||||**-**||**610**||| |Room Hire|||||||||| ||**2,635**||||**-**||**2,635**||**1,085**| |Training|||||||||| ||**-**||||**-**||**-**||| |Advertising|||||||||| ||**605**||||**-**||**605**||**729**| |Visiting Preachers|||||||||| ||**300**||||||**300**||**-**| |Independent Examiner|||||||||| ||**190**||||||**190**||| |Zoom/Skype|||||||||| ||**173**||||||**173**||**-**| |**_Sub total_**|||||||||| ||**32,903**||**2,458**||**-**||**35,361**||**24,028**| ||||||||||| |**A4 Asset and investment**|||||||||| |**purchases, (see table)**|||||||||| ||**2,785**||**-**||**-**||**2,785**||| |||**-**|**-**||**-**|**-**||||**-**|**-**|**-**|**-**|**-**|**-**||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |**_Sub total_**
**_Total payments_**
**_Net of receipts/(payments)_**

**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**||**2,785**|||**-**|||||**-**||**2,785**||||**-**|| ||||||||||||||||||| ||**_s_**|**35,688**|||**2,458**|||||**-**||**38,1**||**46**||**24,028**|| |||**876**|
||**-**|

||**-**||||**876**||||**10,662**|
| |||||||||**-**||||**-**||||**-**|| |||**17,045**|||**-**|||**-**||**17,045**|||||||| |||**17,921**|||**-**|||**-**||**17,921**||||||**10,662**|| ## **Section B Statement of assets and liabilities at the end of the period** |**Categories**
**B1 Cash funds**
**B2 Other monetary assets**|**Details**
Bank Account
(agree balances with receipts and payments
account(s))
**Details**|**Unrestricted**
**funds**
**to nearest £**
**17,921**
**-**
**-**
**17,921**
OK
**Unrestricted**
**funds**
**to nearest £**
**-**
**-**
**-**|**Restricted**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
OK
**Restricted**
**funds**
**to nearest £**
**-**
**-**
**-**|**Endowment**
**funds**
**to nearest £**| |---|---|---|---|---| |||||**-**| |||||**-**| |||||**-**| |||||**-**| |||||OK| |||||**Endowment**
**funds**
**to nearest £**| |||||**-**| |||**-**|**-**|**-**| |||**-**|**-**|**-**| |||**-**|**-**|**-**| ## **B3 Investment assets** **B4 Assets retained for the charity’s own use** **B5 Liabilities** ||**-**|||**-**|||**-**| |---|---|---|---|---|---|---|---| ||**-**|||**-**|||**-**| |**Fund to which**
**asset belongs **|
||**Cost (optional)**|||**Current value**
**(optional)**|| |||||**-**|||**-**| |||||**-**|||**-**| |||||**-**|||**-**| |||||**-**|||**-**| |||||**-**|||**-**| ## **Details** |**Details**
Music Equipment
**Details**|**Fund to which**
**asset belongs **
General
**Fund to which**
**liability relates**|**Cost (optional)**
**2,785**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Amount due**
**(optional)**
**-**
**-**|**Current value**
**(optional)**| |---|---|---|---| ||||**1,857**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**When due**
**(optional)**| |||**-**|| |||**-**|| Signed by one or two trustees on behalf of all the trustees **----- Start of picture text -----**
-
-
-
Date of
Signature Print Name
approval
Ashley Godfrey
**----- End of picture text -----**
## **Appendix 3** Financial records are recorded in an excel spreadsheet as a cashbook, recording every entry in and out individually. This in turn is allocated to each area of income and expenditure and reconciled. Gift aid declarations were not viewed this year, these must be retained and it is good practice to ensure that these are kept up to date with old or deceased donors records being stored separately and then destroyed after a period of time. Electronic records are kept for those payments made in respect of the charities activities, scanned copies of receipts and invoices have been provided. Again this year the Charity Commission template has been followed, the accounts include details of designated, restricted, unrestricted and endowment funds, giving the opening balance, movement throughout the year and the closing balance. ## **Appendix 4** The church meets in premises rented (they have recently moved to a local school as this allows them more space to meet) on a twice weekly basis (Sundays and mid-week prayer meetings, there is no ongoing commitment as the premises are rented on a week-to-week basis. This is around £65 per week, there are more than sufficient cash reserves available to meet that liability in the general fund. The church employs one pastor full-time, they have been blessed and have grown as a church, they have been able to give consideration to the commitment of his ongoing employment. The church has a reserves policy to maintain 3 months expenditure. ## **Appendix 5** ## Income BACS credit £300.00 from ‘AT & R Deane’ dated 10[th] June. Included in spreadsheet as ‘R&B’. BACS credit £200.00 from ‘Wild Graham Gift’ dated 18[th] Oct. Included in spreadsheet as ‘J&G W’. BACS credit £2,650.42 from Stewardship’ dated 6[th] Jan. Included in spreadsheet as ‘Stewardship’. ## Expenditure BACS payment to ‘Mrs Jean Wild’ £12.48 dated 17[th] May. Included in spreadsheet as ‘Jean Expenses Reimbursement Teas and Coffees’ under ‘Refreshments/Food’. Four scanned receipts provided. BACS payment to ‘Mr Alasdair Ness’ £1,317.99 dated 29[th] July. Included in spreadsheet as ‘Alasdair Ness (Music equipment - 1st part of invoice)’ under Equipment/stationery. PDF scanned copies of invoice for AV equipment seen. Debit card payment to ‘Greenwood Moreland CD’ £293.07 dated 15[th] Nov. Included in spreadsheet as ‘Greenwood Moreland - Insurance Public Liability’ under ‘Membership/Licences’.