## _**Cardea Community Church Trustee Annual Report April 2020 to March 2021**_ Cardea Community Church continues to be an independent church charity which is selfgoverning and financing, aiming to provide a place of worship within the Cardea area of south Stanground, Peterborough. We are grateful to those attending, who, through their generous giving, enable us to meet all of our needs. According to our mission statement on our website, we exist to make Jesus known in Cardea and beyond. A sizeable chunk of the year was, of course, spent with much of the country in lockdown. We were glad to be able to have our Sunday Service and our midweek meeting for prayer on Zoom. Though this was no substitute for meeting in person, it did afford us the opportunity to ‘meet’ and to maintain contact with one another, particularly important for those who spent much of their lives alone. We had a special on-line Carol Service for the community just before Christmas. We were grateful that, even over the lockdown period, we had new people joining with us. We are also glad that the children’s work on a Sunday morning has shown signs of steady growth. **Cardea Community Church** **1173815** ## **Receipts and payments accounts** 4/1/2020 3/31/2021 ## **For the period from** **To** ## **Section A Receipts and payments** ## **Unrestricted Restricted Endowment funds funds funds** ## **Total funds** **to the nearest £** **to the nearest £ to the nearest £ to the nearest £** ## **A1 Receipts** **----- Start of picture text -----**
Donations (cash collections & bank
10,630 1,566 - 12,196
transfers)
Stewardship donations including gift aid 20,465 - - 20,465
Impact Giving Trust Cheques 2,000 - - 2,000
Refund 29 - - 29
BT MyDonate - - - -
- - - -
- - - -
- - - -
33,124 1,566 - 34,690
Sub total (Gross income for AR)
A2 Asset and investment sales,
(see table).
- - - -
- - - -
Sub total - - - -
Total receipts 33,124 1,566 - 34,690
A3 Payments
Equipment/stationery 445 566 - 1,011
Membership Fees/Licences/Insurance/Zoom
749 - - 749
Minister Salary/Speakers 18,204 - - 18,204
Mission Donations 1,250 1,000 - 2,250
Food/events - - - -
Room Hire 1,085 - - 1,085
Training - - - -
Advertising including website 729 - - 729
Zoom/Skype 180 - - 180
Sub total [ 22,642 ] 1,566 - 24,208
A4 Asset and investment
purchases, (see table)
- - - -
- - - -
Sub total [ - ] - - -
Total payments 22,642 1,566 - 24,208
Net of receipts/(payments) 10,482 - - 10,482
A5 Transfers between funds - -
A6 Cash funds last year end 6,563 - - 6,563
Cash funds this year end 17,045 - - 17,045
**----- End of picture text -----**
## **Section B Statement of assets and liabilities at the end of the period** ||||**Unrestricted**||**Restricted**| |---|---|---|---|---|---| |**Categories**|**Details**||**funds**||**funds**| |**B1 Cash funds**|Bank Account||**to nearest £**
**17,045**
**-**
**-**
**17,045**|


|**to nearest £**
**-**
**-**
**-**
**-**| ||(agree balances with receipts and payments
account(s))||OK|OK|| ||||**Unrestricted**||**Restricted**| ||||**funds**||**funds**| |**B2 Other monetary assets**|**Details**||**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**|




|**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**| |**B3 Investment assets**|**Details**||**Fund to which**
**asset belongs**|**Cost (optional)**
**-**
**-**
**-**
**-**
**-**|| |**B4 Assets retained for the**|**Details**
Church Laptop||General
**Fund to which**
**asset belongs**|**Cost (optional)**
**529**|| |**charity’s own use**|Church Projector||General|






|**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**| ||||**Fund to which**||**Amount due**| |**B5 Liabilities**|**Details**||**liability relates**|



|**-**
**-**
**-**
**-**
**-**
**(optional)**| |Signed by one or two trustees on
behalf of all the trustees||Signature|Print|Name|| Signed by one or two trustees on behalf of all the trustees **----- Start of picture text -----**
CC16a
**----- End of picture text -----**
## **Last year** ## **to the nearest £** **6,225 7,756 - - 3,847 - - - 17,828** **17,828** **2,046 1,792 12,368 900 442 2,155 306 857 24 20,890** **20,890 - 3,062 - - - 3,062** **Endowment funds to nearest £ - - - -** ## OK **Endowment funds to nearest £ - - - - - -** **Current value (optional)** **Current value (optional) 425 100 - - - - - - - When due (optional)** Date of approval Inde endent examiner's re ort on the accounts ofcardea Communl Church on accounts for th Respectlve responslbllltles of Trustee5 and Examlner The charity'5 trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not requlred for this year under section 144 of the Charities Act 20111.the Charities Act") and that an independent examination 15 neèded. It 15 my responsibility to.. exarnlne the accounts under section 145 of the Charlties Act, to follow the procedure5 laid down in the general Directions given by the Charity Commission (under settion 1451Sllbl of the Charittes Act, and to State whether particular matters have come to my attention. Basls of Independent Examlner's Ststement My examinatfon was carried out in accordance wlth general Dlrecdons given by the Charity Commission. An eXamIna￿On includes a review of the accounting record5 kept by the charity and a comparison of the accounts presented with those records. It a150 includes consideration of any unusual items or di5c105ures in the account5, and seekin8 explanadons from the trustees concernlng any such matters. The procedures undertaken do not provide all the evldence that would be required in an audlt, and consequently no oplnlon Is glven as to whether the accounts present a 'true and fair, view and the report is limited to those matters set out in the statement below, Independent Ststement In connection with my examinatlon, no matter has come to my attention examiner's Statement which gives me reasonable cause to believe that in, any material respect, the requirements.. to keep accounting records in accordance with section 130 of the Charittes Act., and to prepare accounts which accord with the accounting records and comply with the accoundng requirements of the Charities Act have not been met,. or to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Sl8ned.. gWZ- - m,,,,.I Name.. KAcL4W 2 P￿￿ Jr2*f j￿)￿3￿&£ @CJJS, w 6 r Address Appendix l- Analytlcal Overview Section A- Income totalling £34,690 - £33,124 in unrestricted funds and £1,566 in restricted funds. Lloyds bank statements - 2309890 17403868, viewed to evidence income. Largely from standing orders of individual givers and Stewardship giving. This represents an increase of £16,8621194%1, from £17,828 the previous year. Expenditure totalling £24,208 - £22.642 in unrestrlcted funds and £1,566 in restricted funds. Payments evidenced through the bank statement, with copies of receipts seen. This represents an increase of £3,3181115%1'from £20,890 the previous year. The bank statement evidences a balance as at 31103121 of £17,044.66. Section 8- Assets and Liabilities detail a year-end balance of £17,045. All assets are held as cash in the bank account. Appendlx 2-Copies of Accounts Set out using the Charity Commission's recommended template CHARITY COMMISSION FOR ENGLAND AND WALES Receipts and payments accounts CC16a For the period from Section A Receipts and payments Unrestricted funds to tho near•st Restricted funds Endowment funds Total lund8 Last year to tho n•ar•Jl £ to th• no•r•it £ to th• n•ar•sl £ to th• n•ar•8t £ A1 Recel t8 Donpllon8 Stewardshi act Glvln 29 BT Sub total(Gross income for AR) 33.124 1,566 34690 17,828 A2 Asset and investment sales, see table Sub total Total receipts 33,124 1,566 34690 17,828 A3 Pa ments Equipment 445 11 Mgmbarshlp Fe88 749 Mlnlslèr S818ry Mlsslon Food Roorn Hlre Trainln9 306 Advertlslng 729 729 857 SzoomlSkyp8 180 180 24 Sub total 22.642 1,566 A4 Asset and Investment purchases, {see table) Sub total Total payments 22,642 1.566 24,208 20.890 Net of recelpts/(payments) A5 Transfers between funds A6 Cash funds last year end Cash funds this year end 6,563 17,045 3.062 Section B Statement of assets and liabilities at the end of the period Unrestricted funds Restrlcted funds Endowment funds to nearest £ Categorles Detalls to ne4TrBt £ to nèor••t £ Bank Aecoltnl 17,045 17,045 189ree bA18nc•s wilh rocaipts and payrnenls accountlsll Unrestrlctèd funds Restrlcted funds Endowment funds Detslls to nearest £ to neare8t £ to nearest £ B2 Other monetary assets Fund to which assèt b81on Dtstalls Cost loptionall Current value tlonal Fund to whlch asset belon Details Cost loptlonall Current value optlonal Signature Print Name Dat8 of roval Appendix 3 Financial records are recorded in an excel spreadsheet as a cashbook, recordlng every entry in and out individually. This in turn is allocated to each area of income and expenditure and reconciled. Gift aid declarations were not viewed this year, it should be noted that these must be retained. It is good practice to ensure that these are kept up to date with old or deceased donors record5 being stored separately and then destroyed after a period of time. Electronic records are kept for those payments made in respect of the charities activities. Again this year the Charity Commission template has been followed, the accounts include details of designated, restricted, unrestricted and endowment funds, giving the opening balance, movement throughout the year and the closing balance. AppendSx 4 The church meet5 in premlses rented when required on a weekly basis, there is no ongoing commltment as the premises are rented on a week-to-week basis. This is around £35 per week, there are re than sufficient cash reserves avallable to meet that liabllity in the general fund. The church employs one pastor fUll-￿me, consideradon should be given to the commitment glven to hls on80ing employment. The church has a reserves policy to maintain 3 months expendlture. Appendix 5 BACS credit £50.00 from 'John Mclaughlan, dated 4 May. Included in spreadsheet as'0008' offering. BACS credit £898.45 from 'Stewardship' dated 6 Aug. Included in spreadsheet as income. BACS credit £300.00 from AT & R Deane, dated 10 Dec. Included in spreadsheet Book as,￿11, offering. nditur Debit card payment to ?oom.GBP CD 1712, £14.39 dated 19 Jun. Included in spreadsheet as Zoom Trial under'Membershlp/Licenses/lnsurance'. Debit card payment to 'XL Displays Ltd, £79.20 dated I. Sep. Included in spreadsheet as 'XL Displays Clear screen for COVID secure church equipment, under Equipment/stationery. PDF scanned copies of invoice seen. BACS payment to 'CCSA CCC Carol Service 206740. £35.00 dated 20 Jan. Included in spreadsheet as'Room Hire,. th