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2023-04-05-accounts

Charity registration number 1173554

MOTHERWELL CHESHIRE CIO

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

MOTHERWELL CHESHIRE CIO

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees T Farleigh
J Hodgson
A Palin
V Parry
R Lawes
F Tomlinson
Charity number 1173554
Principal address 54-64 Beech Drive
Wistaston
Crewe
Cheshire
CW2 8RG
Telephone number 01606 557 666
Website www.motherwellcheshirecio.com
Facebook www.facebook.com/motherwell.co.uk/
Independent examiner Paul Edwards FCCA CTA
Afford Bond Holdings Limited
Chartered Accountants & Registered Auditor
31 Wellington Road
Nantwich
Cheshire
CW5 7ED
Managment employees Chief Executive Officer - Kate Blakemore
Operations Management - Alison Hodgeson
Patron Sir John Timpson

MOTHERWELL CHESHIRE CIO

CONTENTS

Page
Trustees report 1 - 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7 - 14

MOTHERWELL CHESHIRE CIO

TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2023

The trustees present their annual report and financial statements for the year ended 31 March 2023.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's constitution, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

VISION

Our vision is that women and girls are able to meet the challenges in their lives and access support, education and advocacy whenever they need it, in order to fulfil their potential.

MISSION

Encourage, inspire and empower all women and girls to improve their mental health and challenge the associated stigma.

OBJECTIVES

In order to achieve Our Mission, we aim to:

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

Achievements and performance Financial review

Under the leadership of our CEO Kate Blakemore the team has come together to continue to support the vulnerable in our society. Through a combination of online and face to face support we have provided:

To support the service that is provided 3 new counsellors were employed increasing year on year staff costs. The marketing cost increase is due to the evaluation of the Believe Programme completed by Chester University.

Reserves policy

MOTHERWELL CHESHIRE CIO

TRUSTEES REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year though the year end position was impacted by £13k funds that were due but receipted early in the new financial period.

Structure, governance and management

The charity is a charitable incorporated organisation (CIO) governed by a constitution approved by the Charity Commission of England and Wales.

The trustees who served during the year and up to the date of signature of the financial statements were:

T Farleigh

J Hodgson A Palin V Parry R Lawes F Tomlinson F Morris (Resigned 1 April 2022) J Haworth (Resigned 1 May 2022)

Apart from the first charity trustees, every trustee must be appointed for a term of three years by a resolution passed at a properly convened meeting of the charity trustees.

In selecting individuals for appointment as charity trustees, the charity trustees must have regard to the skills, knowledge and experience needed for the effective administration oft he CIO.

Staff responsibilities

Chief Executive Officer

Overall responsible for charity operations Writing funding applications Producing reports for funders Keeping to charity commission aims Driving charity forward Working with trustee's to ensure positive strategic direction of the charity Oversees risk and health and safety Ensuring projects meet required funded outcomes

Operations Manager

Oversees all activity coordination in the charity Manages volunteers Project lead for Flagship projects Believe and Inspire Oversees counselling and mentoring coordinator Line manages project team Ensuring projects meet required funded outcomes

Project leads

The charity also has project leads for each project.

MOTHERWELL CHESHIRE CIO

TRUSTEES REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

The trustees report was approved by the Board of Trustees.

.............................. Tracey Farleigh T Farleigh Trustee

F J Tomlinson .............................. F Tomlinson Trustee

Date: .............................................

MOTHERWELL CHESHIRE CIO

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF MOTHERWELL CHESHIRE CIO

I report to the trustees on my examination of the financial statements of Motherwell Cheshire CIO (the charity) for the year ended 31 March 2023.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act).

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of ICAEW, which is one of the listed bodies.

Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn.

I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Paul Edwards FCCA CTA Afford Bond Holdings Limited Chartered Accountants & Registered Auditor 31 Wellington Road Nantwich Cheshire CW5 7ED

Dated: .........................

MOTHERWELL CHESHIRE CIO

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 MARCH 2023

Unrestricted
Restricted
funds
funds
2023
2023
Notes
£
£
Income from:
Donations and
legacies
3
23,413
-
Charitable activities
4
34,550
208,225
Other trading
activities
5
29,656
-
Total income
87,619
208,225
Expenditure on:
Raising funds
6
4,600
487
Charitable activities
7
93,697
218,374
Total expenditure
98,297
218,861
Net (expenditure)/income
for the year/
Net movement in funds
(10,678)
(10,636)
Fund balances at 1 April
2022
15,173
99,270
Fund balances at 31
March 2023
4,495
88,634
Total
Unrestricted
Restricted
funds
funds
2023
2022
2022
£
£
£
23,413
27,775
-
242,775
5,511
195,855
29,656
8,751
-
295,844
42,037
195,855
5,087
449
-
312,071
36,734
154,553
317,158
37,183
154,553
(21,314)
4,854
41,302
114,443
10,319
57,968
93,129
15,173
99,270
Total
2022
£
27,775
201,366
8,751
237,892
449
191,287
191,736
46,156
68,287
114,443

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

MOTHERWELL CHESHIRE CIO

BALANCE SHEET

AS AT 31 MARCH 2023

2023
Notes
£
Current assets
Cash at bank and in hand
93,129
Net current assets
Income funds
Restricted funds
13
Unrestricted funds
The financial statements were approved by the Trustees on .........................
..............................
..............................
T Farleigh
F Tomlinson
Trustee
Trustee
Tracey Farleigh
F J Tomlinson
£
93,129
88,634
4,495
93,129
2022
£
114,443
£
114,443
99,270
15,173
114,443

MOTHERWELL CHESHIRE CIO

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2023

1 Accounting policies

Charity information

Motherwell Cheshire CIO is a is a charitable incorporated organisation (CIO) governed by a constitution approved by the Charity Commission of England and Wales..

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's [governing document], the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, [modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value]. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

MOTHERWELL CHESHIRE CIO

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.7 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.8 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

MOTHERWELL CHESHIRE CIO

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Donations and legacies

**Unrestricted ** Unrestricted
funds funds
2023 2022
£ £
Donations and gifts 23,413 27,775

4 Charitable activities

Services provided under contract
Performance related grants
Other income
Analysis by fund
Unrestricted funds
Restricted funds
2023
£
-
208,225
34,550
242,775
34,550
208,225
242,775
2022
£
5,622
190,233
5,511
201,366
5,511
195,855
201,366

5 Other trading activities

**Unrestricted ** Unrestricted
funds funds
2023 2022
£ £
Fundraising events 29,656 8,751

MOTHERWELL CHESHIRE CIO

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

6 Raising funds

Unrestricted
Restricted
funds
funds
2023
2023
£
£
Fundraising and publicity
Staging fundraising events
4,600
487
4,600
487
Total Unrestricted
funds
2023
2022
£
£
5,087
449
5,087
449
Total Unrestricted
funds
2023
2022
£
£
5,087
449
5,087
449
449

7 Charitable activities

Staff costs
Supervision
Travel
Training
Membership fees
Sessional costs
Volunteers
Refreshments
Materials
Room hire
Share of support costs (see note 8)
Share of governance costs (see note 8)
Analysis by fund
Unrestricted funds
Restricted funds
2023
£
224,851
1,140
4,031
1,400
140
2,795
208
767
1,189
5,258
241,779
64,316
5,976
312,071
93,697
218,374
312,071
2022
£
140,823
1,480
673
1,305
187
6,391
641
168
1,957
1,275
154,900
33,787
2,600
191,287
36,734
154,553
191,287

MOTHERWELL CHESHIRE CIO

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

8 Support costs

Rent
IT and website
Telephone
Printing, postage and
stationery
Utilities
Sundry expenses
Office equipment
Marketing
Insurance
Consultancy
Accountancy fees
Analysed between
Charitable activities
Support
costs
Governance
costs
£
£
2,356
-
6,880
-
4,309
-
5,853
-
5,883
-
3,245
-
8,537
-
16,953
-
1,265
-
9,035
-
-
5,976
64,316
5,976
64,316
5,976
2023
£
2,356
6,880
4,309
5,853
5,883
3,245
8,537
16,953
1,265
9,035
5,976
70,292
70,292
Support
costs
Governance
costs
£
£
3,878
-
1,852
-
3,672
-
3,054
-
3,078
-
941
-
3,226
-
11,495
-
1,031
-
1,560
-
-
2,600
33,787
2,600
33,787
2,600
2022
£
3,878
1,852
3,672
3,054
3,078
941
3,226
11,495
1,031
1,560
2,600
36,387
36,387

9 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

10 Employees

The average monthly number of employees during the year was:

Employment costs
Wages and salaries
Other pension costs
2023
Number
17
2023
£
219,742
5,109
224,851
2022
Number
14
2022
£
136,961
3,862
140,823

There were no employees whose annual remuneration was more than £60,000.

MOTHERWELL CHESHIRE CIO

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2023

11 Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxationof Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

12 Retirement benefit schemes

Defined contribution schemes

The charity operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the charity in an independently administered fund.

The charge to profit or loss in respect of defined contribution schemes was £5,109 (2022 - £3,862).

MOTHERWELL CHESHIRE CIO

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

13 Restricted funds

The income funds of the charity include restricted funds comprising the following unexpended balances of donations and grants held on trust for specific purposes:

Movement in funds Movement in funds Movement in funds Movement in funds
Balance at Incoming Resources Balance at Incoming Resources Balance at
1 April 2021 resources expended 1 April 2022 resources expended
31
March 2023
£ £ £ £ £ £ £
BBC Children in Need 8,210 24,176 (23,961) 8,425 30,369 (17,807) 20,987
Cheshire Community Foundation - Bentley community fund - 20,373 (18,799) 1,574 - (1,574) -
Cheshire East Council Covid Response Fund 2,276 37,194 (11,729) 27,741 - (27,741) -
Reaching Communities National Lottery Fund - - - - 43,932 (26,994) 16,938
Holroyd Foundation - - - - 7,500 (7,115) 385
The National Lottery Awards for All - 8,848 - 8,848 - (8,848) -
Reaching Communities 3,321 - (3,314) 7 4,662 (4,669) -
Steve Morgan Foundation 2,606 1,499 (3,697) 408 8,575 (8,983) -
Julia and Hans Rausing Trust - - - - 20,000 (8,107) 11,893
Cheshire West Clinical Commissioning Group 7,790 37,578 (13,888) 31,480 15,155 (46,635) -
Cheshire Community Foundation - Main Grant scheme - 14,950 (3,325) 11,625 - (11,625) -
Cheshire Community Foundation - DCMS - 2,100 (1,018) 1,082 - (1,082) -
Cheshire Community Foundation - Deprived Neighbourhoods - - - - 14,270 (1,601) 12,669
St James Place Foundation - - - - 5,000 - 5,000
Rotary International - - - - 2,500 (344) 2,156
Cheshire Community Foundation Community grants programme 2022 - - - - 10,350 (2,188) 8,162
The Big Give - 2,462 (646) 1,816 6,312 (8,128) -
Cheshire Wirral Partnership Transformation Fund - - - - 39,600 (31,552) 8,048
Other 33,765 46,675 (74,176) 6,264 - (3,868) 2,396
57,968 195,855 (154,553) 99,270 208,225 (218,861) 88,634

MOTHERWELL CHESHIRE CIO

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2023

14
Analysis of net assets between funds
Unrestricted
funds
Restricted
funds
2023
2023
£
£
Fund balances at 31
March 2023 are
represented by:
Current assets/(liabilities)
5,045
88,084
5,045
88,084
Total Unrestricted
funds
Restricted
funds
2023
2022
2022
£
£
£
93,129
15,173
99,270
93,129
15,173
99,270
Total
2022
£
114,443
114,443

15 Related party transactions

There were no disclosable related party transactions during the year (2022 - none).

Issuer

Afford Bond Holdings Ltd

Document generated Mon, 16th Oct 2023 15:07:42 UTC

Document fingerprint a56e73eab1b52176a4e298e76c8615b7

Parties involved with this document

Document processed

Party + Fingerprint

Mon, 16th Oct 2023 15:16:00 UTC Mon, 16th Oct 2023 20:16:39 UTC Tue, 17th Oct 2023 14:40:58 UTC

Jane Tomlinson - Signer (b7459ccf774ff14ad5e832b2a415dde7) Tracey Farleigh - Signer (69d75c0b02ded44ec01de78590a57439) Paul Edwards - Signer (1e3b8139f3b761cb99a3a500340543ae)

Audit history log

Date

Action

Tue, 17th Oct 2023 14:40:59 UTC Tue, 17th Oct 2023 14:40:58 UTC Tue, 17th Oct 2023 14:40:58 UTC Tue, 17th Oct 2023 14:40:43 UTC Mon, 16th Oct 2023 20:16:39 UTC Mon, 16th Oct 2023 20:16:39 UTC Mon, 16th Oct 2023 20:16:39 UTC

Mon, 16th Oct 2023 20:16:39 UTC Mon, 16th Oct 2023 20:16:13 UTC Mon, 16th Oct 2023 20:15:46 UTC Mon, 16th Oct 2023 15:16:10 UTC Mon, 16th Oct 2023 15:16:01 UTC Mon, 16th Oct 2023 15:16:01 UTC

Mon, 16th Oct 2023 15:16:00 UTC

Mon, 16th Oct 2023 15:16:00 UTC Mon, 16th Oct 2023 15:14:06 UTC

Paul Edwards viewed the envelope. (37.191.98.42) This envelope has been signed by all parties (37.191.98.42) Paul Edwards signed the envelope (37.191.98.42) Paul Edwards viewed the envelope. (37.191.98.42) Tracey Farleigh viewed the envelope. (5.71.217.159) Document emailed to paul.edwards@affordbond.com (13.40.213.218) Sent the envelope to Paul Edwards (paul.edwards@affordbond.com) for signing (5.71.217.159) Tracey Farleigh signed the envelope (5.71.217.159) Tracey Farleigh viewed the envelope. (5.71.217.159) Tracey Farleigh opened the document email. (66.249.93.97) Tracey Farleigh opened the document email. (66.249.93.101) Jane Tomlinson viewed the envelope. (81.132.128.83) Document emailed to tracey.farleigh@motherwellcheshirecio.com (3.8.153.103)

Sent the envelope to Tracey Farleigh (tracey.farleigh@motherwellcheshirecio.com) for signing (81.132.128.83) Jane Tomlinson signed the envelope (81.132.128.83) Jane Tomlinson viewed the envelope. (81.132.128.83)

Mon, 16th Oct 2023 15:13:59 UTC Mon, 16th Oct 2023 15:13:49 UTC Mon, 16th Oct 2023 15:10:54 UTC Mon, 16th Oct 2023 15:10:45 UTC

Mon, 16th Oct 2023 15:10:45 UTC

Mon, 16th Oct 2023 15:08:46 UTC Mon, 16th Oct 2023 15:08:46 UTC Mon, 16th Oct 2023 15:08:46 UTC Mon, 16th Oct 2023 15:07:58 UTC

Mon, 16th Oct 2023 15:07:42 UTC

Jane Tomlinson opened the document email. (66.249.93.97) Jane Tomlinson opened the document email. (66.249.93.101) Jane Tomlinson opened the document email. (66.249.93.96) Document emailed to jtomlinson@motherwellcheshirecio.com (13.40.174.61) Sent the envelope to Jane Tomlinson

(jtomlinson@motherwellcheshirecio.com) for signing (37.191.98.42) Paul Edwards has been assigned to this envelope (37.191.98.42) Tracey Farleigh has been assigned to this envelope (37.191.98.42) Jane Tomlinson has been assigned to this envelope (37.191.98.42) Document generated with fingerprint a56e73eab1b52176a4e298e76c8615b7 (37.191.98.42) Envelope generated by Jonathan Knight (37.191.98.42)