TRUSTEES ANNUAL REPORT
FUTURE PILLARS (ZAMBIA)
For the year ending 30 June 2025
UK Reg. Charity Number 1173534
Registered address: Grovetown Barn, Yeolmbridge, Launceston, Cornwall, PL15 8NH
Trustees
Trustee Name Office Dates acted Notes Barry Gransden Chair Whole Year Appointed until April 2027 Peter McAughey Treasurer Whole Year Appointed until June 2026 ~~———~~ Anneli Meeder Trustee Whole Year Appointed until November 2026 We are pleased to welcome Isaac Pinnell and Arnie Gransden as Youth Advocates to Future Pillars (Zambia).
About Future Pillars (Zambia)
Future Pillars (Zambia) (‘FPZ’) is a Charitable Incorporated Organisation (CIO), whose only voting members are its trustees. FPZ was registered with the Charity Commission on 22[nd] June 2017.
Its objectives are to advance education, relieve poverty and to promote and protect good health for the public benefit of children in Zambia who are economically and socially disadvantaged.
Background to FPZ
Our mission statement: To empower the vulnerable children in Zambia.
The Charity was formed on 22[nd] June 2017 to support life-changing work going on in one school in Kabwe, Central Province, Zambia. Completing our 8[th] year of operation, we are encouraged by the continuing progress we have made in relation to the four essential elements of our programme in Zambia:
Feeding – ensuring 1000 children get a nutritious meal 5 days a week.
Education – The Family Futures Community School (FFCS) from Reception to Grade 12.
Skills training – Future Pillars Vocational Skills Training Centre offering courses in 8 trade skills accredited through TEVETA (national accrediting body). As reported in last year’s annual report, and below, the Skills Centre now operates independently of FPZ funding.
Shelter – 2 boarding houses for children without any family support.
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The trustees of FPZ are fully committed to ensuring that all the vulnerable children who attend Family Futures Community School (FFCS) are properly provided for – feeding their stomachs as well as their minds. To this end, 100% of all money donated to FPZ goes to the projects in Kabwe. All UK expenses, including administrative costs, are met by individual trustees. We ensure that donors’ gifts are appropriately used, with regular visits being made to monitor the school’s progress and provide training and development opportunities for the staff. All costs for these visits are met by individual trustees.
Throughout all our activity, the FPZ trustees have had regard to the guidance issued by the Charity Commission on public benefit. A review of all policies relating to the governance of FPZ was concluded, and the policies were adopted by the board in March 2025.
Who are these vulnerable children?
The school’s programmes take place on the campus of the Church Family Mission (affiliated to the Evangelical Fellowship of Zambia) which was deliberately situated between two of the poorest compounds (shanty towns) in Kabwe in 2004. Whilst it is a pleasant town, Kabwe went into economic decline in the 1980’s when both the mines and the railway industry collapsed. The AIDS pandemic in the 1990’s decimated the wage-earning sector of the population, and many orphaned children had to be cared for by grandparents or other family members without the resources to provide adequate food or pay for education in the government schools.
In 2024-25, the level of deprivation remains obstinately high with the consequence that thousands of children and families remain in severe and lasting poverty. Employing a carefully constructed Admissions Policy, our children are chosen from among the most disadvantaged from the neighbouring compounds to be fed and educated as the best way to break the cycle.
Reflections on the Year
Internal challenges, developments and opportunities
Separate visits to Kabwe by the trustees fell just outside the reporting window, with one visit in May/June 2024, and another in July 2025. These self-funded trips are an important measure to engage directly with the school staff and the learners, to see the success of the UK funding provided, to ensure that the funds are spent appropriately, and to provide opportunities for teaching and learning in both directions.
The local governing body FCOB (Family Care & Orphans Board) is making some progress towards independence from FPZ. A detailed audit report by the FPZ treasurer with recommendations for FCOB has been submitted. FPZ and especially the FPZ Chair expended a significant amount of time towards the development of the governors, it is expected that there will be further progress in 2026.
The Skills Centre provides critical workplace training for 100 learners; we are very pleased to report that it has now achieved financial independence from FPZ and is generating a modest income for the campus. We continue to be extremely proud of the team in Kabwe for this achievement.
New Block Completion : the McDermott building is a school block for secondary teaching and has been built with FPZ donations since the 2020-21 year. The final completion of this block has been funded from a local government grant and is nearly complete as of January 2026.
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Kitchen extension : FPZ has funded an extension to the existing kitchen building to replace the outdoor cooking fires. The extension improves the cooks’ health and safety, reduces the use of fuel to prepare the meals (firewood), and allows for future development of an electric cooking range. This project was started in January 2025 and completed in the autumn.
The Learning Resource Centre (LRC): This extensive project was started in January 2025 after years of planning and is proceeding in stages through the next financial year. Four shipping containers that had been used to transport goods from the UK to the campus in previous years are arranged in a square, creating a central room, with a roof structure over the entire arrangement. This new building will house a staff room, the library and a computer centre. Moving the staff room and the library from their current cramped accommodation will free up valuable space for another classroom.
External challenges, developments and opportunities
In 2023, the Zambian government introduced free education for all children up to G12 . This change continues to have a profound impact on the school: there is considerable pressure on the school to take more learners than can be taught effectively, and with some concern we have seen individual class sizes increase to more than fifty pupils. In the summer of 2025, the school had 999 children from pre-school to grade 12, 18.75% above the notional admission limit of forty. This impacts learning outcomes, as well as the feeding of so many extra mouths, and we are supporting the headteacher in communicating with the District Education Board to bring these numbers back down to an acceptable level.
Recently, several of the teachers who were on FPZ allowances were recruited away from Kabwe into government-funded positions across the country, and salaried teachers were made available and transferred into the school. While this causes disruption to teaching , it is also leading to greater independence of the school from FPZ funding. FPZ still funds the allowances for some teachers in key roles; their numbers contracted from eleven to six in 2024-25.
The severe drought experienced in Southern Africa in 2023-24 is still having an impact on the availability of electricity in 2024-25; long power outages (“load shedding”) continue every day.
Future Pillars (Zambia) - Financial Report 2024-25
Income
The charity’s income is derived entirely from donations by individuals, predominantly living in the UK. The many regular donations form the backbone of the support for the school in Kabwe and allow for long-term sustainability of the project. In addition, they help ensure that fundraising costs can be kept to a minimum.
The funds raised by Future Pillars (Zambia) in 2024-25 were £63,718 (2023-24: £58,429).
Monthly standing orders make up the largest income stream, accounting for more than 57% of the total. The standing orders are augmented by one-off donations, and fundraising efforts by the trustees. The largest fundraising event in the reporting period was The Dart up the Dart, a circular mass walk in Devon on the 7[th] of June 2025. It raised just shy of £10,000 for FPZ in 2024-25.
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FPZ Income 2017-2025
Expenditure
The total expenditure for 2024-25 was £54,579 (2023-24: £55,236).
The current year expenditure is just below the previous year’s, which was the lowest in the history of the charity, mirroring the reduction in income generated.
We are seeing the beginning of a dramatic shift in expenditure due to the continued reduction in ongoing commitments.
FPZ Expenditure 2017-2025
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Ongoing Commitments
The monthly support payments to fund ongoing commitments add up to £40,925 in 2024-25, a significant decrease from £50,889 in 2023-24.
For the first time, more than 50% of ongoing funding is spent on the feeding programme:
| FPZ ongoing commitments | 2023-24 | 2023-24 % | 2024-25 | 2024-25 % |
|---|---|---|---|---|
| FeedingProgramme | £20,573 | 40.43% | £22,940 | 56.05% |
| School | £12,385 | 24.34% | £9,318 | 22.77% |
| Admin & Maint | £6,266 | 12.31% | £4,478 | 10.94% |
| Skills Centre | £5,527 | 10.86% | £461 | 1.13% |
| Tertiarysupport | £3,281 | 6.45% | £897 | 2.19% |
| Shelter housing | £2,857 | 5.61% | £2,831 | 6.92% |
| TOTAL | £50,889 | 100% | £40,925 | 100% |
Project fund
Following the reduction in ongoing commitments, the charity has established a project fund to support infrastructure developments. These projects will benefit the learning and teaching environment and provide better long-term resilience for the school and campus. The project fund ensures that donations received for the ultimate benefit of the learners in Kabwe are used effectively in a timely and unbureaucratic manner.
In 2024-25, FPZ transferred £12,721 from the project fund account to FFCS. These funds enabled the extension of the kitchen, and the first stages of the Learning Resource Centre building.
Reserves Policy
The Trustees agreed a change to the FPZ reserves policy this year: the charity aims to hold between 4 and 7 months of cash reserves for all ongoing commitments in the regular fund (previously: between 5 and 9 months).
All funds exceeding the maximum reserve of 7 months are moved into the project fund. Should the regular reserves fall below 4 months, then funds will be moved out of the project fund into the regular fund to ensure the security of all ongoing commitments.
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Reserves held Regular Fund Project Fund All Reserves 2023-24 2024-25 £38.094 £28,648 £18,585 £47,233 £38.094 We continue to hold reserves as a cushion for major repairs and other unplanned expenditure in our programmes, to respond to fluctuations in the exchange rate, and to manage our fluctuating income streams. We consider that this cautious approach is a prudent response to both the general and specific circumstances in which we are operating. The Trustees regularly monitorthe appropriateness of the reserves policy. FPZ does not have any funds that are materially in deficit. Challenges for 2026 and beyond The severe and prolonged drought in 2024 brought challenges beyond the financial year and continues to exacerbate the effects of poverty on Zambian society. For FPZ, it highlights the need to improve the school's resilience to climate chance efferts (especially floods and droughts). and we will continue to work with our friends in Kabwe to improve the infrastructure where possible. The Learning Resource Centre building is nearing completion in early 2026. Following on from this project will be the transformation of the previous library and staff room into a classroom. and the refurbishment of the meeting hall. We hope to be able to assist the campus with the installation of solar panels and an upgrade of the toilet block in 2026. It is the desired wish of the charity to remove the reliance of FFCS on regular FPZ funding entirely. To this end, we are planning the establishment of a farni business under local control to provide sufficient food for the feedin8 programme, and to generate surplus income for lean years. This ambitious plan is in its very early stages, and the charity anticipates that considerable fundraising efforts will be needed for a successful outcome. The trustees are planning a fundraising auction in the summer of 2026 to collect donations for the potential establishment of the farm business. Recruitment of further trustees to ensure the resilience of FPZ is ongoing. Declaration The FPZ Board of Trustees declare that they have approved this report. Signed on behalf of the Board: Name Barry Gransden Position Chair of Trustees Signature Anneli Meeder Trustee 17" January 2026
|Section A Receipts and payments
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|Voluntary Donations|50,319|50,319||||0|0||0|0|50,319|50,319|54,856|54,856|
|Fundraising Events|12,721|12,721||||0|0||0|0|12,721|12,721|3,573|3,573|
|Bank Interest|678|678||||0|0||0|0|678|678|0|0|
||0|0||||0|0||0|0|0|0|0|0|
||0|0||||0|0||0|0|0|0|0|0|
||0|0||||0|0||0|0|0|0|0|0|
||0|0||||0|0||0|0|0|0|0|0|
||0|0||||0|0||0|0|0|0|0|0|
|Sub total(Gross income for
AR)|(Gross income for
AR)
63,718|63,718||||0|0||0|0|63,718|63,718|58,429|58,429|
|A2 Asset and investment sales,
(see table).
0
0
0
0
0
0
0
0
0
Sub total
0
0
0
0
0
Total receipts
63,718
0
0
63,718
58,429
A3 Payments
Costs of Charitable Activities
53,822
0
0
53,822
54,327
——_——~~——~~||||||||||||||0
0
58,429
54,327|
|Costs of Charitable Administration (paid
out of Voluntary donations by Trustees)|757|757||||0|0||0|0|757|757|909|909|
|Cost of Fundraising Events (paid out of
voluntary donations by Trustees)|0
0|0
0||||0
0|0
0||0
0|0
0|0
0|0
0|0
0|0
0|
||0|0||||0|0||0|0|0|0|0|0|
||0|0||||0|0||0|0|0|0|0|0|
||0|0||||0|0||0|0|0|0|0|0|
||0|0||||0|0||0|0|0|0|0|0|
||0|0||||0|0||0|0|0|0|0|0|
|Sub total|54,579|54,579||||0|0||0|0|54,579|54,579|55,236|55,236|
|A4 Asset and investment
purchases, (see table)
0
0
0
0
0
0
0
0
Sub total
0
0
0
0
0
Total payments
54,579
0
0
54,579
55,236
Net of receipts/(payments)
9,139
0
0
9,139
3,193
A5 Transfers between funds
0
0
A6 Cash funds last year end
38,094
0
0
38,094
34,901
Cash funds this year end
47,233
0
0
47,233
38,094
———~~——~~
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Section B Statement of assets and liabilities at the end of the period
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|---|---|---|---|---|
|Unrestricted|Restricted|Endowment|
|Categories|Details|funds|funds|funds|
|to nearest £|to nearest £|to nearest £|
|B1 Cash funds|Lloyds Bank treasurers account|8,016|-|-|
|Lloyds Bank 90 day notice account|20,632|-|-|
|Lloyds Bank project fund account|18,585|-|-|
|Total cash funds|47,233|-|-|
|—===|
|(agree balances with receipts and payments|
|account(s))|OK|OK|OK|=>|
|Unrestricted|Restricted|Endowment|
|funds|funds|funds|
|Details|to nearest £|to nearest £|to nearest £|
|B2 Other monetary assets|-|-|-|
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|Fund to which|Current value|
|Details|asset belongs|Cost (optional)|(optional)|
|B3 Investment assets|-|-|
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|ee|
|Fund to which|Current value|
|Details|asset belongs|Cost (optional)|(optional)|
|B4 Assets retained for the|-|-|
|charity’s own use|-|-|
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|meee|
|Fund to which|Amount due|When due|
|Details|liability relates|(optional)|(optional)|
|B5 Liabilities|-|
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|Signed by one or two trustees on|Date of|
|behalf of all the trustees|Signature|Print Name|approval|
|PETER MCAUGHEY|16/10/2025|
|—=|
|2|
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CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of FUTURE PILLARS (ZAMBIA) On accounts for the year ended TH 30 JUNE 2025 Charity no (if any 1173534 Set out on pages CC16 ( PAGES 1&2) I report to the trustees on my examination of the accounts of the above charity {°the Trusf) for the year ended 3010612025. Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 ("the Acr) I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. I have completed my examination. I confinn that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect" accounting records were not kept in accordan with section 130 of the Act or the accounts do not accord wrth the accounting records Independent examinerfs statement I have no conM$ and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed: Dats: 0910312026 Name: Mr Andrew Douglas Baker FCA Relevant professional qualification(s) or body (if any): ICAEW Address: Victoria House, St Catherines Hill, LaUn$tOn Cornwall PL15 7EJ Section B Disclosure Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of chanty accounts: directions and guidance for examiners). IER October 2018
Give here brief details of any items that the examiner wishes to disclose. IER October 2018