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2024-06-30-accounts

Charity Registration Number: 1173373

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 30 June 2024

for

Gemma And Chris McGough Charitable Foundation CIO

(A Charitable Incorporated Organisation)

Green Accountancy Limited Chartered Certified Accountants Windrush House Windrush Park Road Witney Oxfordshire OX29 7DX

Gemma And Chris McGough Charitable Foundation CIO

Contents

Charity information 1
Report of the trustees 2 to 4
Accountants' report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 12

Gemma And Chris McGough Charitable Foundation CIO

Reference and administrative details

CIO Number

CE011038

Registered Charity number

1173373

Registered office

The Laurels Shootacre Lane Princes Risborough HP27 9EH

Trustees

Gemma Tracy McGough-Colin Clare Louise Macbeth Jennifer Kerr

Accountant

Barry Coles FCCA Green Accountancy Limited Chartered Certified Accountants Windrush House Windrush Park Road Witney Oxfordshire OX29 7DX

Page 1

Gemma And Chris McGough Charitable Foundation CIO

Report of the trustees for the year ended 30 June 2024

Gemma And Chris McGough Charitable Foundation CIO is a Charitable Incorporated Organisation whose only Members are the Trustees. The objectives of the charity and the powers of the Trustees are set out in the Constitution as are the regulations concerning the appointment of new Trustees.

The trustees present their report with the financial statements of the charity for the year ended 30 June 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Gemma And Chris McGough Charitable Foundation CIO was registered with the Charity Commission as a Charitable Incorporated Organisation on 12 June 2017. The CIO was funded by initial gifts from Gemma McGough and Chris McGough in 2017 and 2018. The first gift was received (and the first financial transaction was) on 7th September 2017.The gifts were unrestricted, but with the general intent of the charity investing the monies as per its investment policy and making grants annually from its funds to meet the charity’s objects.

The CIO does not actively fundraise and seeks to continue charitable work through careful stewardship of its existing resources.

The charity is governed by trustees. The Constitution provides for a minimum of three trustees and a maximum of twelve trustees. New trustees are appointed by the existing trustees and serve for a three-year term after which they may put themselves forward for re-appointment.

Trustees meet 1 or 2 times per year to discuss the strategy and areas of activity for the foundation including grant making, investment and administration. Day to day processing and shortlisting of grant requests is currently handled by Gemma McGough with subsequent broader review and award of grants being decided via majority vote. Majority of grants are awarded to charities with whom the Foundation are already acquainted.

All trustees give of their time freely and no trustee renumeration was paid in the year. Trustees also cover IT and sundry costs such as printing, postage etc directly.

Page 2

Gemma And Chris McGough Charitable Foundation CIO

Report of the trustees for the year ended 30 June 2024

Objectives and activities

The objects of the charity are for the public benefit.

The Objects of the Gemma and Chris McGough Charitable Foundation is to further general charitable purposes, in particular, those benefitting children, families and the environment globally. Our specific objectives are:

The prevention or relief of child poverty

The advancement of education The advancement of environmental protection or improvement The care, upbringing or establishment in life of children or young people To assist the victims of natural disasters or war

The promotion of human rights

The CIO fulfils its strategic aims by awarding grants to charities meeting these objectives selected by the trustees and in accordance with our grant making policy on a periodic basis.

The Trustees confirm that they have complied with their duty under section 4 of the Charities Act 2006 to have due regard to the Charity Commission’s general guidance on public benefit.

Grant Making Policy

The CIO has established a grant making policy to guide trustees in achieving its objects of benefitting children/young people, families and the environment globally.

Trustees have the power to spend or retain both capital and income.

Subject to the discretion of its Trustees, the Foundation will distribute grants of around £100,000 per annum to further charitable purposes.

Typically an average of 30% of our annual grants will go to charities benefitting children, young people or their families, 65% to charities concerned with environmental protection or improvement and 5% to disaster relief charities.

The priorities for funding will be reviewed every year and may be changed in accordance with the Trustees’ view of the most effective application of available funds at any point in time.

Requests for funding may be made in writing via email and are considered on their own merit, however the majority of allocation is currently assigned to charities with whom the Foundation are already actively engaged.

Page 3

Gemma And Chris McGough Charitable Foundation CIO

Report of the trustees for the year ended 30 June 2024

Achievement and performance

The CIO has awarded grants totalling £87,200 to eight charities. Full details are in note 4.1 of the accounts.

The trustees are satisfied that the award of these grants was in the public benefit and in accordance with the Charity Commission public benefit guidance.

All of the charities awarded grants have since provided regular updates on their work and trustees are satisfied that funds are being used to good effect. Due to the comparatively small size of the grants awarded this year and the unrestricted nature of the grants, monitoring of specific expenditure of grants awarded is considered unnecessary.

Financial position

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Reserves policy

The Gemma and Chris McGough Charitable Foundation CIO has unrestricted funds. It has an income of £5,664 and total assets of £607,509.

Trustees' responsibilities

The Trustees are responsible for preparing the Trustees Annual Report and the Trustees Report and Accounts in accordance with applicable law and regulations.

Each of the persons who is a trustee at the date of approval of this report confirms that:

-so far as each Trustee is aware , there is no relevant audit informa on of which the charity’s auditor is unaware; and

-each Trustee has taken all steps that they ought to have taken as a Trustee to make themself aware of any relevant audit information and to establish that the charity’s auditor is aware of that information.

Report of the trustees, incorporating a strategic report, approved by order of the board of trustees on ............................................. and signed on the board's behalf by: 27/03/2025

Gemma Tracy McGough-Colin Trustee

Page 4

Report to the trustees on the preparation of the unaudited statutory accounts of Gemma And Chris McGough Charitable Foundation CIO

To assist you to fulfil your duties under the Charities Act 2011, I have prepared for your approval the accounts of Gemma And Chris McGough Charitable Foundation CIO which comprise the statement of financial activites, the balance sheet and the related notes, from the charity’s accounting records and from information and explanations you have given us.

As a practising member firm of the Association of Chartered Certified Accountants, we are subject to its ethical and other professional requirements which are detailed at http://www.accaglobal.com/en/member/professional-standards/rules-standards/accarulebook.html.

This report is made to the trustees of Gemma And Chris McGough Charitable Foundation CIO, as a body, in accordance with the terms of our engagement letter. Our work has been undertaken solely to prepare for your approval the accounts of Gemma And Chris McGough Charitable Foundation CIO and state those matters that we have agreed to state to the trustees of Gemma And Chris McGough Charitable Foundation CIO, as a body, in this report in accordance with the Association of Chartered Certified Accountants as detailed at http://www.accaglobal.com/content/dam/ACCA_Global/Technical/fact/technical-factsheet163.pdf.

To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than Gemma And Chris McGough Charitable Foundation CIO and its trustees as a body for our work or for this report.

It is your duty to ensure that Gemma And Chris McGough Charitable Foundation CIO has kept adequate accounting records and to prepare statutory accounts that give a true and fair view of the assets, liabilities, financial position and profit or loss of Gemma And Chris McGough Charitable Foundation CIO. You consider that Gemma And Chris McGough Charitable Foundation CIO is exempt from the statutory audit requirement for the accounting period.

We have not been instructed to carry out an audit or a review of the accounts of Gemma And Chris McGough Charitable Foundation CIO. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the financial statements.

Barry Coles FCCA Green Accountancy Limited Chartered Certified Accountants Windrush House Windrush Park Road Witney Oxfordshire OX29 7DX

28/03/2025

Date: .............................................

Page 5

Gemma And Chris McGough Charitable Foundation CIO

Statement of Financial Activities for the year ended 30 June 2024

Unrestricted
funds
Note
£
Incoming resources
Income and endowments from:
Investment income
3.1
5,664
Total Income
5,664
Resources expended
Expenditure on:
Charitable activities - expenditure
4.1
89,136
Total expenditure
89,136
Net income/(expenditure) before investment
gains/(losses)
(83,472)
Net gains/(losses) on investments
20,453
Net income/(expenditure)
(63,019)
Net movement in funds
(63,019)
Reconciliation of funds:
Total funds brought forward
670,528
Total funds carried forward
607,509
Restricted
funds
£
-
-
-
-
-
-
-
-
-
-
Total
2024
£
5,664
5,664
89,136
89,136
(83,472)
20,453
(63,019)
(63,019)
670,528
607,509
Total
2023
£
6,768
6,768
44,363
44,363
(37,595)
7,636
(29,959)
(29,959)
700,487
670,528

Continuing operations

All income and expenditure has arisen from continuing activities.

Page 6

Gemma And Chris McGough Charitable Foundation CIO Gemma And Chris McGough Charitable Foundation CIO Charity Number 1173373 Charity Number 1173373
Balance Sheet as at 30 June 2024 CIO Number CE011038
Unrestricted Restricted Total Total
funds funds 2024 2023
Note £ £ £ £
Current assets
Investments 5 347,182 - 347,182 370,584
Cash at bank and in hand 262,120 - 262,120 301,682
Total current assets 609,302 - 609,302 672,266
Creditors: amounts falling due within one year 6 1,793 - 1,793 1,738
Net current assets/(liabilities) 607,509 - 607,509 670,528
Total net assets 607,509 - 607,509 670,528
Funds of the Charity
Unrestricted funds 7 607,509 607,509 670,528
Total funds 607,509 - 607,509 670,528

The financial statements were approved by the Board of Trustees and authorised for issue on …................................ and were signed on its behalf by: 27/03/2025

.............................................

Gemma Tracy McGough-Colin Trustee (Director)

Page 7

Gemma And Chris McGough Charitable Foundation CIO

Notes to the Financial Statements for the year ended 30 June 2024

1 Basis of preparing the financial statements

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.

The accounts have been prepared in accordance with:

• the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)',

The charity is a Charitable Incorporated Organisation and constitutes a public benefit entity as defined by FRS 102.

2 Accounting Policies

Income from interest, royalties and dividends

This is included in the accounts when receipt is probable and the amount receivable can be measured reliably.

Investment gains and losses

This includes any realised or unrealised gains or losses on the sale of investments and any gain or loss resulting from revaluing investments to market value at the end of the year.

Expenditure

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Governance and support costs

Support costs have been allocated between governance costs and other support. Governance costs comprise all costs involving public accountability of the charity and its compliance with regulation and good practice.

Support costs include central functions and have been allocated to activity cost categories on a basis consistent with the use of resources, e.g. allocating property costs by floor areas, or per capita, staff costs by the time spent and other costs by their usage.

Page 8

Gemma And Chris McGough Charitable Foundation CIO

Notes to the Financial Statements for the year ended 30 June 2024

Taxation

The charity registered as a charity on 12 June 2017 and since that date has been exempt from corporation tax on its charitable trading activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Debtors

Debtors (including trade debtors and loans receivable) are measured on initial recognition at settlement amount after any trade discounts or amount advanced by the charity. Subsequently, they are measured at the cash or other consideration expected to be received.

Cash at bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Liability recognition

Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation committing the charity to pay out resources and the amount of the obligation can be measured with reasonable certainty.

The charity has creditors which are measured at settlement amounts less any trade discounts

Page 9

Gemma And Chris McGough Charitable Foundation CIO

Notes to the Financial Statements for the year ended 30 June 2024

3.1 Investment income

Unrestricted
funds
£
Interest received
3,426
Dividends received
2,238
Total investment income
5,664
Restricted
funds
£
-
-
-
Total
2024
£
3,426
2,238
5,664
Total
2023
£
3,915
2,853
6,768

4.1 Charitable activities - expenditure

Charitable activity

Grant making in support of education and training; the prevention or relief of poverty; overseas aid and famine relief; environment, conservation and heritage; human rights; religious or racial harmony and equality and diversity.

Unrestricted
funds
£
Direct grant making charitable activity:
Pipal Tree
10,000
Rainforest Trust UK
35,000
Asylum Welcome
10,000
Care 4 Calais
5,000
Re-Cycle
3,200
Tree Aid
20,000
CRESS
2,000
British Red Cross
2,000
Support costs:
Bank charges
3
Management fees
140
Governance
1,793
Total expenditure on charitable activities
89,136
Restricted
funds
£
-
-
-
-
-
-
-
-
-
-
-
-
Total
2024
£
10,000
35,000
10,000
5,000
3,200
20,000
2,000
2,000
-
-
3
140
1,793
89,136
Total
2023
£
22,480
15,000
5,000
-
-
-
-
-
-
-
1
120
1,762
44,363

Support costs

All support costs are allocated to the single charitable activity of the charity and are included above.

4.2
Governance costs included above
Unrestricted
funds
£
Accountancy
1,793
Total governance costs
1,793
Restricted
funds
£
-
-
Total
2024
£
1,793
1,793
Total
2023
£
1,762
1,762

Page 10

Gemma And Chris McGough Charitable Foundation CIO

Notes to the Financial Statements for the year ended 30 June 2024

4.3 Trustee remuneration

None of the trustees were remunerated during the year or the previous year. No trustee expenses were paid during the year

4.4 Staff costs

There are no staff working for the charity.

There were no ex-gratia payments made and no redundancy payments made.

5 Investments

Market value
At 1 July 2023
Transfer to cash account
Revaluations
At 30 June 2024
Creditors: amounts falling due within one year
Unrestricted
funds
£
Accruals
1,793
Total creditors due within one year
1,793
Charity funds - current year
At 1 July
2023
£
Unrestricted funds
670,528
Total funds
670,528
Restricted
funds
£
-
-
Net
movement
in funds
£
(63,019)
(63,019)
Listed
Investments
£
370,584
(43,855)
20,453
347,182
Total
Total
2024
2023
£
£
1,793
1,738
1,793
1,738
Transfers
between
funds
At 30 June
2024
£
£
-
607,509
-
607,509
Listed
Investments
£
370,584
(43,855)
20,453
347,182
Total
Total
2024
2023
£
£
1,793
1,738
1,793
1,738
Transfers
between
funds
At 30 June
2024
£
£
-
607,509
-
607,509
347,182
Total
2023
£
1,738
1,738
At 30 June
2024
£
607,509
607,509

6 Creditors: amounts falling due within one year

7 Charity funds - current year

Page 11

Gemma And Chris McGough Charitable Foundation CIO

Notes to the Financial Statements for the year ended 30 June 2024

8 Charity funds - previous year

Fund name:
Unrestricted funds
Total funds
At 1 July
2022
£
700,487
700,487
Net
movement
in funds
£
(29,959)
(29,959)
Transfers
between
funds
£
-
At 30 June
2023
£
670,528
670,528

Page 12