Al Misbaah Academy (AMA}
Report and Accounts
Period ended 31st December 2021
Charity number: 1172726

Content5
Reference and AdministratNe details........................................................................................-............
Tnjstees, Report...................................................................................................
Independent Examinerfs Repjrt........................................................................................................... 12
Statement of Financial ActNities.......
.13
Balance Sheet........................................................................................................................................ 14
Statement of Cash Flows ...................................................................................................................... 15
Notes to the Accounts .......................................................................................................................... 16
Page 2 0120

Reference and Administrative details
Charity name
Al Misbaah Academy IAMAI
Reglstered charity number
1172726
Registered offi¢e address
142 Milton Avenue, London, E6 IBL
Principal office address
645- 647 High Road, Seven Kin85, Ilford, IG3 8RG
Chairperson
Mohammed Ibn Sadiq Kothia
Trustees
Mohammed Ibn Sadiq Kothia
Dr. Haseeb Valli
Imam Suhail Patel
Bankers
Santander UK PLC
2 Triton Square
Regent's Pla
London
NWI 3AN
Independent Examiner
SK Accountants
Old Poplar Library
45 Gillender Stfeet
Poplar
E14 6RN
Page 3 of20

Trustees, Report
The trustees have pleasure in presenting their report and the financial statement5 for the charity for
the period ended 31 December 2021.
The trustees have adopted the provisK)ns of Accounting and Reporting by Charities= Statement of
Recommended Practice applicable to charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of I￿lafid IFRS 1021 (effective ljanuary
20151.
The trustees have considered the Charity Commission's guidan￿ on public ￿nerrt, including the
guidance 'public benefit= runnin8 a charity IPB21'.
The Trustees present therr report and the financial statemènts for the period ended 31, December
2021. The Trustees who serwed during the period and up to the date of this report are set out on page
StnKiure, Governance and Management
Go¥erniry Document
Al Misbaah Academy IAMAI is constriuted as a charrf(able trust registered with the Charity Commission
in April 2017 under tharity number 1172726. It is governed by a Charrtable Incorporated Organisation
last updated in June 2017.
Organisational structure
The charity trustees are responsible for the general control and management of the charity. The
trustees meet tO8ether as a body bi-monthly (sometimes more frequent- dependent upon the needl
and are ￿sponsible for the overall governance of Al Misbaah Academy IAMAI and to oversee the
mana8ement and day-to-day running of the charity.
The day-to-day management of Al Misbaah Academy IAMAI and administration of the projects are
controlled by the Chief Executive. Imam Suhail Patel.
Recruitment and appointment of tn
The existing trustees are ￿sponsible for the recruitment of new trustees. In selecting new Irustees.
we seek to identify people who are committed individuals. whose views are aligned to the charivs
vision. in addition to being able to offer relevant skills and experience.
Potential trustees are invited to attend trustees. meetings to meet the trustees and have an informal
intetview and are given more details about the charitys aims and activities, and, rf all agree. they are
then proposed as new trustees at the subsequent trustees, meetin8. This process allows due
consideration of the person's eligibility, personal competente, specialist knowledge and skills.
Page 4 of 20

Indurtign and trainins of new trustees
Followin8 appointment, new trustees are introduced to their new robe and given copies of the
governing document, 3 copy of the most recent. Yhe Essential Trustee, guidance trKM)klet, and a guide
to the policies and procedures adopted by our charrtv.
A number of publications from the Charity Commission are also provided including the guidante on
charities and public benefit and on the advancement of religion for the public benefit.
Thi5 ensures that new trustees are aware of the scope of their responsibilities under the Charities Act.
Initially. new trustees work with an existing trustee assisting on activities and projects run by the
charity. After satisfactory feedback from existing trustee5, they are given the task of leading a
particular activity or project. reporting progress at trustees, meetings.
Rlsk management
The twstees have assessed the risks the charity faces and have drawn up a risk matrix which identifies
the major risks by area of activity, the nature of those risks, the likelihood of the risks happening, and
the measures taken to manage them. The trustees review the risk matrix regularly at their meetings.
The trustees are satisfied that Systems are in place. or arrangements are in hand. to manage the risks
that have been identified. In particular,
The finances of Al Misbaah Academy IAMAI are kept under review and financial controls
gularly reviewed and improved as needed.
Appropriate Criminal Records Bureau ICRB/DBSI checks, supported by regularly reviewed
policies, are made for all those who work with children or other vulnerable groups within the
premises. Security of all stakeholders 15 of upmost importance and is kept continuously under
review.
The Charity regularly review po14cies to reduced reputational risk of the organisation and
review all complaints immediatety.
The board also take the ￿lSIatIVe requirements of the charrty seriously and re8ularly review
that the charity is compliant.
Pa8e 5 of 20

Our Aims
The objectives of the charity are set out in the ChariV5 g(Iverning document and are summarised as
follows:
l. To advance education for the benefrt of the poor. underprivileged and the public. by means
of. but not exclusively, the provision orthe assistance in the provision of educational activlties
and facilr(ies for those in the UK.
2. To advan￿ the religion of Islam, by the means of, but not exclusivety, promoting the correct
understandinB of the bel￿f$ and practices and provision or a55iStance in the provision of
facilities for worship and Islamic education for the beneftt of the community in the UK, in
accordance with the teachings of the Qu¢an and Sunnah of the Prophet Muhammad IPBUHI
as interpreted by the Ahlus-Sunnah-Wal-Jama'ah school of thought.
3. To relieve linancial hardship. dist￿$5 and suffering among poor people, victims of natural and
man-made disasters and other people in need. by means of, but not exclusivety, fundraising
donations for providing or paying for food, items, equipment, clothin& accommodation and
Such 5eTvice5 and facilities for the benefrt of the said persons.
4. To provide or aSs￿t in the provision of facilities in the interests of social welfare for recreation
or other leisure time occupation of individuals who have need of such facilities by reason of
their youth. age infimity or disability, fit)ancial hardship, or social circumstances with the
object of improving their condttions of lrfe.
Our objertlves
Our objectives are set to reflect ourlatth and community aims. Each year our trust@@s will r@vi@w our
objectives and artivf(ies to ensure they continue to reflect our aims. In carrying out thi5 review the
trustees have considered the Charity Commission's general guidance on public benefit and its
supplementary public guidance on the advancement of religKJn for the public benefit.
Public Benefft
TheTrustees have complied with the duty in section 17151 of the 2011 Charities Act to have due regard
to guidance published by the Charity Commission regarding public benefrt.
Page 6 of 20

tivities and achievements
The charity carries out a wide range of artivit￿5 in pursuance of its charitable aims.
The trustees consider that these activities, summarised below, provide IRnefrt tx>th to our Students
who study at Al Misbaah Academy IAMAI. the wHler community of Redbridge. London, and those who
connect with us throughout the world=
Supplementary khools
Al Misbaah Academy IAMAI operates Supplementary School classes on both the weekdays and
weekends, caterin8 for approximatety 700 students, ranging between the ages of 5 - 16. Within our
curriculum. not only do we aim to depart the core fundamentals of our faith and preserve the legacv
of our sa¢￿d tradttion. such as the recitstion and memorisation of the Qurfan and Islamic Studies, we
also aim to nurture our students holistically and develop well-grounded citizens of the commLbnity
who are empowered to seff-discovery, wholeness, an(J social consciousness.
After the success last year. this year, we continued to integrate a series of enrichment days and
CaMpa￿n weeks into our curriculum. to allow our students to continue carrying out experiential
learning aimed at teaching them qualities such as compassion, perseverance, resilience, and
leadership.
Qurfan Mem¢ylsation aass
The memorisation of the Qurfan is Conside￿(￿ an important element of reli8ious education and
training. We are pleased with this programme which continues to run successfully. With the ever-
growing demand, we will now be introducing a second Qurfan memorisation class in January 2022.
This year. we were ablè to celebrate the wonderful achievement of a further one of our students.
Imad Shorif Mahmud, completing the memorisation of the Qurfan.
'Alimiyyah Ilslamlc Scholarship) Pro8Tarnme
The'Aiimiyyah Programme is an undergraduate level programme in Shan~ah Ilslamic Lawl and Islamic
Theology. The programme is an in-depth study of subjects such as Taf5ir. Hadith. Fiqh and the
principles of Tafsir, Hadfth and Fiqh. It also includes an advanced study of classical Arabic. The aim of
the'AlimiyYah curritulum is to produce scholars and leaders who a￿ competent in the Islamicsclen￿S
such as Tafsir and Hathith possessing the professional skills necessary to serve, guide and lead the
Muslim community with excellence. In additFon to imparting knowledge and skills, the curriculum, and
the environment within which it is taught is designed to produce scholars whose scholarship is marked
by tradition, intelligence, piety, responsibility. and generosity of spirit. Our goal is to ensu￿ that we
are not simpty producing academics and professionab seeking a career but are producing the selfless
spirit that has always been so characteristic of Islamic scholarship. Thi5 year at Al Misbaah Academy,
we took orb our thlrd Intake of SiLbdents.
Pa8e 7 of20

Part-Time Courses
We operate numerous courses for both male and female adu￿$ and teenagers in our communlry,
tailored to their requirewnents and needs. This year at Al Misbaah Acadèmy, we held the following
courses..
Access to Tajwid
This course, aiming to educate adults on the proper recitation of the holy Qurfan, giving them the
confidence to recite independently. as well as impart the knowledge of this vital Qurfanic Science, was
initiated last year following numerous requests from the community. Thi5 course caters for over 25
students, l)oth locally and from throughout the country following the transition online.
Further Edu¢ati4)n
This year. we t¢)ok on the fifth intake of our high￿ popular teenagers, coutse studying ￿1rah, HaLfith,
Fiqh and Contemporary Issues. By promoting active learning and open dI￿u5510n, this course aims to
provide our youth with the t¢)ols to navi8ate the modern world in a sound, balanced and holistic way,
as encouraged by our faith. Our core aims are twefve- Developing a life-long zeal for learning, instilling
the love of Islamic environments, building leadership qualities, fostering prophetic characteristics,
providin8 a positive learning experience. facilitating critical thinking. opening doors to healthy
friendships, inspiring love of Allah, the Qurfan and the Sunnah, strengthening Iman Ifaithl and God-
consciousness, transforming sew-confidence, unlocking creativity and imaginat￿n and empowering
application of sound and reliable knowled8e.
Leys Speak Arabl¢
Following a very successful summer intensNe Arabic programme. last year we had designed a spoken
Arabic course for adults, deliVe￿d by Mahmoud Sa'saa. a native Egyptian Arabic language teacher
wlth over 30-years of experience in teaching the Arabic language. Three modules were held with tsvo
cohorts throughout the year. Students were extremety satisfied with their progress and had developed
a keen interest in continuin8 wr(h their studie5 to perfect their Arabic as they advancèd throu8h the
course. This yearwe continued with Whe￿ we had left off in the previous year and once again taught
three module5 to two cohorts of students. We also published ourfirst set of books which were created
by Mahmoud Sa'saa.
P%e8of20

Fr*Course5 Projert
DurTrn8 the Co¥id ero. we We￿ suddenl¥ put into a situation where if we wanted to continue offerin
our seryices and benefittin8 the wider communty, we would need to make a transition by offering
our seryices online. We were also very aware of the negative impact the Covid era had had on people's
livelihoods and the general economy. This gave birth to one of our most Successful projects yet- the
'Free-Courses' project. We held a fundraising campaign title(I 'Light a Legacy, encouraging our
supporters and well-wishers to SUPFX)rt the projed by subscribing to a Month￿ direct-debit plan. The
campaign wa5 largely successful and provided us with a plattorm and the confidence to embark on
this projert. During the year 2021. We were prNile8ed to use this plarfonn to host internationallv
renowned experts to deliver discourses and webinars on an array of pertinent topits, which intlude
Bereavement, Welcoming Ramadan. Ramadan Revival. Tafsir Surah Yusuf. Touring Al-Aqsa, The Dhul-
Hiiiah Series and Keys To Propheiic Parenting. We attratted a worldwide audience who religiouslv
tuned in io benefrt from these webina￿.
Community Outreach Work
We regularly organise events and activities for the community to provide opportunitie5 for cohesion,
tackling issues of importance and strengthening ties within the thl community.
Fundraising
Over the month of Ramadan, we raised over an impressive £120.CKKI to build a school In Palestine
alon85ide sponsorin8 170 orphaned children. The d￿3M was to empower these orphaned children
through education. 8ivin8 them a better Chance in life. The project was delivered through U.K
registered tharity. Abdullah Aid. with whom we have committed to continue supporting this project
for a minimum of three years.
Page 9 of 20

Flnanclal revlew
Principal Sources of funding
The charitvs main source of income are madrasah fees, in the current period the incoming resources
for the period amounted to £446,576.
The continued generous donations provided bythe users and sUPPOrters of the charity received in the
current period arnounted to £61,016. Al Misbaah Academy is therefore extremety grateful for all the
support and is expects the same support in the future.
Reserves policy
The trustees have ￿VIeWed the ￿serveS of the charity. The arm is to hold enough cash unrestrKted
fund5 Wlthin the reserves to cover six months of operational expenses.
Currently the charity holds enough reserves to cover three months of operat￿nal expenses.
The current free reserves of the charity a￿ £102,732.
Plans for the future: current￿ the general unrestricted funds are below the target of 6 months. the
harity aims to increase the level of cash reserves funds to meet this target.
Investment poll¢v
The Charty has no long-term investments. Our cash deposits retained a￿ with major UK retail bank5.
Pa8e 10 of 20

Statement of Trustees, Responsibilities
The Trusiees are responsible for preparing the Tru5tee5' Annual Report and the financial slalements
n accordance with applicable law and Unrted Kingdom Accounting Standards (Unrted Kln8dom
Generally Accepted Accounting Practicel.
Law applicable to charities in England and Wales requires the trustees to prepare financial statements
for each financial year, which give a true and fair ¥￿W of Charity and of the incoming resources and
applicatiorb of resources of the Charity for that year.
In preparing these financial statements the Trustees are required to:
select suitable accountin8 policies and then apply them consistently:
observe the methods and principles in the Charities SORP,.
make judgments and estimates that are reasonable and prudent;
state whether applicable UK Accounting Standards have been followed, subject to any
material departures discbsed and explained in the financial statements; and
prepare the financial statements on the going concern basis unless it is inappropriate to
presume that the chartty will continue in operation.
The trustees are responsible for keeping proper accounting records which disclose with reasonable
accuracy at any time the financial position of the charity and enable them to ensure that the financial
statements compty with the Charrties Act 1993 and the Chartty (Accounts and Reportsl Regulations
2008.
They are also responsible for safeguarding the assets of the charity and hence for taking reasonable
Step5 for the preventKJn and detection of fraud and other.
Approved by our 8oard of Tnjstees on.-...... ......
S￿ned on its behalf.
Trustee
And
Trustee
Name........
Page 11 of 20

Independent Examinerfs Report
To the trustees of Al Misbaah Academy
I report on the accounts of the above chartty for the period ended 31 December 2021, which are set
out on pages 14 to 21.
Respective responsibilitie5 of trustees and examiner
The chariws trustees are responsible for the preparation of the accounts in accordance with the
requirements of the Charities Act 20111.the Arfl.
The ChariWs trustees consider that an audbt is not required for this period under section 144 of the
Act and that an independent examination is needed.
It is my responsibility to:
examine the accounts under section 145 of the Charities Act,
to follow applicable Directions given ty the Charty Commission (under section 14515llbl of
the Act, and
To state whether particular matters have come to my attention.
Basls of independent examinerfs Statement
My examination was carried out in accordance wf(h general 01￿ctiOnS given by the Charity
Commission. An examination includes a review of the accounting records kept by the charity and a
comparison of the accounts presented with those records. It also includes consideration of anv
unusual items or disclosu￿S in the accounts, and seeking explanations from the trustees concerning
any such matters. The procedures undertaken do not provide all the evidence that would be required
in an audit. and consequently no opinion is given as to whether the accounts present a 'true and fairf
view and the report is limited to those matters set out in the statement below.
Independent examlner's sLitement
In connection with my examination. no material matters have come to my attention which gives me
cause to believe that in. any material respect=
accountin8 records were not kept in accordante WFth 5ertion 130 of the Charrties Act or
the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in order to enable a proper understanding of the account5 to be
reached.
Date: 20 Ortober 2022
SK Accountants
Address: Old POp￿T Library, 45 Gillender St. Poplar. E14 6RN
Page 12 of20

ststement of Financial Activities
Period Ended 31 December 2021
Unrestricted Restrirted
funds
funds
2021
Total funds
2020
Total funds
Notes
Incoming resour
Donations and legacies
Charitable activities
61,016
510.571
61,016
510,571
10,457
374,488
Totsl Incoming resources
571,$87
571.587
384,945
Resources expended
Charitable actNities
Governance Costs
1518.3981
1518,3981
1353,8841
12,5001
Total Resources expended
1518.3981
1518.398)
1356.3841
Net Incomel{expendlture)
53.189
53.189
28,561
Net movement in funds
53,189
53.189
28,561
Reconciliation oAAunds.'
Total funds brought fO￿ard
49,543
49,543
20,981
Total funds carried forward
102.732
102.732
49,543
Pa8e 13 of 20

Balance Sheet
AS at 31 December 2021
Unre5trirted Restrlcted
funds
funds
2021
Totsl funds
2020
Total funds
Current a￿ts
Debtors
2.683
124,206
2,683
124,206
2.032
75,859
Cash at bank and in hand
Total current assets
126.889
126,889
77.891
Creditors: amounts falling
due within one year
124,1561
24.1561
128,3481
Net current as5ets/(liabilitie5J
102.733
102.733
49,543
Total assets less current
liabilities
102,733
102,733
49,543
Credltors: amounts falling
due after one year
rotal net assets or liabilities
102,733
102,733
49,543
Funds of the Charlty
Restricted income fvnds
Vnrestricted funds
io
102,733
102.733
49.543
Totolfvnds
102.733
102,733
49.543
The financial statements were approved and authorised for issue by the Board and si8ned on tts behalf
bv:
Date..
Mohammed Ibn Sadio Kothia
Chairperson, Board of Trustees
Pa8e 14 of 20

Statement of Cash Flows
2021
2020
Gish flows from operatin£ acti¥itses:
Net movement in funds
Ilncreasel/Decrease of debtors
IncreasellDecreasel of creditor5
53,189
16511
14.1921
28.561
10,180
4,777
Net cash flow of operatlng actlvlties
43.518
Change in cash and cash equivalents in the year
48,346
43,518
Cash and Cash equivalents brought forward
75.859
32,340
Total cash and cash equivalents at the end of the year
124.206
75,859
Page 15 of 20

Notes to the Accounts
l. Accountln8 Pollcles
The principal accounting ￿ll(leS adopted, judgements and key sources of estimation uncertainty in
the preparation of the financial statements are as follows=
Basis of preparation {FRS102)
The financial 5tatefflents have been prepared in accordance with Accounting and Reporting by
charities.. Statement of Recommended Practice applicable to charitbes preparing their account5 in
accordance with the Financial Reporting Standard applicable in the UK and Republic of I￿land IFRS
1021 (effective l January 20151- (Charities SORP IFRS 10211, the Financial Reporting Standard
applicable in the UK and Republic of Ireland IFIiS 1021 and the Charities Att 2011.
Al Misbaah Academy meetsthe definttion of a public benefit entity under FRS 102. Assets and liabilities
are initially recognised at historical cost or transaction value unless otherwise stated in the relevant
accounting policy notelsl.
Income
Income is recognised when the charity has entitlement to the funds, any performance condi(ions
attached to the itemlsl of income have been met, tt is probable that the income will be received, and
the amount can be measured reliably.
Income, whether 'tapital' grant5 or 'revenue' grants. is recognised when the charty has
entrtlement to the funds, any performance conditions attached to the grants have been meL it is
probable that the income will te received. and the amount can te measured reliably and is not
deferred.
Income received in advance of a project or prcNi5ion of other Specif￿ service is deferred until
the criteria for income recognition are met.
Donated Services and facilities
Donated professional seryKes and donated facilities are recognised as income when the charity has
control over the item, any condrtions associated wrth the donated rf(em have been met, the receipt of
economic benefit from the use by the charty of the item is probab￿ and that economic benefit can
be measured reliably.
On reteipt, donated professional services and donated facilities are recognised based on the value of
the gift to the charity which isthe amount the charrty would have been willing to payto obtain services
orfacilr(ies of equwalent economic benefrt on the open ma￿et.
Page 16 of 20

Fund accounting
Unresidct&J ftjnds are avaiL4ble to S￿nd on atii¥itie5 that further any of the purrK)5e5 of chartty.
Desgnated funds are unre&tricted funds of the charity whKh theTrustees have ￿mIed to Set aside
to usefor a spÈcrf* PUfFK)se.
Restricted funds are donations which the (lonor has specrf*d a￿ to be Ltsed for areas of the
charitl5 work orfor 5pecifK projects being undertaken by ihe charity.
Expenditure
Expenditure is recognised once there is a legal or constructlve obllgation to make a payment to a third
party, it is probable that settlement will be required, and the amount of the obligation can be
measured reliably-
Irrecoverable VAT is charged as a tost against the activity for whKh the expendr(ure was
incLbrred.
Allocation of support Costs
Support costs are those functions that assist the work of the charity but do not directly undertake
charitable activities. SuppM)rt costs include back office costs. finance, personnel. payroll and
governance costs which support the chariWs artistic programmes and activities. Support costs have
been allocated in proportion to expenditure incurred in undertaking an activity.
Tangible f ixed assets
Individual fixed a55ets c05tin8 £5LKI or more a￿ capitalised at cost and are depreciated over their
estifTbated useful economic INes on a reducing baknce basis as follows:
Asset Category
Annual rate
Fixtures, Frttirw and ElectrKal equipment
15%
Debtors
Trade and other debtors are recl¥n￿ed at the sett*ment amount due after any trade discount Offe￿￿.
Prepayments are valued at the arnount prepaid net of any trade discounts due.
Cash at bank and in hand
Cash at bank and cash in hand includes cash and amounts in dep)5it accounts.
Credltoys and provisions
Creditors and provisiorLS ère reccenised where the charity has a present obligatTron res￿￿1ng from a
past event that will probably result in the transfer of fvnds to a third party and the amount due to
settle the obligation can be measured or estimated reliably. Creditors and provisions are nom)ally
retognised at their settlement amount after allowing for any trade d￿cOUnts due.
Pa8e 17 of 20

Al Misbaah Academy (AMA)
Period ended 31 December 2021
2. Analysls of Incoming Re50urces
UDrestrirted
fvnds
Restrfcted
funds
2021
Totsl fvnds
2020
Total
funds
Donations and legacies
Charitable activities
61.016
510.571
61,016
510,571
571,587
10,457
374,488
384,945
Total
571,587
3. Analysls of Resources expended
Other
costs
Support
costs
2021
Total
2020
Total
costs
Charitable actfvltlos
Activitie5 undertaken diredy..
411.856
5.047
101,494
518.398
356,384
Totsl
411,856
5,047
101,494
518.398
356,384
4. Analy515 of staff costs, Charlty remuneratlon and expenses, and key management
personnel.
2021
2020
Salaries and Staff Wages
411.856
320,313
Total
411,856
320,313
No employees had employee benefits more than £60.C(KI
Page 18 of 20

5. Staff Numbers
The average monthly head count was 25 staff and the average monthty number of full-time equivalent
employee5 (including casual and part-time staffl during the perithj were as follows..
2021
2020
Charf(able Activit￿5
19
19
19
19
6. Related Party Transartions
Neither the Trustees nor any persons connected with them received any remuneration, benefrts in
kind from the Chartty during the period. Ourin8 ihe per￿d under ￿vIeW. no trustees re￿Ned
reimbursement of tra¥ellin8 expenses.
7. Corporation Taxation
The tharity is exempt from corporationtax on its income and gains to the extent that these are applied
to its charitable objectives.
8. Cash at Bank and in Hand
2021
2020
Cash at Bank
122,046
2,160
75,286
573
Cash in Hand
Total
124.206
75.859
9. Creditors: amounts falling due within one year
2021
2020
Net Wages
Social Security Taxes
24.156
26.730
1.619
Totsl
24.156
28,349
Pa8e 19 of 20

10. Charlty Funds
2020
Balance
BIF
2021
Balance
Inrome
Expenditure
TTansfers
CIF
Fund names
Rèstricted
Unrestricted
49,543
571,587
1518.3981
102,732
Total Funds
49.543
571.587
1518,3981
102,732
2019
Balance
BIF
2020
Balance
CIF
Income
Expenditure
Transfers
Fund names
Restricted
Unrestricted
20,981
384,945
1356,3841
49,543
Total Fund5
20.981
384.945
1356.3841
49,543
Page 20 of 20