## **Trustees’ Annual Report for the period** 

## **From  06.04.2024                   Period start date   To     05.04.2025 Period end date** 

## **Charity name: Cariad Angel Gowns (For stillborn and Neonatal loss)** 

## **Charity registration number:   1172431** 

## **Objectives and Activities** 

||SORP reference||
|---|---|---|
|Summary of the purposes of|Para 1.17|For the relief of mental distress of parents and|
|the charity as set out in its||families coping with the loss of a baby/babies|
|governing document||due to gestational or neonatal loss by:-|
|||(1) the provision of handcrafted Angel Gowns|
|||for final photographs and funeral services;|
|||(2) Promoting the use of a 'cold cuddle cot' for|
|||stillbirth and early infant deaths at Hospitals|
|||and Funeral Directors in Wales and England;|
|||(3) promoting and bringing awareness to|
|||Funeral Directors of the use of a 'cold cuddle|
|||cot' to aid the relief of parents and families|
|||coping with the loss of a baby/babies whilst|
|||funeral arrangements are made;|
|||(4) Supply (by the means of fund raising) 'cold|
|||cuddle cots' to Hospitals and Funeral Directors|
|||throughout Wales and England for use by the|
|||parents and families coping with the death of a|
|||baby/babies until a funeral takes place.|





|Summary of the main<br>activities in relation to those<br>purposes for the public<br>benefit, in particular, the<br>activities, projects or<br>services identified in the<br>accounts.|Para 1.17 and<br>1.19|**Promoting the charity and its work**<br>Contact via letter, email, telephone or arranged<br>appointments are regularly made with hospitals<br>providing maternity services, Hospices and<br>funeral directors with the aim of promoting the<br>use of cuddle cots for stillborn and early infant<br>death and providing outfits for final<br>photographs and funerals.<br>Awareness presentations continue to be given<br>to members of the public at groups and<br>fundraising events. For example: W.I. meetings,<br>craft groups, coffee mornings etc.<br>Printed Leaflets detailing the charity’s work are<br>displayed in hospitals, funeral directors, shops<br>and other appropriate venues.<br>The online support group for those affected by<br>stillborn, neonatal or gestational baby is<br>regularly visited by those needing support.<br>Memorial events continue to be held to<br>remember baby’s who have died throughout the<br>year.|
|---|---|---|
|Statement confirming<br>whether the trustees have<br>had regard to the guidance<br>issued by the Charity<br>Commission on public<br>benefit|Para 1.18|In accordance with the guidance on public<br>benefit issued by the charity commission, the<br>trustees considered the guidance at our<br>meetings when planning our activities for the<br>year and undertaking the charity’s work.|



## **Additional information (optional)** You may choose to include further statements where relevant about: 

||SORP reference||
|---|---|---|
|Policy on grant making|Para 1.38||
|Policy on social investment<br>including program related<br>investment|Para 1.38||
|Contribution made by<br>volunteers|Para 1.38|**Our  group of Volunteers who regularly**<br>**knit and sew for us, has declined**<br>**dramatically during this year, as well as**<br>**others who knit on an as needed basis.**<br>**As the cost of living has continues to**<br>**reduced the amount people can afford,**<br>**many more of our volunteers have now**<br>**left us last, but our volunteers remain an**<br>**invaluable asset to the charity.**|
|Other|||





## **Achievements and Performance** 

||SORP reference||
|---|---|---|
|Summary of the main<br>achievements of the charity,<br>identifying the difference the<br>charity’s work has made to<br>the circumstances of its<br>beneficiaries and any wider<br>benefits to society as a<br>whole.|Para 1.20|**1 cuddle cot has been presented to a**<br>**funeral director during 2024.**<br>**Funeral outfits and memory packs were**<br>**made and sent out to Hospitals and**<br>**Funeral Directors.**|



## **Additional information (optional)** You may choose to include further statements where relevant about: 

||||
|---|---|---|
|Achievements against<br>objectives set|Para 1.41||
|Performance of fundraising<br>activities against objectives<br>set|Para 1.41||
|Investment performance<br>against objectives|Para 1.41||
|Other|||





## **Financial Review** 

|**Financial Review**|||
|---|---|---|
|Review of the charity’s<br>financial position at the end<br>of the period|Para 1.21|**The charity’s finances have significantly**<br>**declined during this accounting period.**|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|**Whilst the charity is still reIatively new**<br>**and just starting to grow, is not felt at**<br>**this time that a reserve needs to be held.**|
|Amount of reserves held|Para 1.22|**None**|
|Reasons for holding zero<br>reserves|Para 1.22|**All accounts are paid either at the time**<br>**of purchase or within 1 month of the**<br>**invoice being received. We do not**<br>**envisage at this time needing to hold a**<br>**reserve.**|
|Details of fund materially in<br>deficit|Para 1.24|**There are no funds in deficit currently.**|
|Explanation of any<br>uncertainties about the<br>charity continuing as a going<br>concern|Para 1.23|**We have major concerns about the**<br>**charity continuing especially in view of**<br>**our current financial situation. A**<br>**decision on whether to close the charity**<br>**will be discussed and a decision made**<br>**by the end of the next financial year**|



|<br>concern|<br>concern|**decision on whether to close the charity**<br>**will be discussed and a decision made**<br>**by the end of the next financial year**|
|---|---|---|
|**Additional information (optional)**<br>You may choose to include further statements||where relevant about:|
|The charity’s principal<br>sources of funds (including<br>any fundraising)|Para 1.47|**The principle source of funding is from**<br>**public donations, and fundraising**<br>**events held throughout the year.**|
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46||
|A description of the principal<br>risks facing the charity|Para 1.46||
|Other|||





## **Structure, Governance and Management** 

|Description of charity’s<br>trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed, royal charter)|Para 1.25|**CIO**|
|How is the charity<br>constituted?<br>(e.g unincorporated<br>association, CIO)|Para 1.25|**CIO**|
|Trustee selection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of<br>any person or body entitled<br>to appoint one or more<br>trustees|Para 1.25|**Trustees are selected by the existing**<br>**trustees.**<br>**Selection is determined by the**<br>**suitability of the person suggested and**<br>**their ability to enhance the work of the**<br>**charity.**|



## **Additional information (optional)** You may choose to include further statements where relevant about: 

||||
|---|---|---|
|Policies and procedures<br>adopted for the induction<br>and training of trustees|Para 1.51||
|The charity’s organisational<br>structure and any wider<br>network with which the<br>charity works|Para 1.51||
|Relationship with any related<br>parties|Para 1.51||
|Other|||



## **Reference and Administrative details** 

|Charity name|Cariad Angel Gowns (For stillborn and Neonatal loss)|
|---|---|
|Other name the charity uses||
|Registered charity number|1172431|
|Charity’s principal address|3 Heol-y-Mynydd<br>Beulah<br>Newcastle Emlyn<br>Ceredigion<br>SA38 9QF|
|||





**Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10<br>11<br>12<br>13<br>14<br>15<br>16<br>17<br>18<br>19<br>20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**<br>**year**|**Name of person (or body) entitled**<br>**to appoint trustee(if any)**|
|---|---|---|---|---|
||Pauline Elizabeth<br>Harris||||
||Angela Claire<br>Sacco||||
||Ruth Catherine<br>Wolfe||||
||Jodie Jayne Low||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||



## – Corporate trustees names of the directors at the date the report was approved 

**Director name** 

Name of trustees holding title to property belonging to the charity 

**Trustee name Dates acted if not for whole year** 



## **Funds held as custodian trustees on behalf of others** 

Description of the assets held in this capacity 

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets 

## **Additional information (optional)** 

## **Names and addresses of advisers (Optional information)** 

|**Type of**|**Name**|**Address**|
|---|---|---|
|**adviser**|||



**Name of chief executive or names of senior staff members (Optional information)** 

## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

## **Other optional information** 



## **Declarations** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 

|**Signature(s)**<br>**Full name(s)**<br>**Position (eg Secretary,**<br>**Chair, etc)**<br>**Date**|Pauline E Harris|_A Sacco_|
|---|---|---|
||Pauline Elizabeth Harris|Angela Claire Sacco|
||||
||4.2.2026||
||4.2.2026||





|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|**CC16a**<br>**CARIAD ANGEL GOWNS(For stillborn & Neonatal Loss)**<br>6th Aprril 2024<br>5th April 2025<br>**1172431**<br>**Charity Name**<br>**Receipts and payments accounts**<br>Period start date<br>Period end date<br>**To**<br>**For the period**<br>**from**<br>~~ee ee ee ee-~~|
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|**Section A Receipts and payments**|||||||||||||
|||**Unrestricted**<br>**funds**|||**Restricted**<br>**funds**||**Endowment**<br>**funds**||**Total funds**||**Last year**||
|||**to the nearest      £**|**to the nearest      £**|**to the nearest      £**|**to the nearest £**||**to the nearest £**||**to the nearest £**||**to the nearest £**||
|**A1 Receipts**|||||||||||||
|Sale of EngravingMachine||**50**|**50**||**-**||**-**||**50**||**126**||
|||**-**|**-**||**-**||**-**||**-**||**-**||
|||**-**|**-**||**-**||**-**||**-**||**-**||
|||**-**|**-**||**-**||**-**||**-**||**-**||
|||**-**|**-**||**-**||**-**||**-**||**-**||
|||**-**|**-**||**-**||**-**||**-**||**-**||
|||**-**|**-**||**-**||**-**||**-**||**-**||
|||**-**|**-**||**-**||**-**||**-**||**-**||
|**_Sub total_**_(Gross income for_|_(Gross income for_||||||||||||
|_AR)_|_AR)_|**50**|**50**||**-**||**-**||**50**||**126**||
|**A2 Asset and investment sales,**<br>**(see table).**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**_Sub total_                              -**<br>**-**<br>**-**<br>**-**<br>**-**<br>**_Total receipts_**<br>**50**<br>**-**<br>**-**<br>**50**<br>**126**<br>~~—_—_———~~|||||||||||||
|**A3 Payments**|||||||||||||
|POSTAGE,PRINTING.STATIONARY,|||||||||||||
|COMPUTER SUPPLIES||**209**|**209**||**-**||**-**||**209**||**285**||
|MEMORY PACK ITEMS||**160**|**160**||**-**||**-**||**160**||**127**||
|TRAVEL||**76**|**76**||**-**||**-**||**76**||**126**||
|MISC||**40**|**40**||**-**||**-**||**40**||**41**||
|HOSPITALITY||**-**|**-**||**-**||**-**||**-**||**15**||
|INSURANCE||**-**|**-**||**-**||**-**||**-**||**-**||
|STORAGE|||||**-**||**-**||**-**||**-**||
|||**-**|**-**||**-**||**-**||**-**||**-**||
|||**-**|**-**||**-**||**-**||**-**||**-**||
|**_Sub total_ **||**485**|**485**||**-**||**-**||**485**||**594**||
|**A4 Asset and investment**<br>**purchases, (see table)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**_Sub total_                               -**<br>**-**<br>**-**<br>**-**<br>**-**<br>**_Total payments_**<br>**485**<br>**-**<br>**-**<br>**485**<br>**594**<br>~~—————~~|||||||||||||
|**_Net of receipts/(payments)_**<br>**-                    435**<br>**-**<br>**-   -                    435**<br>**-                   468**<br>**A5 Transfers between funds**<br>**-**<br>**-                           -**<br>**-**<br>**-**<br>**A6 Cash funds last year end**<br>**-**<br>**-                           -**<br>**-**<br>**_Cash funds this year end_**<br>**-                    435**<br>**-**<br>**-   -                    435**<br>**-                   468**<br>~~SSSS~~|||||||||||||



CCXX R1 accounts (SS) 

04/02/2026 

1 



|**Section B Statement of assets and liabilities at**|**Section B Statement of assets and liabilities at**|**the end of the period**||
|---|---|---|---|
|**Categories**<br>Signed by one or two trustees on<br>behalf of all the trustees<br>**B1 Cash funds**<br>**B2 Other monetary assets**<br>**B4 Assets retained for the**<br>**charity’s own use**<br>**B5 Liabilities**<br>**B3 Investment assets**|_A Sacco_<br>Signature<br>Pauline E Harris<br>**Details**<br>**Details**<br>Bank Account<br>**Details**<br>**Details**<br>**_Total cash funds_**<br>(agree balances with receipts and payments<br>account(s))<br>**Details**|**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**33**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**33**<br>**-**<br>Agreement Error<br>OK<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**liability relates**<br>**Amount due**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>Print Name<br>Pauline E Harris<br>Angela Sacco|**Endowment**<br>**funds**<br>**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||OK|
||||**Endowment**<br>**funds**<br>**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**<br>**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**<br>**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**When due**<br>**(optional)**|
|||||
|||||
|||||
|||||
|||||
|||||
||||Date of<br>approval|
||Pauline E Harris|Pauline E Harris|4.2.26|
||_A Sacco_|Angela Sacco|4.2.26|



CCXX R2 accounts (SS) 

04/02/2026 

2 

