ANNUAL
REPORT
for the
Fiscal Year
I" January
to
31" December
2024
The Parochial
Church Council
of the
Ecclesiastical
Parish
Chagford
Regirtered
Charity
1172274

ANNUAL REVIEW 2024
2024 dawned with the prospect of a continued Ya(￿￿y bu¢ very soon after
the strains of Auld Lang Syne frdde4 we were mforn)ed that we were
to r￿e1ve a very special Intervn Pr*st4n-Charge. wrth the RL Revd. Nick
McKinnel (retired &sh(y of Plynvyjth) bemg ap￿nted for a two-year
period.
This was trnF/ an answer to (￿r Praye￿ and, wthin days. plans bepn I
the 2rngen￿ts for his LKensing Service. w(￿ld take place on N)ril
30th
The servKe. it came. was full of h2tvines& One Pers￿ described it
as having "excitemen( t￿d eTfttn (very un-CofEI) fim" and another that 'trhe
wormth and love fek n the seThKe offxl the j￿*{•e Hol wos ￿l>0b1t. ond it ts
because we ol core ond work together to odjkrye things.-
It has been ￿ absolute py to wekome and get to knchv ￿"ShC• Nid( and
his wrfe ￿n, and very Iwickly became part of the Yamily, _ not least
wrth ￿n acting as mith¥rfe to the Parishes Coordnatorfs do& vthen the had
puppies within days of their arrival here!
ThroUgh￿t the year, congregat*)n ￿Mbe￿ have remained sta)le across
our ￿￿e range of services.
shop NKk has ￿lCoMed new inrtAtives and added to (￿r usual rotst*)n
of serrfKes. We now have a new. MO￿ contempordry, monthly evening
servlce; 'Moor Praise.. whKh 15 run in (￿1￿Ct￿)n with St Basil's church
(further down the Tel￿ Valley).
However. the pressure of bemg a rather ￿w*hty group of fourteen
partshe& even wrth Revd. preb￿ary Shqppard as Rector of
Moret(x)hanystead. does wt extra strain on the Ministry Team and we
swnpty coukl not cq)e wIth(￿t the in<kfatyable assistance of Harrrt Noel.
Nick and Edwirki and all the Lay Team.
St MKhaefs is 2150 mdebted to the tireless work wt in by Rosemary and
Terry Bleaknwi who seem to fit far more th￿ a week's WO￿ into every
seven days. It is worth repeatiig that Rosewary must be iomed by a seC(￿d
Churthwarden, as carrying role solo is too nwch for any£￿e.
We also ￿kn1￿￿ ackrK>wledge the outstarmjmg WO￿ ofr. Elinor

d'Albiac as Sacristsn and Verger, Jon &nt as Tower Captain, Roger
Cleverdon as Organist the swport of those on the cleanerf& lesson
reader'& inte￿ess0￿￿ SKlesmen's and Ik•wer arrangerfs rotas. Also. all
those who volunteer for Chagford Pantry and at Little Angels help at
fundraising even￿ sing in the choir. 2CcO[￿anY h￿nS 2t servKes. rng the
bells - in fa¢ anyone at all who has hdped with the highs and lows. the
delights arKI the concerns of the past twelve months.
It t5 alway5 Sad to report the deaths of dear friends al￿, in 2024 we lost
Julia Endacott whose 40+ year5 on the PCC. tenure as Churchwarden.
Foundati(m Governor of Chagford SchooL Flower Rota Organiser, Plant
Stall supremo arml. of (￿r5e. Tower Captain wll never be matched.
And also: Pete Williamson. Mary 14rker. John Vicary. VÈrn Wotton and
Shidey Judkins each of whom in quieL Iwt deterniined and good-
hUn￿red ways. contributed so 1￿ch to the lrfe of St Michael's for w(any
year& TTry will all. akny% be remembered.
Lury
CHURCHWARDEN'S REpoKr
It was very excrtng to learn. qurte e¥ly in the year. that the Vacancy,
created by the departure of the Revd. Paul would L￿d with the Ncrth
Dartmocy Parishes wekoming a Priest-in-charge for a two-year period.
Even more ffnpressive was that thi5 PerSC￿ was the retired &'shop of
Plymouth. the Rt. Revd. NKholas McKinnel. We were all dewited to
wekorr* 'Bishop' NKk and Jan into (wr fold n Awil.
The full and Var￿ pattern of thurth servKes has (c￿t￿lued with 2 rte2
crease in attendance and erKouraged by '&"shop' NKk a new worthp
band lead C£￿ten￿￿r3ry e¥￿ing 5ervKe started in October. Initul
dicatK)ns ¥e that this has been well receNed wrth both regular aml
attendees. Othw grow)$ s￿h as 'Celelntffig the Earth, have continued to
organi5e b￿￿￿thlY 5wyice￿ev￿t% vthKh brings into the churth wrany of
our local community who would not nornially attend. The Prvnary SCIK
continued to hokj its 'end of term, servKes in the Church: the service
the 18th July nvol￿d Year* pupils telling ther own story of their lrfe in
our primary sthool. They were each presented wth a b￿lIe funded by our
Storq meM(￿la1 F￿d. vknKh Nyas created from a legacy ￿Ven by a lady
whose husband had been a teacher at Chagford khool.

There have been thirteen fUneral￿￿kSg￿n8 servKes and cow>les
have celebrated their weddings, and the church has been the home for
numer￿5 Conc￿ i￿kKI￿8 d￿ble perforrrAnce sell-<Xrt (C￿Certs by
Sheku Kanneh.Mason Harry Baker
Elsewhere in the Annual Repcrt will read of hEh level of cash needed
to run the thurch. and the of ￿ntral5￿8 eV￿ts to supplement
donatK￿5 and fees in <west to raise over £90.0(X) In the year. This
year's achievement surpassed all expertatM)n% and I W￿ld l*e to thank
everyone involved f(Y ther enthUsu5￿ creat￿￿, and hard worL It is h¥d
to select any particular ￿{￿p, but the ￿TrYner Fète and 'The Theatre in
the Church, (A Midsummer Night's Dream) were partKularly successful.
As well of our eV￿ts committee. we are indebted to the Friends of
St Mthael's, for ther financial support to the church. Not only have they
pr(f4MJed a ￿11 set of fokling thairs that are extremely useful to SUPPC
services social events 2nd pvf0rnL￿Cs but they have re￿TbI5hed the
popular seating area (wtswje of the main cTrwrth ￿trance door and
suw)¢xted the works cm the cl¥Jr(hyard paths arKI hedges and other
churchyard refurt)I5hM￿t activity.
Ther J￿e to August FrHlay concert swie% SU￿(￿ted by local
busiiess sp(msorshp. has become an establtshed annual festival showcasing
music across the genres. Now conry)leting its thrd year. these events have
already raised signrfKant funds towards their next maior proRct to reorder
the Gabriel R(K)m & the bellrmgers balcony cupboards to proV￿e much
needed additional storage, and the removal of the unused pews in the
southwest corner to make a carpeted. (pen and versatde space for social
gatherm& chiktren's play and quiet contemplatK>n. Th￿ work will also
include the repTracenwrt of the rNsmatch of tables etcetera ar0￿d the
pillar with a custom-bult set of cabiiets matching in desi￿ those at the
chur(h entrance. The faculty applicatKm process started m October, and
we are very hope￿1 that work will start m 2025.
As you see our year has been very busy and vvy nwch a part of the
conynunrty, arKI we are n(y•• ￿5t a few M¢￿th5 away from welcommg back
the weekly *1usic ¢x) the Wall, £hess n the CIKrthyarrf, and a new
entrant of PéLmque ￿ the Drive,
Our thurth re￿AinS at the centre of Chagford lrfe.

AIMS AND PURPOSE
St m￿hael the Archangel Parothial Ctrmrth CowKd ￿CC) has the
responsibility of co-operatvig with the IKun￿en( in promoting
within the ￿(leSlast￿al parth the whole missN)n of the Church.
pastoral evangel￿t￿ socul and ecumenKal. The PCC is also
responsible for the maintenance of the Grade I listed clMKth
bU￿dIng and ass(Kilted dwthyard.
MINISTRY & MISSION
CHILDREN & YOUNG PEOPLE
rne ANGELS
The Lrtle Angels ha￿ continued to del￿t us. Friday mornings in church
can be oases of cakn with wst a crxwle of babes in arms being breast fed,
or bedlam with to<kJlers racmg up and d<y•vn the a￿leS or hKlng In the
pU￿1t Whatever the M￿n￿g5 brin& it is lovety to see the little ones
grovmg a￿1 interacting wrth eath other a￿1 m￿n5 (and Dxls and
gran(¥)ar￿t5) ￿PY￿g a IK)t and the to and that
with friends okl and new li a warni ctwrch.
The dynamKs of the ￿0UP has dunged C¢mSKlera)ty sivKe rt iyas stxted
some ten years ago. The Lrttle Angels are yo￿ger as many now leave us at
two ￿arS old to attend nursery schooL

There are currentty about 30 names C￿ the regster but fortunatety for
those of us in charge, att￿dance is irregular. One thng hO￿ver is
constan¢ the enjoYm￿t each of us feels as we close eath mornmg wrth the
Wiggle Song.
Le* H(yh
FAMILY BREAKFAST SERVIC
The Team now leading the M(￿thlY Family Breatht Service in the Jubilee
Hall comprises the remnants of the former Seedlings Group. some
experienced, commrtted ChristAns and some very enthusAstK and nisLI1
ne￿oMerS. Thi5 grcw n(w concentrates on planning and running the
Services under the guwjance of ow Priest in Charge. and has demonstrated
a Wmje range of creative ￿e25 from wbl•c speakm& worshp through
arts and crafts and flower arrangmg.
Orwnally a spin-off from Messy Church in the local khool, the awn was to
attract famil*s who were happy to join in the nformal Mtr0thct￿n to
religM)n, and rt Was very successful.
Sadly, Covid L￿forCed a break in the nitiative arKI while the eventual move
to Jubilee Hall has been s￿Ported by many of the regwlar congregation
there are fewer new frdmilie% exCeptK￿s beng for the 'spÈcAls' such as the
Christingle last DeCen￿}er.
It remains to be seen whether the Family Breakfrasts can continue or
wh￿her we can devise ￿Other way to attract younger menknrs of (XAr
communy.
L* H(yh
CHURCH LIFE
WORKING WITH THE COMMUNITY
CHAGFORD CoMIWNrrY & MEMORY CAFE
Attendance at the cafe has YKreased year from an
average of 38 people per se55￿n in 2023 to 41 pecyle per
Sess￿)n in 2024. Some of the hEhlights of 2024 have been:
Tri>s in 2024 - Because many of our guests do nct thive. our trys provide
guests with a rare cypcrnnity to get of Chagford f(r a few hours. Last
year we organised 4
To Jenny Tuckets Garden in Ide vknere we petted her heavy h￿Ses,
expl￿ed her beautiful prden and eniu/ed tea and homemade cake

To Moretonh3mpstead Motor Museum followed by afternoon tea at
B2skervilles
To the Dev<￿ Rural Archive on the sh11stc￿e estate followed by ￿nch
A chr￿tMaS knnth at the Fingle BrKlge knn
Sessions in 2024 - HighlEhts: Annie Lambert from The DeNr)n Uibrary
Service led a reminiscence Sess￿￿ using mew boxes The Dartmoc
Shepherd brought lambs and collies to pet in win& Elizabeth Jane Baldry
gave a harp recital. Dartmoor &'ll entertained us wrth folk songs and
Stories, Stephi from Artisan led a prmlJnakng w0￿Shc￿, Proper Job led 2
craft workshq>s, Christmas Carol sinwng led by 3 local musicians.
Other News
We purchased a large promotional feather Ilag using a ￿ant from the
Parish Council to create an awareness of the cafe. We use rt £￿tsKIe the
hall at Cafe sessk)ns and at fundraismg events. We purchased a large
promotK>nal A frame usng a grant from the Chagford Corrrninrty Trust
which we put (xrt n The S(ware in the days before each M<￿thlY Cafe
session to remind ￿ests that the next sessM)n is the c(xning Thursday. We
have purchased a Companion Cat from c￿r own funds (that purrs
raises its paw) for the enJ(yment of guests wrth rrK)re thanced dementiL
The cafe remams free to all. We serve hot drmks and a seIeCtK￿ of
savoury and sweet food provKled by a dedicated team of volunteers as well
a5 companionthy, stI￿lating activities and slwort for carers.
CMAGFORD PAMfRY
The Chagford Pantry has had *)othLY good year
SUFV(rted by the Church the coMw￿nrty.
ThrOugh￿t the year i has artr4ely helped a number
of frdmilies arKI mdivKluals by provMlin% essentAI food
2nd household items both at the Monday morning
open coffee Sessic￿ and wth discreet provisions
ayailable at all twnes in the Church school. A small
band of volunteers ensure the smooth runnmg of the Pantry and are there
to reSp(￿d quKkty m the event of a Crts￿ sItuatK￿.
The work of the P*ty is always evokng and currently provides 2 rtguFar
and pwlar weekly coffee mrning in the Church to he¥) wrth emotional
and social supp<xt that is often needed when times get t￿gh. We have had
Gr

visitors who attend r¥ely or infre<BAen￿. others who come alon
every week and n(M help too.
At Christmas we moved away from WOVKling hanyers to grfting V￿CherS
for the butcher and greengrocer n Ch38ford. This allows for the recpient
to choose ther food and swwt (￿r kKal businesses. From Christmas
have been able to c¥ry on giving fresh fruit aKI vegetables by c(mtinuing
wrth the voucher system through Fruit Lo(y - and thanks to them for the
additional admin that this obviously creates. We are aw¥e that this may
have to be reduced as it rÉyuires funds r2ther th￿ relying on d￿ation
but the committee consmler it uw)rt2nt to enable easy access to fresh
food.
The Pantry has 21so provided actNities thr￿ShoUt the year that promote
social interacts'on, creativrty and croSs-or￿n1SatIOnal contact (the Sthool.
the Conynunrty Alk)tment and Mem(ry Café) and have been represented
at researth and inforn)atKX) events.
With grateful thanks to a grant from the Chagford Community Trus¢ we
were able to purchase and distrthte e￿ht heated throws at the begnning
of the winter have had very positive feedback from all the recipients.
We remain very ￿rate￿I to the rewlar local donors the supp(Yt of the
church and cofrffiunty f￿ the funds to keep going, the food and
household items d(￿ated regularly and the space ￿fted to display and
operate at the rear of the cl￿rCh.
H* PAth & Liz (A
CHAGFORD SANCTUARY
Fmol Cl￿8[0[d s(￿lUCry Report fOr￿n￿ry 202*2025
The Chagford SarKtuary project was set ￿ in earty 2022 to supp(Yt
UkraM￿n5 and their hosts in the Chagford area.
Over the iwo year5 of the proJe(t to main activities were:
a) ProvKling p2Stc*al Gire f¢x Ukr2inAns and their hosts as needed
b) ProvKling English language teachng to those Ukr*nwis wrth(xrt 80(xI
language skills
c) ProvKling small grants (ar￿Trd £500) to Ukrainians for essential rtems
d) Organising social eV￿ts to bring Ukrainians and hosts together in the
Chagford area
e) Provbdng transport via a list of DBS checked volunteers. contact￿le

via a WhatsApp
fj Providing respite accomnN)d2tion
g) Fundraismg to sutwrt the a)ove activities
There were also regwlar gatherings over tea and cake (￿ganised to wovide
peer swort between h05t families and a5 informatM)n sharing sessk)n5.
These were gen￿OUSlY hosted at the Barefoot Barn by Claire 2nd Ro
Ash.Wheeler.
The Chagford Sanctsjary Propct b￿efitted from its strong links with
St M ichael's Church, because the Church prcy4wJed a venue for fundraising
events. advKe on safeguardmg and DBS checks and inV(*￿ty, was
custodun of the funds raised by the proiecL There were a total of 20
Ukranuns who were n close contxt wth Chagford Sanctuary. and
benefited directly from some or all of the key actNit*s listed ab(y4e.
During the summer and auturrn of 2023. the majorty Ukrainians who had
been hosted in the Chagford area erther dec￿ed to return to Ukraine to
be wrth ther families again or moved to ther own independent
accommodatK>n. We remained in touch with five Ukrainian families k>cally
who are now living inthpendently.
At the begming of 2024 we began the process of closing Chagford
Sanctuary as a fornul *roject' wrth regular meetiigs. Althouth of c￿r5e
hosts and some YO￿nteerS have remained in close (C￿taCt wrth the
Ukramians bemg Supp￿ted.
We prOv￿ed some further small grants to Ukramons in the area
were establishmg their own rKleperMlent homes and the very small amount
of remaining funds was ¢knuted to the Chagford Hospitality NetW(￿k
also supp(rt asylum seeker
At the Ènd of February 2024. we held a tea at Endec(rtt House to thank 211
the hosts and vOl￿te￿5 who had swwrted Ukrainians locally. A few days
later Nick Fennemore led a tirr* for nRditation and ¢wiet reflecti(￿ in the
church to mark two years sI￿e Russia's full-scale attack Ukraine. At
this event the Ukrainian flag (that had been displayed in the churth) was
carefully folded ￿t0 a beautrful box that had be￿ specialty des￿ed for its
safe keeping.
jo￿ Ekn
Ch￿frrd Sa￿UK1ry bvknnteer CNrokn(Y

FINANCIAL SuppoKr
The PCC believes that we, as Christiins. thould provKle for the support of
others who are, for a varw of reasons unable to do so for themsefves. It
achieves these aims throuth the gNing of fnancul sutvor¢ in cath of .
kind, to other charrtable (Yganisation and indriNJuals or ￿0uP5 of
indivKluals.
For 2024, the PCC resolved to allocate grants gNen from income, to be
concentrated prirrarity on he¥) those in h¥dshF> wrthin the kKal are&
At the organisaticffi leveL cash ￿ants were awarded to:
Farming C(xr#nunty netwo￿ - £416
St Petro(ks Exeter - £417
Chagford's Youth Project - £ l (xx)
Royal Brrt￿h LegK>n Pq>py AN)eaf . £460
Workn'ng at the family level our fhagford Pantry, project has pr(NKled
SUPP(rt of £60(Kl in focxl and other tems of a personal nature and
prOv￿ed sryle one-to-one suppcrtNe disCuss￿n.
The Joyce Storey Me￿￿)rRI fund also provKled financial support of L2.41X).
In the maw) this is prOv￿ed by direct pa￿t of bills rather than 'cash-in-
hand.
CELEBRATING THE EARTrI
'Celebrating the Earth. orEwiated as a series of events in 5￿P(￿t of the
UN ClThate Change Con￿rence in Noven4)er 2021. and has cC￿tmued
wrth regular offerings of nature-inspired ar¢ nwsic, talK folklore, poetry,
prayer and meditatK>n ever since.
The progra￿￿ne of events 15 organised by a cross-Com￿￿nty, cross-
generational. cross-f2rth grow) of yo￿nteers. and all are **lcome to
partKipate. These events draw ￿dienceS from many drffer￿t parts of the
local convnunty. coming together to share a love of the natural w¢xld and
coff4nrtment to its future.
A br￿f run41own of CtE events held in 2024:
In February, we gathered the annual Chagford Wa55ail on Ore Hill.
Wassailmg is an old traditi.cm of ￿, the atple trees each year wrth
songs stories laughter, and noise-making. Th￿ tine we were joined by the
folk drama gro￿ The Chagford Mummer% presenting ther seasonal
rendrt￿>n of Gawam and the Green KnEht. In March. we celebrated
Chagford's long assocutson wrth sheep and wool. The Dartmoor

Shepherd's Lewis Steer discussed sustainable farming practice& and textile
artist Yuli Somme discussed wool m Chagford, past and present. Nicky
Scott performed farming songs, Derdre Skilton read shq)herd poetry, and
children from Chagford Prim¥y School Gime dressed as sheep.
In late April (close to May Day). community men*)ers young and old
gathered at Ore Hill Gate for the annual J3ck-in-the-Green Ftr0cesS￿1n, led
by t*YO Cok￿rfUl creatures from folklore: the Green Man and the Obby
Oss. The event ncluded storytelling by Lisa schne￿aU. nwsic by Damien
Hackney and Thomas Fynn. a sing-alon& and a blessing of the land for the
season's turning by Edwina Fennemore. In ￿ne'S evenc Notes from Wild
Places conyoser Helen Haberthon perforn￿d her nature-inspired ￿￿SiC
for clar￿t and piano, mterspersed wrth her frather's poetry, read ty
dramatist Howard Gayton. Helen also discussed the ways the natural
world inf￿enCeS aThJ sworts creativ￿. After the summer h￿tU5. we were
back in September wrth a celebrat￿n of The Glor￿US Oak. Elizabeth-jane
Baldry and Thomas Fynn presented a programme of harp rrnsic, folklore,
2nd poetry inspired by oak trees. along wrth 3 discussKJn of the Comff￿nity
Feasts'ng Table that ElIZabeth-￿ne is t￿lIding among the trees of her
Chagford woodland.
In October's even( Senses of Bek￿gIn& three PhOt￿aphiC artists (Sam
Carder. ￿(k jthnS4￿. and Hannah Fletther) shared images from their stx-
year project exploring corrrfnunty. ecology, sustaina)ilo, and creativy
Dartmo￿. Their photwaphs of the Ik>r4 faun< and people of Chagford
were xconyanied by a Wild Chorus tapestry of sound led by v(xalist
Alice Louise. In December we celebrated the Winter Solstice wrth seasonal
MUSK (perfornied by Rowe and her Lilented ￿0UP of young Chagford
singers). the ￿TrU31 Yule Log ProcessK)n, and a new folk drama from The
Chagford Mutmiers based Robri Hood, plus solstKe poetry. a blessi
2nd a meditatK*i for the dark of the ye¥.
And in late January. we gathered to Wassad the aw)le tree of Ore Hill once
again.
As we plan eV￿ts for 2025, we continue to wcyk with Chagford Prirrary
School to nclude young people in these events. We're Lrateful for the
support of the church, and strive (throuth collecting d￿atIOnS at eath
event) to supp(rt the churth in turn.
Terri Wm¢fi

EVENTS & FUNDRAISI
2024 was a IMJSY year for the Ev￿ts Comittee.
Another successful (and h¥d-fought!) F￿zZI￿8 Evenng m February was
closely followed by the seascm of Lent Charrty S￿P Lunches. One C￿ld
say that these are part of the thurch's 'outreach'. in that the Sunday
after-churth coffee fvnds the hire of Endecott H￿se for each of
the knnches. so that the (harrt￿5 and <xgantsations keep all the profits
for their cause.
From the start of May until mid-october. the fortnightly Tuesday Coffee
Mornings were held. some in pe(ple's homes others in the churth. As
always. they were well attended and ￿loyed by numerous pe(yle.
It ￿ds a Joy to revNe the Summer Fete at Chagford House, this year. Wrth
very grate￿1 thanks to Belinda H2yter-Hames for her kind hospitality and
to Fthil Tucker, Ver(￿•ca Morr￿5 arKI their magnrfKent team for ther
amallng hard work the ￿ole day was a tremendous success.
Our Harvest Festiyal seThice this year. was followed by a Harvest Lunch of
soups. bread & cheese puddings in church. Thts was gTeatly enpyed by
over 50 people.
For a Christmas fundraiser, we had an extremely successful Coffee
Morning in the Jubilee Hall which even Storni D3rragh wasn't able to sp)il!
Thanks have to go to all those who wixked so hard putting this together.
During the following weeK the okehanytc￿ Excelsior Silver Band
returned (after entertaining us at the Féte) and a full church enioyed
terrffic. seasonal concer¢ wrth mulled wine ald mffice p*s n the bnterval.
Many cther perfornwces a150 took place. vknKh are detailed elsewhere in
this Repor¢ with the church being tranSforn￿d into "a wood near Athens"
for Tymescythe TheaLYes pr(xluctk)n of 'A MKlsummer NEht's Dream,,
the Friends. Summer Concert Programme, wh￿dOn AutunN) Festival, Two
Moors Festival, and indivKknal corKerts WKluding Jwn Causley the
supert) Sheku K￿neh-Ma5￿.
f(Y the Everns Crnittee

FRIENDS OF ST MICHAEL'S
(OffKty Clhjgford Oxxch & Churctyord TnA)
During 2024, The Friends of St. Michael's continued to put on the p(pular
Sunvner Music series of 12 free Friday lunchtThe (￿Certs. whKh has now
become ￿ antKpated feature of the Chagford calendar.
The Friends were also approached by Music in Country Churches (MICC),
a chanty N*those patron is the Kn& to put on a (c￿Cert In the Spring. The
concert on I st June resulted n a donation from the tharity of L2.(X)O.
The 2024 Summer Music series was extremely pcyular and successfuL
rdismg almost £ l 0.(￿0, which was supplemented by sales of tea towels
incory)ornting Virgnu Lee's attrnctsve poster design. Average attendance,
at 170 per c(M)cert Was slightly down on the prevK)us year but average
donatsons were hEher, in part due to a greater Proport￿ made with Grft
Abd. A small pri￿ate concert in September for the charrty Path North raised
further £500.
A fonrral Faculty ArplKation to the DAC fmally made late in the year.
It wlcorporates an expanded plan for thurch ThproVe￿￿nts which went c
display in the thurch in e¥ly 2025. The cost of these will be substantialty
covered by the a(cumulatIc￿ of f￿d5 fr(xn the prwious years. but as the
work will need to be staggered over a (c￿PIe of year5 $0 as not to
w)terfere with the day-to-day wor*ings of the churth. the Friends antKwte
being able to raise any shortfall in the Me￿tThe.
During 2024 the Fnends made a substant￿1 cOntri￿til￿ to the restordtion
of some of the paths In the churchyard as well as repairing and re-InsLiting
the curved wooden seating outsmle the West Door.
Neil Loden
CHURCH FAMILY
CHURCH CHOIR
We have had a ￿5Y year snging 2nd. although not wrth miny weddings. a
couple of wartets have been asked to help at sm211 weddings. Some of us
attended RSCM and Devon Choral Assocllt￿n events during the year, held
Exeter Cathedral. ￿ckfast Abbey and Crediton Church.
Our numbers have risen to 26 singers wrth a healthy ¢wota on eath prt
though a ctxple more tenors would be ￿ advantage.

This albws for a few pecyle to be absent Wrth¢￿t (kpleting the nunkners
too drastiGilly, and theref￿e still allowing us to sing a good range of mus
under our wI￿derfUl Musical Drertor - Roger CleVerd￿. We are grateful
to those who come and sng regularly wrth us from Sampford C￿rtenlY.
Rehearsals went (m thr￿g the suwrfner for two identical concwts wen in
Chagford and saryf￿d C￿rtenaY in Novenkner, and Roger h4)es to
repeat thi5 Wrth another in the Autuwffl.
Not quite in tThe for the first ccmcer¢ we Ix)utht new chor folders - the
others having been ar￿nd for about 25 >*3rs and now passed their bes(
in every sense. Also, wrth the increased numbers it was cheaper to replace
them all. than to get repeats of the okl ones. So now they are black wrth
our church name printed on the frI￿L
We have sung for YarK>US special occasK>ns - includng Bishop NKk's
Licensing. Other services have been Advenc Christmas and sadly. for
several funerals rbcludfftg of our former men*>ers - Makolm Fish.
The next thng for us 15 a Coffee Morning Wil 5th 2025. Not held f
many years, this will he*• rePlen￿h the acCO￿t so that we can buy and
replace music.
Th￿kS for continuing to SLPPOrt u
Eknr ¢fAlbkx
(￿"r Secretary
BELLRINGERS
Another eventhl year for UAr tow*rs but which sadly mcl￿ed the sudden
death of my predecess<x as Tower C4)tain @ St M's Julia Endacott.
Ruth & I rang the new year ri at Hoty Trinty Drewstel￿t￿. wrth four
from the parish. and folbwed thi5 a few days later with Fr￿aY nEht'S
annual dinner down Fingle. In fac( we made a weekend of ¢ wrth 2
Saturday outing (m dt7rtn5tream - a first for several of ow nascent ￿0Up -
and a Sunday EpPh￿Y ring at PAKkfast Abbey.
We continue to operate as a squad across the f(￿r Parishes. based around
regular (usually well-attended) Tuesday prxtKe & Sunday service
Rinwng in Chagford, and usually manage to rthig for a ￿ndaY servKe
Drewsteyiton, GKlleEh, & ThrowIe￿h in roLItN)n. On oC￿s1On5 when
unable to practise n Ch3gford, we gener211y decamp to Drewstewiton.
We continue to be ￿ateful for the ongoing assistance of exPer￿n(ed

ringers - Martii, Ethlie, Lee. Autum. & Eynn - whKh has really aided the
progresSK>n of ever-inprovmg We have beneffted from a
specol eveninls tr￿nIng rnn by the Dev￿ Assoc0t￿n of Ringers, Training
Officer, and again taken part in a good many of the annual conT)etitN)ns
that run throughcwt the 'season'. which provide further experience.
cludng hosting the DCBRF Competstion {& tea) in Drewsteignt(m.
R1Th￿ng for weddings has seemingly been overtaken in frequency by ringng
for funerals & thanksgiving services, although rt is not so easy to raise a
team weekdays and we are grate￿1 for the assistance gNen by
ringers from the mOret￿ benefKe & Boy￿. Other special ¢XcaS￿n5 f¢Y
which we have rung Include the Inductson of our Rt Rev't Pr￿st m Charge,
D-Day thh Anniversary. & the reopeniig of the Drewe Arms as a
Communrty Pub - we are also shareholders.
Julia 'Auntie' Endacotvs death in ￿lY was a huge shocK not ￿5t to the lo￿1
ringers but also to the WKler Rmgmg comnwno. F￿relY by tharKe we had
an ASCY full 3-h￿r Peal bod(ed a CO￿le of days after Auntie's passin&
and which they readily agreed to dedicate to her memory. I vras h(M￿red
to be tasked wrth the Eulogy to her. and ￿ate￿I for the many riigers who
knew her for joiiing in the rin￿n8 at her funwal.
We have welcomed several visiting teams & b￿dS to the tower(s) over the
course of the year, and likewise indivthal visrting rngers to prxtices.
We ran a successful Coffee Mornng to boost our funds, we have nst211ed
a 'new' set of ropes rethciig the c05t by haviig ne•4 sallies & tsil ends
spliced on to an okj set of ours. We put on ￿ evening tower visit for the
kxal Youth Club. One of the year's bEgest undertaking5 personally was
Co-organising wrth Wren Trust a day's Ringmg event n October as part of
the Sabine Barng-Gould c￿tenary. This cwtred around a well-knoN
rin&ng folk song that he had collected, rin￿n8 in the fve tTh¥ers in West
Deve￿ & East Cornwall nan*d in the song.
In addrtK)n to the wearng out of the set of rcpes whKh were new wrth the
2017 rehans the ckKk continues to be silent the to the broken wire c
the clock hammer. we have had the tenor clapper break & are still aWaIt￿g
its new replacemenL meanwhile reinstallmg an okl one we forturtously had.
We are also h(ying for the reinststement of one of our ringers. and
grateful to Rt Rev'd NKk for his w￿k to towards this, and to the
Drewsteig￿lon Churth leadws for their suFpcrt This ye¥ has seen

Dr Chris Smallwood retire from rin￿ng & passing the GKlleigh Tower
C2Ptsincy to ¢￿e of new ringers lan. I cann¢X overstste my ￿ltitude for
the help that Chris has gNen me and the Ch2gford Tower o￿tr the past
twenty or so year% in athjition to his considerable work for GKlleigh and.
in particular, the huge part he played In the Chagford rehangmg propct. lan
& I were pleased to present with a suitably mscribed bell memento at a
recent G KlleEh SerY￿e.
In 2025 the Devon Associ2ticffi of Ringers is celebrating its Centenary, and
as Vice Chairman l am heading ￿ the group organis￿g the celebratory
events, the key one of vthich we will be hostiig in Chagford on April 19th
(Holy Saturday), whi(h ncludes the Prem￿ of a specAI film documentary
of the Association & the vernacular Dev￿ Call Change traditi￿ for which
it exists to repre￿L As a c(￿$equ￿(e. an akeady full-on R￿￿ng Lrfe has
become even bu5iw. I have. however. still made twne to begm trainng up
the daughter & (particularly) the small granddauthter of (me of the old
South Tawt¢M ringers who regularly assists wth Throwleigh serrfice
rIn￿ng. Meants"me. the cc*e of squad has been together now for a
couple of years. and l am &Tatefvl for their commitM￿ll & Pr(￿d of their
pr￿eSs.
Jon Towtr Ctyta
SIDESMEN
Rather dauntingly. the Churth of England states that: "It shall be the duty of
the sidesmen to pmmote the c2u5e of true relig￿1 in the parish and to
assist the churchwardens in the discharge of their thts'es in maintaining
order and d￿encY m the dwrch and churchyard, esPeC￿llY during the trne
of divine service."
In realrty, Sidesman are the first people seen on entering the church for a
service and, therefore. are the friendly and wekommg faces who greet our
visitors and regular congregatK>n alike.
In Chagford we are so gTateful to thi5 loyal ar)d committed band grie
up their tine to kneet and greet,.
The appointment ofr.
Terry & Jenny Arscott
Caroline & Emily Coleffran
Christopher & Penny Deane
John & Julie EIIM)tt
Gay Hill
Margaret & Maurice Jeffreys
Veronica Morrss
John R(￿ertS

Evan Endacott
Richard & Tina Thomas
Hilary Francis
Sarah Tooley
Aileen & Vanessa Garr7tt
Fl)il Tucker
Lesley HaEh
John & ￿ella Williams
was confirn)ed by the PCC at its first meetmg after last year's APCM.
From January 2025, we are sory to lose Aileen GarratL as she has moved
abroad, Emity Coleman, as other weekend work commitments have cau&tht
up. and Evan Endacott who. after decades of ded￿ated ser¥ice, has thosen
to retire. We wish all of them well and thank them for their commrtment
for so many, many years.
However, we are delEhted that Jan Dale, Mel Holyoal Jenny O'Brien and
Jo WlllAmson have agreed to become &desmen, from the stlrt of 2025.
HERITAGE
CHURCH FABWC
We are extremely ￿ateful to the small band of pecple vtho trelessty open
and close the church every day regardless of the weather. Once again. we
owe thanks to dedKated volunteer cleaners. who keep our building so
spKk and Sp￿, and the flower arrangers weekly surprise us with ther
skills. The hard work by these and many more YO￿nteerS contribute
to the praise that St Michaefs receives for rts warm wekome, both human
& spiritual, and It5 well-kept appearance is evKlen( from the contmu(ws
comff*nts n the Visitors Book
The PCCS ddigent aFproath to tackling issues as they occur results in
there being very few nuior issues in any ye¥. The rrain sury)rise was the
structural failure of the ￿ell-Used, bench seating by the churth entrance
dOo￿aY. Fortunately, the 'Friends' Gro￿ VO￿nteered immediately to
cover the coss and the w(M* was conyleted m the early ￿tUMn.
A second surprtse, the need to replace the bell rope tails was with the
negotrating skills of the Tower Captain, conyleted wrthin the l￿dget fc
gener21 mainten3nce. The fmal surprtse. gwen the 'hEh-tech. nature of the
church organ was failure of part of the bellows system due to a mouse
chewing thr￿gh one of the control pieces of 'strinl.
The final part of the repair work results.ng from the Septenl)w 2023 offKe
break-in, the rq)￿r of the leaded window, was CCA)wleted late n the year.

EXTERNAL M￿￿reNANcE
Last year's covered the extensive discuss￿ that had taken place to
find a resilient So￿￿.(￿ to the churchyard path erosion problem% by
creatiig granite gutters to C￿e sNJe of the pathNrdys wrth pathways surface
sloping towards the ￿er. Work ¢)n the project was completed n late
January on two of the most trcwblesome paths. (High Street to Lythgate
and Cross Tree to church east end). Wrth one mnor Proble￿ caused by a
cost-cutting use of old materiaL the projert has proven very successful.
However. at a cost of at just (Ner £7,6(X). of whth the Friends Pa￿ 4
means that the PCC has inwfficient ￿ndS at present to ({￿tInue the wtyk
on the longer Yew Tree and new thurchrard pathways pathway at
estimated cost of over £18.(KKI.
The bKxliversrty management progran¥￿ for the thurchrard maintenance
was Po￿lY managed at the start of the year. However. under the
enthusiastic management of Jenny 0.￿len a re(overy pro￿am[r* has b￿n
successfully started. Th￿ will see some areas of the thurchyard retaining
the flowerlgrass gr<ywth unts'l the sunmner m<￿th5 but safe routes to all
regularly visited grave will be mainthned. We remain very ￿ateful to all
the volunteer helpers and, Part￿u1arty, to Phil Franklin.
It is nearty 8 years since the large trees al￿g the HEh Street wall were
thor￿ghlY Inspected and. following a gr(￿Thd level mspe(tson that Indicated
some possible deterK>ratk)n of several trees, estrnates for a ￿11 climbing
inspects'on have been rquerted $0 that the w¢xk can be conducted in earty
2025.
An increase n the level of dog fouling in the thurchyard has been noted
and the PCC will be tskng action to remind all users that It is a condrtic
of usmg the churchyard that dogs must be on a lead at all twnes and rt ￿ an
offence to rM)t pick-up deposits of a dog in your care. West Dev(m c(￿ncil
dog ward￿5 are to this activrty.
STRUCTURE, GOVERNANCE, POLICY AND
MANAGEMENT
The process for the ¥poiltm￿t of men*ers to serve on St MKhaefs
governing body, the Par(Khul Churth CowKil ￿cc), 15 set out in the
Church Representati￿ Rules Parts l & 2.

The PCC comprises the In(un￿en¢ curates readers & churchwardens 35
ex-offKio nRmbers and ￿ to 12 elected menknrs of the kaity who are
rewstered the current Parith Electoral Roll.
The 9 rnen￿QrS listed the bxk page were elected on 21 A Mar(h. 2024:
the role of Treasurer a further worknng MeM￿r were filled by a
c<Foption at the same meetmg.
The PCC is a charty registered in England undw reference 1172274 wth
211 PCC Men*>ers as Trustees of the Charty.
The number on the Electoral Roll for the Parish of Chagford at the of
2023 was I l O, an fKrease of three since Decenthr 2023.
The PCC is responsble fcr all decisK)ns ￿ matters of general crfmcern and
inporLyice to the parish, ffKluding decKling on h(wrf the funds are spent.
The PCC held meeting5 five occasions in the year wrth ￿ aver3gÈ
attendance of 74%.
There are two sub<onynittees:
the &andng c0￿￿1ttee conyrising the PCC Chairman, Churthwarden.
PCC Lay Chairman, Treaswrer Margaret Jeffreys & Tony Milton,
and the Ev￿ts Coffffiittee conyri5ing Mrs L ￿￿Id5, Mrs R Bleakman.
Mrs C Coleman. Mrs J End3ccrt¢ Mrs H Franc￿, Mrs M Jeffreys.
Mrs V M(Yriss, Mrs J O'Brien, Mrs C Thomas. Mrs S Tooley and
Mrs P Tucker.
These sub-conNnittees are responsble to the PCC and formally repc¥t
ther progress and decisions at every PCC meetin&
To ￿￿ble timely d2y-tO-day nllnagem￿t of the r￿tffie actiyties of the
PCC. it has resolved that the s￿ding Conmnittee has the authorty to
spend up to £750 cm any event Wrth￿t the need to seek at4Yoval of the
full PCC
FINANCIAL REMEW
Overall, the workl financial stsbilrty ryrcNed n 2024 compared wrth the
PreV￿uS 12 months. but materol and wage costs contsnue to rise rf
somewhat m(ff e slowly. Despite this there a feeling wrth many people that
they had sigmfficantty less disposajle cash together wrth a feeling of financial
uncertainty ab￿t the future: partKularly ar(￿nd and folk)wing the General
Ele(tK)n. These factors resulted n a we￿ty drq) in the church income
frixn visrtor donats'on and servKe collecti￿% whith together wth

increased maintenance costs, resulted n the need to Use £15,460 of
Reserves Funds to balance the (4)er2ting recepts against Pa￿ents.
De4)rte all this glo￿. the thurch ￿ndraiSing achIevem￿ts ￿re
exceptional. Against a target net income of £5.300 the varv)us fundraising
teams a(h￿Ved { I I,￿9. Notewcrthy *tre the Summer Fair Theatre
in the Church (Shakespeare). t￿t could rK>t of reached these levels
without the 'Puuling Evenin& Coffee Mornings and the form
Christmas Coffee Mcynng and Evening CorKWt.: a huge th￿ky￿ to all
concerned.
At the end of the year. 315t December, the tot21 Church PCC wc*th
£313,485, an increase of £6.356 duri)g the year. £5,649 of this comes from
the inprovement in the C¥rtal value of the Equty investments: These
actually Improved by £15.933 I￿t were reduced by the sale of £10,248 of
equrt*s to provKle ￿ffiC￿nt cash to cover the general L9.577 cash (Xrtfiow
of funds during the year.
In addition to the 7% ncrease in capital
value, these investments also Pr￿￿led the
PCC wrth a cash iicome of £9ffj59 vknKh
is equivalent to an Annual Ewiv3￿nt Rate
(AER) interest rate of 3h6%.
The ovwall PCC IiquKJ (ash a55ets
increased
during the year by £707. As thi5 VKludes
income of £10,248 from the asset sale the
real cash ¢￿tfi0W n the year was £9,577.
This was dtstributed betN%wi the cost centres as shovm in Table l.
TABLE I
Oper3ting
Fund
(£10,494)
Rettr¥e•
(£480)
Re•trirt¢d
U#e
£2,M4
D¢¥ignat¢d
Employment
£744
£{1,691)
TOTAL J9,577
The Operatng Furf the day-ttrday rnnning of the church mmistry and
churchlchurchrard maintenance, sP￿t £15.4(A) more than was received.
The planned budget artual achievements VKome and expenditure are
detailed below.
Re(e¥its (Q
64,524
76,747
12223
Payments (Q
85,240
92207
6,967
Shortfall (Q
20,716
15,460
(5256)
dget
Actual
Drfference

The £12,223 lmproveff￿nt in Receipts involved all the cost centres.
Fundraising as descrbed earlier exceeded l￿dget by £6,5(Yg. 'Regular
Givinty also exceeded l￿dget mainly because of the response of new and
prevk)us regu￿ g￿er5 to the Novents Stewardshy wvice.
Atrthouth Statut(ry Fee recepts from Wedding and Funeral servKes were
slightly better than budget this was more than offset by swirfKant
re(knction of Yull body, bjrials and associated mem(Yial stones. C￿eralL
Statutory Fees made a bss of £1.273 agamst budgeL
A￿houth 2024, showed a halt to the prevKAAS Steaty decrease m the level
of servKe collecticms. visitor ccmtsnued the rethcing levels noted in
the last quarter of 2023 was £516 {10%) less than Lwdget. Fortunately.
this loss was offset by a swnlar inprovement in the hire of the Churth by
third-party organisatK￿5.
The level of Payments also increased conyared wrth l￿dgeL Muth of the
increase was in the cost of Utilities (G4 Electric￿ & Water). The
renewed Electricty c￿tract has n(rt cmly increased the cost per unlt costs
by 70% but massive mcreases in d2ity standing char￿S (the result of
regulat(ry changes introduced by Ofgem) has added over £4(Kl to the
annual electric￿ cost. (￿r renewed Gas Contrart had a slight increase in
unit costs but also saw 2 £30 per month ncrease in sLindmg charge. These
changes resulted n 2 £2.947 overspend against ￿dget
There has also been aburfe infiation increases in the cost of printng
materials and particularly SubscriptK>n and Licenses wrthout ¥thich the
church cannot continue to operate. This again resulted in a £1 .148
overspend ¥ainst budget
Finalty, the cost of (t￿r(hyard maintenance exceed b￿get by £6￿ even
with grants of £5(K) from the Parish C￿nCil and [5￿ from a parishioner
being used to sI￿POrt the total cost of costs £5.730.
In all other aCC(￿nt￿8 are4 the actual spend was held the budgeted
levels.
The overall effect of these issues resulted in the actual expenditure
increasing by 13%, conyared to 2023, to £91207 [£253 per day].
The major expense for the Reserves Fund was the use of £15,460 to
support the Operatvig Fund. Most of the remaining £1,034 expendrture
was used to enh￿(e the church S￿nd & y￿e0 propctK>n systenL

Income for the inVestn￿ts of £5.731 the sale of £10.284 of
InveStn￿nt assets resulted overall (ash (yjthow of £￿.
OveralL the Restricted Use Funds [Church & Churthyard] showed an
increased cash level Q.344.
Rece
ntS
Cash Flow
5.340
839
4.501
5,460
7,617
2,157
100
8,456
2,344
The Churth FabrK Receipts irKlude £1 ,442 income from investm￿ts.
£ l (X)O of bequerts 2nd £2.898 insurance Settl￿nent relating to the OffKe
Break-in. The Pa￿￿ts all relate to the break-in. There were costs
ass¢xiated wrth the purthase of stolen items in the 2023 accounts the
work to repair the w￿￿OW re￿&inS to be pamj in 2025
The Churthyard Receyts conyrise £1 060 of mvestment mcome, £500
grants to￿ardS Maint￿anCe of the Churthyard and £3.100 grant from the
friends to swy>rt the work to refurtitsh the pathways. Other than the
spend of £500 to support the grass cutting the remainmg expendrture
relates to the pathway refurbthmenL
The PCC ￿erateS seven IDiscretionary Use. Funds, vthere ￿ndS are
allocated andlor maintained for a specthed use. The day-to-day
management of these ￿ndS is delegated to a kxal management team but
the overall respons￿lIrtY for all liabilrties remains wrth the PCC.
Overall receipts of £13.177 pa￿ts of £12.433 resulted in an annual
cash infiow of £744.
Church Fabric
Church ard
Total
Three of the funds account or most xtivrty. These are:
The Joyce Storey Memorial Fund, managed by the PCC Standing
Commrtee. It Was eSt3bl￿hed from the investment of half of the
capital from the Joyce Storey bewest to enable the church to
support suitable proFcts in the comnwnty. An opportunity was
taken at the st2rt of the year to transfer £5.100 of the cash ￿laThCe
to the PCC Equ￿ Investment Funds re(kKmg the opening cash
balance to £483. Recepts of £3,477 from investment income and
loan rePa￿n￿ts together sP￿d of £1381 hardship ￿nts
resulted in a final balance of £1.578. Grants were rarely paid as cash:
the usual practs.ce being the payment a spec￿( debL where such
aCt￿n will make a syithcant d￿erence in the ability of the recipient

to manage their financial future. One of the grants was on a loan
basi5 and is being repamj ￿￿)nthly.
The Café committee manages the Memory Café proiect. The propct
continued wrth monthly café meetng wrth a variety of themes,
warn)er weather excursk)ns and a Christmas Lunch. The level of
expenses increased thts year to £2,717 because of the team investing
in 3ddits(mal resources to swort rts planned programme. Re(eipts
were lower than last ￿ar at LI.￿5 mainly due to lower grnnt
levels, leaves the projert wrth a healthy year-end balance of 15,145.
The Pantry Proiert reached a state of maturty thrng the yEar and
now Conc￿trate5 on usng a socul gathering every Monday to
provKle both food (*her athKe. A voucher scheme for fresh
vegetables has been iitroduced. The proiect ￿ managed by the
Chagford Pantry Team Initsally under the leadership of Tony Milton
untsl he chose to retire due to Ill health; LLZ Goothym and Hils Bush
are sharng this role for the tmle being. The main sour(e of income
from donatK)ns and. Ixher training and some basK
supporting res￿￿es, all the ￿ltsOngs are for the purchase of food
to supplement the food donatKXlS made by the public. The size of
the need is clear from the expendrture of £6.975; up by over
£ I,O(K) from last year. However, Income of £7,084, £2,0(Kl less than
last year. results m 2 year*nd balance of £5,730. This balance
would enable 8 mc*)ths of 5￿POrt even rf donats)ns droFped to
zero.
The Enwloyment Funds covers those 2CtiYities ￿ere the PCC cc*)thcts
pe¢)ple management activities on behalf of other organisations for,
EnN)loyment of the Youth Worker behalf of the On-the-Edge
proiecL The ManageM￿t Corrmrttee although rt has a consts"tutK)n is
not recogmised as a entrty and therefore is not allowed to
fUnct￿n as an enyloyer. St Mbchaels already 4¥>erdtes as an enwloyer
for its paKI staff.
Purthase and maintenance xtivitses for the Ivhidd(￿ famty of
partshes. As the COTrordmator is based in Chagford it is sensible to
locate these servKes at St Michael's
In both cases it is the legal respons￿•1￿ of the manwng org2nisation to
cover the costs incurred by St MKhael's. Nornially these funds, the
Employment Fund, would finish the year wrth net zero balance.
However, the youth project has c￿tnUed wrth its request for the PCC to

hold their surp￿5 income whdst are sorting a better bankmg
arrangement for themselves. Their new bank aCc￿nt (¥)ened at the
end of 2024 and the sulp￿5 fund are being transferred to this account .
accordance wrth Chanty Commission GuKlance.
Independent Exominotion
The Accounts have been e￿lm￿ed jointly by Jthn Williams who has issued
the following Independent F￿an(￿l Statement. "In the course of our
examiMtx)n of the fTh7ncM71 tknJmentatR)n ￿kThn8 to St MKhoel the ArchanFI
PCC for the fJrx]nool ￿Or 1st JIm￿ry to 3 1st Deceffi￿r 2024. no matter hos c(Nne
to our auenDOn.
l. whKh gNe us cause to be￿￿ that in any mateTr71 respect the requirement4
io kerf• accountr)g records in occorth7ntt wffh Sect￿ 130 of the 2011 A
to Prtyare account records (Kcord wrth these accounting records and
compty wxh the acctxmtKJg rewirements of 201 IAct have not been me¢
2. to whKh. in my OP11￿n. 0ttentx￿ sh(wkl ￿ drown in order to LYJobk o Pmper
under5tandng of the acCO￿ts to IY reathed.
S 'LI
g£¢.A 14>23-
Reserves Policy
The PCC polKy 15 to maintain ￿restrited use f￿d5 for works that
inevitabty occur followmg the qurKwennial inspecth)n & maintenance
activrties that by ther nature do not occur regularly.
POLICIES
DATA PROTECTION
The PCC continues to comply wrth the General Dats Protection
Regulation wh￿h took effect in May 2018.
Indvéithals are rewested to complete the 'Keepng In T￿Ch, forn) and
records are maintained by the DaLI Pr￿cY OffKer.
No Dats Protection ￿SUeS have occurred <hJrng the past year.
Luq Shiekts
Data Ftr¢XY Ofter

SAFEGUARDING
Safeguarding ts evEYyone's respc¥bs*Jilrty rt is always on the agenda at St
MKhael's PCC rneet￿g5. We c￿ltinue to do all we can to ensure we are
providing a safe, inclusrrfe and nurturing envir1￿ment all Childr￿ and
vulnerable adults wrth ri our thurch comnmbnrty.
Safeguarding Training
The vast rna￿)r￿ of our VO￿nt1ry perscmnel at St MKhael's are up to date
with ther safeguardng training. We ran our own training session
Domestic Abuse n ￿11 to help pec¥)le who find it hard to access training
courses onlme. It vras well attended.
DBS Register
There are about 30 who hold a DBS for ther role at St Michael's. A large
number of these are the for renewal in 2025 and will be conL1Cted li the
course.
Policy Review
The polKy was reviewed and wlated in J￿e 2024 and is available on the
church webste
Safeguarding cases
We continue to seek diocesm Idvice (m safeguarding cases and have
worked closely wrth their 2¢fvisers (m some of rn￿e conylex cases
over the past year.
Ann Seor50n
Srfegu(rdtry R¢>resent¢7
HEALTH & SAFETY
There have be￿ no ry•orted VKidents Si￿e the kn5t APCM.
The Health Safety PolKy 15 kept in a black file in the church offKe.
K<7thryn Wood
Heolth & S¢fety qfrer

m I IlnBI
3,1
11

11111111
111
11
lllll'l

111
miNIii
l-bd

I z z z z z i i z z z i I z
I z i

ST MICHAEL THE ARCHANGEL
Chagford Parochial Church Council
Registered Address
Parish Church. Chagford. TQ13 8BN
The PCC is a body corporate governed in
accordance with the Parochial Church
Council (Powers) Measure 1956 and the
Church Representation Rules 2(KK>.
It Is a charity registered with the Charity Commission under Re￿str3tiOn
No. 1172274 and is kKated with the Diocese of Exeter of the Church of
England.
The following Persons have Seri￿ 2s members (trustee5> of the PCC
from 21" day of March 2024 untsl the presenL
Ex Officio Members
Incumbent
RL Revd. Nichola5 McKinnel
Ifnxn 30.04.2024]
Mrs Rosemary Bleaknian
Churchwarden
Elected Members
Dr Colin Barnes
Mrs Julia Endacott
Mrs Lesley Haigh
Mrs Md Holyoak
Mrs Margaret Jeffreys
Mr Anthony Milton
Mrs Jenny O'Brien
Mrs Lucy Shields
Mrjohn Wood
[d•ed 24.07.24J
Secretary
Lay Chairman
Co•OPted Members
Mr Terence Bleaknlln
Treasurer

**SHEET 2024-1** 

|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>~~**3**~~**1 December 2024**||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|**Section A Receipts and Payments**||||||||||||||||||
|**A1 Receipts**|**Notes**|**to the nearest £**<br>**unrestricted**<br>**Funds**||**to the nearest £**<br>**Designated Funds**<br>**(Rector, Choir &**<br>**Little Angels)**||**to the nearest £**<br>**Church Fabric**<br>**Fund**<br>**(Restricted)**||**to the nearest £**<br>**Churchyard**<br>**Fund**<br>**(Restricted)**||**to the nearest £**<br>**Employment**<br>**Fund**<br>**(Restricted)**||**to the nearest £**<br>**Managed**<br>**Funds**<br>**(Restricted)**||**to the nearest £**<br>**Total funds**|||**to the nearest £**<br>**Last year**|
|**A1.Voluntary Income**||||||||||||||||||
|**Planned Giving (Tax efficient)**|**1**|**24,535**|<br> <br> <br> <br> <br> <br> <br>||<br>||<br> <br> <br>||<br> <br> <br>|||**13,716**||**24,535**||<br> <br> <br> <br> <br> <br> <br>|**22,068**|
|**Planned Giving (Other)**||**1,025**||||||||||||**1,025**|||**1,010**|
|**Collections**|**2**|**7,271**||||||||||||**7,271**|||**10,316**|
|**All other giving**|**3**|**4,746**||||||||||||**4,746**|||**5,508**|
|**Donations & Gifts**|**4**|**970**||**8,268**||**3,939**||**3,500**||||**13,716**||**30,392**|||**12,699**|
|**Grants from other bodies**|**5**|**-**||||**-**||**-**||**24,705**||||**24,705**|||**43,267**|
|**Legacies**||**-**||||**-**||**-**||||||**-**|||**-**|
|**Tax recovered through Gift Aid**|**6**|**10,129**||**447**||**-**||**-**||||||**10,576**|||**9,189**|
|**_A1.1 Sub total_**||**48,675**||**8,715**||**3,939**||**3,500**||**24,705**||**13,716**||**103,249**|||**104,056**|
|||||||||||||||||||
|**A1.2 Fundraising**|**7**|**18,149**||**818**||||||||**24,102**||**43,069**|||**17,392**|
|**A1.3 Income from Investments**||**5,811**||**3,645**||**1,402**||**1,960**||**-**||**243**||**13,061**|||**13,247**|
|||||||||||||||||||
|**A1.4 Church Activities**||||||||||||||||||
|**Statutory Fees retained by PCC**|**8**|**5,527**|<br> <br>|||||||||||**5,527**||<br> <br>|**8,438**|
|**Trading Activities**|**9**|**2,105**||||**-**||||||||**9,294**|||**18,766**|
|**VAT  Refund**||**-**||||**-**||||||||**-**|||**405**|
|**_A1.4 Sub total_**||**7,632**<br>**10,284**<br>**90,551**<br>OK||**-**<br>**-**<br>**13,177**<br>OK||**-**<br>**-**<br>**5,340**<br>OK||||||**7,189**<br>**45,250**<br>OK||**14,821**<br>**10,284**<br>**184,483**<br>OK||||
|||||||||**-**||**-**||**7,189**|||||**27,609**|
|||||||||||||||||||
|**A2 Asset and investment sales, etc.**|**10**|**10,284**||||||**-**|||||||||**-**|
|**_Total Receipts_**||||||||||||||||||
|||**90,551**||||||**5,460**||**24,705**||**45,250**|||||**162,304**|
|||||||||OK||OK||||||||





**SHEET 2024-2** 

## **SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL** 

**Financial Statement For the Period 01 January to 31 December 2024** 

## **Section A Receipts and Payments** 

|**A3 Payments**|**Notes**|**to the nearest £**<br>**6,440**<br>**2,871**<br>**unrestricted**<br>**Funds**|**to the nearest £**<br>**6,440**<br>**2,871**<br>**unrestricted**<br>**Funds**|**to the nearest £**<br>**9**<br>**2,381**<br>**Designated Funds**<br>**(Rector, Choir &**<br>**Little Angels)**|**to the nearest £**<br>**9**<br>**2,381**<br>**Designated Funds**<br>**(Rector, Choir &**<br>**Little Angels)**|**to the nearest £**<br>**Church Fabric**<br>**Fund**<br>**(Restricted)**|**to the nearest £**<br>**Church Fabric**<br>**Fund**<br>**(Restricted)**|**to the nearest £**<br>**Churchyard**<br>**Fund**<br>**(Restricted)**|**to the nearest £**<br>**Churchyard**<br>**Fund**<br>**(Restricted)**|**to the nearest £**<br>**820**<br>**Employment**<br>**Fund**<br>**(Restricted)**|**to the nearest £**<br>**820**<br>**Employment**<br>**Fund**<br>**(Restricted)**|**to the nearest £**<br>**23,178**<br>**17,934**<br>**Managed**<br>**Funds**<br>**(Restricted)**|**to the nearest £**<br>**23,178**<br>**17,934**<br>**Managed**<br>**Funds**<br>**(Restricted)**|**to the nearest £**<br>**29,628**<br>**24,006**<br>**Total funds**|**to the nearest £**<br>**29,628**<br>**24,006**<br>**Total funds**|**to the nearest £**<br>**Last year**|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|**A3.1 Cost of Generating Funds**|**11**|**6,440**||||||||||||||**4,030**|
|**A3.2 Mission Giving and Donations**|**12**|**2,871**||||||||||||||**19,471**|
||||||||||||||||||
|**A3.3 Church Activities**|||||||||||||||||
|**Diocesan Parish Share**|**13**|**42,087**||||||||||||**42,087**|<br> <br> <br> <br> <br>|**40,030**|
|**Payments to Deanery/Mission Community**||**5,978**||||||||||||**5,978**||**5,037**|
|**Salary/honoraria**|**14**|**2,460**||||||||**15,721**||**410**||**18,592**||**23,573**|
|**Mission/evangelism costs**||**2,402**||**8,887**||||||||**136**||**11,424**||**3,113**|
|**Church running Expenses**|**15**|**18,564**||**360**||**-**||**7,617**||**9,855**||**6,033**||**42,428**||**50,275**|
|**Utility costs**|**15**|**9,082**||||||||||||**9,082**||**5,077**|
|**_A3.3 Sub total_**||**80,573**||**9,247**||**-**||**7,617**||**25,576**||**6,579**||**129,592**||**127,104**|
||||||||||||||||||
|**A3.4 Major Capital Expenditure**|||||||||||||||||
|**Major Church Repairs/Replacements**||**-**||||**-**||||||||**-**|<br>|**-**|
|**New Building Works**||**-**||||||||||||**-**||**-**|
|**_A3.4 Sub total_**<br>**A4 Asset and investment purchases, etc.**<br>**_Total payments_**<br>**_Net of receipts/(payments)_**<br>**A5 Transfers between funds**<br>**A6 Cash funds last year end**<br>**_Cash funds this year end_**||**-**||**-**||**-**||**-**||**-**||||**-**||**-**|
|||||||||**-**||**-**|||||||
|||**1,356**||||||||||||||**2,258**|
||||||||||||||||||
|||**91,241**||||||**7,617**||**26,396**||**47,975**||||**152,863**|
|||||||||OK||OK||||||**OK**|
|||**-(690)**||**744**||**4,501**||**-(2,157)**||**-(1,691)**||**-(2,725)**||**-(2,018)**||**9,441**|
|||**0**||**0**||**0**||**0**||**0**||**0**||**0**||**-**|
|||**2,790**<br>**2,100**<br>0||**15,359**<br>**16,103**<br>OK||||**3,704**<br>**1,547**<br>OK||||||||**42,673**|
|||||||||||||||||**52,114**|
||||||||||||||||||





**SHEET 2024-3** 

|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**|**SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL**<br>**Financial Statement**<br>**For the Period 01 January to**<br>**31 December 2024**||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|**Section B Statement of assets and liabilities at the end of the period**||||||||||||||||
|**Notes**<br>**Unrestricted**<br>**Funds**<br>**Designated Funds**<br>**(Rector, Choir &**<br>**Little Angels)**<br>**Church Fabric**<br>**Fund**<br>**(Restricted)**<br>**Churchyard**<br>**Fund**<br>**(Restricted)**<br>**Employment**<br>**Fund**<br>**(Restricted)**<br>**Managed**<br>**Funds**<br>**(Restricted)**<br>**to the nearest £**<br>**to the    nearest £**<br>**to the nearest £**<br>**to the nearest £**<br>**to the nearest £**<br>**to the nearest £**<br>**B1 Cash funds**<br>NatWest Current Account<br>**0**<br>**1,632**<br>**1,000**<br>**0**<br>**1,264**<br>**1,262**<br>Lloyds Current Account<br>**0**<br>**1,851**<br>**0**<br>**0**<br>**0**<br>**0**<br>Lloyds Deposit account<br>**555**<br>**7,391**<br>**2,269**<br>**0**<br>**984**<br>**16,969**<br>NDP Magazine<br>**2,513**<br>CBF Deposit Reserves<br>**100**<br>**3,774**<br>**0**<br>**0**<br>**0**<br>**0**<br>CBF Deposit Restricted Use Fabric<br>**1,154**<br>CBF Deposit Restricted Use Churchyard<br>**1,281**<br>**1,547**<br>Cash<br>**213**<br>**1,012**<br>**528**<br>**0**<br>**229**<br>**2,175**<br>**TOTAL**<br>**868**<br>**16,942**<br>**4,951**<br>**1,547**<br>**2,477**<br>**22,919**<br>**B2 Other monetary assets**<br>2,152.60<br>16,941.61<br>5,789.34<br>1,546.89<br>2,476.76<br>22,918.63<br>Gift Aid recoverable<br>**6,844**<br>**250**<br>**-**<br>**-**<br>**98**<br>**2,566**<br>Debtors<br>**1,258**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**B3 Investment assets**<br>Hawksmoor Investment Mgrs Capital Fund<br>**8,515**<br>**8**<br>**5,726**<br>**57**<br>**-**<br>**-**<br>Investment Assets @ market value (31.12.2024)<br>**18**<br>**116,153**<br>**116,256**<br>**39,590**<br>**-**<br>**-**<br>**284**<br>**B4 Endowment Trust Assets** _(held by Exeter Diocesan Board of Finance)_<br>_(h_**(held by Exeter Diocesan Board of Finance)**<br>Investment Assets @ market value (31.12.2021)<br>**2904**<br>**61710**<br>**B5 Liabilities**<br>Creditors Various<br>**(26)**<br>**0**<br>**(838)**<br>**0**<br>**0**<br>**0**|**Unrestricted**<br>**Funds**<br>**to the nearest £**||**Designated Funds**<br>**(Rector, Choir &**<br>**Little Angels)**<br>**to the    nearest £**||**Church Fabric**<br>**Fund**<br>**(Restricted)**<br>**to the nearest £**||**Churchyard**<br>**Fund**<br>**(Restricted)**<br>**to the nearest £**||**Employment**<br>**Fund**<br>**(Restricted)**<br>**to the nearest £**|||**Total funds**<br>**to the nearest £**|||**Last year**<br>**to the nearest £**|
||**0**||**1,632**||**1,000**||**0**||**1,264**||**1,262**|**5,159**||<br> <br> <br> <br> <br> <br> <br>|**4,735**|
||**0**||**1,851**||**0**||**0**||**0**||**0**|**1,851**|||**7,898**|
||**555**||**7,391**||**2,269**||**0**||**984**||**16,969**|**28,168**|||**26,273**|
||||||||||||**2,513**|**2,513**|||**308**|
||**100**||**3,774**||**0**||**0**||**0**||**0**|**3,874**|||**740**|
||||||**1,154**|||||||**1,154**|||**1,020**|
||||**1,281**||||**1,547**|||||**2,827**|||**8,968**|
||**213**||**1,012**||**528**||**0**||**229**||**2,175**|**4,156**|||**6,409**|
|||||||||||||||||
||**868**||**16,942**||**4,951**||**1,547**||**2,477**||**22,919**|**49,703**|||**56,351**|
|||||||||||||||||
||||||||||||||||**8,006**|
||||||||||||||||**477**|
|||||||||||||||||
||||||||||||||||**10,294**|
||||||||||||||||**270,363**|
|||||||||||||||||
||||||||||||||||**61214**|
|||||||||||||||||
||||||||||||||||**(4,713)**|
|||||||||||||||||
|**Section C Net present Value**||||||||||||||||
|Cash and Investment Assets|**133,612**||**133,456**||**52,334**||**63,314**||**2,575**||**25,769**|**411,059**||||
||||||||||||||||**401,991**|
|||||||||||||||||





SHEET 20244
SAINT MICHAEL THE ARCHANGEL, CHAGFORD PAROCHIAL CHURCH COUNCIL
Financial Statement
For the Period 01 January to 31 December 2024
Section D Approvals
Siined by rwo rnjsrees bthall of all the PCC
Ch31rn1an of PCC
Signature
Date
2QlJ
Treasurff
Siinature
Nan
Di
S 2oiS
Signed by lThdep￿dffit examin
Siinarur
Nan
Date

Independent Examiner's Report
to the Trustees of
Parochial Church Council of St Michael the Archangel, Chagford
Registered Chariry No: 1172274
I report on the accounts of the church for the year ended 31" December 2024. which are set out
on 3 pages referenced 2024-1 to 2024-3 inclusive attached.
Respective responsibilities of the Trustees and Independent Examiner
The charity's trustees consider that an audit is not required for this year under section 144(2) of
the Charities Act 2011 (the 201 l Act) and that an independent examination is needed.
It is my responsibiliry to
examine the accounts under section 145 of the 201 I ACL
follow the procedure laid down in the General Directions given by the Charity
Commissioners (under section 145{5)(b) of the 201 l Act): and
state whether parcicular matcers have come to my attention.
Basis of Independent Examinerfs Statement
My examination was carried out in accordance with the General Directions given by the Charity
Commission.
An examination includes a review of the accounting records kept by the charity and a comparison
of the accounts presented with the records. It also includes consideration of any unusual items or
disclosures in the accounts and seeking explanations from you as trustees concerning any such
matters. The procedures undertaken do not provide all the evidence that would be required in a
full audi( and consequently no opinion is given as to whether the accounts present a 'true and fair
view. and the reporr is limited to those matters sei out in the statement below
Independent Examiner's Statement
In connection with our examination, no matters have come to my attention other than those
detailed overleaf
which give us reasonable cause to believe that in any material respect the requirements
to keep accounting records in accordance with seciion 130 of the 201 l Act: or
to prepare accounts which accord with these accounting records and comply with
the accounting requirements of the 201 l Act have not been me( or
to which. in our opinion. attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Signed.
Full Nome
Address.
10 Al
04J
Date.