CHARITY COMMISSION
FOR ENGLAND AND WALES
Trustees, Annual Report for the period
From 1st January 2024 Period start date, to 31$t December 2024 Period end date
Charity name: Hands Together Ludlow
Charity registration number: 1171979
Objectives and Activities
SORP reference
Summary of the purposes of
the charty as set out in its
governing document
Para 1.17
The relief of those in need by reason of
youth, old age, ill health, loneliness,
dysfunctional relationships. disability, or
financial hardship who are living in Ludlow
and surroundin
villa
es.
We support our communities through:
The provision, largely through
community volunteers, of direct
services, resources and activities to
individuals and families in need
Working alongside local agencies to
help develop and implement local plans.
Working in partnership with a range of
organisations and facilitating
networking. Operationally, many of our
activities depend on joint working (for
example, surplus food collection)
Supporting other organisations through
sharing of good practice and facilitating
activities
The trustees have been provided with the
Charity Commission Public Benefit
guidelines and are reminded of them at the
beginning of each Board meeting
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular the
activities, projects or seNices
identified in the accounts.
Para 1.17 arKI
1.19
Statement confimiing
whether the trustees have
had regard to the guidan
issued by the Chartty
Commission on public
benefit
Para 1.18
Additional information {optional)
You ma
choose to include further statements where relevant about:
SORP ieference
Policy on grant making.
Parn 1.3B
Not applicable
Policy on social investment
including program related
investment.
PaTr 1.38
Not applicable

Achievements and Performance
SORP rolerence
A total of 602 beneficiaries were
engaged, across 7459 engagements
reducing loneliness and isolation and
8UPPOrting vulnerable people in the
commLJnity.
9 prescriptions d8livered
260 summer lunch club meals for
children on pupil premium
50 Community Lunches served (1541
meals)
34 Company at Christmas meals
588 Befriending sessions (32
individuals)
2253 Social spa￿ visits (206
individuals)
47 transported to FITL events (return
trips}
236 Men's Shed sessions (729
attendances)
11 Good Grief Café sessions (213
attendances)
3 Fibrornyalgia support sessions {Q4
only)
13 Pride of Place sessions (213.5
volunteer hours)
63 Walks for All {69 individuals}
101 individuals signposted to Other
provision.
149 Digital I nclusion sessions (62
attendees)
18 Good Start together playgroup
sessions (48 attendances)
217 dog walks {6 individuals)
2 Parkinson's Support Group
sessions (14 attendanGes}
4998 Community Fridge visfLS
resulting in 14609.90 kg of food
saved from landfill.
11186,75 volunteer hours given, with
a social worth value of £179771.08
Summary of the main
achievements of the charity,
identifying the difference the
charity's work has made to
the clrcumstances of Its
benefioiaries and any wider
benefits to society as a
whole.
Para 1.20
Additional Information (optionall
You ma
choose to include further ststements where relevant about..
Performance against the business plan is
monitored and reported on quarterly at
trustee meetings.
Achievements against
objectives set.
Para 1.41
Fundraising activities reflect the priorities
established in the business plan in order to
facilitate service deliver
Fundraisin
has
Performance of fundraisin

activities against objectives
set.
Para 1.41
been suff icient to rneet those priorities.
Investment performance
against objectives
Para 1.41
Other
Financial Review
Review of the charity's
financial position at the end
of the period
Par8 1.21
The charity's financi81 position is healthy but
requires continuous fundraising for a
sustainable future,
The finance subcommittee meets as part of
the monthly Executive meetings. A separate
statement of accounts is sLJbmitted.
The trustee board has agreed a policy of
holding unrestricted reserves equivalent to 6
onths, worth of operating costs. This is to
cover limited periods of unexpected loss of
funding and any unforeseen losses or wind-
costs.
6 months, worth of operating costs in 2024
was £108k HTL is carrying forward £167.5k
of unrestricted funds (excluding designated
funds), equivalent to 9.3 months of operating
costs at 2024 bud et fi
ures.
Not applicable
statement explaining the
policy for holding reserves
stating why they are held
Pare 1.22
Amount of reserves held
Para 1.22
Reasons for holding zero
reserves
Details of fund materially in
deficit
Explanation of any
uncertainties about the
charity continuing as a gcing
concern
Para 1.22
Para 1.24
Not applicable
Para 1.23
Not applicable
Additional informatlon (optional)
You ma
choose to include further statements where relevant about..
There are three pillars to HTLS fundraising
strategy.
1. Major funding organisations, such as
the National Lottery
2. Local grants and trusts
3. Individual donors
The charty's principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives inGluding any
social investment PDIicy
adopted.
During this year the trustees decided to set
up an investment account. This is in order to
further secure the future viability of the
charity.
Para 1.46
A descri
tion of the
rinci
Para 1.46
Risks to the chari
are detailed in the

risks facing the charity
organisational risk log
Other
Structure, Governance and Management
Description of charity's
trusts..
Type of governing document
Para 1.25
Constitution
How is the charity
constituted?
P¥a 1.25
Charitable Incorporated Organisation
oraled
Trustee selection methods
including details of any
constitutional provisions e.g.,
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25
Trustees are re-appointed at the AGM
Trustees may be appointed by the governing
body and a selection process is in place
Additional information (optional)
You ma
choose to include further statements where relevant about..
A trustee induction policy has been
developed and implemented. A regular
trustee skills audit identifies gaps in
knowledge and training needs.
Policies and procedures
adopted for the induction and
training of trustees.
Para 1.51
HTL is led by volunteer trustees and
managed by an Operations Manager
Currently there are 10 (maximum
12) trustees. Service delivery is by
volunteers, and a small group of staff.
The charity is not part of any umbrella
organisation.
The charity's organisational
structure and any wider
network with which the
charity works.
Para 1.51
A contract with Shropshire Council to deliver
activity funded by the UK Shared Prosperity
Fund is in place, to be delivered by March
2025
Relationship with any related
parties
Paia 1.51
Other

Reference and Administrative details
Charit
name
Other name the chari
uses
istered charit
number
Charity's principal address
Hands To
HTL
1171979
52 Broad Street,
Ludlow,
Shropshire,
SY81NH
ether Ludlow
Names of the charity trustees who manage the charity
Name of person lor
body) entitled to appolnt
trustse
rfan
Tru8tèo name
Qffice {if any)
Date8 acted If not for whol¢
year
Sue Chantler
Mike Beazley
Chris Deaves
Janna Vigar
Helen Rooker
Treasurer
Nicholas Young
Marc Gaunt
Rob Jenkins
Katie Donaldson
Graham Cheshire
Julia Evans
14106124 -_ 21108124
Co-opted 2a108124
Co-opted 24110124
10
Cor
orate trustees - name8 of the direotors at the date the re
Dlrector namg
ortwasa
roved.
Name of trustees holding title to property belonging to the charity
Dates actsd If notfor who19
Tru8tee name
93r

Funds held as custodian trustees on behalf of others.
Description of the assets
held in this capacity,
None
Name and objects of the
charity on whose behalf the
assets are held and how this
fall within the custodian
charitls objects.
Details of arrangements for
safe custody and
segregation of such assets
from the charity's own assets
Additional information (optional)
Names and addresses of advisers Ioptlonal information)
Type of
Name
Address
adviser
Name of chief executive or names of senior staff hembers (Optional information)
Exemptions from disclosure
Reason for non-disclosure of ke
ersonnel details
Other o
tional information
Declarations
The trustees declare that they have approved the trustees, report above.
Slgned on behalf of the charlty's trustèes
Slgnature{s)
Full name(s)
Position (eg Secretary,
Chalr, 6tc)
IL
Date

## **HANDS TOGETHER LUDLOW** 

## **Registered Charity No 1171979** 

## **Accounts for the Year Ended 31 December 2024** 

## **Statement of Financial Affairs for the Year Ended 31 December 2024** 

|||||||**Prior**|
|---|---|---|---|---|---|---|
||**Unrestricted**|**Designated**|**Designated**<br>**Restricted**|**Endowment**|**Endowment**<br>**Total**|**year**|
||**funds**|**funds**|**funds**|**funds**|**funds**|**total**|
|||||||**funds**|
|**Income and endowments from:**|||||||
|Donations and legacies|51,738|-|-<br>1,402|-|-<br>53,140|53,140<br>25,191|
|Income from charitable activities|21,526|63,930|63,930<br>141,255|- 226,711|- 226,711|- 226,711<br>121,463|
|Other trading activities (1)|190|-|-<br>1,443|-|-<br>1,633|1,633<br>7,772|
|Investments (2)|-|-|-<br>-|-|-<br>-|-<br>-|
|Other income|-|-|-<br>-|-|-<br>-|-<br>-|
|**Total income**|**73,454**|**63,930**|**63,930**<br>**144,101**|**- 281,485**|**- 281,485**|**- 281,485**<br>**154,426**|
|**Expenditure on:**|||||||
|Raising funds|92|241|241<br>-|-|-<br>333|333<br>225|
|Expenditure on charitable activities (3)|3,021|31,028|31,028<br>149,002|- 183,052|- 183,052|- 183,052<br>133,706|
|Other expenditure|1,508|18,546|18,546<br>9,646|-|-<br>29,701|29,701<br>26,479|
|**Total expenditure (4)**|**4,622**|**49,816**|**49,816**<br>**158,648**|**- 213,087**|**- 213,087**|**- 213,087**<br>**160,411**|
|**Net income / (expenditure) resources**<br>**before transfer**|**68,832**|**14,113**|**14,113**<br>**(14,548)**|**-**|**-**<br>**68,398**|**68,398**<br>**(5,985)**|
|**Transfers**|||||||
|Gross transfers between funds - in|-|-|440|-|440|21,872|
|Gross transfers between funds - out|(440)|-|-|-|(440)|(21,873)|
|**Other recognised gains / losses**|||||||
|Gains/losses on investment assets|1,060|-|-<br>-|-|-<br>1,060|1,060<br>-|
|Gains on revaluation, fixed assets, charity's|-|3,231|3,231<br>-|-|-<br>3,231|3,231<br>-|
|own use|||||||
|**Net movement in funds**|**69,452**|**17,344**|**17,344**<br>**(14,108)**|**-**|**-**<br>**72,690**|**72,690**<br>**(5,985)**|



1 



|**Reconciliation of funds**|||||||
|---|---|---|---|---|---|---|
|**Total funds brought forward**|**102,878**|**3,554**|**30,580**|**- 137,012**|**- 137,012**|**142,997**|
|**Total funds carried forward**|**172,330**|**20,899**|**16,472**|**- 209,703**|**- 209,703**|**137,012**|
|**Represented by**|||||||
|**Unrestricted**|||||||
|General Fund|172,330|-|-|- 172,330|- 172,330|102,878|
|**Designated**|||||||
|Hall Garth Settlement|-|4,844|-|-|-<br>4,844|-|
|Ludlow Hospital League Of Friends|-|11,055|-|-|-<br>11,055|-|
|Marches Food Matters|-|-|-|-|-<br>-|1,000|
|South Shropshire Domestic Violence<br>Network|-|-|-|-|-<br>-|554|
|The Screwfix Foundation|-|5,000|-|-|-<br>5,000|-|
|Winter Support Services|-|-|-|-|-<br>-|2,000|
|**Restricted**|||||||
|Groundwork UK - One Stop|-|-|-|-|-<br>-|59|
|Ludlow Men's Sheds|-|-|2,755|-|-<br>2,755|1,605|
|National Grid Electricity Distribution<br>Community Matters Fund|-|-|-|-|-<br>-|7,855|
|National Lottery Grant|-|-|13,716|-|-<br>13,716|17,710|
|Shropshire Digital Skills Programme|-|-|-|-|-<br>-|3,350|



M G BEAZLEY, Hon Treasurer 

1 March 2025 

2 



**Statement of Assets and Liabilities (by code) for the Year Ended 31 December 2024** 

**General Designated Restricted Endowment Total Last year** 

## **Class and nominal code** 

|**Fixed Asset - Investments**|||||||
|---|---|---|---|---|---|---|
|F03: COIF Charities Ethical Investment (2)|51,060|-|-|-|51,060|-|
|**Total**|**Total**<br>**51,060**|**-**|**-**|**-**|**51,060**|**-**|
|**Fixed Asset - Tangible Assets**|||||||
|F01: Fixed Assets (5)|2,976|3,231|-|-|6,207|3,968|
|**Total**|**Total**<br>**2,976**|**3,231**|**-**|**-**|**6,207**|**3,968**|
|**Current Asset - Cash At Bank And In Hand**|||||||
|A02: Petty Cash Men's Sheds|-|-|26|-|26|40|
|A03: Petty Cash Office|5|-|-|-|5|37|
|A07: Petty cash food|6|-|-|-|6|28|
|A08: Lloyds Bank Business Account|26,886|17,668|(11,433)|-|33,122|131,938|
|A09: Lloyds Bank 32 day notice deposit account|91,394|-|10,000|- 101,394|- 101,394|-|
|**Total   118,294**|**Total   118,294**|**17,668**|**(1,407)**|**- 134,556**|**- 134,556**|**132,044**|
|**Current Asset - Debtors**|||||||
|A04: Debtors|-|-|-|-|-|1,000|
|Z05: Accounts Receivable (6)|-|-|17,878|-|17,878|-|
|**Total**|**Total**<br>**-**|**-**|**17,878**|**-**|**17,878**|**1,000**|
|**Net total assets   172,330**|**Net total assets   172,330**|**20,899**|**16,472**|**- 209,703**|**- 209,703**|**137,012**|
|**Represented by**|||||||
|General (Unrestricted)|172,330|-|-|- 172,330|- 172,330|102,878|
|Designated - Hall Garth|-|4,844|-|-|4,844|-|
|Designated - League of Friends|-|11,055|-|-|11,055|-|
|Designated - Marches Food|-|-|-|-|-|1,000|
|Designated - Screwfix|-|5,000|-|-|5,000|-|
|Designated - SSDV|-|-|-|-|-|554|
|Designated - WSS|-|-|-|-|-|2,000|
|Restricted - Digital Skills|-|-|-|-|-|3,350|
|Restricted - Lottery|-|-|13,716|-|13,716|17,710|



3 



|Restricted - Men's Sheds|-|-|2,755|-|2,755|1,605|
|---|---|---|---|---|---|---|
|Restricted - National Grid|-|-|-|-|-|7,855|
|Restricted - One Stop|-|-|-|-|-|59|
||**Total   172,330**|**20,899**|**16,472**|**- 209,703**|**- 209,703**|**137,012**|



4 



**Analysis of income and expenditure for the Year Ended 31 December 2024** 

**Total** 

||**Unrestricted **|**Designated Restricted Endowment**|**Designated Restricted Endowment**|**Designated Restricted Endowment**|**This**<br>**year**|**Last**<br>**year**|
|---|---|---|---|---|---|---|
|**INCOME AND ENDOWMENTS FROM:**|||||||
|**Donations and legacies**|||||||
|101 - Private donations and SOs|31,132|-|-<br>-|-<br>-|31,132|11,146|
|102 - Organisational donations|12,739|-|-<br>949|949<br>-|13,688|10,339|
|103 - Unrestricted grants|-|-|-<br>-|-<br>-|-|-|
|104 - Legacies|-|-|-<br>-|-<br>-|-|-|
|105 - Gift Aid|6,287|-|-<br>453|453<br>-|6,740|-|
|106 - Other unrestricted income|1,579|-|-<br>-|-<br>-|1,579|3,704|
|**Donations and legacies Totals**|**Donations and legacies Totals**<br>**51,738**|**-**|**-**<br>**1,402**|**1,402**<br>**-**|**53,140**|**25,191**|
|**Income from charitable activities**|||||||
|201 - National Lottery Grant|-|-|-<br>63,706|63,706<br>-|63,706|68,818|
|203 - Hall Garth Settlement|-|20,000|20,000<br>-|-<br>-|20,000|-|
|204 - Millichope Foundation|-|3,000|3,000<br>-|-<br>-|3,000|3,000|
|205 - Marches Food Matters|-|-|-<br>-|-<br>-|-|1,000|
|206 - Shropshire Council Social Prescribing<br>(Adult)|-|-|-<br>-|-<br>-|-|23,067|
|210 - Garfield Weston|-|20,000|20,000<br>-|-<br>-|20,000|-|
|211 - Ludlow Men's Sheds|6|-|-<br>4,327|4,327<br>-|4,333|2,604|
|214 - Other Restricted Grants|3,560|-|-<br>-|-<br>-|3,560|-|
|215 - One Stop / Groundwork|-|-|-<br>-|-<br>-|-|250|
|217 - Community Food Hub|15,024|-|-<br>-|-<br>-|15,024|3,076|
|218 - NFU Mutual Agency Giving Fund|-|-|-<br>-|-<br>-|-|6,443|
|219 - Shropshire Digital Skills Programme|-|-|-<br>-|-<br>-|-|3,350|
|220 - National Grid Electricity Distribution<br>Community Matters Fund|-|-|-<br>-|-<br>-|-|7,855|
|221 - Winter Support Services|-|930|930<br>-|-<br>-|930|2,000|
|222 - UK Shared Prosperity Fund|2,935|-|-<br>46,221|46,221<br>-|49,156|-|
|223 - Heart of England Community<br>Foundation|-|-|-<br>27,000|27,000<br>-|27,000|-|



5 



|224 - Ludlow Hospital League of Friends|-|15,000|-|-|15,000|-|
|---|---|---|---|---|---|---|
|225 - The Screwfix Foundation|-|5,000|-|-|5,000|-|
|**Income from charitable activities Totals**|**21,526**|**63,930**|**141,255**|**- 226,711 121,463**|**- 226,711 121,463**|**- 226,711 121,463**|
|**Other trading activities**|||||||
|301 - Lunch clubs and meals income|190|-|-|-|190|5,135|
|302 - Men's Shed trading income|-|-|1,443|-|1,443|2,636|
|303 - Social events income|-|-|-|-|-|-|
|304 - Other trading income|-|-|-|-|-|-|
|305 - Income from property|-|-|-|-|-|-|
|**Other trading activities Totals**|**190**|**-**|**1,443**|**-**|**1,633**|**7,772**|
|**Investments**|||||||
|**Investments Totals**|**-**|**-**|**-**|**-**|**-**|**-**|
|**Other income**|||||||
|**Other income Totals**|**-**|**-**|**-**|**-**|**-**|**-**|
|**Income and endowments Grand totals**|**73,454**|**63,930**|**144,101**|**- 281,485 154,426**|**- 281,485 154,426**|**- 281,485 154,426**|
|**EXPENDITURE ON:**|||||||
|**Raising funds**|||||||
|E101 - Just Giving fees|-|216|-|-|216|198|
|E102 - The Big Event|-|-|-|-|-|-|
|E103 - Website/Social Media|-|9|-|-|9|-|
|E104 - Other fundraising and Friends Events|92|15|-|-|108|27|
|**Raising funds Totals**|**92**|**241**|**-**|**-**|**333**|**225**|
|**Expenditure on charitable activities**|||||||
|E201 – Salaries (7)|1,950|20,892|97,018|-|119,861|94,867|
|E202 - National Insurance (7)|(321)|3,763|24,570|-|28,013|20,825|
|E203 – Pensions (7)|-|1,353|6,092|-|7,445|5,384|
|E204 - Volunteer Recruitment|-|-|-|-|-|108|
|E205 - Payroll costs|247|416|185|-|848|586|
|E206 - Recruitment|-|95|160|-|255|100|
|E207 - Staff expenses|10|-|318|-|329|1,438|
|E208 - Volunteer expenses|33|-|2,507|-|2,541|1,360|



6 



|E209 - HR support costs|-|936|-|-|936|720|
|---|---|---|---|---|---|---|
|E210 - Staff Training|-|-|778|-|778|964|
|E211 - Apprentice Levy|-|-|-|-|-|-|
|E212 - Office Equipment costs|48|140|-|-|189|551|
|E213 - Food project costs: Lunch, Fridge,<br>Space|551|3,264|2,964|-|6,780|1,956|
|E214 - Men's Sheds costs|-|-|2,268|-|2,268|3,181|
|E215 - Bank Charges and Accountancy<br>software|360|-|-|-|360|-|
|E216 - Hardship Fund|100|-|1,430|-|1,530|-|
|E217 - Marketing and outside printing|-|-|4,418|-|4,418|218|
|E218 - Good Start Together|-|40|-|-|40|113|
|E219 - Community Hub Equipment and<br>Resources|39|-|254|-|294|104|
|E220 - Befriending|-|-|182|-|182|111|
|E221 - Subsidised transport costs|-|125|-|-|125|450|
|E222 - Youth Drop In|-|-|-|-|-|36|
|E223 - Good Grief Cafe|-|-|34|-|34|30|
|E224 - Sessional Worker|-|-|-|-|-|-|
|E225 - Summer Lunch Club|-|-|1,274|-|1,274|-|
|E226 - Other Project costs inc Room Hire|-|-|920|-|920|-|
|E227 - Networking Activity|-|-|125|-|125|-|
|E228 - Volunteer Training|-|-|3,497|-|3,497|-|
|E311 - Purchase of fixed assets|-|-|-|-|-|598|
|**Expenditure on charitable activities Totals**|**3,021**|**31,028**|**149,002**|**- 183,052 133,706**|**- 183,052 133,706**|**- 183,052 133,706**|
|**Other expenditure**|||||||
|E301 - Governance costs|100|-|-|-|100|-|
|E302 - Office Supplies and Stationery|244|900|-|-|1,144|1,710|
|E303 - Telephone costs inc Mobiles|-|992|86|-|1,079|1,390|
|E304 - IT costs|-|-|-|-|-|1,200|
|E305 - Insurance|-|866|35|-|901|901|
|E306 - Other costs|98|116|110|-|325|672|
|E307 - Rent for premises (8)|-|7,650|3,400|-|11,050|10,200|
|E308 – Utilities (8)|-|7,807|1,615|-|9,422|8,228|



7 



|E309 – Water (8)|E309 – Water (8)|-|-|-|-|-|-|
|---|---|---|---|---|---|---|---|
|E310 - Property Maintenance (8)|E310 - Property Maintenance (8)|13|214|4,399|-|4,627|543|
|E312 - Meeting costs and AGM|E312 - Meeting costs and AGM|60|-|-|-|60|309|
|E313 - Depreciation of fixed assets|E313 - Depreciation of fixed assets|992|-|-|-|992|1,322|
||**Other expenditure Totals**|**1,508**|**18,546**|**9,646**|**-**|**29,701**|**26,479**|
||**Expenditure Grand totals**|**4,622**|**49,816**|**158,648**|**- 213,087 160,411**|**- 213,087 160,411**|**- 213,087 160,411**|



8 



## **Notes to the Accounts** 

1. Trading Income – Less than 1% of the Charity’s income was from trading (selling food and Men’s Shed products). The 5% figure quoted in 2023’s Accounts included donations. 

2. Investments – The Charity has adopted an ethical investments policy which has enabled the investment of unrestricted reserves in the CCLA COIF Ethical Investment Fund. 

3. Charitable Activities – 86% of the Charity’s expenditure was on charitable activities. 

4. Reserves Policy – The Charity’s reserves policy is to hold in reserve in the General Fund unrestricted funding sufficient to cover six months of planned expenditure. Based on the total expenditure in 2024 of £213K, the reserve should be a minimum of £106K, and the planned reserve for 2025 is £106K. 

5. Fixed Assets – Grouped office, Men’s Shed and catering equipment, depreciated at 25% p.a. 

6. Accounts Receivable – Payments due from the UK Shared Prosperity Fund for services delivered. 

7. Staff Costs – Staff costs amounted to £154K in 2024. This represents 72% of all expenditure. The average number of staff was 5. The number of staff at the end of the year was 6. All members of staff were paid less than £40K. 

8. Building Costs – Building costs increased substantially in 2023 due to the taking on of the lease for the Lower Galdeford building. Building costs amounted to £24K, 11% of total expenditure, in 2024. 

9 



## **Independent examiner’s report to the trustees of Hands Together Ludlow Charitable Incorporated Organisation (‘the CIO’)** 

I report to the trustees on my examination of the accounts of the CIO for the year ended 31 December 2024. 

## **Responsibilities and basis of report** 

As the charity trustees of the CIO you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). 

I report in respect of my examination of the CIO’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

## **Independent examiner’s statement** 

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 

1. accounting records were not kept in respect of the CIO as required by section 130 of the Act; or 

2. the accounts do not accord with those records. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

Signed: 

Name: Alan Layng 

Address: The Reader’s House, Church Walk, Ludlow SY8 1AL Date: 19[th] March 2025 



## **HANDS TOGETHER LUDLOW** 

## **Registered Charity No 1171979** 

## **Accounts for the Year Ended 31 December 2024** 

## **Statement of Financial Affairs for the Year Ended 31 December 2024** 

|||||||**Prior**|
|---|---|---|---|---|---|---|
||**Unrestricted**|**Designated**|**Designated**<br>**Restricted**|**Endowment**|**Endowment**<br>**Total**|**year**|
||**funds**|**funds**|**funds**|**funds**|**funds**|**total**|
|||||||**funds**|
|**Income and endowments from:**|||||||
|Donations and legacies|51,738|-|-<br>1,402|-|-<br>53,140|53,140<br>25,191|
|Income from charitable activities|21,526|63,930|63,930<br>141,255|- 226,711|- 226,711|- 226,711<br>121,463|
|Other trading activities (1)|190|-|-<br>1,443|-|-<br>1,633|1,633<br>7,772|
|Investments (2)|-|-|-<br>-|-|-<br>-|-<br>-|
|Other income|-|-|-<br>-|-|-<br>-|-<br>-|
|**Total income**|**73,454**|**63,930**|**63,930**<br>**144,101**|**- 281,485**|**- 281,485**|**- 281,485**<br>**154,426**|
|**Expenditure on:**|||||||
|Raising funds|92|241|241<br>-|-|-<br>333|333<br>225|
|Expenditure on charitable activities (3)|3,021|31,028|31,028<br>149,002|- 183,052|- 183,052|- 183,052<br>133,706|
|Other expenditure|1,508|18,546|18,546<br>9,646|-|-<br>29,701|29,701<br>26,479|
|**Total expenditure (4)**|**4,622**|**49,816**|**49,816**<br>**158,648**|**- 213,087**|**- 213,087**|**- 213,087**<br>**160,411**|
|**Net income / (expenditure) resources**<br>**before transfer**|**68,832**|**14,113**|**14,113**<br>**(14,548)**|**-**|**-**<br>**68,398**|**68,398**<br>**(5,985)**|
|**Transfers**|||||||
|Gross transfers between funds - in|-|-|440|-|440|21,872|
|Gross transfers between funds - out|(440)|-|-|-|(440)|(21,873)|
|**Other recognised gains / losses**|||||||
|Gains/losses on investment assets|1,060|-|-<br>-|-|-<br>1,060|1,060<br>-|
|Gains on revaluation, fixed assets, charity's|-|3,231|3,231<br>-|-|-<br>3,231|3,231<br>-|
|own use|||||||
|**Net movement in funds**|**69,452**|**17,344**|**17,344**<br>**(14,108)**|**-**|**-**<br>**72,690**|**72,690**<br>**(5,985)**|



1 



|**Reconciliation of funds**|||||||
|---|---|---|---|---|---|---|
|**Total funds brought forward**|**102,878**|**3,554**|**30,580**|**- 137,012**|**- 137,012**|**142,997**|
|**Total funds carried forward**|**172,330**|**20,899**|**16,472**|**- 209,703**|**- 209,703**|**137,012**|
|**Represented by**|||||||
|**Unrestricted**|||||||
|General Fund|172,330|-|-|- 172,330|- 172,330|102,878|
|**Designated**|||||||
|Hall Garth Settlement|-|4,844|-|-|-<br>4,844|-|
|Ludlow Hospital League Of Friends|-|11,055|-|-|-<br>11,055|-|
|Marches Food Matters|-|-|-|-|-<br>-|1,000|
|South Shropshire Domestic Violence<br>Network|-|-|-|-|-<br>-|554|
|The Screwfix Foundation|-|5,000|-|-|-<br>5,000|-|
|Winter Support Services|-|-|-|-|-<br>-|2,000|
|**Restricted**|||||||
|Groundwork UK - One Stop|-|-|-|-|-<br>-|59|
|Ludlow Men's Sheds|-|-|2,755|-|-<br>2,755|1,605|
|National Grid Electricity Distribution<br>Community Matters Fund|-|-|-|-|-<br>-|7,855|
|National Lottery Grant|-|-|13,716|-|-<br>13,716|17,710|
|Shropshire Digital Skills Programme|-|-|-|-|-<br>-|3,350|



M G BEAZLEY, Hon Treasurer 

1 March 2025 

2 



**Statement of Assets and Liabilities (by code) for the Year Ended 31 December 2024** 

**General Designated Restricted Endowment Total Last year** 

## **Class and nominal code** 

|**Fixed Asset - Investments**|||||||
|---|---|---|---|---|---|---|
|F03: COIF Charities Ethical Investment (2)|51,060|-|-|-|51,060|-|
|**Total**|**Total**<br>**51,060**|**-**|**-**|**-**|**51,060**|**-**|
|**Fixed Asset - Tangible Assets**|||||||
|F01: Fixed Assets (5)|2,976|3,231|-|-|6,207|3,968|
|**Total**|**Total**<br>**2,976**|**3,231**|**-**|**-**|**6,207**|**3,968**|
|**Current Asset - Cash At Bank And In Hand**|||||||
|A02: Petty Cash Men's Sheds|-|-|26|-|26|40|
|A03: Petty Cash Office|5|-|-|-|5|37|
|A07: Petty cash food|6|-|-|-|6|28|
|A08: Lloyds Bank Business Account|26,886|17,668|(11,433)|-|33,122|131,938|
|A09: Lloyds Bank 32 day notice deposit account|91,394|-|10,000|- 101,394|- 101,394|-|
|**Total   118,294**|**Total   118,294**|**17,668**|**(1,407)**|**- 134,556**|**- 134,556**|**132,044**|
|**Current Asset - Debtors**|||||||
|A04: Debtors|-|-|-|-|-|1,000|
|Z05: Accounts Receivable (6)|-|-|17,878|-|17,878|-|
|**Total**|**Total**<br>**-**|**-**|**17,878**|**-**|**17,878**|**1,000**|
|**Net total assets   172,330**|**Net total assets   172,330**|**20,899**|**16,472**|**- 209,703**|**- 209,703**|**137,012**|
|**Represented by**|||||||
|General (Unrestricted)|172,330|-|-|- 172,330|- 172,330|102,878|
|Designated - Hall Garth|-|4,844|-|-|4,844|-|
|Designated - League of Friends|-|11,055|-|-|11,055|-|
|Designated - Marches Food|-|-|-|-|-|1,000|
|Designated - Screwfix|-|5,000|-|-|5,000|-|
|Designated - SSDV|-|-|-|-|-|554|
|Designated - WSS|-|-|-|-|-|2,000|
|Restricted - Digital Skills|-|-|-|-|-|3,350|
|Restricted - Lottery|-|-|13,716|-|13,716|17,710|



3 



|Restricted - Men's Sheds|-|-|2,755|-|2,755|1,605|
|---|---|---|---|---|---|---|
|Restricted - National Grid|-|-|-|-|-|7,855|
|Restricted - One Stop|-|-|-|-|-|59|
||**Total   172,330**|**20,899**|**16,472**|**- 209,703**|**- 209,703**|**137,012**|



4 



**Analysis of income and expenditure for the Year Ended 31 December 2024** 

**Total** 

||**Unrestricted **|**Designated Restricted Endowment**|**Designated Restricted Endowment**|**Designated Restricted Endowment**|**This**<br>**year**|**Last**<br>**year**|
|---|---|---|---|---|---|---|
|**INCOME AND ENDOWMENTS FROM:**|||||||
|**Donations and legacies**|||||||
|101 - Private donations and SOs|31,132|-|-<br>-|-<br>-|31,132|11,146|
|102 - Organisational donations|12,739|-|-<br>949|949<br>-|13,688|10,339|
|103 - Unrestricted grants|-|-|-<br>-|-<br>-|-|-|
|104 - Legacies|-|-|-<br>-|-<br>-|-|-|
|105 - Gift Aid|6,287|-|-<br>453|453<br>-|6,740|-|
|106 - Other unrestricted income|1,579|-|-<br>-|-<br>-|1,579|3,704|
|**Donations and legacies Totals**|**Donations and legacies Totals**<br>**51,738**|**-**|**-**<br>**1,402**|**1,402**<br>**-**|**53,140**|**25,191**|
|**Income from charitable activities**|||||||
|201 - National Lottery Grant|-|-|-<br>63,706|63,706<br>-|63,706|68,818|
|203 - Hall Garth Settlement|-|20,000|20,000<br>-|-<br>-|20,000|-|
|204 - Millichope Foundation|-|3,000|3,000<br>-|-<br>-|3,000|3,000|
|205 - Marches Food Matters|-|-|-<br>-|-<br>-|-|1,000|
|206 - Shropshire Council Social Prescribing<br>(Adult)|-|-|-<br>-|-<br>-|-|23,067|
|210 - Garfield Weston|-|20,000|20,000<br>-|-<br>-|20,000|-|
|211 - Ludlow Men's Sheds|6|-|-<br>4,327|4,327<br>-|4,333|2,604|
|214 - Other Restricted Grants|3,560|-|-<br>-|-<br>-|3,560|-|
|215 - One Stop / Groundwork|-|-|-<br>-|-<br>-|-|250|
|217 - Community Food Hub|15,024|-|-<br>-|-<br>-|15,024|3,076|
|218 - NFU Mutual Agency Giving Fund|-|-|-<br>-|-<br>-|-|6,443|
|219 - Shropshire Digital Skills Programme|-|-|-<br>-|-<br>-|-|3,350|
|220 - National Grid Electricity Distribution<br>Community Matters Fund|-|-|-<br>-|-<br>-|-|7,855|
|221 - Winter Support Services|-|930|930<br>-|-<br>-|930|2,000|
|222 - UK Shared Prosperity Fund|2,935|-|-<br>46,221|46,221<br>-|49,156|-|
|223 - Heart of England Community<br>Foundation|-|-|-<br>27,000|27,000<br>-|27,000|-|



5 



|224 - Ludlow Hospital League of Friends|-|15,000|-|-|15,000|-|
|---|---|---|---|---|---|---|
|225 - The Screwfix Foundation|-|5,000|-|-|5,000|-|
|**Income from charitable activities Totals**|**21,526**|**63,930**|**141,255**|**- 226,711 121,463**|**- 226,711 121,463**|**- 226,711 121,463**|
|**Other trading activities**|||||||
|301 - Lunch clubs and meals income|190|-|-|-|190|5,135|
|302 - Men's Shed trading income|-|-|1,443|-|1,443|2,636|
|303 - Social events income|-|-|-|-|-|-|
|304 - Other trading income|-|-|-|-|-|-|
|305 - Income from property|-|-|-|-|-|-|
|**Other trading activities Totals**|**190**|**-**|**1,443**|**-**|**1,633**|**7,772**|
|**Investments**|||||||
|**Investments Totals**|**-**|**-**|**-**|**-**|**-**|**-**|
|**Other income**|||||||
|**Other income Totals**|**-**|**-**|**-**|**-**|**-**|**-**|
|**Income and endowments Grand totals**|**73,454**|**63,930**|**144,101**|**- 281,485 154,426**|**- 281,485 154,426**|**- 281,485 154,426**|
|**EXPENDITURE ON:**|||||||
|**Raising funds**|||||||
|E101 - Just Giving fees|-|216|-|-|216|198|
|E102 - The Big Event|-|-|-|-|-|-|
|E103 - Website/Social Media|-|9|-|-|9|-|
|E104 - Other fundraising and Friends Events|92|15|-|-|108|27|
|**Raising funds Totals**|**92**|**241**|**-**|**-**|**333**|**225**|
|**Expenditure on charitable activities**|||||||
|E201 – Salaries (7)|1,950|20,892|97,018|-|119,861|94,867|
|E202 - National Insurance (7)|(321)|3,763|24,570|-|28,013|20,825|
|E203 – Pensions (7)|-|1,353|6,092|-|7,445|5,384|
|E204 - Volunteer Recruitment|-|-|-|-|-|108|
|E205 - Payroll costs|247|416|185|-|848|586|
|E206 - Recruitment|-|95|160|-|255|100|
|E207 - Staff expenses|10|-|318|-|329|1,438|
|E208 - Volunteer expenses|33|-|2,507|-|2,541|1,360|



6 



|E209 - HR support costs|-|936|-|-|936|720|
|---|---|---|---|---|---|---|
|E210 - Staff Training|-|-|778|-|778|964|
|E211 - Apprentice Levy|-|-|-|-|-|-|
|E212 - Office Equipment costs|48|140|-|-|189|551|
|E213 - Food project costs: Lunch, Fridge,<br>Space|551|3,264|2,964|-|6,780|1,956|
|E214 - Men's Sheds costs|-|-|2,268|-|2,268|3,181|
|E215 - Bank Charges and Accountancy<br>software|360|-|-|-|360|-|
|E216 - Hardship Fund|100|-|1,430|-|1,530|-|
|E217 - Marketing and outside printing|-|-|4,418|-|4,418|218|
|E218 - Good Start Together|-|40|-|-|40|113|
|E219 - Community Hub Equipment and<br>Resources|39|-|254|-|294|104|
|E220 - Befriending|-|-|182|-|182|111|
|E221 - Subsidised transport costs|-|125|-|-|125|450|
|E222 - Youth Drop In|-|-|-|-|-|36|
|E223 - Good Grief Cafe|-|-|34|-|34|30|
|E224 - Sessional Worker|-|-|-|-|-|-|
|E225 - Summer Lunch Club|-|-|1,274|-|1,274|-|
|E226 - Other Project costs inc Room Hire|-|-|920|-|920|-|
|E227 - Networking Activity|-|-|125|-|125|-|
|E228 - Volunteer Training|-|-|3,497|-|3,497|-|
|E311 - Purchase of fixed assets|-|-|-|-|-|598|
|**Expenditure on charitable activities Totals**|**3,021**|**31,028**|**149,002**|**- 183,052 133,706**|**- 183,052 133,706**|**- 183,052 133,706**|
|**Other expenditure**|||||||
|E301 - Governance costs|100|-|-|-|100|-|
|E302 - Office Supplies and Stationery|244|900|-|-|1,144|1,710|
|E303 - Telephone costs inc Mobiles|-|992|86|-|1,079|1,390|
|E304 - IT costs|-|-|-|-|-|1,200|
|E305 - Insurance|-|866|35|-|901|901|
|E306 - Other costs|98|116|110|-|325|672|
|E307 - Rent for premises (8)|-|7,650|3,400|-|11,050|10,200|
|E308 – Utilities (8)|-|7,807|1,615|-|9,422|8,228|



7 



|E309 – Water (8)|E309 – Water (8)|-|-|-|-|-|-|
|---|---|---|---|---|---|---|---|
|E310 - Property Maintenance (8)|E310 - Property Maintenance (8)|13|214|4,399|-|4,627|543|
|E312 - Meeting costs and AGM|E312 - Meeting costs and AGM|60|-|-|-|60|309|
|E313 - Depreciation of fixed assets|E313 - Depreciation of fixed assets|992|-|-|-|992|1,322|
||**Other expenditure Totals**|**1,508**|**18,546**|**9,646**|**-**|**29,701**|**26,479**|
||**Expenditure Grand totals**|**4,622**|**49,816**|**158,648**|**- 213,087 160,411**|**- 213,087 160,411**|**- 213,087 160,411**|



8 



## **Notes to the Accounts** 

1. Trading Income – Less than 1% of the Charity’s income was from trading (selling food and Men’s Shed products). The 5% figure quoted in 2023’s Accounts included donations. 

2. Investments – The Charity has adopted an ethical investments policy which has enabled the investment of unrestricted reserves in the CCLA COIF Ethical Investment Fund. 

3. Charitable Activities – 86% of the Charity’s expenditure was on charitable activities. 

4. Reserves Policy – The Charity’s reserves policy is to hold in reserve in the General Fund unrestricted funding sufficient to cover six months of planned expenditure. Based on the total expenditure in 2024 of £213K, the reserve should be a minimum of £106K, and the planned reserve for 2025 is £106K. 

5. Fixed Assets – Grouped office, Men’s Shed and catering equipment, depreciated at 25% p.a. 

6. Accounts Receivable – Payments due from the UK Shared Prosperity Fund for services delivered. 

7. Staff Costs – Staff costs amounted to £154K in 2024. This represents 72% of all expenditure. The average number of staff was 5. The number of staff at the end of the year was 6. All members of staff were paid less than £40K. 

8. Building Costs – Building costs increased substantially in 2023 due to the taking on of the lease for the Lower Galdeford building. Building costs amounted to £24K, 11% of total expenditure, in 2024. 

9 



## **Independent examiner’s report to the trustees of Hands Together Ludlow Charitable Incorporated Organisation (‘the CIO’)** 

I report to the trustees on my examination of the accounts of the CIO for the year ended 31 December 2024. 

## **Responsibilities and basis of report** 

As the charity trustees of the CIO you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). 

I report in respect of my examination of the CIO’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

## **Independent examiner’s statement** 

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 

1. accounting records were not kept in respect of the CIO as required by section 130 of the Act; or 

2. the accounts do not accord with those records. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

Signed: 

Name: Alan Layng 

Address: The Reader’s House, Church Walk, Ludlow SY8 1AL Date: 19[th] March 2025