OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2025-03-31-accounts

The Old Bank & Camelford Community Larder Annual General Meeting Chair’s Report 25[th] June 2025

The Old Bank, Camelford is a charity with community at its heart, we run and maintain a building in the main street of Camelford for the benefit of residents from Camelford and the surrounding area.

At the last AGM, I was able to report that we have been successful in obtaining 2 substantial grants to refurbish the building. I’m delighted to say that over the last year, the building has undergone a transformation into a fully refurbished community building. This involved a significant amount of work, including some rather big challenges but we are there!

Now that the building is fully functional again, we have been able to increase income from room hire. We also now have a fully equipped IT suite where we run job clubs, provide digital help with our digital champions and we are very pleased to have the National Careers service joining us shortly. We also have a fully equipped training kitchen where we provide cooking classes, mainly focusing on cooking on a budget.

The work of the community larder continues to increase with numbers of between 500 to 700 each week looking for help with food. We focus on food club which is a supported service for those who are struggling to buy food during the cost of living crisis. Saturday stock up is where we focus on fresh produce, and we often have a queue of up to 70 people when we open the doors. We continue to offer emergency food bags. As you can imagine, finding funding to support these projects is difficult but we work very hard applying for grants and has been successful in securing funding to allow this work to continue. We have also been able to offer a support fund, this has provided financial support for energy costs, emergency food, clothing, air fryers, slow cookers, hot water bottles and winter coats.

We continue to provide a community printing service and we are fortunate to have a volunteer who runs this for us. This brings in income which helps with the running costs of the building. The charity is going from strength to strength.

We have been very fortunate to increase our volunteer numbers quite significantly. They all work very hard to support the charity. We have doubled our number of volunteers over the last year, and our biggest thanks goes out to each and every one of them.

Current Account b/d

Apr 24 May June July August September October November December Jan 25 February March totals
Income Total own
generation
Printing Donation 330.75 314.45 0.00 473.13 358.75 186.54 78.53 414.40 520.53 562.19 3239.27
Room hire 385.00 385.00
Fareshare 497.00 265.00 1346.00 200.00 1450.00 3758.00
donations 80.00 20.00 20.00 70.00 70.00 70.00 20.00 125.00 475.00
refunds 12.00 47.53 78.89 45.00 0.01 96.61 156.44 154.32 590.80
Food Club 447.00 53.00 0.00 725.00 601.00 220.47 441.00 2487.47
Camelford Leisure Centre 1100.00 4500.00 540.00 6140.00
Bee Squ Cons Ltd 200.00 200.00
refurb 1270.00 100.00 425.00 1795.00
Camelford Walkers (Kitchen) 100.00 100.00
Llorente M&A (Kitchen) 150.00 150.00 19320.54
Grant income 0.00 Total grant
funding
Cornwall Council 65036.00 33696.37 98732.37
CC Com Chest 250.00 250.00 500.00
East JN 500.00 500.00
Co op 1937.77 500.00 2437.77
Asda Foundation 1000.00 1000.00
Asda Spaces 10547.00 7031.00 17578.00
Sainsbury’s Neighbourly 500.00 500.00
NC Fund 2580.00 2580.00
Groundworks 1000.00 9844.00 2000.00 12844.00
CAF 250.00 250.00
Cornwall Community
Foundation
6000.00 5000.00 5000.00 5000.00 5000.00 26000.00
Forester Family Trust 5000.00 5000.00
Smile Together 750.00 750.00

1

Apr 24 May June July August September October November December Jan 25 February March totals
Charity for R&F 1000.00 1000.00
169672.14
Totals Income 2666.75 66990.98 6598.89 10088.13 428.75 5356.55 16737.14 8352.17 46537.37 2826.91 11520.53 10888.51
Expenditure
Rent & Building Ins 35.79 35.79 35.79 35.79 35.79 58.84 58.84 58.84 58.84 58.84 58.84 58.84 590.83
Business Rates (CC) 50.42 54.00 54.00 54.00 54.00 54.00 54.00 54.00 54.00 54.00 536.42
Utilities 433.13 339.87 251.68 62.42 290.92 206.76 149.91 196.46 423.69 296.51 341.66 683.51 3676.52
Building Maintenance 20.00 28.99 0.00 72.00 50.00 20.00 0.00 190.99
General 194.08 683.96 2038.87 0.00 129.17 0.00 6.60 102.60 1147.35 198.00 81.84 4582.47
Food Club 253.51 173.21 113.12 71.98 346.80 24.07 0.00 227.50 241.15 172.70 112.91 22.34 1759.29
NC Fund 671.00 0.00 0.00 0.00 671.00
Fairshare 159.99 0.00 0.00 0.00 0.00 0.00 159.99
Grant Spending 0.00
Omicron Grant - Ofce & staf 144.90 87.92 75.47 44.11 39.99 1.49 0.00 0.00 0.00 8.35 13.48 25.90 441.61
Asda Foundation 0.00 0.00 0.00 0.00 135.39 0.00 135.39
Co-op 0.00 0.00 0.00 0.00 157.50 0.00 157.50
Local Giving 0.00 0.00 0.00 0.00 500.00 0.00 500.00
Surviving winter 2024 & COL 250.00 3476.78 1821.97 2683.95 4385.55 63.83 3624.89 3041.89 1176.95 2479.35 2270.72 25275.88
Refurbishment spend 16148.55 13307.51 58.97 11129.95 60774.71 15302.40 0.00 1399.60 118121.69
Kitchen Refurbishment 750.00 0.00 0.00 750.00
Morrisons Foundation 480.95 1295.91 0.00 0.00 1776.86
Asda Spaces 1166.00 4750.06 2370.70 3570.07 2189.01 1384.33 233.13 1411.70 17075.00
GW/Tesco 0.00
CC Com Chest 509.94 509.94
East JN 400.00 400.00
CAF 247.09 247.09
Sainsbury’s Neighbourly 500.00 500.00

2

Apr 24 May June July August September October November December Jan 25 February March totals
Health Improvement Fund/Eat
well for less
0.00 0.00 353.30 0.00 226.71 0.00 386.95 16.98 2392.92 3376.86
Glass Fund 1017.96
Balancing amount -4.60
Total Expendure 1648.70 18349.33 5469.79 17596.64 5419.42 21143.19 63491.99 24060.36 6111.18 4681.38 3454.35 11022.36 182448.69
transfer to reserve a/c 33000.00 10000.00
39111.18 21022.36
Bought Fwd 51476.14 52494.19 101135.84 102264.94 94756.43 89765.76 73979.12 27224.27 11516.08 18942.27 17087.80 25153.98
suplus/defcite 1018.05 48641.65 1129.10 -7508.51 -4990.67 -15786.64 -46754.85 -15708.19 7426.19 -1854.47 8066.18 -10133.85
Carried Fwd 52494.19 101135.84 102264.94 94756.43 89765.76 73979.12 27224.27 11516.08 18942.27 17087.80 25153.98 15020.13

3

Building Maintance

Apr 24
May 24
D&T Windows 20.00
Jun 24
Screwfx 28.99
Aug 24
Glowarm 72.00
Sep 24
T A Varns 50.00
Oct 24
T A Varns 20.00

1

Table 1

Annual
totals
April May June July August September October November December Jan 25 February March
Oil 353.30 416.45 769.75
Electric 382.71 289.45 128.94 50%
refunded
240.50 80.30 99.49 146.04 178.78 252.07 244.54 222.62 2265.44
Hosting-Ionos 14.42 14.42 28.84 50%
refunded
26.42 14.42 14.42 14.42 14.42 133.21 8.44 8.44 8.44 300.31
Wif - wildanet 36.00 36.00 36.00 36.00 36.00 36.00 36.00 36.00 36.00 36.00 36.00 36.00 432.00
water 57.90 76.04 75.70 52.68 262.32
Monthly Total 433.13 339.87 251.68 0 62.42 290.92 560.06 149.91 196.46 423.69 296.51 341.66 683.51 4029.82
covered by grant
funding
433.13 339.87 251.68 62.42 290.92 560.06 101.92 178.78 296.51 341.66 383.05
(groundwork
s)

1

General(not covered by grant funding)

Apr 24
May 24
T McGrath 194.08
Jun 24
Land Registry 6.00 search fee
Post Ofce 8.95 postage
Post Ofce 7.95 postage
Local Giving 180.00 membership fee
Laptops Direct 480.96
Total 683.86
Jul 24
Post Ofce 3.80 postage
AMD Solicitors 1200.00 legal fees
Policy Bee 346.07 insurance
Brians solicitors 450.00 legal fees
Bowood Park 39.00 trustee meeting
Total 2038.87
Sep 24
Amazom 6.14
Screwfx 5.39
Morrisons 17.00
Amazon 36.94
Peckish 63.70
Total 129.17
Nov 24
Asda 6.60
Dec 24

1

M&S 30.00 retirement gift
R Shearing 66.60
to balance 6.00
Total 102.60
Jan 25
PIB Risk Services 389.00
PIB Risk Services 48.70
Viraj 126.55
Peckish 44.60
Angela Foz 82.50
Barkers 456.00
Total 1147.35
Feb 25
Angela Fox 198.00
Total 198.00
Mar 25
Bowood Park 81.84

2

Food Club

Date banked spent balance
(ring
fenced)
Opening Balance 4726.65
Apr 24
M Northey 69.03
Morrisons 16.49
Spar 8.75
Spar 12.43
Spar 8.46
Spar 5.69
Spar 8.79
Hilltop 29.05
J lavender 73.44
Spar 9.38
Amazon 12.00
2nd 447.00
Totals 447.00 253.51
4920.14
May
internal transfer to
refurb project
2000.00
New balance 2920.14
Spar 6.78
Hilltop 31.50
Spar 8.79
Amazon 12.50
Spar 13.89
Amazon 24.00
7th 53.00
Spar 22.75
Sainsburys 15.00

1

Date banked spent balance
(ring
fenced)
Peckish 38.00
Totals 53.00 173.21 2799.93
June
Asda 19.00
Spar 10.17
Muddy Paws 84.05
Totals 113.22 2686.71
July
Amazon 63.99
Amazon 7.99
Totals 71.98 2614.73
August
M Northey 102.38
Amazon 7.99
Amazon 47.96
Amazon 12.50
Amazon 20.34
Amazon 15.99
Wovina 16.95
Hilltop 43.35
Spar 2.98
Morrisons 38.24
M Northey 38.12
Totals 346.80 2267.93
Sep24
Spar 20.99
Spar 3.18
Totals 24.17 2243.76

2

Date banked spent balance
(ring
fenced)
Oct 24
banking 725.00 2968.76
Nov 24
M Northey 65.98
B&M 43.18
J lavender 76.87
Amazon 41.47
Totals 227.5 2741.26
Dec 24
banking 601.00
Amazon 11.99
Amazon 17.79
Spar 7.04
Amazon 46.56
R Shearing 157.77
Totals 601.00 241.15 3101.11
Jan 25
Amazon 9.20
Amazon 8.55
Amazon 13.70
Amazon 4.27
Amazon 25.49
Amazon 43.99
Spar 15.47
Spar 7.43
Peckish 44.60
banking 85.47
banking 135.00

3

Date banked spent balance
(ring
fenced)
Totals 220.47 172.7 3148.88
Feb 25
Sainsburys 68.35
Amazon 39.98
Amazon 4.58
Totals 112.91 3035.97
Mar 25
banking 180.00
Spar 2.40
Amazon 19.94
banking 95.00
banking 166.00
Smile Together (FC) 750.00
Totals 1191.00 22.34 4204.63

4

Fareshare

in’s outs Total Ringfenced
Opening
Balance
5489.00
banked 497.00
Balance 5986.00
May
June
internal transfer
to kitchen refurb
300.00 5686.00
Jul 24
Amazon 159.99
5526.01
Oct 24
banking 265.00 5791.01
Nov 24
Groundwork’s 1000.00 6791.01
Dec 24
internal transfer
from Eat Well for
less
1600.00 8391.01
banking 1346.00 9737.01
Jan 25
internal transfer
from
Groundworks/
Tesco
1000.00 10737.01
banked 200.00 10937.01
Mar 25
banking 700.00
banking 750.00
totals 1450.00 12387.01

1

in's outs Total Ringfenced

Groundworks (tesco)

Received Jan 2025
- £2000
1000 Food 1000 Utilities
January
internal trans to
Fareshare
1000
wildanet 23.22
EDF 252.07
Totlas 1000 275.29
Balances 0.00 724.71
Feb 25
Ionos 8.44
EDF 244.54
SW Water 52.68
wildanet 36.00
Totals 341.66
Balances 383.05
Mar 25
Utilities 383.05
Balances 0.00 0.00

1

CAF Un-restricted grant

recd Jan 25 250.00
Mar 25
M Northey 231.68
J Lavender 15.41
Total 247.09
Balance 2.91

1

Refurbishment Project (keeping info form last financial year on here for ease of monitoring)

Name Receipt Spending Balance (ring-
fenced)
Levelling up
funding
OB Match
funding
Mar 24 Cornwall
Council
65036.00
Cornwall Comm
Foundation
18000.00 CCF Sedel
Collings
18000.00
Horizon Home Care 9814.05 match
funding
5609.13
Smile Together
(OBMF)
500.00 Total 88645.13
Asbestos Services 654.00
Total 18500.00 10468.05 8031.95
Apr 24
Match funding
(OBMF - internal
transfer)
3403.38 0.00
Camelford Leisure
Centre (OBMF)
1100.00
Bee Squ Cons Ltd
(OBMF)
200.00
Total 4703.38 12735.33
May
Cornwall Council 65036.00
Novus fooring 5650.50
quizz monies
(OBMF - internal
transfer)
1008.00
FC (OBMF -
internal transfer)
2000.00
banking (OBMF) 1270.00
Horizon Home Care 8554.05
Ask Asbestos 1944.00
Totals 69314.00 16148.55 65900.78
Jun 24
Jul 24
Paul Coombes
Electrical
7652.02
Screwfx 4.99
Novas Floors Ltd 5650.50
Camelford Leisure
Centre (OBMF)
4000.00
Totals 4000.00 13307.51 56593.27
Aug 24
T McGrath 58.97
Totals 58.97 56534.30
Sep 24
Paul Coombes
Electrical (Lev up)
10347.98
Homebase 27.00
Asda 120.09
Amazon 178.36
Joy Payne 390.00
Amazon 9.99
Toolstation 25.30
Aldi 9.98
Camelford
Hardware
10.26
Screwfx 10.99
internal transfer
from kitchen refurb
100.00
H & H wood 100.00
Total 11129.95 45604.35
Oct 24
Paul Coombes
Electrical
514.01
Joy Payne 165.00
Joy Payne 51.00
Elizabeth Melvin 44.70

1

Name Receipt Spending Balance (ring-
fenced)
Levelling up
funding
OB Match
funding
Premier Contractor 60000.00
Lanteglos Church 425.00
Monthly totals 425.00 60774.71 -14745.36
Nov 24
Premier Contractor 15302.40
Monthly totals 15302.40 -30047.76
December
CC 33696.37 3648.61
Mar 25
Amazon 1399.60
2249.01

2

Asda Spaces

Spending Receipts Ringfenced
Aug 24 0.00
Gary Stone 1166.00
Monthly Totals 1166.00
Sep 24
Amazon 34.99
Amazon 17.99
Amazon 6.79
Amazon 6.99
Amazon 12.99
ESA Direct Ltd 181.92
HBH Woollcott 268.77
AJ Products 822.00
Amazon 5.99
Amazon 8.98
Amazon 14.95
Amazon 28.99
Amazon 8.99
OFR Ltd 2424.00
Paul Coombes
Electrical
329.18
Paul Coombes
Electrical
576.54
Monthly Totals 4750.06 -5916.06
Recd Oct 24 10547.00
Oct 24
Torch Fire 129.42
More Creative 462.20
Jordon Greenaway 470.00
Amazon 144.49
Wick 48.15
Comms Express 240.18
Broadband Buyer 876.26
Monthly Totals 2370.70 2260.24

1

Spending Receipts Ringfenced
Nov 24
Euvevor 291.98
Edwards & Coombs 221.20
More Creative 462.19
CFR Ltd 696.00
Amazon 13.49
Laptops Direct 344.81
Laptops Direct 1540.40
Monthly Totals 3570.07 -1309.83
Dec 24
Voucher Store 935.00
Amazon 27.35
Amazon 32.99
Laptops Direct 428.99
T McGrath 235.57
Amazon 48.99
SharkNija 199.99
Amazon 280.13
Total 2189.01 -3498.84
Jan 25
Currys 103.99
Amazon 326.29
Amazon 8.99
Amazon 9.99
HBH Woollcott 595.00
Homebase 31.17
Amazon 39.68
Amazon 8.09
Amazon 6.99
Torch Fire 254.14
Monthly Totals 1384.33 -4883.17
February
Homebargins 130.79

2

Spending Receipts Ringfenced
Amazon 12.40
AJ Products 89.94
Monthly Totals 233.13 -5116.30
Mar 25
Amazon 74.99
DoorCare 439.75
Asda 7031.00
Jordon Greenaway 405.00
Dunelm 23.75
H Symons 168.88
Amazon 10.97
Cartridge 288.36
Monthly Totals 1411.70 7031.00 503.00

3

NC Fund - Food & white goods

Receipts Spending balance
Aug 24
HBH Woollcott’s 671.00
Monthly total 671.00
-671.00
Oct 24 2580.00 1909.00

1

East JN - Utility Support

r/fenced balance
Oct 24
reciptd 500.00 500.00
Mar 25
Cash 200.00
Cash 200.00
Monthly Total 400.00
100.00

1

CC Community Chest

recd May 24 250.00 food Balance
recd June 24 250.00 500.00
Mar 25
M Northey 467.72
farm foods 42.22
Total 509.94
Balance 0

1

Cornwall Community Foundation - Glass Fund

£1000 recd June
24
1000.00 food
Mar 25
Asda 577.39
R Shearing 300.58
M Northey 139.99
Totals 1017.96
Balance 0.00

1

Sainsbury Neighbourly

Oct 24 r/fenced balance
receipt 500.00 500.00
Mar 25
Cash support 250.00
Cash support 250.00
Total 500.00
Balance 0.00

1

CCF-Health Improvement Fund/eat well for less

Received March
24 7040.00
spent 7040.00 r/f balanced utilities milage food equipment Faresare
Apr 24 600.00 2000.00 800.00 1600 budget split:-
utilities 433.13 6606.87 1606.87 Milage 600.00
May 24 utilities 2040.00
utilities 339.87 6267.00 1267.00 Fareshare 1600.00
food 2000.00
Jun 24 equipment 800.00
internal transfer -
kitchen refurb
300.00 7040.00
utilities 251.68 1015.32
total 551.68 5715.32
Jul 24
utilities 62.42 5652.90 952.90
Aug 24
utilities 290.92 5361.98 661.98
Sep 24
M Northey/Boiler
Juice & utilities
560.06 4801.92 101.92
Oct 24
utilities 101.92 4700.00 0.00
Nov 24
Amazon 46.71
HBH Woolacotts 180.00
Total 226.71 4473.29
Dec 24
internal transfer -
fareshare
1600.00 2873.29
Balances 0.00 600.00 1953.29 320.00 0.00
Jan 25
Amazon 119.96
HBH Woolacotts 149.99
R Shearing 117.00
Monthly totals 117.00 269.95
Balances 483.00 1953.29 50.05 2486.34
Feb 25
Amazon 16.98
Monthly totals 0.00 0.00 16.98
Balances 483.00 1953.29 33.07 2469.36
Mar 25
Asda 500.00
R Shearing 392.92
Aldi 1500 1500.00
Monthly totals 0.00 2392.92 0.00
Balances 483.00 -439.63 33.07 76.44

1

COL-Cornwall Comm Surviving Winter 2024 - £8000 food, £2000 support fund. £5000 recd

Recd Dec 2023-
£5000 another £5K
received Feb 2024,
additional funding
received
throughout year
see below:-
8000 Balance for
Food
2000.00 Balance for
support
Total balance
remaining
December
Malcolm Barnicutt 10.65
Asda 36.45
M&S 90.26
Tesco 40.80
Asda 90.87
Tesco 40.40
Costa 26.60
Tesco 37.80
farm foods 99.21
Melissa Northey 179.05
Monthly Total 652.09
Balances 7347.91 2000.00 9347.91
January
J Lavender 40.49
Melissa Northey 109.46
Melissa Northey 213.38
R Shearing 175.80
Melissa Northey 318.97
farm foods 100.72
Co op 50.00
Iceland 95.10 40.00
Melissa Northey 241.75
Monthly Totals 1295.67 90.00
Balances 6052.24 1910.00 7962.24
February
Melissa Northey 272.07
Melissa Northey 262.50
Cash 200.00
Sainsburys 89.15
Amazon 30.00
Asda 39.18
farm foods 49.50

1

Recd Dec 2023-
£5000 another £5K
received Feb 2024,
additional funding
received
throughout year
see below:-
8000 Balance for
Food
2000.00 Balance for
support
Total balance
remaining
Tesco 59.31
Asda 128.48
Asda 234.46
Cash 200.00
Asda 53.50
Asda 88.82
Cash 250.00
J Lavender 33.71
R Shearing 108.50
Mc Donalds 7.90
Mc Donalds 13.77
Lidl 49.01
Asda 59.36
Asda 115.44
Aldi 145.21
Tesco 178.32
Asda 193.03
Asda 210.04
Cash 100.00
Amazon 76.15
Asda 77.93
Melissa Northey 237.29
Asda 58.40
Cash 250.00
Spar 6.00
Amazon 12.50
Amazon 11.98
Amazon 4.23
Monthly Total 2816.59 1089.15
Balances 3235.65 820.85 4056.50
Mar 24
Spar 7.79
Asda 10.31

2

Recd Dec 2023-
£5000 another £5K
received Feb 2024,
additional funding
received
throughout year
see below:-
8000 Balance for
Food
2000.00 Balance for
support
Total balance
remaining
Camelford
Hardware
16.85
Melissa Northey 187.07
Melissa Northey 252.30
Melissa Northey 352.05
Melissa Northey 562.97
Co op 50.00
Cash 250.00
Tina Mc Grath 1620.07
farm foods 95.59
Aldi 33.80
Tesco 63.55
Cash 250.00
Melissa Northey 84.00
R Shearing 97.65
Monthly Total 3384 550.00
Balances -148.35 270.85 122.50
April 2024
Cash 250.00
Monthly Total
Balances -127.50 0.00
recd June 24 5000.00
Asda 91.85
Post ofce 180.00
Asda 300.00
Aldi 500.00
R Shearing 104.93
M Northey 300.00
Aldi 500.00
Post ofce 250.00
Asda 500.00

3

Recd Dec 2023-
£5000 another £5K
received Feb 2024,
additional funding
received
throughout year
see below:-
8000 Balance for
Food
2000.00 Balance for
support
Total balance
remaining
Post ofce 250.00
Post ofce 250.00
Post ofce 250.00
total 3476.78 1523.22
additional funding
receivedJuly 24
£5K
3000.00 2000.00
New Balances 4523.22 2000.00 6523.22
co-op 50.00
Cash 250.00
R Shearing 67.51
M Northey 650.00
Hilltop 43.55
Asda 66.03
Hilltop 39.05
Hilltop 23.85
Asda 82.55
Amazon 10.19
Hilltop 26.80
Spar 5.35
Hilltop 98.80
Aldi 59.77
Spar 10.17
R Shearing 338.35
Monthly Totals 1521.97 300.00 1821.97
Balances 3001.25 1700.00 4701.25
Aug 24
R Shearing 85.00
R Shearing 155.44
R Shearing 251.62
Asda 44.28
cash 250.00
Home Bargins 22.75

4

Recd Dec 2023-
£5000 another £5K
received Feb 2024,
additional funding
received
throughout year
see below:-
8000 Balance for
Food
2000.00 Balance for
support
Total balance
remaining
Cash 250.00
R Shearing 341.17
M&S 34.90
Amazon 3.65
Amazon 8.91
Amazon 14.99
Amazon 19.95
Asda 46.68
Cash 250.00
J Lavender 61.29
R Shearing 200.76
Amazon 8.99
Amazon 21.98
Amazon 34.99
Asda 170.60
R Shearing 65.15
Hilltop 41.10
M Northey 209.50 90.25
Monthly Totals 1607.14 1076.81 2683.95
Balances 1394.11 623.19 2017.30
Sep 24
additional funding
received Sept 24
3000.00 2000.00
New Balances 4394.11 2623.19 7017.30
Sainsburys 6.80
Sainsburys 12.80
Sainsburys 20.80
Sainsburys 20.80
Sainsburys 20.80
Sainsburys 20.80
Tina Mc Grath 60.15
Peckish 30.35
Asda 92.63

5

Recd Dec 2023-
£5000 another £5K
received Feb 2024,
additional funding
received
throughout year
see below:-
8000 Balance for
Food
2000.00 Balance for
support
Total balance
remaining
Cash 250.00
B&M 69.16
Morrisons 92.93
Asda 67.65
Spar 7.48
Spar 12.98
Cash 250.00
Aldi 2000.00
Spar 4.70
R Shearing 300.78
Cash 250.00
M&S 62.12
Iceland 105.27
Cash 250.00
M Northey 67.40
R Shearing 309.15
Monthly Total 2775.62 1609.93 4385.55
Balances 1618.49 1013.26 2631.75
Oct 24
Spar 10.56
Asda 53.27
Monthly Total 63.83
Balances 1554.66 1013.26 2567.92
Nov 24
rec from Cornwall
Community
3000.00 2000.00
New Balances 4554.66 3013.26 7567.92
M Northey 283.54
M Northey 352.36 50.00
R Shearing 204.49 273.48
M Northey 527.30 589.72
Asda 40.00

6

Recd Dec 2023-
£5000 another £5K
received Feb 2024,
additional funding
received
throughout year
see below:-
8000 Balance for
Food
2000.00 Balance for
support
Total balance
remaining
R Shearing 78.95
M Northey 246.80
R Shearing 429.36
M Northey 168.08
Asda 36.37
R Shearing 344.44
Monthly Totals 2248.30 1376.59
New Balances 2306.36 1636.67 3943.03
Dec 24
Amazon 73.29
M Northey 638.05
HBH Woollcotts 179.99
R Shearing 291.33
Cash 250.00
M&S 114.15
Asda 66.27
Aldi 119.94
M Northey 250.21
M Northey 460.16 98.50
Cash 250.00
Cash 250.00
Totals 1648.78 1393.11
New Balances 657.58 243.56 901.14
Jan 25
Amazon 53.12
M Northey 256.49
R Shearing 367.34
Cash 250.00
Cash 250.00
Totals 623.83 553.12 1176.95
New Balances 33.75 -309.56 -275.81

7

Recd Dec 2023-
£5000 another £5K
received Feb 2024,
additional funding
received
throughout year
see below:-
8000 Balance for
Food
2000.00 Balance for
support
Total balance
remaining
Feb 25
funding recd 3000.00 2000.00
New Balances 3033.75 1690.44 4724.19
Home Bargins 108.30
Amazon 37.50
Amazon 14.57
R Shearing 475.90 179.34
M Northey 208.61
R Shearing 220.52
Cash 250.00
Cash 250.00
Amazon 11.25
Cash 250.00
Aldi 87.00
Tesco 136.36
Cash 250.00
Totals 1027.42 1451.93
Balances 2006.33 238.51 2244.84
revised at end
march
1974.12
Mar 25
Asda 60.92
M Northey 209.80
Aldi 2000.00
2270.72
Totals 270.72 2000.00
1735.61 -25.88
Transfer food
budget to SF
budget
0.00

8

Asda Foundation grant

Food/Pet Food/
Hyg products
Cooking
Ingredients
Volunteer Exp Utilities - Electric Ring fenced
Balance
opening balance
April 24
1537.30 300.00 200.00 200.00 2237.30
recd Oct 24 1000.00
New Balances 2537.30 3237.30
Nov 24
Amazon 119.99
Homebase 15.40
Totals 135.39
New Balances 2401.91 300.00 200.00 200.00 3101.91
Dec 24
EDF/electric 178.78
New Balances 2401.91 300.00 200.00 21.22 2923.13
Jan 25
Ionos 8.44
Wildanet 12.78
21.22
New Balances 2401.91 300.00 200.00 0.00 2901.91
Feb 25
2901.91

1

Co-op

recd June 2023
(1000) &
November
(2368.68) & March
2024 of £1116.89.
Recd Nov 24
1937.77
Spending 6423.54 ring fenced
balance
recd March 24
£500
Nov 24
Mark Edwards 157.50 6266.04
Balance 6766.04
Recd March 25 500.00
Balance 7266.04

1

Omicrom grant - ring fenced for staffing & related costs

Cornwall Council 4000.00 Balance
Opening Balance 1670.25
April 2023
May
Amazon 47.48
Amazon 3.49
Total 50.97 1619.28
June
Homebase 36.00
Homebase 30.00
Amazon 19.98
Total 85.98 1533.30
July
Amazon 39.99 1493.31
August
Amazon 39.99 1453.32
September
Amazon 20.00 1433.32
October
Rebecca Shearing 327.60 1105.72
November
Peck ish 27.40
PRI 138.58
Amazon 11.78
Amazon 20.00
Amazon 35.88
Amazon 4.99
Amazon 17.13

1

Cornwall Council 4000.00 Balance
Amazon 11.69
Amazon 5.99
Amazon 39.18
Total 312.62 793.10
December
Amazon 17.98
Amazon 16.67
Amazon 17.10
Amazon 16.95
Argos 86.73
Spar 9.00
Total 164.43 628.67
January
Amazon 12.50
Amazon 82.99
Amazon 9.00
Total 104.49 524.18
February
Amazon 14.99
Amazon 6.50
Melissa Northey 47.99
Total 69.48 454.70
April 2024
SQ Reed 12.00
Amazon 23.39
Amazon 47.53
Screwfx 61.98
Total 144.9 309.80
May 2024

2

Cornwall Council 4000.00 Balance
SQ Reed 36.00
Camelford H/ware 3.99
Amazon 2.95
Screwfx 44.98
Total 87.92 221.88
Jun 24
Amazon 6.00
Post ofce 13.75
Amazon 1.75
M J Houle 47.98
Amazon 5.99
total 75.47 146.41
Jul 24
Amazon 6.94
Amazon 7.19
Amazon 9.99
Amazon 19.99
total 44.11 102.30
Aug 24
Asda 39.99 62.31
Sep 24
Spar 1.49 60.82
Jan 25
Post ofce 8.35 52.47
Feb 25
Camelford H/ware 3.49
Camelford H/ware 9.99
total 13.48 38.99

3

Cornwall Council 4000.00 Balance
Mar 25
Amazon 25.90 13.09

4

Table 1

Donations
Apr 24
P Thomas 20.00
T Foster 60.00
May 24
P Thomas 20.00
Jun 24
P Thomas 20.00
Jul 24
E&J McCormick 50.00
P Thomas 20.00
Aug 24
E&J McCormick 50.00
P Thomas 20.00
Sep 24
E&J McCormick 50.00
P Thomas 20.00
totals 70.00
Oct 24
P Thomas 20.00
Dec 24
J E Corton 25.00
EJ&A McCormick 50.00
RP&PA Cotta 50.00
Totals 125.00

1

Donations

received September 2023

amount recd 2000.00 Balance
Jan 24
R Shearing 198.90 vol exp 1801.10
Feb 24
Melissa Northey 64.80 vol exp
R Shearing 244.80 vol exp
Total 309.60 1491.50
April 2024
J Lavender 51.85
Melissa Northey 52.50
R Shearing 112.61
Melissa Northey 263.99
Total 480.95 1010.55
May 2024
R Shearing 193.05
Melissa Northey 698.46
Aldi 32.60
R Shearing 88.20
Melissa Northey 283.60
Totals 1295.91 -285.36

1

Local Giving

recd June 2023 500.00
Nov 24
M Northey 500.00
Balance 0.00

1

Kitchen Refub project

June 2024 recd spent balance
internal transfer -
Fareshare
300.00
internal transfer -
Eat well for less
300.00
Camelford Walkers 100.00
Llorente 150.00 850.00
Woolacotts 750.00
100.00
Sept 24 Transfer balance to
main rerun - OBMF
0.00

1

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts ' Independent Examinerfs Report Report to the trustees The Old Bank Camefford On accounts for the year ended Charity no (if any) 31st March 2025 1171931 Set out on pages I report to the trustees on my examination of the ccounts of the above charity <"the Trust.) for the year endedsll oif20¥ /(. As th8 charity's trust888, YOU 8re responsib18 for the prep8r8tion of the accounts in accordance wrth the requirements of the Charrties Act 2011 (tthe Actl. Re8pon8ibilities and basis of report I report in respect of my ex8min8tion of the Trusfs accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. Independent tThe charity's gross income exceeded £250.000 and l am qualrfied to examiner's statement undertake the examination by being a qualifièd member of Eio88th . ICAKwi I have completed my examination. I confirm that no matenal matters have come to my attention in connection wth the examlnation {other than that disclosed below ') which gr4es rne cause lo believe that in, any material respect: the accounting records were not kept in accordance with section 130 of the Charrties Act: or the accounts did not 8ccord with the accounting records., or the accounts did not comply with the applicable requirements concerning the form and content of accounts sei out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounis give a 'true and fair, view which is not 8 matter considered as part of an independent examination, I have no concerns and have come across no oth8r m8tt8rs in conn8Ction with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Please delete the words in the brackets rf they do not apply. Signed: Date: Zoz Nama: Mr Mark J nes FCA Relevant professional qualification{s) or body ICAEW IER Oct 2018

(Ifany): ￿._. Address". No 7 Sportsmans Camelford Cornwall PL32 9QT Section B Dis¢108ure Only complete it the examiner needs to highlignt material matters of concern (see CC32, Independent examination of charity accounts. directions and guidance for examiners). Give here brief details of any iterns that the oxamingr wishes to disclose. IER Oct 2018