2025-04-05-accounts

Empowerment through Learning

Promotion Of Women & Children Education

15 St Stephens Road Hounslow, Middlesex London TW3 2BH [e-mail] Tel: [phone] 07850254571/07739201536

Annual Return for 06/04/2024-05/04/2025

Charity No- 1171713

Charity name – Promotion of Adult and Children education

A. Background

The charity was set up on 21[st] Feb 2017 with the following aims

• (a) to advance the education of children (in particular poor and underprivileged children) within India and Africa and such other places as the charity trustees may determine in basic literacy, numeracy and information technology; and

• (b) to advance the education of adults (in particular poor and underprivileged women) within India and Africa and such other places as the charity trustees may determine (i) key transferable skills to help them to gain access to employment and generally to become more self-sufficient and (ii) also in advancement of healthcare issues.

Management issues:

1. During this period, there was no serious incident or risk management issue.

2. During the period covered by this annual return, none of the trustees resigned or took up employment with the charity.

3. During the financial period for this annual return, the charity did not employ any staff or paid any employee benefits.

4. The charity does not have any UK volunteers.

5. The charity has obtained a Disclosure and Barring Service (DBS) check on all trustees.

6. The office and classroom are fully functional. The trustee meetings are held in the office.

7. Leaflets and educational materials –The trustees are working on this. This endeavor has been slow because of current pandemic issues.

8. Meetings - The trustees had three meetings in the last 12 months on strategic plan and activities.

B. Activity:

It was decided in the board meeting to enhance collaboration and engagement with partners who have similar interest in literacy and numeracy. These include the following

1. Strategies did not work out to raise donation with local council, London Mayor. We have tried to raise funding from small grant giving bodies nationally and internationally with no success. So we are currently looking at other options to raise funding.

2. Volunteers and recruitment of students were sparse and was a very difficult task. We contacted various organisations to help us in recruitment of volunteers and students. It was a real challenge. Students who came from different social backgrounds (immigrants and asylum seekers) were not keen to learn and left classrooms in the middle of teaching sessions. They did not attend the classes regularly and came at their own time and left in the middle of the class upsetting volunteers and other students as well. They were disruptive and volunteers found it impossible to handle them. So volunteers were not keen to work with student groups in classroom settings after several attempts were made to maintain time management with this challenging group. Unfortunately student groups were undisciplined and unwilling to learn. They are asylum seekers primarily. So we have now decided to enroll the volunteers for on line teacher training prgramme to obviate this problem. These courses include TEFL certificate courses for on line English language teacher training certificate course. We hope to generate pilot data with on line courses before advocating this programme in a large scale.

3. Building relationship with adult skill transfer provider to create referral pathway for learning

4. Collaboration with similar charities such as Read Easy, local language schools are on going

Bank statement for income and expenditure

1. Income generated

1. The charity was initially set up by a donation of £75,000 received from Dr Ratna Chatterjee. Further £18,750 received through gift aid. The charity generated small income through bank interest

2. During the financial period for this return, the charity did not receive income from contracts, grants, or any other funding body outside of the UK.

3. During the financial period for this annual return, the charity had no operation or project set outside England and Wales.

4. The charity does not have any financial transaction outside UK yet.

5. During the financial period for this annual return, the trustees did not receive any remuneration or benefits.

6. The charity has no trading subsidiaries

7. Fund Raising: no fund raising events has been organized yet.

2. Expenditure

1. During this financial period, there was no further expenditure.

C. Accounts:

1. Income and Expenditure: See the bank statement

2. Summary:

A. Income:

Opening balance

==> picture [229 x 78] intentionally omitted <==

----- Start of picture text -----
||| |---|---| |Total April 2024:|£52,344.65| |Current|31,981.26| |Deposit account:|20,363.39| |Interest earned:|20.06|

----- End of picture text -----

2

B. Expenditure:

00.0

Closing Balance April 2025 : £52,533.76 Current £31,981.26 Fixed Deposit 20,552.50 Income from interest £14.36.06

Declarations: All trustees have reviewed an approved the annual return document and accounts. The contact details are given below:

Name Phone no Email Ratna Chatterjee 07850254571 [e-mail] Rekha Bajoria 07739201536 [e-mail] Elizabeth Ojaba 07790580972 [e-mail]

3

Summary of charges for the period 01 APR 2024 to 30 APR 2024 Metro Bank Community Account Statement

BIC: MYMBGB2L IBAN: GB31MYMB23058023272975

One Southampton Row London WC1B 5HA T: 0345 08 08 500 metrobank online.co.uk

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH

Metro Bank Community Account number	23272975
Sort code	23-05-80
Statement date	30 APR 2024
Overdraft limit	£0.00

The total of fees and charges for the account during this period is £0.00.

Your fees and charges for this period are as follows:
Monthly Maintenance fee	£0.00
Online Banking fee (if applicable)	£0.00
FX Platform monthly fee	£0.00
Setup fee	£0.00
Service charges	£0.00
Cash charges	£0.00
Transaction charges	£0.00
Post Office change giving charges	£0.00
Instant overdraft charges	£0.00
Interest charges	£0.00
Total Fees and Charges:	£0.00

Details of Transaction and Cash Charges	Details of Transaction and Cash Charges
Cash charges	Amount (£)	% Charge	Charge (£)
Sub Total			0.00

MBS1B_11286956@00013248 1020

Statement number	86
Metro Bank Community Account number	23272975
Sort code	23-05-80

This document sets out the charges and interest that have accrued on your account within the above period. There are 5 types of charge: 1. ‘Monthly maintenance fee’ – please see the Community Account Important Information Summary for information on the monthly fee. 2. ‘Transaction charges’ – these are incurred when you make certain types of transaction – please see Community Account Important Information Summary for further details. 3. ‘Cash charges’ – incurred when you bank or withdraw cash – please see Community Account Important Information Summary for further details.

1. ‘Instant Overdraft Charges’ – these are incurred as follows: • When a transaction creates or increases an instant overdraft – debit interest at 25% EAR* is charged and we may make a ‘paid item charge’; and

• When we refuse to allow a transaction because it would have created or increased an instant overdraft – ‘unpaid item charges’ may be charged. 5. ‘Agreed Overdraft Charges’ – these are incurred when you use your agreed overdraft facility – debit interest (as set out in your agreed overdraft facility letter) is charged. Please see Community Bank Account Important Information Summary for any additional charges applicable to your account. Should you require information about the calculation of debit interest (if any) deducted from your account and detailed in this statement please contact us.

Should you have any queries regarding your statement or any transaction on your statement, we would love to hear from you. Please call us on 0345 08 08 500 (or [phone] outside the UK), or visit one of our stores. Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes.

*EAR stands for Effective Annual Rate and illustrates what the interest rate on the overdraft would be if interest was charged and added to the amount owed once each year. It does not take into account fees and charges.

MBS1B_11286956@00013248 1020

BIC: MYMBGB2L IBAN: GB31MYMB23058023272975

Metro Bank Community Account Statement

One Southampton Row London WC1B 5HA T: 0345 08 08 500 metrobank online.co.uk

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH

ACCOUNT NAME: PROMOTION OF WOMEN & CHILDREN

Your account summary

From: 01 APR 2024	To:	30 APR 2024
Opening balance		£31,981.26
Total money in		£0.00
Total money out		£0.00
End balance		£31,981.26

Account number	23272975
Sort code	23-05-80
Statement number	86
Overdraft limit	£0.00

Your transactions

Date	Transaction	Money out (£)	Money in (£)	Balance (£)
	Balance brought forward			31,981.26
	Closing Balance			31,981.26

MBS1B_11286956@00013248 1020

Statement number	86
Metro Bank Community Account number	23272975
Sort code	23-05-80

Your deposit is classed as eligible for the Financial Services Compensation Scheme (FSCS) unless your account falls within the excluded deposits list in the FSCS Exclusions Sheet, which can be downloaded from our website: https://www.metrobankonline.co.uk/about-us/legal-information/

Important Information about compensation arrangements.

Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS), subject to eligibility criteria. We will provide you with an information sheet and exclusions list every year.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk

We love to hear from you - if you have any queries regarding your statement or any transaction on your statement, please call us on 0345 08 08 500 (or [phone] outside the UK), or visit your local store.

Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes.

Listening to you

If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.

MBS1B_11286956@00013248 1020

BIC: MYMBGB2L IBAN: GB31MYMB23058023272975

Metro Bank Community Account Statement

One Southampton Row London WC1B 5HA T: 0345 08 08 500 metrobank online.co.uk

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH

ACCOUNT NAME: PROMOTION OF WOMEN & CHILDREN

Your account summary

From: 01 APR 2025	To:	30 APR 2025
Opening balance		£31,981.26
Total money in		£0.00
Total money out		£0.00
End balance		£31,981.26

Account number	23272975
Sort code	23-05-80
Statement number	98
Overdraft limit	£0.00

Your transactions

Date	Transaction	Money out (£)	Money in (£)	Balance (£)
	Balance brought forward			31,981.26
	Closing Balance			31,981.26

MBS1F_11286956@00014954 1020

Statement number	98
Metro Bank Community Account number	23272975
Sort code	23-05-80

Your deposit is classed as eligible for the Financial Services Compensation Scheme (FSCS) unless your account falls within the excluded deposits list in the FSCS Exclusions Sheet, which can be downloaded from our website: https://www.metrobankonline.co.uk/about-us/legal-information/

Important Information about compensation arrangements.

Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS), subject to eligibility criteria. We will provide you with an information sheet and exclusions list every year.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk

We love to hear from you - if you have any queries regarding your statement or any transaction on your statement, please call us on 0345 08 08 500 (or [phone] outside the UK), or visit your local store.

Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes.

Listening to you

If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.

MBS1F_11286956@00014954 1020

BIC: MYMBGB2L IBAN: GB50MYMB23058036205352

Community Instant Access Account

One Southampton Row London WC1B 5HA T: 0345 08 08 500 metrobank online.co.uk

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH

ACCOUNT NAME: PROMOTION OF WOMEN & CHILDREN T/A P ACE

Your account summary

01 APR 2024	To	30 APR 2024	Business Account Number	36205352
Opening Balance		£20,343.33	Sort Code	23-05-80
Total Money In		£20.06	Statement Number	54
Total Money Out		£0.00
Closing Balance		£20,363.39

Your transactions

DATE	TRANSACTION	MONEY OUT	MONEY IN	BALANCE
	Balance brought forward			20,343.33
30 APR 2024	Credit Interest		20.06	20,363.39
	Closing Balance			20,363.39

MBS1A_11286956@00000971 6054

BIC: MYMBGB2L IBAN: GB50MYMB23058036205352

Community Instant Access Account

One Southampton Row London WC1B 5HA T: 0345 08 08 500 metrobank online.co.uk

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH

ACCOUNT NAME: PROMOTION OF WOMEN & CHILDREN T/A P ACE

Your account summary

01 APR 2025	To	30 APR 2025	Business Account Number	36205352
Opening Balance		£20,552.50	Sort Code	23-05-80
Total Money In		£14.36	Statement Number	66
Total Money Out		£0.00
Closing Balance		£20,566.86

Your transactions

DATE	TRANSACTION	MONEY OUT	MONEY IN	BALANCE
	Balance brought forward			20,552.50
30 APR 2025	Credit Interest		14.36	20,566.86
	Closing Balance			20,566.86

MBS1A_11286956@00000778 6054

MBS1B_11286956@00013248 1020

Financial Services Compensation Scheme (continued) ADDITIONAL INFORMATION (continued) More information can be obtained under httpJ/www.fsc&org.uk 3 Limit of protection for joint accounts In case of joint accounts, the limit of £85,000 applies to each depositor. However. eligible deposits in an account to which two or more persons are entitled as members of a business partnership, association OT grouping of a similar nature, without legal personality, are aggregated and treated as if made by a single depositor for the purpose of calculating the limit of £85,000. Reimbursement The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor BeaUf￿t House, 15 St Botolph Street, London, EC3A 7QU, Tel.. [phone] or 020 77414100. Email.. ICT.LLfscs.org.uk. It will repay your eligible deposits (up to £85,000) within 10 working days fiom l January 2021 to 31 December 2023: and within 7 working days from 1 January 2024 onwards, save where specific exceptions apply. Where the FSCS cannot make the repayable amount available within 7 working days. it will. from l June 2016 until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (In the case of a depositor which Is an individual) ol to cover necessary business expenses or operating expenses (in the case of a depositor which is not an Individual or a large company) within S working days of a reouest. If you have not been repaid within these deadlines. you should contact the Deposit Cyjarantee Scheme since the time to claim reimbursement may be barred after a certsin time limit. Further infoimation can be obtsined under http//www.fscs.org.uk. Other important Information In general, all retail depositors and businesses are covered by Oeposit Guarantee Schemes. Exceptions for certain deposits are stated on the website of the responsible Deposit Guarantee Scheme. Your bank will also inform you of any exclusions from protection which may apply. If deposits are eligible. the bank shall also confirm this on the statement of account. EXCLUSIONS LIST A deposit Is excluded from protection if. (l) The holder and any beneficial owner of the deposit have never been Klentified in accordance with money laundering requirements. For further information, contact youf bank, bank buildin9 society or Credit union. (2) The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering. (3) It is a deposit made by a depositor which is one of the following.. credit institution financial Institution investment firm insurance undertaking • reinsurance undertaking collective investment undertaking pension or retirement fund, public authority, other than a small local authority. (4) It is a deposit of a credit union to which the ciedit union itself is entitled. (5) It is a deposit which can only be proven by a financial Instrumentl unless it is a savings pr¢xluct which is evidenced by a certificate of deposit made <xJt to a NAmed person and wh￿h existed in the UK. GFbraltsr or a Membei Stste of the EU on 2 July 2014). (6) It is a deposit of a collective investment scheme which Qualifies as a SI￿11 company. (7) It is a deposit of an overseas financial services institution which qualifies as a small company. (8) It is a deposit of certain regulated firms (investment firms. insurance undertakings and reinsuiance undeTtakings) which qualify as a small business or a small company - refei to the FSCS for ftjrther information on this category. (9) It is not held by an establishment of a bank, building society or credit union in the UK or, in the case of a bank or building society incorporated in the UK. it Is not held by an establishment in Gibraltar. For ftjrther information about exclusions, refer to the FSCS website at www.FSCS.org.uk ' Doposils by porsonal ponsion schÉmes, Stakohdder wnsKJn sch8rne5 ￿ Occupat￿nd1 p8Tr5in schwnos 01 rnicro. small ￿￿1 wdium zized ontwprisès aro not oxclud A5 listed In Part l of Schedule 2 to the Financial Services Market5 Act 2000 (Rewigted AcbVit￿S) Order 2001. re with P￿t 2 of that Schedule 5 Undèr tho Companies Act 1985 or Companies Act 2006 MelroBBDk PLC ￿ TegLstered In ETrgLindaDd W5.COm￿Y 64￿578. R￿.L￿￿WC￿ 5H4 wetreaj1￿I￿tsYthe PnthntkilRegiilalioDAuthotilyand iegulrfled by Financial Conducl Aulhoriiyand ￿￿￿&￿tIOn AUlhDiy.'MÈtio￿k'¥￿￿'RalÈSÉtt#.& ÉwdÈdl¥alÈmth*sof MÈtroBank PLC 1286 IIS PR000989 (07123)