## Empowerment through Learning **----- Start of picture text -----**
15 St Stephens Road
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## **Promotion Of Women & Children Education** 15 St Stephens Road Hounslow Middlesex London TW3 2BH pacecharity@icloud.com Tel: 02085703428 07850254571/07739201536 ## **Annual Return for 06/04/2022-05/04/2023** ## **Charity No- 1171713** ## **Charity name – Promotion of Adult and Children education** ## **A. Background** The charity was set up on 21[st] Feb 2017 with the following aims - (a) to advance the education of children (in particular poor and underprivileged children) within India and Africa and such other places as the charity trustees may determine in basic literacy, numeracy and information technology; and - (b) to advance the education of adults (in particular poor and underprivileged women) within India and Africa and such other places as the charity trustees may determine (i) in key transferable skills to help them to gain access to employment and generally to become more self-sufficient and (ii) in healthcare issues. ## **B. Bank statement for income and expenditure** We have initiated the plan as outlined in phase 1. 1. Charity Office -Building works and renovation of the office in London. Computer, printer, stationaries and accessories have been purchased. The office is fully functional. The trustee meetings are held in the office. 2. Leaflets and educational materials –The trustees are working on this. This endeavor has been slow because of current pandemic issues. 3. Meetings - The trustees had three meetings in the last 12 months on strategic plan and activities. ## C. **National activity:** After the restriction of covid was lifted in June 2022, it was decided in the board meeting to focus more on current and future activities to enhance collaboration and engagement with partners who have similar interest in literacy and numeracy.These include the following - 1.To explore and build class room for the educational activities 2. It was decided to focus on adult education in the first instance. 3. Strategies for donation will be explored with local council, London Mayor 4. Volunteers and recruitment of students will be done in liaison with existing groups 5. To purchase educational and computer materials 6. Building relationship with adult skill transfer provider to create referral pathway for learning 8. Collaboration with similar charity such as Read Easy, local language schools and Job centres. **4. International activity:** Charity focus on development of local/national activities. **5. Fund Raising:** Charity has not yet raised any funding from public or did not hold any fund raising events. Charity does not work with professional fund-raiser or commercial participator. In future we wish to generate grants from charities. ## **D. Income generated** 1. The charity was initially set up by a donation of £75,000 received from Dr Ratna Chatterjee. Further £18,750 received through gift aid. The charity generated small income through bank interest 2. During the financial period for this return, the charity did not receive income from contracts, grants, or any funding body outside of the UK. 3. During the financial period for this annual return, the charity had no operation or project set outside England and Wales. 4. The charity did not yet have any financial transaction outside UK. 5. During the financial period for this annual return, the trustees did not receive any remuneration or benefits. 6. The charity has no trading subsidiaries ## **E. Management issues:** 1. During this period, there was no serious incident or risk management issue. 2. During the period covered by this annual return, none of the trustees resign or take up employment with the charity. 3. During the financial period for this annual return, the charity did not employ any staff or paid any employee benefits. 4. The charity does not have UK volunteers. - **F.** The charity has obtained a Disclosure and Barring Service (DBS) check on all trustees. ## **G. Accounts:** 1. **Income and Expenditure:** See the bank statement 2. **Summary:** ## **A. Income:** **----- Start of picture text -----**
||| |---|---| |Opening balance April 2022:|61,341.26| |Deposit account April 2022:|20,075.01| |Interest earned:|0.82| **----- End of picture text -----**
**B. Expenditure:** none 2 Total in April 2023: £81,470 Current £61,341 Fixed Deposit 20,129 Income from interest £11.58 **Declarations:** All trustees have reviewed an approved the annual return document and accounts. The contact details are given below: Name Phone no Email Ratna Chatterjee 07850254571 rchatterjee4@icloud.com Rekha Bajoria 07739201536 rbajoria@mac.com Elizabeth Ojaba 07790580972 Elizabethojaba2002@yahoo.co.uk 3 **Summary of charges for the period 01 APR 2022 to 30 APR 2022 Metro Bank Community Account Statement** **BIC:** MYMBGB2L **IBAN:** GB31MYMB23058023272975 One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH |**Metro Bank Community Account number**|23272975| |---|---| |**Sort code**|23-05-80| |**Statement date**|30 APR 2022| |**Overdraft limit**|£0.00| The total of fees and charges for the account during this period is £0.00. |**Your fees and charges for this period are as follows:**|| |---|---| |Monthly Maintenancefee|£0.00| |Online Bankingfee(ifapplicable)|£0.00| |FX Platform monthlyfee|£0.00| |Setupfee|£0.00| |Service charges|£0.00| |Cash charges|£0.00| |Transaction charges|£0.00| |PostOffice change giving charges|£0.00| |Instantoverdraftcharges|£0.00| |Interestcharges|£0.00| |**Total Fees and Charges:**|**£0.00**| |**Details of Transaction**|**and Cash Charges**||| |---|---|---|---| |**Cash charges**|**Amount (£)**|**% Charge**|**Charge (£)**| |**Sub Total**|||**0.00**| MBS2D_11286956@00010777 1020 |**Statement number**|62| |---|---| |**Metro Bank Community Account number**|23272975| |**Sort code**|23-05-80| This document sets out the charges and interest that have accrued on your account within the above period. There are 5 types of charge: 1. **‘Monthly maintenance fee’** – please see the Community Account Important Information Summary for information on the monthly fee. 2. **‘Transaction charges’** – these are incurred when you make certain types of transaction – please see Community Account Important Information Summary for further details. 3. **‘Cash charges’** – incurred when you bank or withdraw cash – please see Community Account Important Information Summary for further details. 4. **‘Instant Overdraft Charges’ –** these are incurred as follows: • When a transaction creates or increases an instant overdraft – debit interest at 25% EAR* is charged and we may make a ‘paid item charge’; and • When we refuse to allow a transaction because it would have created or increased an instant overdraft – ‘unpaid item charges’ may be charged. 5. **‘Agreed Overdraft Charges’ –** these are incurred when you use your agreed overdraft facility – debit interest (as set out in your agreed overdraft facility letter) is charged. Please see Community Bank Account Important Information Summary for any additional charges applicable to your account. Should you require information about the calculation of debit interest (if any) deducted from your account and detailed in this statement please contact us. Should you have any queries regarding your statement or any transaction on your statement, we would love to hear from you. Please call us on 0345 08 08 500 (or +44 20 3402 8312 outside the UK), or visit one of our stores. Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes. *EAR stands for Effective Annual Rate and illustrates what the interest rate on the overdraft would be if interest was charged and added to the amount owed once each year. It does not take into account fees and charges. MBS2D_11286956@00010777 1020 **BIC:** MYMBGB2L **IBAN:** GB31MYMB23058023272975 ## **Metro Bank Community Account Statement** One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH **ACCOUNT NAME:** PROMOTION OF WOMEN & CHILDREN ## **Your account summary** |**From:**
**01 APR 2022**|**To:**|**30 APR 2022**| |---|---|---| |**Opening balance**||£61,341.26| |**Total money in**||£0.00| |**Total money out**||£0.00| |**End balance**||£61,341.26| |**Account number**|23272975| |---|---| |**Sort code**|23-05-80| |**Statement number**|62| |**Overdraft limit**|£0.00| ## **Your transactions** |**Date**|**Transaction**|**Money out (£)**|**Money in (£)**|**Balance (£)**| |---|---|---|---|---| ||**Balance brought forward**|||**61,341.26**| ||**Closing Balance**|||**61,341.26**| MBS2D_11286956@00010777 1020 **BIC:** MYMBGB2L **IBAN:** GB50MYMB23058036205352 ## **Community Instant Access Account** One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH **ACCOUNT NAME:** PROMOTION OF WOMEN & CHILDREN T/A P ACE ## **Your account summary** |**Your account summary**|| |---|---| |**01 APR 2022**
**Opening Balance**
**Total Money In**
**Total Money Out**
**Closing Balance**
**To**
**30 APR 2022**
£20,074.19
£20,075.01
£0.82
£0.00|**Business Account Number**
36205352| ||**Sort Code**
23-05-80| ||**Statement Number**
30| ||| ## **Your transactions** |**DATE**|**TRANSACTION**|**MONEY OUT**|**MONEY IN**|**BALANCE**| |---|---|---|---|---| ||**Balance brought forward**|||**20,074.19**| |29 APR 2022|Credit Interest||0.82|20,075.01| ||**Closing Balance**|||**20,075.01**| MBS1C_11286956@00000831 6054 **Summary of charges for the period 01 APR 2023 to 30 APR 2023 Metro Bank Community Account Statement** **BIC:** MYMBGB2L **IBAN:** GB31MYMB23058023272975 One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH |**Metro Bank Community Account number**|23272975| |---|---| |**Sort code**|23-05-80| |**Statement date**|30 APR 2023| |**Overdraft limit**|£0.00| The total of fees and charges for the account during this period is £0.00. |**Your fees and charges for this period are as follows:**|| |---|---| |Monthly Maintenance fee|£0.00| |Online Banking fee (if applicable)|£0.00| |FX Platform monthly fee|£0.00| |Setup fee|£0.00| |Service charges|£0.00| |Cash charges|£0.00| |Transaction charges|£0.00| |Post Office change giving charges|£0.00| |Instant overdraft charges|£0.00| |Interest charges|£0.00| |**Total Fees and Charges:**|**£0.00**| |**Details of Transaction**|**and Cash Charges**||| |---|---|---|---| |**Cash charges**|**Amount (£)**|**% Charge**|**Charge (£)**| |**Sub Total**|||**0.00**| MBS3J_11286956@00004669 1020 **BIC:** MYMBGB2L **IBAN:** GB31MYMB23058023272975 ## **Metro Bank Community Account Statement** One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH ## **ACCOUNT NAME:** PROMOTION OF WOMEN & CHILDREN ## **Your account summary** |**From:**
**01 APR 2023**|**To:**|**30 APR 2023**| |---|---|---| |**Opening balance**||£61,341.26| |**Total money in**||£0.00| |**Total money out**||£0.00| |**End balance**||£61,341.26| |**Account number**|23272975| |---|---| |**Sort code**|23-05-80| |**Statement number**|74| |**Overdraft limit**|£0.00| ## **Your transactions** |**Date**|**Transaction**|**Money out (£)**|**Money in (£)**|**Balance (£)**| |---|---|---|---|---| ||**Balance brought forward**|||**61,341.26**| ||**Closing Balance**|||**61,341.26**| MBS3J_11286956@00004669 1020 **BIC:** MYMBGB2L **IBAN:** GB50MYMB23058036205352 ## **Community Instant Access Account** One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH **ACCOUNT NAME:** PROMOTION OF WOMEN & CHILDREN T/A P ACE ## **Your account summary** |**Your account summary**|| |---|---| |**01 APR 2023**
**Opening Balance**
**Total Money In**
**Total Money Out**
**Closing Balance**
**To**
**30 APR 2023**
£20,129.57
£20,141.15
£11.58
£0.00|**Business Account Number**
36205352| ||**Sort Code**
23-05-80| ||**Statement Number**
42| ||| ## **Your transactions** |**DATE**|**TRANSACTION**|**MONEY OUT**|**MONEY IN**|**BALANCE**| |---|---|---|---|---| ||**Balance brought forward**|||**20,129.57**| |28 APR 2023|Credit Interest||11.58|20,141.15| ||**Closing Balance**|||**20,141.15**| MBS1B_11286956@00000931 6054 |**Statement number**|62| |---|---| |**Metro Bank Community Account number**|23272975| |**Sort code**|23-05-80| Your deposit is classed as eligible for the Financial Services Compensation Scheme (FSCS) unless your account falls within the excluded deposits list in the FSCS Exclusions Sheet, which can be downloaded from our website: https://www.metrobankonline.co.uk/about-us/legal-information/ Important Information about compensation arrangements. Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS), subject to eligibility criteria. We will provide you with an information sheet and exclusions list every year. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk We love to hear from you - if you have any queries regarding your statement or any transaction on your statement, please call us on 0345 08 08 500 (or +44 20 3402 8312 outside the UK), or visit your local store. Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes. ## **Listening to you** If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman. MBS2D_11286956@00010777 1020 ETRO BANK Financial Services Compensation Scheme Infomiation Sheet BASIC INFORMATION ABOUT THE PROTECTION OF YOUR ELIGIBLE DEPOSITS Eligible deposits in Metro Bank PLC are protected by: The Financial Services Compgnsalion S¢h&me l-FSCS"I' Llmlt of protectlon.. £85.000 per dprK)511or rEr bank2 If you have more eligible deposits atthe same bank: l your 91igibl¢ clervsils at tho sarne bank are.a9g￿gate￿. arKS Ihe total is subj9Ct lo Iho limit of £85,CKK). Ilyou ha￿ a joint a¢¢ount with othgr personls): Tho limrt of £85.000 akWi$s to each dtw)silor separat¢ty.° Reimbursement period in case of bank'sfailurg.. 10 work4NJ days., Curroney of r•imbuts•mènt: Pound st8rting (GBP, £1 To ￿ntact Motro Bank PLC for •nquiries relating to your account.. Metro PLC or￿ Southampton Row London WCfjB SHA To contact th• FSCS for further infomiation on compènsation.. Financial SgNces cornpensats￿ S¢homg 10th Floor Beaufori House 15 Sl Botolph Str881 London EC3A 7QU T81.. 0800 678 1100 or 020 77414100 Email.. ICT@fscs (ry.uk Mor8 infomiation.. http:Ilww.f8cs.ory.uk Aeknowl•dgem•nt of r8e•Épt by th8 positor= ADDITIONAL INFORMATION I Scheme responsible for the protection of youreligible deposit Ywr eligib￿ de￿slI Iscovered by a statutory De￿>￿1 Guarantee &theme. If insdvercy of your tlqnk shoukl 0￿￿, y￿re1￿1b￿ deFx)sts repaid up lo £85,CQO by th) Dewsil Guarantee Schem8. 2G*n•ral limit of prot8ction If a wvered Is ￿r￿Vaila￿e because a bank is UFwile to rneel ils finaFKial otligabws. rJepogtor5 are repaKI by a Dewst Guawlee Sthame. This re[￿YMo￿t ¢x)vers a Ma￿MuM of £85.mO pgr bank. This moans that 811 oligible (￿[￿)9￿￿ al same bank ¥e athed up in order to determino t￿ coverag& levd. If. for instanc* a thpJsitorhdd8 a sa￿7￿88(￿￿unl £80.(M and a curr￿1 ￿[￿mInI￿th £20.(KK), he or She will only be re￿1￿ £85,000. In ￿M@ca￿eS gligit18d8W￿t8Wh'th are￿￿•￿88d as Y8mwrary high baL9n￿8. ar8prot8ct8d8tx)V8 £85,(KKjfOr￿X mcnlkBaft8r Ih8amryJnt has ￿￿lled or from lh8 moment digibl8 de[￿18 become ￿gallY tr8￿f￿ratAe. These ￿￿1b18 d8p)gAts cOnn￿lad wi rfain wls irrlLKIiry. lal¢w&n transa¢b"on$ r¢labw to the d9rKfyI￿'$Curre￿t or pw6w¢tive regdwe ordwdling.. Ibl a death. or trÈdws1t￿S M￿age or uvil partnership. divorce. ￿tireMent. dismissal, rodurKlaKyor inv81icity,' Icl th8 payrfftnt to the &[m￿l￿Of Insur8r￿ b8nefits criminal InjUr￿S W￿grU1 convicbon. OPEN7DAYS Monday - Friday.. 8am - 8pm Saturday.. 8am - 6pm Sunday.. 11am- 5pm Local Call Cenlre.. 0345 08 08 500 metrobankonline.co.uk 11 MetroBank Help 8&nk PLC Is regthted in EnglI￿d Wdés, Wmwrty fi￿n￿r.. 611￿78. Registettd off￿0.. Om Southampkn Row, Lor*oN WC18 s￿1. Wo b¥ ts P￿￿n￿oI ReQU&i￿on AufvrtYar￿[•g￿Lthd tyw*Fln•f￿￿lethoUctALthO￿Ya￿ PtudMV•lWuW)nAthoiRy. *I￿n￿.1&1￿ r￿si￿•0￿adOmath Llklotfo8ank PLC. 128e PFttXW3IWtt11 MBS2D 11288956@00010777 1020 ETRO BANK Financial Services Compensation Scheme {contim￿d) ADDITIONAL INFORMATION (continued) More informab.on (xn obtained undw htty1Jh￿l.f8C6£lrg.uk 5￿mIt of PToiqcth?n for jcAnt acEounls In c3se of joint acc(xJnts, the lirritof £85.￿0 applEs to each detK)Sitar. HO￿P¥er. elyibl2 deFX>Sits in an a(￿U￿t tl which iwo or nx)re persons are as tnembers of a t￿$1￿65$ partI￿rshIP. asswial￿n ￿ grouping of a simi￿r naiure. withoutlegal FErsonality, are aggregated and trpaled as if made by a single deKK)sitorforlho purpose of (atulabng the liwitof £85.IXK). 4Rgimbursemert The resFwsibk OB￿SlI (￿sTantee Scheme is the Finanoal $￿Ic£s COryenSati￿ Sdwn8, 10th Beaufort House, 15 Sl Botolph Streat, London. EC3A 7QU. Tel". 678 11W or 020 7741 41(Kl. Email.. ICT@fs¢s.¢xg.uk It wll ￿paY elwJiNe de￿$Its Iup kn £85,(K)01 wrfhi 10 wrknng days from 1 j￿U￿ry 2021 b 31 December 2023.. and Wilh￿ 7 wrking days from 1 J8nuary 2024 orwards, $8ve where speoffic eX￿p￿on$ apply Where IIE FSCS cannot rrF3ke ihe rep8y8ble amount avaiLqble wilhin 7 wothng days, ilvAII, from 1 June X116 until 31 DeTrmtEr 2￿23, ensure that you have actÈss loan arvropriato am￿nI of y￿rIX￿er￿ dÈrxJsits to cover ll)Ècosiof living (in the case of a deposiiuwhich Lg an i￿1¥Iduall or Verne￿Sary busness expW￿65 orotErab'Tu expenses lin Ihecase ofa d£wsit(Kwhith is rw)l an I￿￿￿7d￿￿ ora large I￿np￿y) wittw'n 5wothng days of 8 request If you have nol be• wilhin thEse de3dlines, you shoukj (Dntacl the Deposit (￿arantee Scheme sinc* the ts'tn¢ to darn rarnbutsernent may térr￿1 aftera eertain bme kmit Further Inf0m￿trOn ￿0b181n￿j under http'.1l￿w.ts¢S￿ry.￿ f￿herI￿Putart inforrnation In general. all retail deFx)gtorsan(l kH￿inESseS￿re wvered by DetM)sitGvaranteE So*emes. EK￿P￿.0nsfO[Qrtain (letx)sits are stsbj on theweb5ile of b)e resp￿b￿ Oewsil Guarantee Scheme. Your bank wll also inforn you of any exclusons from prolecb.on vthich may apply. If deposits are eligble. the bwk shall ￿￿ffi￿n this on IheststWEnlofatx))unL EXCLUSIONS LIST Adetx)sil is exdude¥J from woteclK)n if.. 111Tr h￿derand any beneficial owneroftre th￿slI hav6 r￿VWb8en Xj8nbf￿d in auxxdarKx mMey1au￿lerin9 requirements. Forfurt￿r infarmation. contscl yourbank. b3nk tsu1￿1￿9 %)uety or (JEdil un 121Th dep(￿lIans&S iyjl oftrans%bon8 In connecb.on ￿re has b88n 8 (xminal I￿ntrICtiOn for m￿￿y1aUnd￿ry. 131 Itis a dep￿1 m*1e by a dep08itttwhth is oneof th&folkMrvJ. . cr8dil inststul . fnanaal inslitui . investThnl firm . insurano undertaking . reinsura￿ undertakin9 . c￿￿c￿Ve inve51Fnenl undertakfftg ' or rebremenl fundl . publi¢ aulhcrrity, other Ih2n a small ktsl aUt￿rty. 141 Itis s deposl of a credit lothich the credit union itsEW B entillsd. 151 It is 3 dep￿1 which can only be proven by 3 firBnaal instrum2nlk unEess il isa SavK￿$ tXD(kJcIvth￿h is widErtsd by3 eerttste ofdÈrK>Sit made out kn a name(I person and existed in the UK. Gfft)RJtsror a Member Stale of the Euffi 2July 20141. 161 Ills a dewl of 8 (n1￿C￿ve Inv8strn8nls(*e￿￿ which qU8￿r￿S asa sm811 (x)mp8ny. 171 Itis a deposl of an Ove￿easfin￿rK)al Ser¥￿eS irts11￿11o￿ qualrfies as a smam company., 181 It Is a dep￿1 ofcer12in wuL9ted firrr& linv&stnenifirms, Insurdnce undertaknngs and Nnsurdn(* u￿ert2kiig8>wh￿h qualfy as a srmll busirEss (xa small wmpanP- refer lo the FSCS forfuther inf(Kmab"on on this calegcry. 191 Itis rnthdd by an e8t]blthn&)i of a bank. building 93oety or(xedil uni¢M) in the UKor, in (x8e ofa bart ￿b￿l￿mI9soO￿ty MKorpcKated in thÈ UK. it is not hdd by an e$tablishmÈntin Gibraltar Forfunhar infomlthn alKsuiexclusions, refer to tho FSCS YA*b&te atvrnw.FSCS.ory.uk ' Dewrt4ty p4wnal W%￿￿5￿41￿0%, st4kolwjdwpens￿ and0￿￿**t￿￿11p￿s￿Jn￿k￿￿0&L*MluQ,SNll•nd sEodqntwwlsosam(W￿+ACl￿od ?As11&t￿ ￿ PartlofSCh￿U* 2 i0th•FIna￿￿1 Sorw￿Sand Maikétskt2orA)18eL￿k9￿ kd¥li&SIOid&i2W1.F8adwkh Part2ofthg1 'urthrtheCom￿￿￿ Ad 1985oiCL¥nwTr*s Att2006 'Sgpf(M)tn(*?3 'Seofwtn(*93 OPEN7DAYS Monday - Friday.. 8am - 8pm Saturday.. 8am - 6pm Sunday.. 11am- 5pm Local Call Cenlre.. 0345 08 08 500 metrobankonline.co.uk 11 MetroBank Help 8&nk PLC Is regthted in EnglI￿d Wdés, Wmwrty fi￿n￿r.. 611￿78. Registettd off￿0.. Om Southampkn Row, Lor*oN WC18 s￿1. Wo b¥ ts P￿￿n￿oI ReQU&i￿on AufvrtYar￿[•g￿Lthd tyw*Fln•f￿￿lethoUctALthO￿Ya￿ PtudMV•lWuW)nAthoiRy. *I￿n￿.1&1￿ r￿si￿•0￿adOmath Llklotfo8ank PLC. 128e PFtsXW3Itytt11