## Empowerment through Learning 


**----- Start of picture text -----**<br>
15 St Stephens Road<br>**----- End of picture text -----**<br>


## **Promotion Of Women & Children Education** 

15 St Stephens Road Hounslow Middlesex London TW3 2BH pacecharity@icloud.com Tel: 02085703428 07850254571/07739201536 

## **Annual Return for 06/04/2021-05/04/2022** 

## **Charity No- 1171713** 

## **Charity name – Promotion of Adult and Children education** 

## **A. Background** 

The charity was set up on 21[st] Feb 2017 with the following aims 

- (a) to advance the education of children (in particular poor and underprivileged children) within India and Africa and such other places as the charity trustees may determine in basic literacy, numeracy and information technology; and 

- (b) to advance the education of adults (in particular poor and underprivileged women) within India and Africa and such other places as the charity trustees may determine (i) in key transferable skills to help them to gain access to employment and generally to become more self-sufficient and (ii) in healthcare issues. 

## **B. Bank statement for income and expenditure** 

We have initiated the plan as outlined in phase 1. 

1. Charity Office -Building works and renovation of the office in London. Computer, printer, stationaries and accessories have been purchased. The office is fully functional. The trustee meetings are held in the office. 

2. Leaflets and educational materials –The trustees are working on this. This endeavor has been slow because of current pandemic issues. 

3. Meetings - The trustees had three meetings in the last 12 months on strategic plan and activities. 

4. **National activity:** A decision was made in the trustee board meeting of March 2020 to defer an adult spoken English programme locally because of covid-19 restrictions, “face to face” teaching was not yet feasible. 

**5. International activity:** None feasible because of covid restrictions. 

**6. Fund Raising:** Charity has not yet raised any funding from public or did not hold any fund raising events. Charity does not work with professional fund-raiser or commercial participator. In future we wish to generate grants from charities. 



## **C. Income generated** 

1. The charity was initially set up by a donation of £75,000 received from Dr Ratna Chatterjee. Further £18,750 received through gift aid. The charity generated small income through bank interest 

2. During the financial period for this return, the charity did not receive income from contracts, grants, or any funding body outside of the UK. 

3. During the financial period for this annual return, the charity had no operation or project set outside England and Wales. 

4. The charity did not yet have any financial transaction outside UK. 

5. During the financial period for this annual return, the trustees did not receive any remuneration or benefits. 

6. The charity has no trading subsidiaries 

## **D. Management issues:** 

   1. During this period, there was no serious incident or risk management issue. 

   2. During the period covered by this annual return, none of the trustees resign or take up employment with the charity. 

   3. During the financial period for this annual return, the charity did not employ any staff or paid any employee benefits. 

   4. The charity does not have UK volunteers. 

- **E.** The charity has obtained a Disclosure and Barring Service (DBS) check on all trustees. 

## **F. Accounts:** 

1. **Income and Expenditure:** See the bank statement 

2. **Summary:** 

## **A. Income:** 

Opening balance April 2021: 81,413.00 Deposit account November 2021: 20,072.00 Fixed Deposit for 1 year November 2020: 50,000 Interest earned: 9.00 

## **B. Expenditure:** 

none Total in April 2022: £81,440 Current + Deposit Fixed Deposit to mature 50,000 In Nov 2022 

**Declarations:** All trustees have reviewed an approved the annual return document and accounts. The contact details are given below: 

Name Phone no Email Ratna Chatterjee 07850254571 rchatterjee4@icloud.com 

2 



Rekha Bajoria 07739201536 Elizabeth Ojaba 07790580972 

rbajoria@mac.com Elizabethojaba2002@yahoo.co.uk 

3 



## **Summary of charges for the period 01 APR 2021 to 30 APR 2021 Metro Bank Community Account Statement** 

**BIC:** MYMBGB2L **IBAN:** GB31MYMB23058023272975 


One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk 

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH 

|**Metro Bank Community Account number**|23272975|
|---|---|
|**Sort code**|23-05-80|
|**Statement date**|30 APR 2021|
|**Overdraft limit**|£0.00|



The total charge for this account during this period is £0.00 

## **How your total charge has been calculated:** 

|**How your total charge has been calculated:**||
|---|---|
|Monthly maintenance fee:|£0.00|
|Online banking fee, if applicable:|£0.00|
|Transaction charges:|£0.00|
|Cash charges:|£0.00|
|Instant overdraft charges:|£0.00|
|Interest charged:|£0.00|
|Post Office Change Giving Charges:|£0.00|
|Post Office Setup Fee:|£0.00|
|FX Platform Monthly Fee|£0.00|
|**Total charges:**|**£0.00**|



|**Transaction charges**|**summary**|||
|---|---|---|---|
|**Transaction charges**|**Volume**|**Price (£)**|**Charge (£)**|
|**Sub Total**|||**0.00**|
|**Cash charges**|**Amount (£)**|**% Charge**|**Charge (£)**|
|**Sub Total**|||**0.00**|



MBS4G_11286956@00004309 1020 



|**Statement number**|50|
|---|---|
|**Metro Bank Community Account number**|23272975|
|**Sort code**|23-05-80|




This document sets out the charges and interest that have accrued on your account within the above period. There are 5 types of charge: 1. **‘Monthly maintenance fee’** - please see the Community Account Important Information Summary for information on the monthly fee. 2. **‘Transaction charges’** - these are incurred when you make certain types of transaction - please see Community Account Important Information Summary for further details. 3. **‘Cash charges’** – incurred when you bank or withdraw cash - please see Community Account Important Information Summary for further details. 

4. **‘Instant Overdraft Charges’** - these are incurred as follows: •  When a transaction creates or increases an instant overdraft - debit interest at 25% EAR* is charged and we may make a ‘paid item charge’; and 

- When we refuse to allow a transaction because it would have created or increased an instant overdraft - ‘unpaid item charges’ may be charged. 

5. **‘Agreed Overdraft Charges’** - these are incurred when you use your agreed overdraft facility - debit interest (as set out in your agreed overdraft facility letter) is charged. Please see Community Bank Account Important Information Summary for any additional charges applicable to your account. Should you require information about the calculation of debit interest (if any) deducted from your account and detailed in this statement please contact us. 

Should you have any queries regarding your statement or any transaction on your statement, we love to hear from you. Please call us on 0345 08 08 500 (or +44 20 3402 8312 outside the UK), or visit one of our stores. 

Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes. 

*EAR stands for Effective Annual Rate and illustrates what the interest rate on the overdraft would be if interest was charged and added to the amount owed once each year. It does not take into account fees and charges. 

MBS4G_11286956@00004309 1020 



## **Metro Bank Community Account Statement** 

**BIC:** MYMBGB2L **IBAN:** GB31MYMB23058023272975 


One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk 

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH 

**ACCOUNT NAME:** PROMOTION OF WOMEN & CHILDREN 

## **Your account summary** 

|**From:**<br>**01 APR 2021**|**To:**|**30 APR 2021**|
|---|---|---|
|**Opening balance**||£61,341.26|
|**Total money in**||£0.00|
|**Total money out**||£0.00|
|**End balance**||£61,341.26|



|**Account number**|23272975|
|---|---|
|**Sort code**|23-05-80|
|**Statement number**|50|
|**Overdraft limit**|£0.00|



## **Your transactions** 

|**Date**|**Transaction**|**Money out (£)**|**Money in (£)**|**Balance (£)**|
|---|---|---|---|---|
||**Balance brought forward**|||**61,341.26**|
||**Closing Balance**|||**61,341.26**|



MBS4G_11286956@00004309 1020 



|**Statement number**|50|
|---|---|
|**Metro Bank Community Account number**|23272975|
|**Sort code**|23-05-80|




Your deposit is classed as eligible for the Financial Services Compensation Scheme (FSCS) unless your account falls within the excluded deposits list in the FSCS Exclusions Sheet, which can be downloaded from our website: https://www.metrobankonline.co.uk/about-us/legal-information/ 

Important Information about compensation arrangements. 

Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS), subject to eligibility criteria. We will provide you with an information sheet and exclusions list every year. 

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk 

We love to hear from you - if you have any queries regarding your statement or any transaction on your statement, please call us on 0345 08 08 500 (or +44 20 3402 8312 outside the UK), or visit your local store. 

Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes. 

## **Listening to you** 

If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman. 

MBS4G_11286956@00004309 1020 



## **Community Instant Access Account** 

**BIC:** MYMBGB2L **IBAN:** GB50MYMB23058036205352 


One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk 

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH 

**ACCOUNT NAME:** PROMOTION OF WOMEN & CHILDREN T/A P ACE 

## **Your account summary** 

|**01 APR 2021**|**To**|**30 APR 2021**|
|---|---|---|
|**Opening Balance**||£20,060.55|
|**Total Money In**||£1.65|
|**Total Money Out**||£0.00|
|**Closing Balance**||£20,062.20|



|**Business Account Number**|36205352|
|---|---|
|**Sort Code**|23-05-80|
|**Statement Number**|18|



## **Your transactions** 

|**DATE**|**TRANSACTION**|**MONEY OUT**|**MONEY IN**|**BALANCE**|
|---|---|---|---|---|
||**Balance brought forward**|||**20,060.55**|
|30 APR 2021|Credit Interest||1.65|20,062.20|
||**Closing Balance**|||**20,062.20**|



MBS1D_11286956@00000613 6054 



## **Community Instant Access Account** 

**BIC:** MYMBGB2L **IBAN:** GB50MYMB23058036205352 


Your deposit is classed as eligible for the Financial Services Compensation Scheme (FSCS) unless your account falls within the excluded deposits list in the FSCS Exclusions Sheet, which can be downloaded from our website: https://www.metrobankonline.co.uk/about-us/legal-information/ 

Important Information about compensation arrangements. 

Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS), subject to eligibility criteria. We will provide you with an information sheet and exclusions list every year. 

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk 

Should you have any queries regarding your statement or any transaction on your statement, we will be happy to help. Please call us on 0345 08 08 500 (or +44 20 3402 8312 if you are outside the UK), or visit one of our stores. 

If you feel that we have not provided the standard of service you expect, or if we make a mistake, please let us know. If you have a complaint, we aim to resolve it as quickly as possible and to your complete satisfaction. You may also be entitled to refer your complaint to the Financial Ombudsman Service. The Financial Ombudsman Service will only consider your complaint once you have tried to resolve it with us. Please ask us for more details or for a full copy of our complaints procedure leaflet. 

MBS1D_11286956@00000613 6054 



## **Summary of charges for the period 01 APR 2022 to 30 APR 2022 Metro Bank Community Account Statement** 

**BIC:** MYMBGB2L **IBAN:** GB31MYMB23058023272975 


One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk 

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH 

|**Metro Bank Community Account number**|23272975|
|---|---|
|**Sort code**|23-05-80|
|**Statement date**|30 APR 2022|
|**Overdraft limit**|£0.00|



The total of fees and charges for the account during this period is £0.00. 

|**Your fees and charges for this period are as follows:**||
|---|---|
|Monthly Maintenance fee|£0.00|
|Online Banking fee (if applicable)|£0.00|
|FX Platform monthly fee|£0.00|
|Setup fee|£0.00|
|Service charges|£0.00|
|Cash charges|£0.00|
|Transaction charges|£0.00|
|Post Office change giving charges|£0.00|
|Instant overdraft charges|£0.00|
|Interest charges|£0.00|
|**Total Fees and Charges:**|**£0.00**|



|**Details of Transaction**|**and Cash Charges**|||
|---|---|---|---|
|**Cash charges**|**Amount (£)**|**% Charge**|**Charge (£)**|
|**Sub Total**|||**0.00**|



MBS2D_11286956@00010777 1020 



|**Statement number**|62|
|---|---|
|**Metro Bank Community Account number**|23272975|
|**Sort code**|23-05-80|




This document sets out the charges and interest that have accrued on your account within the above period. There are 5 types of charge: 1. **‘Monthly maintenance fee’** – please see the Community Account Important Information Summary for information on the monthly fee. 2. **‘Transaction charges’** – these are incurred when you make certain types of transaction – please see Community Account Important Information Summary for further details. 3. **‘Cash charges’** – incurred when you bank or withdraw cash – please see Community Account Important Information Summary for further details. 

4. **‘Instant Overdraft Charges’ –** these are incurred as follows: •  When a transaction creates or increases an instant overdraft – debit interest at 25% EAR* is charged and we may make a ‘paid item charge’; and 

- When we refuse to allow a transaction because it would have created or increased an instant overdraft – ‘unpaid item charges’ may be charged. 

5. **‘Agreed Overdraft Charges’ –** these are incurred when you use your agreed overdraft facility – debit interest (as set out in your agreed overdraft facility letter) is charged. Please see Community Bank Account Important Information Summary for any additional charges applicable to your account. Should you require information about the calculation of debit interest (if any) deducted from your account and detailed in this statement please contact us. 

Should you have any queries regarding your statement or any transaction on your statement, we would love to hear from you. Please call us on 0345 08 08 500 (or +44 20 3402 8312 outside the UK), or visit one of our stores. Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes. 

*EAR stands for Effective Annual Rate and illustrates what the interest rate on the overdraft would be if interest was charged and added to the amount owed once each year. It does not take into account fees and charges. 

MBS2D_11286956@00010777 1020 



## **Metro Bank Community Account Statement** 

**BIC:** MYMBGB2L **IBAN:** GB31MYMB23058023272975 


One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk 

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH 

**ACCOUNT NAME:** PROMOTION OF WOMEN & CHILDREN 

## **Your account summary** 

|**From:**<br>**01 APR 2022**|**To:**|**30 APR 2022**|
|---|---|---|
|**Opening balance**||£61,341.26|
|**Total money in**||£0.00|
|**Total money out**||£0.00|
|**End balance**||£61,341.26|



|**Account number**|23272975|
|---|---|
|**Sort code**|23-05-80|
|**Statement number**|62|
|**Overdraft limit**|£0.00|



## **Your transactions** 

|**Date**|**Transaction**|**Money out (£)**|**Money in (£)**|**Balance (£)**|
|---|---|---|---|---|
||**Balance brought forward**|||**61,341.26**|
||**Closing Balance**|||**61,341.26**|



MBS2D_11286956@00010777 1020 



|**Statement number**|62|
|---|---|
|**Metro Bank Community Account number**|23272975|
|**Sort code**|23-05-80|




Your deposit is classed as eligible for the Financial Services Compensation Scheme (FSCS) unless your account falls within the excluded deposits list in the FSCS Exclusions Sheet, which can be downloaded from our website: https://www.metrobankonline.co.uk/about-us/legal-information/ 

Important Information about compensation arrangements. 

Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS), subject to eligibility criteria. We will provide you with an information sheet and exclusions list every year. 

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk 

We love to hear from you - if you have any queries regarding your statement or any transaction on your statement, please call us on 0345 08 08 500 (or +44 20 3402 8312 outside the UK), or visit your local store. 

Calls to 0345 numbers will be charged at your local rate. Calls may be recorded for training or quality monitoring purposes. 

## **Listening to you** 

If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman. 

MBS2D_11286956@00010777 1020 



## **Community Instant Access Account** 

**BIC:** MYMBGB2L **IBAN:** GB50MYMB23058036205352 


One Southampton Row London WC1B 5HA T: 0345 08 08 500 **metrobank** online.co.uk 

PROMOTION OF WOMEN & CHILDREN T/A P 15 ST STEPHENS ROAD HOUNSLOW TW3 2BH 

**ACCOUNT NAME:** PROMOTION OF WOMEN & CHILDREN T/A P ACE 

## **Your account summary** 

|**01 APR 2022**|**To**|**30 APR 2022**|
|---|---|---|
|**Opening Balance**||£20,074.19|
|**Total Money In**||£0.82|
|**Total Money Out**||£0.00|
|**Closing Balance**||£20,075.01|



|**Business Account Number**|36205352|
|---|---|
|**Sort Code**|23-05-80|
|**Statement Number**|30|



## **Your transactions** 

|**DATE**|**TRANSACTION**|**MONEY OUT**|**MONEY IN**|**BALANCE**|
|---|---|---|---|---|
||**Balance brought forward**|||**20,074.19**|
|29 APR 2022|Credit Interest||0.82|20,075.01|
||**Closing Balance**|||**20,075.01**|



MBS1C_11286956@00000831 6054 



## **Community Instant Access Account** 

**BIC:** MYMBGB2L **IBAN:** GB50MYMB23058036205352 


Your deposit is classed as eligible for the Financial Services Compensation Scheme (FSCS) unless your account falls within the excluded deposits list in the FSCS Exclusions Sheet, which can be downloaded from our website: https://www.metrobankonline.co.uk/about-us/legal-information/ 

Important Information about compensation arrangements. 

Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS), subject to eligibility criteria. We will provide you with an information sheet and exclusions list every year. 

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk 

Should you have any queries regarding your statement or any transaction on your statement, we will be happy to help. Please call us on 0345 08 08 500 (or +44 20 3402 8312 if you are outside the UK), or visit one of our stores. 

If you feel that we have not provided the standard of service you expect, or if we make a mistake, please let us know. If you have a complaint, we aim to resolve it as quickly as possible and to your complete satisfaction. You may also be entitled to refer your complaint to the Financial Ombudsman Service. The Financial Ombudsman Service will only consider your complaint once you have tried to resolve it with us. Please ask us for more details or for a full copy of our complaints procedure leaflet. 

MBS1C_11286956@00000831 6054 



ETRO
BANK
Financial Services Compensation Scheme
BASIC INFORMATION ABOUT THE PROTECTION OF YOUR ELIGIBLE DEPOStTS
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LrKal C811 C8ntre.' 0345 08 08 500
metrobankonlin8.co.uk
MetroB8nk Help
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LrKal C811 C8ntre.' 0345 08 08 500
metrobankonlin8.co.uk
MetroB8nk Help