Annual Report and Financial
Statements
For the year ended 31" December 2025
The Parochial Church Council of
Ashford Town
A Charity registered with The Charity Commission no 1171191

ASHFORD TOWN MINISTRY TEAM
Team Rector
Revd Canon Dr Jeremy Worthen
7 Augustine Drive, Willesborough TN25 7GH
Team Wicars
Rerfd Jo Purle
The Vicarage, 212 Faversham Road, Kennington, Ashford TN24 9AF
Rev'd Adam childs
The Rectory. Church Hlll. Klngsnorth, Ashford TN23 3EG
Re¢d Teena Twelves (resigned November 2025)
The College. Churchyard, Ashford TN23 IQG
A550ciate Priests
Rerfd Cathie Aldis-saunders {retired November 2025}
Revd Charlotte Coles
Assistant Curate
Rerfd Dr Steven Home (from July 20241
Hon Treasurer: Canon Shlrley Leslle
76 Tritton Fields. Kennington Ashford TN24 9HL
Hon Secretary: Mrs Sally Lees
Bucksford Lodge, Chart Road, Gt Chart. Ashford TN23 3AE
Independent Examlner: Mr S Whorlow FCA
Ca55idys Chartered Accountants
South Stour Offices, South Stour Road, Mersham, TN25 7HS
Bankers
Barclays Bank plc, 66 High Street, Ashford TN24 8TL
The Parochial Church Council of the Ecclesiastical Parish of Ashford Town in the Di0￿e of Canterbury
A Charity Registered with the Chairty Commission no. 1171191

Contents
Annual Report
Page I
Independent Examinerfs Report
Page 12
Statement of Financial Activities
Page 13
Balance Sheet
Page 14
Cash Flow Statement
Page 15
Notes to the Accounts
Page 16
Pension Fund Disclosure
Page 24

Annual Trustees Report 2025
Aim & Purpose
The Parochial Church Council IPCC}. has the responsibility of co-operating with the incumbent in
promotin& in the eeclesiastical parish. the whole mission of the Church, pastoral, evangelistic, social
and ecumenical. When planning activities for the year, the PCC gave consideration to the Charity
Commission's Euidance on public benefit and in particular, the specific guidance on charitie5 forthe
advancement of religion.
ObJecrSves & Attlvltles
At its Annual Parochlal Churth Meeting in 2022, the following vision statethent was agreed as
encapsulating our hopes and prayers for the parish for the next five years:
Our wsion is to be a family of churches that Is centred on Jesus, serving the community. and
sharlng our falth.
As we have sought God's will for our parish over the next five years. we sèe this vision
including:
l. A rich varlety of discipleship activities and worship serVI￿S that enable people of different
ages and stages of faith to live lives centred on Jesus
2. Initiatives that are serving the community by having a transformative impart on people's
lives in the most deprived areas of Ashford
3. An evolving range of 'bridge' activities that build relationships with people who are not
turrently part of a church community. includingth05e living on newer estates. and provide
opportunities for sharing our fatth
Five parlsh priorities were agreed by the PCC for 2022-27 to support the achievement of this vision:
I, Children. Young People ond Famllles.. every church communty is investing in this area of
ministry, including work with schools
2. Serving the Community. range of different initiatives in terms of location and focus that are
havlng a transformative impact on people's lives
3. Adult Education and Discipleship.. all adult congregation members are able to access a range
of opportunities to support them in discipleship, including prayer, beyond Sunday services,
and most are making some use of this
4. Oversight and Governance." posttlve sense of connectedness as family of churches reflected in
strong team relatlonshlps and sustainable leve15 of financial support
5. Buildings.. on track for Carbon Net Zero in line with national and diocesan polity.
As it seeks to achleve Its priorities and fulfil tts Vision, the parish is committed to Sustaining ￿rtain
areas of activity as central to this. In particular, the parish
Maintains a regular pattern of public worship
Makes available weddings. funerals and baptisms forthe people of the parish
Encourages Christian discipleship for all ages
Supports a range of activities to show God's love In practlcal attion that responds to human
need

Ensures its buildings are maintained and where appropriate developed for use by the wider
community as well as church congregations.
AchlevÈments & Performance
Priorities
l. Children Youn
Peo
le and Families: eve
minist
includin
work with schools
church commun
is investin
in this area of
'Experience Easter, sessions offered to local schools across four sites, as well as 'Christmas
Explored. sesslons
Youth intern appointed at Singleton Comfftunity Church, enabling more re8ular offering of
ministry for young people
Continuing provision for children and young people at Sunday morning serwlces across the
parish in different form5
Holiday sessions for families hosted at various lorations, including Family Food and Fun at
Willesborough for the first time.
2. Servin
havin
the Communit
ran
a transformative im
e of different Initiatlves in terms of location and focus that are
arton
eo
le's lives
Mou with signed with Uprising (local Christian youth charity) for partnership at St Francis
Cryol Road, including use of St Francis House
Increased numbersfor Link Lunches at St MaTVs Kennington
Continuing strong levels of participation in Ignite and Make Lunch.
3. Adult Education and Disci
leshi
l adult con
ofo
ortunities to su
ortthem in disci
leshi
and most are makin
some use of thi5
re
ation members are able to access a ran
Many activities in local churches, including'Prarticing the Wav course at Kingsnorth
Well-received Parish Conference
Focus on prayer in Lent courses
Three people confirmed at Deanery Confirmation service
Additional church communities took part in 'Leading Your Church into Growth, conference
organized bythe diocese
4. Oversi
ht and Governance..
ositive sense of connectedness as famil of churches reflected in
I￿*1￿n£￿_.!￿t ?nA Eijstainabl levels of financial su
ort
Ministry clusters now including all church communities in the parish
Plans for resourcing church at Christ Church car,-
decisions then made about mpdiiim_tprm flitiitfx fnr rk-'.rt rk..--
External review of team ministry, supported by the diocese, provided valuable opportunity
for rpflprtinn 2nd raised Important questionsfor our future- process set up for addressing
these.

5. Buildin
s: on track for Carbon Net Zero in line with national and diocesan
olic
Parlsh pollcy for Net Zero Carbon agreed
Two churches in the parish took part in national church energy audit and are now in the
process of applying to become Demonstrator Churches.
All church communities continue to engage with Mission Action Planning, including submission of
documentation relating to the diocese's Yhree Things, initiative.
6. On
oin
Actitvi
Indicators of attendance show only minorv3riations from the previous year with Average Weekly
Attendance at 413 (down by 7) and Usual Sunday Attendance down by 28, all in the under 16s
bracket. to a total of 325 in 2025. Although weddings fell from 27 to 22, the ongoing trend of
increases in baptisms. weddings and funerals continued in 2025 .
Two members of the clergy team moved on from the parish in November: the Revd Cathle Aldls-
Saunders retired, and the Revd Teena Twelves leftto serve in the Pas de Calais chaplaincy, part
of the Diocese in Europe.
Flnanclal Review
oVe￿iew.
2025 has been another challenging year. with falling incomes. failure to meet budgets and loss
of ordained ministry. The negativity surrounding finance is demoralising and di5pirtting and
adversely affects growth numerically as well as financially. However, at local church level
there are some indications of increases, particularly in open plate collettions and fundraisin&
and some savings in the costs of running Cafés and Link Lunches. A last minute decision at
diocesan level to increase Parish Share by 6% when our Budget had anticipated an inflationary
3%, made it almost impossible to achieve our long-term plan to reduce the shortfall in both
attual and percentage terms: we paid £4,500 less than in 2024, and only 69% compared with
74%.
For 2025, the local churches, Leadership Teams agreed their respective budgets. but in the
majority of cases did not achieve their aspirations for planned giving and were unable to
contain expenditure. Many factors are at play in this area, none more significant than the care
of our ancient buildings. with no recompense from Church or State authorities. Climate
change resulting in colder, wetter winters, and juggling price caps accounted for a IO% rise In
utility bills with some churches experiencing significant increases in water charges.
The overall resu￿ forthe year was a net Surplus of around £13,600= this was comprised of a
surplus of a Itttle under £10,5￿ net surplus of ringFenced funds, a deficit of almost £12,000 in
Unrestricted general funds and a net surplus of just over £30,000 in Restricted Funds
incorporating thetransfer of Endowment funds. CCLA Property Fund holding in Kingsnorth's
Myrtle Fund and part of their Investment Fund holdingwere sold in orderto fund the church's
new AV system, incurring small1055es amounting to just over £500: revaluation losses of
£15.000 were sustained this year. The Annie Marwick Endowment previously held by the

diocese as custodial trustee was released as a locally controlled Restricted fund for the benefit
of works in Shadoxhurst churchyard: a further £379 will follow only in 2026.
b. Incorning Resources
Regular giving 15 the bedrock of our Income strutture and we are eternallygrateful to all who
are committed to supporting their local church and other initiatives such as Ignite in this way.
However, the number of givers is only a proportion of ourtotal perceived membership. In
2026 we have registered and will be working with Cornerstone- a National Church of
England initiative to support generosity through numerous pathways- in the hope that we
can encourage and enable more regular givers: potentially, these will represent small but
positive steps towards greater 5UStainability.
Plannèd GiviDgthrou8h the Parish Giving Scheme has seen a sm811 increase in number of
contributors, from 97 to 102 but only around 20% subscribe tothe annual inflationary review
which is the principal advantage of the scheme. The PGS Set up from a parish management
point of view is cumbersome and time-CDnsumin& and extrarting information from the
system's statistical reports, despite their being in Excel format. is not straightforward as the
reports were tonstructed in such a way as to make manipulation of the data difficult, and
slnce a new platform was launched in October, year-to-date data is no longer provided. The
number of direct regular givers has fallen forthe second year runnin& from 118 in 2023 to 85
a net loss of almost 20% overthe two years: in monetary terrn5, there has also been a
reduction in income forthe second year runnin& the major part being in 2025, where the
reduction was almost PA.
There has. however, been a further increase in service collection5 of some £3.000 following
the upturn of £10,000 back in 2023. Understandably, the Small Donations Gift Aid scheme
claim5 have increased in line with the increase in service collections. Those who are able to
Gift Aid tend to contribute through one of the various methods of regular giving. The amount
of Gift Aid claimed from HMRC ha5 increased but some of this will relate to one-off donations
as opposed to regular giving.
Two more contactless devices were introduced, one at Willesborough and the other based at
Singleton but also used elsewhere a5 both are portable. This allowed the opportunityforthe
fundraisingteam at Kennington to use a device to good effect at an open-air event some
distance from the church. All of the devices are regularly used at Sunday services and at St
Marfs Town Centrethere is a separate campaign for donations to the Organ Restoration
Fund which contributed £151 from 10 donations duringthis year.
Church
St Mar¢s Willesborough
St Mar¢s Town Centre
St Mary s Kennington
Singleton Community Church
St Michael's Kingsnorth
TOTAL
Donations
Average
£8.00
£14.70
£9.35
£6.63
£8.80
£10.09
Total
£1512.00
£2,557.00
£1,065.50
£457.20
£563.50
£6155.20
189
174
114
69
64
610
Revenue from Hall and Church hire fell by £3,300whilst running costs increased by around
£1,400. On Page 5 is a detailed analysis of the performance at each location.

LOCATION
Net REVENUE
Variance
COMMENTS
CHRIST CHURCH
HALL
STUBBS CROSS
MISSION HALL
ASHFORD
PARISH ROOMS
CHURCH HALL
KENNINGTON
ST MARY'S
COMMUNITY
CENTRE
ST FRANCIS HALL
{£1,7001
Lost revenue.
+£8IXI
Increased Revenue: lower maintenance costs
{£4,000)
Lost Revenue: water rates trebled on price cap
removal
Lost Revenue
1£2,7001
{£1,7001
Lost Revenue: 60 Chairs reupholstered £3,0W-
other cost savings £4,300.
+£5,000
Minimal maintenance / frequent damage to buildin8
future costs to come
Less revenue
TOWN CENTRE
CHURCH
WILLESBOROUGH
CHURCH
(£5001
(£1251
Revenue increase £l.100- more local overhead cost
headings apportioned
Fee income increased by £3,300: we condutted 94 funeral services (including 20 intemients
of Ashes) compared with 74 in 2024. There was a decrease in the number of weddings from
27 to 22 but we already have 32 booked in for 2026. 2027 and 2028.
Fundraisingwas around £3,000 h4gherthan in 2024 although the majority of the Increase was
for Restritted funds.. the summer fayres were blessed with good weather which is a vital
component of successful outdoor events. These major events demand much time and effort
in plannin& preparation and- not lea5t- in generosity from our congregations in donating
goods, as well a5 time on the event days, and we are especially grateful to the small teams in
each of our churches who tirelessly work to ensurethe success of ourfund ralslng efforts.
The café attivity at Willesborough and at St Marfs in the town centre has remained on an
even keel despite the fact that Willesborough was affected by road closures for some time in
the autumn: Sunday and Wednesday coffee at Kennington added a further £IOOO. Link
Lunches continued each month exceptjanuary at Kennington and Kingsnorth and bi-monthly
at Willesborough despite staffing pressures and some falling numbers. We are grateful to
small teams of volunteers who give of their time and skills in supporting this outreach to our
wider comrnunities. offering hospitality arld companionship to those who are isolated or live
alone.
Expendlture
Unrestricted expenditure increased by a mere £2,0(K), although there were increases and
reduttions in various categories. The requested Parish Share increased by 6% as already
mentioned, and we failed to achieve our planned contribution. Historic arrears are reported
at Note 8b on page 20, together with an explanation of the rationale governing the fart that
this debt 15 riotional and not stated in the liabilities of the parish.

Spending on Mission and Outreath costsfell by almost £2,000 as the parish grappled with
increasing financial problems and, toward the end of the year, falling number5 in ordained
clergy (See Note 6 on Page 31.
At Kennington, expenditure was incurred in sorting surface water drainage around the church
and sewage disposal from the hall where a failed pump cost some £6,OLNJ to replace. Much of
the cost of repairs to rainwater goods was met by a grant from the Friends of St Marfs
Kennington.
During the year, the ternporary assistant administrator appointed in October 2024 for 3
monthswas extended to early October 2025 at 20 hours per week, which accounts forAdmin
salaries exceeding budget. A new part-time Finance Assistant was appointed in mid-october,
contracted for 10 hours per week for the baslc book-keeping tasks of Sale5 and Purchase
Ledger and Bank reconciliation. Eventually, this will free up Sometime for the Honorary
Treasurer to focus more on the wider issues. but at present training in this extensive and
complex multi-centre organisation 15 ongoing.
d. Restricted Funds
Restricted income is down by £130,0(K) and expenditure by £170.000 compared with 2024. By
April 2025, the remediat￿￿ works followingthe ker05ene leak in December 2023 at
Kennington came to a conclusion: the final cost in the year amounted to almost £60,000, and
the overall cost around £IIO,000 which was covered entirely by Insurance lapart from the
£250 Policy Excess) and VAT totalling £22,000 was refijnded through the Listed Places of
Worship scheme. In addition. our Insurers contributed £1,4(M) towards the energy cost
incurred by the contractorfs machinery. Also at Kennington, pigeons which had roosted in the
bell chamber caused significant health and safety issues at all levels of the tower and the
removal of these vermin came in at a cost of £7,000, which was met form Restricted Funds.
Concerns about the decliniftg state of plaster in the church gave rise to a damp survey, which
was undertaken by a specialist consultant. This led to further consultancy fees for an
investigative report into conservation heating whlch will hopefully come to fruition In 2026.
In total, 10 claims for VAT refund were lodged under the Listed Places of Worship Scheme
amountingto more than £23,000. This government scheme. which was scheduled to close in
March 202S, was extended for another year butwith some limitations.. we have recently
learned that it will not continue after that, though new avenues for grant funding for places of
worship will be made available by the government. [N.B. new building works are zero rated
but opportunities for such in the parish are r3re.I
Only a small grant was made from Ashford Parochial Charitie5 to St Mary's (Town Centrel in
this yearto cover emergency lighting inspection and some heating issues. The new nave attar
and fumishings finally came to fruttion and were funded from a long-standing parishioner
donation. Repairof damage to stained glass windows was covered by insurance. TheTown
Centre Organ refurbishment fund benefitted from donations, fundraising and investment
income amounting to almost £13.500 and only minimal expenditure incurred. The fund stands
at £31.000 at the year end.
At Christ Church, infrared heating was installed and some repair work identified in last yearfs
Quinquennial inspection was undertaken at an overall cost of £10,000 whilst at St Francis.
Make Lunch continued to thrtve with donations and grant5 amounting to £5,51XJ- a grant in

2023 of £5,632 was reallocated to the new St Francis Hub and expenditure on food and minor
running costs totalled £7,650. The Make Lunch Fund stands at £9.200 atthe year end. and the
Hub fund at almost £1,800 after donations of £2.200, expenditure reallocated from 2023 of
£4,500 and the cost of toilet refurbishment and garden improvement of £1.500.
At Gt Chart, the final sta8e of the access improvement project- Provision of new gates. other
minor replacements and architect's fees- totalled almost £22,000= donations, fundraising and
investment income added £8,000 and at the year end the Janus fund stands at £62,500.
Wille5borough's spire fund remains at £54.000 and Sevington's spire and reordering fund at
£27,700,
Custodial Fund$
Custodial Funds remain as held on 31st December 2024..
Kingsnorth Bellringers. Fund
£2792.11
Kingsnorth Africa Trip postponed from 2020 £22LYI.00
Full details of the fsnancial movement on each Restricted Fund can be found at Note 9 on Page
21, and the purpose of each Fund is detailed at Note 14 on Page 23 of this Report.
In concluslon
2026 will see the parish focusing on a new vision to inspire, encourage and enable the enerby and
enthusiasm which will be needed to navigate the challenging times ahead. We look forward with
hope and will continue to strive for sustainability.
The Parish Share increase has been pegged at 1.252%, which should ease the degree of challenge by
a little, but we need to be imaginative in finding new income streams or waysto increase the sources
we already have: increasing income wherethe main source is voluntary is never easy. There are no
membership fees, the church is free to all and all are welcome. Generosity is at the very heart of our
existence and the core of our financial success or failure.
Total Funds at 31 December 2025
The PCC aims to maintain a balance on Free Reserves of not less than 12.5% of annual unrestricted
expenditure. For 2026. based on 2025 re5uItS, the requirement would be a minimum of £57,422, but
we also hold in free reserves the ringfenced IDesignated} funds of £13,644 which must be added to
that figure giving a total of £70.866'. actual Pree Reserves are as shown in the following table=
Funds
Free Reserves
Restricted Reserves
Endowment Reserves:
Amount
£71,676
£513,274
£379
Held in:
Cash and bank, bank depostt, debtors and liabilities
Deposits, Investments, debtors and liabilities
Deposit account to be released by the Diocese

FU￿re Plans
A5 noted above in section 2, we have a vision Statement to shape our life as a parish up to 2027. and
five priorities to support that. In 2024, the parlsh agreed to seek alignment between its priorities and
the 2030 Outcomes in the new version of the Deanery Plan.
Each of our seven church communlties identifies priorities and goals of its own within this framework
as part of the Mission Action Planning process.
The PCC has set three specific cross-parish goals for the calendar year 2026:
A. Grow our ministry with children and young people by establishing a new Ignite church on the
Bockhan8er estate and seekingfundinsfor a Children, Families and Youth Minister post (priorities
land2)
B. Discern how Christ Church South Ashford can continue to be part of how we serve God's mission
in A5hford (priorities 3, 4 and 5)
C. Ensure the proce55 of responding to the 2025 team ministry review is focused on fruitfulness in
mission {priorities 1, 2, 3, 4 and 51.
Risk Management
Principle Risk..
8.1.1 Insufficient or inadequate levels of regular giving to sustaln payment of essential basi
running costs.
8.1.2 Church Halls becoming unfit for lettin& due to significant damage or general deterioration.
Although now only a small element of our incomingfunds and widely spread across a team of
volunteers, cash security always pose5 some risk albeit minor.
Damage Limitation:
Strict control continues to be exercised over expenditure at both local and parish levels: Local
Leadership Teams have responsibility for their respective budgets.
At parish level almost the only sanction available to protect cash flow is reduttion in payment of
Parish Share. As a PCC we were committed to full payment since the Ashford Town Parish wa5
formed but the effects of the pandemic decimated free reserves. The decision to limit payment
of Share was tskeri with much regret and as a last resort.
The PGS scheme offers the opportunity to increase giving annually although thls Is optional and
not widely taken up. Generosity Sunday is now common practice at least once a year in every
local church community when generous giving not only of money but also of time and talents is
preached and encouraged.
Contactless devices are now in place at Kingsnorth, Kennington, St Marfs Town Centre,
Willesborough and Singleton.
8.3 Future Management
A draft risk register was drawn up during 2025.

Infomiation In Diagrammatic Form
The following charts show in dlagrammatlc form the baslc elements of Income and Expendlture wlth
some further analysis of church runnlng costs gnd, finally. a chart which depitts a comparison of the
changes in income and expendhture levels over the flve years 2021 to 2025.
UNRESTRICTED INCOME 2025
Grants, Investment & Olh
IncomE 13%
Donatlons &
Leta(ies
Fund Fee5.
L+ttl￿ and Café
P14nned GI￿n￿
Ser¥ke Q)Ilettw)rt5
HOW EACH £1 OF OUR INCOME WAS SPENT IN 2025
Lettiftgs &
Cèlé Costs
lop
Surplus
0.4p
Parish Share 47p
Church
Running
Costs 26p
LcKal Msn15try cost
16p

ANALYSIS OF CHURCH RUNNING COSTS 2025
Bank charge5 &
Professlonal Fèes
Sundrle5
Subscriptions
& LICen￿S.
I Printing &
ststionery
Insurance
Upkeep
Servlces
Maintenanee &
ChuFthyard
26%
Ener8y & Water
35%
5-Year Income & Expenditure Comparison
£600,000
£500,000
••
++
••
+•
£&￿,000
+•
*•
++
•+
++
++
+•
•+
••
•+
E300.IKX)
••
•+
++
•+
+•
••
++4
++4
£200,(
++
++
++
+•
++
++
+•
••
£ioo,000
++
++
••
••
+1
++
++
++
£0
2021
2022
2023
2024
2025
riincome OExpenditure
io

10 Structure, Govemance and Management
The PCC is a body corporate under the Parochial Church Council Powers Measure and operales in accordance
th Ihe Church Representation Rules 2011.11 is a Charity registered with the Charty Commission number
1171191.
The appointsnenl af PCC members is govemed by and set out in the Church Representation rules. PCC
members are ex officio, co-opted, or èlectèd by the Annual Parochial Church Mèèting to serve frjr a period of
three years, reliring by rolation. During the year, the maximum numb8r of churchwardens was increased from 2
to 7 being one form each local church. Lay members of both the Deanery and Diocesan Synods are ex officio
members of the PCC.
Membership
Team RectOT and Chair of PCC.. Rev'd Canon Dr Jeremy Worthen
Clergy.. Rev'd Adarn Childs,. Rev'd Jo Pude- Rev'd Teena Twelves-, (resigned November 20251
Associate Priests.. Rev'd Calhie Aldis-saunders (retired November 2025)., Re¢d Charlotte Coles.
Assistant curate: Revd Dr Steven Home
Deputy Chair of PCC & PCC Secretary: Mrs Sally Lees
Church Wardens: Mrs Jenny Flahety {until April 2025},' Mr Julian Sheehan., Miss Caroline Hannah.. Mrs Claire
Mullard, Mrs Susan Vamals (from ￿ri1 20251, Mrs Shidey Leslie (from April 2025}. Miss June Wenky)m.
PCC Elected Members:
To seNe until April 2025.. Mrs Libby Varfey., Mrs Lorraine Andrews
To serve until April 2027.. Miss Amanda Hodgkinson (reti￿ Seplember 20251,. Mrs Christine Du¢hemin',
Mrs Kathryn Salmon
To seNe until April 2028.. Mrs Lorraine Andrews., Mrs Morag Sha￿.
Elected Deanery Synod Representatives (Ex Officio members of the PCCI Until 2026 APCM
Mrs Jane Applelon.
Elected Diocesan Synod Members (Ex Officio members of the PCC} Until 31st July 2027
Canon Shidey Leslie.. Mrs Jill Humphreys-. Mr Jacob Pradeep: Mrs Sally Lees
Canon Shirfey Leslie continued lo serve as Hon Treasurer, assisted by Mrs Petra Mitchinson (Gift Aid Claims} Mr
R & Mrs T Fin¢heT, (Local Gift Aid adminislratorsl, Miss J Wenbom (Local Gift and banknng adminislratorl
and Mr J Donovan, Mrs H West, Mrs A Sorrell, Mr C Grove and Mrs S Nash {Local Banking adminislralors).
Mrs Lis Webb continued to se￿e as Safeguarding Officer.
Mrs Libby Varley oMtinued to seNe as Electoral Roll offi￿r.
The PCC met sgven ts'mes during 2025..
Each local church has a Local Leadership or Local Management TÈam'. these act as sub-committees of the PCC
to deal wth purely local matters of mission, ministry and fabriG.
Approved by the PCC on 28th March 2026 and Signed by
Rev'd Canon Dr Jeremy Worthen- Team Rector
li

Independent Examinerfs Report to the Trustees of Ashford Town Parochial Church Council
I report on the accounts for the year ended 31st December 2025, which are set out on pages 13
to 23.
Respectlve responslbilities of the PCC and the examiner
The Charity's trustees consider that an audit is not required for tbls year under 5ettion 144{2} of
the Charities Act 2011 {the 2011 Act) and that an Independent Examination is needed.
It is my responsibility to
examine the accounts under Section 145 of the 2011 Act
follow the procedurès laid down in the Genèral Directions given by the Charity
Commissioners in Section 145{5){b} of the Act," and
state whether particular matters have come to my attention
Basis of Independent Examinerfs Statement
My examlnation was carrled out in accordance wlth the General Dlrections given by the Charity
Commission.
An examination includes a review ofthe accounting records kept bythe charlty and a comparison
of the accounts presented with those records. It also includes consideration of any unusual items
or disclosurÈs in the accounts. and seeking explanations from the management committee
concerning any such matters. The procedures undertaken do not provide all the evidence that
would be required in a full audit and consequently I do not express an audit opinion on the
accounts.
Independent Examiner's Statement
In connectlon wlth my examlnatlon. no matters have cometo my attention:
which give me reasonable cause to believe that in any material respect the requirements
to keep accounting records in accordance with S130 of the 2011 Act: and
to prepare accounts which accord with these accounting records have not been
met; or
To which, in my opinion. attention should be drawn in order to reach a proper understanding
of the accounts to be reached.
Stuart Whorlow FCA
Cassidys Chartered Accountants,
Date ￿￿olfr 2026
12

The Parochial Church Council of
Ashford Town
Financial Statements
st
Forthe year ended 31 December 2025

The Parothial Churth Council cf Ashford Tov•
Statementof Flnandal AcifvKlies
forthe yearended 31 I>&￿Mber21￿25
Unre5trfcled
Fur￿5
Restrfcted Endowment TOTAL FUNDS
Fund5
Funds
TOTAL FUNDS
pknte
INCOMING RESOURCES
Voluntary Income
Actlvtt4es foFGenei?tlng Fund5
Investment Income
275,371
81135
357,506
426,968
2b
24,635
7,603
31238
29,194
4.068
11,313
432
15.813
16.960
Church Artlvitie5
107.700
107.7L
110.021
Other IncomlnE Re￿ul￿$
45,433
88.629
134,062
19L406
TOTAL INCOMIN6 RESOiIRCE5
457 207
4a2
RESOURCES EXPENDED
Church A¢tlwties
455.482
158.325
613.807
783,057
Ralsing Funds
3b
3,214
3.799
3,320
TOTAL RESOURCES EXPENDED
NET INCOMINGIIOUTfjOINfjI RESOURCES
BEFORE TRANSFERS BETWEEN FLINDS
458.696
158 910
617 606
786 377
IL4891
30,770
432
29.713
111,8281
Transfers berween Funds
15.373
115.4321
NE[ INCOMINfjIIOUTGOINGI RESOUTICES
BEFORE RECOGNISEDGAINS AND LOSSES
11.4301
46.143
i￿.￿j0)
29,713
111,8281
GaIn￿lI055e5I on Inve5tmentassets.'
Reallsed 4b
15551
15.2231
15551
Unrealised 4b
13731
115.3731
115.5961
9,436
NEf MOVEMENT IN FUND
IIA301
30,365
13.562
12.3851
Bal*Ke blfonvard
Istjanuary 2025
73.106
482.909
15.752
57L7￿1
574,152
Closin4 Balance @ 310ecember 2025
676
379
571767
13

The Parochlal Churth Council of Ashford Town
Balante Sheet
as at 31 DecemlJeT Z025
2025
2024
Note
FIXED ASSETS
PV PaneL%
2.156
2.929
Imiestments
365.575
453,227
367.731
456.156
CURRENT ASSET5
Debtots & Prepayments
36,756
30.509
Deposits
147,623
114.058
Cash at bank and in hand
87,605
65.660
TOTALCURRENT ASSErs
271,984
210,227
Credthr5-amouTrtsfalling due in one year
149,3941
189,6241
NETCURRENT ASSETS
Z22.59D
120,603
Credltor5- anK)untsfalling due In morethan
14.9921
14.9921
14.9921
14,9921
TOTALNET ASSETS
5B5A29
571767
PARISN FVP4D5
Urbrestricted
71.676
73,106
Re51Titted
513.274
4823D9
Endowrnert
io
379
15.752
571767
The tinancial ststements We￿ approved and atrthori5edfor i55ue byt￿ Parochial Church Q￿nCIl o
28th March 2026 and 5igneil on it5 behalf by-_
Rev'd
non Drjeremy Worthen- PCC Chalr
Canon Shldey LÈglle- blonTrea4urer
14

The Parochial Church Council of Ashford Town
Cash Flow Statement
as at 31 December Z025
2025
2024
Net cash from operating activities
132,5761
13,984
Cash flow5 from investing activities
FIT Payments recelved
Dividends & Interest
Proceeds from salp of:
Tangible Fixed Assets
Tangible Fixed Investments
Purchase of-.
TaDgilJle Fixed Assets for the use of the PCC
Fixed Investments
773
15,813
635
16,960
71.501
Net cash provided by I (used in) investing activities
88,086
18,195
Change In cash an¢J cash equlvalents In the
reporting period
Cash and Cash equivalents at l January
55,510
32.179
179.717
147,538
Cash and Cash
uivalents at 31 Decembef
179,717
Analy515 of cash and cash equivalents:
Cash at bank 2nd in hand
Short-Term Deposits
87,605
147,623
65,660
114,058
Cash and Cash equivalents at 31 December
235.228
179.718
Reconciliotion oAnet mshfrom operatlng ortlvltles..
Net Income before investment gGins 31 December
Adjuitmentsffor."
DivAdends & Interest
Decreose/ ftncreose) in Debtors
{DecreJseJ/lncreuse in c￿ditorS
Net cash pravided by/ lused inj operoting ortivities
29,713
(11,8281
{15.813J
(6.247J
140,230)
(32.576J
(16.960)
3.976
38.796
13,984

The Parothial Church Council of Ashford Town
Notes to the Financial Statements
31 D￿rnber 2025
Note 1 Accountlng Polklos:
Th& PCC ts a Publ￿ be￿efit entitywtthin the NEaning of FRS 102. The ststewnts have been prepared under the ChatiWAct 2911 and
in accorda￿ with the Churth ACco￿nt¥￿j RewLatb)ns 20￿ goveming the indmdud a￿un{S of PCCS, and wth the Regulationg Ime falr
vbBW' th5iDns. The Stat￿1￿ ha¥e been prepwed in XCOrdan￿ wfth the Ch￿￿e5 SORP IFRS1021 Aco)untiDg and by
Charthes.. St*ment of R￿X>￿t￿elldEd Prth apWKztik to th45b¢5 w¢pan'ng th￿[ ￿￿￿15 in wdIn￿ with Ihe Finwai RepLYbn9
Star￿ard app[Wb￿ in tt* UK and Reputyltcof IFRS 1021 leffeth 1 January ￿19), Finanaa Repx)rbry Standatd 102 The FÈTranaal
Ryrbng Stsndard IA the UKand RepublK of Ird*'.
Psrsh Shwe is a vduntary contrubution to the Diocese b 6Y)ver centrdl costs of and 11 is the polw ol this Parish to re￿￿￿e
thelr ￿t￿￿￿￿71￿f￿r1his contrit)ution and to pay ￿ fvll within the year to whK* it rdates. However, where extemal fators beyond the control of
the PCC pre￿tthi8, the M￿M￿rn pos*tAe P8yTrwtwill ￿ made ffjshorfal repuby bywayof noteto Ihe acLa)unts.
ConsttrAted and b¢n¢fre wowrty
I￿￿f8r as c(wrated and benefice property ol any kind i8 exduded from Ihè stabjtory d¢fifi￿On of'¢hariW by Serbon 1012llal and 1¢) of the
ChathèsAet2011, assets are notca￿￿￿￿￿￿ tii the Ilnandal sta￿entS.
Pknble ch￿￿h fvrnlshlngs
Trtse ate c4)rtlised * Lyjsl depr￿￿1 th￿r useful lrfe other whwe cosl Ink)rmabon Ls or wheré thè Ix)sts
h&e tvn fultymelfrom yuficgrants or donakns. In al eases, f¢ms are included inthe rÈknrtChurd)& &w￿￿lè$.
Tangw FLxad Assètsfor USÈ byehaity
These ae Capita￿e￿ ffthey￿￿ be US￿ Yor more than one yearand costal least£1,OCI) ￿lesS the costs have beell lulty metfrom g￿ts
or donations. They are Gost deprwiatKJn is (alculth to write off ther uJrrW antupated cost over thwr estimated useful krfe 85
L￿￿- ￿1.. Fixttsres & FrfOmgs- 20Ye￿s.. Computers- 3yevs'. Othere￿d￿￿ Èquwmènt - 5
No depr*ialion 1$ prwded on bu1￿1￿g$ as the curwty esbmated ￿$￿Jua1 vdue of the is not kss Ihan th&r vdue and the
remar4ry tjseful lrfe ofthesè assets Èxc*Èds 50 yeaTS, xsthe thpw'ation charges￿Uld be immthrial.
vestn*nts
Ir1￿￿Ents￿eVaIUed attheirmakntvalue at31 Dporth. Ga￿5 and k)&8es ￿ the tevakjthn and dispfyds ol 1nVethents￿ injuded in tr
Statementof Thanaal Acbwbes.
short Tenn Deposls
Th888 8teth8c&8h dep￿ItetherIIkn CCLA Church olEngland Depos5t or atlhe bank.
Funds
Unrest￿trd FMnd$
The* reptÈsent the rÈmauiing incOw￿ funds of th8 PCC that are availth for SFenrfmg on the general PUFposes of the PCC, induding aTr)unts
deslgnated bythè PCC forfixèd assÈtsfor it#i)wn Use orfor spending on afuknre woie(a aKI whth are not￿￿[? induded in rfs YrèÈ rpsèrk*$'.
The PCC aims to maintain abaanc8 on fréè reser￿ *y￿n￿￿9 to 8t ￿#￿t 12.5% of unrestrKled payrmnts.
Restrithd Fwds
These are uKomefundsthatmu4be spenton r6str1cW and dala￿ ofthetunds hÈhJ a￿j re&rfclons pwdwj are shown in notes knthe
nts at noies 9 and 14. tt is our pohLy to #ivesi the th)rt tami invéstrn8ftt ftjnds tha CCLA Church of England Depos5t Fund the
remainder in the CCLAChurth of England In¥RStM￿t Fund.
Endown*Ert Funds
These are restrthd tunds Ihat rn￿1 be retained & trust cayta either pcfinanenty or subject to a discretionary power ID S￿[1(1 lh8 Catxu 88
income, where the use of any Income or t*nefftdeFthd fmm the *tal Is res1rt￿. Full detsils of the knnds and thwr re5triction5
ar8 Sh[￿ in notes 10 &)d 14. The AJnd$ Wjminist￿d ty C*tthury Di￿￿ Board of Fina￿ as Trustee inved*J in the
CCLA Churth ofEngland kNesbM8nlFund.
16

The Parochlal Church Coundl of Ashford Town
Notesto the Financial Statemerrts foT the perlod ended
31 December 2025
Unrestritted Restrirted Endowment
Funds
Funds
Fufids
TOTAL
FUNDS
2025
TOTAL
FUNDS
2024
2 INCOMING RESOURCES
2a Voluntsry Intome
Planned Givir4g.' Gtft Aid
Tax recoverable
141,195
36,061
19,673
37,832
141,195
36.061
19,673
37.832
152.764
39,566
19,879
35,182
other Planned fjiving
Collectlons.. Open Plate
Tax recoverable
10.971
10.971
IOA94
Donations
IS.676
10,000
2,962
79.528
2,607
96.204
12.607
2,962
165.954
1.638
IA91
Legacie5
Special Appeals & Collections
275371
82,136
357,506
426,968
Zb *ctl¥lUesforGenerally Funds
Events
23,943
692
7,603
31.546
Z8J20
874
Magazine Adverts
692
24,635
7,603
32,238
29,194
Zc IDvesbnÈht Inm*
Diwdends & Interest
4,068
4.068
11,313
113
432
15.813
15.813
16.960
16.960
432
2d Clwrth Acll¥ltles
Occasional Offi£efees
21.869
21A69
20.651
urch Magazine Sale5
Lettings
Community Café
nk Lunch
533
533
67.7Z6
17.528
3,323
17.528
3.323
17.838
3.193
30
Othor
107,7tKI
107.700
110.021
Ze Other Incornkng Resources
GraAiS
39.028
26,518
6S.546
122.664
Insurance Claim5
60,594
60,594
2,627
64390
1.872
HMRC Allowance
2.627
Other
3,778
1,517
5,295
134,062
45rt33
88.629
191.406
Toia14nethnw Resources
457.207
189,680
432
647.319
774.549
17

The Parochial Church Council of Ashford Town
Notes to the Finaneial Statements for the period ended
31 December 2025
Unrestricted Restylrted Endwment T07AI
FuM(L%
Funds
Funds
FUNDS
TOTAL
FUNDS
2024
RESOURCES EXPENDED
3 la Churth Acti￿leS
able Giwng
Charfities Supported Irom speLial
collecbons
1412
3AII
4.902
Totsi Charit•bleGivbnK
M1551on & Mlnls
3812
4,902
Mission & Evan8eiism
1,843
IA43
866
Children & Young People
Mlssion & OutrÈath
9,756
IL212
1,968
10,601
15245-
9,5
10.967
21A23
4.032
6.ni
Totsl Mi551on & Evangeusm
anlsty
Parish Share
27.689
214.664
214.664
219.037
L￿al Mlnlsiry
Salaries & Honoriria
51,589
11.638
2,148
51,589
IL638
148
51.538
Clergy & Staff ejrpenses
Parf15h Offite Costs
10,463
3,129
284,167
Total Mission & MiTrtstyCost
Church R￿nIngC0S￿
Centralised Costs
290.173
311.141
28,490
22,124
19,300
41,208
7,018
2.262
30.752
22.124
117,171
41,
25,598
20.￿7
169.090
37,333
115
Imsuran¢e
Mai*terknte & aeanlng
Energy& Water
Churchyard upkeep
Other Running Costs
97,8n
iU.140
IW133
218273
25&233
C¢￿t of Tradw
Hall Runr4nE Costs
Café Runninsctssts
41.295
41295
5W4
41.374
7,657
5,874
47.170
47.170
49,031
Mah Capitsl Expenthwre
Capttèl proietts
H811 Major project5
ProJÈtt Professional Fee$ & Other
C¢sts
15,979
15.9
152.293
2.010
21,245
37.224
21.245
37214
ID.998
165,301
Total Churth Artlthles
455A83 158325
613.807
783.057
Cost of Rai5in8 Fund5
EveTrts
3.214
3,320
Total lortof Ralstng Funds
s.￿4
$85
3,320
18

The Parochlal Church Coundl of Ashford Tovm
Notestothe Financial statemèntsfOrtheperk￿ ended
31 DetembÈt 2025
NoLe
49 FL¥KDASStrs
13x purth#sEa*atotslt¢étof
Ftfpaymentsto al DetÈmbeY 2024
r+etBoakValue at151January 2D15
Less Frt P3yments le￿IVed lrnthe
NEt8LX)KVAWE* 310￿Mber 2025
8.319
5329
2229
3.564
res￿
Va￿e@ Unh5So
JU￿2￿24 i¥W2024
17.138
396273
Uaits Proteed51
C09t£
Shaio Prfre
ValuÈ at
3yW2025 WIziz025 69inl ILossS
22.IW4
365575
115W71
CCiAltN8stnientFund.. R45tr1Ltsd
16691
15.J17
Isyi
41W8 P3.9621
11s￿D)
CCLA Endowment Fund.. Afirde Mar
CCLA Propety Fund
TOTALINUE5fkiEIITS
654
I41,￿7]
J51
Inluly2Q20.Oak5hake5werepurdwsedfromTeDt£r¢￿ RoDthwCwany pla￿t￿SE ￿*£I23901nT￿￿KIÈOknthÈ répairtto
Ilthrots8kn Splre. The work14aswto be(arriedoutandtheShakes aTe srored ai the prem￿e5 ofTenterden RoolngCaTnpary.
AVe5b￿agreeme￿prDMng0wn2[ShipbhddbVthe Churthwaiden respons￿1 lÈfortn3ttet5 ielatffjttothejool Wllesborough Churth
cornrnurJty. Fw wudence, the PCChJ5 DOtrecoenlseJ thea5setonthebalJThcE5heettr￿the jtsuR and tsKrty
v*ue.Trk pur(ha5ewos madetsomWlllesborouÉh Restrlctsj Proiectlunds.
RepvmertClalmS&ft*￿dl6As0S'. Ocioberloecemljer
Paitsh GMngScheme
WC nairns
5,748
2390
5,293
14,744
3,445
4,412
Tag
OutstandTriiHall Rents
0ther0utstrn￿ln8 In¥￿
TOTALDEBTORS
5,595
7,696
prepèyme*
Accrued Ipcome
5.667
150
10,693
TOTALPREPAYMEpirs
017
TOTALDEBTOR5 & MAYMENTS
CCLA£ndowmeThtFwnds
379
379
caA Re51rffftdfund5
Bard3y5
52958
94.286
147
39,863
73*16
CASHATtANKAND 41 IL41XI
2025
Athfordstm
Kennlnwn
fjtowrt
n￿D[th
Illes￿r￿1th HowerAccfMJnt
WIUethrou& Unk Lurth Ac£ount
Cashln Hond.. unbanked col
531
318
447
lthllethorouthsorial EvÈftts
Local Churthesoearlngaccount Wnwrth Ute?Ite
18rdte CashActouiit
1r￿￿deSta[éffOat
240
490
59
BARCLAY5
85,746
63A22
TOTALCA&I&&414K
19

The Parochial Church Council of Ashft>rd Town
Notes to the Finantial Statements for the period ended
31 De￿rnber 2025
Note
2025
2034
CREDITORS
Aruya15 general
Out5tandin8 Invoices
Accrued 100 aub Priz
32,421
65,384
310
Accrued invoices
1,805
4.010
Independent Examination
2.160
4.565
2.160
A¢¢n41$ HMRC I Pension Fund
HMRC
275
308
Pension Fund
147
422
144
452
Accruals Designated {De￿rr￿ In¢omtl
2020. 2024Weddin8 deposits
Cemetery upkeep IKenningtonl
Deferred Income- Hall Hire Rents & Dewsits
Deferred Income- Funerals in Jan 2025
4,902
7,075
160
1,030
2,394
761
4,(X)O
OtheT deferred incorne
9.087
2.173
15,456
Bardaycard
1.980
932
A¢uua15 RèstrKtsd
eferred Lunch Club Grant (Ashford St Maryl
Deferred Ball Lane Grant IKenningtonl
500
500
420
420
920
920
Creditorsfrdllin¥ due in one year
49.394
89.624
Cus￿1121 Funds
Kennlngton Fayre
Postponed Africa Trtp
Bell RinEers Fund (Klngsnorthl
2,2LK)
2,792
2.792
4.992
4.992
TOTALCREDITORS
8b
Unrecognlsed Creditor. Parish Share
Due to the ongoing effert on Trncomèstreams of the fall in attendance resulting from the Coronavirus pandemic,
it has not ￿en po￿L￿12t0 achieve full payment of the arnount requested by the Diocesan Board of F￿aTr(e
in respect of Parish Share, Taking into account the rninimum level of cash holdTW deemed necessary,
69% w3s paid leaving £96.743 unpaid at 31st December 2025 plu5 £322,332 from the previous 5 yèars.
Asthi5 15 a voluntary tontribution, the debt Is not accrued in the annual accoun
Unre¢ognised Credltor- Dlocesan Board of Finan
Due to historit cash attountin& two loans fron) Diocesan Board of Finance totslling £128,0(KJ We￿ not
reco8nised in the 2016 Will￿1￿}roUgh Balance Sheet. £25,0￿) was repaid durin8 2017 and £70,197
mitted by the Diocese in 2018. £32.803 remains outstanding at 31st tkcember 2025.
20

The Parochlal Church CouncTI of Ashford Town
Notes to the Financial Statements for the perfod ended
31 De￿mber 2025
Not
9 MOVEMENT ON REThCTED FUNDS
Trust Funds
iDGI thurch
Balance
knrome & Expenses&
3&67
13,997
TTan5fEr
Balance
Pat Holley Le8acy/Fgbric Chrfstrhurch
Bu￿sSI Pope- Fabric fund
t(enniYWn
Myrtle Le￿cY
ngsnorth
MercyApps
KinKsnorth
Annie Marwi¢kTrust
Shadoxhurst
112,257
lo1￿27
35.395
65A
71895
37,488
1,919
35569
3,166
122
15,373
594
,373
Joy tegaty
A5hford 5t Mary
18,643
722
18.515
Bytcher Leg3W
Ashford Sl Mary
16,079
gA21
510
619
15970
Jill Wright Leg
A5hford Stmary
326
4363
Monurnet
AshfDTd Stmary
shfDrd St MBry
A%hford St Mary
202
245
6.759
H E Pain- Fabrii Fund
4,739
9.420
1558
D W Knott- Organ ltholr
7,596
7,296
Totsl TrystF￿ds
99.565
245,234
Resiricted ProjeLt Funds
Imagooutreach Fund
Singleton
592
1.5
1.433
659
Youth & Families Worker
Slngleton
2,501
5,221
1.919
Away Day
Sindeton
L140
740
1,760
ChSldren & YounE People
Slngleton
Ashford St Mary
Fabric NaveAltailthoiTstslls Ashford St Mary
866
750
573
Choir l Handbe115 FuTrd
2.404
921
3325
25.357
6548
19,615
Cameroon Prolect
Ashford 5t Mary
1,773
1773
CornmuDlcatlon5 Project
St Mary's P14yer5
A5hford Sr Mary
295
295
A5hford St Mary
856
Organ Fuod
A5hfo¥d St Mary
I7.￿2
13A69
410
,961
ngsnorth Cemmunlty Fund
Klngsno
240
13
Janus Fund
Gtchart
76.694
&320
21476
61537
OtheT Funds
GtCh3rt
2,512
201
¥251
1.462
Fabrlc Funds IBulldlnBI
St Francis
350
350"
Make Lunrh project
St Franc15
17,041
5.462
7,652
15,6321
9.218
(hildten'5 Mi5519
St Ftanci5
3(
5t Fran¢Fs Hub
St Franc
2,21XJ
1,447
5,632
L787
Captial Project Fund5
W¢llesborGu8h
59,092
10,862
13.578
56,376
tal Project Fund5
SevinEton
25.790
5A67
3,523
27,734
19201
Conserv?tion Heating Fund
KenninEttsn
1,530
2,450
Church Hall Fund
Xennineton
20.(XX)
Community Centre Fund
Kennington
pcc
20.orij
20,IiyJ
Q9
Youth work
733
104
Act5435
pcc
8.960
&780
Totsl Re&*rkled Prolert Funds
231323 I￿,9￿8
74,442
TOTALRESTRIMD FUNDS
20L211
174(1)7
5t0.113
21

The Parochlal Church Councll of Ashford Town
Notes to the Finan¢ial Statements farthe peri¢d ended
31 December 2025
Note
10 MOVEMEpftON ENDOWMEIU FUND5
Balance
blfwd
Incorne & Expen5e5 &
unrealise
gal
Tran51tr
Bal•rte
fwd
tween
Fund5
Annie Marwid¢ Deposit Alc
Annie Marwick Investments
TOTAL ENI)OWMÉNf FUNDS
Shadoxhursr
Shadoxhurst
379
15373
379
432
432
3731
873
15.432
379
11 MoVement¢)n￿Jnds held a$Custodi•l TNstéÈ
Balance
bal￿
South Affica Trfp
Bell Rinser5 Fund- Kiworth
Totsl Custodlél
2,2C(F
2,792
12(
2,792
ANALYSIS OF NET ASSETS BETWEEPI FUNDS
Fwnd5
Re5tri(*d Eodowrnent Totsl 2025 Total 2014
F￿n
FUTh
Fixed Assets
Investments
Debtors
Deposits
Cash & 8ank
abilFties
Baic13ycard
Custodial Funds
TOTAL NET ASSETS
2.156
2,156
365,575
36,756
147.623
87.605
147A141
11,9801
I4,￿2)
2.929
453.227
30,509
114,058
65.6
188.6921
19321
14,9921
57
767
36S.575
19,194
138.845
17,562
8,399
87.605
142.0661
11.9801
379
153481
14,9921
sts
74
379
13
TrUSTEE REMUNERATION AND sfAFF C0515
No Tn45tee wuspoldutt umountln excessoA£60 L
Mrs L Vurley wos employedos ofvlltime PorishAdministrGtor
Mrs Vorleyw(7s enrolled In the Church Loy WorkersPenslon Fundon tst November2017
The Pccrontributes ofsolury to the Pension Fund plusO.5%forLrfe Insurance Cover
Employees contribute 3% of salory to thePenslon Fund
Mrs Ujoseph wjs employedos ts port time hnonce assiS￿￿tfrOM 14th O(tober2Q25
Flveorguntsts were puldhonororlaforregulorotteftdonce ondtwo orgonlstseach receryedpaymenttls locum
Employee 8enefits
None
22

The PaTqKhlal chU￿h Councll of A5hford Tow
Notèstothe Finanoal Statements forthe period ended
31 riecember2025
14 PURPOSE FOR REsfAICfED FUNDS
T￿￿f￿ndS
Pat Holley Leg8¢ylFabric Fun Chri5tchuTch
Burgess / Pope- Fabricfund Kennington
Myrtle Legacy
Kingsnorth
Mercy Apps Fund
Sh3doxhurst
Annie Marwick Fund
Sh8dDxhurst
Maintenance of thefabric of the church and ehurch halls
Mainten2nce of thefabric of the Kennington church ha115
Maintenance of thefabric of thechurch
Fabric and Churchyard maintenan
Fabric and Churchyard mainten?n
Joy Legacv
Ashford St Mary Capttal & Interest for church upkeep but eam)arked for restoration cf tornb5
Butcher Legacy
A5hford St Mary Maintenance of the fabrrt of the churth
Jill Wright Legacy
Ashford St Mary 50% of interest forthe Sundayschool and 50% re-invested
Monum&nts
Ashtord St Mary Maintenance ofthe Smyth Tombs
H E Pain- Fabrit Fund
Ashford St Mary Maintenance of the fabric of the church
D W Knott- Or8an I Cholr Ashlord St Mary Upkeep of organ £50&Asst or8anist £50 balance to choirfund
Reskricted Project Funds
Imago OLrtreach Fund
Singleton CC
Fl
Grant fundin8 forcommuntty outreach
nsleton CC
Fundingfor Intem employed by Uprisinr. seconded parttlme to Partsh
Sin8leton CC
Advance subsciiptions for Away Day in 2026
Sin8lgton CC
Donations restricted for purchase of resourcesetcfor children'swork
hfoTd St Mary Purchase of cholrand music related costs
Ashford 5t Mary m31rntenan￿ of thefabric of the church
A5hford St Mary Funds are raised in support of humanitarfjan prolects
Ashford St Mary Based on a specific donation forthe irnprovement of cornmuntcation
Ashford St Mary A dDnation ha5 been received lo fund futur2 drama productions
Ashford St Mary Major refuTbi5hmeTrt of the church organ
Kingsnorth
A Fund tts offer grarrt5 tD people in the King5north area who are
struggling to pay their energy bills
Major projett to repairand Improvethe thur(h building Bnd acce5S.
Minor restrictEd reserves relatingto Choir Fund and Bell fund
FundinE for the refurb¢shrnent of the Hall kitchen & otherfabric matters
Provisitsn of mealsforfamilies which qualtfy fDifree school meals
Lttle Soueakers- Parent &Toddler Group- currently suspended
Funds for maintenance of the Share¢ Spaces with Uprising
Funds belng raised for major repa1￿ to the fabrlc otthe buildlng
Major reftfrbishment of the church knjilding (includes Lady Sharp Trust)
Donations and g￿nt funding lor b8ck8round heatKn8 in th@ church
TOCH grantto be used solely for the upkeep of Kennington Chruch Hall.
TOCH 8Tantto be used 501ely for the upkeep of St Mary'5 Community Centre
Donationsto supportyouth work across the parish
Donationsto support specifTC needs identtfied the Acts 435 network
Youth & Families Worker
Away Day
Children & Young People
Choir/ Handb2115 Fund
FabriclFriends/Kneelers
Cameroon ProiÈEt
Communicatitsn5 Fund
St Mary's Player5
Organ fund
Community Fund
Janus Fund
Other Funds
Fabric Funds
St Francis
Make Lunch Funds
St Francis
Childran's Mission
St Franos
St Francis Hub
St Francis
Capltal project
Willesborough
Capitsl Project
Sevington
ConseNation Heatin8 Fund Kennin8ton
Church Plall Fund
Kennington
SMCCFUND
Kennin8ton
Youth Wo
pcc
pcc
Gt Chart
Gt Chart
Act$ 435
Endowment Funds
Annie M8Twick Fund
5hadtrAhurst
Fabric and Churchyard rnairrtenance
Funds held as Custothal Trusiee
SouEh Africa Trip
Bell Ringers Fund
Funds raised for a youth projert- atr*)rted due to Coronavirus. Small balance
Funds transferred to PCC bank account on resignation otTower Captain.

The Parochial Church Council of Ashford Town
Church Workers Pension Fund (CWPF)
FRS102 Disclosure- 31st December 2025
ASHFORD TOWN PCC participatés in the Pènsion Builder Scheme section of CWPF for lay staff. CWPF is
administered by the Church of England Pensions Board, which holds the CWPF assets sepafatelyfrom those of
the Employer and other participating employer5.
CWPF trtas two sections..
the Defined Benefits Scheme
the Pension Builder Scheme. which h35 two subsection5-
a defer￿d annutty section known as Pension Builder Classic, and,
a cash balar￿ se￿lon known as Pension Builder 2014.
Pension Builder scheme
Both sections of the Penslon Builder Scheme are classed as defined benefrt schemes.
Pension Builderclassic provides a perLsion, accumulated from contributions paid and converted into a deferred
annuity during employment based on tèrms let and reviewed by the Church of England PeDsion5 Board from time
to time. Discretionary increases may also be adde0, depending on investment returns èrtd othèr factors.
Pen5ionBuilder2014 is a cash balance scheme that provides a lump sum which mèrnbers use to provide benefits
at ietirement. Pension contributions are recorded in an account for each member. Discretionary bonuses may be
3dded before retirement. depending on investrnent relums and other factors. The account, plus any bonuses
declared is payable, unreduced. from age 65.
There is no sub4ivision of assets bètween employers in each section of the Perssion Builder Scheme.
The scheme is considered to be a multi-employerscheme a5 described in Section 28 of FRS 102. This is bècatjse it
is not posslble to attribute the Pension Builde¥ Scheme's assels and liabilities to specific employers and mean5.
that contributions are accounted for as if the Scheme were a defined contributSon scheme. The pen5itsns costs
charged to the SOFA in the year are the contributions payable12025: £IZ93. 2024: £2.0261.
A valuation of the Pension Builder Scheme is Ca￿led out ontr everythree years. The most r￿nt valuatlon was
carried out as at 31 December 2022.
For the Pension Builder Classic section, thè 2019 valuation revealed a SURPLUS of £34.8m on the ongcinB
assumptions used. Atthe most recent annual review effective l January 2026, the Board those to grant 3
discretionary bonus of IO% to both pensions not yet in payment and pens10t￿ in payment in respèrt of seNice
prioT to April 1997,. and a bonus on pensions in payment in respect of post April 2006 service so that the pension
increase was also IO% (where usually it would be calculatod basèd on inflation up to 5% for pan5i0n5 in payment
in respct of 5Èrvice prior to April 2006 and 2.5% for pension5 sn paymment in respect of service post April 20061.
Thi5 followed improvements in the funding position ovèr 2025. There is no requirernerht for deficttr payments at
the current time.
For the Pension Builder 2014 sectlon. the 2019 valuation revealed è surplus of £5.5m on the ongoing assumptions
used. There is no Tequirement for deficit payments at the current tlme.
The next valuation is due as at 31 December 2025. Calculations for this are currently under way.
The legal structure of the schèmè is such that if anotheremployer fails, ASHFORDTOWN PCC could become
responsible for paying a sha￿ of the failed employerfs pension liabilities.
24

Indepertdent Examinerfs Reportto the Trustees of Ashford Town Paro¢hlal chU￿h Councll
I report on the accounts for the year ended 315t December 2025, which are set out on page5 13
to 23.
Respectlve respon5ibilitle5 of the PCC and the examlner
The Charity's trustees consider that an audit is not required for this year under Sertion 144121 of
the Charities Act 2011 (the 2011 Act) and that an Independent Examination is needed.
It 15 my responsibility to
examine the accounts under Section 145 of the 2011 Act
follow the procedures laid down in the General Directions given by the Charity
Commlssioners in Seciion 14515llbl of the Act; and
state whether particular matters have come to my attention
Basls of Independent Examlnerfs Statement
My examination wa5 carried out In accordance wlth the General Directions glven by the Charlty
Commlssion.
An examination includes a review of the accounting records kept by the charity and a comparlson
of the accounts presented with those records. It also include5 consideration of any unusual items
or disclosure5 in the accounts, and seekin8 explanations from the management committee
oncernlng any such matters. The procedures undertaken do not provide all the evldence that
would be required in a full audit and consequently I do not express èn audlt oplnlon on the
accounts.
Independent E￿mIner'S Statement
In connettlon wlth my examination. no matters have come to myattentlon:
which give me reasonable cause to believe that in any material respect the requiremÈnts
to keep accounting records in accord3nte with S130 of the 2011 Art= and
to prepare accounts which accord with these accounting records have not been
met: or
To whlch, in my opinion. attention should be drawTr in order to reach a proper understanding
of the a￿ount5 to be reached.
Stuart whorlow FCA
Ca55idys Chartered Accountants,
Dète * 2026
12