**1**
. Ready to embark on life’s journey
**Annual Report and Accounts 2024-2025**
## _Trustee Statement:_
The Community Hub (TCH) aims to support disadvantaged women and girls to overcome barriers, build confidence, and create brighter futures. Every day we meet women facing significant challenges, including financial hardship, social isolation, limited opportunities, and the pressures of balancing family responsibilities. Our role is to provide practical support, encouragement, and opportunities that help them move forward with greater independence and hope.
We are now supporting more than 350 women and girls through programmes that improve wellbeing, strengthen financial resilience, develop skills, and create meaningful social connections. While every participant's circumstances are different, our aim is always the same—to listen, respond to individual needs, and provide support that makes a lasting difference.
None of this would be possible without the dedication of our staff, volunteers, trustees, funders, and community partners. Their commitment enables us to continue reaching those who need us most and to develop services that are shaped by the voices of the women we support.
As you read this annual report, we hope it provides a glimpse into the resilience, determination, and achievements of the women and girls who inspire our work every day. Thank you for your continued encouragement, generosity, and belief in our mission. Together, we are helping women build stronger, more confident futures for themselves, their families, and their communities.
Mrs Ricky Heller
**3**
## _Mission:_
The Community Hub’s mission is to engage, empower, and equip marginalised women and girls to realise their aspirations, improve access, and create opportunities. We are dedicated to recognising and addressing the diverse challenges these women face throughout different stages of their lives. By providing access to essential programs, skills, and support, we aim to help them reach their full potential and overcome the hurdles they encounter. This dedication ensures that every woman has the chance to shine, rise above her circumstances, and build a future she can be proud of.
Our devotion is unwavering as we endeavour to be a steadfast support system for the vulnerable women in our community. We want them to know [without a shadow of a doubt] that we stand by them at all times. In TCH’s books, commitment isn't just a word; it's a promise to be the rock-solid support our women can always rely on.
## _Vision:_
We envision a thriving community where no one is left behind, and even the most vulnerable have equal opportunities for growth, success, and fulfilment. Vulnerabilities should not be barriers but springboards to success. We aim to create a space where women of all ages feel supported and heard, knowing that no matter how tough it gets, they are never alone. At The Community Hub, we strive for a community where every woman can confidently say, “I am valued, I am capable, and I have had the opportunity to thrive and succeed.
**4**
## _Previous and Progressing projects:_
At TCH, we take pride in our diverse range of life-changing initiatives designed to improve the lives of our beneficiaries. For us, each project is more than just a project; it’s a transformative journey, carefully crafted, refined, and continuously evaluated to ensure it meets the unique needs and desires of the women we support. We invite you to explore our work and achievements [though no words can capture their full impact] Ready to embark?
## _**EmpowerHER!**_
EmpowerHER! equips 40 young women with reduced intellectual abilities, aged 19-25, with essential soft skill necessary for life and the workplace, to help them acquire a successful career despite their adversities.We deliver 20 bi-weekly sessions where essential soft skills are acquired in a friendly group setting, delivered by our qualififed soft skills coach.
Additionally, the young women have the opportunity to connect with others in similar life situations, cultivating meaningful relationships and ultimately creating for themselves a healthy network of people to turn to, to help them overcome challenges. With the skills and valuable relationships gained, these women will have hope for a brighter future, despite their adversities.
**5**
## _Tech Buddies_
Tech Buddies steps in to provide digital financial literacy skills to 34 computer-illiterate elderly women, enabling them to independently manage their financial responsibilities in the face of a world progressing digitally. To concretise the information, at the end of each session, women will be paired up with young adults who will practice the skills with them and provide individualized assistance. This opportunity of elderly connecting with vibrant young adults will not only ensure a thorough understanding of the skills learned but also inject the women with spirit and youthfulness, bridging the generation gap.
## _Food for Thought_
Food for Thought addresses the needs of poverty-stricken mothers with young children. Once a week, they gather in our community kitchen to cook and learn basic culinary skills and food budgeting. This initiative not only provides practical skills, but also fosters a sense of community. Outcomes include improved nutrition for families, enhanced cooking abilities, and increased awareness of budget-friendly meal planning.
**6**
## _Family First_
In our commitment to aiding vulnerable women and their families, within the community, one of our standouts and effective initiatives is the “Family First” program. This project delivers tailored parenting classes, specifically designed for single mothers. The project offers delightful stay-and-play sessions, providing a secure and enjoyable space for mothers to connect with their children, as well as monthly parenting workshops providingsingle mothpractical guidance, emotional support, and a safe space to build confidence in their parenting journey. h
_WellBoost_
Our WellBoost! initiative, supports socially isolated elderly women aged 55+ through varied weekly social sessions to combat their loneliness and improve their overall quality of life. Outcomes include improved physical health through keep-fit classes, enhanced mental well-being through social connections, and an overall sense of purpose.
## _Financial Smarties_
Financial Smarties stands as a pillar of support amidst the costof-living crisis, empowering women and girls, aged 19+, with AQAaccredited programs in financial literacy and economic security. Our bi-weekly sessions, offer interactive workshops, training in financial and budgeting skills, and dynamic seminars led by finance professionals. Through this initiative, participants experience increased financial literacy and enhanced economic security, instilling in our young women hope for a promising, prosperous future.
**7**
## _Beneficiaries Share_ Their Journeys to Success
## _Hanna shares:_
## _Toby shares:_
“Before joining Food for Thought, I was constantly stressed about how to feed my kids healthy meals on a tight budget. The programme didn’t just teach me recipes – it showed me how to make affordable, nutritious meals my children love. It also connected me with other mums who understood what I was going through. I now feel more confident in the kitchen, my kids are eating better, and I’ve built friendships that mean I no longer feel alone.”
''These weekly play sessions are so comforting. It's the perfect time to connect with my little ones and give them the love they so crave, in a calm and joyfulsetting.'
## _Ruti shares:_
‘‘’technology and me are enemies! Or so I thought until I discovered Tech Buddies. This programme gave me the confidence to navigate the web, by utilising all the online financial tools and resources available to me, including online banking. I can’t say I’m besties with technology now, but I’ve definitely gotten the hang of it and feel competent at managing my personal finances digitally.’’
**8**
_Our Journey Milestones:_ Quantifying Our Impact
_60_ women into dance classes
_44_ young women/girls joined goal games
## beneficiaries
_180_ women achieved an AQA accreditation
_30 120 5,344_ new beneficiaries women are confident nourishing meals in personal Financial prepared Management
_40_
parents enrolled in parenting classes.
_644_ sessions held _63_ women moved into employment
**9**
_Thank you:_ A heartfelt thank you to all our supporters for accompanying us on our transformational journeys. Your generosity has propelled us forward, unlocking new pathways filled with hope and empowerment. Together, we are forging a path towards a brighter and sustainable future.
Albert Hunt Trust Bruce Wake Charitable Trust City Bridge Foundation Dentons Charitable Trust Foyle Foundation Go London Greene King Foundation Hackney Giving Hackney Parochial Hobson Charity Merchant Taylor Foundation National Lottery Community Fund National Lottery /DCMS Souter Charitable Trust Sylvia Waddilove Thames Water Community Fund Utilita Giving UK Youth
and to all remaining donors and supporters, your generosity is truly appreciated.
**The Community Hub**
## **Report of the Trustees for the Year Ended 30 September 2025**
The trustees present their report with the financial statements of the charity for the year ended 30 September 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).
## **STRUCTURE, GOVERNANCE AND MANAGEMENT**
## **Governing document**
The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.
## **REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number**
1171165
## **Principal address**
122 Kyverdale Road London N16 6PR
## **Trustees**
A Klein Mrs M Davidovitz Mrs R Ehrnfeld Mrs S Silbiger Mrs R Heller
## **Independent Examiner**
Mr A Heller FCA London Accounting Group Ltd
22/07/2026 Approved by order of the board of trustees on ............................................. and signed on its behalf by:
........................................................................ Mrs R Heller - Trustee
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**Independent Examiner's Report to the Trustees of The Community Hub**
## **Independent examiner's report to the trustees of The Community Hub**
I report to the charity trustees on my examination of the accounts of The Community Hub (the Trust) for the year ended 30 September 2025.
## **Responsibilities and basis of report**
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Mr A Heller FCA
London Accounting Group Ltd
22/07/2026 Date: .............................................
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**The Community Hub**
## **Statement of Financial Activities for the Year Ended 30 September 2025**
|Unrestricted
fund
Notes
£
**INCOME AND ENDOWMENTS FROM**
Donations and legacies
12,799
**EXPENDITURE ON**
Raising funds
2
-
**Charitable activities**
Charitable activities
33,629
Other
-
**Total**
33,629
**NET INCOME/(EXPENDITURE)**
(20,830)
**RECONCILIATION OF FUNDS**
Total funds brought forward
53,137
**TOTAL FUNDS CARRIED FORWARD**
32,307|Restricted
fund
£
128,175
2,553
109,356
3,043
114,952
13,223
2,417
15,640|30.9.25
Total
funds
£
140,974
2,553
142,985
3,043
148,581
(7,607)
55,554
47,947|30.9.24
Total
funds
£
161,458
995
145,615
4,077
150,687
10,771
44,783
55,554|
|---|---|---|---|
The notes form part of these financial statements
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**The Community Hub**
## **Balance Sheet 30 September 2025**
|||||30.9.25|30.9.24|
|---|---|---|---|---|---|
|||Unrestricted|Restricted|Total|Total|
|||fund|fund|funds|funds|
||Notes|£|£|£|£|
|**FIXED ASSETS**||||||
|Tangible assets|5|-|1,184|1,184|3,267|
|**CURRENT ASSETS**||||||
|Debtors|6|37,929|-|37,929|42,127|
|Cash at bank||5,125|26,702|31,827|31,009|
|**CREDITORS**||43,054|26,702|69,756|73,136|
|Amounts falling due within one year|7|(10,747)|(12,246)|(22,993)|(20,849)|
|**NET CURRENT ASSETS**||32,307|14,456|46,763|52,287|
|**TOTAL ASSETS LESS CURRENT**||||||
|**LIABILITIES**||32,307|15,640|47,947|55,554|
|**NET ASSETS**||32,307|15,640|47,947|55,554|
|**FUNDS**|8|||||
|Unrestricted funds||||32,307|53,137|
|Restricted funds||||15,640|2,417|
|**TOTAL FUNDS**||||47,947|55,554|
The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by: 22/07/2026
............................................. Trustee
The notes form part of these financial statements
Page 4
**The Community Hub**
**Notes to the Financial Statements for the Year Ended 30 September 2025**
## **1. ACCOUNTING POLICIES**
## **Basis of preparing the financial statements**
The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.
## **Income**
All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.
## **Expenditure**
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.
## **Tangible fixed assets**
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
## **Taxation**
The charity is exempt from tax on its charitable activities.
## **Fund accounting**
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
## **2. RAISING FUNDS**
## **Raising donations and legacies**
|**Raising donations and legacies**|||
|---|---|---|
||30.9.25|30.9.24|
||£|£|
|Fund raising|-|90|
|Support costs|2,553|905|
||2,553|995|
continued...
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**The Community Hub**
## **Notes to the Financial Statements - continued for the Year Ended 30 September 2025**
## **3. TRUSTEES' REMUNERATION AND BENEFITS**
There were no trustees' remuneration or other benefits for the year ended 30 September 2025 nor for the year ended 30 September 2024.
## **Trustees' expenses**
There were no trustees' expenses paid for the year ended 30 September 2025 nor for the year ended 30 September 2024.
## **4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES**
|Unrestricted
fund
£
**INCOME AND ENDOWMENTS FROM**
Donations and legacies
52,501
**EXPENDITURE ON**
Raising funds
995
**Charitable activities**
Charitable activities
40,660
Other
360
**Total**
42,015
**NET INCOME**
10,486
**RECONCILIATION OF FUNDS**
Total funds brought forward
42,651
**TOTAL FUNDS CARRIED FORWARD**
53,137
**5.**
**TANGIBLE FIXED ASSETS**
**COST**
At 1 October 2024 and 30 September 2025
**DEPRECIATION**
At 1 October 2024
Charge for year
At 30 September 2025
**NET BOOK VALUE**
At 30 September 2025
At 30 September 2024|Restricted
Total
fund
funds
£
£
108,957
161,458
-
995
104,955
145,615
3,717
4,077
108,672
150,687
285
10,771
2,132
44,783
2,417
55,554
Computer
equipment
£
14,906
11,639
2,083
13,722
1,184
3,267|
|---|---|
continued...
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**The Community Hub**
## **Notes to the Financial Statements - continued for the Year Ended 30 September 2025**
|**6.**
**DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
Other debtors
**7.**
**CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
Trade creditors
Other creditors
**8.**
**MOVEMENT IN FUNDS**
At
1/10/24
£
**Unrestricted funds**
General fund
53,137
**Restricted funds**
Restricted fund
2,417
**TOTAL FUNDS**
55,554
Net movement in funds, included in the above are as follows:
Incoming
resources
£
**Unrestricted funds**
General fund
12,799
**Restricted funds**
Restricted fund
128,175
**TOTAL FUNDS**
140,974|30.9.25
30.9.24
£
£
37,929
42,127
30.9.25
30.9.24
£
£
12,246
10,804
10,747
10,045
22,993
20,849
Net
movement
At
in funds
30/9/25
£
£
(20,830)
32,307
13,223
15,640
(7,607)
47,947
Resources
Movement
expended
in funds
£
£
(33,629)
(20,830)
(114,952)
13,223
(148,581)
(7,607)|
|---|---|
continued...
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**The Community Hub**
## **Notes to the Financial Statements - continued for the Year Ended 30 September 2025**
## **8. MOVEMENT IN FUNDS - continued**
## **Comparatives for movement in funds**
|At
1/10/23
£
**Unrestricted funds**
General fund
42,651
**Restricted funds**
Restricted fund
2,132
**TOTAL FUNDS**
44,783
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
**Unrestricted funds**
General fund
52,501
**Restricted funds**
Restricted fund
108,957
**TOTAL FUNDS**
161,458
A current year 12 months and prior year 12 months combined position is as follows:
At
1/10/23
£
**Unrestricted funds**
General fund
42,651
**Restricted funds**
Restricted fund
2,132
**TOTAL FUNDS**
44,783|Net
movement
At
in funds
30/9/24
£
£
10,486
53,137
285
2,417
10,771
55,554
Resources
Movement
expended
in funds
£
£
(42,015)
10,486
(108,672)
285
(150,687)
10,771
Net
movement
At
in funds
30/9/25
£
£
(10,344)
32,307
13,508
15,640
3,164
47,947|
|---|---|
continued...
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**The Community Hub**
## **Notes to the Financial Statements - continued for the Year Ended 30 September 2025**
## **8. MOVEMENT IN FUNDS - continued**
A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:
|**Unrestricted funds**
General fund
**Restricted funds**
Restricted fund
**TOTAL FUNDS**|Incoming
resources
£
65,300
237,132
302,432|Resources
Movement
expended
in funds
£
£
(75,644)
(10,344)
(223,624)
13,508
(299,268)
3,164|
|---|---|---|
## **9. RELATED PARTY DISCLOSURES**
There were no related party transactions for the year ended 30 September 2025.
Page 9
**The Community Hub**
## **Detailed Statement of Financial Activities for the Year Ended 30 September 2025**
|**Detailed Statement of Financial Activities**
**for the Year Ended 30 September 2025**|||
|---|---|---|
||30.9.25|30.9.24|
||£|£|
|**INCOME AND ENDOWMENTS**|||
|**Donations and legacies**|||
|Donations|140,974|161,458|
|**Total incoming resources**|140,974|161,458|
|**EXPENDITURE**|||
|**Raising donations and legacies**|||
|Fund raising|-|90|
|**Charitable activities**|||
|Training and events|27,952|32,208|
|Activities costs|43,474|26,478|
|Rent|19,692|33,997|
|Meals|29,492|28,078|
|Staff costs|22,375|24,854|
|**Support costs**|142,985|145,615|
|**Finance**|||
|Legal and professional fees|2,553|905|
|**Other**|||
|Computer equipment|2,083|3,717|
|**Governance costs**|||
|Accountancy fees|960|360|
|Total resources expended|148,581|150,687|
|**Net (expenditure)/income**|(7,607)|10,771|
||||
This page does not form part of the statutory financial statements
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