Swindon Commercial Chaplaincy
Annual Report
I" April 2024 to 31" March 2025
Registered Charity 1610112017 CIO Number 1171134
(Formerly CIC Number 8900536 between 2014 - 2018)

Table of Contents
Trustees, Annual Report.................................................. . ............................................
st
Receipts and Payments Account for the year Ending 31 March 2025..........................
Statement of Assets and Liabilities as at 31 March 2025..............................................
Notes to the Accounts................................................................
Independent Examiners Report.....................................-.................................................

Trustees, Annual Report
Administrative
Current Registered and Working Address:
SCC, The Pilgrim Centre, Regent Circus, Swindon, Wiltshire SNI I PX
Email: sccha
lainc
mail.com
Tel: 07715 667019
Bank account: Reliance Bank Ltd.. Faith House, 23-24 Lovat Lane, London. EC3R 8EB
Independent Examiner: Mr Paul Ng. paulng59@hotmail.co.uk
Insurers: Chaplains, Public Liability Insurance provided by Work Chaplaincy Mission UK
(workchaplaincyuk.org.uk)
Organisation, Management Committee, and Trustees
We are overseen by a Management Committee: Chairnian Mr Adrian John Gernian
Other Management committee members: Mrs Christine Durant, Mrs Sheila Wright
(Operations Director). Revd Jacqui Knight, Mrs Christine Gemian (Secretary), Rev'd Moira
Slack, Ms Frances Poel
Trustees:
Mrs Christine Dunqnt, Revd Jacqui Knight, Mrs Christine Gernian, Mr Adrian John Gern]an,
Rev'd Moira Slack and Ms Frances Poel
Our Vision Statement
Swindon Commercial Chaplaincy exists for the benefit of the community we serve. Our
work is mostly done on a voluntary basis. We are an ecumenical partnership of chaplains,
and our aim is to provide chaplaincy to those who work in Swindon, and the surrounding
area.
Chaplains seek to:
Minister to the needs of all people who work in Swindon.
Identify, understand and share in personal and work related issues.
Value human skills and talents and to see work as part of God's purposes and concerns.
Reflect spiritual and ethical values offering a ministry to all people, of any faith or none.
Chaplains do not preach. We listen without judgement and support those with whom we
come into contact.
Our time is your time.

2025
This year we have lost one chaplain, who felt that he was called to other work. We have
invited Ms Frances Poel to join the trustees. Our fundraising has brought in some funds.
Mrs Sheila Wright Operations Director
I have continued to be frustrated by personal and health problems. I continue to be blessed
by a retired, ordained chaplain joining my church who has agreed to support me. I am also
being supported by Adrian German the chairnian who is meeting me regularly for I-l's. We
are currently working on pinning down how the operational director, s job has changed in the
last few years and what I need to focus on. Chris and I continue with Asda. I also am
visiting a local hospice at their request and have delegated to Chris the role of visiting Bible
Society, again having been sought out by them. Due to SCC financial constraints Sheila has
agreed to remain in her role but only receive a nominal payment each month.
Chaplaincy
Revd Jacqui, Chris, Moira and now Adrian offer prayer at our meetings Chris will take over
some of the secretary role but hopes to be supported in the legal requirements etc and more
detailed work of the charity commission. Adrian is now chairnian of the management group
and has been undertaking work on the groups behalf to get us up to speed with policies and
procedures that were either out of date or not in place, so that we are compliant with charity
commission requirements. This will take some time to complete. Our thanks also go to Keith
Tredget, who has fulfilled the role ot" treasurer, and Bookkeeper again this year. Due to the
cost and our small tumover, we have agreed to find someone else to examine our accounts
and submit them in house via Keith.
There have been small amounts made at fund raising events during the year and again we
hope to offer a thankyou tea to celebrate and give thanks for the continued support of our
Friends of SCC group.
As visiting chaplains as we have noted before it's hard to quantify the effect our visit has
had. We have to trust that God goes before us. Again, as previous years we hear difficult
stories of the struggles financially for small businesses to continue, particularly in Swindon
town centre. The bigger stores seem to be shedding several staff but expecting remaining
staff to keep all the work done, this has led to an increase in mental health issues being
shared and a general despondency amongst staff. We listen, sympathise, offer prayer. We are
considering taking mental health first aid course as part of ongoing training. We also have
shared with us good news stories when things have gone well, either personally or for the
business. A new concern that has been shared has been the cyber-attacks affecting M and S
and other stores. This has led to increased customer frustration, which unfortunately is taken
out on employees on the shop floor, who have no control over how the business is dealing
with this, and no more knowledge of what's happening than customers themselves.

Chaplains
Sheila: Operations Director - Old Town small shops, Orbital Shopping Cenlre, Prospect
Hospice in Wroughton.
Sally: Prospect Hospice in Wroughton.
Janet: Brunel Centre.
Jaequi: Havelock Street and Market Street shops.
Chris: Orbital Shopping Centre. Bible Society
Brenda: Gorse Hill shops and the Open Door project.
Goals for 202512026
l Explore the recruitment of new chaplains and therefore expand the area within Swindon
that we are able to cover with the chaplaincy.
2 Continue with fundraising activities.
3 Continue to explore ways of increasing the chaplaincy profile in churches
4. Continue to explore ways of increasing the chaplaincy profile to businesses.
Signed on behalf of Swindon Commercial Chaplaincy:
Mrs Sheila Wright
Operations Director
Mrs Chris Gernian
Secretary
Date:
st
21 December 2025
Date:
th
18 December 2025

Receipts and Payments Account for the year Ending 31st March 2025
2024-2025
Total (£)
800
2,100
226
2023-2024
Total 1£)
640
3,000
175
Note
RECEIPTS
Friends
Churches
Fund raisin
Total R
PAYMENTS
Management Fees
Accountancy Fees
Insurance
Website
Thankyou Tea
Bank Char
es
2,600
414
1,400
414
60
173
187
25
102
86
Surplus / l Deficit)
(262)
Brou
ht Forward
Statement of Assets and Liabilities as at 31st March 2025
CASH FUNDS Bank Accounts
Reliance Treasurers
2024-2025
2023-2024

Notes to the Accounts
l. The accounts have been prepared under a Receipts and Payments basis which is
perniitted as SCC is a CIO and not a Company. Charity Commission Guidance note
CC16B has been followed in producing these accounts.
2. There are no restricted funds or endowment funds, so receipts and payments have not
been analysed by fund types.
3. The £800 received from Friends includes £1 00 from All Saints PCC as a Friends
donation.
4. The £2,100 churches donations comprised £2,000 from Highworth URC and £100
from Wroughton PCC.
5. The Fundraising proceeds were from the Christmas Market and a Coffee Morning.
6. None of the trustees have been remunerated for their services to the charity. The
Operations Director is paid for working for the charity.
7. The 2024-25 £414 accountancy fee relates to the 23124 year- it was recorded as a
creditor in the 23/24 accounts and was actually paid in the 24125 year and so is
recorded in the 24125 year accounts using the Receipts and Payments basis. Similarly,
the previous year £414 accountancy fee for 23124 relates to the 22123 year - where it
was recorded as a creditor, but it was actually paid in the 23124 year where it is now
recorded using the Receipts and Paymenls basis.
8. SCC have ceased to maintain a website, this £187 was for the last year's website fees.
9. The Brought Forward figures match the "Cash at bank and in hand" totals from the
23124 accounts. (The Prior year balance is £ I less than £2,334 due to rounding errors
previously).
l O.There are no outstanding guarantees given by SCC, where any potential liability under
the guarantee is outstanding on 31 March 2025.
sl
I l.There are no debts outstanding on 31 March 2025 which is owed by SCC and which
is secured by an express charge on any of the assets of the SCC.
Signed on behalf of the trustees
Date
th
18 December 2025

Independent Examiners Report
Report to the trustees
On accounts for the year
ended
Swindon Commercial Chaplaincy
31 March 2025
Charity no.:
6&7
1171134
Set out on pages
I report to the charity trustees on my examination of the accounts of
Swindon Commercial Chaplaincy for the year ended 3110312025.
As the charit¢s trustees, you are responsible for the preparation of the
accounts in accordance with the requirements of the Charitie5 Act 2011
("the Act").
I report in respect of my examination of the accounts carried out under
section 145 of the 2011 Act and in carrying out my examination I have
followed all the applicable Directions given by the Charity Commission
under section 14515){b) of the Act.
I have completed my examination. I confirm that no material matters
have come to my attention in connection with the examination giving
me cause to believe that in any material respect:
accounting records were not kept in respect of the Trust as
required by section 130 of the Charities Act. or
2. the accounts do not accord with those records; or
3. the accounts did not comply with the applicable requirements
concerning the form and content of accounts set out in the
Charities (Accounts and Reports) Regulations 2008 other than
any requirement that the accounts give a 'true and fairf view
which is not a matter considered as part of an independent
examination.
I have no concerns and have come across no other matters in
connection with the examination to which attention should be drawn in
this report in order to enable a proper understanding of the account5 to
be reached
Responsibilities and basis of
report
Independent examlner's
statement
Signed:
Date:
16 December 2025
Name:
Kwok choi Ng
Relevant professional
qualification(s) or body (if any)
Address:
Honorary Independent Examiner
ACCA
65 Headlands Grove
Swindon

Swindon Commercial Chaplaincy
Annual Report
I" April 2024 to 31" March 2025
Registered Charity 1610112017 CIO Number 1171134
(Formerly CIC Number 8900536 between 2014 - 2018)

Table of Contents
Trustees, Annual Report.................................................. . ............................................
st
Receipts and Payments Account for the year Ending 31 March 2025..........................
Statement of Assets and Liabilities as at 31 March 2025..............................................
Notes to the Accounts................................................................
Independent Examiners Report.....................................-.................................................

Trustees, Annual Report
Administrative
Current Registered and Working Address:
SCC, The Pilgrim Centre, Regent Circus, Swindon, Wiltshire SNI I PX
Email: sccha
lainc
mail.com
Tel: 07715 667019
Bank account: Reliance Bank Ltd.. Faith House, 23-24 Lovat Lane, London. EC3R 8EB
Independent Examiner: Mr Paul Ng. paulng59@hotmail.co.uk
Insurers: Chaplains, Public Liability Insurance provided by Work Chaplaincy Mission UK
(workchaplaincyuk.org.uk)
Organisation, Management Committee, and Trustees
We are overseen by a Management Committee: Chairnian Mr Adrian John Gernian
Other Management committee members: Mrs Christine Durant, Mrs Sheila Wright
(Operations Director). Revd Jacqui Knight, Mrs Christine Gemian (Secretary), Rev'd Moira
Slack, Ms Frances Poel
Trustees:
Mrs Christine Dunqnt, Revd Jacqui Knight, Mrs Christine Gernian, Mr Adrian John Gern]an,
Rev'd Moira Slack and Ms Frances Poel
Our Vision Statement
Swindon Commercial Chaplaincy exists for the benefit of the community we serve. Our
work is mostly done on a voluntary basis. We are an ecumenical partnership of chaplains,
and our aim is to provide chaplaincy to those who work in Swindon, and the surrounding
area.
Chaplains seek to:
Minister to the needs of all people who work in Swindon.
Identify, understand and share in personal and work related issues.
Value human skills and talents and to see work as part of God's purposes and concerns.
Reflect spiritual and ethical values offering a ministry to all people, of any faith or none.
Chaplains do not preach. We listen without judgement and support those with whom we
come into contact.
Our time is your time.

2025
This year we have lost one chaplain, who felt that he was called to other work. We have
invited Ms Frances Poel to join the trustees. Our fundraising has brought in some funds.
Mrs Sheila Wright Operations Director
I have continued to be frustrated by personal and health problems. I continue to be blessed
by a retired, ordained chaplain joining my church who has agreed to support me. I am also
being supported by Adrian German the chairnian who is meeting me regularly for I-l's. We
are currently working on pinning down how the operational director, s job has changed in the
last few years and what I need to focus on. Chris and I continue with Asda. I also am
visiting a local hospice at their request and have delegated to Chris the role of visiting Bible
Society, again having been sought out by them. Due to SCC financial constraints Sheila has
agreed to remain in her role but only receive a nominal payment each month.
Chaplaincy
Revd Jacqui, Chris, Moira and now Adrian offer prayer at our meetings Chris will take over
some of the secretary role but hopes to be supported in the legal requirements etc and more
detailed work of the charity commission. Adrian is now chairnian of the management group
and has been undertaking work on the groups behalf to get us up to speed with policies and
procedures that were either out of date or not in place, so that we are compliant with charity
commission requirements. This will take some time to complete. Our thanks also go to Keith
Tredget, who has fulfilled the role ot" treasurer, and Bookkeeper again this year. Due to the
cost and our small tumover, we have agreed to find someone else to examine our accounts
and submit them in house via Keith.
There have been small amounts made at fund raising events during the year and again we
hope to offer a thankyou tea to celebrate and give thanks for the continued support of our
Friends of SCC group.
As visiting chaplains as we have noted before it's hard to quantify the effect our visit has
had. We have to trust that God goes before us. Again, as previous years we hear difficult
stories of the struggles financially for small businesses to continue, particularly in Swindon
town centre. The bigger stores seem to be shedding several staff but expecting remaining
staff to keep all the work done, this has led to an increase in mental health issues being
shared and a general despondency amongst staff. We listen, sympathise, offer prayer. We are
considering taking mental health first aid course as part of ongoing training. We also have
shared with us good news stories when things have gone well, either personally or for the
business. A new concern that has been shared has been the cyber-attacks affecting M and S
and other stores. This has led to increased customer frustration, which unfortunately is taken
out on employees on the shop floor, who have no control over how the business is dealing
with this, and no more knowledge of what's happening than customers themselves.

Chaplains
Sheila: Operations Director - Old Town small shops, Orbital Shopping Cenlre, Prospect
Hospice in Wroughton.
Sally: Prospect Hospice in Wroughton.
Janet: Brunel Centre.
Jaequi: Havelock Street and Market Street shops.
Chris: Orbital Shopping Centre. Bible Society
Brenda: Gorse Hill shops and the Open Door project.
Goals for 202512026
l Explore the recruitment of new chaplains and therefore expand the area within Swindon
that we are able to cover with the chaplaincy.
2 Continue with fundraising activities.
3 Continue to explore ways of increasing the chaplaincy profile in churches
4. Continue to explore ways of increasing the chaplaincy profile to businesses.
Signed on behalf of Swindon Commercial Chaplaincy:
Mrs Sheila Wright
Operations Director
Mrs Chris Gernian
Secretary
Date:
st
21 December 2025
Date:
th
18 December 2025

Receipts and Payments Account for the year Ending 31st March 2025
2024-2025
Total (£)
800
2,100
226
2023-2024
Total 1£)
640
3,000
175
Note
RECEIPTS
Friends
Churches
Fund raisin
Total R
PAYMENTS
Management Fees
Accountancy Fees
Insurance
Website
Thankyou Tea
Bank Char
es
2,600
414
1,400
414
60
173
187
25
102
86
Surplus / l Deficit)
(262)
Brou
ht Forward
Statement of Assets and Liabilities as at 31st March 2025
CASH FUNDS Bank Accounts
Reliance Treasurers
2024-2025
2023-2024

Notes to the Accounts
l. The accounts have been prepared under a Receipts and Payments basis which is
perniitted as SCC is a CIO and not a Company. Charity Commission Guidance note
CC16B has been followed in producing these accounts.
2. There are no restricted funds or endowment funds, so receipts and payments have not
been analysed by fund types.
3. The £800 received from Friends includes £1 00 from All Saints PCC as a Friends
donation.
4. The £2,100 churches donations comprised £2,000 from Highworth URC and £100
from Wroughton PCC.
5. The Fundraising proceeds were from the Christmas Market and a Coffee Morning.
6. None of the trustees have been remunerated for their services to the charity. The
Operations Director is paid for working for the charity.
7. The 2024-25 £414 accountancy fee relates to the 23124 year- it was recorded as a
creditor in the 23/24 accounts and was actually paid in the 24125 year and so is
recorded in the 24125 year accounts using the Receipts and Payments basis. Similarly,
the previous year £414 accountancy fee for 23124 relates to the 22123 year - where it
was recorded as a creditor, but it was actually paid in the 23124 year where it is now
recorded using the Receipts and Paymenls basis.
8. SCC have ceased to maintain a website, this £187 was for the last year's website fees.
9. The Brought Forward figures match the "Cash at bank and in hand" totals from the
23124 accounts. (The Prior year balance is £ I less than £2,334 due to rounding errors
previously).
l O.There are no outstanding guarantees given by SCC, where any potential liability under
the guarantee is outstanding on 31 March 2025.
sl
I l.There are no debts outstanding on 31 March 2025 which is owed by SCC and which
is secured by an express charge on any of the assets of the SCC.
Signed on behalf of the trustees
Date
th
18 December 2025

Independent Examiners Report
Report to the trustees
On accounts for the year
ended
Swindon Commercial Chaplaincy
31 March 2025
Charity no.:
6&7
1171134
Set out on pages
I report to the charity trustees on my examination of the accounts of
Swindon Commercial Chaplaincy for the year ended 3110312025.
As the charit¢s trustees, you are responsible for the preparation of the
accounts in accordance with the requirements of the Charitie5 Act 2011
("the Act").
I report in respect of my examination of the accounts carried out under
section 145 of the 2011 Act and in carrying out my examination I have
followed all the applicable Directions given by the Charity Commission
under section 14515){b) of the Act.
I have completed my examination. I confirm that no material matters
have come to my attention in connection with the examination giving
me cause to believe that in any material respect:
accounting records were not kept in respect of the Trust as
required by section 130 of the Charities Act. or
2. the accounts do not accord with those records; or
3. the accounts did not comply with the applicable requirements
concerning the form and content of accounts set out in the
Charities (Accounts and Reports) Regulations 2008 other than
any requirement that the accounts give a 'true and fairf view
which is not a matter considered as part of an independent
examination.
I have no concerns and have come across no other matters in
connection with the examination to which attention should be drawn in
this report in order to enable a proper understanding of the account5 to
be reached
Responsibilities and basis of
report
Independent examlner's
statement
Signed:
Date:
16 December 2025
Name:
Kwok choi Ng
Relevant professional
qualification(s) or body (if any)
Address:
Honorary Independent Examiner
ACCA
65 Headlands Grove
Swindon