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2024-12-31-accounts

Living Grace Church

Report and Accounts Year ended 31st December 2024

LIVING GRACE CHURCH

COMPANY INFORMATION

FOR THE YEAR ENDED 31 DECEMBER 2024

Trustees David Weston Mark Kinning Johnson Chayananickal Company Secretary Carla Merrey Key Staff David Weston Carla Merrey Governing Document Memorandum and Articles of Association dated 30th November 2016 Company Registration Number 9889362 Charity Registration Number 1171041 Principal Address 27 School Road Irchester, Wellingborough Northamptonshire, NN29 7AW Registered Office 27 School Road Irchester, Wellingborough Northamptonshire, NN29 7AW Independent Examiner Sarah Crispin ACA Stewardship 1 Lamb's Passage London EC1Y 8AB Bankers Barclays Bank 267 Wellingborough Road Northampton NN1 4EN

Contents Page
Company Information 1
Trustees' Annual Report 2-5
Independent Examiner's Report 6
Statement of Financial Activities 7
Balance Sheet 8
Notes to the Accounts 9-15
Detailed Statement of Financial Activities with Comparatives 16

Page 1

LIVING GRACE CHURCH

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 31 DECEMBER 2024

The trustees, who are the charity's directors for the purposes of company law, have pleasure in submitting the Report and Accounts for the year.

Objects of the charity

The charity is a charitable company and is governed by its memorandum and articles of association. The objects of the charity, as set out in the governing document are:

a) To advance the Christian faith in Northamptonshire and in such other parts of the UK or the world as the Trustees may from time to time think fit.

b) To promote the Christian faith mainly, but not exclusively, by means of teaching, preaching, broadcasting, producing and distributing Christian messages and literature of an evangelistic nature in Northamptonshire and in other parts of the UK or the world for the benefit of the public through the holding of prayer meetings, lectures and public celebrations of religious festivals.

c) The relief of hardship or need such as poverty (which shall encompass financial, material, social and spiritual poverty), sickness, disability or impairment and bereavement by means of advice, assistance, pastoral support, care and where appropriate the provision of resources.

The objective of the charity, as stated in the trusts governing document, is the advancement of the Christian faith, the relief of poverty and sickness and of the aged, and the advancement of education on the basis of Christian principles without prejudice. In doing so, we aim to be a positive resource for the local area of the church in Northampton, being a centre of activity and support for the local community, bringing people together.

These objectives are driven by the leadership of the church and practised by the congregation. It is not only put into practise through Sunday worship and preaching, but in its day-to-day support to the local community and countries overseas. This includes providing education, poverty relief and emergency aid for all ages, races and creeds. The charity aims to provide support and advice to individuals and groups in need, covering areas as family relationships, parenting, children and youth education, support for the sick and much more. We seek to meet its need wherever we can do so appropriately.

Our vision

Or vision is to ' Make disciples of Jesus who encounter and demonstrate God's love, bringing transformation to people, families, communities and society' . To this end, we pursue God in order that we may reach and impact our local community and beyond, as we are able, with God's love and power. We equip church members in their discipleship journey, to be with Jesus, become like Jesus and do what Jesus did. This takes the work of the church from inside the church walls and into the everyday world, spreading the transforming love of God into society and changing our town.

Summary of the charity's main activities and achievements

To further the above objects and vision, the charity's main activities and achievements were as follows:

Page 2

LIVING GRACE CHURCH

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 31 DECEMBER 2024

Overview

2024 was a year of change, challenge and excitement for LGC. After the announcement at the end of 2023 that we were proposing to merge with New Life Church, much of the year was spent in planning and preparation for that. We led the congregation on a journey towards the transition, distributing materials, holding conversations and seeing people one-on-one. In the end, 3 members of our congregation moved on because of the merger, but everyone else committed to the journey. From September -December, we entered into an 'engagement period', acting as a third site of NLC in all but name and finance. This period was full of the legal work required for the merger, working with solicitors with the Asset Transfer, employment issues and the settlement for our Operations Manager, who retired after over 20 years of service. In all, it was a positive year, where we moved forward in our mission of reaching our local area and beyond with God's love.

Finances remained a challenge during 2024 and we made use of our reserves as we headed up to the merger with NLC. The trustees managed this throughout the year, and undesignated £4,104 of our building fund.

Sunday Services

We met every Sunday at Weston Favell Primary School to worship, hear teaching and to fellowship. We began to see some growth in the second half of the year, with new families joining us. We retained our strong sense of family and love, seeking together to fulfil our vision.

During these services we held our LGC Kids group for ages 4-12. The new leader came on board as the numbers in the group began to grow, and new workers were added to the team. We saw a growth also in our pre-school numbers, which became a challenge for us as the kids team sought to look after them. Our youth - aged 13-18 - left the main service every other Sunday for their own time together. A leader stepped back during the year, so another worker was recruited, plus we had someone from another NLC site join us to help build the team. Our youth also connected into the youth club run by NLC every Friday which proved to be profitable for those attending. We also provided toys and activities for creche aged children to be used in the hall during the service.

Small Groups

A number of people met in our small groups, called DISC groups, made up of 2/3/4 people who help one another in their walk of following Jesus. This is a valuable source of support for those involved. We also prepared to launch 'Life Groups' at the beginning of 2025 - larger groups open to everyone in the church to support their discipleship journey.

We maintained our weekly prayer gathering online during 2024, meeting online and in-person at James Lewis Court Community Room. We also engaged in a month of prayer and fasting, including prayer walking around the area.

Community Work

Our Friendship Café, run for adults with learning difficulties and their carers, continued during 2024 and is very popular with the users. Run by two of our ageing volunteers, with the support of others, this provision continues to bring valuable support to those in need.

We also launched a Community Café in James Lewis Court Community Room, which is close to the school where we meet. Offering hot and cold drinks and cakes at no cost, we invited local people to join us. We struggled to make an impact however as footfall was low. By the end of the year we were questioning whether to continue this venture, noting our need for a permanent base in the community.

Page 3

LIVING GRACE CHURCH

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 31 DECEMBER 2024

Mission

We continued to give 10% of our income to missions, both local and internationally, supporting food banks, schools work, education, relief of the poor, as well as supporting the persecuted church and missions into Asia. We updated the church monthly on where our giving was going.

As well as the café mentioned above, we also ran an Alpha Course in James Lews Court Community Room. This was attended by around 8 people, including one person who lived near the school and who had come back after being away from church for many decades. This was a great experience for us and we will look to do it again in 2025.

Following our work with refugees in the area, one of our congregation, in partnership with a couple of others outside the church, began to look into housing refugees, working with the charity 'Hope into Action'. This led to the decision to become a franchise of charity, called 'Wings of Hope Northampton', which our site will play a leading role in managing. This will come on stream in 2025.

Most the charity's activities are undertaken by volunteers and the charity could not operate effectively without their efforts.

In planning the activities the Trustees have applied the guidance on public benefit issued by the Charity Commission.

Structure, Governance and Management

Responsibility for setting policy and for making operating decisions rests with the trustees who meet regularly to monitor the activities of the charity. Responsibility for the day to day operation of the charity has been delegated to the pastoral and administrative staff led by Pastor Dave Weston, who is a trustee. He is assisted by Carla Merrey, who serves as Operational Manager and is secretary to the trustees. New trustees are recruited and appointed by the existing trustees, by a majority vote.

Dave Weston who is the Pastor of Living Grace Church and paid by the church along with the Operations Manager, Carla Merrey, take no part in the final decisions regarding salaries.

Dave Weston was a trustee for Lighthouse Trust (Northampton) and was the Secretary. He resigned as a Trustee 31st December 2023. Living Grace Church gives monthly to the charity and the work helps us fulfil our own charitable aims. Dave receives no financial benefit from the charity and the decision to give to the charity is decided by the trustees as a group.

Financial review

During the year income received was by £98,843 and expenditure was £109,755. Net current assets decreased by £10,912, to £585,468

Page 4

LIVING GRACE CHURCH

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 31 DECEMBER 2024

Reserves policy

The trustees have determined that the charity should aim to hold unrestricted cash to cover 6 months' running costs so that the charity could continue to operate should income and / or expenditure vary adversely. At the year end, the charity held unrestricted cash in the bank and in investments of £512,512, of which £512,512 is held in Designated Funds for the purpose of a new church building. The Trustees are confident the reserves are adequate and are monitored.

Key risks and uncertainties

The charity is exposed to various risks - be they operational, financial or reputational. The trustees review the charity's activities regularly to identify significant risks and, where possible, they take appropriate measures to mitigate those risks.

Responsibilities of trustees under company law

The trustees are responsible for preparing the trustees' annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charitable company as at the balance sheet date and of its incoming resources and application of resources, including income and expenditure, for the financial year. In preparing these financial statements, the trustees are required to:

  1. select suitable accounting policies and apply them consistently;

  2. observe the methods and principles in the Charities SORP;

  3. make judgements and estimates that are reasonable and prudent;

  4. state whether the applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

  5. prepare the financial statements on a going concern basis unless it is inappropriate to presume that the charity will continue in operation.

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approval

This report, which has been prepared in accordance with the provisions of the Companies Act 2006 relating to small companies, was approved by the trustees and signed on their behalf by:

Dave WESTON

Dave WESTON (Aug 27, 2025 09:29:52 GMT+1) _______ David Weston

Date: Aug 27, 2025

Page 5

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

LIVING GRACE CHURCH ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2024 on pages 7 to 16 following, which have been prepared on the basis of the accounting policies set out on pages 9 to 10.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Sarah Crispin

Sarah Crispin (Sep 15, 2025 16:35:57 GMT+1)

Sarah Crispin ACA Institute of Chartered Accountants in England and Wales Stewardship 1 Lamb's Passage London EC1Y 8AB

Date: Sep 15, 2025

Page 6

LIVING GRACE CHURCH

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 DECEMBER 2024

Note
INCOME AND ENDOWMENTS FROM:
Donations
3
Charitable activities
4
Investments
5
Total income and endowments
EXPENDITURE ON:
Charitable activities
6
Total expenditure
Net income/(expenditure)
Transfers between funds
15
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
15
Unrestricted
Funds
£
70,130
1,281
20,333
91,743
106,442
106,442
(14,698)
-
(14,698)
(14,698)
527,209
512,511
Restricted
Funds
£
4,413
-
2,687
7,099
3,313
3,313
3,787
-
3,787
3,787
69,170
72,957
Total
Total
Funds
Funds
2024
2023
£
£
74,542
86,471
1,281
1,249
23,019
16,470
98,843
104,190
109,755
98,295
109,755
98,295
(10,912)
5,895
-
-
(10,912)
5,895
(10,912)
5,895
596,379
590,484
585,468
596,379

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing operations.

The statement of financial activities also complies with the requirements for an income and expenditure account required by the Companies Act 2006.

The notes on pages 9-15 form part of these accounts.

Page 7

LIVING GRACE CHURCH

BALANCE SHEET

AS AT 31 DECEMBER 2024

Note
CURRENT ASSETS
Debtors
9
Investments
10
Cash at bank and in hand
11
CREDITORS: Amounts falling
due within one year
12
Net current assets / (liabilities)
Total assets less current liabilities
CREDITORS: Amounts falling due
13
after more than one year
TOTAL NET ASSETS
FUND BALANCES
15
Unrestricted Funds
General funds
Designated funds
Restricted Funds
Unrestricted
Funds
£
1,069
432,635
83,968
517,673
(5,162)
512,511
512,511
-
512,511
(4,104)
516,616
512,511
-
512,511
Restricted
Funds
£
10
58,996
15,440
74,445
(1,489)
72,957
72,957
-
72,957
-
-
-
72,957
72,957
Total
Funds
2024
£
1,079
491,631
99,408
592,118
(6,650)
585,468
585,468
-
585,468
(4,104)
516,616
512,511
72,957
585,468
Total
Funds
2023
£
982
512,675
95,195
608,852
(9,177)
599,675
599,675
(3,296)
596,380
29,329
497,881
527,210
69,170
596,380

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006 however, in accordance with Section 145 of the Charities Act 2011, the accounts have been examined by an independent examiner and their report has been included in these financial statements.

The directors (who are the charitable company's trustees for the purposes of charity law) acknowledge their responsibilities for:

The financial statements have been prepared in accordance with the provisions of Part 15 of the Companies Act 2006 relating to small companies.

The financial statements may include differences of up to £1 owing to rounding.

The financial statements were approved by the Board of Directors and were signed on its behalf by:

Dave WESTON

Dave WESTON (Aug 27, 2025 09:29:52 GMT+1)


DAVID WESTON

Date Aug 27, 2025

Company number: 9889362

The notes on pages 9-15 form part of these accounts.

Charity number: 1171041

Page 8

LIVING GRACE CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

1 Statutory Information

The charity is a charitable company limited by guarantee and is incorporated in the United Kingdom. The company's registered number and registered office address can be found on the Company Information page.

2 Accounting Policies

These financial statements are prepared on a going concern basis, under the historical cost convention as modified by the revaluation of certain assets, which are measured at fair value through the Statement of Financial Activities.

These financial statements have been prepared in accordance with the "Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) ("the Charities SORP"), with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland ("FRS 102"), with the Companies Act 2006 and with the Charities Act 2011. The charity meets the definition of a public benefit entity as set out in FRS 102.

The principles adopted in the preparation of the financial statements are set out below.

a) Going concern The Trustees (who are the charitable company's directors for the purposes of company law) have assessed whether the use of the going concern basis is appropriate and have considered possible events of conditions that might cast significant doubt on the ability of the charity to continue as a going concern. The Trustees plan that the charity will merge with another charity from 1st January 2025 but after considering the charity's forecasts and projections and the possible implications should projected income and/or expenditure vary unexpectedly, the trustees have concluded that there is a reasonable expectation that the charity has adequate resources to continue to operate until that point. The Trustees have reviewed the assets of the charity and do not believe any impairment is necessary. The charity therefore continues to adopt the going concern basis in preparing its financial statements.

b) Income Income including investment income is recognised in the period in which the charity becomes entitled to receipt, the amount receivable can be measured with reasonable certainty, and receipt is probable. For the most part, income is generally recognised when it is received. Income is only deferred when the charity has to fulfil conditions before becoming entitled to it or where the donor has specified that the income is to be expended in a future period.

Income from donations and legacies includes:

The charity relies on volunteers to carry out many of its activities, particularly Community Projects and Ministry work. However, in accordance with the SORP, the value of these services has not been included in these financial statements as they cannot be reliably measured.

Investment income represents income generated by the charity's assets and includes income from bank interest.

c) Expenditure Expenditure, including irrecoverable VAT, is recognised when it is incurred or, if earlier, when a legal or constructive obligation for a payment arises provided that it is probable that settlement will be required and the amount of the obligation can be measured reliably.

The charity makes grants to other institutions and individuals to further its charitable objectives. Grants payable are recognised as constructive obligations arise, which is generally when the charity expresses a commitment to the recipient that can be measured reliably and then only to the extent that any conditions associated with the grant are outside of the control of the charity.

The cost of raising funds is not significant and has not been separately disclosed.

Governance costs, which are included in expenditure on charitable activities but are identified separately in the notes to the accounts, includes costs associated with the independent examination of the financial statements, compliance with constitutional and statutory requirements and any other expenditure incurred on the strategic management of the charity.

d) Fund accounting General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.

e) Tangible fixed assets Items purchased or donated for the charity's own use are capitalised when the cost of purchased items, or the fair value of donated items, is more than £1,000 and the item is expected to benefit the charity over more than one accounting period. Depreciation is charged on a straight line basis so as to write down the value of each asset to its estimated residual value (if any) over its expected useful economic life. To achieve this objective the following rates of depreciation are charged:

Equipment

Over 3 to 7 years

The carrying values of tangible fixed assets are reviewed for impairment in periods when events or changes in circumstances indicate that the carrying value may not be recoverable.

Page 9

LIVING GRACE CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

f) Investments Fixed asset investments are held to generate income and / or for their investment potential. Current asset investments are investments that are held specifically for sale or are investments that the charity expects to sell by the next balance sheet date. Investments, other than social investments (see below), are valued as follows: i) Investment property and listed investments are valued at their market value (fair value) at the balance sheet date.

g) Pension scheme arrangements The charity operates defined contribution pension schemes for its employees. Obligations for contributions to these schemes are recognised as an expense when the liability arises. The assets of these schemes are held separately from those of the charity in independently administered funds.

h) Taxation The company is a registered charity; it has taken advantage of the various reliefs from taxation available to charities and no tax is payable on the charity's income.

i) Financial instruments The charity's financial assets and financial liabilities all qualify as basic financial instruments, as defined by FRS102. Except for loans, creditors and debtors are measured at their expected settlement value (normally the amount of cash that the charity expects to pay or receive). The charity recognises liabilities for the principal of those loans that remains outstanding at the year end (i.e. the liabilities exclude any interest chargeable on the loans in future years).

j) Exemption from preparing a cashflow statement

The charity has taken advantage of an exemption conferred by the Charities SORP and has not prepared a cash flow statement.

k) Critical accounting estimates and areas of judgement In preparing financial statements certain judgements, estimates and assumptions have to be made that affect the amounts recognised in the financial statements. The trustees consider the constructive obligation for grants payable to be significant. This is based on an assessment of the likely duration of the supported activity. Again this estimate is re-assessed annually and the obligation is adjusted to reflect current expectations.

3
Donations
Donations of cash and similar
Income tax recoverable
Grants Receivable
4
Income from charitable activities
Community outreach programs
Book sales
5
Investment income
Investment Income
Bank interest
2024
£
62,123
12,419
-
74,542
2024
£
1,281
-
1,281
2024
£
23,015
4
23,019
2023
£
68,343
14,970
3,158
86,471
2023
£
1,225
24
1,249
2023
£
16,465
5
16,470

Page 10

LIVING GRACE CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

6 Charitable expenditure

a
Costs incurred directly on specific activities
Salaries, travel and expenses
Telephone and utilities
Outreach & Giving Costs
Catering
Venue hire
Rent
Conferences and training
Miscellaneous expenses
Ministry Expenses
Grants payable (note 6c)
b
Costs incurred on support & administration
Governance costs
Independent examiner's fee
Other
Professional
Legal Fees
Printing, postage and stationery
Subscriptions and professional fees
Bank charges & investment fees
Office Equipment
Insurance
Total expenditure
2024
£
74,905
637
1,628
549
7,250
276
-
445
3,871
89,561
6,156
95,717
1,386
-
1,386
7,263
7,263
857
1,819
729
414
1,570
14,037
109,755
2023
£
62,466
623
1,200
840
7,800
1,152
46
-
2,399
76,526
16,167
92,693
1,320
1,320
-
-
426
1,633
733
-
1,489
5,601
98,295

Total expenditure

The fee payable to the independent examiner for examining the accounts was £1,386 (2023: £1,320); in addition the charity paid £70 (2023: £65) to Stewardship for consultancy services.

c Grants payable

Grants for UK and overseas mission
Grants for the relief of poverty
Grants for education, including ministry training
The comparatives for the previous year are as follows:
Grants for UK and overseas mission
Grants for the relief of poverty
Grants for education, including ministry training
Institutions
£
6,059
744
-
6,803
Institutions
£
6,865
888
-
7,753
Individuals
£
-
(647)
-
(647)
Individuals
£
-
8,314
100
8,414
2024
£
6,059
97
-
6,156
2023
£
6,865
9,202
100
16,167

During the year the grant obligation to individuals was reversed which has resulted in the above credit balance

The charity's principal grants to institutions comprised:

Lighthouse Trust
Asia Link
Open Doors
Utange Orphanage Kenya
Grants to institutions for less than £1,000 each
2024
£
2,987
1,176
1,176
720
744
6,803
2023
£
3,390
1,365
1,392
718
888
7,753

Page 11

LIVING GRACE CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

7 Analysis of staff costs, the cost of key management personnel and trustee remuneration

The average monthly number of employees during the year was 2 (2023: 2.5). Most of the charity's activities are carried out by volunteers.

No staff received salaries at a rate of more than £60,000 per annum.

The charity's key management comprise the trustees and the key staff named on the Company Information page. Total employment benefits payable to key management for the year were as follows:

Other
Employer
Wages &
employment
pension
salaries
benefits
contributions
Trustees:
David Weston
45,095
2,654
Other members of key management
11,547
15,000
372
The following amounts were payable in the previous year:
Other
Employer
Wages &
employment
pension
salaries
benefits
contributions
Trustees:
David Weston
45,095
-
2,654
Other members of key management
11,403
-
361
2024
£
47,749
26,919
74,668
2023
£
47,749
11,765
59,514

David Weston served as church leader and received the above payments for serving in that capacity, not for serving as a trustee; The charity's governing document does not allow for the employment of trustees in general, however the Charity Commission has authorised the employment of David Weston.

Payoll costs included redundancy and termination payments totalling £15,000 (2023: £nil) and comprise statutory payments and ex-gratia payments where this was considered appropriate. Redundancy and termination payments are charged when the liability or obligation arises.

8 Acting as agent

On occasion the charity receives money on behalf of other charities, which it banks and then pays out to these charities. This income is received as agent for these other charities and the income, and the related payments, are excluded from the Statement of Financial Activities; any money that has not been distributed by the year end is recognised as a creditor.

During the year the charity acted as agent for Wings of Hope Northampton and, in that capacity:

a) received £1,500 (2023: £0) and paid £60 (2023: £0)

b) at the year end the charity owed £1,440 (2023: £0) to Wings of Hope Northampton

9 Debtors

9
Debtors
Falling due within one year:
Community Projects
Tax recoverable
Total debtors
10
Current asset investments
Insignis Cash Solutions
2024
£
-
1,079
1,079
1,079
2024
£
491,631
491,631
2023
£
-
982
-
982
982
2023
£
512,675
512,675

Page 12

LIVING GRACE CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

11 Cash at Bank and in Hand

h at Bank and in Hand
Cash at bank with immediate access
itors: liabilities falling due within one year
Trade creditors
Taxation and social security
Accruals
Grant obligations
Other Creditors
itors: amounts falling due after more than one year
Grant obligations
2024
£
99,408
99,408
2024
£
5,210
-
-
1,440
6,650
2024
£
-
-
2023
£
95,195
95,195
2023
£
1,498
867
1,320
5,493
-
9,177
2023
£
3,296
3,296

12 Creditors: liabilities falling due within one year

13 Creditors: amounts falling due after more than one year

14 Pension commitments

During the year employer’s pension contributions totalling £3,025 (2023: £3,016) were payable to defined contribution personal pension schemes. No pension contributions were owing at the balance sheet date (2023: £0).

15 Funds

During the year the movements in the charity's funds were as follows:

Designated Funds
Building Fund
Community Fund
General Unrestricted Funds
Total Unrestricted Funds
Restricted Funds
Building Project
Mission Giving
Ministry Projects
Men's Social Fund
Welcome Churches Ministry
Aggregate of funds
Opening
balance
2024
£
497,881
-
497,881
29,329
527,210
69,550
-
170
30
(579)
69,170
596,380
Incoming
resources
2024
£
19,233
1,281
20,514
71,229
91,743
3,277
1,364
1,290
-
1,169
7,099
98,843
Outgoing
resources
2024
£
(498)
(1,281)
(1,780)
(104,662)
(106,442)
(70)
(1,364)
(1,290)
-
(589)
(3,313)
(109,755)
Transfers
in the year
2024
£
(4,104)
-
(4,104)
4,104
-
-
-
-
-
-
-
-
Gains and
losses
2024
£
-
-
-
-
-
-
-
-
-
-
-
-
Closing
balance
2024
£
512,512
-
512,512
(0)
512,511
72,757
-
170
30
(0)
72,957
585,468

Page 13

LIVING GRACE CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Analysis of net assets by fund

The assets and liabilities of the various funds were as follows:

Unrestricted Funds
General Designated Restricted
funds funds funds 2024
£ £ £ £
Debtors 1,069 - 10 1,079
Investments held as current assets - 432,635 58,996 491,631
Cash at bank and in hand (118) 84,087 15,440 99,408
Creditors falling due within one year (5,055) (106) (1,489) (6,650)
Creditors falling due after one year - - - -
(4,104) 516,616 72,957 585,468
In the previous year the movements in the charity's funds were as follows:
Opening Incoming Outgoing Transfers Gains and Closing
balance resources resources in the year losses balance
2023 2023 2023 2023 2023 2023
£ £ £ £ £ £
Designated Funds
Building Fund 484,986 13,380 (485) - - 497,881
Community Fund - 1225 (1,225) - - -
-
484,986 14,605 (1,710) - - 497,881
General Unrestricted Funds 38,430 79,244 (88,345) - - 29,329
Total Unrestricted Funds 523,416 93,849 (90,055) - - 527,210
Restricted Funds
Building Project 66,908 2,708 (67) - - 69,550
Mission Giving 0 450 (450) - - -
Ministry Projects 150 20 - - - 170
Men's Social Fund 10 20 - - - 30
Welcome Churches Ministry - 7,143 (7,723) - - (579)
67,068 10,342 (8,240) - - 69,170
Aggregate of funds 590,484 104,190 (98,295) - - 596,380

Analysis of net assets by fund

In the previous year, the assets and liabilities of the various funds were as follows:

ysis of net assets by fund
e previous year, the assets and liabilities of the various funds were as
follows:
Debtors
Investments held as current assets
Cash at bank and in hand
Creditors falling due within one year
Creditors falling due after one year
General
Designated
funds
funds
£
£
964
-
25,143
428,427
15,695
69,454
(9,177)
-
(3,296)
-
29,329
497,881
Unrestricted Funds
Restricted
funds
£
19
59,105
10,046
-
-
69,170
2023
£
982
512,675
95,195
(9,177)
(3,296)
General
funds
£
964
25,143
15,695
(9,177)
(3,296)
29,329
596,380

Page 14

LIVING GRACE CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Designated Funds:

Building Fund - For the allocation towards a new church building Community Projects - income received and cost incurred due to community work

Restricted Funds:

Building Project - For the allocation towards a new church building Mission Giving - funds towards mission work

Ministry Projects - for the allocation of ministry within the church

Welcome Churches Fund - Funds given & used towards supporting the work of asylum seekers and refugees in Northampton Men's Social Fund - Funds to be used towards Men's social gatherings

Gifts - Funds to be passed on to specific person

16 Transactions with related parties

During the year the charity:

a) received donations totalling £18,867 (2023: £23,867) from related parties (which includes trustees, any other members of key management and anyone closely connected to them).

No expenses (2023: £0) were paid to, or for, the trustees.

Except as disclosed in note 7 'Analysis of staff costs', there have been no other transactions with related parties during the year.

17 Members

Each member of the company commits to contribute if the charity is wound up an amount of £10.

Page 15

LIVING GRACE CHURCH

DETAILED STATEMENT OF FINANCIAL ACTIVITIES WITH COMPARATIVES

FOR THE YEAR ENDED 31 DECEMBER 2024

Note
INCOME AND ENDOWMENTS FROM:
Donations
3
Charitable activities
4
Investments
5
Total income and endowments
EXPENDITURE ON:
Charitable activities:
6
Total Expenditure
Net income/(expenditure)
Transfers between funds
15
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
15
General
Designated
2024
2024
£
£
70,130
-
-
1,281
1,099
19,233
71,229
20,514
104,662
1,780
104,662
1,780
(33,433)
18,735
4,104
(4,104)
(29,329)
14,631
(29,329)
14,631
29,329
497,880
(0)
512,511
Unrestricted funds
Restricted
2024
£
4,413
-
2,687
7,099
3,313
3,313
3,787
-
3,787
3,787
69,170
72,957
Total
2024
£
74,542
1,281
23,019
98,843
109,755
109,755
(10,912)
-
(10,912)
(10,912)
596,380
585,468
General
Designated
2023
2023
£
£
77,976
-
24
1,225
1,244
13,380
-
-
~~-~~
~~-~~
79,244
14,605
-
-
88,345
1,710
-
-
~~-~~
~~-~~
88,345
1,710
-
-
-
-
(9,101)
12,895
-
-
-
-
-
-
(9,101)
12,895
-
-
(9,101)
12,895
-
-
-
-
38,430
484,985
-
-
29,329
497,879.69
Unrestricted funds
Restricted
2023
£
8,496
-
1,846
-
~~-~~
10,342
-
8,240
-
~~-~~
8,240
-
-
2,102
-
-
-
2,102
-
2,102
-
-
67,068
-
69,170
Total
2023
£
86,471
1,249
16,470
-
~~-~~
104,190
-
98,295
-
~~-~~
98,295
-
-
5,895
-
-
-
5,895
-
5,895
-
-
590,484
-
596,380

Page 16

Living Grace Church Accounts FY24_Final to sign

Final Audit Report 2025-09-15 Created: 2025-08-11 By: Lawrence Renn (lawrence.renn@stewardship.org.uk) Status: Signed Transaction ID: CBJCHBCAABAAqDjZ10Y93NwFVgsdp8pcXQeoAgK432v1

Final Audit Report

"Living Grace Church Accounts FY24_Final to sign" History

Document created by Lawrence Renn (lawrence.renn@stewardship.org.uk)

2025-08-11 - 11:38:21 AM GMT

Document emailed to Dave WESTON (dave.weston@livinggrace.org.uk) for signature 2025-08-11 - 11:40:38 AM GMT

2025-08-27 - 8:27:26 AM GMT

Signature Date: 2025-08-27 - 8:29:52 AM GMT - Time Source: server

New document URL requested by Sarah Crispin (sarah.crispin@stewardship.org.uk) 2025-09-15 - 3:31:06 PM GMT

Agreement completed.

2025-09-15 - 3:35:57 PM GMT