I CHARITY (OMMISSI Trustees. Annual Report for the period Period start dale Peri(xl end dale From To Section A Reference and administration details Charity name British Kashmiri Charitable Foundation {BKCFI Other names charity is known by Registered charity number (if any) 1170703 Charity's principal address 14 Malcolmson close Edgbaslon Birmingham UK Postcode B153LS Names of the charity trustees who manage the charity Dates acted If not for whole ar Trust8• narn• Office lif any) Name of person lor body) entitled toa oint tfUsts¢ if an FARooa A WANDROO CHAIR NAZIR A SHAMEEM Secretory ROSHAN ARA KHUROO Trustee 0110412022 onwards Trustees NEELOFAR SHAMEEM Co-opted 0110412021 on wards Trustees NASIR AHMED Co-opted Co-opted Co-opted 0111012023 for 1 year 0111012023 for 1 year 0110412024 for 1 year Trustees NAZIR A BHAT Trustees Wahid Zaman Trustees 12 14 16 18 19 20 Names of the trustees for the charity, if any, (for example. any custodian trustees) TAR March 2012 Namo Dates acted rf not for whole Names and addresses of advisers (Optional Irrfonnatlon) of adviser Name Addross Advisory group rnomber Dr Yakoob Wani Russel's Road Bimiingham Adv group meM￿r Redditch Bimiingham Adv group member Solihull Birmlngham Adv group member London Dr Y8sir Rashid Mr Khalid Suhail Dr Sheikh Abdul Rashid Name of chief executive or namos of sonior staff members (Optlonal Informatlon) Section B Structure, governance and management Descrlption of the charity's trusts Constitution Type of goveming document How the tharity is constituted Assouation Trt￿te8 sel8Ction meth(Kls Self. nominated by Trustees Additlonal govemance Issues (Optlonal Inforniation) This is an annual report forthe years 1st April 202310 31st MarGh 2024. The charity continues to have same structure with three main tnjstees and one co-opted trustee. Wa have also have co-opted threè mora trustees from year 2023 onwards. In addition we have a full advisory group. Th& trustees meet ￿ times each year to discuss governance, finances, donalions and respond to requests for donations. In addttK)n there are adhoG infoThal meetings wtih advisory group to discuss requests for donations. The charity has established a WhalsApp group for that purpose. You may choose to indud8 additional information, where levanl, about: policies and procedures adopted for the induction and training of trustees., the charivs organisalional structure and any wtder network with which the harily works" relationship with any relatèd parties. trustees, consideration of major risks and the system and procedures lo manage them. The charity only works for people of Union territory of Jammu and Kashmir, India only. The charity continues to support orphans in Jammu and Kashmir India in collaboration with the local charity CHINAR Kashmir. The Charity continued to provide essential medical equipment'sn(its and financial assistan￿ for lffe saving medicines for a number of poor deserwng patients in Jammu and Kashmir In additK)n Charity continued to prowde stholarships and financial assistance to rx)or students in the form of school fees, laptops and any other assislance to continue pursue their education. The Chari also liaised with its local volunteers in Kashmir and continued lo TAR March 2012 support foodbanks. and distributed fiy)d packs to a numb8r of families in different districts of Kashmir at least ￿lce a year. In addition it also helps deststule and familiès with poor ino)me by providing regular three monthly donations for their basic living. The Charity also responds to any emergency medical tr8atmentsl equipmént at short noti(x. The charity has alrèady established a fr8e Isubsidised dialysis centre in district Baramulla (Kudsrya Medical Cantar) where dialysis sessions have taken place free for desermng patients. In March 2024 the charity rais￿ funds for children's cardioihoraciG unit in Kashmirwhich is planned lo run by (VMS) voluntary medical society in Kashmir. BKCF raised upto £15000 for thè hearuung machine. The charity organised a fund raisiThJ event In thè month of Ramadhan in March 2024 in addrtion to appeal for online donations via our website and on social media, from local donors in UK The charity does not get fijnds from any other associatv)n or charity. We dedare no financial or any other risks during this period. The charity mainly works through liaison with voluntsry associations Icharities in Kashmir, liaison wtth hosptials. institutR)ns, clinicians and individuals who send us requests for help. The advisory bcKly and trustees make the final de¢ision about providing support and transfer of funds. Each individual is asked to fill in a donation appeal form whith is rowewed by the admsory committ86. The funds are moslly transferred to institutionsl traders direcdy however on occasions when th8r6 is urgent need funds may be given directly to the individual or through our volunteers in Kashmir. Due receipts linvoices are r￿1Ved for records. The Charity doès not have major admin support, all the tNstees and advisory ￿mmIttee woks on go￿ wll. The chartly does not spend its donations on any admin work except for small amount of bank transfer charges or maintenance of website or any printing material The charibes website V4WW.bkcf.org.uk is updated although we dony havè 8 Admin support. It prowdes infomiation about its acliwty. Section C Objectives and activities The charity has broad aims which comprise to relieve poverty, support care of orphans and disabled people, contribute to improwng health care by provKling health edUl￿tion, financial aid and buy equipment and improve education for deprived students in the state of Jammu and Kashmir. India Summary of the objects of the charity sot out in its governlng document TAR March 2012 Orphan care.. We continue to provide supportfororphans in through our remote sponsoring scheme and t supporting orphan care in Jammu and Kashmir by promding aid to CHINAR Kashmir a charity in Kashmir.1£2000 transferred in year 2023124). We obtain a yeady report on th8 progress of these orphans, and a number of these orphans are now adults who are in postgraduate education. The trustees monitor progress of orphans every year by obtaining written report from the charity. Most of the 0￿hanS are registered at CHINAR Home allhough wa SFM)nsor some childrèn directly. The CHINAR sends us a written report as well as video feedback which is shared with our donors at our annual fundraiser. lum nary fthe nain Ictivit BKCF provided educational grants and vocatÈonal fees to a number of Kashmiri students from poor backgrounds. BesKles a number of other students were helped with their post graduate education needin university fees, laptops and other maintenan￿ worth about £5000. e.g One student needed grant for MS( I postgraduate course, and funds for a lap top. Another student needed help with rent while in UK till he secured a job. Inder aken or iubli BKCF continued to support food bank in Kashmir 2-3 tirnes a year through our local volunteers and larg8 numb8r of complete family food packs was distributed in differenl parts of the valley ( Goiwara baitul mall ', and Sopore, throughout the years 2023-2024. The family food packs are distributed .at least iwi(£ a y8ar. BKCF continued sponsoring the care of a number of patients who need dialysis. BKCF continues to suppc a free dialysis machine to Kudsiya Medical Centre in district Baramulla. The feedback from centre says hundr8ds of ep[s￿eS of dialysis have taken plats al the cèntre ov6r last few years. Initially we provided funds for 4-6 patierrts per quarter, each cDsting 8bJut a £1 (K)0 par year. From 2021 onwards since Govt. i.. providing subsided dialysates BKCF does not transfer any mora funds for tt but has provided dialysis machine free of cost costing >£7000. Besides BKCF also supwrts the care of patients at another few dialysis centres in Srinagar on request. ion8f In olati Inlo hesg bJ8c inclu within hls iOCtIo Ithe ',tatut In year 202312024, BKCF raised fvnds arKI pledged to support VMS children's cardiothoracic hospital by providing them support for building ( £5000) and £15000 for buying a heart lung machine. The £ 5000 wil be transferred in earty 2025, where as funds for HL mathine has b8en k8Pt in reserve till Invol￿ is re￿1vE and hospital is fvnciional. lecla atlon hat ruste BKCF also helped lo purchase funds for buying chemotherapy infusion pumps for SIKMS hospital in Nov 2023, ( £3000) thal helped the unit to provide troatment for cancer patients in oncology ward in more regulated way. This also included patient platelet infusion sets. The Unit has provided photographic ewder as well as invoice for the same. kave iad egar ho iuida IGe 5sue Iby harit nissi non iubli iènef TAR March 2012 TAR March 2012 TAR March 2012 TAR March 2012 dditional details of objectlves and actmtles (Optlonal infomiation) 1. BKCF also supports a number of low income families in the district of Baramulla in Jammu and Kashrn (upto 10 families currentty). W8 promded about £500 per quarter for all thè families règistered through volunteers 2. A number of patients wth cancer and lrfe threatening illness V￿re supported wth finances for buwng lifesaving anti-cancer modications, bone marrow transplant, buying chemotherapy, spinal stabilisation equipment, infusion pumps, support other anticancer treatment measures in other parts of India I we prowded uplo 6000) in the year 202&2024. 3. The charity continues with health awareness programmes. 4. The charity did have a fa￿ to face fund raiser during year 2023-2024. The donations to BKCF were a raised by public campaign via our webstle. on soc4al media and by direct debits by its members. The charity does not get any donations from any othar charity or public or govemment body. TAR March 2012 TAR March 2012 TAR 10 March 2012 Section D Achievements and performance Additional dotails of objectives and aGtivitl8s (Optional information) TAR March 2012 You may choose to include further statements, where relevant, about: policy on grantmaking. policy programme related investm6nt- conlribullon made by volunt88rs. Section D Achievements and performance TAR 12 March 2012 Section D Achievements and performance 1. Our donors continued to support us and we have manged raise funds by a annual fund raisar during the month of Ramadhan in March 2024.( first time after COVIDI Summary of the rnain achlevaments of the charity during the year 2. We continue to liaise ￿￿th local charities and institutions and volunleors in Kashmir in delivering our work 3. In line wllh our constitution we continue lo work for haalth caro support. poor pati6nts, and education. relieve poverty. We manged to help a number of cancer patients. cancer cherno unit at SKIMS Kashmir,and so many poor students and famllies needing financial help. 4. Successful fund raiser to supw)rt children's cardiothoraac unit In Kashmir both for its consttuction as well as buying equipment. TAR 13 Ma￿h 2012 Section E Financial review We have had an independent rewew of our fInan￿S for the years 2023- 2024 which we have uploaded on the charity commission website. Our ass8ts by the end of financial year 2024 ar818ss than 100,000. Wa ware abl& to raise about £ 20000 in March 2024. Brlef statement of the charity's policy on reserves Detalls of any funds materialty In deficit Further financial revlew details (Optlonal Information} You may choos& to indude additional information. wher8 relevant about.. the charit￿S principal sources of funds (including any fundraising). how exp8ndilure has supported the key objectives of the charity. investment policy and objectives including any ethical investment tJ)li¢y adopted. The charity raises money by Annual fund raising ovents, online appeals and ￿eM￿rShIp fees. The charity relies for finanual support entirely on Ils donors. The donations have never been utilised to ￿Ver th8 cost of fund raising except for small administrative work like pawng for web maintenance or printing leaflets. The charity identif￿S a projeci in Jammu and Kashmir and transfers money directly for the cause with minimum admin costs. The charity gets request for financial help from various associations. indiwduals and haalthcare institutions. the applications are assessed by adwsory committ88 who assess the application and respond appropriately keeping our finances and resources into view The expenditure is exacuy in line with our goveming document. The charity has no political affiliation or agenda. Section F Other optional information Section G Declaration The trustees declare Ihat they have approved the trustges, report above. Signed on behalF of the charty's trustees SignatUTels) Full narne{s) Posltion (og Secretary, Chair, atc) FAROOQ A WANDROO NAZIR SHAMEEM CHAIR Secretory TAR 14 arch 2012 Date 2810212025 TAR 15 Flarch 2012 |**BKCF**
**1.4.2023 to 31.3.2024**
**Account No:**
**40282030**|**BKCF**
**1.4.2023 to 31.3.2024**
**Account No:**
**40282030**|**BKCF**
**1.4.2023 to 31.3.2024**
**Account No:**
**40282030**|**BKCF**
**1.4.2023 to 31.3.2024**
**Account No:**
**40282030**|**BKCF**
**1.4.2023 to 31.3.2024**
**Account No:**
**40282030**|**BKCF**
**1.4.2023 to 31.3.2024**
**Account No:**
**40282030**|**BKCF**
**1.4.2023 to 31.3.2024**
**Account No:**
**40282030**| |---|---|---|---|---|---|---| |¬|**FINAL INCOME - EXPENDITURE TOTALS FOR YEAR 1.4.2023 TO 31.3.2024**|||||| |||||||| |**Date**
**Monthly Income Received**|||**Date**
**Monthly Expenditure**|||| |||||||| |Apr-23|21,489.18||Apr-22||9,252.67|| |||||||| |May-23|600.00||May-22||4,104.68|| |||||||| |Jun-23|720.00||Jun-22||725.12|| |||||||| |Jul-23|490.00||Jul-22||2,019.00|| |||||||| |Aug-23|490.00||Aug-22||0.00|| |||||||| |Sep-23|430.00||Sep-22||677.50|| |||||||| |Oct-23|630.00||Oct-22||450.00|| |||||||| |Nov-23|530.00||Nov-22||2,322.01|| |||||||| |Dec-23|730.00||Dec-22||950.00|| |||||||| |Jan-24|640.00||Jan-23||0.00|| |||||||| |Feb-24|480.00||Feb-23||1,000.00|| |||||||| |Mar-24|22,257.31||Mar-23||3,992.00|| |||||||| |**Annual Total**
**49486.49**|||**Annual Total**
**25,492.98**|||| |||||||| |||||||| |**Opening Bank balance 1.4.2023**
**£76,220.01**
**Annual Income 1.4.2023-31.3.2024**
**£49,486.49**
**Annual Expenditure 1.4.2023-31.3.2024**
**£25,492.98**
**Bank Balance as at 31.3.2024**
**Balance c/fwd**
**£100,213.52**||||||| |||||||| |||||||| |||||**Balanced to Bank Statements 31.3.2024**||| CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteosl members of LI￿nty N3m- British Kashmiri Charitable Foundation (BKCF) On accounts for the year ended 31.3.2024 Charty no (If any) 1170703 Set out on pages See pages 11 to 14 (as atLgched) I roport to the trustees on my examination of the accounts of tha a￿ve charity {Ihe Trusf) for the year 8nded iJ'.' Rosponslbllities and As the chaiity trustees of the Trust, you are responsible for the preparatlon basis of report of the accounts in accordance wth the requirements of the Charities Act 2011 (Ihe Acr). I report in resp8ci of my exarnination of the Trusvs accounts carried out under sedion 145 of the 2011 Act and in carying out my examination, I have followed the applicable Directions given by the Charity Commission under section 1495Xb) of the Act. I have ￿Mpleted my examination. I confirm Ihat no material matters have come to my att6ntion (other than that di￿105ed below ') in connection with the examination whith giv6s me cause to believe that in, any material respectr. accounting records were not kept in accordanc£ wlth section 130 of the AGI or the accounts do not accord the accounting records Independent examinerfs statement I have no Goncems and have ￿me acmss no other matters in connection with the examination to which attention should ba drawn in order to enable a proper understanding of the accounts to be reachèd. . Please delete the words in the Lyackets rfthey do not apply. Slgned: Date: 16.4.2024 Name: Sonia Clark Relevant professional qualific*ion{s) or body (if any): MA Address: 4 Stsnham Close Wornboume Wolverhampton VW5 9JL IER October 2018 Section B Disclosure Only complete if the exariiiner n￿dS to h￿jhIlght matters of concern {$8e CC32. Indapendent examination of d￿rIty acwunts: dlrections and guidan￿ for examin8rs). Give here brief detalls of any items that the examlnor wishes to disclose. Not Applicable IER October 2018 CHARITY COMMISSION FOR ENGLAND AND WALES Brltlsh Kashm¢ri Charitable Foundation IBKCFI Receipts and payments accounts CC16a For the perlod from 1.4.2023 31.3.2024 Section A Receipts and payments Unrestricted funds Restricted funds Endowment funds Total funds Lasl year to the ngare8t to the n8ar•$t£ to Iho nèarest £ to the near98t£ to Ihp nearpst £ A1 Receipts 49.488 49,486 47,344 Sub total(Gross incom8 for AR) 49,486 Cross Add Error 47,344 A2 Asset and investment sales, (see table). Sub total Total receipts 49.4B6 #VALUEI 47,344 A3 Payrnènts 25,493 25,493 Sub total 25,493 25,493 A4 Asset and Investment purchasos, (see table Sub total Total payments 25,493 2&453 Net of receipts/(paymgnts) AS Transfers be￿￿en funds A6 Cash funds last year end Cash funds this year end 23,994 23,994 47,344 23,994 23,994 47,344 CCXX R1 a¢counts ISSI 1610412024 Section B Statement of assets and liabilities at the end of the period un￿StrICted funds to nearpst £ Restricted fund$ to near851£ Endowment funds ¢0 near¢$t £ Cat¢Jgories Details B1 Cash funds Yearend 31.3.24 Total cash funds (agree balanGeswllhrEc8Spl$and paym8nts A￿￿nt(sI) Unrestrlcted funds Restricted funds to nearest£ Endowment funds to nearest£ Detalls to nryarg¥t£ B2 Other monetary assets Fund lo whlch a88gtbelo Current value onAI Oetalls Costloptlonall B3 Invgstment assets Fund to whlch asset belon Current value Oetalls Cost (OP￿0￿all B4 Assets retained for the harity's own use Fund lowhlch rglatss Amount dug When due Detalls B5 LiabllltiO$ Slgned by one or Iwo trustees on behalf of all th8 Iruslees Date ol roval Signature Print Narne Dr Faroo A Wandroo Dr NazirA Shameern 1810412024 1e10412024 CCXX R2 aGcounts ISSI 1610412024