COMPANY REGISTRATION NUMBER." 09970015
CHARrrY REGISTRATION NUIABER: 1170665
AL-KARAM TRUST LIMITED
Company Limited by Guarantee
Unaudited Financial Statements
31 August 2025
KBM
K LIMITED
Chartered Certified Accountants
1 Concord Business Centre
Concord Road
London
UK
W3 OTJ

AL-KARAM TRUST LIMITED
Company Limited by Guarantee
Financlal Stalements
Year ended 31 August 2025
Page
Trustees, annual report (incorporating the director's report)
Independent examinerfs report to the trustees
Statement of financial activities (including income and
expenditure account)
Statement of financial position
Statement of cash flows
Notes to the financial statements

AL-KARAM TRUST LIMITED
Company Limiled by Guaranlee
Trustees. Annual Report (Incorporallng Ihe Dlrector's Report)
Year ended 31 August 2025
The trustees, who are also the directors for the PUTposes of company law. present their report arnl the
unaudited financial statements of the charity for the year ended 31 August 2025.
Reference arKI admlnlstratlvo d8t8118
Raglstered charity na
AL-KARAM TRUST LIMITED
Charlty reglstratlon wmber
1170665
Company registration numbor 09970015
Prlnclpal offlee and reglslered Eaton Hall
offl¢e
Rettord
Nottinghamshire
DN22 OPR
The truslaos
Mr l Daad
Mr M Iqbal
Mr M l H Plrzada
Company se¢rotary
Mr B H Pirzada
Independenl examlnor
KBM UK LTD
1 Concord Business Centre
co￿rd Road
London
UK
W3 OTJ

AL-KARAM TRUST LIMITED
Company Limiled by Guarantee
Trustees, Annual Report (Incory)oraling the Director's Report) l¢ontm
Year ended 31 Augusl 2025
SINclure, goveman¢e and management
Board of Twstees
The board ol trustees is responslble to ensure that Charity obje¢tive$ are achieved and charilable
activities are carried out in support ol sel objectives. They also monf(or overall performance of charty
management and to ensure charity resources are ap￿led effectively.
Govemance
Al-Karam Trust Llmlted refers lo the charfty Sncorporaled as a company Ilmiled by Guarantee In
England and Wales, wllh a governlng dooumenl kM)wn as the Memorandum and Artides of
Assoclauon.
Management Resp)nsibilities
The Annual Report and Fina￿1￿ Statements are prepared accordlng to the relevant law and
regulations and approved by the Company Directors.
The directors manages and keep a¢¢ounling records. the records disdose our financial wsttion with
reasonable accuracy at any lime arKI enable directors lo ensure that the financial slalemenls cOm￿Y
with the Companies Act 2006 and the charity Commission Statement of recommendation Practice
ISORP} 2015.

AL-KARAM TRUST LIMITED
Company Llmlted by Guarantee
Trustees. Annual Report (Incorporatlng the Dlrecior's Report) (¢onlIn￿d)
Year ended 31 Augusl 2025
Obk¢tlves and actlvlilès
The objectives ol Charity (The Objects ol the Chartyl are,
{al the aofvancement of the faith and re1￿lOuS practiC8s of Islam
Ibl the advancement ol gengral and religious education foi the public benefit conceming the teachings
arKI religion of Islam
Icl the provision ol facililies in the Interests of soclal welfare for reciealion or other letsurevtime
occupation of individuals who have need ol such facilities by reason ol their youth. age Inllmity or
disability, financial hardship or social clrcumstances wtth the object of improving their ￿nditionS of Ilfe
{dl the advancement of religious harmony lor the bengff( of the public by..
educating the public in differenl religious beliefs incIL￿ing an awareness of Ihelr dIstInct￿e
features and their wmmon ground to promote good rdations be￿een persons of different faiths-
promoting knowledge and mutual understanding and respect of the beliefs aThJ practices ol
different relKJiOUS laiths
(el the rellel ol fIr￿nCial need and suffering among victims of natural or other kinds of disastgr in the
form of money or other means deemed suitable for peisons, t#>Jies, organisations and ¢ountries
affected
The Charitys activibes during the year are d&s￿1bed below:
DonatK)ns Irom various sources was £80.411. which relates to unresticted funds and there is no
income related to restiicled funds during Ihg year.
Rental income earned durlng Ihg year was £15,600.
The unrestricted income for the prioi year was £98,238 and rentd Income was £14.040.
Achi8v8monts and perfornian
During the year, the charity continued to carry out its charrtable objects through the regular provlsion of
religious worship, Islamic edU￿tIOn and community activities for the public b8neff(.
Dally prayers. Fdday services, religious classes and fa1th-￿ed educatlonal programmes continued
Ihroughout the year, supporting the advancement of the Islamic fahh and education. The eharity also
malnlained and managed its premises lo ensure that the mosque remalned a safe and weleoming
facillty for worshlppers and the wider communty.
Desyte ongoing financial pr8ssures, the charity successfully rpjS￿ sufficient funds to sustain its
actiwties, maintain operations and c¢Jthinue delNering its woj8¢ts and s8rvlces in support ol the local
cornmunty.

AL-KARAM TRUST LIMITED
Company Limlted by Guarantee
Truslees. Annual Report (Incorporaling ihe Director's Report) {¢ontlnu¢d)
Year ended 31 Augusl 2025
Flnanclal rnvl6w
The charlty received sum of £80,411 in donations from various sources and rental income of £15,600.
Funds in defecit:
No funds lunrestri¢ted or reslricledl are in defecit at Ihe balance sheet dale.
Funds in surplus..
The unrestricted funds are in suwus by £105.124 at the balance sheet dale.
Al-Karam Trust Llmlied runs a mosque In London from a leasehold propety.
Small company provlslons
This report has been prepaied in accordance with the prowsions Bppllcable to eompaniès entitled lo
the small companies exemption.
Th8 trustees, annual rewrt was approved on ..16 - ¢_2•L< arKi signod on b•half of Ihe ￿ard of
trustees by:
r M l H Pirzada
Trustee

AL-KARAM TRUST LIMITED
Company Limited by Guarantee
Independenl Examlner'g Report to Ihe Trustees ot AL-KARAM TRUST LIMITED
Year ended 31 Augusi 2025
I report to the trustees on my examination of the financial statements of AL-KARAM TRUST LIMITED
I'the charlty'l for thè year ended 31 August 2025.
RespOr￿1b1llllOS and basls of report
As the trustees of the company (and also its directors for the purposes of ¢ompany law) you are
responsible for the preparation of the flnancial statements in a¢cordan¢e with the requirements ol the
companies Act 20061.the 2006 Acl'l.
Having salsfied myself that the accounts of the company are nol requlred to be audrted under Part 16
of the 2006 Act and are eligible for independent 8xamination. I reFX>rt in respect of my examination of
the chartty's accounts as carried oth under section 145 of the Charities Acl 2011 1.the 2011 Act,). In
carrying out my examlnalion I have followed the Diie¢lions gNen by the Charity Commission under
$￿tion 1451511bl of the 2011 Act.
Independent examlner's statemenl
I have completed my gxaminalion. I confirm that no matters have come lo my attenlron in connection
the examination giving me cause to believe:
accounling records We￿ not kept In respect of the charity as required by seclion 386 of the
the financial statemonls do not accord wth those records. or
the financial statements do nol comply ￿￿th the accountlng requlrements ol section 396 of
the 2006 Act other than any ￿QuireMent that the accounts glve a Yru6 view which is
not a matter considered as part of an Independent examinatlon. or
the financial slalem8nts have not beon preparod in accordance with Ihg methods and
principles of the Siatemenl of Recommended Practlcg for accounting and reporting by
charities applicable lo charities Fyeparlng their a¢counls in accordance with the Financial
RgPOrtirHJ Standard applicable in Ihe UK and Republic ol Irelar¥J IFRS 1021.
I have no ¢on¢erns and have come across no other matters in connection wilh the examination to
which attention should be drawn in this report In order to enable a proper understanding of th&
accounts to be reached.
KBM UK LTD
Indgpendent Examiner
1 Concord Buslness Centre
Concord Road
London
UK
W3 OTJ

AL-KARAM TRUST LIMITED
Company Llmlted by Guarantee
Stalement of Flnanclal Actlvltles
(ineluding income and expendlture account)
Year ended 31 Augu812025
2025
Unrestricted
funds Total fundg Totai lunds
2024
Nole
Incomo and ondowmonts
Donadons and legacies
Other Income
80.411
15.600
80,411
15,600
96,011
98.238
14,040
112,278
Total Incom•
96,011
Expendlture
Expenditure on raising funds..
Investment management costs
ExpenditUTe on charitable actwilies
Total expendllure
4,465
81,1
81,190
85.655
94.483
85.655
94,483
Nel income arKI ng1 movement In funds
10.356
10,356
17.795
Re¢on¢lllatlon of lunds
Total funds br￿Jght forward
Total funds ¢orrl8d forward
94.768
76,973
94.768
105.124
105,124
The statement ol Ilnanclal acllvlllos Indudes all galns and10ssgs re￿nIse{l In tho year.
All income and exp8ndkure derfve from conllnulng aclMtI8s.
Th• not•8 on pag•8 g to 16 form part of th•s• Ilnanelal 8tat•m•nls.

AL-KARAM TRUST LIMITED
Company Llmlted by Guarantee
Statement ot Flnanclal Poslllon
31 August 2025
2025
2024
Note
Fixed 89sot$
Tangible fixed assets
16
21,167
16,446
Curront assets
Debtors
Cash al bank arKI in hand
382
85,319
85,701
79,164
79.164
Credltors: amounts lalllng due wllhln one year
Not current assels
17
1,744
842
83,957
105,124
105,124
78,322
94.768
Total assets currenl Ilabllllles
assets
94.768
Funds of the charity
Unrestricted funds
105,124
105,124
94,768
94,768
Total charity funds
19
For the year ending 31 August 2025 the charty was entitled io exemption from audit under s8¢tion 477
of th8 Companies Act 2006 relating to small companies.
Directors. responsibilities..
The membgrs have not required the company to obtain an audrl of its financial stat8ments for the
ygar in question in accordance with section 476,.
The directors adÉnowledge th•ir responsibilrti85 lor ¢omplying with the rwuirgmgrrts of the Act
with respect to accounting rKords and th$ preparation ol financi￿ statements.
These financial statements hav& been prepared in accordance wth the provisions applicable lo
companies subject to the small companies, regim8.
These financial stal8m8nts were approv8d by the board of truste8s and aulhorised for issue on
/*.-.%.-.x&.. and are signed on behalf ot the board by..
Mr M l H Pirzada
Trustee
Tho not08 on pag88 9 to 16 lorni part of th080 Ilnanclal 8tatèmonts.

AL-KARAM TRUST LIMITED
Company Limlted by Guarantee
Staternent ot Cash Flows
Year ended 31 Augusl 2025
2rx25
2024
Cash flow5 fmm operntlng actlvltlos
Net income
10,356
17,795
Adjustments for..
Depreciation ol tangible fixed assets
Accrued expen8&S
7,056
786
5,482
Changes in..
Trade and other debiors
Trade and other creditors
<382)
116
45
Cash generated from operations
Net cash from operating activities
17,932
17,932
23.322
23.322
Cash Ilowg from Inv￿lIng a¢llvllleg
Purchase of tangible assets
Net cash used in investing actwibes
111,77n
111,777)
{12,2141
(12,2141
Not In¢rea8e In cash and cash 8qulvalenl8
Cash and cash oqulvalents at bèglnnlng ot yaar
Cash and ¢ash oqulvalonts at end of yoar
6,155
79,164
85.319
11,108
68,056
79,184
Th• notes on p•ge$ 9 to 18 lomi p•rt of thw flnan¢lal stst•m•nts.

AL.KARAM TRUST LIMITED
Company Llmlted by Guaranlee
Noios lo the Financial Statemenis
Year ended 31 August 2025
aoneral inlormatlon
The charty Is a publ￿ benefll entity and a pr￿ale company limit&J by guarantee, registered in
England and Wales and a registered charty in England and Wales. The address of the registered
office Is Eaton Hall. Retford, Nottinghamshire, DN22 OPR.
Statement ol compllance
These financial staterngnts ha￿ been prepared in compliance with FAS 102, 'The Flnancial
Reporting Standard applicabl8 in the UK and the Flepublic ol Ireland., the Statement of
Recommended Pracli¢• applicable to ¢haritie$ preparing their accounts In accordance with the
Financial Reporting Standard applicable in the UK and Republic ol IrelaMI IFRS 102) Icharftles
SORP IFRS 10211 and the Companies A¢1 2006.
countlng pollcle9
Bas1$ ol preparation
The financial statements have been pr8pare(l on the historlcal cost basis, as modified by ihe
revaluation ol certain financial assets and liabilities and Investment properties measured al fair
value through income or expenditure.
The financial statements are prepared in sterling. which is the lunclional currency of the entity.
Golng ¢on¢orn
There are no material uncertaintlos about th6 ¢harWs ability to continue.
Judgements •nd key sou￿¢5 ol estirnation uncortalnty
The prgparation of Ihe financial stalements requires management to make judgements,
estimates and assumptions that affect the amounts r8POrted. These eslimal95 and luégem9nts
e continualty rewewed and are based on experience a￿1 olh8r laclors, includlng expeGtations of
future events that ar8 b8lieved lo be reasonable und8r the circumstance5.
Fund accounllng
Unrestricted lunds are avalable for use at the discrelicm of the trustees lo further any of the
charty's purposes.
Designa18d lun¢ts are unrestricted funds earmart(ed by the trustees for particular future proj8Ct or
Commitment.
Restricted funds are subjected lo reslriclions on thelr expendlture declared by the donor or
through the terms of an appeal, and fall into Oll8 of suk>classes: restricted income funds or
endowment tunds.

AL-KARAM TRUST LIMITED
Company Llmlted by Guarantee
Notes lo the Flnanclal Stslements (conffnuod)
Year ended 31 August 2025
Accounling poli¢ios
Incomlng resources
All incoming resources are included in the stalemenl of financial aGtivilies when enlrtlement has
passed lo the Charity; il is Fxobable that Ihe economic benefits a$s￿lated with Ihe transaclion will
flow lo the charity and the amount can be reliatty measured. The following specific poli¢ies are
applied to particular categories ol income:
income from donations or grants is recognised when there is evKlence of entidement to the
gift, receipt is probable and ts amount Can be measured reliat4y.
18gacy income is r8cognis8d when recei)t is probablg and entill•m•nt is gstablished.
income trom donated goods is measured at the fair value of the goods unless this is
impractical to measure reliably, in whi¢h case the value is derived from the cost lo the donor
or the estimated resale value. Donated lacilitios and Se￿￿eS are recognised in the accounts
when received if the value can be reliabiy measured. No amounts are included for the
contribution of general volunteers.
Income from COrnTacts lor the supply ol seNlces Is recognlsed wtth the delivery of the
contracted servi￿. This is classified as Unrestrict￿ funds unless there is a contractual
requirement for it to be spent on a partlcular purpose and retumed Ff unspent, In which case
11 may be regarded as reStr￿ted.
Re80urce8 expendad
Expenditure is recognised on an accru￿$ basis as a liablty is incurred. Expenditure includes any
VAT which cannot be lully recovered, and is classrfied under headlngs ol the statement of
financial actNities lo which it relates:
experKllture on ralsing fuNls Includes the costs of ￿1 fundralslng actlvrties, events. mn-
charitable tradlng acllvlties, and the sale of donated got)ds.
expendiiure on Charitable activities includes all costs itKurred by a charity in undertaking
activities that further its charitable aims lor the ben8ff( ol its beneficiaries, includirKJ those
support costs and costs reialing lo the governanc8 01 the charity apportioned lo charitable
other expendltur8 Includes all expendlture that b nelther related to rwsing funds for Ihe
arity nor part of hs expenditure on charmable adlvities.
All ¢osls are allooaled to experKlilure Categories reflecting the use of the resour¢e. Direct costs
attributable to a single activity are ￿lOCated directly lo that aclivily. Shared costs are apportK)ned
be￿een the actNities they conlrilxrte lo on a reasonatrAe, justrfiable and consistent basis.
Tanglble assets
Tangible assets are initially recorded al cosl, and subsequently staled al Cost less any
ac¢umulaled deprecialion and impainnent losses. Any tanglI￿e assets carried at ievalued
amounts are recorded al the fair value at the date ol revaluation 18ss any subsequent
accumulated depreciation and subsequent accumulated impaimi8nl losses.
10-

AL-KARAM TRUST LIMrrED
Company Llmlled by Guaranlee
Noies io Ihe Flnanclal Statements IcoMlni*d)
Year ended 31 Augusi 2025
Accounting policies (conNn￿¥d)
Tanglble assets f¢ontin￿￿)
An increase in the Carrwng amount of an assel as a result of a rev￿Uation, is recognised In other
recognised gwns and losses, unless it reverses a charge lor impairment that has previously been
recognised as expenditure within the slalemenl of financial activities. A decrease in the Carr￿￿9
amount of an asset as a resuFt of revaluation, is recognised in other recognised gains and losses,
except lo which it olfsels any premous revalualion gain. in which case the loss is shown within
other recognised gains and h)sses on Ihe statement ot financial aclivilies.
Dopreclatlon
Depreciation is cakulaled so as lo write off the cost or valuation of an asset, less its r¢$idual
value, over the useful economic life ol that asset as lollows:
Fixtures and liltings
Equipment
25Yo reducing balance
25Vo reducing balance
Impalnnont ol flxed assots
A revtew for indlcators ol Impaimient is carried OLrt at each reporting dale. wrth Ihb recoverable
amount belng estlmaled where such indicators gxist. Where the C￿￿ng value exceeds the
recoverable amount, the asset is impaired accordingty. Prior Im￿r￿ents are also ravi8w￿ for
posslble reversal al each rewrtlng date.
For tho purposes ol impairment testing, when il is r￿1 Fossiblg lo estirnale the recoverable
amount of an iThYividual assel, an estimatg is made ol Ihg rocovgrthe amount of the cash-
generating unit to which the asset bdongs. The ca5h-ggneraling unil is the smallest identifiabl8
group ol assets thal includes thg assot and generalgs Gash inflows Ihal largoly indopendent ol the
cash inflows from other ass$ls or groups of assets.
For impaimient testiTFg of goodwill, the goodwill acquired in a businegs coMbinat￿n is, from Ihe
acquisition date, allocated to each ol the cash-generating units that are expected lo benefit from
the synergies of the combination. irrespectwe of whether oth8r assets or liabilrties of the charty
are assigned to those units.
Flnanclal Inslrumenls
A financial asset or a flnancial liability is recognlsed only when the Chartty becomes a paty io the
contractual provisions ol the inslrument.
Basic financial instruments are inltlally reoognlsed at the amount ￿e1Vable or payable induding
any related transaction costs.
Currenl assels and euThent liabilities are subsequentty measured at the cash or other
conslderation expected io b8 pald or received and not dlscounled.
Debt instruments are subsequ8ntly measured at amortisgd cost,
Where investments in shares arè pUbl￿ty traded or their l#ir value ean otherwise b9 measured
reliably. the investment is subsequelltly measured at l&r value with changes in lair value
recognised in income and expenditure. All other such investments are subsequently measured at
cost less impalrment.
11

AL-KARAM TRUST LIMITED
Company Llmlted by Guarantee
Notes to Ihe Flnanclal Stalements (conthiuod)
Year ended 31 August 2025
Counting policies (¢onfrnu¢d)
Flnanclal InstNm8ntS (cLintlnueé)
Other flnanclal Instruments, Including derlvatwes, are Inlllally recognlsed at lair value, unless
payment lor an asset Is deferred beyond r￿rMal business terms or financeé al a rate of interest
that is not a market rate, In whkh case the asset is measured at the present value of the luture
payments discounted al a market rale of interest loi a sirnilar debt insliumenl.
Other financial instruments are subsequgnlly measured at fair value, with any changes
recognised in the statement of linanual activities. with Ihe exception of hedging instruments in a
designated hedging relationship.
Financial assets that are measured al cost or am0￿sed cost are revlewed for oblecllve evhyence
ol impairment at the end of each rewrting date. If there is object￿& eviden¢e of Impalrmenl. an
impairment loss is recognised under the appropriale heading in the statement of linancial
activities in which the initial gain was recognised.
For all equty instrumenls regardless of signifioance, and other fina￿lar assets that are
individually signrficanl, these are assessed i￿1vidUallY for impairmenl. Other financlal assets are
either assessed individually or group9d on the basis of similar Credit risk Characterist￿$.
Any reversals ol impaimient are recognlsed Immedlately, to ihe 8Xtenl that the reversal does not
result in a carrying amount of the financial asset that exceeds what the carrylng amount would
have been had the impaimienl not previous￿ been recognised.
Defined conlribulion plans
Contrlbuilons to defined contribution plans are recognised as an expense in the period in which
the related seNlce Ss provided. PrepaKI contributions are recognised as an asset lo the extent
that the prepayment wlll lead to a reduclion in fulure payments or a cash relund.
When contributions are not expected to be settled wholly wrthin 12 months of thg end of thg
reporting date in which the employees render the related semee, the liability is m6asured on a
dlscounted present value basis. The unwinding of the di8￿Unt i8 recognised as an &xpon$& in
thè pedod In whlch It arises.
Umlted by guarantee
The charity is a company limitgd by guarant8e. Thg members of th8 company are th8 INsle8S
named on page 1. In the èvènt ol th• charrty bèing wound up the liabilty in respect of the
guarantee is limtted lo £1 per member of th8 ¢harity-
Donatlons and *gacles
Unreslrrct8d Total Funds Unr8slricled Total Funds
Fund5
2025
Funds
2024
Donalion8
Donations and Friday Collect￿n$
Students lee income
66,371
14.040
66,371
14,040
80A11
85,568
12,670
98,238
85,568
12,670
80.411
98,238
12-

AL-KARAM TRUST LIMITED
Company Llmiied by Guaraniee
Notes to the Financial Stat8rn8nts {¢onthiuedJ
Year ended 31 August 2025
Other Income
unlestr￿led Total Funds Unreslricled Total Funds
Funds
2025
Funds
2024
Other Income- Rental Income
15,600
15,600
14,040
14.040
Investment managemenl ¢0gts
Unrestricted Total Funds unrestrict￿ Total Funds
Funds
Funds
2024
Agent fees arKI other charges
4,465
& Expendllure on ¢harltable acllvlllos by lund typo
unrestr￿ted Tolal Fund$ Unrestr￿ed Total FurKIs
Funds
Funds
2024
charitsb￿ Actlwbes
Supp)rt costs
13,055
68,135
13.055
68.135
81.190
15,242
79,241
15.242
79.241
81,190
94,483
Expondlturn on charltable adlvlilè8 by actfvity type
Activities
undertaken
directty Support costs
Total funds
2025
Total fund
2024
Charitable Acliwties
Governance costs
13,055
67,116
1,019
80.171
1.019
81.190
93.584
13,055
68,135
94,483
10. Anelysls of support costs
2025
2024
Wages & salaries
Pension costs
Rates & water
Light & heat
Repairs & maintènance
Insurance
Telephone
Other office costs
DepreclatSon
Governance costs
39,000
36.341
716
2,585
8,109
20,762
1,677
401
2,269
5,482
899
1￿31
4,861
6,767
1,449
5,270
7,056
1,019
68,135
79.241
13-

AL.KARAM TRUST LIMITED
Company Llmlted by Guarantee
Notes lo the Flnanclal Statements
Year ended 31 August 2025
11. Nel income
Net Ir￿me Is Slated after chargingllcr9ditingl:
2024
DepreCiat￿n ol tangible fixed ass&ts
7,056
5,482
12. Indepond8nl examination leos
2025
2024
Fees payable to Ihe independent examiner for:
Independent examination of the flnancial stalements
Other finarKlal seNices
240
240
13. Staff cosls
The total staff costs and employee benefits lor the reportlng wdod are analysed as folbws:
2025
2024
Wages and salaries
Employer ¢ontribution$ to pension plans
36,341
716
39.796
37,057
The average head count of 8mploy8•$ during tho year wa$ 212024= 21- Tho avoragg numbor of
lull-time equivalenl employees during the ￿ar is analysed as follows:
2025
No.
2024
Number of staff
No employee received employee b8nelits of more than £60,000 during the year12024: Nil).
14. Tvu3tee remuneratlon and expenses
No remuneration or other b8nelrts from employment wrth the charity or a related entty were
recgiv8d by th• Irust8es,' or
14-

AL.KARAM TRUST LIMITED
Company Llmited by Guaranlee
Notes10 the Flnanclal Staiements (conthu￿)
Year ended 31 August 2025
1& Tanglblo Ilxed assets
Fixtures arm
fittings
Equipment
Total
Cost
At 1 September 2024
Additions
20,517
10,874
31,391
18,194
903
38,711
At 31 August 2025
Dopreclatlon
Ai 1 September 2024
Charge for the year
At 31 August 2025
Carrying amount
At 31 August 2025
At 31 August 2024
19.097
50N88
15,155
4.059
19.214
7,110
2.997
22265
7.056
29A21
10.107
12.177
8,990
21.167
16.446
5,362
11,084
16. Debtors
2024
Prepayments and accrued income
382
17. Cradltors: amounts falllng due withln ono year
2024
Accruals and deferred income
Social security and other taxes
1,266
478
1,744
18. Pensions and other post rotiremont boneflts
Defingd Mnlribution plans
The amount recognised in income or &xpendFture as an expense in rglation to defined
contribution plans was £79612024.. £716}.
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AL-KARAM TRUST LIMITED
Company Limited by Guaraniee
Notes to the Flnanclal Statements (¢01th￿d}
Year ended 31 August 2025
19. Anatysis of charltablo funds
Unreslrlcted funds
At
1 Seplemlxr
2024
31 August 20
In￿me Expendllure
Generd funds
94,768
96,011
185.6551
105,124
At
I September
2023
Al
31 August 20
24
IrKomg Expervjiture
General funds
76,973
112,278
{94,483)
94,768
20. Analysls ol nel assels belwo8Th funds
Unreslricled Total Funds
Funds
2025
Tangiblo fixed assets
Current assets
Credilors less than 1 year
Net assetg
21,167
85,701
11,744}
105,124
21.167
85.701
<1.744)
105.124
Unrestricted Totd Funds
Funds
2024
Tangible fixed assets
Current assets
Creditorsless than 1 ygar
Net assets
16,447
79,164
8431
94.768
16,447
79.164
18431
94,768
21. Anatysis of changes in n81 debt
At
Al 1 Sep 2024 Cash flows 31 Aug 2025
Cash at bank and in harNJ
79.164
6,155
85,319
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