2025-11-27-accounts

Trustees’ Annual Report for the period

From 28th November 2024 To 27th November 2025

Charity name: The SCSJD Charitable Trust Charity registration number: 1170629

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	The Trustees shall hold the capital and income of the Trust Fund upon trust to apply the income, and all or such part or parts of the capital, at such time or times and in such manner to, or for the benefit of such Charities or such exclusively charitable purposes
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	In furtherance of the charity’s objects for the public benefit the trustees provide grants.
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	In determining the charity’s activities, the trustees have had regard to the Charity Commission’s guidance on public benefit.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Policy on grant making Para 1.38 Policy on social investment Para 1.38 including program related investment Contribution made by Para 1.38 volunteers Other

Achievements and Performance

	SORP reference
Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	During the year under review the charity made grants to the following charities totalling £21,500. • ForRefugees (England) - £6,500 • RSPB (England) - £10,000 • Brogdale Collections to NFC3 (England) - £5,000

Additional information (optional)

You may choose to include further statements where relevant about:

Achievements against Para 1.41 objectives set Performance of fundraising Para 1.41 activities against objectives set Investment performance Para 1.41 against objectives Other

Financial Review

Financial Review
Review of the charity’s financial position at the end of the period	Para 1.21	Total incoming resources for the year were £10,174 (2024: £9,944), comprising investment income and bank interest. During the year the charity made grants totaling £21,500 (2024: £26,250), funded in part by a transfer of £17,803 (2024: £19,305) from the expendable endowment fund to unrestricted funds to support grant- making activities. At the year end the charity held total cash balances of £17,169 (2024: £25,005), of which £7,068 (2024: £4,541) represents unrestricted free reserves. In addition, the charity held investments within the expendable endowment fund with a market value of £392,782 (2024: £383,503) These funds are available at the discretion of the trustees to support the charity’s objectives.
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives as well as covering future needs, opportunities, contingencies and risks.
Amount of reserves held	Para 1.22	At the end of the reporting period the charity had free reserves of £7,068 (2024: £4,541).
Reasons for holding zero reserves	Para 1.22	N/A
Details of fund materially in deficit	Para 1.24	No funds in deficit
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23	N/A

Additional information (optional) You may choose to include further statements where relevant about:	Additional information (optional) You may choose to include further statements where relevant about:	Additional information (optional) You may choose to include further statements where relevant about:
The charity’s principal sources of funds (including any fundraising)	Para 1.47
Investment policy and objectives including any social investment policy adopted	Para 1.46
A description of the principal risks facing the charity	Para 1.46
Other		Expendable endowment funds are those which are required to be invested to produce income, but which may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended in furtherance of the charity’s objectives. Unrestricted income funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document	Para 1.25	Trust deed dated 28thNovember 2016 Charity Registered 08thDecember 2016
How is the charity constituted?	Para 1.25	Trust
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	Trustees are appointed by the existing trustees.

Additional information (optional) You may choose to include further statements where relevant about:	Additional information (optional) You may choose to include further statements where relevant about:	Additional information (optional) You may choose to include further statements where relevant about:
Policies and procedures adopted for the induction and training of trustees	Para 1.51
The charity’s organisational structure and any wider network with which the charity works	Para 1.51
Relationship with any related parties	Para 1.51	No trustee received any remuneration or was reimbursed any expenses in the year under review. Ludlow Trust Company Ltd was paid £3,350 (2024: £3,438) for trust administration and cash management fees during the year under review. These fees are authorised under clause 6 of the trust deed.
Other

Reference and Administrative details

Charity name	The SCSJD Charitable Trust
Other name the charity uses	None
Registered charity number	1170629
Charity’s principal address	Ludlow Trust Company Ltd, Tower Wharf, Cheese Lane, Bristol, BS2 0JJ

Names of the charity trustees who manage the charity

1 2 3	Trustee name	Office (if any)	Office (if any)	Dates acted if not for whole year	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee (if any)
	Ludlow Trust Company Limited
	Stephen Derbyshire
	Celia Ann Derbyshire
	Corporate trustees– names of the directors at the date the				report was approved
	Director name
	Walter Duncan Coxon
	Ali Reza Sarikhani
	Ziba Christina Sakine Sarikhani
	Christopher Ian Thurlow
	Matthew John Wickers
	Gary St John Collins		Resigned 31 March 2026

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity	N/A
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects	N/A
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets	N/A

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information)	Names and addresses of advisers (Optional information)	Names and addresses of advisers (Optional information)
Type of adviser Name Address
Investment Managers	HSBC UK Bank PLC	1 Centenary Square, Birmingham, B1 1HQ
Bankers	HSBC UK Bank PLC	1 Centenary Square, Birmingham, B1 1HQ
Accountants	Charter Tax Consulting Limited	8th Floor, 1 Southampton St, London WC2R 0LR
Independent Examiner	Katie Wilson	Blue Spire Limited, Cawley Priory, South Pallant, Chichester, PO19 1SY

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Position (eg Secretary, Chair, etc) Date
	Yana Davies
	On behalf of Ludlow Trust Company Limited (Trustee)
	24 July 2026
	24 July 2026

The SCSJD Charitable Trust	The SCSJD Charitable Trust	The SCSJD Charitable Trust	1170629	CC16a
Receipts andpayments accounts
For the period from	28th November 202 Period start date	4 2 To	7th November 2025 Period end date

Section A Receipts and payments

A1 Receipts	Unrestricted funds to the nearest £	Restricted funds to the nearest £	Endowment funds to the nearest £	Total funds to the nearest £	Last year to the nearest £
Income From Investments	9,549	-	-	9,549	7,803
Interest Received	625	-	-	625	1,724
FX difference	-	-	-	-	417
Sub total(Gross income for AR)	10,174	-	-	10,174	9,944
A2 Asset and investment sales, (see table).
Sale Of Investments	-	-	151,394	151,394	696,060
	-	-	-	-	-
Sub total	-	-	151,394	151,394	696,060
Total receipts A3 Payments
	10,174	-	151,394	161,568	706,004
Grants Awarded	21,500	-	-	21,500	26,250
Investment Manager Fees	-	-	2,290	2,290	1,366
Trust Administration Fees	3,325	-	-	3,325	3,419
Independent Examiners Fees	600	-	-	600	-
Cash Management Fees	25	-	-	25	19
Accountancy	-	-	-	-	600
**Sub total **	25,450	-	2,290	27,740	31,654
A4 Asset and investment purchases, (see table)
Investment Purchases	-	-	141,664	141,664	670,071
	-	-	-	-
**Sub total **	-	-	141,664	141,664	670,071
Total payments Net of receipts/(payments) A5 Transfers between funds A6 Cash funds last year end Cash funds this year end
	25,450	-	143,954	169,404	701,725
	- 15,276	-	7,440	- 7,836	4,279
	17,803		- 17,803	-	-
	4,541		20,464	25,005	20,726
	7,068	-	10,101	17,169	25,005

CCXX R1 accounts (SS)

20/07/2026

1

Section B Statement of assets and liabilities at the end of the period	Section B Statement of assets and liabilities at the end of the period	Section B Statement of assets and liabilities at the end of the period	Section B Statement of assets and liabilities at the end of the period
Categories Signed by one or two trustees on behalf of all the trustees B5 Liabilities B3 Investment assets B2 Other monetary assets B4 Assets retained for the charity’s own use B1 Cash funds	Details Investment Portfolio Details Details Details Total cash funds (agree balances with receipts and payments account(s)) Details Capital Account Income Account Signature	Unrestricted funds to nearest £	Restricted funds to nearest £	Endowment funds to nearest £
		-	-	10,101
		7,068	-	-
		-	-	-
		7,068	-	10,101
		OK Unrestricted funds to nearest £	OK	OK
			Restricted funds to nearest £	Endowment funds to nearest £
		-	-	-
		-	-	-
		-	-	-
		-	-	-
		-	-	-
		-	-	-
		Fund to which asset belongs	Cost (optional)	Current value (optional)
		Endowment	-	392,782
			-	-
			-	-
			-	-
			-	-
		Fund to which asset belongs	Cost (optional)	Current value (optional)
			-	-
			-	-
			-	-
			-	-
			-	-
			-	-
			-	-
			-	-
			-	-
		Fund to which liability relates	Amount due (optional)	When due (optional)
			-
			-
			-
			-
				Date of approval
		Yana Davies on behalf of Ludlow Trust CompanyLtd(Trustee)		24 July 2026

CCXX R2 accounts (SS)

20/07/2026

2

Independent Examiner's Report to the Trustees of The SCSJD Charitable Trust

I report to the charity trustees on my examination of the accounts of the charity for the year ended 27 November 2025.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

2. the accounts do not accord with those records.

3. accounts comply with regulations

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Katie Wilson FCA Date 28 July 2026 Blue Spire Limited Cawley Priory South Pallant Chichester West Sussex PO19 1SY