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2024-03-31-accounts

The Philharmonia Orchestra in Bedford Trust

FINANCIAL STATEMENTS

for the Year Ending 31 March 2024

Charity Registration No: 1170495

The Philharmonia Orchestra in Bedford Trust

INDEX

Page
Reference and Administrative details 2
Trustees Report 3
Independent Examiners Report 6
Statement of financial activities 7
Balance sheet 8
Accounting policies 9
Notes to the financial statements 10

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Page 1

The Philharmonia Orchestra in Bedford Trust TRUSTEES’ REPORT FOR THE YEAR ENDED 31 MARCH 2024

The Trustees present their report together with the financial statements of The Philharmonia Orchestra in Bedford Trust for the year ended 31 March 2024.

REFERENCE AND ADMINISTRATIVE DETAILS

Charity Registration number : 1170495

Constitution: The Philharmonia Orchestra in Bedford Trust is a registered in Bedford Trust is a registered
Charity governed by the Declaration of Trust dated
7th April 2016.
Registered Office: The Harpur Trust
Princeton Court
Pilgrim Centre
Brickhill Drive
Bedford
MK41 7PZ
Bankers: NatWest Bank plc
125 Great Portland Street
London
W1A 1GA
Independent Examiner: MHA
MHA House
Charter Court
Swansea Enterprise Park
Swansea
SA7 9HS
Trustees:
Henry Vann Chairman
David Russell Trustee
David Steadman Trustee
Stuart Renshaw Trustee
Georgina Murphy-Clifford Trustee Appointed 10thMay 2023
Ivan Flack Trustee Appointed 10thMay 2023
David Knapman Treasurer Resigned 10thMay 2023
David Whelton Trustee Resigned 10thMay 2023
Jeremy Arthern Trustee Resigned 10thMay 2023

Investment Manager: Sarasin & Partners LLP Juxon House 100 St Paul’s Churchyard London EC4M 8BU

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Page 2

The Philharmonia Orchestra in Bedford Trust TRUSTEES’ REPORT FOR THE YEAR ENDED 31 MARCH 2024

Objectives and Activities

The objects of the charity are the advancement of the education of the public in the Borough of Bedford (the “Borough”) through the promotion and support of the art of music, in particular (but without limitation) by the promotion and support of the following;

The trustees have paid due regard to the Charity Commission guidance on public benefit.

When reviewing the charity’s objectives and activities set out above, the Trustees have referred to the charity commission general guidance on public benefit and complied with its duty under the Charities Act 2011.

Achievements and performance

Review of activities

The charity is working towards its next target of £2m of endowment funds.

Investment Policy

The Trustees’ objective is to invest the Trust’s assets in order to maximise the total return whilst balancing risk through a diversified assets portfolio. It is the objective of the fund to both return the value of the fund to its original capital value and to generate sufficient income to support the orchestra in its activities in Bedford.

The Trustees have delegated the management of the Trust’s investments to The Harpur Trust, which in turn has delegated the day to day management to an investment manager, Sarasin & Partners.

Under the terms of the governing document, there are no restrictions on the charity's power to invest.

Grant Making

A grant of £27,344 was awarded to the Philharmonia Orchestra towards concerts being held in Bedford (2023: £24,000).

Financial Review

The financial statements cover all the activities of the charity during the year. Gross income totalled £35,963 (2023: £34,752) and there was a surplus in the period of £92,804 (2023: deficit £57,084).

At the period end total reserves were £1,102,708 (2023: £1,009,904) of which a surplus of £1,107,572 (2023: £1,021,599) were Endowment funds and a deficit of £4,864 (2023: deficit of £11,695) of Unrestricted funds. The deficit on Unrestricted funds will be replenished from future income generated by the Endowment funds.

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Page 3

The Philharmonia Orchestra in Bedford Trust TRUSTEES’ REPORT FOR THE YEAR ENDED 31 MARCH 2024

Reserves policy and Risk Management

It is the Trustees' intention to reserve a balance of income generated from the Endowment Fund to enable them to provide an annual grant to support related activities.

Following the risks arising from the Covid pandemic and further uncertainty which has arisen from the cost of living crisis, negative impacts are anticipated in raising funds through both donations and grants as well as the negative impact expected on investment returns.

Plans for the future

The bulk of funds are held in a diversified assets portfolio, managed by our Investment Managers, Sarasin & Partners. Income from these investments enables the Trust to promote and support the art of music in the Borough of Bedford via the activities of Philharmonia Limited, by the provision of grants in line with their 5 year vision document.

Plans for the future will be kept under review by the Trustees. Definite arrangements are difficult to formulate at the present time, due to the ongoing financial risks outlined above. pandemic and the necessary restrictions on activities.

Structure, governance and management

The Trust is a registered charity (Number 1170495) and was established under a Trust Deed dated 7[th] April 2016.

Policy for the induction and training of trustees

New Board members receive a formal induction session from the existing Trustees. In addition, additional external Trustee training and guidance is provided dependent on the experience and skills of the new Trustees.

Related parties

The Harpur Trust, Bedford Council and Philharmonia Limited are considered related parties.

Organisational structure and decision making

The Trustees have delegated the accounting function to Philharmonia Limited. Philharmonia Limited, The Harpur Trust and Bedford Council are entitled to nominate in writing one individual for appointment as a Trustee from time to time.

Method of appointment or election of trustees

The range of skills and experience of the Board is kept under review and new appointments are recommended in order to ensure the Board has and maintains a full range of expertise.

Page 4

The Philharmonia Orchestra in Bedford Trust TRUSTEES’ REPORT FOR THE YEAR ENDED 31 MARCH 2024

Trustees' responsibilities statement

The Trustees are responsible for preparing the Trustees’ Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Henry Vann

Chairman

Date: 24 January 2025

Page 5

The Philharmonia Orchestra In Bedford Trust

INDEPENDENT EXAMINERS REPORT TO THE TRUSTEES OF THE PHILHARMONIA IN BEDFORD TRUST

I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 March 2024 which are set out on pages 7 to 12.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Rachel Doyle

ACA FCCA DChA

MHA MHA House Charter Court Swansea Enterprise Park Swansea SA7 9HS

Date: 24 January 2025

Page 6

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31[ST] MARCH 2024

2024 2024 2024 2023 2023 2023 2023
Unrestricted Endowment Endowment
Total
Unrestricted Endowment Endowment
Total
Funds Funds Funds Funds Funds Funds
Note £ £ £ £ £ £
Income from:
Donations 1 - -
40
40
40
- - 540 540
540
Investment income 2 35,923 - -
35,923
33,212 - -
34,212
Total 35,923 40 40
35,963
33,212 540 540
34,752
Expenditure on:
Grants made 3 27,344 - -
27,344
24,000 - -
24,000
Bank charges - - -
-
- - -
-
Audit & Accountancy
fees
Audit & Accountancy 1,500 - -
1,500
1,815 - -
1,815
Other Expenditure 248 - -
4,248
3,517 - -
3,517
Total Expenditure 29,092 - -
29,092
29,332 - -
29,332
6,831 40 40
6,871
4,880 540 540
5,420
Other recognised
Gains/(Losses):
Gain/(Loss) on
investment assets
4 - -
85,933
85,933
85,933
- -
(62,503)
(62,503)
(62,503)
Net income /
(expenditure)
6,831 85,973 85,973
92,804
4,880 (61,963) (61,963)
(57,083)
Total funds
brought forward
(11,695) 1,021,599 1,021,599
1,009,904
(16,575) 1,083,562 1,083,562
1,066,987
Total funds carried
forward
9 (4,864) 1,107,572 1,107,572
1,102,708
(11,695) 1,021,599 1,021,599
1,009,904

The notes on pages 9 to 11 form part of these financial statements

Page 7

BALANCE SHEET

31[st] March 2024

2024 2023
Note Note
£
£
Investments 4 1,166,502 1,071,649
Cash at bank 7,214 7,515
Debtors - -
Current Assets 7,214 7,515
Creditors: Amounts fallingdue within oneyear 5 (71,008) (69,260)
Net Current Assets (63,794) (61,745)
Net Assets 1,102,708 1,009,904
Reserves
Unrestricted Fund (4,864) (11,695)
Trust Endowment Fund 1,107,572 1,021,599
Total Funds 1,102,708 1,009,904

The financial statements were approved and authorised for issue by the Trustees on 24 January 2025

Henry Vann Chairman

The notes on pages 9 to 11 form part of these financial statements

Page 8

ACCOUNTING POLICIES

BASIS OF ACCOUNTING

The financial statements have been prepared under the historical cost convention, with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Charities SORP (FRS 102), the financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and Charities Act 2011.

GOING CONCERN

The trustees consider that there are no material uncertainties about the charity’s ability to continue as a going concern. Principal accounting policies adopted in the preparation of the financial statements are set out below.

INCOME

Voluntary income, including donations, gifts and legacies, as well as grants that provide core funding or are of a general nature are recognised where there is entitlement, receipt is probable and the amount can be measured with sufficient reliability.

Income earned through interest or investments is recognised in the period it is received.

EXPENDITURE

Expenditure is recognised when a liability has been incurred and on an accruals basis. Expenditure is recognised in the period in which the liability is incurred.

FUNDS

Unrestricted funds are donations or other income, receivable or generated for the objects of the charity without further specified purpose and are available as general funds.

Restricted funds are to be used for specific purposes as laid down by the donor. Expenditure which meets these criteria is charged to the fund, together with a fair allocation of management and support costs.

Permanent Endowment funds are funds that generally cannot be spent under the terms of the grant awards from The Harpur Trust, Bedford Council and the Arts Council. Any income arising from these funds will form part of Unrestricted funds whilst movements in the market value of investments held will form part of the Permanent Endowment funds. Expenditure incurred in support of the charitable activities of the Trust is set against the unrestricted funds with the intention that the unrestricted funds will be built up to their original level from income raised by the investing of the Permanent Endowment funds.

DEBTORS

Trade and other debtors are recognised at the settlement amount.

CASH AT BANK AND IN HAND

Cash at bank and in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

FINANCIAL INSTRUMENTS

The Charity only has basic financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

INVESTMENTS

Investments are revalued at open market value at the balance sheet date and the gain or loss is taken to the Statement of Financial Activities.

Page 9

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31[st] March 2024

1 DONATIONS
2024 2023
£ £
Sundry donations and Gift Aid 40 40
540
40 540
2 INVESTMENT INCOME
2024 2023
£ £
Interest receivable 110 8
Management fee rebate 4,215 4,193
Income from investment
31,598 30,011
35,923 34,212

3 GRANTS AWARDED

A grant of £27,000 was awarded to the Philharmonia Orchestra to support the work undertaken in Bedford by the Orchestra in 2023 (2023: £24,000).

4 INVESTMENTS INVESTMENTS
2024 2023
£ £
Balance brought forward 1 April 2023 Balance brought forward 1 April 2023 Balance brought forward 1 April 2023 1,071,971 1,071,971
1,104,142
Additions to investments at cost Additions to investments at cost 31,598 31,598
30,011
Sale of shares (23,000) -
Net gain on revaluation (based on open market valuation at year end) 85,933 85,933
(62,504)
At 31 March 2024 At 31 March 2024 1,166,502 2
1,071,649
5 CREDITORS: Amounts falling due within one year
2024 2023
£ £
Trade Creditors 1,500 -
Grants payable - 24,000
Amount payable to Philharmonia Limited 67,298 43,048
Accruals and deferred income 2,210 2,210
71,008 69,260

6 TRUSTEE REMUNERATION

During the year, no Trustees received any remuneration or other benefits (2023 - £NIL).

The charity considers its key management personnel to be the Trustees.

Page 10

NOTES TO THE FINANCIAL STATEMENTS For the year ended 31[st] March 2024

7 INDEPENDENT EXAMINER’S REMUNERATION

2024 2023
£ £
Fees payable to the Charity's independent examiner for
the independent examination of the Charity's annual
accounts 1,500 1,500
1,500

The Trustees have delegated the management of the Trust’s investments to The Harpur Trust, which in turn has delegated the day to day management to an investment manager, Sarasin & Partners.

At the year end the charity owed Philharmonia LTD is owed £67,298 (2023 : 43,048). The amount is interest free and repayable on demand.

9 EMPLOYEES

During the year, the average number of employees was Nil. (2023 : Nil)

10 FUNDS
At 1 April At 1 April Gains & At 31
2023 2023
Income
Expenditure Expenditure
Losses
March 2024
£ £
£
£ £
£
£
Endowment
Funds 1,021,599 1,021,599
40
40
-
-
85,933
85,933
1,107,572
Unrestricted Funds (11,695) (11,695)
35,923
35,923
(29,092)
(29,092)
-
-
(4,864)
Total Funds 1,009,904 1,009,904
35,963
35,963
(29,092)
(29,092)
85,933
85,933
1,102,708

Unrestricted Funds will be replenished from future income generated from the Endowment funds.

ANALYSIS OF NET ANALYSIS OF NET
ASSETS BETWEEN
11 11
FUNDS
2024 2024
2024
2024 2023 2023
2023
2023
Unrestricted Unrestricted
Endowment
Total Unrestricted Unrestricted
Endowment
Total
Funds Funds
Funds
Funds Funds Funds
Funds
Funds
£ £
£
£ £ £
£
£
Investments 58,930 58,930
1,107,572
1,166,502 1,166,502
50,050
50,050
1,021,599
1,071,649
Current
assets 7,214 7,214
-
7,214 7,214
7,515
7,515
-
7,515
Current
liabilities (71,008) (71,008)
-
(71,008) (69,260) (69,260)
-
(69,260)
(4,864) (4,864)
1,107,572
1,107,572
1,102,708
1,102,708
(11,695)
(11,695)
1,021,599
1,021,599
1,009,904

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