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2022-12-31-accounts

pg 1

ISLINGTON UNITED REFORMED CHURCH

FINANCIAL STATEMENTS FOR THE YEAR ENDING 31 DECEMBER 2022 RECEIPTS AND PAYMENTS ACCOUNT

This year Prior period
Unrestricted Designated Restricted 2022 2021
Notes Funds £ Funds £ Funds £ Total £ Total £
RECEIPTS
Offerings 6,018 6,018 4,337
Monies raised for outside causes 3 620 620 2,838
Property rental – church/hall users 20,533 20,533 7,270
Commercial property rental 41,000 41,000 41,000
Claremont project 14,000 6,000 20,000 20,000
Manse rental 0 25,865
Investment income 16,808 16,808 14,307
Total receipts 98,358 6,620 104,978 115,617
PAYMENTS
Maintenance of the Ministry 41,688 41,688 34,872
Salaries 20,586 20,586 20,392
Ministry and worship 5 2,664 1,986 4,651 2,113
Church Running Costs 7 12,294 12,294 8,569
Repairs & Maintenance 8,427 8,427 10,460
Manse costs 8 & 16 4,250 4,250 9,457
Minister's expenses 6 & 16 864 864
Support of outside causes 4 7 6,430 6,437 8,476
Sundry expenses 657 657 450
Total payments 91,437 8,416 99,853 94,789
NET RECEIPTS / (PAYMENTS) 6,922 - 1,796
5,125 20,828
TRANSFERS between funds - 5,000
5,000
FUNDS b/fwd 1 January 2022 45,431 20,500 2,412 68,343 47,516
FUNDS c/fwd31 December 2022 47,353 25,500 616 73,468 68,343

pg 2

ISLINGTON UNITED REFORMED CHURCH

FINANCIAL STATEMENTS FOR THE YEAR ENDING 31 DECEMBER 2022 STATEMENT OF ASSETS AND LIABILITIES

Monetary assets

Monetary assets
Cash and equivalent 494 494 104
Bank account 47,603 25,500 616 73,718 68,583
Net debtors 9 -745 -745 -344
Total monetary assets 9 & 10 47,352 25,500 616 73,468 68,343
Assets used for church purposes 11
Buildings under statutory trusts Church buildings, investment properties and manse
Church contents Furnishings and equipment
APPROVED by the Trustees on and signed on their behalf
by
(name) (signature)

ges 3,4 and 5 form part of this financial statement

ISLINGTON UNITED REFORMED CHURCH

pg 3

FINANCIAL STATEMENTS FOR THE YEAR ENDING 31 DECEMBER 2022

NOTES

1 Accounting policies

The financial statements have been prepared in accordance with the Charities Act 2011 Section 14 and Payments basis available to small charities, and the United Reformed Church guidance.

2 Fund accounting

Unrestricted Funds may be used by the church for any of its ordinary purposes.

Designated Funds represent unrestricted funds set aside by the church for specific designated purposes, they can be transferred back into general funds at the church's decision.

Restricted Funds represent income which may be expended only on those restricted objects provided in the terms of a trust or bequest, or donations or grants received or invited for a specific purpose. They can only be spent on the specific purpose for which they were given. Any balance remaining unspent must be carried forward as a balance on that fund for future expenditure on that specific purpose or returned, it cannot be absorbed into general funds.

----- Start of picture text -----
3 Monies raised for outside causes Unrestricted Designated Restricted 2022 2021
Funds £ Funds £ Funds £ £ £
Commitment for life 325 325 265
Hackney Night Shelter 190 190 161
Claremont project 6,000 6,000 8,000
Breakfast club 2,412
London Air Ambulance 105 105
Total 0 0 6,620 6,620 10,838
4 Monies donated to outside causes Unrestricted Designated Restricted 2022 2021
Funds £ Funds £ Funds £ £ £
Commitment for life 325 325 315
Hackney Winter Night Shelter 0 161
Claremont project 6,000 6,000 8,000
London Air Ambulance 105 105
Foodbank 7 7
Total 7 0 6,430 6,437 8,476
FINANCIAL STATEMENTS FOR THE YEAR ENDING 31 DECEMBER 2022 pg 4
NOTES continued
5 Ministry and worship Unrestricted Designated Restricted 2022 2021
Funds £ Funds £ Funds £ £ £
Visiting Preachers 290 290 660
Organist 1,810 1,810 820
Organ/Piano insurance/maintenance 60
Worship supplies and incidentals 564 564 412
Breakfast club 1,986 1,986 161
Total 2,664 0 1,986 4,651 2,113
----- End of picture text -----

6
Minister's expenses
Equipment
less Rectory Road contribution
Other
less Rectory Road contribution
Total
7
Church running costs
Utilities
Telecommunications
Insurances
Miscellaneous
Total
8
Manse costs
Agent's fees
Insurance
Maintenance
Council tax
less Rectory Road contribution
Running costs
less Rectory Road contribution
Total Manse costs
Unrestricted
Designated
Restricted
Funds £
Funds £
Funds £
1,094
-547
661
-344

864
0
0
Unrestricted
Designated
Restricted
Funds £
Funds £
Funds £
5,980
1,185
3,098
2,031
2022
2021
£
£
1,094
-547
661
-344

864
-
2022
2021
£
£
5,980
3,333
1,185
854
3,098
2,823
2,031
1,559

12,294
8,569
2022
2021
£
£
0
4,854
398
2,190
2,032
2,413
2,775
-1,720
817
-52

4,250
9,457

12,294
0
0
Unrestricted
Designated
Restricted
Funds £
Funds £
Funds £
398
2,032
2,775
-1,720
817
-52

4,250
0
0

FINANCIAL STATEMENTS FOR THE YEAR ENDING 31 DECEMBER 2022

pg 5

NOTES continued

9 Outstanding transactions Unrestricted Designated Restricted 2022 2021
Funds £ Funds £ Funds £ £ £
Cash awaiting deposit 0 0 0
Cheques awaiting encashment 745 745 344
Net position -745 0 0 -745 -344
10 Funds disposition
31/12/2022 31/12/2021
£ £
CAF Bank account 73,718 68,583
Net debtors -745 -344
Cash and equivalent 494 104
Total 73,468 68,343

11

Monetary assets

The church monies are not held in segregated accounts, but for the sake of this financial statemen of each account is allocated appropriately over the various funds.

The church and associated buildings are vested in URC Thames North Trust as trustees and are not . church assets. They are held for the church's benefit in accordance with the statutory trusts applicable to URC properties under the URC Acts. For insurance purposes the church and associated properties are insured by the church for £2.891 The church contents are insured by the church for £94,194

12 Assets used for church purposes

pg 6

FINANCIAL STATEMENTS FOR THE YEAR ENDING 31 DECEMBER 2022

NOTES continued

13 Investments held for church purposes

Investments are held under Schedule 2 of the United Reformed Church Act 1972 by URC Thames North Trust. The capital and income from these investments are not available to Islington URC unless authorised by Thames North Synod. The Synod had authorised the release of income for the year. The details of the investments are

Market Value at 31 December 2022

COIF Fixed Interest 78,556 Blackrock UK Bond 57,031 CAF Fixed Interest 55,177 COIF Ethical Investment 189,219 BlackRock UK Equity income 167,290 Total 547,273

14 Designated funds

A maintenance reserve of £20,000 has been established to meet large structural repair costs.

A welfare fund has been established for the benefit of needy members to be distributed at the discretion of the minister.

Rounding

15

Due to rounding some columns may not total exactly.

16

Shared Pastorate

The Church's minister is shared equally with Rectory Road URC who meet half the costs of housing the minister in the church's manse and of non pastoral expenses incurred. The notes above show the full cost with Rectory Road's share being separately identified.

ISLINGTON UNITED REFORMED CHURCH pg 7

FINANCIAL STATEMENTS FOR THE YEAR ENDING 31 DECEMBER 2022

INDEPENDENT EXAMINER'S REPORT

I report on the financial statements of Islington URC for the year to 31 December 2022 which are set out on pages 1 to 6.

Respective responsibilities

The church is responsible for the preparation of the financial statements, and considers that the audit requirement of Section 144(2) of the Charities Act 2011 (the Act) does not apply. It is my responsibility to state, on the basis of procedures specified in the General Directions given by the Charity Commissioners under Section 145(5)(b) of the Act, whether particular matters have come to my attention.

Basis of Independent Examiner's report

My examination was carried out in accordance with the General Directions of the Charity Commissioners. An examination includes a review of the accounting records kept by the church and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the financial statements.

Independent Examiner's statement

In connection with my examination of the church funds, nothing came to my attention which gave me cause to believe otherwise than that the financial statements accord with the accounting records of the church, and that those records satisfied the requirements of the Act. I am not aware of any matter to which attention should be drawn in order to enable a proper understanding of the financial statements to be reached.

Signed by the Independent Examiner: date:

Name and address of the Independent Examiner: