**THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT BADDOW, MEADGATE, DIOCESE OF CHELMSFORD (Charity Registration No. 1169955)** **ANNUAL REPORT AND FINANCIAL STATEMENTS** **FOR THE YEAR ENDED 31ST DECEMBER 2021** ## **THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT BADDOW, MEADGATE, DIOCESE OF CHELMSFORD** **(Charity Registration No. 1169955)** **ANNUAL REPORT AND FINANCIAL STATEMENT FOR THE YEAR ENDED 31ST DECEMBER 2021** ## **CONTENTS** - Page 1 - 3 Report of the Parochial Church Council 4 Independent Examiner's Report - 5 Statement of Financial Activities 6 Balance Sheet - 7-18 Notes to the Accounts Page 1 ## **THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT BADDOW, MEADGATE,** ## **DIOCESE OF CHELMSFORD** **(Charity Registration No. 1169955)** ## **ANNUAL REPORT OF THE PAROCHIAL CHURCH COUNCIL** ## **FOR THE YEAR ENDED 31ST DECEMBER 2021** ## **REFERENCE AND ADMINISTRATIVE DETAILS** Meadgate Church is part of the benefice of St Mary the Virgin Great Baddow, Chelmsford and became a separate parish on 1 January 2016, obtaining charity registration on 31 October 2016. It is part of the Diocese of Chelmsford within the Church of England. |Charity Number:|1169955|| |---|---|---| |Principal Office:|The Orchards|| ||Meadgate Centre|| ||Chelmsford|| ||Essex|| ||CM2 7NS|| |Independent Examiner|Claire Bullen|| ||Alexandra Anthony Limited|| ||47 Church Street|| ||Great Baddow|| ||Chelmsford|| ||CM2 7JA|| |Bankers|Barclays Bank PLC|Metro Bank PLC| ||1 Churchill Place|1 Southampton Row| ||London|London| ||E14 5HP|WC1B 5HA| |PCC members who have served during 2021 are:||| |Team Rector|Rev. Canon Timothy Ball (Chairman)|| |Elected Members|Malcolm Burrell (Treasurer)|Luke Ridgwell| ||Natacha Dudley|Richard Robinson| ||Denise Hom (Church Warden)|Jason Smart| ||Claire Iveson|Jill Smith-Hughes (until 23 May 2021)| ||John Kennett|Locardia Takawira (Assistant Warden)| ||Elizabeth Minnican|Rosalind Coleridge (Church Warden until 23 May 2021)| ||Charlotte Parsons|Duncan McKenzie (Church Warden from 23 May 2021)| ## **STRUCTURE, GOVERNANCE AND MANAGEMENT** The church is governed by the Parochial Church Council Powers Measure (1956) as amended and by church representation rules. The church is a charity, registered with the Charity Commission. The method of appointment of PCC members is set out in Church Representation Rules. All Church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC. Page 2 ## **THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT BADDOW, MEADGATE, DIOCESE OF CHELMSFORD** **(Charity Registration No. 1169955)** ## **ANNUAL REPORT OF THE PAROCHIAL CHURCH COUNCIL** ## **FOR THE YEAR ENDED 31ST DECEMBER 2021** ## **OBJECTIVES AND ACTIVITIES** Meadgate Church PCC has the responsibility of co-operating with the team rector, the Rev. Canon Timothy Ball, in promoting in the ecclesiastical parish the whole mission of the church, pastoral, evangelistic, social and ecumenical. It also has the maintenance responsibilities for the Church centre complexes at the Parade and the Orchards. ## Background information Meadgate Church was established as a daughter church to St Mary the Virgin, Great Baddow, in 1963 to serve the needs of the Meadgate district which comprises a mix of former council housing now run by Chelmer Housing Partnership, and a number of privately owned dwellings. The church started in the home of one of the founder members and quickly grew, such that a church was built as part of the Meadgate Parade. Following various extensions as the church grew an opportunity to take over the site of the former Meadgate Junior School was taken advantage of and in July 2014 the Church took a three year lease from Essex County Council on the site now known as The Orchards, where as well as running two of the three Sunday services we have opened a cafe with under 5s soft play area which is open 5 days a week in school terms, as well as making the rooms available for other agencies serving the needs of the Meadgate Community. The lease was extended in 2017 allowing for discussions and agreement in principal for the purchase of the site, which completed on 16 September 2020. ## Mission statement Aiming to be like Jesus by being intentional, inspirational, invitational. ## **ACHIEVEMENTS, PERFORMANCE AND BACKGROUND INFORMATION** ## Church attendance There are 105 people registered on the Electoral Roll (2020: 105). Approximately 80 adults and 10 children attend the services each Sunday. ## Review of church council and church meeting business during the year. The PCC meets approximately every quarter with additional sub-committee meetings for mission, buildings and finance held when needed. Copies of the minutes are available to all church members on request after they have been signed and agreed by the PCC. Meetings continued as planned during the year, and were largely conducted virtually. ## **FINANCIAL REVIEW** Meadgate Church has once again witnessed the blessings and provision of God in this second year impacted by the COVID-19 pandemic. We started the year with a budgeted surplus of £944 for the General Fund and Orchards Cafe Fund combined, and ended at break-even. However, £6,955 was transferred to the Reserve Fund, and so these combined Funds generated a surplus prior to the funds transfer significantly in excess of budget. Although the pandemic once again reduced both our rental income and Cafe income, the effect was nowhere near as severe as in 2020. The General Fund ended the year with an unchanged balance of £33,327. Total income on ordinary unrestricted funds was £205,198 (2020: £173,916). Total unrestricted expenditure amounted to £188,622 (2020: £157,499). We received £3,277 of furlough payments from HMRC (2020: £6,334) to cover 80% of the Café staff wages during the periods we were not able to open the Cafe, with the Church making up the remaining 20% to ensure that the staff continued to receive full pay. The Church continues to pay in full our Deanery Share (or Family Purse) contribution – this year £66,176 (2020: £66,361). Following the purchase of The Orchards in 2020, the Orchards Purchase Fund is now sitting at £415,531 (2020: £409,520), represented entirely by the net asset value of The Orchards (2020: £404,567). £6,476 was transferred out of this Fund into the Reserve Fund. The Orchards Refurbishment Fund ended the year at £16,414 (2020: £59,662), with £57,061 having been spent on refurbishment works during 2021, these being primarily the replacement of the windows and doors at the front and part of the left-hand side of the building. The Community Assist Fund is now sitting at £1,444 (2020: £2,433), with income in 2021 of £331 and having funded £1,320 of donations of food and other essential items to those in need. Page 4 INDEPENOEPn EXAMINER'S REPCXiT THE THE PAROCHIAL CHURCH COUNCIL OF THE ECCLEgAASTICAL PARISH OF GREAT 8ADDOW, MEAOGATE. OIOCESE OF CHELMSFORD This r•port on the Ac¢¢wnl¥ ofth• PCC fof the year ended 31 December 2021. *thl¢h Is set rArt on pages 110 18 Inclusive. 1$ in rosF¢Ct of an examina14￿ ¢arried tyjl In accordartu ¥lih the G￿Tch Req￿at¢(￿S 2Cth and s￿￿0n 145 of the Chariues Act 2011. R*5 ectlve res onsSbilaie$ ofTnJ3lee8 Ex￿in￿r A8 memb•rs of th• PCC you am r•3pon3ible for the pr•p*atb)n of th• Ac¢ouni$.' you considor that Ihe auttSl fequlrem•nt of Regulalion 3131 of the Church Ae¢ourting Rogulations 2006 and S•ction 14412) of the Ch8nb•8 A¢t 2011 (the Aell d¢aJ not ap￿y. It is my r•sp)ns￿lIfy to issu8 thi$ repori on lho￿ A¢¢ourrts in a¢¢ortan¢o *Tth th• temi$ d the Church Accounlir R•gul•ts'tsn$ 20C6 8nt1 th8 Chartt￿3 IAcccAJnts R*￿6) RegulaitrJn3 2008. Basls ol I￿1* •fr#•nt Examlnefs R My examination w08 ¢4rri•d OLrt In •¢¢￿d•1￿• ￿1h th• General Diffjctims gNen by th8 Charny C¢¥nmission under Sectlc 145(5llb} of tM Act and to be lound in the 9uidarKe from the CBF. That examinailon In¢lLths a rev￿ ol Ihe ac¢ountino records kept by the PCC and a comparison of the N£count$ wrtn those recLYd$ 11 ¥lso inC￿deS con$lt#•rin9 any unusual I18m$ or dlsclosurgs in th• A¢counls and seeKlng explana11￿$ from you Is Trus1￿5 ¢onceming any such m*lern. The pn)c•dur•s und&rtaken do not p(ovld• ¥ll the •vid•nu tho1 be rnqi*r*d in an avdrt. ¢onsequenlly I do not •xw•3$ an audit oplnk)n on the v6•w giv•n by lh• A¢rAunts. st4t•m•nt In xcorfance wrth rhyy •xomin￿.on. r*0 m•tt•r h•• come to my •tttsnivJn glv•s ma rèasonable c8u$e lo tdiev• that, In •ny mal•fi•l rO•￿et, lh• l•qU￿•MentS to kw 4¢¢0unling r•co(ds in •c¢ord•n￿ SKUon 130 01 th• 2011 Act.. and lo prèpare Accoun¢$ *thi¢h accord *ith t￿ 4Gcounlin9 f•¢ords and to compty tArfth the req￿reMentS ol the Act. as aho contained in the Church h£counlin9 RegUlaI￿n5 2Q hove nrA b•M met, or to ￿tCh. In my OFI￿on. ¥iieri1￿ be d(•wn In ordor to anaty• a Fwop•r undar8lan(ling of Ihe Accounts lo b• r•a¢h•d. 47 C*￿1¢h Str••t Groat 8aadow Cb•lm5fotd CM2 7JA Clalre B￿￿rI In11•pendeni ExamI￿r Alexandra Anlhony Limited Charteffjd Certffjed Account8nts ..21Y22 Page 5. ThE PAROCHIAL CHURCH COUNaLOFThE ECCiESIAsncAL PARISH OF GREAT BADDOW. MEAOGATi DIOCESE OF (HELMSFOAD ltharlty Reitstratkni 11699551 STATEMENT OF ANAN0￿ AcnvmES FOA ThEYEAR E14DED 31ST DECEMBER 2021 TOTAL FUNDS d5 F￿d$ 2021 2020 INCOME AND ENDOWMENTS Voluntary Income Activities for Generating Funds Investment Income Income from Church Artiv￿leS Other Income 4-6,14.17-19 145,428.08 32,589.50 550 25.101.49 2.073.25 17,89251 163320.59 32,589.50 6.02 25.101.49 2.073.25 211,331.33 22,019.04 125.85 15,533.67 1.447.23 16.18 052 10.11.12.13 TOTAL INCOME 205.197.82 17.893.03 223.0￿.85 250,457.12 EXPENDITURE Churth Artivities Fund-raising Costs 188,622.37 59.618.36 248240.73 173.980.56 TOTAL EXPENDtTUIIE 188.622.37 59,618.36 248,240.73 173.980.56 NET INCOMEI IEXPENDITUREI 16.575.45 41.725.33 25,149.88 76,476.S6 Bought forward at i January 2021 Translers Between Funds BALANCESAT 31 DECEMBER 2021 49.214.81 4,488.49 61,301.77 469.181.97 4.488.49 431.94S.13 518.396.78 441,920.22 493,246.90 518,396.78 oved by the Pa￿la1 Chwth Cl￿￿￿1 c Twwr•r Page 6. ## **THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT BADDOW, MEADGATE, DIOCESE OF CHELMSFORD (Charity Registration No. 1169955)** ## **BALANCE SHEET AS AT 31ST DECEMBER 2021** |**2020**
Notes
**FIXED ASSETS**
662,080.29
**CURRENT ASSETS**
8,655.88
Debtors and Prepayments
47
9,206.97
485.68
Deposit Account
48
486.20
111,652.60
Current Account
49
82,282.10
735.42
Pockit Card
50
774.15
462.71
Youth Account
51
235.00
223.45
Cash in hand: Creative Hands
-
197.70
CAMEO Account
52
-
95.00
Cash in hand: General Fund
95.00
122,508.44
**CURRENT LIABILITIES**
8,678.68
Creditors and accrued expenses
54
15,363.91
10,109.96
Loans repayable within 12 months
45
22,621.53
247,403.31
Loans repayable beyond 12 months
45
223,927.37
266,191.95
**518,396.78**
**NET ASSETS / (LIABILITIES)**
**FUNDS**
**Unrestricted**
33,326.65
General Fund
**Designated**
-
Orchards Café Fund
0.00
523.45
Creative Hands Fund
593.45
197.70
CAMEO
-
462.71
Youth
235.00
2,432.86
Community Assist
1,443.92
12,271.44
Reserve
25,702.75
**Restricted**
-
Mission / Charities Fund
-
409,520.20
Orchards Purchase Fund
415,531.39
59,661.77
Orchards Refurbishment Fund
16,413.74
**518,396.78**
**TOTAL FUNDS**|93,079.42
261,912.81|**2021**
662,080.29
493,246.90
33,326.65
27,975.12
431,945.13
493,246.90| |---|---|---| Page 7. ## **THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT BADDOW, MEADGATE, DIOCESE OF CHELMSFORD** **(Charity Registration No. 1169955)** ## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2021** ## **1. ACCOUNTING POLICIES** ## a) Basis of accounting The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with United Kingdom Generally Accepted Accounting Practice (FRS 102), and the Charities Act 2011 . ## b) Funds Restricted funds represent donations or fundraising income invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of each year must be carried forward as a balance on that fund. Where funds received have been restricted for the purchase of fixed assets, the value of the specific object is transferred at the purchase date from the restricted fund to the general fund in the Statement of Financial Activities. General Funds represent funds of the church council that are not subject to any restrictions regarding their use and are available for application on the general purposes of the Church. Funds designated by the Church Council for a particular purpose are also unrestricted. ## c) Income and Endowments All income and endowments are included in the statement of financial activities when the Church is entitled to the income and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income: - Collections and planned giving receivable under covenant are recognised when received on behalf of the Church Council. - Tax refunds are recognised when the incoming resource to which they relate is received. - Funds raised from outreach activities and similar events are accounted for gross. - Grants and legacies to the Church Council are accounted for as soon as the Church Council is notified of its legal entitlement and the amount due. Grant income is matched to the period to which it relates. - Rental income from the letting of church premises is recognised when the rental is due. - Trading income is recognised when the goods have been sold. - Interest is recognised when received. d) Expenditure Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which is reported as part of the expenditure to which it relates: - Costs of generating funds comprise the costs associated with attracting voluntary income and the costs of running fundraising events. - Church activities expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them. - The costs of governance which include those costs associated with meeting the constitutional and statutory requirements of the charity and include the Independent Examination fees and costs linked to the strategic management of the charity are included as support costs for our charitable activities. Page 8. **THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT BADDOW, MEADGATE, DIOCESE OF CHELMSFORD (Charity Registration No. 1169955)** ## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2021** ## **2. DETAILED STATEMENT OF FINANCIAL ACTIVITIES** |**Notes**
**INCOME**
Planned Giving
4
Income Tax Recovered (Planned Giving)
4
Collections
5
Non-Planned Giving
5
Donations
6
Income Tax Recovered (Non-Planned Giving)
5
Church Letting Income
7
Catering Income
8
Orchards Café
9
Sundry Income
10
Creative Hands
11
CAMEO Account
12
Youth Account
13
Community Assist
14
Bank Interest Received
16
Funds raised for Mission/Charities
17
Funds raised to purchase The Orchards
18
Funds raised for The Orchards Refurbishment
19
**Total Income**
#REF!
**EXPENDITURE**
Clergy Expenses
20
Staff Costs
21
Training
22
Worship Costs
23
Premises Rental
24
Upkeep of church building/grounds
25
Catering
26
Administration
27
Junior Church / Youth
28
Orchards Café
29
Community Outreach
30
Sundry Costs
31
Creative Hands
32
CAMEO Account
33
Youth Account
34
Evangelism
35
Orchards Loan Interest
39
Community Assist
40
The Orchards Purchase
43
The Orchards Refurbishment
44
Team GB Shared Expenses
41
**Outside of Parish**
Parish Share
36
Deanery Synod
37
Mission/Charity Giving From the General Fund
38
Mission/Charity Giving From Special Appeals
42
#REF!
Balances as at 1 January 2021
Surplus/(Deficit) for year
Transfers between Funds
57
**Balances as at 31 December 2021**
The Orchards Purchase Net Asset Value
**Net Cash**|**General**
**Orchards**
**Creative**
**CAMEO**
**Youth**
**Community**
**Reserve**
**Restricted**
**Total**
**Fund**
**Café**
**Hands**
**Assist**
**Funds**
**Unrestricted**
**Designated**
**Designated**
**Designated**
**Designated**
**Designated**
**Designated**
**Summary**

108,912.55
108,912.55
1.2
22,305.17
22,305.17
2.3
1,646.88
1,646.88

9,379.72
9,379.72

1,654.93
0.00
1,654.93
2.5
1,197.58
66.25
1,254.63
2,518.46

31,763.00
31,763.00

826.50
826.50

25,101.49
25,101.49

753.00
753.00

70.00
70.00

0.00
0.00

1,250.25
1,250.25

265.00
265.00

5.50
0.52
6.02

2,189.00
2,189.00

1,344.93
1,344.93

13,103.95
13,103.95
178,444.83
25,101.49
70.00
0.00
1,250.25
331.25
0.00
17,893.03
223,090.85

637.05
637.05

34,630.11
34,630.11

243.89
243.89

418.15
418.15

200.00
200.00

31,947.54
31,947.54

742.78
742.78

8,415.73
8,415.73

695.00
695.00

24,072.61
24,072.61

1,707.04
1,707.04

3,628.24
3,628.24

0.00
0.00

197.70
197.70

1,477.96
1,477.96

0.00
0.00

7,111.48
7,111.48

1,320.19
1,320.19

0.00
0.00

57,060.86
57,060.86

841.50
841.50
0.00
17
66,175.56
66,175.56

20.84
20.84

4,139.00
4,139.00

2,557.50
2,557.50
161,553.91
24,072.61
0.00
197.70
1,477.96
1,320.19
0.00
59,618.36
248,240.73
33,326.65
0.00
523.45
197.70
462.71
2,432.86
12,271.44
469,181.97
518,396.78
16,890.92
1,028.88
70.00
-197.70
-227.71
-988.94
0.00
-41,725.33
-25,149.88

-16,890.92
-1,028.88
13,431.31
4,488.49
0.00
**33,326.65**
**0.00**
**593.45**
**0.00**
**235.00**
**1,443.92**
**25,702.75**
**431,945.13**
**493,246.90**
415,531.39
**33,326.65**
**0.00**
**593.45**
**0.00**
**235.00**
**1,443.92**
**25,702.75**
**16,413.74**
**77,715.51**| |---|---| Page 9. ## **THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF GREAT BADDOW, MEADGATE, DIOCESE OF CHELMSFORD** **(Charity Registration No. 1169955)** ## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2021** ## **3. RESTRICTED FUNDS SUMMARY FOR THE YEAR ENDED 31ST DECEMBER 2021** |||**Mission/**|**Orchards**|**Orchards**|**TOTAL**| |---|---|---|---|---|---| |||**Charities**|**Purchase**|**Refurb**|| |**INCOME**|||||| |Funds raised for Mission/Charities||2,189.00|||2,189.00| |Orchards Purchase|||1,344.93||1,344.93| |Orchards Loan|||||0.00| |Orchards Refurb||||13,103.95|13,103.95| |Donations||0.00|||0.00| |Deposit Interest|||0.52||0.52| |Income Tax Recovered|3A|368.50|177.25|708.88|1,254.63| |**Total Income**||2,557.50|1,522.70|13,812.83|17,893.03| |**EXPENDITURE**|||||| |Funds raised for Mission/Charities||2,557.50|||2,557.50| |Orchards Purchase|||0.00||0.00| |Orchards Loan Repayments|||||0.00| |Orchards Refurb||||57,060.86|57,060.86| |Church Group Expenses|||||0.00| |Gifts|||||0.00| |Other Expenditure|||||0.00| |**Total Expenditure**||2,557.50|0.00|57,060.86|59,618.36| |Balances as at 1 January 2021||0.00|409,520.20|59,661.77|469,181.97| |Surplus/(Deficit) for year||0.00|1,522.70|-43,248.03|-41,725.33| |Transfers between Funds||0.00|4,488.49|0.00|4,488.49| |Balances as at 31 December 2021||**0.00**|**415,531.39**|**16,413.74**|**431,945.13**| |The Orchards Purchase Net Asset Value|||415,531.39||415,531.39| |**Net Cash**||**0.00**|**0.00**|**16,413.74**|**16,413.74**| accounts spreadsheet 2021 Submitted For Examination v8.xlsx 15:28 12/05/2022 **----- Start of picture text -----**
NOTES TO THE ACCOUNTS Page 10
2021 2020
UNRESTRICTED INCOME
4 PLANNED GIVING
1.1Planned Giving - DD, Pledged, Gift Aided 84,000.66 81,671.96
1.5Planned Giving - DD, Pledged, CAF etc 9,805.48 9,845.48
1.7Planned Giving - DD, Not Gift Aided 12,229.00 11,655.00
1.4Planned Giving - Other (NGA) 400.00 359.00
1.6Envelopes - Not Gift Aided 778.00 220.00
1.3Envelopes - Gift Aided 1,699.41 1,854.40
1.2Income Tax Recovered 22,305.17 20,448.38
131,217.72 126,054.22
5 NON PLANNED GIVING
2.1Non Planned Giving (Gift Aided) 4,298.00 725.00
2.2Non Planned Giving (Not Gift Aided) 5,081.72 763.73
2.5Income Tax Recovered 1,197.58 316.64
2.3Collections 1,646.88 2,542.53
12,224.18 4,347.90
6 DONATIONS
2.4Donation - Unrestricted 252.43 516.00
2.4Donation - Hampers 310.00 90.00
2.4Donation - Alms Fund 0.00 200.00
2.4Bishop Steven 0.00 65.00
2.4Christine Horten 0.00 230.30
2.4SOZO 0.00 40.00
2.4Toni Knights 0.00 422.50
2.4Steph Ridgwell 545.00 0.00
2.4Elevate 47.50 0.00
2.4Rectory Decorating 500.00 0.00
1,654.93 1,563.80
OTHER GENERAL FUND INCOME
7 Church Letting Income:
3.1 NELFT 19,840.00 14,740.00
3.1 CHESS 200.00 2,400.00
3.1 Moo Music 5,565.00 1,345.00
3.1 SECEMIND 0.00 280.00
3.1 U3A 1,070.00 134.00
3.1 CCG Choir 300.00 320.00
3.1 Diocesan Meeting 0.00 393.26
3.1 Other 1,600.50 750.00
3.1 Sounds Right 420.00 180.00
3.1 Chelmsford City Council 525.00 0.00
3.1 Virgin Care 0.00 90.00
3.1 Starlight Music Theatre Group 1,080.00 1,050.00
3.1 Made For More 1,162.50 0.00
31,763.00 21,682.26
8 3.2Catering Income 826.50 336.78
9 Orchards Café
3.3 Daily Takings 24,601.49 15,233.67
3.3 Party Hire 500.00 300.00
25,101.49 15,533.67
10 Sundry Income
3.5 Other 753.00 100.25
753.00 100.25
**----- End of picture text -----**
**----- Start of picture text -----**
11 3.9Creative Hands 70.00 252.41 Page 11
12 CAMEO Account 384.20
13 Youth Account 1,250.25 710.37
14 Community Assist
3.1 Donations Gift Aided 265.00 2,376.00
3.1 Donations Not Gift Aided 0.00 0.00
3.1 Donations CAF etc 0.00 100.00
3.1 Income Tax Recovered 66.25 350.25
331.25 2,826.25
15 3.7Parochial Fees 0.00 0.00
16 3.8Bank Interest Received 5.50 124.07
TOTAL UNRESTRICTED INCOME 205,197.82 173,916.18
RESTRICTED FUNDS INCOME
17 3a FUNDS RAISED FOR MISSION/CHARITIES
4.1Hope For Kids Donations 914.00 812.60
Refer also 4.1.2 Hope For Kids - Income Tax Recovered Income Tax 141.00 162.50
to 1,055.00 975.10
Restricted
Funds 4.1Samaritans Purse Donations 385.00 540.00
Summary 4.1.4 Samaritans Purse - Income Tax RecovereIncome Tax 96.25 80.00
481.25 620.00
4.1SPTC (James Harding) Donations 655.00 1,730.00
4.1.6 James Harding - Income Tax Recovered Income Tax 96.25 315.00
751.25 2,045.00
4.1Food Bank Donations 0.00 20.00
4.1.8 Food Bank - Income Tax Recovered Income Tax 0.00 0.00
0.00 20.00
4.1Little Edi Donations 235.00
4.1.10 Little Edi - Income Tax Recovered Income Tax 35.00
270.00
2,557.50 3,660.10
18 THE ORCHARDS PURCHASE
4.3Donations Gift Aided 460.00 140.00
Refer also 4.3Donations Not Gift Aided 884.93 1,729.06
to 4.3Donations CAF etc 0.00 0.00
Restricted CCLA Deposit Interest 0.52 1.78
Funds 4.3Income Tax Recovered 177.25 0.00
Summary 4.3Fund Raising 0.00 0.00
4.3Fund Raising Events Income 0.00 0.00
1,522.70 1,870.84
19 THE ORCHARDS REFURBISHMENT
Refer also 4.5Donations Gift Aided 2,795.50 10.00
to 4.5Donations Not Gift Aided 9,957.00 2,000.00
Restricted 4.5Grants 0.00 69,000.00
Funds 4.5Income Tax Recovered 708.88 0.00
4.5Other Income 351.45
Summary 13,812.83 71,010.00
TOTAL RESTRICTED INCOME 17,893.03 76,540.94
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UNRESTRICTED EXPENDITURE Page 12
20 CLERGY EXPENSES
5.1Mileage 145.22 39.60
5.1Office 25.80 400.22
5.1Telephone 361.78 0.00
5.1Other 3.07 65.99
5.1Books and Publications 101.18 0.00
5.1Area Dean 0.00 0.00
637.05 505.81
21 STAFF COSTS (EXCL. CAFÉ STAFF)
34,630.11 39,500.48
22 TRAINING
7.1General Training 243.89 0.00
243.89 0.00
23 WORSHIP/SERVICES COSTS
8.2Communion Bread & Wine 33.81 0.00
8.8Palm Crosses 17.88 0.00
8.9Refreshments 185.89 223.36
8.1Sundry Expenses 180.57 14.97
418.15 238.33
24 PREMISES RENTAL
9.1Orchards Rental 0.00 -18,630.00
9.2Chelmer HP 200.00 200.00
200.00 -18,430.00
25 UPKEEP OF PREMISES
Upkeep of The Parade
10. Utilities 761.52 5,009.88
10. Insurance 1,036.48 1,003.66
10. Refuse Collection Fee 544.52 378.56
10. Extinguisher Rental 119.66 202.20
10. Maintenance & Repairs 853.13 3,540.60
10. Sundry Items 0.00 80.05
10. Other 0.00 18.96
10. Cleaning 957.37 1,127.13
4,272.68 11,361.04
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Upkeep of The Orchards Page 13
10. Utilities 12,271.57 4,954.89
10. Insurance 2,468.98 2,283.98
10. Refuse Collection Fee 239.72 479.44
10. Extinguisher Rental 109.20 321.12
10. Boiler Service 666.56 504.00
10. Maintenance & Repairs 2,994.95 573.44
10. Sundry Items 34.00 58.99
10. Cleaning 5,726.36 3,783.36
10. Container Hire 446.40 446.40
10. Cleaning Supplies 499.39 366.05
10. AV Equipment 2,217.73 335.85
10. Re-opening Costs re Covid-19 0.00 370.00
27,674.86 14,477.52
31,947.54 25,838.56
26 CATERING EXPENSES
11.Orchards Catering General 507.16 192.80
11.Connect Lunches 0.00 79.34
11.Oasis Café 0.00 57.76
11.Parade Catering General 26.17 66.12
11.Catering Staff Costs 209.45
742.78 396.02
27 ADMINISTRATION
12.Licences 1,566.68 1,757.65
12.Stationery 205.52 266.41
12.Printing / Photocopying 4,374.34 3,632.79
12.Books & Booklets 35.00 0.00
12.Postage 63.07 51.08
12.Giving Envelopes 30.89 30.47
12.Photocopier / Printer Toner/Ink 301.47 92.45
12.Equipment 0.00 246.90
12.Other 90.97 176.00
12.Publicity 46.32 0.00
12.Phone 822.52 624.56
12.Internet Subscription 878.95 642.64
8,415.73 7,520.95
28 JUNIOR CHURCH / YOUTH
13.Stationary 72.84 0.00
13.Food and Drink 189.93 220.58
13.Resources 432.23 313.39
695.00 533.97
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29 ORCHARDS CAFÉ COSTS Page 14
14.Catering Supplies 7,870.85 4,693.26
Café Staff Costs 19,346.05 21,264.78
14.Other 0.00 369.00
14.Equipment 0.00 15.50
14.Maintenance 132.48 634.53
14.Furlough Payments -3,276.77 -6,334.42
14.Re-opening Costs re Covid-19 0.00 1,134.97
24,072.61 23,942.62
30 COMMUNITY OUTREACH
15.General Expenses 164.61 34.05
15.Bears & Cubs 0.00 2.90
15.Easter Saturday 0.00 0.00
15.Summer Festival 596.83 0.00
15.Barn Dance 666.63 0.00
15.Pancake Night 0.00 34.22
15.Food Lovers 0.00 18.32
15.Food Parcels 0.00 69.25
15.Mulled Wine & Mince Pies Social 0.00 135.92
15.Christmas Hampers 267.37 234.62
15.Community Garden 11.60
1,707.04 529.28
31 SUNDRY COSTS
16.Other Expenditure 650.08 992.37
16.Donations 100.00 55.00
16.Social Function 0.00 8.22
16.Sundry 237.60 78.57
16.Bank Charges 285.86 272.90
16.Home Group Expenses 0.00 129.74
16.Hosting Diocese Meetings 14.70 53.26
16.Examination Fee 300.00 300.00
16.Payroll Services 2,040.00
3,628.24 1,890.06
32 CREATIVE HANDS
28.Creative Hands Expenses 28.96
28.Creative Hands Donations - CHESS 0.00 500.00
0.00 528.96
33 CAMEO ACCOUNT
CAMEO 197.70 561.50
34 YOUTH ACCOUNT
Youth Account 1,477.96 754.09
35 EVANGELISM
26.Hope for Kids Summer Holiday Club 0.00 16.94
0.00 16.94
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Page 15
36 17 PARISH SHARE 66,175.56 66,360.72
37 19. DEANERY SYNOD 20.84 305.42
38 GIFTS TO MISSIONS / CHARITIES
20.Hope For Kids 1,000.00 1,288.00
20.Samaritans Purse 1,000.00 1,000.00
20.SPTC 1,279.00 1,279.00
20.CADEF SYM 360.00 360.00
20.Kintsugi Hope 500.00 500.00
4,139.00 4,427.00
THE ORCHARDS LOAN REPAYMENTS
39 23.Loan Repayments Principal
23.Loan Repayments Interest 7,111.48 1,684.62
7,111.48 1,684.62
40 27. COMMUNITY ASSIST 1,320.19 393.39
41 TEAM GB SHARED EXPENSES
29.Rectory Decoration 808.47
29.MMU Service For Families 13.03
29.Christmas Books 20.00
841.50
TOTAL UNRESTRICTED EXPENDITURE 188,622.37 157,498.72
RESTRICTED EXPENDITURE
42 FUNDS RAISED FOR MISSION/CHARITY
Refer to 21.Hope For Kids Donations 914.00 812.60
Restricted 21.2 Hope For Kids - Income Tax Recovered Income Tax 141.00 162.50
Funds 1,055.00 975.10
Summary
21.Samaritans Purse Donations 385.00 540.00
21.4 Samaritans Purse - Income Tax RecovereIncome Tax 96.25 80.00
481.25 620.00
21.SPTC Donations 655.00 1,750.00
21.6 SPTC - Income Tax Recovered Income Tax 96.25 315.00
751.25 2,065.00
21.Little Edi Donations 235.00
21.8 Little Edi - Income Tax Recovered Income Tax 35.00
270.00 0.00
2,557.50 3,660.10
43 THE ORCHARDS PURCHASE FUND
Refer to 22.Purchase Cost 0.00 0.00
Restricted 22.Purchase Fees 0.00 0.00
Funds 22.Fund Raising Events Costs 0.00
Summary 0.00 0.00
44 THE ORCHARDS REFURBISHMENT FUND
Refer to 24.Refurbishment Works 57,060.86 12,821.74
Restricted 24.Refurbishment Fees 0.00 0.00
Funds 57,060.86 12,821.74
Summary
TOTAL RESTRICTED EXPENDITURE 59,618.36 16,481.84
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Page 16
BALANCE SHEET
TANGIBLE FIXED ASSETS
45 The Parade is held on a long lease and, as a dedicated building that is used for Church purposes, its leasehold value
is not included in these accounts. Its insurance value in 2016 was £1,100,000.
The Orchards was purchased from Essex County Council (ECC) on 16 September 2020 for the sum of £650,000,
with a further £12,080 incurred in legal fees. Although the Diocese is the custodian tustee holding the deeds, the
purchase price plus fees has been added as a fixed asset on to the balance sheet, as Meadgate Church has taken
out a loan for £260,000 from The Diocese to finance the purchase and has yet to repay the loan.
The loan is for 20 years at an interest rate of 2.5% above base. The monthly repayments commenced on the 1st
October 2020, beginning at £1,390.45, and are expected to increase to £1,438.41 from April 2022 onwards
(awaiting notification from The Diocese at the time of publication of these accounts).
It should also be noted that under the terms of the sale and purchase agreement with ECC, should The Orchards be
sold within eighty years of its acquisition by Meadgate Church, then 50% of any resulting profit will be payable to
ECC.
It should also be noted that the PCC made thirteen monthly repayments in 2021, and is planning on making an
additional loan repayment of £12,271 in March 2022, drawing down on the Reserve Fund, which will reduce the
term by 18 months. This additional repayment is reflected in the 2022 repayments shown in the table below.
Loan Repayments:
Principal Interest Total
2020 repayments 2,487 1,685 4,171
2021 repayments 10,964 7,111 18,076
2022 repayments 22,622 6,815 29,436
Repayments beyond 2022 223,927 60,067 283,994
Total 260,000,000000 75,678,678678 335,678,678678
The Orchards Net Asset Value:
Purchase Price (incl fees) 662,080
Loan -260,000
Repayments to 31 Dec 2021 13,451
Net Asset Value, 31 Dec 2021, 31 Dec 2021 31 Dec 2021 415,531,531531
46 STAFF COSTS
Wages and salaries 53,487.71 59,206.82
Pension costs 488.45 1,558.44
53,976.16 60,765.26
The Church employed a youth minister, a part time administrator, a part time community worker, two catering
outreach managers on a job share (one in post the whole year, the other in post from September 2021 onwards),
and two part-time catering assistants on a job share (both positions had a change of personnel during the year).
The average number of FTE (full time equivalent) staff was 2.7.
47 DEBTORS
Gift Aid, General Fund 6,269.34 5,697.14
Gift Aid, Restricted Funds 223.50 80.00
Other debtors 2,714.13 2,878.74
9,206.97 8,655.88
48 DEPOSIT ACCOUNT
CCLA 486.20 485.68
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Page 16
BALANCE SHEET
TANGIBLE FIXED ASSETS
45 The Parade is held on a long lease and, as a dedicated building that is used for Church purposes, its leasehold value
is not included in these accounts. Its insurance value in 2016 was £1,100,000.
The Orchards was purchased from Essex County Council (ECC) on 16 September 2020 for the sum of £650,000,
with a further £12,080 incurred in legal fees. Although the Diocese is the custodian tustee holding the deeds, the
purchase price plus fees has been added as a fixed asset on to the balance sheet, as Meadgate Church has taken
out a loan for £260,000 from The Diocese to finance the purchase and has yet to repay the loan.
The loan is for 20 years at an interest rate of 2.5% above base. The monthly repayments commenced on the 1st
October 2020, beginning at £1,390.45, and are expected to increase to £1,438.41 from April 2022 onwards
(awaiting notification from The Diocese at the time of publication of these accounts).
It should also be noted that under the terms of the sale and purchase agreement with ECC, should The Orchards be
sold within eighty years of its acquisition by Meadgate Church, then 50% of any resulting profit will be payable to
ECC.
It should also be noted that the PCC made thirteen monthly repayments in 2021, and is planning on making an
additional loan repayment of £12,271 in March 2022, drawing down on the Reserve Fund, which will reduce the
term by 18 months. This additional repayment is reflected in the 2022 repayments shown in the table below.
Loan Repayments:
Principal Interest Total
2020 repayments 2,487 1,685 4,171
2021 repayments 10,964 7,111 18,076
2022 repayments 22,622 6,815 29,436
Repayments beyond 2022 223,927 60,067 283,994
Total 260,000,000000 75,678,678678 335,678,678678
The Orchards Net Asset Value:
Purchase Price (incl fees) 662,080
Loan -260,000
Repayments to 31 Dec 2021 13,451
Net Asset Value, 31 Dec 2021, 31 Dec 2021 31 Dec 2021 415,531,531531
46 STAFF COSTS
Wages and salaries 53,487.71 59,206.82
Pension costs 488.45 1,558.44
53,976.16 60,765.26
The Church employed a youth minister, a part time administrator, a part time community worker, two catering
outreach managers on a job share (one in post the whole year, the other in post from September 2021 onwards),
and two part-time catering assistants on a job share (both positions had a change of personnel during the year).
The average number of FTE (full time equivalent) staff was 2.7.
47 DEBTORS
Gift Aid, General Fund 6,269.34 5,697.14
Gift Aid, Restricted Funds 223.50 80.00
Other debtors 2,714.13 2,878.74
9,206.97 8,655.88
48 DEPOSIT ACCOUNT
CCLA 486.20 485.68
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49 CURRENT ACCOUNT Page 17
Balance as per statement 82,007.10 111,652.60
plus cheques not yet presented 275.00 0.00
Balance of Current Account as at 31/12/2021 82,282.10 111,652.60
50 POCKIT CARD
Opening balance 735.42 1,082.27
Loading 10,000.00 7,000.00
Spend 9,961.27 7,346.85
Closing balance 774.15 735.42
51 YOUTH ACCOUNT
Opening balance 462.71 506.43
Income 1,250.25 710.37
Expenditure 1,477.96 754.09
Closing balance 235.00 462.71
52 CAMEO ACCOUNT
Opening balance 197.70 375.00
Income 0.00 384.20
Expenditure 197.70 561.50
Closing balance 0.00 197.70
53 SOLICITOR'S CLIENT ACCOUNT
Opening balance 250,000.00
Funds transferred 81,461.49
Net Orchards purchase cost 331,461.49
Closing balance 0.00 0.00
54 CREDITORS AND ACCRUED EXPENSES
Funds raised for missions / charities 1,018.50 80.00
Other creditors and accruals 14,265.41 6,111.95
Orchards loan principal repayments 2,486.73
15,283.91 8,678.68
55 ANALYSIS OF GIFTS TO MISSIONS / CHARITIES
Payments in the year including both giving from the General Fund and donations by church members:
Overseas Overseas Home Total 2020
Mission Relief Societies
CADEF 360.00 360.00 360.00
Hope For Kids 2,055.00 2,055.00 2,263.10
St Paul's Theological College 2030.25 2,030.25 3,344.00
Samaritans Purse 1,481.25 1,481.25 1,620.00
CHESS 0.00 0.00 500.00
Kintsugi Hope 500.00 500.00
Little Edi 270.00 270.00
2030.25 3806.25 860.00 6696.50 8087.10
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56 PAYMENTS TO TRUSTEES AND RELATED PARTIES Page 18
The Rev. Canon Tim Ball, chair of the trustees, received reimbursement of expenses (see note 20). Tim Ball's wife,
Mrs Anita Ball, and their daughter, Evie Ball, have both undertaken paid work in the Cafe. Evie Ball took up the
paid post of Youth Minister in January 2021.
Mr Jason Smart holds the paid post of Café Manager and is also a trustee. Jason Smart's wife, Mrs Sue Smart, has
undertaken paid work in the Café.
Mrs Ros Coleridge, a trustee, has undertaken paid work in the Café.
Mrs Pat Kennett, the wife of trustee Mr John Kennett, holds the paid post of Administrator.
Mr David Belbin was the Treasurer until August 2018, and was also a trustee until April 2019. The accountancy
practice, of which Mr Belbin is a partner, provides payroll services for Meadgate Church. The invoices for these
payroll services are settled by Mr Belbin from his own personal funds, as a gift to Meadgate Church.
57 FUNDS TRANSFER
Transfer Description General Café Reserve Orchards Purchase
Transfer of 2021 closing cash balance to 6,475.88 -6,475.88
Reserve Fund.
Transfer of loan principal repayments to -10,964.37 10,964.37
the Orchards Purchase Fund.
Transfer of Café fund balance to leave 1,028.88 -1,028.88
fund closing balance at £0.
Transfer of surplus from the General -6,955.43 6,955.43
Fund to the Reserve Fund to leave the
General Fund closing balance the same
as the opening balance.
Totals -16,890.92 -1,028.88 13,431.31 4,488.49
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