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2022-09-30-accounts

REGISTERED COMPANY NUMBER: 09797190 (England and Wales) REGISTERED CHARITY NUMBER: 1169789

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2022

FOR

THE VELVET FOUNDATION

Melinek Fine LLP Chartered Accountants First Floor, Winston House 349 Regents Park Road London N3 1DH

THE VELVET FOUNDATION

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2022

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 10

THE VELVET FOUNDATION (REGISTERED NUMBER: 09797190)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEMBER 2022

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 30 September 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The charity's objects are specifically restricted to provide public benefit in the following manner:-

General charitable purposes:

To advance such charitable purposes (according to the law of England and Wales) for the public benefit whether by making grants or otherwise as the trustees see fit from time to time anywhere in the world in particular but not limited to the following:

Prevention or relief of poverty and financial hardship:

The prevention or relief of poverty by providing: grants, items, facilities and services to individuals in need and to charities, or other organisations working to prevent or relieve poverty.

The prevention or relief of poverty or financial hardship by providing or assisting in the provision of education, training, healthcare projects and all the necessary support designed to enable individuals to generate a sustainable income and be self-sufficient.

Relief of sickness:

To assist in the treatment and care of persons suffering from mental or physical illness of any description or in need of rehabilitation as a result of such illness, by the provision of facilities for work and recreation.

The relief of sickness and the preservation of health by making grants and providing items, facilities and services, for medical research.

Advancement of education:

To advance the education of the public in general in the subject of the Jewish religion by making grants to institutions promoting knowledge and education of the Jewish religion.

Public benefit

The Trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the Trust's aims and objectives and in planning future activities and setting the grantmaking policy.

Grantmaking

Grants are made to charitable institutions, organisations and individuals after it has been satisfied that payments will accord with the objectives of the charity.

Volunteers

There were no volunteers during the year.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The charity has had a successful year, raising £123,050 (2021: £1,145,963) in donations, and making grants totalling £1,048,726 (2021: £617,032) to charitable organisations and needy individuals.

Internal and external factors

There are no specific factors to report.

FINANCIAL REVIEW

Principal funding sources

The principal funding sources are donations from limited companies.

Page 1

THE VELVET FOUNDATION (REGISTERED NUMBER: 09797190)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 SEPTEMBER 2022

FINANCIAL REVIEW

Reserves policy

The charity aims to maintain reserves in order that it is in a position to achieve grant making activities at a consistent level and to cover contingencies of additional calls being made upon the charity for support of organisations, institutions or individuals in times of need.

FUTURE PLANS

The trustees plan to continue to pursue the charitable objectives of the charity and ensure that the ability to generate sufficient income is maintained to achieve that end.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The Charity is controlled by its Articles of Association, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Recruitment and appointment of new trustees

The directors may appoint a person who is willing to act to be a director. Membership is open to any individual who applies to the charity in the form required by the directors and is approved by the directors. Membership is not transferable.

Organisational structure

The charity must have a minimum of 2 directors. The directors meet regularly to manage the business of the charity.

Risk management

The trustees have assessed the major risks to which the charity is exposed and are satisfied that systems are in place to mitigate exposure to major risks.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

09797190 (England and Wales)

Registered Charity number

1169789

Registered office

First Floor, Winston House 349 Regents Park Road London N3 1DH

Trustees

Mr M A Aaronson Mr C C Cheah Mr D H Rodney

Company Secretary

Mr D H Rodney

Independent Examiner

Melinek Fine LLP Chartered Accountants First Floor, Winston House 349 Regents Park Road London N3 1DH

Page 2

THE VELVET FOUNDATION

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 30 SEPTEMBER 2022

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
Investment income
3
Total
EXPENDITURE ON
Charitable activities
4
The advancement of education
Relief of poverty
The advancement of health
Other charitable activities
Total
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2022
Unrestricted
fund
£
123,050
105
123,155
748,164
85,859
214,703
17,634
1,066,360
(943,205)
723,494
(219,711)
2021
Total
funds
£
1,145,963
46
1,146,009
436,044
87,031
93,957
30,469
647,501
498,508
224,986
723,494

The notes form part of these financial statements

Page 5

2022 202t
Unrestricted Total
tund funds
Notes e [_
CURRENT ASSETS
Debtors 9 17246 80,234
Cashatbank L66,L76 705,707
183,422 785,941
CREDITORS
Amounts falling duewithinone year 10 (403,133) (62,447)
NETCURRENT ASSETS/(LrABrLrTrES) (29,71L) 723,494
TOTAL ASSETSLESSCURRENTLIABILMES (2L9,711) 723,494
NET ASSETS {zLe1t) 123fr7
FUNDS
Unrestricted funds (2L9,7LL) 723,494
TOTAL FUNDS Qlg,7LL) lJ3fi

THE VELVET FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. DONATIONS AND LEGACIES

Donations
3.
INVESTMENT INCOME
Deposit account interest
2022
£
123,050
2022
£
105
2021
£
1,145,963
2021
£
46

continued...

Page 7

THE VELVET FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 SEPTEMBER 2022

4. CHARITABLE ACTIVITIES COSTS

4.
CHARITABLE ACTIVITIES COSTS
The advancement of education
Relief of poverty
The advancement of health
Other charitable activities
5.
GRANTS PAYABLE
The advancement of education
Relief of poverty
The advancement of health
Grant
funding of
activities
(see note
5)
£
748,164
85,859
214,703
-
1,048,726
Support
costs (see
note 6)
£
-
-
-
17,634
17,634
2022
£
748,164
85,859
214,703
1,048,726
Totals
£
748,164
85,859
214,703
17,634
1,066,360
2021
£
436,044
87,031
93,957
617,032

The total grants paid to institutions during the year was £998,857 (2021: £616,245). A summary of grants made to institutions during the year is as follows:

Name of institution Amount (£)
Netivei Itzhak 211,159
UK Friends of I.D.C. 78,000
Beis Hamedrash Nishmas Yisroel 62,000
Ahavot Shalom 55,905
Mercaz Hatorah Netzach Yisroel 54,400
Alzheimer's Medical Center 49,835
Kinyan Hatorah UK 48,500
Enhance Reviews 37,608
Yeshaya Adler Memorial Fund 35,000
Chabad of Hampstead Garden Suburb 34,500
Friends of Yeshiva Bircas Mordechai 25,000
Machazike Hadath Community 25,000
CST 25,000
Kisharon 25,000
Mowbray Buildings Ltd 20,000
Institute for Higher Rabbinal Studies 15,000
Gateshead Jewish Academy for Girls 11,000
Other 185,950
Total 998,857

continued...

Page 8

THE VELVET FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 SEPTEMBER 2022

6. SUPPORT COSTS

Governance
Management
Finance
costs
£
£
£
Other charitable activities
533
6,061
11,040
7.
AUDITORS' REMUNERATION
2022
£
Fees payable to the charity's auditors for the audit of the charity's financial
statements
-
Totals
£
17,634
2021
£
4,200

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 September 2022 nor for the year ended 30 September 2021.

No staff were employed during the period.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 September 2022 nor for the year ended 30 September 2021.

9. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other debtors
10.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
Accruals and deferred income
2022
£
17,246
2022
£
250,000
153,133
403,133
2021
£
80,234
2021
£
-
62,447
62,447

11. RELATED PARTY DISCLOSURES

The entire Donations and Grants Received comprising £123,050 (2021: £1,145,963) was from companies and organisations controlled by the trustees of The Velvet Foundation.

12. ULTIMATE CONTROLLING PARTY

The charity is controlled by the trustees.

continued...

Page 9

THE VELVET FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 SEPTEMBER 2022

13. FINANCIAL INSTRUMENTS

The Company only enters into basic financial instruments transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors.

Financial assets that are measured at cost and amortised cost are assessed at the end of each reporting period for objective evidence of impairment. If objective impairment is found, an impairment loss is recognised in profit or loss.

Financial assets and liabilities are offset and the net amount reported in the Balance Sheet when there is an enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset or settle the liability simultaneously.

14. COMPANY LIMITED BY GUARANTEE

The charity company is limited by guarantee and does not have share capital. The articles of association of the company preclude the distribution of assets to the members of the company and accordingly a reconciliation of shareholders' funds is inappropriate. The liability of each member in the event of a winding up is limited to £10.

Page 10