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2024-10-31-accounts

Docusign Envelope ID: E27C3F26-A4D7-44AD-B82E-991EC8A491D6

CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

CatalyticAction

Trustees’ Annual Report

Financial year: 2023-2024 Reporting period: 1 November 2023 - 31 October 2024 Charity number: 1169604

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Trustees’ Annual Report 2023-2024

Docusign Envelope ID: E27C3F26-A4D7-44AD-B82E-991EC8A491D6

CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

INTRODUCTION 3
STRUCTURE, GOVERNANCE AND MANAGEMENT 4
TYPE OF GOVERNING DOCUMENT................................................................................................................................ 4
LEGAL STRUCTURE.................................................................................................................................................... 4
RECRUITMENT AND APPOINTMENT OF NEWTRUSTEES..................................................................................................... 4
ORGANISATIONALSTRUCTURE.................................................................................................................................... 4
RELATED PARTIES...................................................................................................................................................... 4
RISKMANAGEMENT................................................................................................................................................. 4
LIST OF POLICIES AND PROCEDURES.............................................................................................................................. 5
OBJECTIVES AND ACTIVITIES 6
OBJECTIVES ANDAIMS.............................................................................................................................................. 6
SIGNIFICANT ACTIVITIES............................................................................................................................................. 7
ACHIEVEMENTS AND PERFORMANCE 8
THE PROJECTS.......................................................................................................................................................... 8
Design & Build 8
Teenage Girls’ Public Spaces 8
Women-Led Placemaking for Peacebuilding 9
Maintenance of Past Built Projects 10
Participation 10
Emergency Response in Karantina 10
Rihla Initiative 11
Revisiting the Ibtasem Playground 12
Research 13
Co-producing Youth Inclusive Digital Urban Governance (YUP) 13
Safe and Inclusive Cities for Girls 14
Sustainable Materials in Lebanon 14
Advocacy 15
Youth Training Programme 15
Frontliners’ Wellbeing Training 16
OTHER INITIATIVES..................................................................................................................................................16
Lectures, workshops and public conferences 16
STATEMENT OF PUBLIC BENEFIT 18
FINANCIAL REVIEW 19
PRINCIPAL FUNDING SOURCES...................................................................................................................................19
BRIEF STATEMENT OF THE CHARITY’S POLICY ON RESERVES..............................................................................................19
CHALLENGES AND FUTURE PLANS 20
DECLARATION 21
INDEPENDENT EXAMINER'S REPORT ON THE ACCOUNTS 22

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Trustees’ Annual Report 2023-2024

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CatalyticAction charity number 1169604 info@catalyticaction.org www.catalyticaction.org ~~—~~

Introduction

The team at CatalyticAction is proud to have completed its eighth year of operations, continuing to advance our mission through participatory design and research that empowers communities facing adversity. In 2023–2024, we completed 7 projects and launched 8 new ones . This includes 6 projects carried over from the previous year and 6 that will continue into 2024–2025.

This year brought significant challenges in Lebanon. The Israeli war on Lebanon inflicted severe human and material losses, compounding escalating insecurity and widespread displacement, particularly affecting children. Amid these difficult circumstances, CatalyticAction remained committed to supporting communities by creating safe spaces and delivering creative, participatory activities that offered moments of relief, joy, and connection.

Since 2015, CatalyticAction has delivered 79 projects52 design & build and 27 research — directly engaging over 3,900 children and young people and activating more than 53,000 m² of play opportunities . These achievements are a testament to the resilience of the communities we work with and the dedication of our team, partners, and volunteers.

The Board of Trustees extends its sincere gratitude to all those who supported our work throughout this year—whether through partnerships, funding, or on-the-ground collaboration. Together, we continue to shape inclusive environments that uphold the rights and wellbeing of children and marginalised communities. We are especially grateful for the support received through the Happold Foundation Organisational Grant . This multi-year grant has played a vital role in strengthening our strategic capacity, enabling us to revisit past interventions, implement design improvements, and further our commitment to longterm impact and sustainability.

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Trustees’ Annual Report 2023-2024

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Structure, Governance and Management

Type of governing document

The charity is controlled by its governing document, a Constitution.

Legal structure

CatalyticAction is constituted as a Charitable Incorporated Organisation (CIO), whose only voting members are its charity Trustees.

Recruitment and appointment of new Trustees

Trustees are appointed and recruited by the existing Board of Trustees, based on the needs and strategic priorities of the charity.

Organisational Structure

The organisation is overseen by a Board of Trustees composed of five members. Operational delivery is led by a core team of six staff members, supported by three consultants and three volunteers. These figures reflect the composition of the team as of the end of the financial year. Additional personnel are contracted on a project-by-project basis depending on need.

Related parties

CatalyticAction works in partnership with NGOs, INGOs, charities, development agencies, and universities in the UK and internationally. The charity also collaborates with private companies that provide pro bono professional support to assist in the delivery of its projects.

Risk Management

The Board of Trustees regularly reviews the risks facing the organisation and ensures that appropriate mitigation measures are in place. The main risks identified are programmatic and compliance-related.

All new projects are subject to risk and partner assessments before financial resources are committed. When working internationally, CatalyticAction consults guidance from the UK Foreign, Commonwealth & Development Office (FCDO), as well as local partners and sources. Conflict sensitivity and context analysis underpin the development of all interventions.

The charity conducts health and safety risk assessments for every project. Policies and procedures are in place to ensure the safety of staff, volunteers, and all participants engaged in CatalyticAction’s activities. These standards comply with local laws and international best practices.

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CatalyticAction

charity number 1169604 info@catalyticaction.org ~~OO~~ www.catalyticaction.org

CatalyticAction has developed ethics and data protection procedures in accordance with UK and local regulations. Safeguarding policies are in place to protect vulnerable children and adults, and all staff and collaborators are trained in these policies and procedures.

The charity’s insurance policy is tailored to its operational activities and provides comprehensive cover, including employer’s liability, public liability, trustee liability, professional indemnity, legal expenses, and property protection.

CatalyticAction follows a rigorous financial management system to ensure that funds are used in line with the charity’s objectives and in compliance with donor-specific requirements.

List of policies and procedures

The charity has adopted the following policies and procedures, which are periodically reviewed and updated and are available here:

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Objectives and Activities

Objectives and Aims

The charity’s objectives and aims are established in the Constitution. As per the Constitution, the objectives of CatalyticAction are to ensure the relief and assistance of people in any part of the world who are the victims of war or natural disaster, trouble, or catastrophe in particular but not exclusively by:

CatalyticAction is a UK-registered charity that uses architecture and participatory design to empower children and their communities, particularly in contexts affected by displacement and crisis. Our work creates inclusive public spaces that support children’s wellbeing, learning, and development — from playgrounds to schoolyards, community spaces, and streets.

The charity's primary objective is to improve the lives of vulnerable children by promoting their right to play, learn, and thrive in safe, inclusive environments. Through design, research, and advocacy, CatalyticAction works to ensure that the voices of children and marginalised groups are at the centre of how the built environment is shaped.

During the 2023–2024 reporting period, our work remained grounded in our mission to create child-friendly spaces through participatory processes. We continued to apply our core approach across four interconnected areas:

We work in close collaboration with local communities, municipalities, NGOs, and global agencies to ensure our projects respond to the needs, aspirations, and challenges of the people we serve. Our efforts are informed by the UN Convention on the Rights of the Child and guided by the principles of equity, innovation, and community care.

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Significant activities

During 2023–2024, CatalyticAction continued to focus on activities that align with our mission to create inclusive, child-friendly public spaces and empower communities through participatory design. Our significant activities included:

In 2023–2024, these activities were delivered across multiple regions, with a strong focus on Lebanon. For a detailed overview of our projects, reach, and impact this year, please see - our Impact Report 2024: https://catalyticaction.org/wp - - - content/uploads/2025/02/CatalyticAction Impact Report 2024.pdf

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Achievements and Performance

In 2023–2024, CatalyticAction delivered a wide range of impactful design, research, and capacity-building activities that furthered our mission to support vulnerable children and communities through inclusive, participatory design.

We successfully completed 7 projects , launched 8 new ones , and continued work on 6 others that began in previous years. Our work reached thousands of people through built interventions, training, and co-design processes, with a strong emphasis on Lebanon, where we responded to growing needs due to increasing instability and displacement.

The projects

Design & Build

Teenage Girls’ Public Spaces Karantina, Beirut, Lebanon June 2023 – May 2024 (12 months)

CatalyticAction completed the Safe Spaces for Girls project in Karantina, Beirut, a co-design initiative focused on enhancing adolescent girls’ access to and safety in public spaces. The project included a participatory process with girls to explore their experiences of public space and develop inclusive design responses. With the support of Otto per Mille of the Waldensian Church of Italy and in collaboration with the Beirut Municipality and local NGOs, three interventions were delivered: a mural representing girls’ aspirations, an “Outdoor Living Room” with privacy features and seating, and the “L.O.V.E Wall”, which includes seating, shelter and a playful photobooth. These spaces were designed and built with the participation of local girls and offer new, dignified and inclusive gathering points in the neighbourhood.

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Project size (in square metres): 238 m2 Project partners:

Women-Led Placemaking for Peacebuilding Tripoli, Lebanon

November 2023 – July 2025 (20 months)

This project, implemented in partnership with Ruwwad Al Tanmeya and funded by UN Women Lebanon, aimed to promote women’s civic participation through placemaking. 120 women from the neighbourhoods of Bab al-Tabbaneh and Jabal Mohsen took part in training and co-design activities, which led to the transformation of a market entrance and a public stairway along the neighbourhoods’ former demarcation line. The intervention included accessibility improvements, playful and interactive design features, and a large mural developed with artist Marie Joe Yaacoub. These changes contributed to the reactivation of public space and strengthened social cohesion through a community-led design process.

Project size (in square metres): 990 m2

Project partners:

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CatalyticAction

charity number 1169604 info@catalyticaction.org ~~Be~~ www.catalyticaction.org

Maintenance of Past Built Projects Al Marj – El Mina – Beirut, Lebanon May 2024 – October 2024 (6 months)

Thanks to the unrestricted support of the Happold Foundation and other partners, CatalyticAction revisited and maintained three of its earlier built projects. In El Marj, works were carried out at the Jarahieh School to improve thermal comfort and safety, including roof panel replacement and ceiling reinforcement. In Karantina, thermal comfort at the community centre was improved through added windows, fans, and increased ventilation. In El Mina, the Mauj public space intervention received light maintenance works including painting, repairs, and the addition of lighting. These interventions demonstrate the charity’s commitment to long-term sustainability and community ownership of its projects.

Project size (in square metres): 620 m2

Project partners:

Participation

Emergency Response in Karantina Karantina, Beirut, Lebanon October 2024 – December 2024 (3 months)

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CatalyticAction charity number 1169604 info@catalyticaction.org ~~OS~~ www.catalyticaction.org

In response to the worsening humanitarian situation in Lebanon in 2024, CatalyticAction activated its previously built spaces in the Karantina neighbourhood as safe and inclusive community hubs. The charity delivered a series of creative and psychosocial support activities for 60 displaced and local children. These included body mapping workshops, interactive circus performances, and participatory games designed to foster connection, wellbeing, and resilience.

The interventions culminated in a ceasefire celebration and the reopening of the Karantina Public Park, restoring its role as a space for healing, joy, and play for the entire community.

Project partners:

Rihla Initiative

Lebanon

June 2024 – August 2024 (3 months)

Building on long-term work with the Karantina community, CatalyticAction launched the Rihla Initiative to offer children and women access to recreational and cultural opportunities beyond their immediate environment. Organised in collaboration with My Homeland Watanili, the initiative included excursions to BOLD Climbing Gym and the Jabal Moussa Biosphere Reserve. These outings provided moments of relief and bonding for participants. The initiative reinforced the charity’s commitment to sustained community engagement and wellbeing beyond the physical interventions.

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CatalyticAction

charity number 1169604 info@catalyticaction.org ~~—_~~ www.catalyticaction.org

Project partners:

Revisiting the Ibtasem Playground

The Ibtasem Playground was CatalyticAction’s first built project, completed in 2015 for Syrian refugee children in Bar Elias. In 2023–2024, the team returned to conduct a participatory evaluation of the site, engaging 74 participants including children, teachers, and local partners. Through focus groups and design workshops, the charity collected feedback on the playground’s current use and ideas for improvement. The resulting insights will inform plans for a refurbishment that maintains safety and enhances play value, continuing the charity’s long-term support to this community.

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CatalyticAction

charity number 1169604 info@catalyticaction.org ~~a~~ www.catalyticaction.org

Project partners:

Research

Co-producing Youth Inclusive Digital Urban Governance (YUP) El Mina – Bar Elias, Lebanon

September 2023 – September 2026 (36 months)

As part of a global research project led by The Bartlett Development Planning Unit at UCL and funded by Fondation Botnar, CatalyticAction continued to deliver the YUP (Youth Inclusive Digital Urban Governance) project in El Mina and Bar Elias. The research explores the role of young people in urban governance and aims to co-produce a digital tool to enhance youth participation.

Twelve young citizen scientists were trained and supported to lead survey activities, conduct data analysis, and identify key urban challenges faced by youth. The work generated important findings on barriers to civic engagement, highlighting the need for stronger communication channels with local authorities and more inclusive decision-making processes.

Project partners:

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CatalyticAction

charity number 1169604 info@catalyticaction.org ~~a~~ www.catalyticaction.org

Safe and Inclusive Cities for Girls

January 2024 – December 2024 (12 months)

CatalyticAction contributed to a global Cities4Children brief titled Safe and Inclusive Cities for Girls and Young Women , developed in partnership with Save the Children. The publication reviewed gender-sensitive urban planning guides and provided practical recommendations for creating more inclusive and safe cities for girls. It included comparative analysis, real-world case studies, and actionable guidance for practitioners. The brief strengthens the organisation’s advocacy and knowledge-sharing role in promoting gender-inclusive approaches to urban development, particularly in informal settings and the Global South.

Project partners:

Sustainable Materials in Lebanon January 2024 – December 2024 (12 months)

In partnership with Buro Happold, CatalyticAction conducted research on the use of sustainable and natural materials in public space interventions in Lebanon. The project focused on evaluating locally available alternatives suitable for playgrounds and outdoor structures.

The research produced a material selection model based on criteria including safety, durability, cost, and sustainability. It also resulted in a practical decision matrix tool for

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CatalyticAction charity number 1169604 info@catalyticaction.org ~~a~~ www.catalyticaction.org

future projects. This work will support the charity in making environmentally responsible design decisions while promoting the use of context-appropriate, low-impact materials.

Project partners:

Advocacy

Youth Training Programme December 2023 – May 2024 (6 months)

CatalyticAction partnered with the School of Co-creators and WeSpring to deliver a participatory urban design training programme for young people in Tripoli. Funded by the Tripoli Entrepreneurs Club, the programme aimed to strengthen youth capacity in the areas of co-design, site analysis, construction, project management, and monitoring and evaluation.

Participants engaged in hands-on learning across three Tripoli neighbourhoods, developing and implementing small-scale urban interventions. The training emphasised community engagement and inclusive design principles. This programme deepened young people’s understanding of urban challenges and empowered them to take an active role in improving their built environment.

Project partners:

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CatalyticAction

charity number 1169604 info@catalyticaction.org ~~OO~~ www.catalyticaction.org

Frontliners’ Wellbeing Training October – November 2024 (2 months)

CatalyticAction delivered a two-day wellbeing training for 40 frontline workers in Tripoli, in partnership with Himaya and supported by UNICEF. The training was based on UNICEF’s ‘Frontliners’ Wellbeing: Talk to Me’ package and aimed to equip participants with practical tools to manage the emotional impact of working in humanitarian crises. Participants included humanitarian staff, citizen scientists, and local NGO workers. The sessions focused on identifying signs of stress and trauma, building positive coping strategies, and creating supportive environments within their organisations. The training responded to the increased mental health burden on frontliners in Lebanon and reinforced the importance of staff wellbeing in delivering effective community-based programmes.

Project partners:

Other initiatives

Lectures, workshops and public conferences

Throughout the year, CatalyticAction continued to contribute to global and regional dialogues on participatory design, child- and youth-focused urban interventions, and humanitarian architecture. Our team was invited to present our work and share our expertise at a number of conferences, symposia, and professional development events. These platforms offered opportunities to highlight our projects, foster new collaborations, and engage with academic and practitioner communities.

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

In November 2023 , we presented at Co-design as Activism in the Lebanese Context of Displacement , organised by the Building and Urban Design in Development (BUDD) programme at the Development Planning Unit (DPU), University College London. The event focused on participatory design in displacement settings.

In January 2024 , we contributed to two academic events in London:

In February 2024 , we delivered a continuing professional development (CPD) session titled CatalyticAction: Forging Links , hosted online by FUSE Architects. The session explored our participatory design methodology and its application in humanitarian contexts.

In March 2024 , our Director of Programmes gave a keynote address at a research symposium hosted by Birmingham City University and the Birmingham School of Architecture and Design. Later that month, we were also invited to present our latest updates during a Discovery Day in Beirut, organised by PROCOL Lebanon, IGP, and AUB.

In May 2024 , we participated in the Participatory Design with Children and Youth in Lebanon symposium in Geneva, organised by HEAD Genève as part of the HUD research project. The event brought together practitioners and researchers to explore future directions in humanitarian design.

In July 2024 , we joined the City Conversations: Playful Cities 2 event hosted by the Happold Foundation. Held online, the event focused on play, inclusion, and youth-centred urban design.

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CatalyticAction charity number 1169604 info@catalyticaction.org ~~a~~ www.catalyticaction.org

In September 2024 , we presented our participatory design work with young people in Lebanon at the International Parklet Symposium 2024 in Bologna. Organised by Bela Urbanism, City Space Architecture, and PlacemakingUS, the symposium facilitated an exchange of experiences on co-designing public spaces.

In total, over 330 individuals attended the conferences and events in which we took part over the past year. These engagements helped us disseminate the learning from our work, advocate for inclusive design practices, and strengthen networks with academic, humanitarian, and architectural communities.

Statement of public benefit

The Trustees confirm that they have complied with their duty under section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit in exercising their powers and duties. The Trustees are confident that the activities undertaken by CatalyticAction in 2023–2024 further its charitable purposes and deliver tangible public benefit.

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Financial Review

In the financial year 2023–2024, CatalyticAction's total income was £207,852 , while total expenditure amounted to £209,887 .

At year-end, the charity held £141,532 in unrestricted reserves and £19,713 in restricted funds, ensuring continued support for both core operations and ongoing project commitments.

The largest share of income ( 61% ) came from fees for charitable services , followed by:

CatalyticAction has worked on 14 projects during this financial year, of which 6 will be carried forward to 2024–2025. The overall cost of these projects is only partially reflected in the financial statements, as part of the implementation costs were incurred by our partners. CatalyticAction benefits from the support of volunteers in an operational capacity as well as in many other vital roles. In accordance with the Charity Commission guidelines on financial reporting, the economic contribution of volunteers is not recognised in the financial statements.

The charity continues to strengthen its financial resilience by diversifying funding sources and building long-term partnerships. Several of the projects secured during this period will run over two to three years, providing good financial security and stability for the upcoming period. The Trustees are confident that the charity remains in a strong position to meet its obligations and deliver on its strategic goals.

Principal funding sources

The main source of funding for the charity during this financial year has been direct project costs (charitable activities) covered by partner organisations.

Brief statement of the charity’s policy on reserves

The Trustees aim to hold unrestricted reserves sufficient to cover 6 months of operating expenses to ensure the smooth running of the charity in the event of unforeseen costs and/or a downturn in expected income.

The balance held as unrestricted reserves at the end of the financial year is £141,532 , which represents approximately 9 months of operating costs, including staff salaries, based on the current budget. The reserves policy is reviewed annually by the Board of Trustees.

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Challenges and Future Plans

CatalyticAction is now entering its ninth year of operations with a portfolio of 79 projects delivered since its establishment. In 2024 to 2025, the charity will continue work on six projects carried forward from the previous year while also starting new initiatives and deepening several collaborations.

In 2023 to 2024, two new trustees joined the Board, bringing valuable experience and perspectives to support the charity’s next phase of growth. Grace Nalty brings a strong background in fundraising and philanthropy , currently serving as Philanthropy Lead at the British Red Cross, where she manages a major donor portfolio and leads on new business strategies including diaspora engagement and transformational giving. Dr Ignacia Ossul Vermehren offers over 15 years of experience in international development and genderfocused humanitarian work , having worked with UN agencies and INGOs across the Middle East, including Syria and Somalia. She brings expertise in strategic planning, programme design, and donor engagement from her roles with organisations such as UN Women and TECHO. Their addition has already enhanced the diversity and strategic reach of the Board, strengthening CatalyticAction’s capacity to meet its charitable objectives.

Later in the year, a strategy workshop was held with trustees and the wider team to codevelop the charity’s 2024 to 2029 strategic plan . This sets out clear directions for increasing CatalyticAction’s impact, financial resilience, and sustainability. Strategic priorities include expanding geographic reach; embedding climate resilience and environmental justice into all interventions; strengthening participatory methodologies; and improving long-term outcomes for children and communities.

Environmental responsibility has been elevated as a core strategic commitment. The charity will prioritise sustainable material use and the co-design of climate-adaptive spaces , reflecting its belief that environmental and social justice must go hand in hand, especially amid climate-induced pressures.

Strategic partnerships remain vital to CatalyticAction’s work. The organisation continues to cultivate existing relationships and build new long-term collaborations in Lebanon and internationally, ensuring programme sustainability and deepening impact.

In 2023 , CatalyticAction launched a crowdfunding campaign in support of the Karantina Girls’ project in Beirut , successfully mobilising its supporter network. The project was completed in this financial year and demonstrated how direct engagement can achieve meaningful, community-led impact. Building on this success, the charity will continue to cultivate individual and corporate supporters to deliver independently-funded initiatives.

Drawing on past achievements, CatalyticAction plans to deliver additional child-friendly and educational spaces , including public parks, playgrounds, schools, and community centres,

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

focusing on the wellbeing of marginalised communities. While Lebanon remains a key area of intervention, the Board and team are actively exploring expansion into new geographic contexts .

CatalyticAction continues strengthening its impact measurement and monitoring frameworks to more effectively track outcomes. The annual Impact Report remains a core tool for communicating performance and has been well received by donors, partners, and the public.

The charity also remains focused on engaging with students, practitioners, and researchers through academic partnerships, speaking engagements, and professional forums—helping to inspire the field of participatory design and socially-engaged architecture.

Looking ahead, CatalyticAction will focus on increasing organisational capacity , expanding its reach, and deepening its commitment to environmental and social justice—to continue improving the living conditions of children and communities in greatest need.

Summer 2025 will mark ten years since the charity’s first project , and CatalyticAction is planning a series of special events to celebrate this important anniversary and reflect on a decade of impact.

Declaration

Andrea Rigon Trustee – Chair 28-08-2025

Ignacia Ossul Vermehren Trustee 28-08-2025

Sandra D’Urzo Grace Nalty Trustee Trustee 28-08-2025 | NeelSigned by: Unto 28-08-2025

Andy Hilton Trustee – Treasurer 28-08-2025

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Independent examiner's report on the accounts

Section A – Independent Examiner’s Report

Report to the trustees/members of: CatalyticAction On account the year ended: 31 October 2024 Charity number: 1169604 Set out on pages: 1-38

I report to the trustees on my examination of the accounts of the above charity for the year ended 31/10/2024.

Responsibilities and basis of report

As the charity trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Signed:

Date: 28/08/2025 Name: Olugbenga Coker Relevant professional qualification(s) or body (if any): FCCA Address: 1 Holmdale Road, Chislehurst Kent BR7 6BY

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Section A – Statement of financial activities

Period start date: 01/11/2023 to 31/10/2024

Unrestricted
funds
Restricted
income
funds
Total funds Prior year
funds
£ £ £ £
Incoming resources(Note 3)
Income and endowments from:
Donations and legacies 38,797 37,491 76,288 74,314
Charitable activities 105,178 21,689 126,867 196,773
Investments 3,044 - 3,044 1,525
Other 1,141 512 1,653 1,352
Total 148,160 59,692 207,852 273,964
Resources expended(Note 6)
Expenditure on:
Raisingfunds 8,835 - 8,835 13,336
Charitable activities 111,757 89,295 201,052 180,033
Total 120,592 89,295 209,887 193,369
Net income/(expenditure) 27,568 (29,603) (2,035) 80,595
Net movement in funds 27,568 (29,603) (2,035) 80,595
Reconciliation of funds:
Total funds brought forward 113,964 49,316 163,280 82,682
Total funds carried forward 141,532 19,713 161,245 163,277

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Docusign Envelope ID: E27C3F26-A4D7-44AD-B82E-991EC8A491D6

CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Section B – Balance sheet

Period start date: 01/11/2023 to 31/10/2024

Unrestricted
funds
Restricted
income
funds
Total this
year
Total last
year
£ £ £ £
Current assets
Debtors(Note 19) - - - -
Cash at bank and in hand(Note 24) 166,234 - 166,234 169,727
Total current assets 166,234 - 166,234 169,727
Creditors: amounts falling due
within oneyear(Note 20)
4,989 - 4,989 6,450
Net current assets/(liabilities) 161,245 - 161,245 163,277
Total assets less current liabilities 161,245 - 161,245 163,277
Total net assets or liabilities 161,245 - 161,245 163,277
Funds of the Charity
Restricted income funds(Note 27) - 19,713 19,713 49,313
Unrestricted funds 141,532 - 141,532 113,964
Total funds 141,532 19,713 161,245 163,277

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Section C – Notes to the accounts

Note 1 – Basis of preparation

1.1 Basis of accounting

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.

The accounts have been prepared in accordance with:

The charity constitutes a public benefit entity as defined by FRS 102.

1.2 Going concern

An explanation as to those factors that support Not applicable
the conclusion that the charity is a going
concern;
Disclosure of any uncertainties that make the Not applicable
going concern assumption doubtful;
Where accounts are not prepared on a going Not applicable
concern basis, please disclose this fact together
with the basis on which the trustees prepared
the accounts and the reason why the charity is
not regarded as a going concern.

1.3 Change of accounting policy

1.4 Changes to accounting estimates

1.5 Material prior year errors

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Note 2 – Accounting policies

2.2 Income

2.2 Income
Recognition of income Yes No N/a
These are included in the Statement of Financial Activities (SoFA) when:

the charity becomes entitled to the resources;

it is more likely than not that the trustees will receive the resources; and

the monetaryvalue can be measured with sufficient reliability.
X
Offsetting Yes No N/a
There has been no offsetting of assets and liabilities, or income and expenses, unless
required orpermitted bythe FRS 102 SORP or FRS 102.
X
Grants and donations Yes No N/a
Grants and donations are only included in the SoFA when the general income
recognition criteria are met(5.10 to 5.12 FRS102 SORP).
X
In the case of performance related grants, income must only be recognised to the
extent that the charity has provided the specified goods or services as entitlement
to the grant only occurs when the performance related conditions are met (5.16 FRS
102 SORP).
X
Legacies Yes No N/a
Legacies are included in the SOFA when receipt is probable, that is, when there has
been grant of probate, the executors have established that there are sufficient
assets in the estate and any conditions attached to the legacy are either within the
control of the charityor have been met.
X
Government grants Yes No N/a
The charity has received government grants in the reporting period X
Tax reclaims on donations and gifts Yes No N/a
Gift Aid receivable is included in income when there is a valid declaration from the
donor. Any Gift Aid amount recovered on a donation is considered to be part of
that gift and is treated as an addition to the same fund as the initial donation unless
the donor or the terms of the appeal have specified otherwise.
X
Contractual income and performance related grants Yes No N/a
This is only included in the SoFA once the charity has provided the related goods or
services or met theperformance related conditions.
X
Donated goods Yes No N/a
Donated goods are measured at fair value (the amount for which the asset could be
exchanged)unless impractical to do so.
X
The cost of any stock of goods donated for distribution to beneficiaries is deemed to
be the fair value of those gifts at the time of their receipt and they are recognised
on receipt. In the reporting period in which the stocks are distributed, they are
recognised as an expense at the carryingamount of the stocks at distribution.
X
Donated goods for resale are measured at fair value on initial recognition, which is
the expected proceeds from sale less the expected costs of sale, and recognised in
'Income from other trading activities' with the corresponding stock recognised in the
balance sheet. On its sale the value of stock is charged against 'Income from other
trading activities' and the proceeds from sale are also recognised as 'Income from
other tradingactivities'.
X

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Goods donated for on-going use by the charity are recognised as tangible fixed
assets and included in the SoFA as incomingresources when receivable.
X
Gifts in kind for use by the charity are included in the SoFA as income from
donations when receivable.
X
Donated services and facilities Yes No N/a
Donated services and facilities are included in the SOFA when received at the value
of thegift to the charity provided the value of thegift can be measured reliably.
X
Donated services and facilities that are consumed immediately are recognised as
income with an equivalent amount recognised as an expense under the appropriate
headingin the SOFA.
X
Support costs Yes No N/a
The charity has incurred expenditure on support costs. X
Volunteer help Yes No N/a
The value of any voluntary help received is not included in the accounts but is
described in the trustees’ annual report.
X
Income from interest, royalties and dividends Yes No N/a
This is included in the accounts when receipt is probable and the amount receivable
can be measured reliably.
X
Income from membership subscriptions Yes No N/a
Membership subscriptions received in the nature of a gift are recognised in
Donations and Legacies.
X
Membership subscriptions which gives a member the right to buy services or other
benefits are recognised as income earned from the provision of goods and services
as income from charitable activities.
X
Settlement of insurance claims Yes No N/a
Insurance claims are only included in the SoFA when the general income recognition
criteria are met (5.10 to 5.12 FRS102 SORP) and are included as an item of other
income in the SoFA.
X
Investment gains and losses Yes No N/a
This includes any realised or unrealised gains or losses on the sale of investments
and any gain or loss resulting from revaluing investments to market value at the end
of theyear.
X

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

2.3 Expenditure and liabilities

2.3 Expenditure and liabilitiespenditure and liabilitiesenditure and liabilities
Liability recognition Yes No N/a
Liabilities are recognised where it is more likely than not that there is a legal or
constructive obligation committing the charity to pay out resources and the amount
of the obligation can be measured with reasonable certainty.
X
Governance and support costs Yes No N/a
Support costs have been allocated between governance costs and other support.
Governance costs comprise all costs involving public accountability of the charity
and its compliance with regulation andgoodpractice.
X
Support costs include central functions and have been allocated to activity cost
categories on a basis consistent with the use of resources, e.g. allocating property
costs by floor areas, or per capita, staff costs by the time spent and other costs by
their usage.
X
Grants with performance conditions Yes No N/a
Where the charity gives a grant with conditions for its payment being a specific level
of service or output to be provided, such grants are only recognised in the SoFA
once the recipient of thegrant hasprovided the specified service or output.
X
Grants payable without performance conditions Yes No N/a
Where there are no conditions attaching to the grant that enables the donor charity
to realistically avoid the commitment, a liability for the full funding obligation must
be recognised.
X
Redundancy cost Yes No N/a
The charity made no redundancy payments during the reporting period. X
Deferred income Yes No N/a
No material item of deferred income has been included in the accounts. X
Creditors Yes No N/a
The charity has creditors which are measured at settlement amounts less any trade
discounts
X
Provisions for liabilities Yes No N/a
A liability is measured on recognition at its historical cost and then subsequently
measured at the best estimate of the amount required to settle the obligation at the
reportingdate
X
Basic financial instruments Yes No N/a
The charity accounts for basic financial instruments on initial recognition as per
paragraph 11.7 FRS102 SORP. Subsequent measurement is as per paragraphs 11.17
to 11.19,FRS102 SORP.
X

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

2.4 Assets

2.4 Assets
Tangible fixed assets for use by charity Yes No N/a
These are capitalised if they can be used for more than one year, and cost at least
£100
They are valued at cost. X
The depreciation rates and methods used are disclosed in note 9.2.
Intangible fixed assets Yes No N/a
The charity has intangible fixed assets, that is, non-monetary assets that do not have
physical substance but are identifiable and are controlled by the charity through
custody or legal rights. The amortisation rates and methods used are disclosed in
note 9.5
X
They are valued at cost. X
Heritage assets Yes No N/a
The charity has heritage assets, that is, non-monetary assets with historic, artistic,
scientific, technological, geophysical or environmental qualities that are held and
maintained principally for their contribution to knowledge and culture. The
depreciation rates and methods used as disclosed in note 9.6.1.4.
X
They are valued at cost. X
Investments Yes No N/a
Fixed asset investments in quoted shares, traded bonds and similar investments are
valued at initially at cost and subsequently at fair value (their market value) at the
year end. The same treatment is applied to unlisted investments unless fair value
cannot be measured reliablyin which case it is measured at cost less impairment.
X
Investments held for resale or pending their sale and cash and cash equivalents with
a maturitydate of less than 1year are treated as current asset investments
X
Stocks and work in progress Yes No N/a
Stocks held for sale as part of non-charitable trade are measured at the lower or
cost or net realisable value.
X
Goods or services provided as part of a charitable activity are measured at net
realisable value based on the servicepotentialprovided byitems of stock.
X
Work in progress is valued at cost less any foreseeable loss that is likely to occur on
the contract.
X
Debtors Yes No N/a
Debtors (including trade debtors and loans receivable) are measured on initial
recognition at settlement amount after any trade discounts or amount advanced by
the charity. Subsequently, they are measured at the cash or other consideration
expected to be received.
X
Current asset investments Yes No N/a
The charity has investments which it holds for resale or pending their sale and cash
and cash equivalents with a maturity date less than one year. These include cash on
deposit and cash equivalents with a maturity date of less than one year held for
investment purposes rather than to meet short term cash commitments as they fall
due.
X
They are valued at fair value except where they qualify as basic financial
instruments.
X

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Trustees’ Annual Report 2023-2024

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Note 3 – Analysis of income

Unrestricted
funds
Restricted
income
funds
Total funds Prior year
funds
£ £ £ £
Donations and legacies
Donations andgifts – individuals 962 3,197 4,159 16,030
Donations - Corporates 7,830 17,218 25,048 27,708
Gift Aid 5 1,158 1,163 577
Grants from governments/other
charities
30,000 15,918 45,918 30,000
Total 38,797 37,491 76,288 74,315
Charitable activities
Fees for charitable activities 105,178 21,689 126,867 196,773
Total 105,178 21,689 126,867 196,773
Other trading activities
Other(exchangegains) 1,141 512 1,653 1,352
Total 1,141 512 1,653 1,352
Income from investments
Interest income 3,044 - 3,044 1,525
Total 3,044 - 3,044 1,525
TOTAL INCOME 148,160 59,692 207,852 273,965

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Trustees’ Annual Report 2023-2024

Docusign Envelope ID: E27C3F26-A4D7-44AD-B82E-991EC8A491D6

CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Note 4 – Analysis of income from charitable grants

Fund name Description Thisyear
£
DPU housingworkshop Housingworkshopexpenses. -
EcoHub Development of a play space in Beirut made using
recycled materials.
-
Inclusive playgrounds Development of 3 inclusive playgrounds. Funded by
UNICEF and inpartnershipwith Humanity& Inclusion.
13,696
Impact Lebanon (4th cycle) Implementation of a program with children for the co-
design of safe spaces in Karantina.
-
Safe spaces for girls Working with adolescent girls in Karantina to develop
safepublic spaces.
16,908
PROCOL Lebanon (RELIEF
Centre)interventions
Facilitation for 2 built interventions in Beirut as part of
our research collaboration with PROCOL Lebanon.
-
PROCOL Lebanon expenses Expenses aspart of our work with PROCOL Lebanon. 101
Maintaining past built
interventions
Expenses to maintain 3 strategic built interventions
implemented byCatalyticAction.
19,943
Rihla initiative Smallgrant to fund activities for children. 617
Mauj 2.0 Fund to support the expansion of the Mauj intervention
implemented byCatalyticAction in 2022.
1,510
OPE expenses Expenses for OPE travel. 94
Botnar Cairo Travel expenses to attend Botnar meetingin Cairo. -
HUD conference Travel expenses to attend HUD conference in Geneva. 317
Holcim human rights
impact assessment
Fee to deliver a participatory assessment of Holcim
activities in Lebanon.
5,267
CSC education grant Grant to support the education of children in Lebanon
who cannot afford the basic costs to attend school (e.g.
transports,books).
-
Emergency response in
Karantina
Fund to support CatalyticAction's activities in response
to the war in Lebanon.
1,237
TOTAL 59,691
Fund name Description Lastyear
£
AICS Ouzai Funded by AICS the project objective was to raise
awareness about climate change through participatory
art withyouth.
9,338
Housingworkshop Housingworkshopexpenses. 3,550
PROCOL exhibition Exhibition design and implementation to showcase the
work of PROCOL Lebanon.
8,000
PROCOL expenses Expenses aspart of our work with PROCOL Lebanon. 2,378
Shelter Forum Honorarium to attend the MENA Shelter Forum in
Jordan.
1,134

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Trustees’ Annual Report 2023-2024

Docusign Envelope ID: E27C3F26-A4D7-44AD-B82E-991EC8A491D6

CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

UAF Fund to work with women in Karantina around
empowerment and their rights topublic spaces.
6,648
Beit el Baraka Rehabilitation of apublicpark in Beirut. 7,682
Castel Volturno Development of a sport-leisure outdoor space for the
Black&White association in Castel Volturno (Italy),
workingwith children.
3,294
EcoHub Development of a play space in Beirut made using
recycled materials.
14,000
H&I Development of 3 inclusive playgrounds. Funded by
UNICEF and inpartnershipwith Humanity& Inclusion.
52,960
Impact 4 Implementation of a program with children for the co-
design of safe spaces in Karantina.
16,506
Injaz Mina Park Rehabilitation of apublicpark in El Mina. 2,356
Karantina safe spaces for
girls
Working with adolescent girls in Karantina to develop
safepublic spaces.
19,420
Stairs activities Grant for carrying out 3 community activities on the
newly rehabilitated public stairs in Beirut (as part of UN-
Habitat Beirut stairsproject).
639
TOTAL 147,903

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Note 6 – Analysis of expenditure

Thisyear Thisyear Thisyear Lastyear Lastyear Lastyear
Analysis Unrestricted
funds
Restricted
income
funds
Total funds Unrestricted
funds
Restricted
income
funds
Total funds
£ £ £ £ £ £
Expenditures on raising
funds
Incurred seeking donations
&grants
8,835 - 8,835 13,336 - 13,336
Total expenditure on
raisingfunds
8,835 - 8,835 13,336 - 13,336
Expenditure on charitable
activities
Design & Build 43,917 35,672 79,589 30,042 41,330 71,372
Research and advocacy 47,576 38,645 86,221 30,558 41,360 71,918
Support costs 20,264 14,978 35,242 15,495 21,248 36,743
Total expenditure on
charitable activities
111,757 89,295 201,052 76,095 103,938 180,033
TOTAL EXPENDITURE 120,592 89,295 209,887 89,431 103,938 193,369

Note 10 – Details of certain items of expenditure

10.1 Fees for examination of the accounts

Thisyear Lastyear
£ £
Independent examiner’s fees 1,000 1,000

Note 11 – Paid employees

11.1 Staff Costs

11.1 Staff Costs
Thisyear Lastyear
£ £
Salaries and wages 111,195 104,995
Social security costs 13,223 12,404
Pension costs(defined contribution scheme) 7,666 6,821
Other employee benefits - -
Total staff costs 132,084 124,220

No employees received employee benefits (excluding employer pension costs) for the reporting period of more than £60,000.

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

11.2 Average head count in the year

Thisyear Lastyear
Number Number
The parts of the
charity in which the
employees work
Fundraising - -
Charitable activities 6 7
Governance - -
Other - -
Total 6 7

Note 12 – Defined contribution pension scheme or defined benefit scheme accounted for as a defined contribution scheme

12.1

12.1
Thisyear Lastyear
£ £
Amount of contributions recognised in the SOFA as an expense 7,666 6,820

Pensions contribution are treated as employment cost and charged to the relevant projects on the basis of time spent by the staff members working on those projects.

Note 14 – Tangible fixed assets

14.1 Cost or valuation

14.1 Cost or valuation
Computer
Equipment
Total
£ £
At the beginningof theyear 3,553 3,553
At the end of theyear 3,553 3,553

14.2 Depreciation and impairments

14.2 Depreciation and impairmentspreciation and impairmentsreciation and impairmentspairmentsairments
Computer
Equipment
Total
£ £
At the beginningof theyear 3,553 3,553
At the end of theyear 3,553 3,553

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CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Note 19 – Debtors and prepayments

19.1 Analysis of debtors

Thisyear Lastyear
£ £
Prepayments and accrued income - -

Note 20 – Creditors and accruals

20.1 Analysis of creditors

Amounts falling due within one year Amounts falling due within one year Amounts falling due after more than
oneyear
Amounts falling due after more than
oneyear
Thisyear Lastyear Thisyear Lastyear
£ £ £ £
Accruals and
deferred income
3,989 5,450 - -
Other creditors 1,000 1,000 - -
Total 4,989 6,450 - -

Note 24 – Cash at bank and in hand

Thisyear Lastyear
Cash at bank and in hand £ £
Triodos bank 144,533 123,513
Co-operative bank 16,190 2,839
PayPal GBP 1,545 -
PayPal EUR - -
Wise EUR 86 450
Wise GBP 456 4,557
Wise USD 106 26,775
Cash USD 3,317 11,592
Cash EUR - -
USD Bank - -
Transferwise - -
LBP cash 1 1
Total 166,234 169,727

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Docusign Envelope ID: E27C3F26-A4D7-44AD-B82E-991EC8A491D6

CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Note 27 – Charity funds

27.1 Details of material funds held and movements during the CURRENT reporting period

Fund name Type
PE, EE,
R or
UR*
Purpose and Restrictions Fund
balances
brought
forward
Income Expenditure Fund
balances
carried
forward
£ £ £ £
DPU housing
workshop
R Housing workshop
expenses.
1,494 - (1,494) 0
EcoHub R Development of a play
space in Beirut made using
recycled materials.
4,295 - (4,295) 0
Inclusive
playgrounds
R Development of 3 inclusive
playgrounds. Funded by
UNICEF and in partnership
with Humanity& Inclusion.
21,441 13,696 (35,137) 0
Impact
Lebanon (4th
cycle)
R Implementation of a
program with children for
the co-design of safe
spaces in Karantina.
1,401 - (1,401) 0
Safe spaces
for girls
R Working with adolescent
girls in Karantina to
developsafepublic spaces.
15,335 16,908 (33,944) (1,701)
PROCOL
Lebanon
(RELIEF
Centre)
interventions
R Facilitation for 2 built
interventions in Beirut as
part of our research
collaboration with PROCOL
Lebanon.
2,750 - (2,750) 0
PROCOL
Lebanon
expenses
R Expenses as part of our
work with PROCOL
Lebanon.
- 101 (101) 0
Maintaining
past built
interventions
R Expenses to maintain 3
strategic built
interventions
implemented by
CatalyticAction.
- 19,944 (3,510) 16,434
Rihla
initiative
R Small grant to fund
activities for children.
- 617 (617) 0
Mauj 2.0 R Fund to support the
expansion of the Mauj
intervention implemented
byCatalyticAction in 2022.
- 1,510 - 1,510

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CatalyticAction charity number 1169604 info@catalyticaction.org www.catalyticaction.org

OPE expenses R Expenses for OPE travel. - 94 (94) 0
Botnar Cairo R Travel expenses to attend
Botnar meetingin Cairo.
- - (367) (367)
HUD
conference
R Travel expenses to attend
HUD conference in
Geneva.
- 317 (317) 0
Holcim
human rights
impact
assessment
R Fee to deliver a
participatory assessment
of Holcim activities in
Lebanon.
- 5,267 (5,267) 0
CSC
education
grant
R Grant to support the
education of children in
Lebanon who cannot
afford the basic costs to
attend school (e.g.
transports,books).
2,600 - - 2,600
Emergency
response in
Karantina
R Fund to support
CatalyticAction's activities
in response to the war in
Lebanon.
- 1,237 - 1,237
TOTAL 49,316 59,691 (89,294) 19,713

Last year

Last yearyearear
Fund name Type
PE, EE,
R or
UR*
Purpose and Restrictions Fund
balances
brought
forward
Income Expenditure Fund
balances
carried
forward
£ £ £ £
AICS Ouzai R Development of a design
guide to promote play in
cities.
- 9,338 (9,338) 0
Housing
workshop
R Housing workshop
expenses.
- 3,550 (2,056) 1,494
PROCOL
exhibition
R Exhibition design and
implementation to
showcase the work of
PROCOL Lebanon.
- 8,000 (8,000) 0
PROCOL
expenses
R Expenses as part of our
work with PROCOL
Lebanon.
- 2,378 (2,378) 0
Shelter
Forum
R Honorarium to attend the
MENA Shelter Forum in
Jordan.
- 1,134 (1,134) 0
UAF R Fund to work with women
in Karantina around
empowerment and their
rights topublic spaces.
- 6,648 (6,648) 0

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Trustees’ Annual Report 2023-2024

Docusign Envelope ID: E27C3F26-A4D7-44AD-B82E-991EC8A491D6

CatalyticAction

charity number 1169604 info@catalyticaction.org www.catalyticaction.org

Beit el Baraka R Rehabilitation of a public
park in Beirut.
- 7,682 (7,682) 0
Castel
Volturno
R Development of a sport-
leisure outdoor space for
the Black&White
association in Castel
Volturno (Italy), working
with children.
- 3,294 (3,294) 0
EcoHub R Development of a play
space in Beirut made using
recycled materials.
- 14,000 (9,705) 4,295
H&I R Development of 3 inclusive
playgrounds. Funded by
UNICEF and in partnership
with Humanity& Inclusion.
- 52,960 (31,518) 21,441
Impact 4 R Implementation of a
program with children for
the co-design of safe
spaces in Karantina.
- 16,506 (15,105) 1,401
Injaz Mina
Park
R Rehabilitation of a public
park in El Mina.
- 2,356 (2,356) 0
Karantina
safe spaces
forgirls
R Working with adolescent
girls in Karantina to
developsafepublic spaces.
- 19,420 (4,085) 15,335
Stairs
activities
R Grant for carrying out 3
community activities on
the newly rehabilitated
public stairs in Beirut (as
part of UN- Habitat Beirut
stairsproject).
- 639 (639) 0
RELIEF
interventions
R Facilitation for 2 built
interventions in Beirut as
part of our research
collaboration with PROCOL
Lebanon.
2,750 - - 2,750
CSC
education
grant
R Grant to support the
education of children in
Lebanon who cannot
afford the basic costs to
attend school (e.g.
transports,books).
2,600 - - 2,600
TOTAL 5,350 147,903 (103,938) 49,316

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