## **CHANGE A CHAPTER** 

**A Charitable Incorporated Organization, CIO** 

## **Registered Charity Number : 1169249** 

**Annual Report and Accounts** 

**For the Financial Year ending 31[st] July 2025** 

1 



**Contents of the Annual Report and financial statements for the year ended 31[st] July 2025** 

## **Index:** 

**1. Report of the Trustees Pages 3-12** 

**2. Statement of Financial Activities Receipts and payment accounts     Pages 14-15** 

**3. Notes to the Financial Statements                                                                      Page 16** 

2 



## **Trustees’ Annual Report for the period** 

**From  1[st] August 2024 Period start date To 31[st] July 2025   Period end date** 

## **Charity name: Change A Chapter** 

## **Charity registration number: 1169249** 

## **Objectives and Activities** 

||SORP reference||
|---|---|---|
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|The charity currently works to advance the<br>education of the children in the coastal<br>region of Kenya from Malindi in the North to<br>Mombasa in the South in particular by<br>1. Providing and assisting in the<br>provision of facilities for education in<br>Junior Schools, Timboni, Watamu.<br>2. Providing sponsorship for children<br>at primary and secondary schools.|
|Summary of the main<br>activities in relation to those<br>purposes for the public<br>benefit, in particular, the<br>activities, projects or<br>services identified in the<br>accounts.|Para 1.17 and<br>1.19|During the financial year commencing 1st<br>August 2024 end ending 31st July 2025  a<br>total of £24,175 was raised and received by<br>the charity from a variety of different<br>sources.<br>The expenditure for this financial year was<br>£ 24,194 ( see Receipts and payments<br>accounts for the year.)<br>This last year Change a Chapter has<br>received many donations from kind hearted<br>generous individuals and also continued to<br>receive money from two trust funds.<br>The trustees all work on an entirely<br>voluntary basis. We know that the charity<br>continues to receive donations because the<br>people and Trust funds who donate know<br>that every financial gift goes directly to<br>improving the welfare of the children who<br>live in extreme poverty in Kenya.|



3 



|||Primary school support<br>The charity has continued to support  the<br>education for all the children with a named<br>sponsor and the donations received has<br>also meant we have been able to support<br>other children. Due to the change in the<br>education system with the introduction of<br>Junior secondary school we currently<br>support four children in primary school and<br>for the second term of the academic year<br>2025 we have paid the primary fees for two<br>additional children.<br>During this year’s financial period the<br>children have had three academic terms.<br>Junior secondary school<br>Currently we are supporting six children in<br>Junior secondary school. Junior secondary<br>school is the equivalent to the former Class<br>7 and 8 of primary school and also the<br>former first year of secondary school.<br>Secondary school support<br>We currently have four students at<br>secondary school. Two girls and two boys.<br>Currently we have one girl in Form 4 who is<br>due to sit her final national exams in<br>November 2025. We then have one girl in<br>Form 3, one boy in Form 3 and one boy in<br>Form 2.<br>Three students are at boarding school and<br>one student is at a day secondary school.|
|---|---|---|
|Statement confirming<br>whether the trustees have<br>had regard to the guidance<br>issued by the Charity<br>Commission on public<br>benefit|Para 1.18|The trustees confirm that they have<br>referred to the guidance issued for the<br>Charity Commission on public benefit and<br>have due regard for these in the charities’<br>activities.|



## **Additional information (optional)** You may choose to include further statements where relevant about: 

SORP reference Para 1.38 Policy on grant making 

4 



||||
|---|---|---|
|Policy on social investment<br>including program related<br>investment|Para 1.38||
|Contribution made by<br>volunteers|Para 1.38|The charity has one volunteer|
|Other|||



## **Achievements and Performance** 

||SORP reference|||
|---|---|---|---|
|Summary of the main<br>achievements of the charity,<br>identifying the difference the<br>charity’s work has made to<br>the circumstances of its<br>beneficiaries and any wider<br>benefits to society as a<br>whole.|Para 1.20||During the financial year commencing 1st<br>August 2024 and ending 31stJuly 2025 a<br>total of £ 24,175 was raised and received<br>by the charity from a variety of different<br>sources. The expenditure for the financial<br>year was £24,194 (see Receipts and<br>Payment accounts for the year).<br>We as trustees are very pleased with the<br>achievements of the charity this year<br>especially as the very significant impact on<br>the charity of the vastly increased cost of<br>everything in Kenya. We were shocked at<br>the price increases and the demands of the<br>new costly revised education curriculum<br>known as the C.B.C, Competency based<br>curriculum.<br>The cost of school fees, school meals,<br>stationary, textbooks, uniforms and<br>transport costs have increased significantly<br>again this year. The cost of medical care<br>has also increased but we aim to ensure<br>our children get prompt medical care so<br>that they do not miss out on many days of<br>schooling. Medical care is not free in<br>Kenya.<br>**Primary school education**<br>We have been able to continue to provide<br>the needs for the children including; school<br>fees, two school meals per day,<br>examination charges, stationary, school<br>uniforms and PE kits and additional|



5 



requirements for mandatory school trips as well as the extra school fee for computer classes. We have also provided transport costs for the children to get to their respective schools safely. The costs for the CBC, Continuous based curriculum continue to increase .The mandatory cost of termly projects and mandatory school trips has impacted us but due to peoples generosity we have managed this financial year to be able to accommodate this. The appreciation from the children for their support from the charity is humbling. They continue to write cards and letters to their sponsors and other donors and the Patron of the charity. Each child puts a lot of effort into these and the personal touch from the child to the sponsors and other people who donate is much appreciated. _“ Thank you for supporting me in my education. I really thank you so much as God has used you to change my life. I am now ten years old and I can speak in English not perfectly but much better._ _**” Halima Grade 4** “Thank you for your contributions to my education. I enjoy school and my favourite subjects are Maths, CRE and English. I am very grateful for your kindness and care to me”_ _**Brian N Grade 6**_ **Junior secondary school** The introduction of Junior secondary school ( equivalent to Grade 7 and 8)of the former primary education system and Class 1 of secondary school has come at a great cost. The children require totally new uniforms and require mandatory purchases of new text books each year as well as a significant rise in the cost of their school fees. We had one girl transition from primary school to Junior secondary school in January 2025. We are pleased that due to peoples great generosity we currently have been able to support six children at JSS. We have been able to provide for the needs for these children to attend school which are similar as for our primary school students: school fees, examination charges, stationary, school uniforms and 

6 



PE kits, mandatory school trips, text books, project costs  and the extra school fee for computer classes. We have also provided transport costs to school to ensure the children’s safety. The children at Junior secondary school all also write letters of thanks to sponsors and people that have donated generously to Change a Chapter. _“ Thank you for your great support for my education. I am really enjoying my school and am very happy. Thank you for everything you have bought for me I will never forget your kindness and great support for me”_ _**Ephraim Grade 7** “Thank you for being so kind and helping me with my education and also buying me food. I am really enjoying my second year of junior secondary. Thank you for being so caring to me. I hope one day I will be so happy to see you and welcome you to Kenya.”_ _**Brian K Grade 8** “Thank you for your continued love and support for me. I am now in my second year of junior secondary. My favourite subjects are science and CRE. I pray for you and really appreciate your support for me.”_ _**Avril Grade 8**_ **Secondary School Education** Our secondary school students are working hard. We have one girl who wishes to be a nurse and is in Form 4 and sits her Kenyan Certificate Secondary school national exams in November 2025. We support a Form 3 student at the same school ( a national school with a high reputation). This girl is only one of 8 siblings to make it to secondary school and is highly appreciative of the charity’s support and she is highly studious. We have one boy who is now in his second year at boarding school and we have one boy in Form 3 at a day secondary school. We had one girl who completed her secondary schooling exams in November 2024 and she passed with a good grade. 

7 



All these secondary school  pupils are on the education system that is being phased out. The pupils are dedicated to their studies and so appreciative of the generosity of their sponsors to enable them to attend secondary school. They know it is a privilege to be supported by the charity. They know of many people their age who simply cannot afford to go to secondary school. The costs to send these students to school is considerable and there has been a large rise in prices this financial year. It is challenging due to the costs but so far as a charity we have been able to meet the demands for this current financial year. All the secondary school students continue to write letters to their sponsors and the children are so grateful for their support. _“ Thank you for your support you have been doing everything I need from play group until now and I am in Form 3. You have been a blessing to me and I thank you for your care, support and love. May God bless you greatly for Changing a Chapter in my life”_ _**Chris Form 3** “I am writing to express my sincere gratitude for your generous support of my education. Your sponsorship has made a significant difference in my life and I am grateful for your belief in me. I am diligently working hard at school and am making good progress in my studies. Thank you again for your invaluable support”_ _**Rinah Form 4** “I thank you for your great support for paying my school fees and doing my school shopping’s. My favorite subjects are Mathematics, Business studies and English.  In school I am going well and am always working hard so as to add value to my previous grade. I really thank you”_ _**Emily Form 3**_ 

8 



**Medical** There has again been a lot of poor health and sickness in the children we support this year. These tend to be bad stomach and bowel infections (including a case of H pylori), chest infections and this year there have been some injuries with some of the children seeing the Doctor who looks after our children with infected wounds. One child suffered a bad wrist dislocation to his right hand after slipping on wet floor when going to the toilet at school. We again have had a number of cases of pneumonia which have been very concerning. The children continue to receive deworming medication but this does not mean the children do not get bad stomach upsets due to the dirty and squalid environment most of them live in. Medical care is not free in Kenya. The cost of medication has really risen in price but despite the very large medical expenses we have ensured all the children have received good prompt medical care with only a few days out of school. They have been able to continue with their primary, junior secondary and secondary school studies and examinations which otherwise not have been feasible. The children who had pneumonia could have died and so despite the costs we are grateful they are all still alive due to the medical care received. 

## **Additional information (optional)** You may choose to include further statements where relevant about: 

||||
|---|---|---|
|Achievements against<br>objectives set|Para 1.41||
|Performance of fundraising<br>activities against objectives<br>set|Para 1.41||
|Investment performance<br>against objectives|Para 1.41||
|Other|||



9 



## **Financial Review** 

|Review of the charity’s<br>financial position at the end<br>of the period|Para 1.21|£17,073|
|---|---|---|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|It is the policy of the charity to retain<br>sufficient funds to avoid becoming<br>overdrawn and incurring unnecessary bank<br>charges.<br>The aim of the charity is to hold sufficient<br>reserves for the foreseeable future.|
|Amount of reserves held|Para 1.22|£17,073|
|Reasons for holding zero<br>reserves|Para 1.22||
|Details of fund materially in<br>deficit|Para 1.24||
|Explanation of any<br>uncertainties about the<br>charity continuing as a going<br>concern|Para 1.23||



## **Additional information (optional)** You may choose to include further statements where relevant about: 

|The charity’s principal<br>sources of funds (including<br>any fundraising)|Para 1.47|The financial donations this year have been<br>received from generous individuals and<br>from two different trust funds.|
|---|---|---|
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46||
|A description of the principal<br>risks facing the charity|Para 1.46||
|Other|||



10 



## **Structure, Governance and Management** 

|Description of charity’s<br>trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed, royal charter)|Para 1.25|CIO<br>Registered 19 September 2016|
|How is the charity<br>constituted?<br>(e.g unincorporated<br>association, CIO)|Para 1.25|Charitable Incorporated Organization|
|Trustee selection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of<br>any person or body entitled<br>to appoint one or more<br>trustees|Para 1.25|Trustees are appointed by invitation after<br>consideration by the Board of Trustees. No<br>new appointment has been made this<br>financial year.|



**Additional information (optional)** You may choose to include further statements where relevant about: 

||||
|---|---|---|
|Policies and procedures<br>adopted for the induction<br>and training of trustees|Para 1.51||
|The charity’s organisational<br>structure and any wider<br>network with which the<br>charity works|Para 1.51||
|Relationship with any related<br>parties|Para 1.51||
|Other|||



## **Reference and Administrative details** 

|Charity name|Change A Chapter|
|---|---|
|Other name the charity uses||
|Registered charity number|1169249|
|Charity’s principal address|Dormers, Dashpers, Brixham, Devon, TQ5 9LJ|
|||



11 



## **Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**<br>**year **|**Name of person (or body) entitled**<br>**to appoint trustee (ifany)**|
|---|---|---|---|---|
||Diane Evans||||
||David Langley||||
||TimothyColebrook||||
||Rebecca Langley||||



– Corporate trustees names of the directors at the date the report was approved 

**Director name** 

Name of trustees holding title to property belonging to the charity 

**Trustee name Dates acted if not for whole year** 

## **Funds held as custodian trustees on behalf of others** 

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets 

## **Additional information (optional)** 

## **Names and addresses of advisers (Optional information)** 

**Type of Name Address adviser Name of chief executive or names of senior staff members (Optional information)** 

12 



Exemptions from disclosure
Reason for non-disclosure of ke
ersonnel detsils
Other o
tional information
Change a Chapter significantly appreclate all the donatlons and financlal gffts It has
recelved over the last financlal year.
We are grateful for the ongolng support of our Patron, Lady Julla Claylon
Declarations
The trustees declare that they have approved the trustees, report above.
Slgngd on behalf of the charlty's trustees
Slgnature(s)
Full name(s)
Posltlon (eg Secretary.
Chalr. etc)
David Langley
Trustee
Diane Evans
Trustee
Date
13

CHARITY COMMISSION
FOR ENGLANO ANO WALES
ng• a Chaoer
169249
RecelFts arKI payments accounts
CC16a
0110812024
To
3110712025
Section A ReceiFkn and payments
Unrestricted
funts
tot
nearest
Restricted Endowment
fu￿1$
fuNts
to the
to the
nearest £
nearest £
Total fund5
Last year
to the
nearest £
to the
nearest £
A1 Recel
onsorshi
. Donations
9,744
9,744
14.431
9,118
14.195
14,431
total(Gmss Incon￿ for
AR)
14.431
9,744
24,175
23,313
A2 Asset and Investment
sales.
Sub total
Total receI￿S
24.175
A3 Pa ments
' Prima
School Feès
Prima
SchoolTextbooks
Salaries
Junior Seconda
Fees
, Junior Seconda
Textbooks
Seconda
School Fees
Seconda
School Textbooks
.. Personal ￿edS
' Medical
Food and Water
School Uniforms
', Trans
ort
Educational Courses
Administrative and Le
Gifts
1,820
263
1,820
253
775
2,090
559
2,345
437
1,411
3,114
2,026
3,549
874
788
775
559
2,345
437
1,411
443
2,048
778
1,118
2,765
1,676
1,344
2,019
259
2.046
2,671
2,026
4,340
4.340
476
1,937
967
476
al
1,937
967
A4 Asset and Investment
rchases,
see table
s￿ total
Total paymerts
Net of recelpts/(payments)
A5 Transfers ￿tween fund8
A6 Cash funds last year end
Gash funds thls year end
14

Sectlon B Statement of assets and I labtiitles at the end cl the pori¢xl
Unreslrlcted
Restrlcted
ErKltyYment
Catewles
Detalls
to nearest £ to n8arest £ to near•8t £
15.470
1,603
B1 Cash fur#ls
Lloyds Bank
KCB Bank Kenya
Total cash fwxts
{agr8e balances with receipts
and payments account(s))
UM•strlcted R•8trletod Endty*ment
Detalls
82 Othr morntary as$ots
F￿d to
whlch ass•t
bel¢xvJs
Qyrent
valu8
(opllonal)
Details
(omlonal)
B3 InvestmeTh1 •8s•ts
FUMI to
whlch ass•t
belongs
Cwrert
value
(optlonal)
Detalls
B4 AB8ets r•talned for t
Charlty's uso
FurKlto Wh•nd
wN¢h
10Olonal)
(optlonal)
Ilalallty
r¢lat•$
Detai Is
B5 Uabllltl•8
Signed by one or tK* trustee8
on behalf of all the trustees
Date of
approval
l?.iO.?&-
Signature
Print Nan
Gi5ftV& .
15

**Notes to financial statements for the year ended 31[st] July 2025** 

The introduction of Junior Secondary School has resulted in a significant increase in costs for Change a Chapter. It has incurred additional costs in terms of fees, uniforms, text books and especially travel, as the nearest suitable school providing the Junior Secondary syllabus is some distances from the homes of most of the children involved. Daily travel costs by tuk tuk’s ( auto rickshaw’s )  have been necessary and costly. Fuel prices have increased as have food and medical costs. In general, as in the UK there has been a rise in the cost of living which is reflected in the accounts. However, the charity has maintained a reasonable income thanks to the continuing generosity of sponsors and donors and has therefore been able to continue the ongoing costs of the children’s education and health. 

16 

