Berean Cornerstone Church
Report and Accounts
Year ended 31 July 2021
Stewardship
Acrive generosity
1 Lambs Passage, London EC1Y 8AB
wi.stewdrdship.org.uk

BEREAN CORNERSTONE CHURCH
LEGAL & ADMINISTRATIVE DETAILS
FOR THE YEAR ENDED 31 JULY 2021
ADDRESS FOR CORRESPONDENCE
47 Fuller Road
Dagenham
RM8 2TX
GOVERNING DOCUMENT
CIO Foundation dated 20 August 2016
CHARITY REGISTRATION NUMBER
1168933
TRUSTEES RESPONSIBLE FOR
MANAGING THE CHARITY
Mr J de Monleverde
Mrs M Tart
Mr M Manalaysay
Mr M Malicdem
BANKERS
Natwest 8ank
1-11 Broadway
LONDON
E15 4DX
INDEPENDENT EXAMINER
Aiay Rajani FCIE
Stwdrdsttip
1 Lamb's Passage
LONDON
EC1Y8AB
INDEX
Page 1
Pages 2-3
Pa9e 4
Page 5
Page 6
Page 7
Legal & AdministTative Details
Trustees. Report
Independent Examiners Report
Re¢eipts and Payments Account
Statement of Assets & Liatx"l((ies
Notes to the Accounts
Page 1

BEREAN CORNERSTONE CHURCH
REPORT OF THE TRUSTEES
FOR THE YEAR ENDED 31 JULY 2021
The Trustees have F4easwe in gJtfftitbrwJ ts Report and knoLmtsloi the ￿areTh￿8d 31 July 2021.
ObJÈ¢ts of the chaflty
Th? objtrct of the charty is ID advance the EvaThJel￿l Chnstsan Religion forlhe ben•fft of ￿ public in acxxJrdar+rÉ wlh the
ch2rity's doctri￿$ in w(* ways as the trusteeslrom b.me b time May think fil
The trustses nots the Chutth is rnt a ￿ll￿Trg but a gatheriry of onhnary ot dfvent and backgrounds,
vhose lives have been changed by ￿SU5 Christ. tr* Son of God. Thtr NewTeslarnent reveals the Churth as a cornmunity
of peopSe. properfy tsught and cared lor. by IoviTrJ and £erviry Jesus Chnst were alg) committed to lov& and Care for
èa{* other and to bnng a ￿es￿r¥j trj the area in thith ttEy lived The Borean c￿rstr￿ Church". its bustees. elders and
embers ar? ¢ornmit*d to the re*oraton of Ihose New Ttstame*rt It ts rrf>t alom in Ihis, it Is one of many
Churthes In tho ¥fy¥. country all over that Is re-dI￿y)YÉriw the ex(xiernènt of kmwng Jesus Christ. The
v**an Isto see the people of East L¢nthsn o)n* ints thi8 exper1er￿e of *nowiry Jesu5 as their Lofd. Saviour and friend.
Summary of the ¢haritys main athibe5 and achievements
For the p8rknuJlar period W￿rè rt has alvrays been a thallervJe to contAin the Comd 19 all guidance and prolDcols put
in ￿aCe. Ihe d)allen￿ rf mains The chanty as It has alvrays i*en sts)￿d delivering its basbc thar* of supwrt and
enojuragement kn) ts member5.
From Ihe medical perspecbv8. thfferent vanants of (*n(*m Pove afFerted the greatsr powlat'on in Englarid and Ihe rest of
the worfd %thilst Vacones are becoming nk)re and rTwrp ardi13ble to all 8CC on its parL have encoutawd tBmint$9d
members to cOn*￿￿Y arKI Consryentso(￿Y re￿r￿ thL8 8S ￿rtOfth& sdutitsn in wotecbng selfand olhers.
IM)en dlurth seNces and ac*vtties are dona re*￿trIY Ihe technology that Is availa￿8 BCC alvrays h8ralded th8
rne55age. Keeping safo ar￿ consider the greater good when ru￿$ havé charvged and restrKtions are Th)r& or lass has been
relaxed the challenge for 82ch Individual member Is beiry n￿re crJrEistent In their ohvn eMmnment- being vyiL4nt still and
adhere to distanung rules. face mask ￿ring. hiyipne and liM￿r¥4 contscts.
The pandernic helped us foojs mor8 intengfy apwtsath in exlK>rbry. erwr3ging and helpng mernb8￿ b grow rntonly
spiritually and rmrally but al*) rn*nrally and phy$cally Home Bible sknd*s ￿￿nI on as stheduled and are vAdely a¢xeptsd
snc8 meetrngs are pst $rnFAy dickin9 the link aTrJ piniry ift ble di*£us*on. child￿n5 dasses arB remotsly do￿ every
Sattsrday Focused groups gjdi as le1b￿P and youlh fello￿4P Is also congstendy hèld every third
S¥turd3y of each rrn
When restri¢bons ￿rtiallY relaxed. 5 memt*ts dÈ(aded ID obserwe and otÉy the call trJ ￿ baptised in wal2r. Pa&Dr Zaldy
organised ¥ seS￿On and officiated water bapa.sm ￿re￿nY on ?5th AUg￿t 3)XJ
As covid IirYJgrs on. itals) introduf*d us tt) neW￿y$ of d￿r￿￿ Ihiry. BCC con¢*xtsd thikl deat*ton servict> online- this is
the traditional ¢hurch aL*vrty of deth"c*ting thildren to God m pr¥yer and thankgJiving families thèir Intsnt ond
￿￿oIeh8Jrted belief that'thildren are weoous arKI regarded 3S grft IrDrn the Lord" had the dedication Serv￿ for Iheir litde
ones. Baby Joama in April ￿21 and 8aby EIv8zer In 19th Jw¢e 2)21 bo1h offiaated by Pastor Zaldy Canega.
BCC rnnbnue tD ernbracs the new Wa￿ that 15 avatlabte rn￿ht need trj adopt due to effect of this pandgrni¢ Mithoirt
nggl•cting th? mandats thatit*esfoundtd on. DOayirvJ 3rKI ￿l￿¢s$￿g forth& Chrisban message of hope. lovo and fath.
Though fnJstraDon. tr)nfuson and dthcultes re81 brought afy)vt by ctxrent sibjab'on and seems Un￿7Venty. but as a
churth and a chanty wè *mply don't givè w?. ￿ wll wt give up. BCC leadofs and rnernbers recognis8 Ihat God ￿11 se
4hrough Ihe uncertainty and tryirvj b"rne. We rrHy rot understand what IS tr￿Th9 plaeè. but knows that God has It under wntrol
8nd the ultimate solubon Is underwdy
Evan (znmt exp8Ct'goJd thir￿. ah8ad o)rMrvJ way. BCC wll stsnd that G)d ￿ stronger 8nd grèatsr
than any COVIO wth*r.
In planning trie activities tho T¥Lthes have apFA￿d the guIda￿e on t¢r*fft iswd by Charpty Comm￿0￿.
Flnanclal r¢vtew
Dunnu ttE year deueased by £4.081 ts £26.808. alKI expetxlthre der￿aSed by £10,376 b £24.￿j8. As a result the
arity has reported a surplus of£2.77011)20 a d8fiL)t of £3.5261 tash has trve#sed by £2,770 to £80.049, all of whrh
15 unresthctsd and c*n be used for any chantable wrpose.
Page 2

Re$eThes P￿￿Y
The kntoes have determined Ihat the c*arity S￿uh1 aim to ￿ld unre5kncted cash of Th) l¢ss than £15,OC¥) as a r8seNe
(which èquates tr) about 6 rnorth's ol ￿5￿1 Bxpenditwel so that It could (x>nbnue to operats shuld Income and l or
expenditure vary adve￿lY At the Ihe tharity held unrestrctecl cash of £80.049. Exrenditure Is exwded to
increa5p as the chanty emerges frorn p3ndernic resknc*ons aThJ it Is ￿$￿t￿e trat the tharity wll oper*e wth 8 small defi￿t
for a period of bme, %4*ith would Itse some of the thartyS resèrves. The tsu*es are monitonn9 In0)￿ closely, and
e*ing the tharity'slutslre pLqns, as they detemine bèstto use the d￿ty8 Tesèr¥es.
Governance
During tre year r8spDnsiknlty for Seiting FK)Iicy restpd the busiees rr*et rÈgu*dy tr monitor Ihe actyvibes of the
chanty. Resw)nstkx"lity fDr the day to day operakn Of￿ tharity has t*n delegated ta ￿ church's pasbr. Ngwtrustaes are
re¢yuted and appofntsd byiho tru*0es.
Re$pon$lbllllles of truslee$
Charity law requi￿5 US 35 Tnjstees to preFqre finarrial #2tsm8nts for each actounting y8ar **ith re￿ra the ￿£*1pts and
y￿￿nts ofthe charity for tr* yeaf.
We are re8pon*bl8 for keeyng s%Dper a¢￿u￿*￿ reCA>￿ dL¥lose wth rea*nat4e atojracy at any time the financial
postion oflhs ¢h•nty and enoble ￿t0 ensjo Ihatlhe ￿M￿la¢ statsrnents u)mKAyvth the Chanbes Act 2011.
We also have 8 resFonsb'lty b safeguard the assets of the charity and t) tske rpasonabk stèps to prevoni fraud or èny
other irregulanlies.
Approval
This reportwas approved by th8 Irustses and on tt*ir by
J De Monleverde
Date".
Pa￿3

INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF
BEREAN CORNERSTONE CHURCH
I report to the trustees on my examination ofthe accounts of Berean Comerstone Church {ahe chariw for
the year ended 31 Juty 2021 on pages 5 to 7 following.
Responsibilities and basis of report
As the trustees of the charity you are responsible lof Ihe preparation of the accounts in accofdance with
the requirements ol the Charities Act 2011 (Ihe 2011 Act).
I report in iesped of my examination of the charity'5 accounts carried out under secb.on 14S of the 2011
Act and in carrying out my examination I have followed all the applicable Directions given by the Charity
Commission under section 145{5){b) of the 2011 Act.
Independent examinerfs statement
I have completed my exarnination. I confirm that no matertal matters have come to my attention in
onnection wth the examinalyon giwng me cause to believe that in any material respect:
accounting records were not kept in accordance Y￿h section 130 of the 2011 Act., ?r
2. the accounts do not accord ￿th the accounb.ng records.
I have no concerns and have come across no other matters in connection wth the examination to which
attention shoukl be drawn in order to enab￿ a woper understanding of the accounts to be reached.
Ajay Rajani FCIE
stewardship
1 Lamb's Passage
LONDON
EC1Y 8AB
Dale.. 17 May 2022
Page 4

BEREAN CORNERSTONE CHURCH
RECEIPTS AND PAYMENTS ACCOUNT
FOR THE YEAR ENDED31 JULY2021
Reslrictsd
Funds
Fund5
2020
Nol£s
Ineom• rneolpts
Donation6 re￿ived
Grft aid re(*wod
21.LX)8
21.r
24.220
6.683
Total r•¢eipts
26.808
30.889
Payments in relation to tharIts￿8
actvities under&ken drecuy
23,838
33,694
Grnnts paid in relation t) thri13ble
a￿v￿e$ undetsken by olher5
720
Totslpayments
24.038
24,038
34.414
N8t of receipts I (paYn￿nts) ￿fore
tr8rtsfers
2.770
13,5261
Transfers bets4wn fijnds
Net movement In fvnds
2,710
2.770
13.5261
Cash ￿ndS as at last year end
Cash fund$ atthl$ year •nd
77.279
77.279
80.805
80 049
77,279
The notss on pago 7 fomi part of Ihese aCco￿ts.
Page 5

8EREW4 CORNERSTONE CHURCH
STATEMENT OF ASSETS *14D LIABILimES
FOR THE YE￿ ENDED 31 JULY 2021
UIKp&Ticled
J8
2020
A Cash funds
CaGh at bank ￿n￿￿rate access
,049
77,279
Other monetary assets
Gift aid due to tharity
Payment for church retreat taknq pate in A￿￿Et 2￿23
5.251
4.1
5,251
4,123
9,374
5,665
C Lkibilitie
Fee for prepa￿ty and exam￿￿￿ the 2021 a¢count6
Fee for prepariry and examinirq the 2020 accounts
Fee for prepanry and examinirvJ 2019 aecounrs
1.320
1.320
1,320
Assets retained lor charivs ¢)wn use
FLThI to
wtyth as5el
C05t
value
beknr4s
Eguiprnenl
Unrestrthd
1.712
256
Curyenl value has bEen ethrnated bylhEtnJ5tees.
E Guarantees and ￿tsred debts
The chanty has Mt IlNen any j￿rantee$ and ha8 Th)t prvvwjed its assets as securrty fDTarry liabiltss.
Thè acC￿nts were approved bythp trwtees and ￿ned on Ihey beha
IbDJ, 20?>
e Monteverde
The notes on page 7 form part oflhese accourts.
Paoe 6

D￿NcOR￿R3TO￿EcmUR¢H
140TE$ TO niE A￿O￿lT$
FOR YEAR FIIDECI 31 J(ILY 2021
I k¢ourtlnu pdlcles
Tr• a¢counts have been yeF•red on • receipts aTrJ p•yiMts t4ssand thal the chatty's rwpt5 gnd paym2nts.
è slalemenl that %xnrnar%e5 the charity's assets 3￿j Ir*ql*s re&led ￿>18S The accotsnlaw WofeS￿￿ have dete[r￿￿o& that on
accounls pr￿an￿d ITr accoidanc* wah app￿cab￿ a￿DU￿1￿9 slandards present a 'In￿ and and. as Ihe59 receipts and Psy￿nts
ÈCCQunts have Ns112nd cannrtll k pr&pared skandaids. these a¢¢Lwnis do nol <and arè JnI¢rtd￿ 10
Pr8￿r￿> 3'lruL4 and f*vwidthethartys fmanci¥ac¢riitsS and *teofaffaws.
UniesttKted Iwd5 are lu￿5 aF¢ av8Ith for dwetw ￿ Ihe [UFthe￿ce d the génbrnl obp)clwés of the ¢￿tty.
R¢sirthd lunds are donatKms are to be il ￿0rda￿￿ thiposed by thty In¢￿de donalK)nS
roCèrI￿ appeak for proie¢ts.
T(4ol
2021
Tol91
2020
fvrQs
Fundg
2 P#yrrt•nts In chrttltth 4Ctl¥lbes undertskon dlrecty
51gff COEIS
Rent of
Church retrtvt
19.138
19.238
24.22D
8.670
3.128
3.128
20D
Oth¢i mintstry 0x￿rts
11￿0[ equ￿rr￿rrf
382
577
ndependènt axaffinefsfeg
2383B
23.838
3 Gronts pald In It￿n tocharitable acti%iknes wthrtaken ty
Gran￿10."
72D
720
2C
Tr*ftgAClknnswlth reloted parties
Dufill9 year £2CQwasga4#1o ietsliyesda fru5tee lo W rrrf¢tfvTr4ral WFeTrWS.
Paye 7