Independent exarninerfs report to the tfU5tees of The Parothial Church Council of The Ecclesiastical Parish of Ferrin Diocese of Chichester I report to the trustees on my examination of the accounts of Thè Parochlal Church Councll of The Ecclesiastical Parish of Ferrin Diocese of Chichester (the charity) for the year ended 31 December 2020. Responsibilities and basi5 of rep(xt As the trustees of the charity you are responsible for the preparation of the accounts in accordance wrth the requirements of the Charitles Act 20111'the ACVI. I report in respect of my examination of the charitvs accounts carried out under section 145 of the 2011 Act and In carrylng Out my examlnatlon I have followed all the appllcable Direction5 given by the Charity Commi55ion under section 145I5llbl of the Act. Independent examlnèrfs statement I have completed my examination. I confirm that no rnaterial matters have come to my attention in connection with the examination giving me cause to believe that in any material rospect.. l. accountlng records were not kept In respect of the Trust as required by sectlon 130 of the Act; or 2. the accounts do not accord with those records,. or 3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reportsl Regulations 2008 other than any requirement that the accounts gtve a 'true and falr vlew whlch Is not a matter considered as part of an independent examinatLOn. I have no concerns and have come across no other matters In connection with the examination to which attention should be drawn in thi5 report in order to erhable a proper understanding of the accounts to be reached. Name: Claire Young FCCA Addre55= 94 Palatine Road Goring by Sea Worthing West Sussex |**St Andrew's Church**|||||||||||||||||**Ref:**|**A1**| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |**Independent Examination fo**|**r the period ended 31 Dece**|**mber 2020**|||||||||||||||**CY**|**09.04.21**| |||||||||||||||||||| |||||**_Showing split of income and expenditure_**
**_into funds_**|||||||**2018**|||**_Figures per 2018 Signed accounts_**||||| |||**2020**||||||**2019**||||||||||| |||||**Restricted**
**Funds**
**Unrestricted**
**Funds**
**Total**
1,397
172,727
**174,125**
182
160,841
**161,023**|||||**Restricted**
**Funds**
1,397
1,296
-|

**Unrestricted**
**Funds**
120,428
151,100|

**Total**
**121,825**
130,062.47
**149,804**
133,466.45|||**Restricted**
**Funds**
**Unrestricted**
**Funds**
**Total**
1,296
128,063
**129,359**
-
132,685
**132,685**||||| |**Summary Income and Expend**|**iture**|**£**||||||**£**||||||||||**_Difference_**| |||||||||||||||||||| |Total Income||174,124.75||||||121,825.24||||||||||_703.47_| |Total Expenditure||161,022.85||||||149,803.97||||||||||_781.45_| |||||||||||||||||||| |Net Profit/(Loss)||**13,101.90**||**1,215**
**11,887**
**13,102**||||**27,978.73**
**-**|**2,693**|**30,672**
**-**|**27,979**
**-**
**3,403.98**
**-**|||**1,296**
**4,622**
**-**
**3,326**
**-**||||**_77.98_**
**_-_**| |||||||||||||||||||| |||||||||||||||||||| |Assets(bals as@31.12.20)||||||||||||||||||| |||||||||||||||||||| |CCLA Deposit Account||16,456.95||16,457
-
**16,457**||||15,059.59|15,060|-|**15,060**
13,626.21|||13,660
-
**13,660**||||_33.79_
_-_| |Lloyds Bank Account||35,842.33||-
35,842
**35,842**||||7,539.00|-|7,539|**7,539**
55,121.40|||-
55,121
**55,121**||||_0.40_| |Santander Current Account||18,415.28||18,415
-
**18,415**||||48,010.47|19,346|28,664|**48,010**
41,689.27|||20,642
21,692
**42,334**||||_644.73_
_-_| |Santander Reserve Account||45,341.87||749
44,593
**45,342**||||30,843.11|-|30,843|**30,843**
17,529.83|||-
17,530
**17,530**||||_0.17_
_-_| |||**116,056.43**||**35,621**
**80,435**
**116,056**||||**101,452.17**|**34,406**|**67,047**|**101,452**
**127,966.71**|||**34,302**
**94,343**
**128,645**||||**_678.29_**
**_-_**| |||||-
101,722
**101,722**
-
72,643
**72,643**
-
10,000
**10,000**
-
115,376
**115,376**
-
2,320
**2,320**
-
20,894
**20,894**
-
89,373
**89,373**
-
78,617
**78,617**|||||-
-
-
-
-
-
-
-|102,145
79,022
10,000
105,610
2,320
84,784
90,825
89,794|**102,145**
74,052.00
**79,022**
72,413.00
**10,000**
-
**105,610**
83,590.00
**2,320**
38,035.00
**84,784**
72,700.00
**90,825**
85,633.00
**89,794**
81,768.00|||||||| |Investments(bals as@31.12|.20)|||||||||||||||||| |||||||||||||||||||| |BNY|_Agreed to values per Schedule of_
_Investments_|101,722.00||||||102,145.00||||||||||| |Blackrock|_Agreed to values per Schedule of_
_Investments_|72,643.00||||||79,022.00||||||||||| |Boom|_Agreed to valueper Statement_|10,000.00||||||10,000.00||||||||||| |CCLA Account|_Agreed to values per Schedule of_
_Investments_|115,376.00||||||105,610.00||||||||||| |CCLA Shares|_Agreed to valueper Statement_|2,320.00||||||2,320.00||||||||||| |M&G Investments|_Agreed to values per Schedule of_
_Investments_|20,894.00||||||84,784.00||||||||||| |Mayfair Capital Investment|_Agreed to values per Schedule of_
_Investments_|89,373.00||||||90,825.00||||||||||| |Schroders|_Agreed to values per Schedule of_
_Investments_|78,617.00||||||89,794.00||||||||||| |||**490,945.00**||**-**
**490,945**
**490,945**||||**564,500.00**|**-**|**564,500**|**564,500**
**508,191.00**|||**-**
**507,621**
**507,621**||||**_570.00_**| |||||||||||||||||||| |**Total Cashplus investments**||**607,001.43**||**35,621**
**571,380**
**607,001**||||**665,952.17**|**34,406**|**631,547**|**665,952**
**636,157.71**|||**34,302**
**601,964**
**636,266**||||**_108.29_**
**_-_**| |||||||||||||||||||| |||||||||||||||||||| |**Restricted Funds opening bal**
**Opening balance**
CCLA Deposit Account
Santander Current Account
**Total**
Received in year (dividends C
Received in year (interest CCL
Payments in year (defib batte
**Closing balance**
Made up of:|**ance**
15,059.59
19,346.00|**34,405.59**
1,331.44
65.92
182.00
-
**35,620.95**||||||**Restricted Fun**
**Opening balan**
CCLA Deposit
Santander Cur
**Total**
Received in ye
Received in ye
Payments in ye
**Closing balanc**
Made up of:|**ds opening ba**
**ce**
A
rent Account
ar (dividends
ar (interest CC
ar (lighting)
**e**|**lance**
13,660.00
20,642.00|**34,302.00**

1,292.70
107.12
1,296.00
-
**34,405.82**|||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| ||CLA account )
A account)
ries)|||||||||CCLA account )
LA account)||||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| |||||||||||||||||||| |CCLA Deposit Account|16,456.95|||||||CCLA Deposit|A#|15,059.59||||||||| |Santander Current Account
Santander Reserve Account|18,415.28
748.72|||||||Santander Cur|rent Account|19,346.00|(i.e. last year's closing balance,|||less the amountpaid out duringtheyear on||||lighting£20| |||||||||||||||||||| |||**35,620.95**|||||||||**34,405.59**|||||||| |||||||||||||||||||| |||||||||||||||||||| |**St Andrew's Church**|**St Andrew's Church**||**Ref:**|**WP1**| |---|---|---|---|---| |**Independent Examination for the period ended 31 December 2020**|||**CY**|**06.04.21**| |||||| |**Reference**||||| |||||| |**1.1**|**_Threshold source:-_**Charity commission for England and Wales - Guidance Independent examination of charity accounts: examiners
(CC32)|||| |||||| ||https://www.gov.uk/government/publications/independent-examination-of-charity-accounts-examiners-cc32|||| |||||| |**1.2**|A review of the accounts and Treasurers Report indicates that an audit is not required for anyother reason|||| |||||| ||**_Audit requiredfor any other reason?_**|**_No_**||| |||||| |**1.3**|Total incomeper Income and Expenditure Report|174,125||| ||Charityaudit threshold|25,000||| ||Condition satisifed?|Yes||| ||**_Independent Examination Required?_**|**_Yes_**||| |||||| |**1.4**|Gross Income for theperiod|174,124.75||| ||Exceeds £1m?|No||| ||Aggregate value of assets|607,001.43||| ||Income Exceeds £250k**AND**assets exceed £3.26m?|No||| ||**_Audit threshold not met_**|||| |||||| |**1.5**|Charity Commission website checked and report extracted. (See Separate
tab 1.5)|||| ||Charityis not aparent charity|||| ||Charityhas no subsidiaries|||| ||Charitydoes not operate branches|||| ||**_Group accounts are not required_**|||| |||||| |**1.6**|Charityis not a charitable Company|||| ||**_Audit exemption Statement n/a_**|||| |||||| |**1.7**|Total incomeper Income and Expenditure Report|174,125||| ||Threshold for Receipts and Payments Accounting|250,000||| ||Receipts and Payments Accounting permissable?|Yes||| ||Accruals accountingrequired for anyother reason?|No||| ||**_Receipts and Payments Accounting conditions satisfied_**|||| |||||| |**1.8**|Total incomeper Income and Expenditure Report|174,125||| ||Threshold for Examiner eligibilty|250,000||| ||Additional examiner eligibilityrequired|No||| ||**_Additional examiner eligibilty requirement not applicable_**|||| |||||| |**1.9**|Charityeligible for Independent Examination?|Yes||| |||||| |**2.1**|No closepersonal relationships with Trustees|Confirmed||| |||||| |**2.2**|No dayto dayinvolvement in administration of Charity|Confirmed||| |||||| |**2.3**|Examiner is independent|Confirmed||| |||||| |**2.4**|See WP 2.4|Confirmed||| |||||| |**3.1**|See WorkingPapers attached|Confirmed||| |||||| |**3.2**|Preparation of Papers considered acceptance of appointment|Confirmed||| |||||| |**3.3**||||| |||||| |**4.1**|Accountingrecords reviewed andprioryears reports read|Confirmed||| |||||| |**4.2**||||| |||||| |**5.1**|Accountingrecords for theperiod have beenprovided and are complete|Confirmed||| |||||| |**5.2**|Records maintained byTreasurer and reconciled monthly|Confirmed||| |||||| |**5.3**|No details of internal review of financial controls in year - not considered
necessary|Confirmed||| ACCA members: search results Rèfinè sèarch Your sèarch forACCA mèmbots namèd Clalrè Vletorla Young retumod tha foll￿r￿d Msums.. Sort by Full nan* lascerKlingl Drsk4aying 1 . 1011 Full namg Cityltovm Location Admission year C8rtffjcate5Aic8nc8s held Young, Claire Vicknria Worthir Unrted ￿n￿10M X107 FCCA Resuts per paoe |**Andrew's Church**||||||||||**Ref:**|**WP3**|| |---|---|---|---|---|---|---|---|---|---|---|---|---| |**dependent Examination for the period**||**ended 31 Decem**||**ber 2020**||||||**CY**|**09.04.21**|| |||||||||||||| |||**2020**||**2019**
78.77
8,997.00
4,551.00
3,423.00
-
7,586.60
3,795.50
331.00
11,187.00
2,080.00
3,749.30
-
-
8,074.30
1,437.50
-
11,428.10
1,825.00
35,676.85
342.00
324.14
12,789.31
951.50
626.77
1,012.00
1,558.50||**2018**
8.51
4,800.39
6,165.00
2,135.50
60.00
6,351.33
11,217.20
445.00
13,748.60
1,525.00
-
-
2,781.02
9,309.60
3,531.13
4,350.02
9,902.60
4,945.00
29,849.72
537.00
271.27
11,861.49
985.50
631.84
1,568.70
3,081.05||**_Year-on-_**
**_Year_**
**_Movement_**|**_As a_**
**_%age_**
**_increase/_**
**_decrease_**|**Commentary (where there is a significant variance). Additional**
**information/explanation requsted** (responses in green)||| |||||||||||||| |Bank & building soc interest||72.06||||||6.71
-|_-9%_|Confirmed to statements||| |Berkley Court||11,615.20||||||2,618.20|_29%_|New tenants paid years rental in advance||Includes 6 months of 2021 rental prepayment| |Church Hall Lettings BACS||2,404.50||||||2,146.50
-|_-47%_|Lockdown-church hall closed for most of the year||Covid related| |Church Hall Lettings WCS||1,005.00||||||2,418.00
-|_-71%_|Lockdown-church hall closed for most of the year-split by payment method||Covid related| |Church Hall Lettings Other||-||||||-||||| |Dividends||3,812.60||||||3,774.00
-|_-50%_|Reduction in share value resulting in lower dividends-pandemic||| |Donations & Appeals etc.||2,810.30||||||985.20
-|_-26%_|Fewer opportunities as church closed for much or the year-pandemic||Covid related| |Flowers||730.04||||||399.04|_121%_|Gift from pariishoner leaving the area||| |Gift Aid envelopes||3,458.00||||||7,729.00
-|_-69%_|Fewer opportunities as church closed for much or the year-pandemic||Covid related| |Gift Aid cheques bank||2,620.00||||||540.00|_26%_|Some parishoners have increase their offering with one off cheque||| |Home Mission||1,503.00||||||2,246.30
-|_-60%_|Fewer opportunities as church closed for much or the year-pandemic||Covid related| |Investment cashed in||45,000.00||||||45,000.00||Money withdrawn from investment to cover cost of new stained glass window
completion 2021||| |Legacies||2,000.00||||||2,000.00||Two legacies received||One-off| |Loose plate collection||3,460.80||||||4,613.50
-|_-57%_|Fewer opportunities as church closed for much or the year-pandemic||Covid related| |Other funds generated||350.10||||||1,087.40
-|_-76%_|Fewer opportunities as church closed for much or the year-pandemic||Covid related| |Santander Reserve Income||||||||-||||| |Service Fees-funeral||6,410.00||||||5,018.10
-|_-44%_|Fewer Funeral services||Covid related| |Service Fees-weddings||542.00||||||1,283.00
-|_-70%_|Only 1 wedding this year, cancellations due to pandemic||Covid related| |Standing Orders||40,848.69||||||5,171.84|_14%_|Because there have been fewer services parishioners have been encouraged to create||Covid related| |Standing Orders-Lloyds||1,782.00||||||1,440.00|_421%_|Because there have been fewer services parishioners have been encouraged to create||Covid related| |Suppliers refund-Santander||-||||||324.14
-|_-100%_|||| |Tax recovery on Gift Aid||11,636.17||||||1,153.14
-|_-9%_|||| |Wallsafe||583.40||||||368.10
-|_-39%_|Fewer visitors to the church, fewer opportunities||Covid related| |Coffee money||130.00||||||496.77
-|_-79%_|Church hall closed for much of the year||Covid related| |Non GA||615.40||||||396.60
-|_-39%_|Fewer opportunities as church closed for much or the year-pandemic-donation||Covid related| |Other funds general||30,735.49||||||29,176.99|_1872%_|During lockdown many parisioner have made offerings for general use, unable to go to
church||£15k transfer (nets against £15k expense). Going
forward transfers are to be netted off within same
cost category| |**Total Income**||**174,124.75**||**121,825.14**||**130,062.47**||**8,237.33**
**-**|**_-6%_**|||| |||||194.85
10,000.00
-
224.59
1,004.19
-
798.35
1,366.00
599.20
435.42
350.36
3,552.27
2,046.73
3,495.16
-
1,932.45
54.00
-
75,000.00
5,766.00
30.00
110.00
4,938.80
4,946.40
1,436.18
569.80
1,263.96
19,009.10
1,215.77
1,360.34
-
2,634.04
-
-
3,542.27
140.00
142.00
1,645.74||1,616.82
1,959.63
112.50
739.25
864.05
40.00
771.07
6,324.41
1,303.51
838.62
75.60
3,040.67
103.00
3,283.19
200.00
1,830.06
18.00
264.00
69,656.00
5,873.60
-
1,579.00
3,854.60
-
610.02
-
1,415.86
860.00
202.62
-
1,710.56
3,372.64
15,607.87
230.40
2,313.60
175.00
70.00
2,550.30||||||| |Administration/L||-||||||194.85
-|_-100%_|||| |Administration/S||15,000.00||||||5,000.00|_50%_|Transfer to Lloyds bank account||£15k transfer (nets against £15k income - other
funds general). Going forward transfers are to be
netted off within same cost category| |Berkley Court Expenses||811.75||||||811.75|_N/A_|church flat repairs||One-off (new tenant in year)| |Church Celebratory decorations||||||||-|_N/A_|||| |Church flat exp||-||||||224.59
-|_-100%_|see above||| |Church flowers||192.49||||||811.70
-|_-81%_|Church closed for much of the year||Covid related| |Church Hall Lettings (refund)||||||||-|_N/A_|||| |Church Hall Running costs||126.51||||||671.84
-|_-84%_|Lockdown-church hall closed for most of the year||Covid related| |Church Maint||1,558.06||||||192.06|_14%_|||| |Church running – elec||477.21||||||121.99
-|_-20%_|||| |Church running–gas||442.78||||||7.36|_2%_|||| |Church running – water||106.64||||||243.72
-|_-70%_|||| |Church running–costs||2,337.02||||||1,215.25
-|_-34%_|Fewer services||| |Church service supplies||375.51||||||1,671.22
-|_-82%_|Fewer services||Covid related| |Cleaning||1,699.87||||||1,795.29
-|_-51%_|Less cleaning required due to church hall being closed most of the year||Covid related| |Costs of Fetes & other events||||||||-|_N/A_|||| |Council tax||2,011.22||||||78.77|_4%_|||| |DBS||12.00||||||42.00
-|_-78%_|||| |Diocese funeral fees||25.00||||||25.00|_N/A_|||| |Diocese Parish share||76,000.00||||||1,000.00|_1%_|||| |Diocese Parochial share||6,831.00||||||1,065.00|_18%_|||| |Education||-||||||30.00
-|_-100%_|||| |Giving relief & development||-||||||110.00
-|_-100%_|||| |Governance/audit fee||-||||||4,938.80
-|_-100%_|||| |Hall major repairs||2,270.40||||||2,676.00
-|_-54%_|Hall roof repair||| |Hall running-Elec||1,254.73||||||181.45
-|_-13%_|||| |Hall running-maint||70.80||||||499.00
-|_-88%_|||| |Hall running-gas||1,046.96||||||217.00
-|_-17%_|||g| |Home Mission||39,135.82||||||20,126.72|_106%_|Donations to charity, new window costs / deposit, architect fees||and £45k for cost of new window (expense
incurred in charity meeting it's mission and
objectives to attract new members)| |Insurance L||1,230.11||||||14.34|_1%_|||| |Insurance S||1,629.51||||||269.17|_20%_|||| |Lloyds admin BACS||||||||-|_N/A_|||| |Organ & organist fees||1,500.46||||||1,133.58
-|_-43%_|Fewer services||Covid related| |Other planned giving||||||||-|_N/A_|||| |Southern Water||160.40||||||160.40|_N/A_|||| |Upkeep of Churchyard||3,422.88||||||119.39
-|_-3%_|||| |Verger||37.00||||||103.00
-|_-74%_|||| |Vicarage house exp||142.00||||||-|_0%_|||| |Working exp of incumbent||1,114.72||||||531.02
-|_-32%_|||| |**Total Outgoings **||**161,022.85**||**149,803.97**||**133,466.45**||**16,337.52**|**_12%_**|||| |||-||15,059.59
7,539.00
48,010.47
30,843.11||13,626.21
55,121.40
41,689.27
17,529.83||||||| |**Account Balances:-**||||||||||||| |CCLADeposit Account||16,456.95||||||1,397.36|_9%_|_Movement consists of dividends and interest only_||| |LloydsBank Account||35,842.33||||||28,303.33|_375%_|_£45k inv cashed in, £15k transfer in from Santander current account, £5,855'other funds-_||| |Santander Current Account||18,415.28||||||29,595.19
-|_-62%_|_BAU plus £15k transfer out to Lloyds account ('administration') _||| |Santander ReserveAccount||45,341.87||||||14,498.76|_47%_|_Movement consists of Berkley Court income, divs and interest._||| |||**116,056.43**||**101,452.17**||**127,966.71**||**26,514.54**
**-**|**_-21%_**|||| |||||102,145.00
79,022.00
10,000.00
105,610.00
2,320.00
84,784.00
90,825.00
89,794.00||74,052.00
72,413.00
-
83,590.00
38,035.00
72,700.00
85,633.00
81,768.00||||||| |**Investment Balances:- **||||||||||||| |BNY||101,722.00||||||423.00
-|_0%_|||| |Blackrock||72,643.00||||||6,379.00
-|_-8%_|||| |Boom||10,000.00||||||-|_0%_|||| |CCLA Account||115,376.00||||||9,766.00|_9%_|||| |CCLA Shares||2,320.00||||||-|_0%_|||| |M&G Investments||20,894.00||||||63,890.00
-|_-75%_|funds used for new window||£45k cashed in, remaining £19k decrease is due to de| |Mayfair Capital Investment||89,373.00||||||1,452.00
-|_-2%_|||| |Schroders||78,617.00||||||11,177.00
-|_-12%_|||| |||**490,945.00**||**564,500.00**||**508,191.00**||**56,309.00**|**_11%_**|||| |**St Andrew's Church**|**St Andrew's Church**||||| |---|---|---|---|---|---| |**Independent Examination for the period ended 31 December 2020**|||||| ||||||| |**St. Andrew's Church Ferring Income and Expenditure Report- Year Ended 31st December 2020**|||||| |**Nominal**|**Caption**|**This Year**|**Last Year**|**Difference**|**Notes**| |1020|Bank & Building Society Interest|£72.06|£78.77|(£6.71)|| |1242|Berkeley Court|£11,615.20|£8,997.00|£2,618.20|| |1240|Church Hall Lettings BACS|£2,404.50|£4,551.00|(£2,146.50)|| |1240|Church Hall Lettings WCS|£1,005.00|£3,423.00|(£2,418.00)|| |1001|Dividends|£3,812.60|£7,586.60|(£3,774.00)|| |550|Donations & Appeals etc|£2,810.30|£3,795.50|(£985.20)|| |2721|Flowers|£730.04|£331.00|£399.04|| |110|Gift Aid-Envelopes|£3,458.00|£11,187.10|(£7,729.10)|| |101|Gift aid cheques bank|£2,620.00|£2,080.00|£540.00|| |101|Home Mission|£1,503.00|£3,749.30|(£2,246.30)|| |2360|Investment cashed in|£45,000.00|£0.00|£45,000.00|| |701|Legacies|£2,000.00|£0.00|£2,000.00|| |301|Loose Plate Collections|£3,460.80|£8,074.30|(£4,613.50)|| |901|Other Funds Generated|£350.10|£1,437.50|(£1,087.40)|| |2540|Service fees Funeral|£6,410.00|£11,428.10|(£5,018.10)|| |2540|Service fees Weddings|£542.00|£1,825.00|(£1,283.00)|| |201|Standing Orders|£40,848.69|£35,676.85|£5,171.84|| |201|Standing Orders LLoyds|£1,782.00|£342.00|£1,440.00|| ||Supplier Refund Santander|£0.00|£324.14|(£324.14)|| |601|Tax Recoverable on Gift Aid|£11,636.17|£12,789.31|(£1,153.14)|| |901|Wall Safe|£583.40|£951.50|(£368.10)|| |301|coffee money|£130.00|£626.77|(£496.77)|| |301|non GA|£615.40|£1,012.00|(£396.60)|| |901|other funds General|£30,735.49|£1,558.50|£29,176.99|| ||**Total Income**|**£174,124.75**|**£121,825.24**|**£52,299.51**|| ||||||| ||**Accounts Brought Forward:**||||| ||CCLA Deposit Account|£16,456.95|£15,059.59|£1,397.36|| ||Lloyds Bank Account|£35,842.33|£7,539.00|£28,303.33|| ||Santander Current Account|£18,415.28|£48,010.47|(£29,595.19)|| ||Santander Reserve Account|£45,341.87|£30,843.11|£14,498.76|| ||**Total B/F**|**£116,056.43**|**£101,452.17**|**£14,604.26**|| ||||||| ||**Investments Brought Forward:**||||| ||BNY Mellor|£101,722.00|£102,145.00|(£423.00)|| ||Blackrock Fund|£72,643.00|£79,022.00|(£6,379.00)|| ||Boom! Credit Union|£10,000.00|£10,000.00|£0.00|| ||CCLA Fund (Investment)|£115,376.00|£105,610.00|£9,766.00|| ||CCLA Old Shares (investment)|£2,320.00|£2,320.00|£0.00|| ||M & G Investments|£20,894.00|£84,784.00|(£63,890.00)|| ||Mayfair Capital Investments|£89,373.00|£90,825.00|(£1,452.00)|| ||Schroders|£78,617.00|£89,794.00|(£11,177.00)|| ||**Total B/F**|**£490,945.00**|**£564,500.00**|**(£73,555.00)**|| ||||||| ||**Outgoing**||||| |2360|Administration/L|£0.00|£194.85|(£194.85)|| |2360|Administration/S|£15,000.00|£10,000.00|£5,000.00|| |1242|Berkley Court Expenses|£811.75|£0.00|£811.75|| |2130|Church Flat expenses|£0.00|£224.59|(£224.59)|| |2721|Church Flowers|£192.49|£1,004.19|(£811.70)|| |101|Church Hall running costs|£126.51|£798.35|(£671.84)|| |2330|Church Maintenance|£1,558.06|£1,366.00|£192.06|| |2401|Church Running-Electricity|£477.21|£599.20|(£121.99)|| |2410|Church Running-Gas|£442.78|£435.42|£7.36|| |2420|Church Running-Water|£106.64|£350.36|(£243.72)|| |2330|Church Running Costs|£2,337.02|£3,552.27|(£1,215.25)|| |2340|Church Service Supplies|£375.51|£2,046.73|(£1,671.22)|| |2331|Cleaning|£1,699.87|£3,495.16|(£1,795.29)|| |2120|Council Tax|£2,011.22|£1,932.45|£78.77|| |101|DBS|£12.00|£54.00|(£42.00)|| |2540|Diocese Funeral fee|£25.00|£0.00|£25.00|| |1910|Diocese Parish Share|£76,000.00|£75,000.00|£1,000.00|| |1910|DioseseParochial fees|£6,831.00|£5,766.00|£1,065.00|| |2170|Education|£0.00|£30.00|(£30.00)|| |1830|Giving-Relief & Development|£0.00|£110.00|(£110.00)|| |2601|Governance Costs/Audit fee|£0.00|£4,938.80|(£4,938.80)|| |2801|Hall Major Repairs|£2,270.40|£4,946.40|(£2,676.00)|| |2530|Hall Running-Electricity|£1,254.73|£1,436.18|(£181.45)|| |2660|Hall Running-Maintenance|£70.80|£569.80|(£499.00)|| |2661|Hall Running Gas|£1,046.96|£1,263.96|(£217.00)|| |1850|Home Mission|£39,135.82|£19,009.10|£20,126.72|| |101|InsuranceL|£1,230.11|£1,215.77|£14.34|| |101|InsuranceS|£1,629.51|£1,360.34|£269.17|| |2320|Organ & Organists fees|£1,500.46|£2,634.04|(£1,133.58)|| |2140|Southern Water|£160.40|£0.00|£160.40|| |2350|Upkeep of Churchyard|£3,422.88|£3,542.27|(£119.39)|| |101|Verger|£37.00|£140.00|(£103.00)|| |2130|Vicarage House Expenses|£142.00|£142.00|£0.00|| |2101|Working Expenses of Incumbent|£1,114.72|£1,645.74|(£531.02)|| ||**Total Expenditure**|**£161,022.85**|**£149,803.97**|**£11,218.88**|| ||||||| ||**Accounts Carried Forward:**||||| ||CCLA Deposit Account|£16,456.95|£15,059.59|£1,397.36|| ||Lloyds Bank Account|£35,842.33|£7,539.00|£28,303.33|| ||Santander Current Account|£18,415.28|£48,010.47|(£29,595.19)|| ||Santander Reserve Account|£45,341.87|£30,843.11|£14,498.76|| ||**Total C/F**|**£116,056.43**|**£101,452.17**|**£14,604.26**|| ||||||| ||**Investments Carried Forward:**||||| ||BNY Mellor|£101,722.00|£102,145.00|(£423.00)|| ||Blackrock Fund|£72,643.00|£79,022.00|(£6,379.00)|| ||Boom! Credit Union|£10,000.00|£10,000.00|£0.00|| ||CCLA Fund (Investment)|£115,376.00|£105,610.00|£9,766.00|| ||CCLA Old Shares (investment)|£2,320.00|£2,320.00|£0.00|| ||M & G Investments|£20,894.00|£84,784.00|(£63,890.00)|| ||Mayfair Capital Investments|£89,373.00|£90,825.00|(£1,452.00)|| ||Schroders|£78,617.00|£89,794.00|(£11,177.00)|| ||**Total C/F**|**£490,945.00**|**£564,500.00**|**(£73,555.00)**|| ||||||| ||Total Income|£174,124.75|£121,825.24|£52,299.51|| ||Total Outgoings|£161,022.85|£149,803.97|£11,218.88|| ||Net Gain|£13,101.90|£0.00||| ||Net Loss|£0.00|(£27,978.73)||| Trustees Annual Report 2020 Aims and purposes as a charity The Parochial Church Council has the responsibility of co-operating with the incumbent, the Revd Gary Ingram, in:- - The promotion of the gospel of Jesus Christ according to the doctrines and practices of the Church of England. - Promoting in the parish the whole mission of the church, pastoral, social, evangelistic and, ecumenical. - To know Jesus better and make him better known. - Practical support and care for all people in the parish, from the youngest to the oldest. - Providing financial support to those in need and to other organisations with similar objectives. Our plan to achieve our charitable objectives When planning our activities for the year, our Incumbent and the PCC have considered the Charity Commission’s guidance on public benefit and the specific guidance on ‘charities for the advancement of religion’. The council has complied with the duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016, fully recognising its duty to have due regard to House of Bishops' guidance on safeguarding children and vulnerable adults. For 2020 we discussed and planned the following objectives and activities to fulfill our aims: - Enabling as many people as possible to worship at our church - Enabling as many people as possible to become part of our parish community - Teaching, baptising and nurturing new and existing believers - Maintaining an overview of worship throughout the parish - Considering how services can involve the many groups that live within the parish - Putting faith into practice, through prayer and scripture, music and sacrament - Offering worship and prayer, learning about the Gospel, in small group situations - Assisting people from all walks of life to develop their knowledge of, and trust in, Jesus - Provision of pastoral care for all people living in the parish - Helping the poor and needy of the parish - Giving grants to missionary and local organisations, including Ferring Church of England Primary School - Reaching out to the unchurched through provision of social activities, including outings, meals, and ‘fun’ events - Maintaining the fabric of the church building as a historic centre and focus of life in the village - Making our premises available for use by the community, whether for Christian or recreational purposes and keeping the Church Building open throughout daylight hours for quiet meditation and prayer. What we achieved and how we affected beneficiaries’ lives ## Attendance at worship During the majority of 2020 we have been unable to worship in the church building and have relied on recorded services on our website and live ‘facebook’ services conducted by the vicar from the vicarage. These have been very well supported and appreciated by folk from the village and beyond! We have been able to keep telephone links with members of the congregation who were in lockdown and when government guidelines permitted, we have resumed worship in the church but with limited numbers and strict ‘distancing’ rules. The building has been open for private prayer and reflection every morning for three hours and a team of ‘sanitisors’ have ensured safety and cleanliness every day. The reports in this booklet explain more of what is happening in our Church community and our work and outreach in the village and further afield. Financial Review The church is dependent on income largely donated from its supporters and congregation, together with other donations, fees from church services and hire of the church hall and some investment income. The largest expenditure of the PCC was the sum of £76,000 paid to the diocese for our share of all churches’ Parish Ministry Costs, approx. £5,000 more than the previous year. This amount covers; clergy stipends, national insurance and pensions, clergy housing, training for clergy, support services such as safeguarding services and building advice. The trustees maintain free reserves in unrestricted funds at a level to meet a minimum of 6 months normal running expenses and to cover governance costs. The church is able to release some investments to generate cash should further funds be required. Expenditure exceeded income in the year by approx. £31,898. Income amounted to £114,124 (excluding transfers) and expenditure £146,022 (excluding transfers) however the church has donated 14% of the annual income to worthy causes. The full year’s results and the financial position at the end of the year are included in the report under the financial statement, trustees are satisfied with the position. Structure, governance and management of the charity The Parochial Church Council [PCC] is registered with the Charity Commission as required by the Charities Act 2011. Its governing document is the Parochial Church Council [Powers] measures 1956. During the year the following served as members of the parochial Church Council: Ex Officio member Vicar Churchwardens: Lay Members of the Deanery Synod: Katie Baird Alison Gompertz from October 2020 Susan Young Graham Tovey Lay Members of the Parochial Church Council: Margaret Metcalf Gwen Chinnery Janet Fabian Anthony Hall Christopher Hansen Tim Harris Susan Pratt Margaret Mason Christopher Green Meetings of the Council in 2020: There were only 2 full meetings of the Council and the Standing committee communicated by e-mail on a regular basis. In such an unusual year, statistics would be meaningless. Membership of the PCC is determined under the Church Representation Rules and consists of certain ex-officio members (the Vicar, the churchwardens and members of the Deanery, Diocesan or General Synods) and members of the church who are elected at the Annual Parochial Church Meeting (APCM). We try to ensure a balance of skills and experience where possible and to encourage parishioners with particular gifting to stand for election, ensuring that they fully understand the responsibilities of Trusteeship. This Trustees’ Annual Report was approved by the PCC and signed on their behalf by The Revd. Gary Ingram, PCC Chairman. St Andrew’s Church Treasurers Report January 2020-December 2020 ## This year our accounts have been independently examined by Claire Young Well, what a year definitely not one we could have predicted or planned for or one we want to repeat but, as always, our family at St Andrew’s have come up trumps! ## Income As can be seen from the end of year report this year it looks as if our income is above that of the previous year however, I need to explain the figures further. Our income total for the year is £174,124 but this includes £45,000 from a cashed in investment to be used to pay for our beautiful new stainedglass window and £15,000 transferred from Santander to the Lloyds account as at the beginning of the year Lloyds funds were getting low, so it is a straight forward in and out transaction on the income /expenditure report. Taking these figures into account income would be £114,124 which is £7,701 less than last year considering the year we have had I think this is remarkable and it has meant we have been able to meet all our bills as usual. Our income from Berkeley Court looks higher but the tenants have paid a year in advance and in fact we have had to reduce the rent slightly to attract tenants. We have also received £2,000 from legacies for which we are grateful, because we had to suspended services a number of categories look considerably lower than last year, no services mean no loose plate collections etc. Our fund-raising activities (Home Mission) have not been able to happen even coffee on Sundays usually generates a healthy income in a ‘normal’ year. However, you have been extremely generous and many of you have given extra donations to help with our finances. This has not always been easy to account for as money was donated anonymously or from kind people who are not known members of our community, again grateful thanks to each and everyone of you. Many of you have continued with the yellow offertory envelopes and where this happened, Gwen was able to record the offerings to benefit from gift aid, however for some money I have had to ere on the side of caution and if we were not aware that we could claim gift aid I have just paid the money directly into general funds. An up side to this is that some members have decided to donate using a standing order which accounts for some moneys not received in the envelopes this has been a great help. Gwen has once again worked her magic and we have received £11,636 recoverable on gift aid, so as you can see it is well worth you gift aiding your offering where possible. ## Expenditure Again, our expenditure figure £161,022 includes the £15,000 previously explained and therefore £146,022 is actual spending which means our expenditure is £31,898 above our income. This has been a continuing picture for some years now and despite your wonderful generosity this year I feel I have to point out we are living well above our income and would therefore ask if possible, for supporters to consider a small increase in your regular offering which would be gratefully received. That being said, we are aware of how difficult finances are for many, and understand this may not be possible. Once again, the PCC have agreed a small increase to be added our Diocese Parish Share, which supports other parishes not as fortunate as ourselves who find they cannot afford to meet their share of the diocese costs. The Diocese Parish Share (£76,000) – our largest expense, enables the diocese to fund: Clergy stipends, national insurance and pensions Clergy housing Training for clergy Support services such as safeguarding services and building advice Investments You can see that most of our investments have devalued this year (with the exception of the CCLA fund) but in this challenging year it is to be expected and investments are long term so we will remain with those ethical investments chosen and hope for an improvement next year. Be aware that M & G Investments are the fund we withdrew the £45,000 for the new window from. Giving, relief and development Obviously, we have not been able to be as generous with our giving, relief and development this year however we have been able to donate almost 14% of our income largely made up of the £15,000 that was promised to our local primary school. Sue Pratt St Andrew’s Treasurer. |**St Andrew's Church**|||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---| |**Independent Examination for the period ended 31 December 2020**|||||||||||||| ||||||||||||||| |**Santander Business Account**|||||||||||||| ||||||||||||||| |Bank account|11413285||||||||||||| |Sort code|90153||||||||||||| ||||||||||||||| |Openingbalance as@01.01.20||**48,010.47**||_Agreed to Bank Statement_||||48,988.83|_Opening balance_||||| |||||||||978.36|_Diff due to openng balance as at 07.01.20 used instead of as at_||||| |Total Credits received in theyear:||67,425.80|||||||||||| |Total Debits in theyear:||97,999.35
-|||||||||||| ||||||||||||||| |Closingbalance as@31.12.20|||**18,415.28**|_Agreed to Bank Statement_|||||||||| |_Check:-_||_978.36_|||||||||||| ||||||||||||||| ||||||||||||||| |**Summary of Income received inyear**|**TOTAL**|**Jan-20**|**Feb-20**|**Mar-20**|**Apr-20**|**May-20**|**Jun-20**|**Jul-20**|**Aug-20**|**Sep-20**|**Oct-20**|**Nov-20**|**Dec-20**| ||**_£_**||||||||||||| |Church Hall Lettings|**995.00**|923.00|40.00|32.00|||||||||| |Dividends|**1,001.10**|78.18|340.49||||||||582.43||| |Donations & Appeals|**1,529.30**|1,529.30|||||||||||| |Flowers|**230.04**|25.00|20.00|||||||12.00|||173.04| |Gift aid - envelopes|**2,700.00**|805.00|826.00|507.00||||||187.00|185.00||190.00| |Gift aid - cheques banked|**2,075.00**|400.00|135.00|150.00||||||525.00|410.00||455.00| |Home Mission|**1,503.00**|450.00|373.00|663.00||||||17.00|||| |Looseplate collections|**2,788.50**|649.20|522.50|415.70||||||349.60|245.30||606.20| |Other Funds -generated|**350.10**|69.50|230.60|50.00|||||||||| |Service Fees - funeral|**2,961.00**|590.00|1,013.00|462.00||||||357.00|340.00||199.00| |Service Fees - weddings|**-**||||||||||||| |StandingOrders|**38,709.39**|6,543.19|2,683.50|2,653.50|3,348.50|2,728.50|2,663.50|2,733.50|3,803.50|2,818.50|2,818.50|2,853.50|3,061.20| |Tax recoverable on Gift Aid|**10,472.47**||1,049.43|821.00|902.50|1,352.63|1,370.25|839.25|1,172.00|881.88|1,012.28|1,071.25|| |Wall Safe|**477.10**|41.30|53.60|||||||102.20|74.90||205.10| |Non GA|**353.40**|61.00|47.40|57.00||||||60.00|105.00||23.00| |Other Funds -general|**1,280.40**|69.40|130.00|754.00||||||37.00|20.00||270.00| ||**67,425.80**|**12,234.07**|**7,464.52**|**6,565.20**|**4,251.00**|**4,081.13**|**4,033.75**|**3,572.75**|**4,975.50**|**5,347.18**|**5,793.41**|**3,924.75**|**5,182.54**| ||_Per Annual Summary_||||||||||||| ||||||||||||||| |**Summary of Expenditure inyear**|**TOTAL**|**Jan-20**|**Feb-20**|**Mar-20**|**Apr-20**|**May-20**|**Jun-20**|**Jul-20**|**Aug-20**|**Sep-20**|**Oct-20**|**Nov-20**|**Dec-20**| ||**_£_**||||||||||||| |Administration/S|**15,000.00**|15,000.00|||||||||||| |Church runningcosts|**659.12**||||168.00|77.94||197.18|||216.00||| |Church running- electricity|**419.62**|52.64|54.48|56.04||9.30|17.19|33.13|45.55|49.00|48.49|53.80|| |Church running-gas|**652.11**|115.98|112.60|118.82|233.87||36.44||29.96||||4.44| |Church running- costs|**168.00**|168.00|||||||||||| |Council tax|**1,817.22**|||201.22|202.00|202.00|202.00|202.00|202.00|202.00|202.00|202.00|| |Diocese fees|**76,000.00**||12,670.00|6,333.00|6,333.00|6,333.00|6,333.00|6,333.00|6,333.00|6,333.00|6,333.00|6,333.00|6,333.00| |Hall running- electricity|**1,029.90**|163.73|193.49|171.14|73.08|65.76|54.84|53.31|50.79||118.38|85.38|| |Hall running-gas|**759.69**|181.39|201.71|175.17||||||32.00|29.15|74.09|66.18| |Insurance|**1,493.69**|135.79|135.79|135.79|135.79|135.79|135.79|135.79|135.79|135.79|135.79|135.79|| ||**97,999.35**|**15,817.53**|**13,368.07**|**7,191.18**|**7,145.74**|**6,823.79**|**6,779.26**|**6,954.41**|**6,797.09**|**6,751.79**|**7,082.81**|**6,884.06**|**6,403.62**|