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2024-12-31-accounts

Registered Charity No. 1168625

St Lawrence's Hospital ClO

Unaudited financial statements

For the year ended 31 December 2024

St Lawrence's Hospital ClO

ClO information

For the year ended 31 December 2024

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Charity name: St Lawrence's Hospital CIO
Registered charity number: 1168625
Principal office: Bathurst Estate Office
Cirencester Park
Cirencester
Gloucestershire
GL7 2BU
Trustees: The Earl Bathurst - Master
Edward Allsop - Master’s Nominee
Paul Babbage
Andrew Lichnowski
Sandra Price
Clerk: Jane Winstanley
Bankers: Lloyds Bank plc
14 Castle Street
Cirencester
Gloucestershire
GL7 10)
CCLA
85 Queen Victoria Street
London
EC4V 4ET
Independent examiner: Cara Turtington FCA DChA
Saffery LLP
71 Queen Victoria Street
London
EC4V4BE

St Lawrence's Hospita! ClO

Contents

Contents
Forthe year ended 31 December 2024
jp
Page
Trustees' report 1
Statement oftrustees' responsibilities 4
Independent examiner's report 5
Statement offinancial activities 6
Balance sheet 7
Notestothefinancialstatements 8

St Lawrence's Hospital ClO

Trustees' report

For the year ended 31 December 2024

i The Trustees present their report and accounts for the year ended 31 December 2024. These have been prepared on a going concern basis in accordance with the accounting policies set out in note 1 to the accounts. In preparing these accounts the Trustees have complied with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland, (FRS 102) and the Statement of Recommended Practice for Charities (FRS 102).

St Lawrence’s Hospital CIO was registered on 5 August 2016 with the Charity Commission and is governed by its constitution of that date. The ClO remained dormant until 11 June 2019 when it received the net assets and undertakings of St Lawrence's Hospital, an existing unincorporated trust with the same charitable objectives as St Lawrence's Hospital ClO.

Objectives and activities

The original charity was founded by Edith, Lady of Wiggold in or about the year 1235 for the provision and maintenance of almshouses for the benefit of poor persons of good character. Currently 23 units of almshouse accommodation are provided for occupancy.

All units are maintained to a high standard by the CIO, under the guidance of the Trustees, by receipt of maintenance contributions from the CIO's beneficiaries. A clerk is employed who is responsible for the day-today management of repairs and the seeking out of new beneficiaries when a property becomes available for occupancy.

Expenditure on the upkeep of these properties in the year amounted to £115,677 (2023: £151,457).

The Trustees confirm that they have complied with the duty in section 4 of the Charities Act 2006 to have due regard to the Charity Commission's guidance on public benefit, ‘Charities and Public Benefit’.

Achievements and performance

The CiO provides housing for people who are not in a position to afford the weekly maintenance contributions and who need state benefit and are of limited means. The aligns with the constitution of the ClO.

During the year the CIO progressed with its planned refurbishment programme. The refurbishment of two more properties has now been completed.

Financial review

Income from licenses amounted to £140,129 (2023: £143,801) net of losses from vaids.

For the year ended 31 December 2024, the net income amounted to £86,120 (2023: net income £102,051).

Page 1

St Lawrence's Hospital ClO

Trustees’ report (continued) For the year ended 31 December 2024

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The trustees always try to set a balanced budget, spreading the cost of major refurbishments. However, over the past few years this has not been possible and the accounts show high levels of expenditure on the properties.

The works will continue, as vacancies permit, until all the properties have been improved. 12 Barton lane and 1 Gooseacre Court have been completed. The current plan is to refurbish 2, 2A Barton Lane within the next two years. This will leave three properties outstanding, 7 and 9 Gooseacre Lane and 66 Gloucester Street.

At the year end, the ClO held total reserves of £2,146,566 (2023: £2,060,446), of which £574,057 (2023: £577,315) were not designated for a particular purpose.

The ClO retains sufficient reserves to ensure that unforeseen major emergency repairs may be funded. Because many of its properties are listed buildings, maintenance costs can be high, and it is necessary that high reserves are kept for this purpose and to effect improvements where possible and for acquisition of additional property. The Trustees have fully considered the condition of the properties and believe that the level of reserves is appropriate.

The CIO invests its reserves in the Charities Official Investment Fund (COIF). It constantly seeks the best possible returns for its investments, which are kept under regular review with our account manager who visits us each year, in September. However, these are held for the long term and the Trustees have no plans to liquidate the investments.

Structure, governance and management

St Lawrences’ Hospital CIO is a charitable incorporated organisation, governed by its constitution dated 16 August 2016.

The ClO's affairs were looked after by five trustees (including the Master) noted overleaf. The Master can nominate one other trustee.

The Trustees are responsible for the management ofthe 23 properties owned by the ClO. The ClO employs a parttime clerk, and its records and accounts are handled by the Bathurst Estate Office under the Earl Bathurst Estate Settlement (EBES). All decisions regarding the employment and remuneration of the Clerk are made by the Trustees as a body.

Page 2

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St Lawrence's Hospital ClO

Trustees’ report (continued)

For the year ended 31 December 2024

Reference and administrative details

The Charity Commission registration number and principal office are given on the information page at the beginning of these financial statements.

The following trustees served during the year:

The Earl Bathurst Master Edward Allsop Master's Nominee Paul Babbage Andrew Lichnowski Sandra Price

Maintenance contributions policy

Maintenance contributions payable by the CIO's beneficiaries are assessed annually and revised contributions are implemented on the 1st of January each year. Those beneficiaries who are unable to afford the full contribution may claim Housing Benefit from Cotswold District Council. All the CIO's current beneficiaries are eligible for some form of benefit.

Maintenance and repairs policy

The ClO has an ongoing programme of cyclical maintenance for painting, improvement and associated repairs which take account of the fact that many of its properties are listed buildings and all are in a conservation area. The ClO also undertakes adaptations and such improvements as are needed (eg the installation of level access showers).

Responsive repairs are dealt with on a priority basis, with emergencies being attended to within 24 hours, urgent repairs within 7 days, less urgent repairs within one month, and other work carried out as part of cyclical maintenance.

Risk management

The Trustees have considered the risks facing the CIO and believe that the ongoing protection of the ClO's property is the major risk they face. The ClO's properties are insured against the cost of reinstatement, and the reinstatement values of its properties are regularly reviewed, particularly as many are listed buildings, and all are in a conservation area. The ClO also has fire insurance, and its trustees are insured through the specialist almshouse insurance policy. Employer's Liability Insurance is also taken out as required by legislation.

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On behalf of the Trustees
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The Earl Bathurst, Master C care DU] 8 [25 Bathurst Estate Office Cirencester Park Cirencester, Gloucestershire GL7 2BU

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“Agdrew Lichnowski, Trustee
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Page 3

St Lawrence's Hospital ClO

Statement of trustees’ responsibilities

For the year ended 31 December 2024

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The Trustees are responsible for preparing the trustees' annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Charity law, in England and Wales, requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the CIO and of its incoming resources and - application of resources of the Charity for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the CIO and enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

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Page 4

St Lawrence's Hospital ClO

Independent examiner's report to the trustees of St Lawrence's Hospital ClO

For the year ended 31 December 2024

aes | report to the trustees on my examination of the accounts of the St Lawrence's Hospital ClO (the charity) for the year ended 31 December 2024.

Respective responsibilities of trustees and examiner

As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

| report in respect of my examination of the charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination | have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner's statements

| have completed my examination. | confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

| have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

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Cara Turtington FCA DChA Y
Saffery LLP
71 Queen Victoria Street, London, EC4V 4BE
one. 3. 2epF Cod A: /
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Page 5

St Lawrence's Hospital ClO

Statement of financial activities

For the year ended 31 December 2024

Note Unrestricted Restricted Total Total
funds funds funds funds
2024 2024 2024 2023
£ £ £ £
Income from:
Charitable activities 2 140,129 - 140,129 143,801
Investments 5 29,524 - 29,524 28,909
Other income 455 - 455 -
Total incame 170,108 . 170,108 172,710
Expenditure on:
Charitable activities:
Maint
d
i
ea
almshouses
f 6 115,677 : 115,677 151,457
Total expenditure 115,677 - 115,677 151,457
Net gains / (losses) on investments 8 20,605 1,084 21,689 80,798
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gai

i
t
Ne gains/(losses) on investmen
properties
t 3 10,000 ; 10,000
Net income/ (expenditure) 85,036 1,084 86,120 102,051
Transfers between funds 11 (500) 500 - -
Net movement in funds 84,536 1,584 86,120 102,051
Reconciliation offunds:
Total funds brought forward 2,008,767 51,679 2,060,446 1,958,395
Totalfundscarriedforward 11 2,093,303 53,263 2,146,566 2,060,446

The results for the year derive from continuing activities and there are no gains or losses other than those shown above.

The notes on pages 8 to 17 form part of these financial statements.

Page 6

St Lawrence's Hospital ClO

Balance sheet

As at 31 December 2024

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Note 2024 2023
£ £ £ £
Fixed assets
Tangible assets 7 1,046,736 989,547
Investments 8 1,065,279 1,033,590
2,112,015 2,023,137
Current assets
Debtors 9 10,752 20,579
Cash and bank at hand 56,133 46,917
66,885 67,496
Creditors: amounts fallingduewithin one year 10 (32,334) (30,187)
Netcurrent assets 34,551 37,309
Total netassets 2,146,566 2,060,446
Funds:
Restricted funds 11
Restricted funds 30,452 30,452
Revaluation reserves 22,811 21,227
53,263 51,679
Unrestricted funds 11
Designated funds 1,056,936 999,747
Revaluation reserves 462,310 431,705
Unrestricted funds 574,057 577,315
2,093,303 2,008,767
2,146,566 2,060,446
The notes on pages 8 to 17form part ofthese financial statements.
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The notes on pages 8 to 17 form part of these financial statements. Approved by the Trustees for issue on alg (2s¢

~ Bakes = The Earl Bathurst, Master

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St Lawrence's Hospital ClO

Notes to the financial statements For the year ended 31 December 2024

i

1. Principal accounting policies

Basis of preparation

The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain investments (detailed below).

The financial statements have been prepared in accordance with the accounting policies set out below, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102). Exemptions available for smaller charities have been taken where appropriate.

The financial statements have been prepared to give a ‘true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a ‘true and fair view'. This departure has involved following Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The CIO constitutes a public benefit entity as defined by FRS102.

Going concern

The Trustees have assessed whether there are any significant doubts about the CIO's ability to continue as a going concern and have not identified any material uncertainties. A deficit budget has been prepared for 2025 as the CIO takes the opportunity to carry an increased level of refurbishment work, however, this is been monitored on an ongoing basis and the Trustees are satisfied with the current reserves level.

The accounts have therefore been prepared on a going concern basis.

Income

Income from charitable activities represents maintenance contributions receivable from beneficiaries in respect of non-investment property for the furtherance of charitable purposes.

Investment income represents dividends and interest receivable.

All income is reported gross and recognised only when the CIO has entitlement to the income, receipt is probable, and the income can be measured reliably.

Page 8

St Lawrence's Hospital ClO

Notes to the financial statements (continued)

For the year ended 31 December 2024

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1. Principal accounting policies (continued)

Expenditure

Expenditure is accounted for on the accruals basis. Liabilities are recognised in the accounting period to which they relate.

Governance costs comprise all costs involving the public accountability of the ClO and its compliance with regulation and good practice. Expenditure on governance is detailed in the notes to these accounts.

Fixed assets and depreciation

Expenditure on fixed assets is recognised at cost and subsequently depreciated. Depreciation on housing properties is charged so as to write down the cost on a straight line basis over their estimated economic lives at the following annual rates:

Housing properties 100 years (prior to 1 January 2012) Improvement works 20 years

Investments

Listed investments are stated at market value at the balance sheet date. Investment gains and losses, whether realised or unrealised, are combined and shown in the heading ‘Gains / (losses) on investments’ in the statement of financial activities.

Freehold land is held at fair value and is subject to review every five years.

Debtors

Debtors include maintenance contributions and dividends owing to the ClO, as well as amounts the CIO has paid in advance for goods or services. Debtors are measured at their recoverable amounts.

Page 9

St Lawrence's Hospital ClO

Notes to the financial statements (continued)

For the year ended 31 December 2024

1. Principal accounting policies (continued)

Creditors

Creditors include amounts owed by the CIO to suppliers and are measured at the amount the ClO anticipates it will pay to settle the debt.

Fund accounting policy

Unrestricted income funds are general funds that are available for use at the Trustees’ discretion in furtherance of the objectives of the CIO.

Designated funds are unrestricted funds which have been held for a specific purpose, as agreed by the Trustees.

Restricted funds are those where the donors have placed stipulations on how the money can be applied.

Taxation -

The ClO is not subject to income tax on its surplus, as it is applied for wholly charitable purposes. The ClO is not registered for value added tax purposes.

2. Income and expenditure from lettings 2024 2023
£ £
Income from licenses:
Weekly maintenance contributions 154,300 153,834
Less: losses from voids (14,171) (10,033)
Totallettingsincome 140,129 143,801

There are 23 units of almshouse accommodation let at fair rent set by the Valuation Office Agency (2023: 23 units) comprising general needs housing. The average licence income per unit is £6,093 (2023: £6,252).

3. | Trustees' remuneration and benefits

None of the Trustees have been paid any remuneration by the CIO. In addition, no Trustee was employed by the CIO in the year, and as such, none received any benefit from employment with the ClO or a related entity.

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St Lawrence's Hospital ClO

Notes to the financial statements (continued)

For the year ended 31 December 2024

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4. Employees 2024 2023
No. No.
Staff
Clerk (part-time) 1 1
Researcher (part-time) 1 1
2 2
Staff costs forthe above £ £
Wages and salaries 14,000 15,783
Social security costs - -
14,000 15,783

No employees received emoluments of more than £60,000 (2023: no employees received emoluments over £60,000). The Clerk is considered to be key management personnel for the purposes of FRS 102.

5. Investment income Investment income 2024 2023
£ £
Income receivablefrom investments 27,041 26,357
Income receivablefrom bankshort-term deposits 1,149 1,218
Rental income 1,334 1,334
29,524 28,909
6. Expenditure 2024 2023
£ £
Direct costs of housing maintenance and management
Insurance 4,628 4,539
Responsive maintenance 17,755 32,044
Planned maintenance 271 30,814
Other direct costs 3,280 5,108
Donations to organisations - -
Support costs
Staff costs 14,000 15,783
Legal costs - 240
Depreciation 53,998 48,731
Management charges 7,491 7,491
Other overhead expenses 9,658 2,628
Governance costs (see below) 4,596 4,080
115,677 151,457
Governance costs
Independent examiners’ remuneration in respect of:
Independent examination 2,298 2,040
Preparation ofaccounts 2,298 2,040
Page 11 4,596 4,080

St Lawrence's Hospital ClO

Notes to the financial statements (continued)

For the year ended 31 December 2024

7. Housing properties

Housing properties
£ £
Cost
At 1January 2024 1,518,518
Additions and improvements 111,187
At 31 December 2024 1,629,705
Depreciation
At 1 January 2024 528,971
Charge forthe year 53,998
At 31 December 2024 582,969
Net book value
At 31 December 2024 1,046,736
At31December2023 989,547

Additions of £111,187 (2023: £64,821) represent expenditure on capital works. A further £18,026 (2023: £62,858) has been spent on routine and cyclical maintenance and repairs to housing property which has been charged to the statement of financial activities.

The CIO owns 23 units of almshouses. Homes England holds a charge over 11 of the units which will expire after 2042.

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St Lawrence's Hospital ClO

Notes to the financial statements (continued)

For the year ended 31 December 2024

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8. Investments 2024 2023
£ £
Total fixed asset investments comprise:
Listed investments 981,779 960,090
Freehold land 83,500 73,500
1,065,279 1,033,590
Listed on a recognised investment exchange in the UK 2024 2023
£ £
Market value at 1January 2024 960,090 879,292
Additions - -
Disposals at proceeds - -
Unrealised gain/(loss) on investments 21,689 80,798
Realised gain on disposal of investments - -
Market value at 31 December2024 981,779 960,090
Costs ofinvestments atthe balance sheet date 570,458 570,458
All ofthe listed investments are held in the.COIF Charities Investment Fund.
Freehold land 2024 2023
£ £
Market value at 1January 2024 73,500 73,500
Revaluation in the year 10,000 -
Fair value at31 December 2024 83,500 73,500
Historical cost 10,200 10,200
The valuation ofthe 17 acres oftenanted agricultural freehold land was carried out on 1 May 2024 byThe
Bathurst Estate Office.
9. Debtors 2024 2023
£ £
Weekly maintenance contributions 7,382 13,953
Other debtors 3,370 6,626
10,752 20,579

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St Lawrence's Hospital ClO

Notes to the financial statements (continued)

For the year ended 31 December 2024

10.Creditors: amounts falling due within one year 10.Creditors: amounts falling due within one year 2024 2023
£ £
Maintenance contributions received in advance 3,798 1,702
Trade creditors 15,423 17,934
Other creditors 13,113 10,551
32,334 30,187
11.Summary offund movements
Gains and
Currentyear At1 losses on At 31
January investments December
2024 Income Expenditure and transfers 2024
Restricted funds £ £ £ £ £
Major repairs fund 30,452 - - - 30,452
Major repairs revaluation 21,227 - - 1,584 22,811
51,679 - - 1,584 53,263
Unrestricted funds
Tangible fixed asset reserve fund 989,547 - (53,998) 111,187 1,046,736
Investment property reserve fund 10,200 - - - 10,200
Property revaluation reserve 63,300 - - 10,000 73,300
Investment revaluation fund 368,405 - - 20,605 389,010
Unrestricted incomefunds 577,315 170,108 (61,679) (111,687) 574,057
2,008,767 170,108 (115,677) 30,105 2,093,303
2,060,446 170,108 (115,677) 31,689 2,146,566
EERE EE

11.Summary of fund movements

Major repairs fund

The constitution of the CIO stipulates a major repairs fund should be held. The Trustees consider it appropriate to maintain this at no less than 5% of the investment value and transfers will be made to the fund in line with that.

Where major repair work is carried out and this work is capitalised then the restriction has been fulfilled and a subsequent transfer will be made out of the restricted fund.

Tangible fixed asset and Investment property reserve funds

The fixed asset reserve fund comprises the net book value of the fixed assets and the cost of the investment property. These reserves has been set apart to clarify that, despite being unrestricted, the funds are not immediately accessible.

Property and investment revaluation funds

The investment and property revaluation funds comprise unrealised gains on investments held within the unrestricted funds.

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St Lawrence's Hospital ClO

Notes to the financial statements (continued)

For the year ended 31 December 2024

11. Summary of fund movements (continued)

Gains and
Comparative year At1 losses on At 31
January investments December
2023 Income Expenditure and transfers 2023
£ £ £ £ £
Restricted funds
Major repairs fund 30,452 - - - 30,452
Major repairs revaluation 17,187 - - 4,040 21,227
47,639 - - 4,040 51,679
Unrestricted funds
Fixed asset reservefund 973,457 - (48,731) 64,821 989,547
Investment property reserve 10,200 - - - 10,200
fund
Property revaluation reserve 63,300 - - - 63,300
Investment revaluation fund 291,647 - - 76,758 368,405
Unrestricted income funds 572,152 172,710 (102,726) (64,821) 577,315
1,910,756 172,710 (151,457) 76,758 2,008,767
1,958,395 172,710 (151,457) 80,798 2,060,446
12. Analysis of net assets between funds
Restricted Designated Unrestricted Total Total
Current year funds funds funds funds funds
2024 2024 2024 2024 2023
£ £ £ £ £
Fixed assets - 1,046,736 - 1,046,736 989,547
Investments 53,263 472,510 539,506 1,065,279 1,033,590
Current assets - . 66,885 66,885 67,496
Creditors: amounts falling due
within oneyear - - (32,333) (32,333) (30,187)
53,263 1,519,246 574,058 2,146,567 2,060,446

Page 15

St Lawrence's Hospital ClO

Notes to the financial statements (continued) For the year ended 31 December 2024

12. Analysis of net assets between funds (continued)

Restricted Designated Unrestricted Total
Comparative year funds funds funds funds
2023 2023 2023 2023
£ £ £ £
Fixed assets . 989,547 - 989,547
Investments 51,679 441,905 540,006 1,033,590
Current assets - - 67,496 67,496
Creditors: amounts falling due
ae
within one year
(30,187) (30,187)
51,679 1,431,452 577,315 2,060,446

13. Related party transactions

Cirencester Park Farms Limited is a limited company owned by the Earl Bathurst Estate Settlement 1963 and a tenant of the ClO on normal commercial terms. The Master of the CIO is a director of the company and a beneficiary of the settlement.

Rental income from the company during the year in respect of the land detailed in note 5 to these accounts was £1,334 (2023: £1,334). At the year-end there was a balance of due from Cirencester Park Farms Limited of £1,334 (2023: £667).

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St Lawrence's Hospital ClO

Notes to the financial statements (continued) For the year ended 31 December 2024

14. Comparative Statement of Financial Activities

Unrestricted Restricted Total
funds funds funds
2023 2023 2023
£ £ £
Income from:
Charitable activities 2 143,801 - 143,801
Investments 5 28,909 - 28,909
Expenditure on:
Charitable activities:
Maintenance and running ofalmshouses 151,457 - 151,457
Total expenditure 151,457 - 151,457
Net gains / (losses) on investments 76,758 4,040 80,798
Net income / (expenditure) 98,011 4,040 102,051
Transfers between funds 11 . - .
Net movement in funds 98,011 4,040 102,051
Reconciliation of funds:
Total funds brought forward 1,910,756 47,639 1,958,395
Totalfundscarriedforward 11 2,008,767 51,679 2,060,446

Page 17