**Rafah International** ## **Income and Expenditure Accounts for the year ended 31[st] July 2025** Charity Assist Accountants Ltd Certified Public Accountants and Charity Independent Examiners Unit 27 Batley Enterprise Centre 513 Bradford Road Batley West Yorkshire WF17 8LL 1 **Rafah International** ## **Income and Expenditure Accounts for the year ended 31[st] July 2025** |**Contents**|**Page**| |---|---| |Basic information|3| |Trustees’ annual report|4-9| |Independent examiner's report on the accounts|10-11| |Income and expenditure accounts|12-13| |Notes|14-18| 2 ## **Rafah International** ## **Income and Expenditure Accounts for the year ended 31[st] July 2025** ## **Basic information** ## **Address** Jhumat House 160 London Road IG11 8BB ## **Bank** Barclays Bank Leicester LE87 2BB ## **Accountants** Charity Assist Accountants Ltd Unit 27 Batley Enterprise Centre 513 Bradford Road Batley WF17 8LL ## **Charity registration number** 1168436 3 ## **Rafah International** ## **Income and Expenditure Accounts for the year ended 31[st] July 2025** **----- Start of picture text -----**
Trustees' Annual Report for the period
Period start date Period end date
From 1 [st] Aug 2024 31 [st] Jul 2025
To
**----- End of picture text -----**
## **Section A Reference and administration details** Rafah International **Charity name Other names charity is known by Registered charity number (if any)** 1168436 ## **Charity's principal address** 14 Greenbank Road Edinburgh Postcode EH10 5RY ## **Names of the charity trustees who manage the charity** ## **Trustee name** - 1 Amin Ali Oliver Desmond Buxton - 2 Mohammed Ali Rasul - 3 Anawar Ul Hassan 4 John Franklin Rhodus Jr ## **Section B Structure, governance and management** ## **Description of the charity’s trusts** CIO – Foundation registered 26[th] July 2016 Type of governing document (eg. trust deed, constitution) CIO How the charity is constituted (eg. trust, association, company) 4 **Rafah International** **Income and Expenditure Accounts for the year ended 31[st] July 2025** 1. Apart from the first charity trustees, every trustee must be Trustee selection methods appointed by a resolution passed at a properly convened (eg. appointed by, elected by) meeting of the charity trustees. All trustees are life time trustees, subject to: a) retires by notifying the CIO in writing (but only if enough charity trustees will remain in office when the notice of resignation takes effect to form a quorum for meetings); b) is absent without the permission of the charity trustees from all their meetings held within a period of six months and the trustees resolve that his or her office be vacated; In selecting individuals for appointment as charity trustees, the charity trustees must have regard to the skills, knowledge and experience needed for the effective administration of the CIO. ## **Section C Objects and activities** |**Summary of the objects of**
**the charity set out in its**
**governing document**|1. To prevent or relieve poverty or financial hardship.
2. To relieve financial hardship, sickness and poor health,
amongst orphans and widows;
3. To relieve and assist people who are the victims of war or
armed conflict or natural and/or man-made disasters,
epidemic, or famine, including (without limitation) provision
of emergency response and recovery including the supply
of medical and/or financial aid to such persons;
4. And to prevent or relieve poverty or financial hardship of
refugees and displaced persons, including by preserving
and protecting their physical and mental health.
5. In all cases by any charitable means, working anywhere in
the world regardless of the beneficiaries' religion, race,
ethnicity, disability, gender, geographical location and
political conviction.| |---|---| 5 **Income and Expenditure Accounts for the year ended 31[st] July 2025** ## **Rafah International** The charity gives grants to charity organisations based in Yemen, to achieve its objects through projects such as zakat and qurbani distributions, orphan sponsorships, widow sponsorships, humanitarian support, food feeding, water bill, health aid and others. The main source of income is UK public donations and other charities. **Summary of the main activities undertaken for** Charity commission requires the trustees of a charity to: **the public benefit in**  Select suitable accounting policies, apply them consistently, **relation to these objects** make judgement and estimates that are reasonable and **(include within this section** prudent; **the statutory declaration**  Prepare the financial statements on the going concern basis unless there is a reason to believe that the Association will not **that trustees have had** continue for the foreseeable future. **regard to the guidance** The Trustees are responsible for the keeping of proper accounting **issued by the Charity** records, which disclose with reasonable accuracy at any time the **Commission on public** financial position of the charity and to enable them to ensure that **benefit)** the financial statements comply with the Charity Act 2011. They are also responsible for safeguarding the assets of the association and hence to take reasonable steps for the prevention and detection of fraud and other irregularities. ## **Section D Achievements and performance** The charity was able to raise donations which they have used towards **Summary of the main** their charitable activities during the year. See section F for the projects **achievements of the** run by the charity. **charity during the year** ## **Section E Financial review** The charity holds £5,000 in reserve in case of an emergency expense **Brief statement of the** and to cover running costs. **charity’s policy on reserves** 6 **Rafah International Income and Expenditure Accounts for the year ended 31[st] July 2025** ## **Section F Projects** ## **Orphan sponsorship** Rafah International, runs an orphan sponsorship project which sends money to orphans in the city of Tarim and the surrounding area for clothing, medical expenses, school fees, school transport, stationery only to mention a few. Sponsors are provided with a photograph and an annual progress update on the welfare and education of the orphan they will be sponsoring. ## **Save water, sustain life** Rafah International carried out this project to address the critical issue of irrigation in Tarim which waste up to 25% of water due to evaporation and seepage by introducing modern plastic irrigation networks on 30 farms across Tarim’s villages and districts. The aim was to conserve water, reduce maintenance costs and expand agricultural productivity, ensuring a sustainable future for farming in the region. ## **Secure futures, empower Yemeni women** This project addresses the growing issue of cyber extortion by training 25 women in smartphone maintenance to protect their privacy and security. A highly qualified trainer, participants will receive 120 hours of theoretical and practical training. Graduates will be equipped to start mini repair workshops, offering safe and reliable services within their communities. 7 **Rafah International Income and Expenditure Accounts for the year ended 31[st] July 2025** ## **Save a life** The charity introduced this campaign a vital initiative dedicated to providing life-saving medical care to vulnerable individuals in Yemen. It addresses the critical needs of patients suffering from chronic illnesses, mental health conditions and neurological disorders, many of whom cannot afford the necessary medications or treatments. ## **School bag project** The charity raises funds to help struggling Yemeni families by providing their children with school bags which contains school essentials. ## **The feeding food project** This project is operated in many cities across Yemen to provide food packages to the vulnerable communities. Furthermore, this project distributes food and basic necessities during times of crisis and emergencies. 8 ## **Rafah International** ## **Income and Expenditure Accounts for the year ended 31[st] July 2025** ## **Section G Declaration** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **----- Start of picture text -----**
Signature(s)
Full name(s) Anawar Ul Hassan
Position (eg Secretary, Chair,
etc) Trustee
Date
02/06/2026
**----- End of picture text -----**
9 **Rafah International** **Income and Expenditure Accounts for the year ended 31[st] July 2025** ## **Independent examiner's report on the accounts** **Section A Independent Examiner’s Report** **Report to the trustees/** Rafah International **members of On accounts for the year** 31[st] July 2025 **Charity no** 1168436 **ended (if any) Set out on pages** 12-13 I report to the trustees on my examination of the accounts of the above charity for the year ended **31 / 07 / 2025** **Responsibilities and basis of report** As the charity trustees of the charity, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 10 Independent examlnerfs 8tatomenl I have completed my examinalSon. I confimi that no material matters have come lo my allenlion lolher than Ihal dlsclosed below ') In connecllon ¥pAth the examination whlch gives me cause lo believe that In, any malerlal respect.. accounting Tecords were not kept In accordan￿ sectlon 130 of the Act or the accounts do not accord with the a¢¢ounllng records I have no concerns and have come across no other matters In connectlon %Mlh the examination lo vknich attention should be drawn In order lo enable a pr er underst g of the accounts to be reached. Slgn Dale: Nama: Imohammed A. Ali Relevant prof0881onal quallflcatlon(sl or body Ilf any): MBA ACMA Addre89: 25 Gascoigne Gardens Essex IG8 9NU Rafah International enditure Accounts for the Income and Ex ear ended 31st Jul 2025 CHARITY (OMM15510N FOR ENGLAND ANO WALES Charity nar￿ Rafah Internatkinal Charity t+> 1168436 nnual accounts for the T¢ pe￿llend Peri￿￿ startdate 01.08.24 31.07.2S Section A Restricted Unrestricted ir￿01￿ ErMlO￿Tr￿t furnls fu￿8 PrK>r year In¢¢)rning resources INote 31 Incom7 and •n(kn¥r(tMS fronK FOI F02 F03 F04 F05 35.138 1.507 352.870 388.008 1.507 462.742 566 In¥tslrnEIIs S04 $05 rotsl Resources expended INote 6 S07 36.645 352.870 389.515 463.308 1.385 8.275 289 787 9.660 342 693 5.862 260.258 matgn* Item 13.262 67.553 13.262 365.616 9.160 275.280 Totsl 298.062 Net incomellexFenditurel before investmenl gainslllossesl 30.908 54.808 23.899 188.028 tqetgsirL5llb5￿iO￿Iry4e5I￿*rnS Net intomellèxpÈndlturel Extraord¢nary items Tran$fer$ between funds galnslllossesl.. 30.908 54.808 23.899 188.028 I tfKahly4 r￿n Net mo¥*mentln lunds $20 30,908 54,808 23,899 188,028 Reconciliation of funds.. TolalNMs browi tyr4v*Q 18.013 529.148 583.956 547.161 571.060 359.133 547.161 rotsl lunds canledforwan S22 12 **Income and Expenditure Accounts for the year ended 31[st] July 2025** ## **Rafah International** |**Section B**||||||| |---|---|---|---|---|---|---| ||Guidance Notes|**Unrestricted**
**funds**|
**Restricted**
**income**
**funds**|**Endowment**
**funds**|**Total this**
**year**|**Total last**
**year**| |||**£**|**£**|**£**|**£**|**£**| |**Fixed assets**||F01|F02|F03|F04|F05| |**Intangible assets (Note 15)**|B01|-|-|-|-|-| |**Tangible assets (Note 14)**|B02|1,233|-|-|1,233|1,644| |**Heritage assets (Note 16)**|B03|-|-|-|-|-| |**Investments(Note 17)**|B04|-|-|-|-|-| |**_Total fixed assets_**|B05|1,233|-|-|1,233|1,644| |**Current assets**||||||| |**Stocks (Note 18)**|B06|-|-|-|-|-| |**Debtors (Note 19)**|B07|31,965|-|-|31,965|29,427| |**Investments (Note 17.4)**|B08|-|-|-|-|-| |**Cash at bank and in hand(Note 24)**|B09|- 45,837|583,956|-|538,119|516,330| |**_Total current assets_**|B10|- 13,872|583,956|-|570,084|545,757| |||||||| |**Creditors: amounts falling due**
**within one year (Note 20)**|B11|257|-|-|257|240| |||||||| |**_Net current assets/(liabilities)_**|B12|- 14,129|583,956|-|569,827|545,517| |||||||| |**_Total assets less current liabilities_**|B13|- 12,896|583,956|-|571,060|547,161| |||||||| |**Creditors: amounts falling due after**
**one year (Note 20)**|B14|-|-|-|-|-| |**Provisions for liabilities**|B15|-|-|-|-|-| |||||||| |**_Total net assets or liabilities_**|B16|- 12,896|583,956|-|571,060|547,161| |**Funds of the Charity**||||||| |**Endowment funds (Note 27)**|B17|-|||-|-| |**Restricted income funds (Note 27)**|B18|-|583,956|-|583,956|529,148| |**Unrestricted funds**|B19|- 12,896|-|-|- 12,896|18,013| |**Revaluation reserve**|B20||||-|| |**_Total funds_**|B21|- 12,896|583,956|-|571,060|547,161| |||||||| |Signed by one or two trustees on behalf of all
the trustees
|
Signature|||Print Name||Date of
approval
dd/mm/yyyy| |||||||| |||||||| 13 **Income and Expenditure Accounts for the year ended 31[st] July 2025** ## **Rafah International** |**Section C Notes to the accounts**|**Section C Notes to the accounts**|**(cont)**|**(cont)**|**(cont)**|**(cont)**|**(cont)**| |---|---|---|---|---|---|---| |||||||| |**Note 3 Analysis of **||||||| ||**Analysis**|**Unrestricted**
**funds**|
**Restricted**
**income**
**funds**|**Endowment**
**funds**|**Total funds**|**Prior year**| ||||||**£**|**£**| |**Donations and legacies:**|Donations|4,252|339,495|-|343,747|282,204| ||Gift Aid (note4)|30,886||-|30,886|30,058| ||Legacies|-|-|-|-|-| ||General grants provided by government/other charities
(note4)|-|13,375|-|13,375|150,480| ||Membership subscriptions and sponsorships which are
in substance donations|
-|-|-|-|| ||Donatedgoods,facilities and services|-|-|-|-|-| ||Other|-|-|-|-|| ||**Total**|35,138|352,870|-|388,008|462,742| |||||||| |||||||| |**Income from investments:**|Interest income|1,507|-|-|1,507|566| ||Dividend income|-|-|-|-|-| ||Rental and leasing income|-|-|-|-|-| ||
Other|-|-|-|-|-| ||**Total**|1,507|-|-|1,507|566| |||||||| |||||||| |**TOTAL INCOME**||36,645|352,870|-|389,515|463,308| |**Note 4 Analysis of receipts ofgrants**|**Note 4 Analysis of receipts ofgrants**|**Note 4 Analysis of receipts ofgrants**|**Note 4 Analysis of receipts ofgrants**| |---|---|---|---| ||||| ||**Description**|**This year**|**Last year**| |||**£**|**£**| |**Grant 1**|Al Saaf Foundation|13,375|4,000| |**Grant 2**|Greensville Trust|-|139,582| |**Grant 3**|Haji Rafique Foundation|-|5,000| |**Grant 4**|New Beginnings|-|1,648| ||**Total**|13,375|150,230| 14 ## **Rafah International** ## **Income and Expenditure Accounts for the year ended 31[st] July 2025** |**Note 6**|**Analysis of expenditure**|**Analysis of expenditure**|||||| |---|---|---|---|---|---|---|---| ||**Analysis**||**Unrestricted**
**funds**|**Restricted**
**income**
**funds**|**Endowment**
**funds**|**Total funds**|**Prioryear**| |||||||**£**|**£**| |**Expenditure on**
**raising funds:**|Incurred seeking donations||-|8,275|-|8,275|5,267| ||Incurred seeking legacies||-|-|-|-|-| ||Advertising, marketing, direct mail and publicity||1,385|-|-|1,385|595| ||**Total expenditure on raising funds**||1,385|8,275|
-|9,660|5,862| ||||||||| |**Expenditure on**
**charitable**
**activities**|Accountancy fees||1,025|-|-|1,025|925| ||Annual return||300|-||300|225| ||Bank charges||2,844|||2,844|336| ||Bookkeeping||3,697|||3,697|4,292| ||Clerical and adminstration support||36,281|||36,281|28,546| ||Corporation tax return||-|||-|125| ||Dataprotection||35|||35|35| ||Event sponsorships||-|-||-|3,250| ||Fundraising cost||60|||60|50| ||Gift aid work review||-|||-|808| ||Governance||2,775|||2,775|10,800| ||Grants Yemen|||276,473||276,473|193,912| ||Independent examination||-|||-|525| ||Office expenses||662|||662|-| ||Payroll charges||60|||60|240| ||Poster design||-|||-|140| ||Printing , postage & stationery||-|||-|85| ||Software||216|||216|-| ||Wages||4,550|||4,550|4,200| ||Website||656|||656|1,282| ||Yemen field visit||- 255|||- 255|-| ||Yemen office expenses||-|13,314|-|13,314|10,483| ||**Total expenditure on charitable activities**||52,906|289,787|-|342,693|260,258| ||||||||| |**Other**|||||||| ||Depreciation||411|-|-|411|548| ||Exchange diff's&charges||12,851|-|-|12,851|8,612| |||||-|-|-|-| |||||-|-|-|-| ||**Total other expenditure**||13,262|-|-|13,262|9,160| ||||||||| |**TOTAL EXPENDITURE**|||67,553|298,062|-|365,616|275,280| 15 **Income and Expenditure Accounts for the year ended 31[st] July 2025** ## **Rafah International** |**Note 10 Details of certain items of expenditure**|**Note 10 Details of certain items of expenditure**|**Note 10 Details of certain items of expenditure**||| |---|---|---|---|---| |**10.1 Fees for examination of the accounts**||||| |**_Please provide details of the amount paid for any statutory external scrutiny of_**
**_accounts and other services provided by your independent examiner. If nothing_**
**_waspaidplease enter '0' in the appropriate box(es)._**||||| ||||**This year**|**Last year**| ||||**£**|**£**| |**Independent examiner’s fees**||||525| |**Assurance services other than audit or independent examination**||||| |**Tax advisory fees**||||| |**Other fees (for example: financial advice, consultancy, accountancy services)**
**paid to the independent examiner**||||| ## **Note 13 Grantmaking** _**Please complete this note if the charity made any grants or donations which in aggregate form a material part of the charitable activities undertaken.**_ ## **13.1 Analysis of grants paid (included in cost of charitable activities)** |**Note 13 Grantmaking**|**Note 13 Grantmaking**|**Note 13 Grantmaking**|**Note 13 Grantmaking**|**Note 13 Grantmaking**| |---|---|---|---|---| |**_Please complete this note if the charity made any grants or donations which in aggregate form a material_**
**_part of the charitable activities undertaken._**||||| |||||| |**13.1 Analysis of grants paid (included in cost of charitable activities)**||||| |**Analysis**|**Grants to**
**institutions**|**Grants to**
**individuals**|**Support costs**|**Total**| ||||**£**|**£**| |Humanitarian aid|276,473||-|276,473| |**_Total_**|**276,473**|**-**|**-**|**276,473**| |||||| |**_Please enter “Nil” if the charity does not identify and/or allocate support costs._**||||| |||||| |**13.2Grants made to institutions**||||| |**_My charity has made grants to particular institutions that are material_**
**_in the context of its grantmaking. Details of the institution supported,_**
**_purpose of the grant and total paid to each institution is available on_**
**_the charity's web site._**||||**_Please provide_**
**_details of_**
**_charity's URL._**| ||||**_No_**|**_Provide details_**
**_below_**| |||||| |**Names of institution**||**Purpose**||**Total amount of**
**grantspaid £**| |Arrafah Foundation||Humanitarian aid||180,610| |Al Esaad||Humanitarian aid||4,899| |Al Hegra||Humanitarian aid||15,274| |Alsaadah Est||Humanitarian aid||4,752| |Ihtimam||Humanitarian aid||1,325| |Alwedad Foundation For Development||Humanitarian aid||69,613| |**_Total grants to institutions in reporting period_**||||**276,473**| |**_Other unanalysed grants_**||||-| |**_TOTAL GRANTS PAID_**||||276,473| |**_My charity has made grants to particular institutions that are material_**
**_in the context of its grantmaking. Details of the institution supported,_**
**_purpose of the grant and total paid to each institution is available on_**
**_the charity's web site._**|**_My charity has made grants to particular institutions that are material_**
**_in the context of its grantmaking. Details of the institution supported,_**
**_purpose of the grant and total paid to each institution is available on_**
**_the charity's web site._**|**_My charity has made grants to particular institutions that are material_**
**_in the context of its grantmaking. Details of the institution supported,_**
**_purpose of the grant and total paid to each institution is available on_**
**_the charity's web site._**||**_No_**|**_Please provide_**
**_details of_**
**_charity's URL._**
**_Provide details_**
**_below_**|| |---|---|---|---|---|---|---| |||||||| |**Names of institution**||**Purpose**|||**Total amount of**
**grantspaid £**|| |Arrafah Foundation||Humanitarian aid|||180,610|| |Al Esaad||Humanitarian aid|||4,899|| |Al Hegra||Humanitarian aid|||15,274|| |Alsaadah Est||Humanitarian aid|||4,752|| |Ihtimam||Humanitarian aid|||1,325|| |Alwedad Foundation For Development||Humanitarian aid|||69,613|| |**_Total grants to institutions in reporting period_**|||||**276,473**|| |**_Other unanalysed grants_**|||||-|| |**_TOTAL GRANTS PAID_**|||||276,473|| 16 **Rafah International Income and Expenditure Accounts for the year ended 31[st] July 2025** |**Rafah International**
**Income and Expenditure Accounts for the year ended 31st July**|**Rafah International**
**Income and Expenditure Accounts for the year ended 31st July**|**Rafah International**
**Income and Expenditure Accounts for the year ended 31st July**|**Rafah International**
**Income and Expenditure Accounts for the year ended 31st July**|**Rafah International**
**Income and Expenditure Accounts for the year ended 31st July**|**Rafah International**
**Income and Expenditure Accounts for the year ended 31st July**|**2025**| |---|---|---|---|---|---|---| |**Note 14 Tangible fixed assets**||||||| |**_Please complete this note if the charity has any tangible fixed assets_**||||||| |**14.1 Cost or valuation**||||||| ||**Freehold land**
**& buildings**|**Other land &**
**buildings**|**Plant,**
**machinery**
**and motor**
**vehicles**|**Fixtures,**
**fittings and**
**equipment**|**Total**|| ||**£**|**£**|**£**|**£**|**£**|| |At the beginning of
theyear|-|-|-|1,644|1,644|| |Additions|-|-|-|-|-|| |Revaluations|-|-|-|-|-|| |Disposals|-|-|-|-|-|| |Transfers *|-|-|-|-|-|| |At end of the year|-|-|-|1,644|1,644|| |**14.2 Depreciation and impairments**||||||| |****Basis**|SL or RB|SL or RB|SL or RB|RB|SL or RB|Straight Line
("SL") or
Reducing
Balance
("RB")| |**** Rate**||||25%||| |||||||| |At beginning of the
year|-|-|-|-|-|| |Disposals|-|-|-|-|-|| |Depreciation|-|-|-|411|411|| |Impairment|-|-|-|-|-|| |Transfers*|-|-|-|-|-|| |At end of the year|-|-|-|411|411|| |||||||| |**14.3 Net book value**||||||| |Net book value at the
beginning of the year|-|-|-|1,644|1,644|| |Net book value at the
end of the year|-|-|-|1,233|1,233|| 17 **Rafah International Income and Expenditure Accounts for the year ended 31[st] July 2025** |**Note 19 Debtors and prepayments**|**Note 19 Debtors and prepayments**|**Note 19 Debtors and prepayments**||| |---|---|---|---|---| |**_Please complete this note if the charity has any_**
**_debtors or prepayments._**||||| |**19.1 Analysis of debtors**|||**This year**|**Last**
**year(restated)**| ||||**£**|**£**| |**Trade debtors**|||2,300.0|3,200.0| |**Prepayments and accrued income**|||-|-| |**Other debtors(gift aid)**|||29,008.0|26,227.0| |**Total**|||31,308.0|29,427.0| |||||| |||||| |**_Please complete 19.2 where a material debtor is recoverable more than a year after the reporting date._**||||| |**19.2 Analysis of debtors recoverable in more than 1 year (included in debtors above)**||||| ||||**This year**|**Last year**| ||||**£**|**£**| |**Trade debtors**|||2,300.0|3,200.0| |**Prepayments and accrued income**|||-|-| |**Other debtors**|||-|-| ||||-|-| |**Total**|||-|-| |**Note 19 Debtors and prepayments**|**Note 19 Debtors and prepayments**|**Note 19 Debtors and prepayments**||| |---|---|---|---|---| |**_Please complete this note if the charity has any_**
**_debtors or prepayments._**||||| |**19.1 Analysis of debtors**|||**This year**|**Last**
**year(restated)**| ||||**£**|**£**| |**Trade debtors**|||2,300.0|3,200.0| |**Prepayments and accrued income**|||-|-| |**Other debtors(gift aid)**|||29,008.0|26,227.0| |**Total**|||31,308.0|29,427.0| |||||| |||||| |**_Please complete 19.2 where a material debtor is recoverable more than a year after the reporting date._**||||| |**19.2 Analysis of debtors recoverable in more than 1 year (included in debtors above)**||||| ||||**This year**|**Last year**| ||||**£**|**£**| |**Trade debtors**|||2,300.0|3,200.0| |**Prepayments and accrued income**|||-|-| |**Other debtors**|||-|-| ||||-|-| |**Total**|||-|-| |**Note 20 Creditors and accruals**||||| |---|---|---|---|---| |**_Please complete this note ifthe charity has any creditors or accruals._**||||| |||||| |**20.1 Analysis of creditors**||||| ||**Amounts falling due**
**within oneyear**||**Amounts falling due after**
**more than oneyear**|| ||**This year**|**Last year**|**This year**|**Last year**| ||**£**|**£**|**£**|**£**| |**Accruals for grants payable**|-|-|-|-| |**Bank loans and overdrafts**|-|-|-|-| |**Trade creditors**|-|-|-|-| |**Payments received on account for contracts or**
**performance-related grants**|-|-|-|-| |**Accruals and deferred income**|258|240|-|-| |**Taxation and social security**|-|-|-|-| |**Other creditors**|-|-|-|-| |**Total**|258|240|-|-| |**Note 24 Cash at bank and in hand**||||| |---|---|---|---|---| ||||**This year**|**Last year**| ||||**£**|**£**| |**Short term cash investments (less than 3 months maturity date)**|||-|-| |**Short term deposits**|||-|-| |**Cash at bank and on hand**|||538,119|516,330| |**Other**|||-|-| |**Total**|||538,119|516,330| 18