**CHARITY COMMISSION** FOR ENGLAND AND WALES 

## **Trustees' Annual Report for the period** 

**From 01-07-24 To 30-06-25** 

## **Charity name: Cumbria Rural Choirs CIO** 

**Charity registration number:** 1168081 

## **Objectives and Activities** 

||SORP<br>reference||
|---|---|---|
|Summary of the purposes of<br>the charity as set outinits<br>governing document|Para1.17|Toeducate the public in the arts and<br>sciences andinparticular the art ofscience<br>of music by the presentation of concerts<br>and other activities.|
|Summary of the main<br>activitiesin relationto those<br>purposes for the public<br>benefit, in particular, the<br>activities,projectsor<br>servicesidentified in the<br>accounts.|Para1.17and<br>1.19|Cumbria Rural Choirs is made up of<br>singers from local choirs and individuals<br>living in ruralcommunities acrossNorth<br>Cumbria.Thelong-term strategycontinues<br>to be the development of the choral singing<br>techniques to achieve the highest possible<br>standard of performance. The choir's<br>repertoire focuses on large scale, complex<br>choral workswhich,often, would be too<br>demanding for thelocalchoirs to undertake<br>on their own.Itsengagement of an<br>internationally renowned music director to<br>lead the rehearsalsand conductthe<br>concert, enables all participants to broaden<br>and develop their musical skills. It also<br>provides theopportunityfor audiences to<br>hearchoralmusic, accompanied by a<br>professionalorchestraandsoloists, rarely<br>performed outside large urban<br>conurbations.Cumbria Rural Choirs<br>representsaunique professional /amateur<br>partnership which enhances Cumbria's<br>music sceneandprovides enormous<br>benefits for the Cumbriancommunity,<br>through the highstandardthatitachieves.<br>It helps to counteract rural isolation and the<br>lackofaccessto high qualityeducational<br>and culturalprovision in ruralcommunities.|



Page 1 



|Statement confirming<br>whetherthe trustees have<br>hadregardto theguidance<br>issued by the Charity|Para 1.18|The Trusteesconfirmthat they have<br>referred to the guidancecontainedin the<br>Charity Commission's general guidanceon<br>public benefitwhenreviewinq the Charity's|
|---|---|---|
||||
|Commission on public<br>benefit||aims and objectives and in planningfuture<br>activities.|
|**Achievements and Performance**|||
||SORP<br>reference||
|Summary of the main<br>achievements of the charity,<br>identifying the difference the<br>charity's work has made to<br>the circumstances ofits<br>beneficiaries and any wider<br>benefits to society as a<br>whole.|Para1.20|The Choir held its AGM in November 2024<br>having started the season in September.<br>This was the third year under the new<br>format of the guest conductor also being<br>theguest musicaldirector.This year the<br>post was filled by Matthew Owens.<br>Rehearsals continued to be on 4 full days<br>on Saturdays whichresulted in longer and<br>more concentrated periods oflearning and<br>singing.This was supported by on-line<br>materialsupplied by Matthew and links to<br>other online resources enabling members<br>to improve their singing technique and also<br>tolearn their part. This greatly enhanced<br>thelearning experience. The outcome was<br>a very successfulperformanceIn Carlisle<br>Cathedral in Aprilof: Bob Chilcott’s<br>Requiem; Vaughan Williams’ Five Mystical<br>Songs; and John Rutter’s Gloria.It was<br>attended by about 350 people ranging in<br>ages from 10 - 90+ years. Very positive<br>reviews were received via e mailfollowing<br>the performance. The choir members also<br>provided very positive written feedback<br>regarding their experience of singing in the<br>cathedral and the rehearsals led by<br>Matthew.|



Page 2 



## **Financial Review** 

|Reviewofthecharity's<br>financial position at the end<br>of the period|Para 1.21|Due to the use of a smaller orchestra and<br>an increase in fundraising the Charity was<br>able to make a small surplus for the year.<br>The Charity, however, still has a healthy<br>bank balance which exceeds the minimum<br>reserve.|
|---|---|---|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|The Trustees have set a minimum target for<br>unrestricted reserves of 6 months running<br>costs.<br>Theyare held so as to keep the Charity<br>afloat inemergencies,such as Covid-19,<br>and to enable the commissioning of new<br>work to takeplacein advance of income<br>comingin.|
|Amountofreserves held|Para1.22|Unrestricted funds held of  £7,356 and Restricted<br>funds for the new Choral Scholarships of £750.|



## **Additional information (optional)** 

|**Additional information (optional)**|**Additional information (optional)**||
|---|---|---|
|You may choose to include further statements||whererelevant about:|
|The charity's principal<br>sources of funds (including<br>anyfundraising)|Para1.47|The Charity receives income from the<br>followingsources:<br>-<br>Memberssubscriptions<br>-<br>Donations<br>-<br>Grants<br>-<br>Incomefrom events held<br>-<br>Legacies|
|A description of the principal<br>risks facing thecharity|Para1.46|Theprincipalrisks are: that insufficient<br>members join thus reducing subscriptions;<br>and that at the Last moment the conductor<br>is unable to take the concert.|



## **Structure, Governance and Management** 

|Description of charity's<br>trusts:|||
|---|---|---|
|Typeof governing document|Para1.25|Constitution|
|How is the charity<br>constituted?|~~Para 1.25~~|CIO Association|
|Trusteeselection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of<br>any person or body entitled<br>to appoint one or more<br>trustees|Para1.25|Trustees are appointed by the members at<br>the AGM**.**<br>Trusteesmay co-opt people asTrustees.|



Page 3 



Ref•rence Ind Administrativ• detai18
Cha
name
Olher name the chari
uses
istered cha '
number
Charl￿5 principal address
Cumbria Rural Choirs
CR
1168081
16 Byrnes Close
Plumpton
Penrith
CA119PE
Names of Ihe chanty Irustees who manage the charlty
Dat•s•at•d if tK>tf0r￿Q1V
TNst•• Mi%i•
{11 any)
SeCret￿Y
N4m• d p•v¥on (•r b•dyl •n14tl•d
Ilan
Mrs A Bishop
Mr G Bow188
Mrs F Payne
Mrs E Dunning
Mrs M Ferriby
Mr C N Riches
Booking Secretary
Treasurer
Dr M Riches
Chair
Dr C Thomson
Mrs J Wright
Mrs K Pinfold
esigned 16-11-24
esigned 16-11-24
10
0oclaratlon•
The trust••s d•¢lar• thatth•y hav• approv•d tho trusts•s' r•port abov•.
Signed on b•half of th• charlty8 tYuit••*
SlqnatrJr•(s
Full nam•(s
Posltion (•g S•or•tary,
Chair, •tc)
Clive Nigel Riches
Tr888urer
Dat•
Page 4

|**1168081**<br>**Cumbria Rural Choirs CIO**||
|---|---|
|**Section A Receipts and payments**<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**Endowment**<br>**funds**<br>**Total funds**<br>**Last year**<br>**to the nearest      £**<br>**to the nearest £**<br>**to the nearest £**<br>**to the nearest £**<br>**to the nearest £**<br>**A1 Receipts**<br>Donations<br>**1,922**<br>**-**<br>**-**<br>**1,922**<br>**3,159**<br>Gift aid<br>**1,915**<br>**-**<br>**-**<br>**1,915**<br>**1,520**<br>Fundraising<br>**2,187**<br>**-**<br>**-**<br>**2,187**<br>**1,335**<br>Grants<br>**-**<br>**4,500**<br>**-**<br>**4,500**<br>**1,000**<br>Singers Subscriptions<br>**8,979**<br>**-**<br>**-**<br>**8,979**<br>**8,370**<br>Sing around the lake<br>**-**<br>**-**<br>**-**<br>**-**<br>**1,319**<br>Ticket Sales<br>**5,201**<br>**-**<br>**-**<br>**5,201**<br>**5,215**<br>Choral Day<br>**1,753**<br>**-**<br>**-**<br>**1,753**<br>**2,265**<br>Programme Sales and Advertising<br>**1,194**<br>**-**<br>**-**<br>**1,194**<br>**1,020**<br>Interest<br>**26**<br>**-**<br>**-**<br>**26**<br>**33**<br>Chloral scholarships<br>**-**<br>**750**<br>**-**<br>**750**<br>**-**<br>Other<br>**145**<br>**-**<br>**-**<br>**145**<br>**375**<br>**_Sub total_**_(Gross income for AR)_**23,322**<br>**5,250**<br>**-**<br>**28,572**<br>**25,611**<br>**_Total receipts_**<br>**23,322**<br>**5,250**<br>**-**<br>**28,572**<br>**25,611**<br>**CC16a**<br>**Receipts andpayments accounts**<br>01-Jul-24<br>30-Jun-25<br>**To**<br>**For the period**<br>**from**<br>~~ie~~||
|**A3 Payments**||
|Come and sing day<br>**1,386**<br>**-**<br>**-**<br>**1,386**<br>**1,392**<br>Sing around the lake<br>**-**<br>**-**<br>**-**<br>**-**<br>**238**<br>Choral director and expenses<br>**8,480**<br>**-**<br>**-**<br>**8,480**<br>**5,838**<br>Orchestra/Singers/Soloists<br>**2,630**<br>**-**<br>**-**<br>**2,630**<br>**1,700**<br>Accompanist<br>**778**<br>**-**<br>**-**<br>**778**<br>**808**<br>Performance and Rehearsal Halls<br>**1,120**<br>**-**<br>**-**<br>**1,120**<br>**1,535**<br>Concert<br>**4,904**<br>**4,500**<br>**-**<br>**9,404**<br>**14,648**<br>Music Hire<br>**-**<br>**-**<br>**-**<br>**-**<br>**1,408**<br>Advertising, Publicity, printing and stationery<br>**1,528**<br>**-**<br>**-**<br>**1,528**<br>**1,777**<br>Bank Charges<br>**63**<br>**-**<br>**-**<br>**63**<br>**62**<br>Insurance<br>**602**<br>**-**<br>**-**<br>**602**<br>**581**<br>Accountancy<br>**100**<br>**-**<br>**-**<br>**100**<br>**90**<br>Independent Examination<br>**220**<br>**-**<br>**-**<br>**220**<br>**-**<br>Conductors Stand<br>**521**<br>**-**<br>**-**<br>**521**<br>**-**<br>Other<br>**517**<br>**-**<br>**-**<br>**517**<br>**770**<br>**_Sub total_                      22,849**<br>**4,500**<br>**-**<br>**27,349**<br>**30,847**<br>**_Total payments_**<br>**22,849**<br>**4,500**<br>**-**<br>**27,349**<br>**30,847**<br>**_Net of receipts/(payments)_**<br>**473**<br>**750**<br>**-**<br>**1,223**<br>**(5,236)**<br>**A5 Transfers between funds**<br>**-**<br>**-                            -**<br>**-**<br>**-**<br>**A6 Cash funds last year end**<br>**6,883**<br>**-                            -**<br>**6,883**<br>**12,119**<br>**_Cash funds this year end_**<br>**7,356**<br>**750**<br>**-                      8,106**<br>**6,883**<br>~~le~~||
|5||





Section B Statemeiit of assets aiid liabilities at the end of the period
Unrnstri¢t•d
funds
to n8aré8t£
Reslrictod
funds
to fi￿re£l É
EndovAntnt
funds
tonoaY*st£
"gories
Details
B1 Cash funds
nk CurTert ALwun¢
Total Cash lund8
7,3
unT￿tth￿ Restrlctsd
funds
funds
to nearnJt£
endoMnent
funds
Details
to
B2 Other monetary assets
Fundto whlch
Details
Cvst lopUonalJ
vthe
83 Inv08tment a8s•t•
F¥nd to whleh
Detall$
Co•t loptloMII
Current val
onal
B4 Assets retaln•d for th• charlty•
own use
Details
F￿Trdto whlth
liabll
relate8
onal
85 Uabllltha
SI￿¢d ty orva or￿0 truBteeB on bohfjlf of all
th•tru8te•$
Slgnottffe
Print Namp
Date of
al
Clive Ni
el Rlch

CHARITY COMMISSION
FOR ENGLAND AND WAIES
Independent examiner's report on the
accounts
Section A
Independent Examiner's Report
Report to the Irustses
Cumbria Rural Choirs CIO
On accounts for the year
ond•d
30 June 2025
Charity no
(if any)
1168081
Set out on pages
Ito6
I report to the trustees on my examinati¢)n of th& accounts of the above
charity ('the Tnjst.) for the year ended 3010612024.
Rosponsibilitios and
basls of report
As thè charivs trusteas, you are responsible for the preparation of the
accounts In accordance with the requlrements of the Charhles Act 2011
('Ihe Act'>.
I report in respect of my axamination of the Trust's accounts carri8d out
under 8ection 145 of the 2011 Act and In carrylng out my examlnation, I
have followed all the appllcable Dlrections given by the Charity Carmlssion
under section 145(5)(b) of the Act
Independont I have compl8t8d my examlnation. I confinn that no malerial matters have
examinerfs statement come to my attention In connection with the examination which gives me
cau88 to believe that in, any material respect:
the accounllng records w8r8 not képt In ae¢ordanc8 With séction 130
of the Charities Act; or
the accoun18 did not ac￿rd with the accountlng records; or
the accoun1$ dld not comply wlth th• applicable requirements
conceming tho fo￿ and contsnt of accounts set out in the Charities
(Accounts and R8POrts) Regulations 2C108 other than any requirement
that the accounts give a 'tNe and falff ￿leW which is not a matter
considored as part of an independent examlnation.
I have no concerns and have come across no other matters in connection
with the examination to which attention should be drawn in this report in
order to enable a prop8r understandlng of the accounts lo be reach8d.
Slgned:
Date:
01.g.101
Name:
Andrew Benson
Relevant professional
quallflcatlon(s) or body
(If any):
FCA ICAEW
Address:
89 Pennyhill Park
P8nrith
CA119JW