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2025-04-05-accounts

Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

Charity registration number: 1167880

The Outhwaite Charitable Trust

Annual Report and Financial Statements for

the year ended 5 April 2025

Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

Contents

Reference and Administrative Details……………………………………………………………... 1
Trustees' Report……………………………………………………………………………………... 2 to 4
Independent Examiners’………………………………………………………………….…………. 5 to 6
Statement of Financial Activities………………..……………………………………….…………. 7
Balance Sheet…………………………………………………………………………………………. 8
Notes to the Financial Statements……………………………………………………………… 9 to 16

Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Reference and Administrative Details

Charity name The Outhwaite Charitable Trust Charity registration number 1167880 Principal office Salisbury House London Wall London EC2M 5PS Trustees Mr M N Duncan Mr P R Campbell Mr P A Caruana (appointed 06/02/2025) Mr R Clegg (appointed 06/02/2025) Mr G Owen (appointed 06/02/2025) Mrs E West-Sadler (resigned 06/02/2025) Mr A Grier (resigned 06/02/2025) Rev C West-Sadler (resigned 06/02/2025) Independent examiner Bourner Bullock Chartered Accountants 114 St. Martin’s Lane Covent Garden London WC2N 4BE Investment Manager Quilter Cheviot Senator House 85 Quenn Victoria Street London EC4V 4AB Magus Wealth 107 Cheapside London EC2V 6DN

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Trustees’ Report

The Trustees present their report and financial statements for year ended 5 April 2025. The financial statements have been prepared in accordance with the accounting policies set out in note 1 of the financial statements and comply with the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (2[nd] Edition effective January 2019).

Structure, governance and management

Constitution

The charity was formed by the Will of the late Vera Outhwaite Deceased who died on 18th August 2015. The administration period ended on 31 January 2016. The trustees have absolute discretion to apply the income and/or capital of the trust for charitable purposes.

Method of appointment or election of Trustees

New trustees are appointed by the existing trustees by way of a meeting and a subsequent deed formalising the appointment, or simply by deed alone.

Policies adopted for the induction and training of trustees

Due to the small size of the charity, there is no formal induction process save the attendance at meetings and information made available to that trustee by the existing trustees.

Related party relationships

All related party relationships are noted elsewhere in these accounts.

Risk management

The trustees have identified the main risks applicable to the charity and these concern the value of the investments. The trustees have mitigated this risk by appointing Magus Wealth and Quilter Cheviot, as investment managers, to manage the portfolio on their behalf.

Objectives and Activities

Policies and objectives

The trustees have agreed a policy statement with Magus Wealth and Quilter Cheviot and monitor the performance of the investments regularly by way of reporting and other communications received from Magus Wealth and Quilter Cheviot.

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Trustees’ Report

Strategies for achieving objectives

The trustees have regard to the Charity Commission guidance concerning the public benefit when furthering the objectives of the charity.

Activities for achieving objectives

The charity is a grant-making charity.

Achievements and performance

Review of activities

Donations totaling £34,500 (2024: £182,000) were made during the year.

Investment policy and performance

The value of the investments decreased marginally in the period under review as a result of reduced market sentiment. The Trustees are monitoring the performance of the portfolios along with the investment managers on a regular basis and noted a large recovery post year-end as a result of increased market sentiment.

Financial Review

Results

The Trust had a net decrease in funds of £101,866, with total funds decreasing from £5,391,062 to £5,289,196.

Reserves policy

The trustees will maintain sufficient reserves to meet unforeseen requirements but at this stage no formal amount has been set.

Plans for future

There are no significant changes planned for the charity which will continue with its current objectives.

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Trustees’ Report

Statement of trustees’ responsibilities

The trustees are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

The law applicable to charities in England & Wales requires the trustees to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). The trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the Trustees and signed on their behalf by:

[nust by:

Mr M Duncan Trustee

30/1/2026

Date……………………

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

Independent Examiners Report to the Trustees of

The Outhwaite Charitable Trust

Independent Examiner’s Report to the Trustees of Outhwaite Charitable Trust

I report to the trustees on my examination of the financial statements of Outhwaite Charitable Trust (‘the charity’) for the year ended 5 April 2025 which comprise the Statement of Financial Activities, the Balance Sheet and related notes.

This report is made solely to the charity’s trustees, as a body, in accordance with section 145 of the Charities Act 2011. My work has been undertaken so that I might state to the charity’s trustees those matters I am required to state to them in this report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for my work, for this report, or for the opinions I have formed.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

An independent examination does not involve gathering all the evidence that would be required in an audit and consequently does not cover all the matters that an auditor considers in giving their opinion on the financial statements. The planning and conduct of an audit goes beyond the limited assurance that an independent examination can provide. Consequently, I express no opinion as to whether the financial statements present a ‘true and fair’ view and my report is limited to those specific matters set out in the independent examiner’s statement.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Russell Joseph

Bourner Bullock Chartered Accountants 114 St. Martin’s Lane Covent Garden London WC2N 4BE

30/1/2026 Date………………..

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Statement of Financial Activities for the year ended 5 April 2025

Note
Income from:
Investments
3
Transfers to income
Total income
Expenditure on:
Raising funds
4
Charitable activities
5
Total expenditure
Realised (losses)/gains on investments
9
Unrealised (losses)/gains on investments
9
Net Income
and net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
Unrestricted
Funds
Expendable
Endowment
Funds
Total Funds
2025
Unrestricted
Funds
Expendable
Endowment
Funds
Total Funds
2024
£
£
£
£
£
£
137,673
-
137,673
179,563
-
179,563
15,818
(15,818)
-
21,805
(21,805)
-
153,491
(15,818)
137,673
201,368
(21,805)
179,563
-
45,352
45,352
-
38,389
38,389
50,318
-
50,318
203,805
-
203,805
50,318
45,352
95,670
203,805
38,389
242,194
-
(85)
(85)
-
(28,696)
(28,696)
-
(143,784)
(143,784)
-
338,210
338,210
-
(143,869)
(143,869)
-
309,514
309,514
103,173
(205,039)
(101,866)
(2,437)
249,320
246,883
73,783
5,317,279
5,391,062
76,220
5,067,959
5,144,179
176,956
5,112,240
5,289,196
73,783
5,317,279
5,391,062

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Balance Sheet as at 5 April 2025

2025 2024
Note £ £
Fixed assets
Investments 9 5,225,206 5,261,410
Current assets
Cash at bank and in hand 10 85,669 186,000
85,669 186,000
Creditors: Amounts falling due within one
year 11 (21,679) (56,348)
Net current assets 63,990 129,652
Net assets 5,289,196 5,391,062
The funds of the charity:
Expendable Endowment funds 5,112,240 5,317,279
Unrestricted funds 176,956 73,783
Reconciliation of funds 12 5,289,196 5,391,062

30/1/2026

Approved by the Trustees on ................... and signed on their behalf by:

[nust by:

Mr M Duncan Trustee

30/1/2026 Date…………………

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Notes to the Financial Statements for the year ended 5 April 2025

1 Accounting policies

Basis of preparation

The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (second edition) and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011 and UK Generally Accepted Practice as it applies from 1 January 2019.

The financial statements have been prepared to give a ‘true and fair’ view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a ‘true and fair view’. This departure has involved following Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The Outhwaite Charitable Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

Going concern

The trustees consider there are no material uncertainties about the charity’s ability to continue as a going concern. The review of the financial position, reserves levels and future plans gives trustees confidence the charity remains a going concern for the foreseeable future.

Charitable funds

Unrestricted income funds comprise those funds which the trustees are free to use for any purpose in furtherance of the charitable objects. Unrestricted funds include designated funds where the trustees, at their discretion, have created a fund for a specific purpose.

Expendable Endowment

Endowment funds comprise of the initial donation made upon establishment of the Trust. The fund is an expendable endowment and so the Trustees have the power to convert all or part of the fund into income which can be spent in accordance with the charitable objectives. Income generated from the endowment fund investments is spent on furthering the Charity’s objectives.

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Notes to the Financial Statements for the year ended 5 April 2025

Incoming resources

All incoming resources are included in the Statement of Financial Activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

Investment income is recognised on a receivable basis.

Grants Payable

Grants payable are payments made to third parties in the furtherance of the charitable objectives. Where the charity gives a grant with conditions for its payment being a specific level of service or output to be provided, such grants are only recognised in the SoFA once the recipient of the grant has provided the specific service or output.

Grants payable without performance conditions are only recognised in the financial statements when a commitment has been made and there are no conditions to be met relating to the grant which remain in the control of the charity.

Resources expended

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Governance costs

Governance costs include costs of the preparation and examination of the statutory financial statements, the costs of trustee meetings and the cost of any legal advice to trustees on governance or constitutional matters.

Investments

Fixed asset investments which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Fixed asset investments which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Realised gains and losses on investments are calculated as the difference between sales proceeds and their market value at the start of the year, or their subsequent cost, and are charged or credited to the statement of the financial activities in the period of disposal.

Unrealised gains and losses represent the movement in market values during the year and are credited or charged to the statement of financial activities based on the market value at the year end.

Cash held for investments purposes is included within investments.

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Notes to the Financial Statements for the year ended 5 April 2025

Financial instruments

Basic financial instruments, which include debtors, creditors, equity investments and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

The trust only has basic financial instruments.

Cash and cash equivalents

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit and similar account.

Creditors

Creditors are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors are normally recognised at their settlement amount after allowing for any discounts due.

2 Judgments

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported for assets and liabilities as at the balance sheet date and the amounts reported for revenues and expenses during the year. However, the nature of estimation means that actual outcomes could differ from those estimates. In the trustees’ opinion there are no significant judgements and there have been no material sources of key estimation uncertainty.

3 Investment income

nvestment income
Deposit interest
Income from investments
2025
2024
£
£
8,318
16,242
129,355
163,321
137,673
179,563

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Notes to the Financial Statements for the year ended 5 April 2025

4 Expenditure on raising funds

Investment management fees
5 Charitable activities
Governance costs
Independent examiner’s fees
Administration fees
Trustee expenses
Charitable activities
Charitable donations (note 6)
6 Charitable donations by category
Advancement of health and saving of lives
Education/training
Prevention or relief of poverty
Disability
Religious activities
Animals
Arts/culture/heritage
Human rights
Amateur sport
General charitable purpose
Total
2025
2024
£
£
45,352
38,389
2025
2024
£
£
1,740
1,680
14,078
20,125
-
-
15,818
21,805
34,500
182,000
50,318
203,805
2025
£
2024
£
10,125
97,000
7,500
23,500
13,125
27,000
-
16,000
-
2,000
-
4,000
-
4,000
-
1,500
-
2,000
3,750
5,000
34,500
182,000

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Notes to the Financial Statements for the year ended 5 April 2025

7
Charitable Donations
Toynbee Hall
SJP Charity Trust
Mums & Midwives Awareness Academy
Lincolnshire & Nottinghamshire Air Ambulance
St Barnabas Hospice, Lincoln
The Streetlight Trust
Lincolnshire YMCA
Llanfairfechan Community Hall
The Purcell School
Bowel Cancer UK
£
7,500
2,500
750
1,875
1,875
1,875
1,875
3,750
5,000
7,500
34,500

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Notes to the Financial Statements for the year ended 5 April 2025

8 Trustees' remuneration and expenses

No trustee received any remuneration or claimed expenses during the period. No trustee received expenses during the year (2024 – no trustee received expenses during the year).

There were no employees during the period.

9 Investments held as fixed assets

Market value
Brought forward
Additions
Disposals
Profit/loss on disposal
Revaluation
Net book value
Cash available to invest
As at 5 April 2024
Listed
Investments
2025
£
Listed
Investments
2024
£
5,062,592
4,999,724
135,562
4,315,092
(42,350)
(4,561,738)
(85)
(28,696)
(143,784)
338,210
5,011,935
5,062,592
213,271
198,818
5,225,206
5,261,440

Material Investments

At 5 April 2025, four holdings had a value greater than 5% of the quoted securities portfolio value as follows:

Holding
Dimensional – Emerging Markets Core Equity Fund
Dimensional – Global Sterling Inflation-Linked Intermediate Duration
Dimensional – Global Core Equity Lower Carbon Fund
Vanguard – Global Bond Index Fund
Investment assets can be further analysed as follows:
UK
£
Overseas
£
Total
2025
£
Listed investments
2,006,495
3,005,440
5,011,935
Cash deposits
213,271
-
213,271
2,219,766
3,005,440
5,225,206
Holding
Dimensional – Emerging Markets Core Equity Fund
Dimensional – Global Sterling Inflation-Linked Intermediate Duration
Dimensional – Global Core Equity Lower Carbon Fund
Vanguard – Global Bond Index Fund
Investment assets can be further analysed as follows:
UK
£
Overseas
£
Total
2025
£
Listed investments
2,006,495
3,005,440
5,011,935
Cash deposits
213,271
-
213,271
2,219,766
3,005,440
5,225,206
Value
£
302,763
288,366
1,141,993
528,965
Total
2024
£
5,062,592
198,818
2,219,766
3,005,440
5,225,206
5,087,935

Investment assets can be further analysed as follows:

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Notes to the Financial Statements for the year ended 5 April 2025

10 Analysis of cash and cash equivalents

Cash available to invest
Cash at bank and in hand
11 Creditors: Amounts falling due within one year
Grants
Accruals
2025
2024
£
£
Cash available to invest 213,271
198,818
Cash at bank and in hand 85,669
186,000
298,940
384,818
2025
2024
£
£
13,000
47,000
8,679
9,348
21,679
56,348

12 Analysis of funds

2025
Investments
Current assets
Creditors
Assets
2024
Investments
Current assets
Accruals
Assets
Unrestricted Funds
Expendable
Endowment Funds
Total Funds
2025
£
£
£
108,229
5,116,977
5,225,206
85,669
-
85,669
(16,942)
(4,737)
(21,679)
176,956
5,112,240
5,289,196
Unrestricted Funds
Expendable
Endowment Funds
Total Funds
2024
£
£
£
-
5,261,410
5,261,440
125,463
60,537
186,000
(51,680)
(4,668)
(56,348)
73,783
5,317,279
5,391,062

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

The Outhwaite Charitable Trust

Notes to the Financial Statements for year ended 5 April 2025

13 Related parties

During the period Druces LLP provided administration services to the Outhwaite Charitable Trust amounting to £14,078 (2024 - £20,125). Trustees Mr M Duncan and Mr P Campbell are also partners of Druces LLP. Mr P Caruana was employed by Druces LLP.

These services are not related to the Mr P Campbell, Mr M Duncan and Mr P Caruana’s trusteeship and therefore are not deemed to be Trustees’ remuneration. At the balance sheet date the amount due to Druces LLP was £2,202 (2024 - £3,000).

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Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

THE OUTHWAITE CHARITABLE TRUST

Bourner Bullock Chartered Accountants 114 St Martin’s Lane Covent Garden London WC2N 4BE

30/1/2026

Dear Sirs/Madam

We confirm that the following representations are made on the basis of enquiries of management and staff with relevant knowledge and experience and, where appropriate, of inspection of supporting documentation, sufficient to satisfy ourselves that we can properly make each of the following representations to you, in connection with your examination of the charity’s financial statements for the year ended 5 April 2025.

Charity number: 1167880

Docusign Envelope ID: 4D9B8986-D8BA-4C0F-8F55-ABBA5DA0FA06

THE OUTHWAITE CHARITABLE TRUST

any transactions or has balances outstanding involving trustees, officers or other related parties, which require disclosure under the law or the financial reporting framework adopted, including the Charities SORP. If relevant, appropriate disclosure has been made of the control of the charity.

Yours faithfully

Mr N Duncan Signed on behalf of the board of trustees

Charity number: 1167880