## **ST PAUL’S CHURCH CHIPPERFIELD**
## **ANNUAL MEETINGS**
**SUNDAY 16[th] MAY 2021, 11.30am**
**AT ST PAUL’S CHURCH**
**REPORT FOR THE YEAR ENDED 31 DECEMBER 2020**
_**To be so on fire with the love of Jesus that all are drawn to him.**_
## **St Paul’s**
## **Mission Action Plan**
## **Our Vision**
A community that is so on fire with the love of Jesus that all are drawn to him.
## **Our Priorities**
- To encourage people to deepen their relationship with God through prayer, worship, study and fellowship.
- To identify the pastoral needs of the community and seek to show love and care and to build relationships.
- To bring children, young people and families into a deepening relationship with God
2
## **ADMINISTRATIVE INFORMATION**
St Paul’s Church Chipperfield is situated on the Common in Chipperfield and is part of the Diocese of St Albans within the Church of England.
The correspondence address is Holy Cross and St Paul’s Church Office, Village Hall, The Green, Sarratt, Herts WD3 6AS.
The Parochial Church Council (PCC) is a charity excepted from registration with the Charity Commission.
Incumbent: The Revd Canon Michele du Saire Reader: Philip Waine Treasurer: Fay Dent
PCC members who have served for the year up to the date of this report are:
Wardens: Philip Waine (until 2021) Ann Waine (until 2021) Representatives of Judy Olney (until 2023) the Deanery Synod: Elaine Dean (until 2023) Elected members: Clare Brook (until 2022) Sue Walker (until 2021) James Bush (until 2021) Alison Bush (until 2023) Pippa Frow (until 2023) Ian Chantrell (until 2023) David Zerny (until 2023) Jennifer Laurie (until 2023) PCC Secretary Lucy Wood (until 2023)
## **STRUCTURE, GOVERNANCE & MANAGEMENT**
St Paul’s Church is part of the Benefice of Holy Cross, Sarratt and St Paul’s Chipperfield. Each church has its own PCC that meets regularly and separately. Joint PCC meetings occur occasionally during the year. Wardens of both churches meet regularly together with the incumbent. Other committees include: Standing, Finance and Building & Fabric Committee. The Children and Youth Committee is a joint one with Holy Cross.
The Parish Room is managed separately to the church by a committee chaired by an appointee of the PCC.
3
## **AGENDA FOR THE ANNUAL MEETING OF PARISHIONERS and APCM**
## **Introduction**
At this year’s APCM we reflect on the past year and look forward to the future. We will be assuming that you will have read all the reports in this booklet prior to the meeting and their appearance on the agenda is simply to give electoral roll members the opportunity to ask questions on the reports.
## **Annual Meetings**
Members present and apologies for absence for both meetings
## **Annual Meeting of Parishioners**
1. Welcome, opening prayers
2. Minutes of the last meeting (page 5)
3. Election of Church Wardens
## **Annual Parochial Church Meeting**
**1.** Minutes of previous meeting and matters arising (page X-X)
## **2. Reports**
- a) Rector’s Report (pages X-X)
- b) Church Wardens’ Report 2020/21 (pages x-x)
- c) Report of the PCC meetings 2020 (pages x-x)
- d) Safeguarding Report (pages x-x)
- e) Deanery Synod Report (pages x-x)
- f) Sidespersons report 2020/21 (pages x)
- g) Electoral Roll Report (page x)
## **3. Accounts**
Report on the Financial Affairs of the Parochial Church Council (page x-x)
- a) Treasurer’s Report
- b) Adoption of Accounts for year ending 31 December 2020
- c) Appointment of Independent Examiner
## **4. Elections**
- d) Election of 2 members of the Parochial Church Council and 1 member of the Deanery Synod (JO standing down).
- e) Appointment of Electoral Roll Officer
- f) Appointment of Sidespersons (page 19) [can be at PCC apparently]
**5. Reflecting on the last year and looking to the future**
4
## **6. Concluding Business**
- a) Questions and any other business
- b) Date of next meeting - TBC Sunday xx March/April 2022.
- c) Closing Prayers
## **ST PAUL’S CHURCH CHIPPERFIELD**
## _**Minutes of the Annual Meetings of Parishioners held on Sunday 15[th] March, 2020 at 11.30am in the Church**_
Ian Chantrell, Churchwarden, and 25 members of the Electoral Roll were present.
_**Apologies for absence**_ were received from Michele du Saire, Alison and James Bush, Susan Ellis, Anne Stickland, Peter Corbett, Clare Brook, Pam and Keith Dawson, Lesley Edwards, Giles Wyburd, Yvonne and David Collette, Tony and Valerie Briselden.
## **Annual Vestry Meeting**
## **1. Welcome and opening prayer**
Ian Chantrell welcomed all to the meeting and opened with the Parish prayer.
## **2. Minutes of the 2019 Annual Vestry Meeting**
Stephen Morrill proposed and Philip Waine seconded the adoption of the minutes. The minutes were approved.
## 3. **Election of Churchwardens**
Philip Waine and Ann Waine have offered to be our Churchwardens for the forthcoming year. Lucy Wood proposed and Sue Walker seconded the election of Philip Waine. He was appointed unanimously. Ian Chantrell proposed and Sue Walker seconded the election of Ann Waine. She was appointed unanimously.
Ann and Philip were thanked for stepping forward to fulfil this important role. Lucy Wood suggested that we continue to seek someone to become Churchwarden for 2021 or 2022.
The meeting concluded at 11.40 a.m.
5
## **Annual Parochial Church Meeting**
## **1a. Minutes of the 2019 Annual Parochial Church Meeting.**
Judy Olney proposed and David Zerny seconded the adoption of the minutes. The minutes were approved.
## **1b. Matters Arising from the Minutes.**
No matters arising.
## **2a. Church Warden’s report**
The Church Warden’s report printed in the booklet was noted. As expressed in the report, Ian Chantrell thanked all those in the church family who have contributed so willingly during the past twelve months and particularly during Michele’s period of absence. David Zerny thanked Alison and Ian for the additional commitments they have taken on, with the many things which go on ‘behind the scenes’. Stephen Morrill thanked Sonya Tolmie for arranging the wide range of priests and organists who have given us interesting services and music throughout the year.
## **2b. Report of the PCC meetings 2019**
The report of the PCC meetings printed in the booklet was noted.
## **2c. Safeguarding report**
The safeguarding report printed in the booklet was noted.
## **2d. Deanery Synod report**
The Deanery Synod report printed in the booklet was noted. Philip Waine reported that the Deanery has been very active in supporting us during Michele’s period of absence, with David Hall at Christ Church making himself available to give advice on a regular basis.
## **2e.**
## **Sidespersons report**
The Sidepersons report printed in the booklet was noted. Frances Onians reported that since the list was published, Chris and Sally Collins have stepped down. This means we only have three sidespeople for the early 8am service. Anne Wyburd asked if anyone present could volunteer to take on this role. There was one possible volunteer.
## **2f. Electoral Roll report**
Pippa Frow reported that following the revision of the electoral roll, current membership stands at 91.
6
## **3a. Treasurer’s report**
The Treasurer’s report printed in the booklet was noted. Fay Dent presented the accounts:
2019 has been stable year for the finances, with a small working profit of £1,045. The accounts show a credit balance £7,679; this is due to CBF Church of England Investment Fund Income Shares being revalued at market value during 2019, giving us £6,634 benefit on paper. If we discount this advantage in 2019, we are in credit by £171 on the general fund and by £874 on the restricted fund. Total assets now stand at £56,883 represented by £31,232 in the general fund and £25,651 in the restricted fund.
Church Income from donations and legacies in 2019 was £57,346, representing a decrease of £2,863 from 2018. This trend is likely to continue. However, we have a fantastic response as and when we need funds via small appeals such as the organ repair and oven renewal. Fay apologised for the lack of comparative data due to new accounts system. Additional income has come from the usual funds, such as Chipperfield parish council (£1,000), the Hollyberry Fair (£1,300) and Chipperfield choral society (£500). The Parish Room hire virtually in line with last year at £9,657. Expenditure is slightly higher than 2018. Increases include: utilities up slightly; the additional cost of relief vicars at about £1,000; administration up by about £1,000; additional bank charges; and a general small increase in broadband charges, music license fees, cleaning cost etc. Diocesan share in 2019 was £47,937 and in 2020 it will be £49473 this is an increase of £1536.
Frances Onians asked about the card reader for donations and whether a larger, permanent card reader had been considered. Fay reported that a stand has been purchased so the current card reader can be permanently available for donations at the back of church. It will be available shortly. An upgraded version will be considered in the future.
## **3b. Adoption of the accounts**
Judy Olney proposed and Philip Waine seconded the adoption of the accounts for the year ending 31 December 2019. The accounts were approved.
7
Lucy Wood read out the following message from Peter Corbett, “At the end of Treasurer’s report please give Fay my congratulations for the transfer of accounts to a commercial accounting package. Also thanks to our auditor John Hill who has done the job for a number of years and is stepping down.”
## **3c. Appointment of the Independent Examiner**
As John Hill is stepping down, we do not currently have someone to act as an independent examiner for 2020. Those present were asked to consider if they know someone who would be willing to take on this pro bono role. Lucy Wood will make arrangements for an extraordinary meeting to take place to make this appointment once a volunteer is found.
## **4a. Election of two lay representatives to the Deanery Synod**
Alison Bush proposed and Clare Brook seconded the re-election of Judith Olney as a lay representative to the Deanery Synod. Judith was re-elected for a further three-year term (2020-23). Lucy Wood noted there was one vacancy for a representative to the Deanery Synod, should someone wish to step forward and
Elaine Dean kindly offered to join Judy. Stephen Morrill proposed and Sue Tyler seconded the election of Elaine Dean as a lay representative to the Deanery Synod.
## **4b. Election of members of the Parochial Church Council (six renewals and one new appointment)**
Judith Olney proposed and Fay Dent seconded the re-election of Alison Bush to the PCC.
Lucy Wood proposed and Ann Waine seconded the re-election of Ian Chantrell to the PCC.
Ian Chantrell proposed and Ann Waine seconded the re-election of Lucy Wood to the PCC.
Lucy Wood proposed and Ian Chantrell seconded the re-election of Pippa Frow, Fay Dent and David Zerny to the PCC. Alison, Ian, Lucy, Pippa, Fay and David were all re-elected for a further three-year term. Ann Waine proposed and Sue Walker seconded the election of Jennifer Laurie to the PCC. Jenny was elected for a three-year term.
## **4c. Appointment of Electoral Roll Officer**
Pippa Frow has agreed to remain as our Electoral Roll Officer.
## **4c. Appointment of Sidespersons**
This list of serving sidespersons on page 19 of the booklet was noted. Ian thanked Anne Wyburd for her continuing work organising the rotas
8
and for all those serving as sidespersons. It was noted that Chris and Sallie Collins have now stepped down. Stephen Morrill proposed and Frances Onians seconded the appointment of those listed. Anne asked those present to consider volunteering as a sidesperson in the coming year.
## **5. Reflecting on the past and looking to the future** 5a. **Reflecting on the last year**
Ian Chantrell reflected on the past year and thanked the many people who have contributed to the safe running of the church with open hearts.
## 5b. **Church restoration project**
Following the leak in the church roof discovered in November, Frances Onians gave a short overview of the restoration project, due to begin in the Summer of 2020. She stressed this was not a formal project launch but an overview to those members of the electoral roll who were present.
She described the areas needing attention and asked the congregation what else might be considered. Responses to this were: the choir lighting; the replacement of the window ledge shelves including their attachments; and the possible reordering of the Morkill Chapel. The questioner was advised that this latter item had been considered and rejected by the PCC at this time. A show of hands about whether it was worth the cost of installing Double Glazing suggested by a 2:1 majority that it was not considered necessary. Richard Edwards pointed out that the cleaning requirements of any double glazing would also be an important consideration.
Frances then listed the skill sets needed and asked those present to consider whom they knew who might be willing to give time to this project. Following that she summarised the ways of financing which will be essential for the project’s success, including grants and trust applications.
Her final point was to ask for this to be bathed in prayer.
## 6. **Concluding Business** 6a. **Questions and any other business**
**Youth Work** : Anne Stickland asked for her concern to be raised about the continued lack of anything constructive on re-establishing youth work. Anne reported that she and Ian Chantrell have a meeting set up
9
with the Diocesan Youth Missioner on April 21st to discuss the matter further. Ian confirmed that one of the priorities in our Mission Statement is to bring children, young people and families into a deepening relationship with God. **Jordan Graves** : Mary Nobbs asked about progress with the restoration and maintenance of the Jordan graves. Stephen Morrill confirmed the restoration work has been out to tender, but there has been no response to date. Stephen asked if anyone knows of someone who would be interested in this work. Frances Onians confirmed she will be talking to the gardener, Kevin, about maintenance of the Jordan plots.
**Director of Music** : Anne Wyburd asked about progress with filling the position of Director of Music. Philip Waine confirmed there have been expressions of interest in the last 12 months, but no suitable applicant. However, there has been a further expression of interest recently and this is being followed up.
6b. The date of next meeting has not yet been planned. Sunday 14 March 2021 is a possible option but as this falls on Mothering Sunday other dates will be explored.
- 6c. Ian Chantrell led us in a Closing Prayer.
_Lucy Wood, PCC secretary, 15.3.20_
## **RECTOR’S REPORT (to come from Michele)**
## **CHURCH WARDENS REPORT 2020/21**
## **Building & Fabric**
We are usually blessed with a good number of volunteers for our churchyard clear-ups and 2020 did not disappoint, when over 35 people arrived to help at our socially-distanced November clear-up, organised by Frances Onians. Willing workers were rewarded with bacon butties, coffee, and tasty cakes made by members of the congregation.
Stephen Morrill organised the decoration of the vestry and a deep clean of the church and parish room soon after the lockdown was announced.
Thanks to Mary Nobbs for organising and funding the refurbishment of the carpark gates, they look great!
A new churchyard bench has been donated by a long-standing Chipperfield family in memory of their grandmother.
10
Honey fungus was discovered in a silver birch tree opposite Blackwells. This was removed and other silver birch trees are being monitored.
The flint wall has been maintained and some major holes have been patched. Parish room gutters were cleaned.
The electrical consumer units in church (behind the organ and in the vestry) were replaced with one new unit and new wiring, and a new five-year fixed wiring certificate was issued on completion.
In November resistors were fitted to all the key contacts on the three manuals of the church organ (approved by the Diocese).
Gas appliances were serviced and a new burner fitted to the gas heater at the back of church.
A thermostat was fitted to switch off the underfloor heating on the rare occasions that the church exceeds the set temperature.
We are, as always, extremely grateful to Stephen Morrill for undertaking many of the maintenance tasks and for overseeing and organising a team to assist with many of the jobs in and around the church and parish room.
Although the church roof requires significant repair, any thoughts of fundraising and planning have had to be put on hold due to the pandemic. Likewise we have had to delay planning wider restoration and improvement to the internal aspects of the church, such as underfloor heating; heat retention measures; electrics; audio-visual system; redecoration and a new aisle carpet.
## **Coronavirus (Covid-19) Pandemic**
The life of our church community during 2020 has been dominated by the Coronavirus pandemic, which resulted in all churches being required to cease public worship on 23[rd] March 2020. Throughout the rest of the year, there have been various phases of lockdowns and restrictions which have shaped many aspects of our worship and fellowship.
St Paul’s was one of very few churches in the Diocese that managed to hold an in-church APCM just before the first full lockdown. We closed the doors of the church with a heavy heart, but decided that St Paul’s was going to be locked up in name only! A large blue and white banner supporting the NHS and donated by a member of the congregation was soon purchased and erected below the Resurrection Window, which was lit up in blue every evening to show our support and gratitude to NHS and frontline workers during the first wave of the pandemic. The porch outside the parish room became a collection point for DENS and for face creams and other goodies which were passed on to NHS workers.
11
Philip Waine gathered a team together to record and broadcast online services on YouTube, the first of which went out on Easter Sunday. The simple format of a reading, two hymns (with words on screen), prayers and a talk seemed to work, with members of the congregation and the wider village community taking part. I would like to pass on a special thank you to Philip, who sprung into action and organised our online VE Day Service in a matter days after it was announced that churches would again be locked down. Anne Stickland and her team organised online Family Services and the feedback on the local social media site with regard to St Paul’s church has been most gratifying.
We offer heartfelt thanks for the technical expertise and hard work of Martin Deane and Paul Rodgers, without whom we would not be able to have an online presence. Martin is our cameraman and editor and Paul deals with the complexity of licences required and also monitors our YouTube channel. We thank David Clough, David Heath and latterly, Ben Atkinson, for playing the organ for the broadcasts and to all those who planned and took part in them. Forty-nine broadcasts from the benefice of St Paul’s & Holy Cross are now available to view on YouTube and our services have been watched over 10,000 times. We have also been able to live-stream services, and these too have proved successful.
In the summer, with our help and co-operation, St Paul’s school was able to hold a Leavers Service in the church, which was beamed live by our technical team to a screen in Blackwells, enabling parents to view the proceedings from outside the window.
With careful planning and co-ordination, overseen by Stephen Morrill, we were still able to host the county Music Exams (using the parish room only), and participants and examiners alike were extremely grateful.
Following a slight relaxation in the rules for worshipping, a special training for sidesmen was organised, risk assessments written and St Paul’s opened its doors for public worship again in September, beginning with a Holy Communion service.
In early December there was a window of opportunity for our new Director of Music to organise two socially-distanced live concerts in the church. Ben enthralled us by playing a whole hour of works by Chopin in the first concert and one month later he engaged three amazing professional singers and musicians, who performed excerpts from Les Miserables and Phantom of the Opera. These concerts enabled us to raise much needed funds for the church and what a joy it was to be able to attend live recitals after the lockdown starvation of live performances.
Our technical team sprung into action again when they live-streamed St Paul’s school nativity play for the parents, and this was much appreciated.
12
With careful planning, we managed to hold three small Christmas Day services and a sterling building team erected a beautiful crib beneath the Resurrection Window, which was not removed until Candlemas (2nd February). The Crib Service was replaced by an invitation to villagers to come and (safely) listen to carols being broadcast to the churchyard on the afternoon of Christmas Eve while they visited the crib. Over 150 people were welcomed by Michele as they visited the churchyard on Christmas Eve, and many more people have enjoyed the seeing the crib since then.
After 18 years of writing News from the Benefice, I decided it was time to retire and I encourage you to contact Sonya, our administrator, who can arrange for you to receive the weekly Welcome Sheet instead. For those of you missing my ‘And finally’…..see the end of this report!
## **The Church Family**
We thank God that our rector, Michele, was able to return to work this year following her successful recovery from an operation and treatment for cancer. Her hard work and dedication to the Benefice are greatly appreciated.
Sadly, a much loved and regular member of our congregation, Freda Driver, died on 3rd May, following a stroke, and she will be greatly missed.
In September we welcomed Ben Atkinson, our new Director of Music. Ben came to us with an impeccable CV, having studied music at Cambridge, and his previous full-time job was directing the music for the global touring company producing Les Miserables. He and his wife, Freya welcomed a new addition to their family, baby Nova, in January this year.
We are thankful for the many people who have helped keep the church running in the past extraordinary year, among them our sidespersons, choir, floral team, church cleaners and all those people who open and close the church each day. We thank those who have written Risk Assessments and helped with all of the extra tasks required to ensure safety whilst the church was open last summer. We all like to sit in a warm church and greatly appreciate the work carried out throughout the year by Frances Onians in controlling our heating system.
We offer our gratitude for our Hon Treasurer, Fay Dent, for the hours and hours of hard work that she and her team have spent ‘doing the books’ this past year. We are also pleased to welcome our new auditor, Caroline Hargrove.
We thank our PCC Secretary, Lucy Wood, for her patient and efficient chairing of our meetings and one of her extra tasks this past year has been teaching the PCC how to log on to Zoom. We are, as always, hugely grateful to Sonya, our extremely efficient Administrator, for her tireless support in normal times and in particular during these current unprecedented times.
13
Our sincere apologies if we have inadvertently omitted some thank-yous. There are so many people who carry out so many tasks in and around the church that we are bound to have overlooked one or two, but please be assured, we are grateful for every aspect of help the church receives.
There is light at the end of the COVID tunnel: we have vaccines and, as I write this, some members of our congregation have already been immunised. We are all missing each other, we are missing real-time worship and prayer in our beautiful church, but we WILL return.
And finally……I conclude this report with the words of our Queen: _“We should take comfort that while we may have more still to endure, better days will return. We will be with our friends again; we will be with our families again; we will meet again.”_
_Ann & Philip Waine Churchwardens_
## **REPORT OF THE PCC MEETINGS 2020**
## **Churchwardens**
Our Churchwardens Alison Bush and Ian Chantrell both decided to step down this year, Alison after completing a very busy three year term and Ian after extending his term to five years. We are so very grateful for their dedication and wisdom throughout their time in office, especially during Michele’s time of absence. Philip and Ann Waine kindly offered to take on the role and were elected as our new Churchwardens at the APCM in March, which was held just before church closures due to the coronavirus pandemic.
## **Members of the PCC**
We were delighted to appoint Jenny Laurie as a new member of the PCC. Jenny is a well-known member of our church family and she is already closely involved with many aspects of our community. Our re-elected members were Alison Bush, Ian Chantrell, Fay Dent (treasurer), Pippa Frow, Judy Olney, Lucy Wood (secretary) and David Zerny. The continuing members for 2020-21 were Clare Brook, James Bush and Sue Walker.
## **Deanery Synod Representatives**
Philip Waine stepped down as a Deanery Synod representative this year, as he moved to the role of Churchwarden. Judy Olney kindly agreed to continue and we are very pleased that Elaine Dean offered to be our second representative.
14
## **Financial Matters**
John Hill stepped down as our auditor in 2019; the PCC thanked John for many years of expertly auditing the church accounts. We were delighted that Caroline Hargrove kindly offered to take on this role. Caroline was appointed as our new auditor in December 2020. Details of the church finances in 2020 are given in the Treasurer’s report. The Diocesan share for 2020 was £ £49,473. During 2020, the PCC agreed to the inclusion of a ‘donation button’ on the Benefice website, so donations could be made on-line.
## **Parish Administration**
Sonya Tolmie, our Benefice Administrator, has continued her outstanding support of the PCC throughout 2020 both during Michele’s time of absence and during the coronavirus pandemic.
## **Revision of the Electoral Roll**
There was a revision of the Electoral Roll during 2020. As in 2019, the Benefice records for the members of the Electoral Roll enable the Annual Report to be distributed electronically to all members with email addresses. Hard copies will be made available on request.
## **Safeguarding**
Sue Walker has continued in the vital position of Benefice Safeguarding Coordinator and the Parish Administrator, Sonya Tolmie, has provided the administrative support for processing DBS checks. A separate safeguarding report gives details of actions taken during 2020.
## **Building, Fabric and IT**
Full details of the repair and maintenance of the church approved by the PCC in 2020 are given in the Churchwardens’ report. In December 2019, the PCC was advised that the roof requires significant repair work, although there is no imminent risk. A full appraisal of the requirements were going to take place in 2020, alongside a proposal to have a wider restoration and improvement to the internal aspects of the church. However, this has been deferred due to the coronavirus pandemic.
## **Garden of Remembrance: choice of stones for memorials**
The PCC agreed there should be a choice of two stones, Nabresina Limestone and Lunar Granite, for memorials in the Garden of Remembrance.
## **Church closure and restrictions during the coronavirus pandemic**
The church was closed for public worship from March to August 2020. The government closed all places of worship from March to June 2020 and the PCC decided to extend the suspension of public worship in the church through to September so that we could take the necessary steps to ensure we opened
15
safely and with joy. From September to December 2020, some services were able to resume but with limited numbers due to the requirements of social distancing. Many members of our church family were involved in preparing and broadcasting worship throughout this period; the PCC are deeply grateful for all those who gave so freely of their time and talents to make this possible. From Easter onwards there was a pre-recorded service every week and a DVD lending library was set up for almost all the on-line service. From July to December, the church was also opened for private prayer at specific times during the week.
## **Music at St Paul’s**
The PCC appreciated all the organists who were able to provide us with wonderful music during the first half of the year. In June 2020, we received four expressions of interest for the post of Director of Music. Following interviews and the securing of specific funding, the PCC was delighted to appoint Ben Atkinson to the position of Director of Music for a period of three years, commencing on 6[th] September 2020. Due to the restrictions in place, it was agreed for Ben to start on a part time basis for the first three months.
## **Youth and Families**
The All Age Services have continued throughout 2020, with on-line services from March onwards. The Benefice youth team met ‘remotely’ throughout the year and although it has not been possible to have youth activities during the pandemic, thought and prayer has guided the team as they consider plans going forward. We were delighted to propose Ian Chantrell as a school governor for St Paul’s school, Chipperfield and he was elected during 2020.
## **Mission Action Plan (MAP) review**
In 2019 it was agreed the MAP review should be open to all members of the church and a breakfast meeting was planned for Saturday, 25[th] April 2020. However, this had to be postponed due to the coronavirus pandemic. It is now planned for a revision of the MAP to take place in 2021. Three ‘Zoom’ meetings, led by David Zerny, for members of the PCC have already taken place in early 2021 to start this process.
## **Alpha course**
A joint Benefice Alpha course was arranged for January to April 2020. The early sessions took place successfully but the course had to be suspended when the coronavirus ‘lockdown’ was imposed in March.
## **Commonwealth War Graves plaque**
In 2019, a plaque to commemorate the three Commonwealth War Graves in the churchyard was offered by the Commonwealth War Graves Commission; it
16
was agreed this should be placed near the main lychgate and it was put in place on the brickwork of the lychgate porch during 2020.
## **Mission Giving**
The details of our annual Mission Giving are given in the Treasurer’s report. During the first ‘lockdown’, an additional £500 was donated to DENS to support their work.
## **Thanks**
Thanks are given to Judy Olney and Alison & James Bush for hosting our PCC meetings during early 2020. From March 2020 to December 2020 the meetings were held remotely by Zoom.
_Lucy Wood, Secretary_
## **SAFEGUARDING REPORT**
Safeguarding continues to be of importance, one which the Diocese of St Albans takes very seriously. We receive regular newsletters and emails from the Diocese Safeguarding team. An online forum was arranged recently for all safeguarding officers and clergy regarding the role of the Parish Safeguarding Officer. Revd Michele and I attended separate forums and afterwards put our thoughts together. An outcome of the forum is we are signed up on the Dashboard which is a great tool ensuring we keep up to date with all the paperwork coming from the Diocese.
I was sorry to say goodbye to Debbie Kingston when she moved away; I had enjoyed her company and thoughts, and miss her. Holy Cross have been asked if they would like to replace Debbie with a link on safeguarding between the two churches.
Sonya has continued to be of great help in updating the spreadsheet of training and DBS records. She reminds us all when updates fall due. Thank you very much, Sonya.
## **TRAINING**
Throughout lockdown the Welcome Sheet has encouraged people to complete their module C0 and C1 training online. This has had some success and I thank all those who are now up to date. _C0 module_ is for vergers, servers, welcomers, refreshment helpers, sidespersons, PCC members, churchwardens and choir members. C0 is a pre-requisite for all other core training modules. _C1 module_ is for clergy, readers, vergers, welcomers, those
17
in direct work with children, young people or vulnerable adults, churchwardens, parish safeguarding officers, servers, choir/music/drama leaders where there are children or vulnerable adults in the group. _C2 module_ is for churchwardens, parish safeguarding officers, home group leaders and those whose role involves leadership work with children, young people or vulnerable adults. We are waiting for dates for group online C2 training. Modules C0, C1 and C2 have to be refreshed every three years by completing the highest previous training level.
## **DISCLOSURE AND BARRING SERVICE**
Sonya has reminded people when their DBS checks have become due for renewal and has helped them with their applications. With the church having been closed for most of the year and traditional duties put on hold, we have not pursued first time checks with current volunteers. These will be taken up when the church opens for services and volunteers are sought once again to undertake the numerous roles.
## **PCC members and DBS checks**
Where a PCC sponsors and approves, in its own name, children's work or work with vulnerable adults **all** PCC members should complete a DBS check.
## **YOUTH GROUP**
I joined in the zoom meetings to advise re training and DBS checks.
## **RISK ASSESSMENTS**
In a small way I have assisted Ian Chantrell with drafting these assessments which have been drawn up before the church has been able to open for services and private prayer. We also completed assessments for funerals and weddings during lockdown.
## **POLICY STATEMENTS**
Each year, PCCs in the Diocese must confirm their commitment to adopting and adhering to the Diocesan Policies. I bring to your attention the resolution passed at the February 2020 PCC
meeting:-
_“At its meeting on 13 February 2020, the PCC of St Paul's, Chipperfield, agreed unanimously to comply with its duty under Section 5 of the Safeguarding and Clergy Discipline Measure 2016 (duty to have due regard to the House of Bishops' Guidance on safeguarding children and vulnerable adults)”._
It adopted the Diocese of St Albans Policies for Safeguarding Children, Vulnerable Adults and for responding to Domestic Abuse; it accepted the Best Practice Guidelines for the Diocese and pledged to continue to work towards
18
full compliance with the Measure and the details implied by the policies and best practice guidelines.
At our January meeting this year (2021) I suggested we review the policies AFTER the APCM with the newly elected PCC at their first meeting. These will then be signed by the newly elected churchwarden for the year 2021/22.
_Sue Walker Safeguarding Co-ordinator_
**DEANERY SYNOD REPORT** Year ending 31[st] December 2020
The Deanery Synod did not meet during the last year owing to the Covid 19 pandemic. A meeting had been scheduled to be held at St. Paul’s on the 11[th] of June but was later cancelled owing to restrictions. The proposed Deanery Synod meeting of November 25[th] did not take place.
In January there was a talk given at Christ Church by Canon Tim Bull. This was to replace the March Deanery Synod and parishes were requested to send representatives. The topic was ‘Everybody Called: developing a culture of service’ which looked at 3 areas:
- 1.God’s call to everyone, lay and ordained
2. Discerning one’s personal vocation
3. Working well together as clergy and laity
The Deanery Standing and Pastoral Committee met twice- once at the beginning of March at Christ Church and then online with Zoom on the 15[th] September. Deborah Snowball announced at the September meeting that Simon Cutmore had now been appointed as Rural Dean. Discussions are underway regarding the election of a new Deanery Secretary and the election of a new Lay Vice-Chair.
There was no Ascension Day Service in May this year but on September 29[th] there was a Festival of Preaching online. The Deanery Quiz did not take place this year.
_Deanery Synod Members Judy Olney and Elaine Dean_
19
## **SIDEPERSON’S REPORT 2021**
For 8 a.m. services there are: 3 sidespeople. 2 needed per month. Duty frequency: every 1 1/2 months. More needed. For 10 a.m. services there are: 3 pairs plus 7 singles. 2 sidespeople needed 3 times per month. Duty frequency: every 2 months.
In addition, there are frequently extra services requiring sidespeople, e.g. at Christmas and Easter and for occasional evening services and musical events. This increases the frequency for those willing to do such extras.
## **Sidespeople on Current List**
**8 a.m.** Stephen Morrill Frances Onians Chris Pinney **10 a.m.** David Midwinter Ian Chantrell Peter Corbett Richard and Lesley Edwards Pippa Frow Jenny Laurie / Lucy Williams Stephen Morrill Imogen Roberts Anne Stickland Ann Waine Anne and Giles Wyburd **More sidespeople are badly needed.**
_**Anne Wyburd March 2021**_
## **ELECTORAL ROLL REPORT 2020/21**
There are currently 91 names on the electoral roll. The number on the roll in 2019 was 91. Changes have been as follows: 2 deletions (through death), 2 additions. Of the 91 on the roll, 66 are residents in the ecclesiastical parish of Chipperfield and 25 are non-residents.
_**Pippa Frow February 2020**_
20
## **REPORT ON THE FINANCIAL AFFAIRS OF THE PAROCHIAL CHURCH COUNCIL**
## **Treasurer’s Report for the year ended 31 December 2020**
Well what a year that was.
At the beginning of the year our main financial concern was the news that our church roof needed some serious work. After a very generous donation of £12,500 to start that fund going, this problem had to be shelved in view of the much bigger concern of a worldwide pandemic. In March 2020 we moved into “lockdown”. At that time none of us knew what that really meant, but we soon found out.
Financially it has been a year of ups and downs, with our church closed for the first half and last part of the year. The subsequent loss of our collections soon began to affect our bank balance and by June the position was so worrying that the PCC made the decision to reduce our payments of the parish share by £2000 per month for three months. This decision was not taken lightly as it was clear that the diocese, together with all charities, was also having financial problems. However, we had the card reader set up and working in church and the donate button working on our website. These additions started to be used more, together with the generous giving of all our congregation, so the finances began to feel a bit more stable. Although our income was down week by week our expenditure was also down.
In August, the PCC made the decision to employ a new Director of Music. There were still concerns about our finances at this time, but we were fortunate to receive the offer of donations to specifically support the funding of the position for the next three years. It was another prayer answered and Ben has already brought something very special to our church family.
Which brings us to November when St Paul’s received another, very large, unexpected donation. It enabled me to pay off the balance we owed the diocese, make £10,000 worth of mission payments and end 2020 with a balance of £50,000 in our church funds, more than we had last year. It is an amazing answer to prayer when you think how difficult this year has been. The mission payments made were:
£1500 3 local schools for help with technology £1750 DENS £1500 The Children’s Society £1750 Hope for Justice £1750 The Samaritans
21
£1750 Medicins Sans Frontieres
To clarify the make up of our accounts, we now have a total of £107,248 in our various bank accounts although £51,108 of it is for restricted work, meaning it can only be used for a specific purpose and I always think of these funds as not ours. This leaves a balance of £56,140 being the funds belonging to St Pauls Church, which I think is almost unbelievable!!
I really think God has blessed us in abundance in 2020 and it is also looking very favourable for 2021.
_Fay Dent Treasurer_
## _**Statement of financial affairs awaited**_
22
statem01 FiMn¢io1 Aclfvitse•
Ptjorytar
•ds
E16.7UI
É83.2S
£9.8S7
t9.38J
£9ffj5T
£4
072
E17MS
£18
Eio.
£75
£18
£95.4&8
tIOl,824
£1n
trx•f¢r
EZ7.818
IE23.512)
Q3,512
W27.818
t51
IU1.33D
£*.2ty3
£31312
12J2 £*.n4
£1M5
£1.fja6
Fuwj
FICrd Fw
Fd
240
£138
£1.037
El.D27
£1
f1.037
È1289
20
É?0.168
tl 57B
£10168
£7,578
£10.1
£1.517
y(¥th
717
E471T
23
Balqnc• •h••t
CIMS *ndthd
64
e4>J
FLr
É21.
f21.I30
[6.1
£6.51
£4.494
£4.73B
6510
653D
£5
£311
£1fj8
.742
Lbltl
ff1,W)
£7.879
£49WI
£49.203
DJ t41,•J
01.Z12
£26,754
25.1
£22.44
24
£21.e35
£18
17
E4.454
Eé.73S
£osits
tJ11
E1742
1•5
1£1,4881
£1$4
51
ET.142
tP.142
TL
25
An•lysls of Incorn and expendi•
¢>ftAvJ. Bar
£12,4t2
£4.1tr1
S48
Cxd
£4,523
£174
t12.
£1SJ)
£i,LU
E1.978
&Z574
£14.
£i.(ts)
£i.(w
£1.LW
T(41r .
.e&7
£&fft57
Pwijh Hk8
£8.856
£525
£4
£1
Tu
Cthor In¢orrt•
CAF [k8
VAT Re¢th*rth
£157
£157
27,0
É15
È15
72
£17
È109
26
£18
É1
Tol
£1•
£41
£7.
£4Y.W7
t2.1(6
17
£014
E47W
E¢ 017
1574
£141
£1th5
£141
£1.X6
Cl•Jw
F1674
£271
rJ.ISf
E2.ADi
f211
rJ.g
.182
£211
El.$70
£1.10)
£i,rthi
£i,(o)
£1.tYX)
£lf
Eltyj
£512T
T(*
£75
Ir
£&2
E7.X41
Finwial by IJ". F¢+rfw" ?031wJ &ir Wfby:
Its.. AI]SL Elth Il'.hurth W¥d¢n)
Mr. l*thChantrell {Chwth W¥&nl
27
## **Parish Prayer**
Almighty God, fill us with your love.
Jesus our Saviour, teach us to serve and care with generosity and joy, courage and hope, humility and gentleness.
Holy Spirit, stir and inspire us. Strengthen and equip us to faithfully proclaim in word and deed the all-embracing love of God. Guide us and help us to be vibrant imitators of Christ making him known in the world.
For the sake of the kingdom and in the name of Jesus Christ. Amen.
28
## **St Paul’s Church Chipperfield End of Year Financial Statements**
## **Year ending 2020**
## **Statement of Financial Activities**
||**Unrestricted**
**Restricted**
**Endowment**
**Total**
**Prior year**
**funds**
**funds**
**funds**
**funds**
**total funds**|
|---|---|
|**Income and endowments from:**
Donations and legacies
Income from charitable activities
Other trading activities
Investments
Other income
**Total income**
**Expenditure on:**
Raising funds
Expenditure on charitable activities
Other expenditure
**Total expenditure**
Gains / losses on investment assets
**3,368Net income / (expenditure) resources before**
**transfer**
**Transfers**
Gross transfers between funds - in
Gross transfers between funds - out
**Other recognised gains / losses**
**Net movement in funds**
**Total funds brought forward**
**Total funds carried forward**|104,943
23,565
—
128,508
83,237
4,830
20
—
4,850
9,687
5,015
—
—
5,015
9,383
2,689
—
—
2,689
2,556
4,099
5,000
—
9,099
1,271|
||**121,576**
**28,585**
**—**
**150,161**
**106,134**
2,790
—
—
2,790
17
92,253
2,708
—
94,961
96,497
3,539
—
—
3,539
5,308|
||**98,582**
**2,708**
**—**
**101,290**
**101,822**
1,494
—
—
1,494
3,368|
||**24,488**
**25,877**
**—**
**50,365**
**7,680**
2,556
3,714
—
6,270
51,329
(2,136)
(4,134)
—
(6,270)
(51,329)|
||**24,908**
**25,457**
**—**
**50,365**
**7,680**|
||**31,231**
**25,651**
**—**
**56,882**
**49,203**|
||**56,139**
**51,108**
**—**
**107,247**
**56,883**|
_Page 1_
## **Represented by**
|**Unrestricted**||||||
|---|---|---|---|---|---|
|General fund|56,140|—|—|56,140|31,231|
|**Restricted**||||||
|Allen Graves|—|1,636|—|1,636|1,636|
|Church Repair Fund|—|12,400|—|12,400|—|
|Director of Music|—|10,507|—|10,507|—|
|Electronics|—|2,000|—|2,000|—|
|Flower Fund|—|259|—|259|343|
|Jim Pritchard Fund|—|136|—|136|136|
|Music Fund|—|1,037|—|1,037|1,037|
|Organ Repair & Maintenance Fund|—|1,288|—|1,288|1,288|
|Oven Fund|—|0|—|0|0|
|Rector's Discretionary Fund|—|520|—|520|520|
|Redecoration Fund|—|10,168|—|10,168|10,168|
|Music Fund|—|—|—|—|1,578|
|Women's Fund Raising|—|263|—|263|226|
|Youth Work|—|10,892|—|10,892|8,717|
## **Balance sheet**
|**Class and code**
**Description**|**This year**
**Last year**|
|---|---|
|**Fixed assets**
6420
Jordon Fund
6430
Investment Fund
**Total Fixed assets**
**Current assets**
6501
Bank current account
6505
Parish Room Account
6510
CCLA (CBF) deposit account
6520
Unused
6530
Petty Cash
6535
Catering Petty Cash
6590
Cash in hand
Z05
Accounts Receivable
**Total Current assets**
**Liabilities**
6602
Uncleared Cheques 2018
6699
Agency collections
Z04
Accounts Payable
**Total Liabilities**
**Net Asset surplus(deficit)**
**Reserves**
Excess / (deficit) to date
Z01
Starting balances
Z02
Other gains/(losses)
**Total Reserves**
**Represented by funds**
Unrestricted
Designated
Restricted
Endowment|—
—
23,128
21,634|
||**23,128**
**21,634**
8,290
6,169
501
6,517
73,086
23,086
—
—
—
8
331
310
—
15
10,319
3,989|
||**92,528**
**40,094**
—
—
(2,291)
(2,295)
10,701
7,142|
||**8,409**
**4,845**|
||**107,247**
**56,883**|
||48,871
4,312
56,882
49,203
1,494
3,368|
||**107,247**
**56,883**
56,140
31,232
—
—
51,108
25,651
—
—|
_Page 2_
**Total**
**107,247**
**56,883**
## **Statement of assets and liabilities**
||**General**
**Designated**
**Restricted Endowment**
**This year**
**Last year**|
|---|---|
|**Fixed assets - Tangible assets**
Investment Fund -
**Totals**
**Current assets - Cash at bank and in hand**
Bank current account -
Parish Room Account -
CCLA (CBF) deposit account -
Petty Cash -
Catering Petty Cash -
Cash in hand -
**Totals**
**Current assets - Debtors**
Accounts Receivable -
**Totals**
**Liabilities - Agency accounts**
Agency collections -
**Totals**
**Liabilities - Creditors: Amounts falling due in**
**one year**
Accounts Payable -
**Totals**
**Grand total**|23,348
—
(220)
—
23,128
21,634|
||**23,348**
**—**
**(220)**
**—**
**23,128**
**21,634**
(25,878)
—
34,168
—
8,290
6,169
565
—
(64)
—
501
6,517
58,086
—
15,000
—
73,086
23,086
57
—
(57)
—
—
4
331
—
—
—
331
310
9
—
(9)
—
—
15|
||**33,173**
**—**
**49,037**
**—**
**82,208**
**36,104**
10,319
—
—
—
10,319
3,989|
||**10,319**
**—**
**—**
**—**
**10,319**
**3,989**
—
—
(2,291)
—
(2,291)
(2,295)|
||**—**
**—**
**(2,291)**
**—**
**(2,291)**
**(2,295)**
10,701
—
—
—
10,701
7,142|
||**10,701**
**—**
**—**
**—**
**10,701**
**7,142**|
||**56,140**
**—**
**51,108**
**—**
**107,247**
**56,883**|
## **Analysis of income and expenditure**
||||||**Total**||
|---|---|---|---|---|---|---|
||**Unrestricted**|**Designated**|**Restricted**|**Endowment**|**This year**|**Last year**|
|**INCOME AND ENDOWMENTS**|||||||
|**Donations and legacies**|||||||
|Gift Aid - Bank|60,315|—|8,315|—|68,630|50,946|
|Gift Aid -White Envelopes|275|—|—|—|275|4,861|
|Monthly SO Tax Effective|23,502|—|605|—|24,107|—|
|Loose plate collections|712|—|29|—|741|4,523|
|Monthly SO Not Tax Efficient|368|—|—|—|368|—|
|Envelopes - Weekly & Monthly|769|—|—|—|769|—|
|Card Payments|1,421|—|—|—|1,421|48|
|Donations not tax claimable|3,716|—|—|—|3,716|1,976|
|Website Donations|225|—|—|—|225|—|
|Donations appeals etc|735|—|10,000|—|10,735|2,573|
|Tax recoverable on Gift Aid|11,901|—|4,416|—|16,317|14,807|
|Legacies|—|—|200|—|200|2,500|
|Recurring grants|1,000|—|—|—|1,000|1,000|
|Total|104,943|—|23,565|—|128,508|83,237|
|**Income from charitable activities**|||||||
|Baptism Fees|107|—|—|—|107|30|
_Page 3_
|Catering Fund Income
weddings and funerals fees
Total
**Other trading activities**
Fund Raising
Parish Room Hire
Parish Room - Trans funds
Church Hire
Total
**Investments**
Dividends
Bank and building society interest
Total
**Other income**
CAF Donation
VAT Recovered
Musical Events
Sarratt payment due
Total|20
—
—
—
20
—
4,703
—
20
—
4,723
9,657|
|---|---|
||4,830
—
20
—
4,850
9,687
45
—
—
—
45
—
4,563
—
—
—
4,563
8,858
406
—
—
—
406
—
—
—
—
—
—
525|
||5,015
—
—
—
5,015
9,383
-
—
—
—
2,689
—
—
—
2,689
2,556|
||2,689
—
—
—
2,689
2,556
1,475
—
5,000
—
6,475
157
—
—
—
—
—
1,099
2,640
—
—
—
2,640
—
(15)
—
—
—
(15)
15|
||4,099
—
5,000
—
9,099
1,271|
|**INCOME TOTAL**|121,576
—
28,585
—
150,161
106,134|
|**EXPENDITURE**|||||||
|---|---|---|---|---|---|---|
|**Raising funds**|||||||
|Costs of Musical Event|2,790|—|—|—|2,790|17|
|Total|2,790|—|—|—|2,790|17|
|**Expenditure on charitable activities**|||||||
|Catering Fund Expenses|—|—|10|—|10|2,578|
|Mission Giving|10,878|—|—|—|10,878|7,936|
|Parish share|49,473|—|—|—|49,473|47,937|
|Office Costs|1,407|—|—|—|1,407|2,104|
|Salary of parish administrator|6,037|—|—|—|6,037|6,016|
|Expenses of incumbent|45|—|—|—|45|674|
|Parsonage house expenses|46|—|—|—|46|57|
|Vicar's telephone|566|—|—|—|566|592|
|Education. Schools|87|—|—|—|87|—|
|Parish training and mission. Alpha|269|—|—|—|269|140|
|Church Insurance|2,348|—|—|—|2,348|1,394|
|Church Broadband Charge|330|—|—|—|330|354|
|Organ / piano tuning|576|—|—|—|576|595|
|Church maintenance|4,790|—|300|—|5,090|448|
|Cleaning|2,365|—|—|—|2,365|2,873|
|Organist Fees|575|—|2,320|—|2,895|—|
|Upkeep of services|603|—|—|—|603|2,987|
|Upkeep of churchyard|4,570|—|—|—|4,570|3,936|
|Administration|1,433|—|—|—|1,433|3,181|
|Visiting speakers / locums|272|—|—|—|272|211|
|License fees due for music|800|—|—|—|800|508|
|Church running - electric|2,352|—|—|—|2,352|1,570|
|Church running - gas|1,433|—|—|—|1,433|624|
_Page 4_
|Church running - water
Church running - Flowers
Magazine expenses
Hall running - electricity
Hall running - gas
Hall running - insurance
Hall running - maintenance
Parish Room Expenses
Governance costs examination/audit
fee
Church major repairs - installation
Church interior and exterior
decorating
Hall + interior and exterior decorating
Total
**Other expenditure**
Weddings and Funeral Expenses
Bank Charges
Website and Technology costs
Total|189
—
—
—
189
201
—
—
77
—
77
307
14
—
—
—
14
—
—
—
—
—
—
1,000
—
—
—
—
—
1,000
—
—
—
—
—
1,000
65
—
—
—
65
405
20
—
—
—
20
100
43
—
—
—
43
—
142
—
—
—
142
5,394
516
—
—
—
516
—
—
—
—
—
—
363|
|---|---|
||92,253
—
2,708
—
94,961
96,497
2,962
—
—
—
2,962
5,127
126
—
—
—
126
180
450
—
—
—
450
—|
||3,539
—
—
—
3,539
5,308|
|**EXPENDITURE TOTAL**|98,582
—
2,708
—
101,290
101,824|
|||
|**GRAND TOTAL**|22,994
—
25,877
—
48,871
4,310|
Financial Accounts Approved by the PCC on 27[th] January 2021 and signed on their behalf by:
Phillip Waine (Church Warden)
________________________________
Mrs Ann Waine (Church Warden)
________________________________
This report dated: 29/04/2021
________________________________
_Page 5_
R•port to the Trurtees/Members of St Paufs Owrth. ChEpperfield P1 Churth
Cou11 on •cunts for the year ended 31 Dec•nber 2020.
I report to the trustees on My examlnatlon of the accounts of the above charity {"the Trust")
for the year ended 310ecember 2020
esw7slbilltle5 and basls of report
As the charfty's trustees. you are responsible for the preparatlon of the accounts
in accordance wlth the requlrements of the thafitles Act 2011 {-the A1.
I report In respect of my examlnatlon of the Trusrfs accounts carrled out under
section 145 of the 2011 Act and in carrying out my examinatlon. I have folk)wed
all the applicable Direction5 8lven by the Charlty Commission under secfion
145{5)(b) of the ACL
Independent examlner's ststement
I have completed my eXamInan. I confirm that no materlal matters have
come to my attention in connectk)n with the examination whlch gives me cause"
to belleve that in, any material respect:
the accountln8 records were not kept In accordance with sectlon 130 of
the Charlties Act. or
the accounts did not accord with the accounting records. or
the accounts did not compfy with the applicable requirements concerning
the forni and content of accounts set out in the Charities (Accourrts and
Reports) Re8ulations 21J)8 other than any quIrernent that the accounts
Elve a 'true and fairf vlew whlch is not a matter consldered as part of an
Independent examinatton.
While I draw attention to a slmple restatement of last yearfs uplift in the
investment valuationlsee Note (l)) I have no concems, and have come across
no other matters In connection wlth the examlnation to whlch attention
should be drawn In this feport Sn order to enable a prDper understanding of
the accounts to be reached.
Dated 4 May 2021
Caroline Haryrove FCA
Note (11
In the Interests of conslstency an adjustment ha5 been made to the prlof yearfs accounts.
Purely a matter of dSsclosure. an amount of £3,368 h35 been reclasslfted from -dividend
income- to "other gains and bsses -for the year ended 31 December 2019. No
alternatlon has been made to retained profiL