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2024-12-30-accounts

Registered Charity Number: 1167593

Health, Opportunity, Peace, Education

We believe everyone has the right to live in H.O.P.E

Trustees Annual Report & Accounts Financial Year Ending 30th December 2024

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CONTENTS

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Message from the CEO

Reflections on 2024: A Year of Growth, Grit, and Gratitude

Economic Headwinds in Ghana

The Ripple Effect from the UK

A Year of Growth and Innovation

What Sets Us Apart

3

Looking Ahead

With Gratitude

Also special thanks to:

This support has enabled us to offer the best service possible under difficult, unpredictable circumstances.

Jayne Bristow Chief Executive

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Message from the Chair – Year Ending 2024

As Chair of To Live in H.O.P.E , I am incredibly proud to reflect on a year that has tested our resolve but also showcased the strength, resilience, and heart of our organisation.

The year 2024 has brought significant economic challenges in Ghana. Inflation has remained high, and the cost of construction materials has, in some cases, tripled. This has made budgeting for our life-saving infrastructure projects such as clean water systems and sanitation facilities extremely difficult. The Ghanaian cedi has also continued to fluctuate against major currencies, further complicating financial planning and procurement.

At the same time, the cost-of-living crisis in the UK has had a ripple effect on charitable giving. Many of our supporters are facing their own financial pressures, and we have seen a decline in individual donations as a result.

Despite these challenges, I am proud to say that To Live in H.O.P.E has not only endured but has grown. Under the leadership of our CEO in her first full year, we have seen significant growth in our social media presence, helping us reach new audiences and secure vital grant funding. These efforts have allowed us to continue delivering life-changing and life-saving projects in rural Ghana. These projects provide clean water, education especially for girls, and sustainable employment opportunities for families.

Our approach of working directly with communities to identify and solve their most pressing challenges remains our greatest strength. It ensures that every pound we spend goes as far as possible, creating real and lasting change.

As Chair, I bring a wealth of experience and a deep commitment to our mission. I am focused on ensuring that we continue to deliver maximum value for every donation and that our strategy remains clear, ambitious, and community led.

Looking ahead, we have many exciting project ideas in development alongside our ongoing work. I am confident that, with the continued support of our volunteers, trustees, and partners, we will continue to grow and deepen our impact.

Thank you to everyone who has stood with us this year. Your support is not just appreciated; it is transformative.

David Manners

Chair, To Live in H.O.P.E.

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Vision, Mission, Priorities and Values Strategic Plan 2023–2026

Shaping Our Future Together

At To Live in H.O.P.E , we believe that real change begins with listening. That’s why we work hand-in-hand with local Chiefs, the education minister, social services, fire chiefs, and other key agencies in Ghana. Together, we identify the most urgent needs and co-create solutions that are not only impactful but deeply rooted in the communities we serve.

This collaborative, community-led approach ensures that every project is meaningful, sustainable, and embraced by those it is designed to support. Our volunteers, both in Ghana and abroad, are not just helpers they are catalysts for transformation, empowering communities to take ownership of their futures.

Our Vision: A Future Built on Hope and Opportunity

1. Empowering Self-Sufficiency

We envision a Ghana where poverty is not a life sentence but a challenge that can be overcome. By equipping individuals with the skills and tools to build and sustain their own businesses, we help unlock potential and foster independence.

  1. Education for All

We believe every child deserves the chance to learn, grow, and dream. Our education initiatives focus especially on girls, who often face the greatest barriers. By opening doors to learning, we help break cycles of poverty and protect children from the dangers of malnutrition, child labour, and exploitation. Education is not just a right— it’s a pathway to dignity and opportunity.

3. Clean Water and Health

Access to clean water and proper sanitation is a basic human right. Our healthfocused projects reduce the spread of waterborne diseases, lower infant mortality rates, and improve overall wellbeing. These are not just services they are lifelines.

  1. Empowering Women and Supporting the Disabled

We stand with women and people with disabilities, ensuring they are protected, included, and empowered. Our work helps build a future where everyone, regardless of ability or gender, can thrive and contribute meaningfully to their communities.

  1. Combating Hunger

No child should go to bed hungry. We are committed to feeding communities and ensuring that nutrition is never a barrier to growth, learning, or survival.

This strategic plan is more than a roadmap it is a promise. A promise to stand with the people of Ghana, to listen, to act, and to never give up on the belief that together, we can build a future filled with hope.

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Our Mission

To deliver: projects that are needed in a safe and sustainable way.

We believe everyone has the right to live in H.O.P.E (Health: Opportunity: Peace: Education)

Our Values

At To Live in H.O.P.E , our values are not just guiding principles they are the heartbeat of everything we do. They shape our decisions, fuel our passion, and define the way we serve communities in Ghana.

We strive for the highest standards in everything we do. From the smallest detail to the largest project, we are committed to delivering work that is thoughtful, impactful, and transformative.

We believe in the power of people. Whether it’s a child discovering education, a woman launching a business, or a team member growing in their role, we nurture potential and celebrate progress.

Our Priorities

Our priorities reflect our unwavering commitment to creating a future where hope is not just a word, but a lived reality.

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Community-Led Development

We don’t impose solutions we co-create them. Every project we deliver is born from the voices of the community and implemented with their full involvement, ensuring safety, sustainability, and long-term success.

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ACHIEVEMENTS AND PERFORMANCE

Water Projects Completed in 2024

Clean Water for Our Volunteers and Local Community

This year, we installed a borehole at our volunteer house not just to support our team and volunteers, but to serve the wider community too. Now, over 3,000 local residents also have access to clean, safe drinking water.

Why this matters:

This project has been a win-win supporting those who give their time to help, and those who need it most.

Restoring Hope in Ampabame

In Ampabame, families had been relying on river water for years after their local pump broke down. In 2024, we stepped in to install a new, durable pump and the change has been immediate.

What’s changed:

Looking Ahead to 2025/2026

These projects have reminded us just how powerful clean water can be. It’s not just about quenching thirst it’s about health, education, dignity, and opportunity.

As we look ahead to 2025 and 2026, we’re putting a renewed focus on clean water and sanitation. Too many communities still lack both, and we’re determined to change that. We’ve already identified several schools and villages in urgent need, and we’re ready to act.

With your continued support, we’ll keep going one well, one toilet, one community at a time.

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Building Brighter Futures: Twedie Library & ICT Centre Project

We’re incredibly proud to be moving forward with the construction of a modern library and ICT laboratory in Twedie, located in the Atwima Kwanwoma District of Ashanti, Ghana. This project is designed to give students and the wider community access to essential learning materials, digital tools, and a space to grow their skills and confidence.

Why This Project Matters

In rural Ghana, access to quality education remains a major challenge. According to the Atwima Nwabiagya Medium Term Development Plan, only 22% of students in these areas pass the Basic Education Certificate Examination (BECE) a key requirement for progressing to senior high school. As a result, many young people are left without further education or job opportunities, pushing families deeper into poverty.

This project is our response. By providing access to books, computers, and a safe space to learn, we’re giving thousands of students the tools they need to succeed and build a better future.

Who Will Benefit

The library and ICT centre will serve:

Progress and Challenges

While we’ve made great progress in planning and preparation, the project has experienced some delays due to rising material costs and fluctuating exchange rates. Despite these challenges, we’re proud of how far we’ve come and remain fully committed to completing the build.

Demonstrating Our Capacity

This project is a clear example of our ability to manage large-scale, high-impact initiatives. From community engagement and planning to budgeting and delivery, we’ve shown that we have the experience, leadership, and local partnerships needed to bring ambitious projects to life. It reinforces that To Live in H.O.P.E is not only capable but best placed to deliver meaningful, sustainable development projects that directly respond to community needs.

Looking Ahead to 2025/2026

As we move into the next phase, our focus is on completing this vital project and ensuring that students and community members have the tools they need to learn, grow, and thrive. Access to education is a powerful force for change, and this library will help unlock that potential for thousands of people.

This isn’t just a building it’s a gateway to opportunity, a place of hope, and a step toward a brighter future for generations to come.

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li

Empowering Girls Through Skills: Vocational School Project Nears Completion

We’re thrilled to share that our vocational school project is making strong progress and is on track for completion in 2025. This initiative will support over 200 girls in gaining access to basic education and hands-on training in practical trades giving them the tools to build brighter futures for themselves and their families.

Why This Project Matters

In many rural communities, girls face significant barriers to education and employment. Without access to learning or vocational skills, they are often left with few options, which can lead to cycles of poverty, early marriage, and limited independence.

This school is changing that. By offering training in trades such as tailoring, hairdressing, catering, and more alongside basic literacy and numeracy it will open doors to opportunity, self-reliance, and long-term stability.

The Impact

Listening to the Community

This project was born out of conversations with local leaders, families, and the girls themselves. It reflects our commitment to listening first and responding with solutions that truly meet the needs of the people we serve.

Funding and Progress

Funded through crowdfunding efforts, this project has taken time to bring to life but we’re nearly there. The support we’ve received has been incredible, and every contribution has helped us move closer to completion. We’re proud of the progress and deeply grateful to everyone who believed in this vision.

This vocational school is more than a building it’s a launchpad for dreams, a space for growth, and a symbol of what’s possible when communities come together to invest in their girls.

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WOMEN’S EMPOWERMENT

Vocational Centres: Opening Doors to Brighter Futures

We’re proud to announce the opening of another life-changing seamstress training shop in the Sepaase community. This marks a significant step forward in our commitment to empowering young women through vocational education.

The demand for places in our programs continues to grow, and Sepaase was no exception. Over 300 young women applied, each one eager for the chance to learn a trade and build a better future. Selecting just 30 participants was incredibly difficult, but those chosen have already shown outstanding dedication and progress.

They’re not only mastering sewing and business skills they’re also giving back. Recently, the group visited a local school to offer free garment repairs for children and began learning to sew reusable menstrual pads to support girls who cannot afford them.

A Core Part of Our Mission

Our vocational centres are becoming a cornerstone of our charity’s work. They represent more than skill-building they offer hope, independence, and opportunity. We remain committed to opening and supporting more centres like this, so that every girl has the chance to shape her own future.

With continued support, we aim to open three more seamstress shops, expanding our reach and deepening our impact in communities where opportunity is needed most.

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Supporting Local Heroes: Donation of Two Stretchers to Twedie Fire Service

We were proud to donate two high-quality stretchers to the Twedie Fire Service in the Atwima Kwanwoma Municipality an initiative that came directly from a request by the local fire chief, who reached out to us knowing our strong presence and trusted work in the community.

The fire service had been operating with limited emergency equipment, making it difficult to safely transport victims during accidents and rescue operations. These stretchers will now play a vital role in improving their emergency response and saving lives.

Why This Matters

Though small in scale, this project reflects something much bigger our commitment to listening, responding, and supporting where the need is real. We’re grateful for the opportunity to stand alongside the everyday heroes who protect their communities, and we’ll continue to be there when called upon.

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One of Our Favourite Moments: Christmas Giving to Children in Need

Every year, one of the projects closest to our hearts is our Christmas donation drive and 2024 was no exception. While it may seem like a small gesture, the joy it brings is immeasurable. Seeing the smiles on children’s faces as they receive a warm meal and a small gift is something truly irreplaceable.

This year, we reached out to underprivileged families and children who might otherwise go without during the festive season. With the help of our supporters, we were able to provide nutritious food packages and thoughtful gifts, bringing a little light and love into homes that needed it most.

Why It Matters

This project may not be the biggest we run, but it’s one of the most meaningful. It captures the true spirit of To Live in H.O.P.E showing up with compassion, especially when it matters most.

We’re already looking forward to doing it all again next Christmas.

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Emergency Fund in Action: Supporting Teen Mothers in Crisis

As part of our emergency fund work, To Live in H.O.P.E stepped in to support four teenage mothers who were detained at Takoradi European Hospital after giving birth, simply because they couldn’t afford their medical bills.

We covered their costs, provided food and baby supplies, and helped them return home safely with their newborns. This small but powerful act brought relief, dignity, and hope to four young women facing unimaginable hardship.

BOOKS FOR GHANA

March 24 marked another milestone in our mission to support education in rural Ghana, as we received a new container carrying approximately 35,000 books. This incredible delivery was made possible through our continued partnership with Book Cycle, whose dedication and collaboration have been instrumental in making this happen.

Access to quality educational materials remains a significant challenge in many rural communities across Ghana. For countless students and teachers, books are not just tools for learning they are gateways to opportunity, empowerment, and a brighter future. This latest shipment will help stock libraries, support classrooms, and inspire a love of reading in areas where resources are scarce but the thirst for knowledge is immense.

We are deeply grateful to Book Cycle and everyone involved in this effort. Together, we are helping to bridge the educational gap and create lasting change, one book at a time.

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Our Goals for 2025

What We're Working On

This year, we’re focusing on five key areas where we believe we can make a real difference: vocational training, clean water and sanitation, education (especially for girls), growing our online community, and making our organisation more sustainable.

Our Main Priorities

Vocational Training

We’re expanding our vocational centres to give more people the chance to learn hands-on skills that can lead to jobs or small businesses.

Clean Water and Sanitation

Access to clean water and proper toilets is still a big issue in many places. We’re working to improve this so communities can live healthier lives.

Building our online Community and presence

We want to connect with more people through social media sharing stories, raising awareness, and encouraging support for our work.

Education in Ghana especially for girls

We’re helping more children, especially girls, get into school and have the books and materials they need to learn and grow.

Keeping our projects going strong.

We’re committed to maintaining and improving the projects we already run, making sure they continue to meet real needs.

How We Plan to Do It

Applying for Bigger and multi-year Grants.

We’re focusing on applying for larger, long-term grants to help cover our core costs and support our growth.

Working With Business

We’ll keep building our relationship with Sumillion and look for new companies that want to support our mission.

Getting more people involved

We’re growing our volunteer programme and reaching out to local churches, schools, and community groups to get more people on board.

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Improving online Fundraising and supporters.

By strengthening our social media presence, we hope to raise more funds and reach new supporters.

Areas of Concern

Tight Budgets

We’re limited by funding, and we really need support to bring in admin help so we can run more smoothly.

Remote Locations

Some of our projects are in hard-to-reach areas, but our team in Ghana is doing a great job managing things on the ground.

Rising Costs

With the cost of living going up, people have less to give. That’s why we’re focusing more on grants and business partnerships.

Exchange Rates and Inflation

Fluctuating exchange rates and rising prices for materials are making it harder to plan and stretch our budget. Every pound raised doesn’t go as far as it used to.

Looking Ahead

Even with these challenges, we’re staying positive. We believe in the work we’re doing and the difference it makes. With the continued support of our partners, volunteers, and community, we’re confident that 2025 will be a year of real progress and meaningful change.

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GOVERNANCE AND MANAGEMENT

FINANCIAL SUMMARY

Non-Executive Directors / Trustees

To Live in H.O.P.E is overseen by a board of five voluntary and independent Trustees (Nonexecutive Directors), each of whom are appointed by the charity’s board. Each Director assumes a specific portfolio upon appointment to ensure that all areas of To Live in H.O.P.E’s governance receives due care and attention and is aligned with the specialist expertise of the Director appointed.

The Directors consider governance issues at their regular Board meetings. The Board meet every quarter throughout the year with the CEO to ensure all governance issues are regularly addressed. The trustees delegate responsibility to the CEO for ensuring that service provision is carried out within the overall charity’s strategy; for overseeing the charity’s progress in meeting its objectives; and ensuring that the charity meets its legal and financial obligations.

To Live in H.O.P.E has in place adequate governance arrangements that enable the identification, escalation, monitoring and reporting of risks. The Board of To Live in H.O.P.E is ultimately responsible for reviewing, challenging, and approving the charity’s overall strategy and the direction of the business.

TRUSTEES

David Manners-Chair

Kelly Abrahams

Benjamin Ward Chi Wai Man

Michael Clark

Thomas Manners

Registered Office and Principal Address

Unit 14, Faraday Court Rankine Road Basingstoke RG24 8PF

Charity Number: 1167593

Telephone: 07704 389787 Web www.toliveinhope.org

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1167593
To Live in Hope
31/12/2023
30/12/2024
No
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1167593
To Live in Hope
31/12/2023
30/12/2024
No
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1167593
To Live in Hope
31/12/2023
30/12/2024
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1167593
To Live in Hope
31/12/2023
30/12/2024
No
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1167593
To Live in Hope
31/12/2023
30/12/2024
No
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1167593
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31/12/2023
30/12/2024
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1167593
To Live in Hope
31/12/2023
30/12/2024
No
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1167593
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31/12/2023
30/12/2024
No
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CC16a
~~a~~
CC16a
~~a~~
Section A Receipts and payments
Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds Last year
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Donations 5,228 8,497 - 13,725 23,280
Projects 72,579 29,073 - 101,652 133,552
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
Sub total(Gross income for
AR)77,807
37,570 - 115,377 156,832
A2 Asset and investment sales,
(see table).
-
-
-
-
-
-
-
-
-
Sub total -
-
-
-
-
Total receipts 77,807
37,570
-
115,377
156,832
~~===>=~~
A3 Payments
Projects Paid 20,949 30,352 - 51,301 96,169
Advertising& Marketing
2,419
- - 2,419 405
Bank Charges 125 - - 125 375
Insurance - - - - 59
IT Software and consumables
382
- - 382 27
Light, Power, Heating
1,040
- - 1,040 63
Pension Costs 713 - - 713 356
Printing& Stationery - - - - 59
Rent 12,092 - - 12,092 3,542
Salaries 30,057 - - 30,057 24,457
Subscriptions 496 - - 496 356
Travel 443 - - 443 -
General Expenses - 300 - 300 -
Sub total 68,716 30,652 - 99,368 125,868
A4 Asset and investment
purchases, (see table)
-
-
-
-
-
-
-
-
Sub total -
-
-
-
-
Total payments 68,716
30,652
-
99,368
125,868
~~S555~~
Net of receipts/(payments)
9,091
9,091 9,091 6,918 6,918 - 16,009 - 16,009 - 16,009 - 16,009
30,964
30,964
A5 Transfers between funds
-
- - - - - - - - - - -
A6 Cash funds last year end
15,289
15,289 15,289 15,821 15,821 - 31,110 146 146
Cash funds this year end
24,380
24,380 24,380 22,739 22,739 - 47,119 - 47,119 - 47,119 31,110 31,110

Page 1 of 2

Section B Statement of assets and liabilities at the end of the period

Unrestricted Restricted Endowment Categories Details funds funds funds to nearest £ to nearest £ to nearest £ B1 Cash funds - - - - - - - - - Total cash funds - ~~—====>~~ (agree balances with receipts and payments account(s)) Agreement Error Agreement Error OK Unrestricted Restricted Endowment funds funds funds Details to nearest £ to nearest £ to nearest £ B2 Other monetary assets - - - - - - - - - - - - - - - - - - ~~—===~~ Fund to which Current value Details asset belongs Cost (optional) (optional) B3 Investment assets - - - - - - - - - - ~~7~~ Fund to which Current value Details asset belongs Cost (optional) (optional) B4 Assets retained for the - - charity’s own use - - - - - - - - - - - - - - - - ~~is~~ Fund to which Amount due When due Details liability relates (optional) (optional) B5 Liabilities - - - - - Signed by one or two trustees on Date of behalf of all the trustees Signature Print Name approval David Manners 14/07/2025 Benjamin Ward 10/07/2025 ~~——~~ Page 2 of 2

Independent examiner's report on the accounts

Report to the trustees Charity Name To Live In H.O.P.E. On accounts for the year 30[th] December 2024 Charity no 1167593 ended (if any) Set out on pages 1 & 2 (remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above 30/12/2024.

Responsibilities and As the charity's trustees, you are responsible for the preparation of the basis of report accounts in accordance with the requirements of the Charities Act 2011 .

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

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Date: 16/07/2025
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Signed: Name: Dawn Burn Relevant professional N/A qualification(s) or body (if any): Address: 4 Renoir Close, Basingstoke, RG21 3EW

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Oct 2018

IER

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Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

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Oct 2018

IER