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2021-03-31-accounts

REGISTERED COMPANY NUMBER: 05516571 (England and Wales) REGISTERED CHARITY NUMBER: 1167525

Report of the Trustees and

Unaudited Financial Statements

for the Year Ended 31 March 2021

for

Destiny Life Church Ltd

Ward Goodman 4 Cedar Park Cobham Road Ferndown Industrial Estate Wimborne Dorset BH21 7SF

Destiny Life Church Ltd

Contents of the Financial Statements for the Year Ended 31 March 2021

Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7 to 8
Notes to the Financial Statements 9 to 20
Detailed Statement of Financial Activities 21 to 22

Destiny Life Church Ltd

Report of the Trustees for the Year Ended 31 March 2021

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

The trustees of Destiny Life Church have the responsibility of co-operating with the Senior Pastors, Andrew and Alison Timms in promoting the mission and objectives of the church, the pastoral and evangelistic aims of the church and it's social interaction with the local community and further afield.

The trustees are directly responsible for the assets of the charity and their maintenance, this refers to the building at 25a Elliott Road, West Howe Industrial Estate Bournemouth. The trustees also oversee the financial responsibilities within the church and the policy and procedures relating to safeguarding and charitable obligations.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objectives and aims of the charity are contained within our constitution, namely; the advancement of the Christian religion in accordance with the statement of faith through the following means:

  1. Worship, preaching and teaching of Christian doctrine and all forms of media

  2. The instruction and care of Christians including young people and children,

  3. The evangelism of non-Christians, and

  4. The relief of persons who are in conditions of need, hardship, poverty or who are aged or sick.

The charity operates in Dorset and abroad and is linked with other charities with similar objectives.

The premises at 25a Elliott Road is the main hub of the church and is where most activities take place and therefore it is important the trustees maintain the fabric of the church complex.

Public benefit

Trustees have had regard to the Charity Commission guidance on public benefit and information of how the church operates for the public benefit can be found in the Achievements and Performance section of the report.

Page 1

Destiny Life Church Ltd

Report of the Trustees for the Year Ended 31 March 2021

ACHIEVEMENT AND PERFORMANCE

Charitable activities

For the period 1st April 2020 to 31st March 2021 the church went from a vibrant active Sunday service to the church being closed due to lockdown. The church did open for the period September 25th, 2020, to December 23rd, 2020, observing COVID-19 rules around social distancing and the wearing of face coverings. Advised risk management precautions were adhered to and a risk assessment was produced each time the government relaxed restrictions.

The church invested in broadcasting equipment - the purchase of cameras and suitable broadcast hardware and began to broadcast services on-line every Sunday. These consisted of a socially distanced worship team and one person preaching an encouraging word, all from separated areas of the auditorium. COVID-19 rules for the workplace were observed during this time.

Activities outside of Sunday service

Discipleship Courses - The Freedom in Christ course was suspended for the duration of the lockdown period and discipleship was moved to a Wednesday evening "Bible Discussion" course via Zoom.

Recovery Course - This was suspended due to lockdown

CAP Job Club - CAP is a nationwide Christian charity who provide debt recovery services as well as support for those coming out of debt. This was suspended due to lockdown and shortly into 2021 CAP suspended many of their services nationwide retaining only the on-line debt management service.

Destiny Youth (DY) - DY is for youth between 12 and 17 years of age and has grown over the year from 10 members to 25 members. Not all the youth who attend are yet attending church. Face-to face activities were suspended during lockdown and while people were restricted from meeting in groups of more than 6 were conducted via Zoom. Once restrictions were lifted allowing people to meet outside, the youth met in public areas.

Connect Groups - Connect groups are small groups who meet up outside of the Sunday service for fellowship, connection, and support. There are 7 main groups that meet, each is different and varied in their activities. These continued throughout the lockdown periods but moved online and were conducted through Zoom.

18 to 30s group - This group caters for those members of the church who are between 18 and 30ish and provide a place of relaxation, fellowship, and support. This group met online through Zoom until restrictions on numbers were lifted.

Mission and Evangelism

In partnership with Radiant Encounter Ministries (registered Charity - 1165807) Destiny Life Church have become involved in supporting and helping a Romany community of 5000 people in the heart of Bulgaria. A visit to the Roma community in Kazanluk was booked to take place in April 2021. A team was due to visit Kazanluk and flights and accommodation had been booked and paid for. This visit has been postponed until after all restrictions are lifted. The flights have been banked and have a 3-year time limit and the accommodation was refunded.

Destiny Life Church provided support to the Roma community in Kazanluk during the pandemic by providing money through Radiant Encounter Ministries

FINANCIAL REVIEW

Financial position

Destiny Life Church is dependent on the financial generosity of those who attend the church in the form of tithes and offerings. It is upon this income that the trustees base their forecast for the year. Any individual gifts above this are not accounted for in the normal giving in the church.

At the year end the Church had a net income of £18,503 before depreciation charges of £23,193 resulting in a net expenditure for the year of £4,690 (2020 - net income of £3,707). Unrestricted reserves at the year end totalled £553,482 (2020: £541,369).

The charitable company has negative free reserves of £334,275 as at 31 March 2021 (2020 - negative free reserves of £355,300). Free reserves are calculated by deducting fixed assets from the unrestricted (and undesignated) reserves held at the year-end.

Page 2

Destiny Life Church Ltd

Report of the Trustees for the Year Ended 31 March 2021

FINANCIAL REVIEW

Reserves policy

Destiny Life Church aims to set aside reserves into a reserve account (savings) in order to provide 3 months buffer to cater for any drop in giving. Over the period of 2020 to 2021 this reserve has been used to meet any deficits in the year and did not reach the limit of 3 month’s buffer. Trustees continue to monitor expenditure on a regular basis.

Going concern

Trustees continue to monitor expenditure closely to ensure there are sufficient funds to cover liabilities as they fall due. Trustees also note that the charity hold significant reserves as fixed assets which contributes to significant annual depreciation charges which affect the reported surplus in the Statement of Financial Activities but not the cash balances of the charity. These assets could also provide resources in extreme circumstances should cash flow no longer be sufficient and therefore trustees consider the charity to be a going concern.

Financial Liability

Since May 2019 Destiny Life Church have been undergoing an investigation by HMRC into the non-compliance of PAYE contributions by the previous senior pastor. This investigation was resolved in the year with an agreement between Destiny Life Church and HMRC being made for £5,681 to be paid by March 2022.

FUTURE PLANS

For the period 23rd December through to June 2021 the church was closed following a member of the congregation contracting COVID-19 in their workplace and self-isolating. Several members of the team were "pinged" through the NHS app as having contact during the week. Due to this it was decided following consultation with the trustees to close the church to face-to-face meetings and everything moved on-line.

This meant the Christmas services were cancelled along with the Easter service for 2021.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Recruitment and appointment of new trustees

The church holds a family or financial update evening and promotes their need for a new trustee. The church asks its members to email the office with their nominations of people they think would appropriate or if they would like to nominate themselves to be a trustee. Potential candidates are interviewed by the chair and secretary of the board of trustees. The successful candidates are voted in at a trustee meeting.

Decision making

The senior leadership team for the church changed and reduced from 8 members to 4 following the other 4 members, husband and wife teams moving on to other things. This has not affected the drive and vision of the leadership and the goal is to find other members who are willing and able to step up. The Senior Leadership Team led by the senior pastors are responsible for the spiritual direction and vision of the church and the trustees are fully behind the vision and direction of the church.

The trustees were meeting in person every month to ensure all policies and procedures were updated and reviewed and that all financial responsibilities have been carried out. This was reduced in September to every quarter.

Relationships with other churches and charities

Destiny Life Church is in relationship with at least 10 other churches in the area being an active member of a Senior Pastors group that meet in the city centre at a Holy Trinity Brompton church plant in a group of 12 other pasters. We also have links with a smaller pastors connect group for the west side of the city and have links with several charities who are based in the area, the main link being with a charity called Faithworks Wessex (Charity number - 1086250).

All connections were maintained throughout lockdown and connections were made via Zoom.

Destiny Life Church is also linked with Radiant Encounter Ministries, as stated above, the founders of this charity are members of the church.

Page 3

Destiny Life Church Ltd

Report of the Trustees for the Year Ended 31 March 2021

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

05516571 (England and Wales)

Registered Charity number

1167525

Registered office

25A Elliot Road West Howe Industrial Estate Bournemouth Dorset BH11 8LQ

Trustees

A N Dicker R R Nash (resigned 16 November 2020) J J Sullivan Rev A P Timms R Dendle (resigned 14 June 2021) B Dowling (appointed 3 August 2021)

Company Secretary

Rev A P Timms

Independent Examiner

Ward Goodman 4 Cedar Park Cobham Road Ferndown Industrial Estate Wimborne Dorset BH21 7SF

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ Rev A P Timms - Trustee

Page 4

Independent Examiner's Report to the Trustees of Destiny Life Church Ltd

Independent examiner's report to the trustees of Destiny Life Church Ltd ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2021.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Miss Jen Richardson BA (Hons) ACA FCCA DChA Ward Goodman 4 Cedar Park Cobham Road Ferndown Industrial Estate Wimborne Dorset BH21 7SF

Date: .............................................

Page 5

Destiny Life Church Ltd

Statement of Financial Activities (Incorporating an Income and Expenditure Account) for the Year Ended 31 March 2021

Unrestricted
funds
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
3
86,427
Charitable activities
6
Ministry, outreach costs
1,600
Other trading activities
4
1,600
Investment income
5
2
Other income
1,401
Total
91,030
EXPENDITURE ON
Raising funds
14,338
Charitable activities
Governance costs
2,837
Ministry, outreach costs
57,405
Support costs
4,337
Total
78,917
NET INCOME/(EXPENDITURE)
12,113
RECONCILIATION OF FUNDS
Total funds brought forward
541,369
TOTAL FUNDS CARRIED FORWARD
553,482
Restricted
funds
£
1,160
-
-
-
-
1,160
-
-
17,963
-
17,963
(16,803)
53,715
36,912
2021
Total
funds
£
87,587
1,600
1,600
2
1,401
92,190
14,338
2,837
75,368
4,337
96,880
(4,690)
595,084
590,394
2020
Total
funds
£
96,421
4,059
-
5
-
100,485
16,159
3,820
40,531
36,268
96,778
3,707
591,377
595,084

The notes form part of these financial statements

Page 6

Destiny Life Church Ltd

Balance Sheet 31 March 2021

Notes
FIXED ASSETS
Tangible assets
11
CURRENT ASSETS
Debtors
12
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
13
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
14
NET ASSETS
FUNDS
17
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
funds
£
887,756
5,456
15,247
20,703
(33,946)
(13,243)
874,513
(321,032)
553,481
Restricted
funds
£
35,432
-
1,481
1,481
-
1,481
36,913
-
36,913
2021
Total
funds
£
923,188
5,456
16,728
22,184
(33,946)
(11,762)
911,426
(321,032)
590,394
553,481
36,913
590,394
2020
Total
funds
£
945,332
2,562
23,846
26,408
(31,491)
(5,083)
940,249
(345,165)
595,084
541,369
53,715
595,084

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2021.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2021 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

continued...

Page 7

Destiny Life Church Ltd

Balance Sheet - continued 31 March 2021

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. J J Sullivan - Trustee

The notes form part of these financial statements

Page 8

Destiny Life Church Ltd

Notes to the Financial Statements for the Year Ended 31 March 2021

1. LEGAL FORM

The company is a private company limited by guarantee and registered in England and Wales. The members of the company are the Trustees named on page 4. In the event of the company being wound up, the liability in respect of the guarantee is limited to £10 per member of the company. The address of the registered office can be found on page 4.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Financial reporting standard 102 - reduced disclosure exemptions

The charitable company has taken advantage of the following disclosure exemptions in preparing these financial statements, as permitted by FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland':

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

For legacies, entitlement is taken as the earlier of the date on which either: the company is aware that probate has been grant, the estate has been finalised and notification has been made by the executor(s) to the Trust that a distribution will be made, or when a distribution is received from the estate. Receipt of a legacy, in whole or in part is only considered probable when the amount can be measured reliably and the company has been notified of the executor's intention to make a granting of probate, and the criteria for income recognition have not been met, then the legacy is treated as contingent asset and disclosed if material.

Grants (including government grants) are recognised only when there is reasonable assurance that the company will comply with the conditions attached to them and that the grants will be received. Grants that are receivable as compensation for expenses already incurred are recognised in the Statement of Financial Activities in the period in which they become receivable.

Donated services of facilities are recognised when the company has control over the item, any conditions associated with the donated item have been met, the receipt of economic benefit from the use of the company of the item is probable and that economic benefit can be measured reliably. In accordance with the Charities SORP (FRS 102), the general volunteer time is not recognised and refer to the Trustees'' report for more information about their contribution.

On receipt, donated professional services and donated facilities are recognised on the basis of the value of the gift to the company which is the amount the company would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market; a corresponding amount is then recognised in expenditure in the period of receipt.

Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

continued...

Page 9

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

2. ACCOUNTING POLICIES - continued

Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a singe activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset's use.

Support costs are those costs incurred directly in support of expenditure on the objects of the company and include project management carried out centrally. Governance costs are those incurred in connection with administration fo the company and compliance with constitutional and statutory requirements.

Charitable activities and Governance costs are costs incurred on the company's operations, including support costs and costs relating to the governance of the company apportioned to charitable activities.

Liabilities and provisions

Liabilities are recognised when there is an obligation at the balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably. Liabilities are recognised at the amount that the company anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide. Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the ore-tax discount rate that reflects the risks specific to the liability, The unwinding of the discount is recognised within the interest payable and similar charges.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

continued...

Page 10

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

2. ACCOUNTING POLICIES - continued

Preparation of the accounts on a going concern basis

Destiny Life Church reported a net expenditure of £4,690 for the year and net current liabilities of £11,762 at the reporting date. The church and its trustees have taken actions to reduce any non essential spending in the year which should secure the immediate future of the church for the next 12 months and on that basis the church is a going concern. The church has been impacted by the Covid pandemic post year end and while this has influenced the income recieved via donations (which is the largest source of church income), sufficient donations have been received to ensure the church can cover its liabilities and donations received year on year have held up better than may have been expected despite the restrictions imposed on holding services in the year. Trustees also note that the charity holds significant fixed assets which could provide resources in extreme circumstances should cash flow be further impacted.

Revaluation of tangible fixed assets

The company has adopted the revaluation model to revalue items of property, plant and equipment whose fair value can be measured reliably. The revaluations shall be made with sufficient regularity to ensure that the carrying amount does not differ materially from that which would be determined using fair value at the end of the reporting period.

The fair value of land and buildings is usually determined from market-based evidence by appraisal that is normally undertaken be professionally qualified valuers. The fair value of items of plant and machinery is usually their market value determined by appraisal.

Revaluation gains and losses are recognised in other comprehensive income and accumulated in equity.

Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the company; this is normally upon notification of the interest paid or payable by the Bank.

Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount incurred net of any trade discounts due.

Cash at Bank and in hand

Cash at bank and in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Financial Instruments

The company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

Termination Payments

Termination benefits are amounts payable as a result of a decision by the Church to terminate an employee's contract before the normal retirement date or an employee’s decision to accept voluntary redundancy and are charged on an accruals basis to the relevant line in the Statement of Financial Activities.

continued...

Page 11

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

3.
DONATIONS AND LEGACIES
Donations
Gift aid
Grants
Grants received, included in the above, are as follows:
HMRC JRS Furlough Grants
4.
OTHER TRADING ACTIVITIES
Other income
5.
INVESTMENT INCOME
Interest receivable - trading
6.
INCOME FROM CHARITABLE ACTIVITIES
Activity
Church Events & Activities
Ministry, outreach costs
Rental Income
Ministry, outreach costs
Club & Group Events
Ministry, outreach costs
7.
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
Depreciation - owned assets
Hire of plant and machinery
Surplus on disposal of fixed assets
Independent examination
2021
£
73,758
11,319
2,510
87,587
2021
£
2,510
2021
£
1,600
2021
£
2
2021
£
-
1,600
-
1,600
2021
£
23,193
1,753
(1,401)
1,542
2020
£
85,546
10,875
-
96,421
2020
£
-
2020
£
-
2020
£
5
2020
£
864
2,615
580
4,059
2020
£
23,995
1,099
-
1,542

continued...

Page 12

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

8. TRUSTEES' REMUNERATION AND BENEFITS

During the year ended 31 March 2021, A Timms a Trustee and Senior Pastor of Destiny Life Church recieved remuneration of £12,349 (2020: £nil).

Trustees' expenses

During the year ended 31 March 2021 three trustees were reimbursed out of pocket expenses of £841 (2020: £268).

9. STAFF COSTS

Wages and salaries
Other pension costs
The average monthly number of employees during the year was as follows:
Staff (head count)
No employees received emoluments in excess of £60,000.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
funds
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
89,298
Charitable activities
Ministry, outreach costs
4,059
Investment income
5
Total
93,362
EXPENDITURE ON
Raising funds
16,159
Charitable activities
Governance costs
3,820
Ministry, outreach costs
38,460
Support costs
23,092
Total
81,531
NET INCOME/(EXPENDITURE)
11,831
2021
£
25,767
22
25,789
2021
3
Restricted
funds
£
7,123
-
-
7,123
-
-
2,071
13,176
15,247
(8,124)
2020
£
16,017
-
16,017
2020
2
Total
funds
£
96,421
4,059
5
100,485
16,159
3,820
40,531
36,268
96,778
3,707

10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

continued...

Page 13

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

10.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES -
Unrestricted
funds
£
RECONCILIATION OF FUNDS
Total funds brought forward
529,538
TOTAL FUNDS CARRIED FORWARD
541,369
11.
TANGIBLE FIXED ASSETS
Fixtures
Freehold
and
property
fittings
£
£
COST
At 1 April 2020
975,000
99,530
Additions
-
1,049
Disposals
-
(2,200)
At 31 March 2021
975,000
98,379
DEPRECIATION
At 1 April 2020
41,489
88,102
Charge for year
20,745
2,055
Eliminated on disposal
-
(2,200)
At 31 March 2021
62,234
87,957
NET BOOK VALUE
At 31 March 2021
912,766
10,422
At 31 March 2020
933,511
11,428
12.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
continued
Restricted
Total
funds
funds
£
£
61,839
591,377
53,715
595,084
Computer
equipment
Totals
£
£
1,180
1,075,710
-
1,049
-
(2,200)
1,180
1,074,559
787
130,378
393
23,193
-
(2,200)
1,180
151,371
-
923,188
393
945,332
2021
2020
£
£
5,456
2,562
Total
funds
£
591,377
595,084

continued...

Page 14

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

13. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2021
£
Bank loans and overdrafts (see note 15)
21,177
Other loans (see note 15)
2,956
Trade creditors
1,245
Social security and other taxes
807
Other creditors
6,219
Accruals and deferred income
1,542
33,946
14.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2021
£
Bank loans (see note 15)
292,966
Other loans (see note 15)
28,066
321,032
15.
LOANS
An analysis of the maturity of loans is given below:
2021
£
Amounts falling due within one year on demand:
Bank loans
21,177
Other loans
2,956
24,133
Amounts falling between one and two years:
Bank loans - 1-2 years
23,146
Other loans - 1-2 years
3,045
26,191
Amounts falling due between two and five years:
Bank loans - 2-5 years
75,263
Other loans - 2-5 years
9,701
84,964
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
194,557
Other loans more 5yrs instal
15,320
209,877
2020
£
21,405
2,869
1,520
-
4,155
1,542
31,491
2020
£
314,143
31,022
2020
£
21,405
2,869
1,520
-
4,155
1,542
31,491
345,165
2020
£
21,405
2,869
24,274
22,241
2,956
25,197
72,457
9,416
81,873
219,445
18,650
238,095

continued...

Page 15

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

16. LEASING AGREEMENTS

Minimum lease payments under non-cancellable operating leases fall due as follows:

Within one year
Between one and five years
MOVEMENT IN FUNDS
Unrestricted funds
General fund
Revaluation Fund
Mission Trips (Designated)
Restricted funds
Building fund assets
Building fund
Boiler Fund
Cooker Fund
Building Improvement
CAP Job
Recovery Course
Mission Trips (Restricted)
TOTAL FUNDS
At 1.4.20
£
142,590
398,179
600
541,369
266
43,546
4,401
450
4,710
120
200
22
53,715
595,084
Net
movement
in funds
£
12,440
-
(328)
12,112
(53)
(11,896)
(880)
(90)
(3,741)
(120)
-
(22)
(16,802)
(4,690)
2021
£
939
-
939
Transfers
between
funds
£
8,848
(8,848)
-
-
-
-
-
-
-
-
-
-
-
-
2020
£
1,323
768
2,091
At
31.3.21
£
163,878
389,331
272
2020
£
1,323
768
2,091
553,481
213
31,650
3,521
360
969
-
200
-
36,913
590,394

17. MOVEMENT IN FUNDS

continued...

Page 16

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

17. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 90,530 (78,090) 12,440
Mission Trips (Designated) 500 (828) (328)
91,030 (78,918) 12,112
Restricted funds
Building fund assets - (53) (53)
Building fund - (11,896) (11,896)
Boiler Fund - (880) (880)
Cooker Fund - (90) (90)
Building Improvement 1,160 (4,901) (3,741)
CAP Job - (120) (120)
Mission Trips (Restricted) - (22) (22)
1,160 (17,962) (16,802)
TOTAL FUNDS 92,190 (96,880) (4,690)

Comparatives for movement in funds

Unrestricted funds
General fund
Revaluation Fund
Tithe fund
Mission Trips (Designated)
Restricted funds
Building fund assets
Building fund
Boiler Fund
Cooker Fund
Building Improvement
CAP Job
Recovery Course
Mission Trips (Restricted)
TOTAL FUNDS
At 1.4.19
£
116,806
407,027
5,705
-
529,538
333
55,442
5,501
563
-
-
-
-
61,839
591,377
Net
movement
in funds
£
13,655
-
(1,824)
-
11,831
(67)
(11,896)
(1,100)
(113)
4,710
120
200
22
(8,124)
3,707
Transfers
between
funds
£
12,129
(8,848)
(3,881)
600
-
-
-
-
-
-
-
-
-
-
-
At
31.3.20
£
142,590
398,179
-
600
541,369
266
43,546
4,401
450
4,710
120
200
22
53,715
595,084

continued...

Page 17

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

17. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Tithe fund
Restricted funds
Building fund assets
Building fund
Boiler Fund
Cooker Fund
Building Improvement
CAP Job
Recovery Course
Mission Trips (Restricted)
TOTAL FUNDS
Incoming
resources
£
93,362
-
93,362
-
-
-
-
4,710
720
200
1,493
7,123
100,485
Resources
Movement
expended
in funds
£
£
(79,707)
13,655
(1,824)
(1,824)
(81,531)
11,831
(67)
(67)
(11,896)
(11,896)
(1,100)
(1,100)
(113)
(113)
-
4,710
(600)
120
-
200
(1,471)
22
(15,247)
(8,124)
(96,778)
3,707
Resources
Movement
expended
in funds
£
£
(79,707)
13,655
(1,824)
(1,824)
(81,531)
11,831
(67)
(67)
(11,896)
(11,896)
(1,100)
(1,100)
(113)
(113)
-
4,710
(600)
120
-
200
(1,471)
22
(15,247)
(8,124)
(96,778)
3,707
11,831
(67)
(11,896)
(1,100)
(113)
4,710
120
200
22
(8,124)
3,707

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Revaluation Fund
Tithe fund
Mission Trips (Designated)
Restricted funds
Building fund assets
Building fund
Boiler Fund
Cooker Fund
Building Improvement
Recovery Course
TOTAL FUNDS
At 1.4.19
£
116,806
407,027
5,705
-
529,538
333
55,442
5,501
563
-
-
61,839
591,377
Net
movement
in funds
£
26,095
-
(1,824)
(328)
23,943
(120)
(23,792)
(1,980)
(203)
969
200
(24,926)
(983)
Transfers
between
funds
£
20,977
(17,696)
(3,881)
600
-
-
-
-
-
-
-
-
-
At
31.3.21
£
163,878
389,331
-
272
553,481
213
31,650
3,521
360
969
200
36,913
590,394

continued...

Page 18

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

17. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 183,892 (157,797) 26,095
Tithe fund - (1,824) (1,824)
Mission Trips (Designated) 500 (828) (328)
184,392 (160,449) 23,943
Restricted funds
Building fund assets - (120) (120)
Building fund - (23,792) (23,792)
Boiler Fund - (1,980) (1,980)
Cooker Fund - (203) (203)
Building Improvement 5,870 (4,901) 969
CAP Job 720 (720) -
Recovery Course 200 - 200
Mission Trips (Restricted) 1,493 (1,493) -
8,283 (33,209) (24,926)
TOTAL FUNDS 192,675 (193,658) (983)

Restricted Funds

Building Fund - This fund was restricted for the initial purchase of the Church building. The restricted fund is utilised each year through depreciation costs.

Building Fund Assets - This fund relates to assets purchased with the purchase of the building. The restricted fund is utilised each year through depreciation costs.

Boiler Fund - Relates to money received for the purchase of a new Boiler. The restricted fund is utilised each year through depreciation costs.

Cooker Fund - Relates to money received for the purchase of a new Cooker. The restricted fund is utilised each year through depreciation costs.

Dishwasher Fund - Relates to money received for the purchase of a new Dishwasher. The dishwasher was purchased in the year and the fund purpose has been fully satisfied in the year.

Recovery Course - Restricted donation specifically to cover costs for a Recovery course.

CAP Job fund - This fund is restricted to pay the Christians Against Poverty subscription costs for the year.

Building improvement Fund - Restricted for works to be carried out on on the building including heating, roof, coffee shop and electrical works and other minor building works.

Mission Trips - Funds are restricted/designated to help fund mission trips in Bulgaria.

Bible School Fund - Relates to donations received for the purpose of assisting with the funding of Bible School fees for a student.

continued...

Page 19

Destiny Life Church Ltd

Notes to the Financial Statements - continued for the Year Ended 31 March 2021

17. MOVEMENT IN FUNDS - continued

Transfers between funds

A transfer of funds has taken place between the General Fund and Revaluation designated fund to recognise the depreciation allocated to the Revaluation reserve in the year ended 31 March 2021.

18. RELATED PARTY DISCLOSURES

During the year ended 31 March 2021 Trustees donated a total of £7,176 to Destiny Life Church (2020: £8,455).

During the year ended 31 March 2021, Mr A Timms a Trustee and Senior Pastor received amounts totalling £nil (2020: £6,504) for professional consultancy and teaching services provided to Destiny Life Church. A nil balance was outstanding at 31 March 2021.

During the year ended 31 March 2021, the son and spouse of a Trustee donated amounts totalling £2,140 in Tithe on Tithe giving (2020: £1,200).

Mrs L Foster the wife of Mr R Foster, a former Trustee, is an employee of the charity and recieved remuneration of £nil (2020: £9,000).

During the year ended 31 March 2021, a total of £3,350 (2020: £2,170) was donated to Radiant Encounter Ministries, a registered charity (Charity number: 1165807) with trustees including R Dendle and A Timms.

Page 20

Destiny Life Church Ltd

Detailed Statement of Financial Activities
for the Year Ended 31 March 2021
INCOME AND ENDOWMENTS
Donations and legacies
Donations
Gift aid
Grants
Other trading activities
Other income
Investment income
Interest receivable - trading
Charitable activities
Church Events & Activities
Rental Income
Club & Group Events
Other income
Gain on sale of tangible fixed assets
Total incoming resources
EXPENDITURE
Other trading activities
Bank loan interest
Charitable activities
Wages
Pensions
Equipment costs
Telephone
Postage and stationery
Sundries
Professional Fees
Insurance
Travelling expenses
Premises costs and hall hire
Camp, course & conference
Subscriptions & Sundries
Coffee shop & catering
Resource costs
Youth club expenses
Freehold property
Carried forward
2021
£
73,758
11,319
2,510
87,587
1,600
2
-
1,600
-
1,600
1,401
92,190
14,338
25,767
22
1,753
1,419
259
547
2,331
5,486
-
11,102
322
1,855
516
-
54
20,744
72,177
2020
£
85,546
10,875
-
96,421
-
5
864
2,615
580
4,059
-
100,485
16,159
16,017
-
1,099
1,760
510
606
7,754
5,732
43
7,094
4,203
1,645
880
615
260
20,745
68,963

This page does not form part of the statutory financial statements

Page 21

Destiny Life Church Ltd

Detailed Statement of Financial Activities
for the Year Ended 31 March 2021
Charitable activities
Brought forward
Fixtures and fittings
Computer equipment
Gifts & Donations
Support costs
Finance
Bank charges
Governance costs
Accountancy and legal fees
Total resources expended
Net (expenditure)/income
2021
£
72,177
2,055
393
4,925
79,550
154
2,838
96,880
(4,690)
2020
£
68,963
2,857
393
3,994
76,207
592
3,820
96,778
3,707

This page does not form part of the statutory financial statements

Page 22